Home > Citizens Bank > Income and Expense
Citizens Bank, Income and Expense
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 4,212 |
| Total interest expense | $270,000 | 4,230 |
| Net interest income | $2,042,000 | 4,158 |
| Provision for loan and lease losses | $52,000 | 3,681 |
| Total noninterest income | $487,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $202,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $285,000 | 3,405 |
| Total noninterest expense | $1,970,000 | 3,981 |
| Salaries and employee benefits | $1,044,000 | 4,050 |
| Premises and equipment expense | $180,000 | 4,086 |
| Additional noninterest expense | $746,000 | 3,696 |
| Pre-tax net operating income | $507,000 | 4,029 |
| Securities gains (losses) | $18,000 | 1,959 |
| Applicable income taxes | $117,000 | 2,702 |
| Income before extraordinary items | $408,000 | 4,159 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $408,000 | 4,158 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $408,000 | 4,159 |
| Net charge-offs | $52,000 | 2,038 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $393,780 | 4,140 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 4,235 |
| Total interest expense | $194,000 | 4,236 |
| Net interest income | $1,386,000 | 4,172 |
| Provision for loan and lease losses | $42,000 | 3,542 |
| Total noninterest income | $331,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $146,000 | 2,312 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 3,385 |
| Total noninterest expense | $1,245,000 | 4,065 |
| Salaries and employee benefits | $714,000 | 4,050 |
| Premises and equipment expense | $111,000 | 4,182 |
| Additional noninterest expense | $420,000 | 3,929 |
| Pre-tax net operating income | $430,000 | 3,846 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $99,000 | 2,534 |
| Income before extraordinary items | $331,000 | 4,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $331,000 | 4,018 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $331,000 | 4,018 |
| Net charge-offs | $25,000 | 2,088 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $331,000 | 3,969 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 4,279 |
| Total interest expense | $99,000 | 4,321 |
| Net interest income | $690,000 | 4,199 |
| Provision for loan and lease losses | $27,000 | 2,968 |
| Total noninterest income | $172,000 | 3,201 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $81,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 3,279 |
| Total noninterest expense | $668,000 | 4,002 |
| Salaries and employee benefits | $365,000 | 4,061 |
| Premises and equipment expense | $48,000 | 4,354 |
| Additional noninterest expense | $255,000 | 3,727 |
| Pre-tax net operating income | $167,000 | 3,954 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $31,000 | 2,684 |
| Income before extraordinary items | $136,000 | 4,023 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $136,000 | 4,024 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $136,000 | 4,024 |
| Net charge-offs | $14,000 | 1,736 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $136,000 | 4,009 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $3,284,000 | 4,298 |
| Total interest expense | $368,000 | 4,415 |
| Net interest income | $2,916,000 | 4,201 |
| Provision for loan and lease losses | $98,000 | 2,989 |
| Total noninterest income | $668,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $343,000 | 2,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 3,488 |
| Total noninterest expense | $2,759,000 | 4,012 |
| Salaries and employee benefits | $1,404,000 | 4,139 |
| Premises and equipment expense | $252,000 | 4,127 |
| Additional noninterest expense | $1,103,000 | 3,644 |
| Pre-tax net operating income | $727,000 | 4,159 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $34,000 | 3,434 |
| Income before extraordinary items | $693,000 | 4,134 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $693,000 | 4,136 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $693,000 | 4,136 |
| Net charge-offs | $25,000 | 3,025 |
| Cash dividends | $250,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $693,000 | 4,100 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 4,347 |
| Total interest expense | $270,000 | 4,484 |
| Net interest income | $2,215,000 | 4,256 |
| Provision for loan and lease losses | $71,000 | 2,892 |
| Total noninterest income | $496,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $251,000 | 2,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 3,511 |
| Total noninterest expense | $1,973,000 | 4,107 |
| Salaries and employee benefits | $1,050,000 | 4,180 |
| Premises and equipment expense | $173,000 | 4,278 |
| Additional noninterest expense | $750,000 | 3,816 |
| Pre-tax net operating income | $667,000 | 4,084 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $36,000 | 3,375 |
| Income before extraordinary items | $631,000 | 4,035 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $631,000 | 4,035 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $631,000 | 4,035 |
| Net charge-offs | $20,000 | 2,707 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $631,000 | 4,013 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,359 |
| Total interest expense | $174,000 | 4,530 |
| Net interest income | $1,499,000 | 4,271 |
| Provision for loan and lease losses | $41,000 | 2,922 |
| Total noninterest income | $320,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $166,000 | 2,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 3,576 |
| Total noninterest expense | $1,364,000 | 4,069 |
| Salaries and employee benefits | $710,000 | 4,191 |
| Premises and equipment expense | $101,000 | 4,429 |
| Additional noninterest expense | $553,000 | 3,690 |
| Pre-tax net operating income | $414,000 | 4,182 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-15,000 | 5,183 |
| Income before extraordinary items | $429,000 | 4,027 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $429,000 | 4,025 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $429,000 | 4,026 |
| Net charge-offs | $11,000 | 2,558 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $429,000 | 4,014 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $820,000 | 4,416 |
| Total interest expense | $83,000 | 4,574 |
| Net interest income | $737,000 | 4,333 |
| Provision for loan and lease losses | $12,000 | 3,026 |
| Total noninterest income | $167,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $78,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 3,369 |
| Total noninterest expense | $707,000 | 4,074 |
| Salaries and employee benefits | $362,000 | 4,199 |
| Premises and equipment expense | $51,000 | 4,475 |
| Additional noninterest expense | $294,000 | 3,593 |
| Pre-tax net operating income | $185,000 | 4,279 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-59,000 | 5,271 |
| Income before extraordinary items | $244,000 | 3,875 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $244,000 | 3,873 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $244,000 | 3,874 |
| Net charge-offs | $3,000 | 2,375 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $244,000 | 3,872 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 4,447 |
| Total interest expense | $284,000 | 4,552 |
| Net interest income | $2,812,000 | 4,392 |
| Provision for loan and lease losses | $104,000 | 3,031 |
| Total noninterest income | $745,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $362,000 | 2,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,402 |
| Total noninterest expense | $2,613,000 | 4,194 |
| Salaries and employee benefits | $1,403,000 | 4,270 |
| Premises and equipment expense | $243,000 | 4,312 |
| Additional noninterest expense | $967,000 | 3,957 |
| Pre-tax net operating income | $840,000 | 4,212 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $281,000 | 2,435 |
| Income before extraordinary items | $559,000 | 4,463 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $559,000 | 4,462 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $559,000 | 4,462 |
| Net charge-offs | $126,000 | 1,985 |
| Cash dividends | $200,000 | 3,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $559,000 | 4,474 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 4,505 |
| Total interest expense | $208,000 | 4,570 |
| Net interest income | $2,077,000 | 4,462 |
| Provision for loan and lease losses | $74,000 | 2,939 |
| Total noninterest income | $566,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $278,000 | 2,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 3,424 |
| Total noninterest expense | $1,934,000 | 4,239 |
| Salaries and employee benefits | $1,041,000 | 4,308 |
| Premises and equipment expense | $171,000 | 4,423 |
| Additional noninterest expense | $722,000 | 3,980 |
| Pre-tax net operating income | $635,000 | 4,286 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $197,000 | 2,557 |
| Income before extraordinary items | $438,000 | 4,510 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $438,000 | 4,509 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $438,000 | 4,509 |
| Net charge-offs | $88,000 | 1,829 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $438,000 | 4,516 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 4,563 |
| Total interest expense | $133,000 | 4,597 |
| Net interest income | $1,357,000 | 4,519 |
| Provision for loan and lease losses | $49,000 | 2,864 |
| Total noninterest income | $359,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $184,000 | 2,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 3,547 |
| Total noninterest expense | $1,322,000 | 4,236 |
| Salaries and employee benefits | $693,000 | 4,348 |
| Premises and equipment expense | $116,000 | 4,430 |
| Additional noninterest expense | $513,000 | 3,901 |
| Pre-tax net operating income | $345,000 | 4,499 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $122,000 | 2,582 |
| Income before extraordinary items | $223,000 | 4,725 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $223,000 | 4,724 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $223,000 | 4,724 |
| Net charge-offs | $38,000 | 1,918 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $223,000 | 4,732 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $716,000 | 4,650 |
| Total interest expense | $63,000 | 4,662 |
| Net interest income | $653,000 | 4,599 |
| Provision for loan and lease losses | $25,000 | 2,657 |
| Total noninterest income | $189,000 | 3,251 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $91,000 | 2,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 3,379 |
| Total noninterest expense | $682,000 | 4,247 |
| Salaries and employee benefits | $346,000 | 4,398 |
| Premises and equipment expense | $61,000 | 4,418 |
| Additional noninterest expense | $275,000 | 3,811 |
| Pre-tax net operating income | $135,000 | 4,697 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $50,000 | 2,692 |
| Income before extraordinary items | $85,000 | 4,914 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $85,000 | 4,913 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $85,000 | 4,914 |
| Net charge-offs | $24,000 | 1,574 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $85,000 | 4,915 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 4,666 |
| Total interest expense | $252,000 | 4,622 |
| Net interest income | $2,576,000 | 4,624 |
| Provision for loan and lease losses | $69,000 | 3,359 |
| Total noninterest income | $750,000 | 3,368 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $408,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,638 |
| Total noninterest expense | $2,491,000 | 4,425 |
| Salaries and employee benefits | $1,333,000 | 4,487 |
| Premises and equipment expense | $228,000 | 4,572 |
| Additional noninterest expense | $930,000 | 4,136 |
| Pre-tax net operating income | $766,000 | 4,367 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $286,000 | 2,776 |
| Income before extraordinary items | $480,000 | 4,534 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $480,000 | 4,534 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $480,000 | 4,534 |
| Net charge-offs | $19,000 | 3,445 |
| Cash dividends | $160,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $480,000 | 4,522 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 4,736 |
| Total interest expense | $190,000 | 4,634 |
| Net interest income | $1,872,000 | 4,712 |
| Provision for loan and lease losses | $57,000 | 3,147 |
| Total noninterest income | $594,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $302,000 | 2,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,517 |
| Total noninterest expense | $1,778,000 | 4,520 |
| Salaries and employee benefits | $950,000 | 4,581 |
| Premises and equipment expense | $150,000 | 4,761 |
| Additional noninterest expense | $678,000 | 4,199 |
| Pre-tax net operating income | $631,000 | 4,338 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $124,000 | 3,050 |
| Income before extraordinary items | $507,000 | 4,405 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $507,000 | 4,404 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $507,000 | 4,405 |
| Net charge-offs | $16,000 | 3,087 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $507,000 | 4,394 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 4,782 |
| Total interest expense | $126,000 | 4,642 |
| Net interest income | $1,227,000 | 4,757 |
| Provision for loan and lease losses | $57,000 | 2,759 |
| Total noninterest income | $393,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $199,000 | 2,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,519 |
| Total noninterest expense | $1,233,000 | 4,485 |
| Salaries and employee benefits | $659,000 | 4,552 |
| Premises and equipment expense | $98,000 | 4,811 |
| Additional noninterest expense | $476,000 | 4,125 |
| Pre-tax net operating income | $330,000 | 4,583 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $50,000 | 3,307 |
| Income before extraordinary items | $280,000 | 4,568 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $280,000 | 4,567 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $280,000 | 4,568 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $280,000 | 4,557 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 4,826 |
| Total interest expense | $63,000 | 4,663 |
| Net interest income | $611,000 | 4,799 |
| Provision for loan and lease losses | $32,000 | 2,382 |
| Total noninterest income | $182,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $98,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,703 |
| Total noninterest expense | $609,000 | 4,555 |
| Salaries and employee benefits | $331,000 | 4,593 |
| Premises and equipment expense | $47,000 | 4,897 |
| Additional noninterest expense | $231,000 | 4,216 |
| Pre-tax net operating income | $152,000 | 4,638 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $25,000 | 3,262 |
| Income before extraordinary items | $127,000 | 4,653 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $127,000 | 4,653 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $127,000 | 4,653 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $127,000 | 4,639 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 4,866 |
| Total interest expense | $261,000 | 4,648 |
| Net interest income | $2,388,000 | 4,846 |
| Provision for loan and lease losses | $66,000 | 3,460 |
| Total noninterest income | $681,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $373,000 | 2,577 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $308,000 | 3,908 |
| Total noninterest expense | $2,515,000 | 4,543 |
| Salaries and employee benefits | $1,326,000 | 4,597 |
| Premises and equipment expense | $257,000 | 4,558 |
| Additional noninterest expense | $932,000 | 4,281 |
| Pre-tax net operating income | $488,000 | 4,843 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $66,000 | 3,494 |
| Income before extraordinary items | $422,000 | 4,884 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $422,000 | 4,883 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $422,000 | 4,883 |
| Net charge-offs | $74,000 | 2,848 |
| Cash dividends | $160,000 | 3,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $422,000 | 4,835 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 4,934 |
| Total interest expense | $196,000 | 4,682 |
| Net interest income | $1,762,000 | 4,915 |
| Provision for loan and lease losses | $66,000 | 3,124 |
| Total noninterest income | $492,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $270,000 | 2,649 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $222,000 | 3,969 |
| Total noninterest expense | $1,858,000 | 4,587 |
| Salaries and employee benefits | $951,000 | 4,676 |
| Premises and equipment expense | $175,000 | 4,721 |
| Additional noninterest expense | $732,000 | 4,223 |
| Pre-tax net operating income | $330,000 | 4,994 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $57,000 | 3,511 |
| Income before extraordinary items | $273,000 | 5,057 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $273,000 | 5,057 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $273,000 | 5,057 |
| Net charge-offs | $58,000 | 2,483 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $273,000 | 5,004 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 4,995 |
| Total interest expense | $131,000 | 4,717 |
| Net interest income | $1,160,000 | 4,982 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $320,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $177,000 | 2,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,034 |
| Total noninterest expense | $1,257,000 | 4,606 |
| Salaries and employee benefits | $636,000 | 4,722 |
| Premises and equipment expense | $121,000 | 4,716 |
| Additional noninterest expense | $500,000 | 4,230 |
| Pre-tax net operating income | $183,000 | 5,150 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $25,000 | 3,687 |
| Income before extraordinary items | $158,000 | 5,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 5,202 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $158,000 | 5,202 |
| Net charge-offs | $39,000 | 2,330 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $158,000 | 5,136 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 5,044 |
| Total interest expense | $66,000 | 4,742 |
| Net interest income | $577,000 | 5,032 |
| Provision for loan and lease losses | $40,000 | 2,355 |
| Total noninterest income | $149,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $82,000 | 2,770 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $67,000 | 4,073 |
| Total noninterest expense | $637,000 | 4,613 |
| Salaries and employee benefits | $318,000 | 4,757 |
| Premises and equipment expense | $67,000 | 4,588 |
| Additional noninterest expense | $252,000 | 4,238 |
| Pre-tax net operating income | $49,000 | 5,482 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $17,000 | 3,549 |
| Income before extraordinary items | $32,000 | 5,607 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $32,000 | 5,606 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $32,000 | 5,606 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $32,000 | 5,563 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 5,063 |
| Total interest expense | $272,000 | 4,772 |
| Net interest income | $2,286,000 | 5,042 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $621,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $357,000 | 2,730 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $264,000 | 4,127 |
| Total noninterest expense | $2,385,000 | 4,781 |
| Salaries and employee benefits | $1,332,000 | 4,711 |
| Premises and equipment expense | $313,000 | 4,403 |
| Additional noninterest expense | $740,000 | 4,846 |
| Pre-tax net operating income | $462,000 | 4,998 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $60,000 | 3,559 |
| Income before extraordinary items | $402,000 | 5,011 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $402,000 | 5,013 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $402,000 | 5,013 |
| Net charge-offs | $92,000 | 2,734 |
| Cash dividends | $170,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $402,000 | 4,971 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 5,138 |
| Total interest expense | $205,000 | 4,834 |
| Net interest income | $1,695,000 | 5,122 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $468,000 | 3,866 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $267,000 | 2,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 4,132 |
| Total noninterest expense | $1,687,000 | 4,901 |
| Salaries and employee benefits | $901,000 | 4,913 |
| Premises and equipment expense | $154,000 | 5,111 |
| Additional noninterest expense | $632,000 | 4,633 |
| Pre-tax net operating income | $416,000 | 4,948 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $60,000 | 3,544 |
| Income before extraordinary items | $356,000 | 4,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 4,970 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $356,000 | 4,972 |
| Net charge-offs | $71,000 | 2,482 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $356,000 | 4,918 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 5,190 |
| Total interest expense | $136,000 | 4,895 |
| Net interest income | $1,119,000 | 5,171 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $306,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $177,000 | 2,729 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $129,000 | 4,211 |
| Total noninterest expense | $1,115,000 | 4,964 |
| Salaries and employee benefits | $608,000 | 4,950 |
| Premises and equipment expense | $162,000 | 4,399 |
| Additional noninterest expense | $345,000 | 5,032 |
| Pre-tax net operating income | $250,000 | 5,044 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $60,000 | 3,351 |
| Income before extraordinary items | $190,000 | 5,167 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $190,000 | 5,169 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $190,000 | 5,171 |
| Net charge-offs | $62,000 | 2,156 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $190,000 | 5,122 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $615,000 | 5,253 |
| Total interest expense | $67,000 | 4,960 |
| Net interest income | $548,000 | 5,242 |
| Provision for loan and lease losses | $20,000 | 2,822 |
| Total noninterest income | $150,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $80,000 | 2,869 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 4,101 |
| Total noninterest expense | $558,000 | 5,011 |
| Salaries and employee benefits | $310,000 | 4,961 |
| Premises and equipment expense | $72,000 | 4,664 |
| Additional noninterest expense | $176,000 | 5,040 |
| Pre-tax net operating income | $120,000 | 5,067 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $60,000 | 2,867 |
| Income before extraordinary items | $60,000 | 5,518 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $60,000 | 5,519 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $60,000 | 5,519 |
| Net charge-offs | $30,000 | 1,887 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $60,000 | 5,457 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 5,202 |
| Total interest expense | $282,000 | 5,043 |
| Net interest income | $2,412,000 | 5,166 |
| Provision for loan and lease losses | $72,000 | 3,493 |
| Total noninterest income | $654,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $381,000 | 2,773 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $273,000 | 4,138 |
| Total noninterest expense | $2,379,000 | 4,978 |
| Salaries and employee benefits | $1,304,000 | 4,922 |
| Premises and equipment expense | $362,000 | 4,287 |
| Additional noninterest expense | $713,000 | 5,122 |
| Pre-tax net operating income | $615,000 | 4,803 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $113,000 | 3,322 |
| Income before extraordinary items | $504,000 | 4,922 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $504,000 | 4,921 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $504,000 | 4,922 |
| Net charge-offs | $90,000 | 3,277 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $502,360 | 4,877 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 5,261 |
| Total interest expense | $215,000 | 5,096 |
| Net interest income | $1,813,000 | 5,223 |
| Provision for loan and lease losses | $36,000 | 3,636 |
| Total noninterest income | $489,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $285,000 | 2,807 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $204,000 | 4,182 |
| Total noninterest expense | $1,744,000 | 5,044 |
| Salaries and employee benefits | $920,000 | 5,065 |
| Premises and equipment expense | $291,000 | 4,208 |
| Additional noninterest expense | $533,000 | 5,164 |
| Pre-tax net operating income | $522,000 | 4,738 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $62,000 | 3,561 |
| Income before extraordinary items | $460,000 | 4,726 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $460,000 | 4,726 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $460,000 | 4,727 |
| Net charge-offs | $50,000 | 3,254 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $460,000 | 4,678 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,348,000 | 5,295 |
| Total interest expense | $145,000 | 5,126 |
| Net interest income | $1,203,000 | 5,260 |
| Provision for loan and lease losses | $36,000 | 3,234 |
| Total noninterest income | $314,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $187,000 | 2,826 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $127,000 | 4,253 |
| Total noninterest expense | $1,189,000 | 5,050 |
| Salaries and employee benefits | $623,000 | 5,071 |
| Premises and equipment expense | $202,000 | 4,161 |
| Additional noninterest expense | $364,000 | 5,150 |
| Pre-tax net operating income | $292,000 | 4,937 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $272,000 | 4,878 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $272,000 | 4,879 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $272,000 | 4,880 |
| Net charge-offs | $45,000 | 2,882 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $272,000 | 4,823 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 5,395 |
| Total interest expense | $73,000 | 5,185 |
| Net interest income | $582,000 | 5,357 |
| Provision for loan and lease losses | $11,000 | 3,334 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $91,000 | 2,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $641,000 | 4,955 |
| Salaries and employee benefits | $305,000 | 5,180 |
| Premises and equipment expense | $169,000 | 3,084 |
| Additional noninterest expense | $167,000 | 5,335 |
| Pre-tax net operating income | $97,000 | 5,297 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $10,000 | 3,818 |
| Income before extraordinary items | $87,000 | 5,290 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,291 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $87,000 | 5,291 |
| Net charge-offs | $28,000 | 2,278 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $87,000 | 5,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 5,469 |
| Total interest expense | $327,000 | 5,247 |
| Net interest income | $2,285,000 | 5,420 |
| Provision for loan and lease losses | $7,000 | 4,974 |
| Total noninterest income | $687,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $392,000 | 2,854 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $295,000 | 4,117 |
| Total noninterest expense | $2,448,000 | 5,086 |
| Salaries and employee benefits | $1,298,000 | 5,093 |
| Premises and equipment expense | $359,000 | 4,475 |
| Additional noninterest expense | $791,000 | 5,102 |
| Pre-tax net operating income | $517,000 | 4,970 |
| Securities gains (losses) | $68,000 | 1,586 |
| Applicable income taxes | $137,000 | 3,224 |
| Income before extraordinary items | $448,000 | 5,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $448,000 | 5,024 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $448,000 | 5,024 |
| Net charge-offs | $100,000 | 3,739 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $395,640 | 5,100 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 5,548 |
| Total interest expense | $252,000 | 5,302 |
| Net interest income | $1,684,000 | 5,507 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $505,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $279,000 | 2,985 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $226,000 | 4,159 |
| Total noninterest expense | $1,739,000 | 5,210 |
| Salaries and employee benefits | $917,000 | 5,244 |
| Premises and equipment expense | $270,000 | 4,492 |
| Additional noninterest expense | $552,000 | 5,250 |
| Pre-tax net operating income | $450,000 | 4,895 |
| Securities gains (losses) | $68,000 | 1,454 |
| Applicable income taxes | $64,000 | 3,589 |
| Income before extraordinary items | $454,000 | 4,734 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $454,000 | 4,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $454,000 | 4,737 |
| Net charge-offs | $70,000 | 3,601 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $394,160 | 4,838 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,278,000 | 5,589 |
| Total interest expense | $167,000 | 5,369 |
| Net interest income | $1,111,000 | 5,546 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $318,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $183,000 | 2,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,353 |
| Total noninterest expense | $1,207,000 | 5,153 |
| Salaries and employee benefits | $605,000 | 5,287 |
| Premises and equipment expense | $194,000 | 4,332 |
| Additional noninterest expense | $408,000 | 5,049 |
| Pre-tax net operating income | $222,000 | 5,197 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $29,000 | 3,777 |
| Income before extraordinary items | $193,000 | 5,308 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $193,000 | 5,311 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $193,000 | 5,311 |
| Net charge-offs | $33,000 | 3,680 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $193,000 | 5,186 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 5,666 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $540,000 | 5,624 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $152,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,419 |
| Total noninterest expense | $612,000 | 5,176 |
| Salaries and employee benefits | $293,000 | 5,385 |
| Premises and equipment expense | $98,000 | 4,352 |
| Additional noninterest expense | $221,000 | 4,939 |
| Pre-tax net operating income | $80,000 | 5,513 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $80,000 | 5,477 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $80,000 | 5,478 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $80,000 | 5,478 |
| Net charge-offs | $18,000 | 3,151 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $80,000 | 5,377 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,783,000 | 5,606 |
| Total interest expense | $394,000 | 5,570 |
| Net interest income | $2,389,000 | 5,550 |
| Provision for loan and lease losses | $127,000 | 4,425 |
| Total noninterest income | $525,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $450,000 | 2,701 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $75,000 | 5,561 |
| Total noninterest expense | $2,376,000 | 5,289 |
| Salaries and employee benefits | $1,254,000 | 5,298 |
| Premises and equipment expense | $421,000 | 4,204 |
| Additional noninterest expense | $701,000 | 5,533 |
| Pre-tax net operating income | $411,000 | 5,115 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $64,000 | 3,773 |
| Income before extraordinary items | $350,000 | 5,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $350,000 | 5,333 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $350,000 | 5,334 |
| Net charge-offs | $95,000 | 4,470 |
| Cash dividends | $150,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $347,450 | 5,144 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 5,679 |
| Total interest expense | $305,000 | 5,654 |
| Net interest income | $1,800,000 | 5,635 |
| Provision for loan and lease losses | $127,000 | 4,115 |
| Total noninterest income | $362,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $341,000 | 2,701 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,290 |
| Total noninterest expense | $1,746,000 | 5,378 |
| Salaries and employee benefits | $876,000 | 5,476 |
| Premises and equipment expense | $317,000 | 4,240 |
| Additional noninterest expense | $553,000 | 5,487 |
| Pre-tax net operating income | $289,000 | 5,343 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $39,000 | 3,900 |
| Income before extraordinary items | $253,000 | 5,509 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $253,000 | 5,508 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $253,000 | 5,508 |
| Net charge-offs | $67,000 | 4,325 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $250,390 | 5,333 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 5,701 |
| Total interest expense | $213,000 | 5,662 |
| Net interest income | $1,212,000 | 5,634 |
| Provision for loan and lease losses | $78,000 | 4,137 |
| Total noninterest income | $182,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $227,000 | 2,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-45,000 | 6,944 |
| Total noninterest expense | $1,179,000 | 5,378 |
| Salaries and employee benefits | $589,000 | 5,508 |
| Premises and equipment expense | $220,000 | 4,169 |
| Additional noninterest expense | $370,000 | 5,512 |
| Pre-tax net operating income | $137,000 | 5,663 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $36,000 | 3,728 |
| Income before extraordinary items | $101,000 | 5,940 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $101,000 | 5,940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $101,000 | 5,940 |
| Net charge-offs | $57,000 | 3,915 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $101,000 | 5,786 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 5,729 |
| Total interest expense | $112,000 | 5,669 |
| Net interest income | $610,000 | 5,658 |
| Provision for loan and lease losses | $24,000 | 4,387 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $111,000 | 2,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,967 |
| Total noninterest expense | $606,000 | 5,344 |
| Salaries and employee benefits | $296,000 | 5,529 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $184,000 | 5,547 |
| Pre-tax net operating income | $133,000 | 5,087 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $11,000 | 3,958 |
| Income before extraordinary items | $122,000 | 5,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $122,000 | 5,128 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $122,000 | 5,129 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $122,000 | 4,984 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 5,707 |
| Total interest expense | $596,000 | 5,532 |
| Net interest income | $2,485,000 | 5,661 |
| Provision for loan and lease losses | $135,000 | 5,049 |
| Total noninterest income | $670,000 | 3,863 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $445,000 | 2,816 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $225,000 | 4,294 |
| Total noninterest expense | $2,442,000 | 5,389 |
| Salaries and employee benefits | $1,328,000 | 5,281 |
| Premises and equipment expense | $428,000 | 4,414 |
| Additional noninterest expense | $686,000 | 5,736 |
| Pre-tax net operating income | $578,000 | 4,548 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $153,000 | 3,110 |
| Income before extraordinary items | $427,000 | 4,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $427,000 | 4,863 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $427,000 | 4,862 |
| Net charge-offs | $100,000 | 4,972 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $425,520 | 4,732 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 5,735 |
| Total interest expense | $473,000 | 5,534 |
| Net interest income | $1,867,000 | 5,694 |
| Provision for loan and lease losses | $85,000 | 5,150 |
| Total noninterest income | $483,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $313,000 | 2,954 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $170,000 | 4,341 |
| Total noninterest expense | $1,779,000 | 5,473 |
| Salaries and employee benefits | $957,000 | 5,386 |
| Premises and equipment expense | $309,000 | 4,539 |
| Additional noninterest expense | $513,000 | 5,771 |
| Pre-tax net operating income | $486,000 | 4,515 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $108,000 | 3,147 |
| Income before extraordinary items | $380,000 | 4,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 4,739 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $380,000 | 4,739 |
| Net charge-offs | $76,000 | 4,663 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $378,440 | 4,616 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 5,787 |
| Total interest expense | $327,000 | 5,573 |
| Net interest income | $1,230,000 | 5,752 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $321,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $208,000 | 2,930 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,372 |
| Total noninterest expense | $1,196,000 | 5,523 |
| Salaries and employee benefits | $645,000 | 5,412 |
| Premises and equipment expense | $196,000 | 4,700 |
| Additional noninterest expense | $355,000 | 5,773 |
| Pre-tax net operating income | $315,000 | 4,541 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $70,000 | 3,128 |
| Income before extraordinary items | $245,000 | 4,736 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $245,000 | 4,735 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $245,000 | 4,736 |
| Net charge-offs | $37,000 | 4,702 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $245,000 | 4,651 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $775,000 | 5,844 |
| Total interest expense | $169,000 | 5,602 |
| Net interest income | $606,000 | 5,807 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $164,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $109,000 | 2,804 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $607,000 | 5,521 |
| Salaries and employee benefits | $308,000 | 5,556 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $184,000 | 5,727 |
| Pre-tax net operating income | $123,000 | 4,897 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $20,000 | 3,446 |
| Income before extraordinary items | $103,000 | 4,967 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $103,000 | 4,965 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $103,000 | 4,967 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $103,000 | 4,907 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 5,893 |
| Total interest expense | $739,000 | 5,868 |
| Net interest income | $2,492,000 | 5,769 |
| Provision for loan and lease losses | $139,000 | 5,729 |
| Total noninterest income | $687,000 | 3,977 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $481,000 | 2,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $206,000 | 4,550 |
| Total noninterest expense | $2,486,000 | 5,519 |
| Salaries and employee benefits | $1,288,000 | 5,470 |
| Premises and equipment expense | $473,000 | 4,331 |
| Additional noninterest expense | $725,000 | 5,827 |
| Pre-tax net operating income | $554,000 | 4,243 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $114,000 | 3,133 |
| Income before extraordinary items | $440,000 | 4,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $440,000 | 4,501 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $440,000 | 4,501 |
| Net charge-offs | $130,000 | 5,185 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $440,000 | 4,347 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 5,998 |
| Total interest expense | $563,000 | 5,984 |
| Net interest income | $1,853,000 | 5,869 |
| Provision for loan and lease losses | $129,000 | 5,458 |
| Total noninterest income | $516,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $368,000 | 2,743 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $148,000 | 4,664 |
| Total noninterest expense | $1,789,000 | 5,661 |
| Salaries and employee benefits | $913,000 | 5,669 |
| Premises and equipment expense | $330,000 | 4,598 |
| Additional noninterest expense | $546,000 | 5,860 |
| Pre-tax net operating income | $451,000 | 4,356 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $123,000 | 2,960 |
| Income before extraordinary items | $328,000 | 4,753 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $328,000 | 4,756 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $328,000 | 4,756 |
| Net charge-offs | $71,000 | 5,240 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $328,000 | 4,559 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 6,051 |
| Total interest expense | $382,000 | 6,045 |
| Net interest income | $1,225,000 | 5,912 |
| Provision for loan and lease losses | $84,000 | 5,354 |
| Total noninterest income | $361,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $248,000 | 2,732 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 4,429 |
| Total noninterest expense | $1,196,000 | 5,675 |
| Salaries and employee benefits | $611,000 | 5,688 |
| Premises and equipment expense | $214,000 | 4,680 |
| Additional noninterest expense | $371,000 | 5,824 |
| Pre-tax net operating income | $306,000 | 4,377 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $74,000 | 3,032 |
| Income before extraordinary items | $232,000 | 4,681 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,681 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $232,000 | 4,681 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $232,000 | 4,531 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,143 |
| Total interest expense | $196,000 | 6,124 |
| Net interest income | $601,000 | 5,999 |
| Provision for loan and lease losses | $34,000 | 5,247 |
| Total noninterest income | $173,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $116,000 | 2,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $614,000 | 5,671 |
| Salaries and employee benefits | $304,000 | 5,786 |
| Premises and equipment expense | $112,000 | 4,636 |
| Additional noninterest expense | $198,000 | 5,729 |
| Pre-tax net operating income | $126,000 | 4,759 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $34,000 | 3,085 |
| Income before extraordinary items | $92,000 | 5,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $92,000 | 5,086 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $92,000 | 5,085 |
| Net charge-offs | $26,000 | 4,249 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $92,000 | 4,969 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 6,151 |
| Total interest expense | $953,000 | 6,122 |
| Net interest income | $2,351,000 | 5,987 |
| Provision for loan and lease losses | $140,000 | 6,126 |
| Total noninterest income | $714,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $513,000 | 2,833 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $201,000 | 4,629 |
| Total noninterest expense | $2,441,000 | 5,744 |
| Salaries and employee benefits | $1,258,000 | 5,710 |
| Premises and equipment expense | $456,000 | 4,632 |
| Additional noninterest expense | $727,000 | 6,047 |
| Pre-tax net operating income | $484,000 | 4,035 |
| Securities gains (losses) | $13,000 | 3,179 |
| Applicable income taxes | $27,000 | 3,547 |
| Income before extraordinary items | $470,000 | 3,958 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $470,000 | 3,957 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $470,000 | 3,957 |
| Net charge-offs | $143,000 | 5,379 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $457,650 | 3,903 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 6,197 |
| Total interest expense | $725,000 | 6,233 |
| Net interest income | $1,769,000 | 6,001 |
| Provision for loan and lease losses | $140,000 | 5,570 |
| Total noninterest income | $552,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $384,000 | 2,843 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $168,000 | 4,588 |
| Total noninterest expense | $1,769,000 | 5,859 |
| Salaries and employee benefits | $884,000 | 5,903 |
| Premises and equipment expense | $349,000 | 4,618 |
| Additional noninterest expense | $536,000 | 6,092 |
| Pre-tax net operating income | $412,000 | 4,156 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-86,000 | 6,911 |
| Income before extraordinary items | $498,000 | 3,700 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $498,000 | 3,699 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $498,000 | 3,700 |
| Net charge-offs | $91,000 | 5,142 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $498,000 | 3,606 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 6,255 |
| Total interest expense | $493,000 | 6,300 |
| Net interest income | $1,173,000 | 6,026 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $361,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $257,000 | 2,809 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $104,000 | 4,730 |
| Total noninterest expense | $1,220,000 | 5,812 |
| Salaries and employee benefits | $591,000 | 5,959 |
| Premises and equipment expense | $238,000 | 4,593 |
| Additional noninterest expense | $391,000 | 5,885 |
| Pre-tax net operating income | $239,000 | 4,430 |
| Securities gains (losses) | $13,000 | 2,499 |
| Applicable income taxes | $-86,000 | 7,110 |
| Income before extraordinary items | $338,000 | 3,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 3,763 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $338,000 | 3,763 |
| Net charge-offs | $52,000 | 4,869 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $325,000 | 3,714 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,296 |
| Total interest expense | $251,000 | 6,369 |
| Net interest income | $586,000 | 6,038 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $175,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $123,000 | 2,835 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $52,000 | 4,774 |
| Total noninterest expense | $635,000 | 5,650 |
| Salaries and employee benefits | $297,000 | 5,998 |
| Premises and equipment expense | $138,000 | 4,229 |
| Additional noninterest expense | $200,000 | 5,605 |
| Pre-tax net operating income | $126,000 | 4,746 |
| Securities gains (losses) | $13,000 | 1,839 |
| Applicable income taxes | $30,000 | 3,285 |
| Income before extraordinary items | $109,000 | 4,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 4,831 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $109,000 | 4,830 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $98,860 | 4,826 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 6,223 |
| Total interest expense | $1,253,000 | 6,343 |
| Net interest income | $2,408,000 | 5,986 |
| Provision for loan and lease losses | $10,000 | 7,169 |
| Total noninterest income | $730,000 | 4,042 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $519,000 | 2,926 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $211,000 | 4,744 |
| Total noninterest expense | $2,308,000 | 5,844 |
| Salaries and employee benefits | $1,254,000 | 5,844 |
| Premises and equipment expense | $421,000 | 4,952 |
| Additional noninterest expense | $633,000 | 6,094 |
| Pre-tax net operating income | $820,000 | 4,112 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $315,000 | 2,341 |
| Income before extraordinary items | $505,000 | 4,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $505,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 5,268 |
| Cash dividends | $175,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $505,000 | 4,592 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,776,000 | 6,259 |
| Total interest expense | $974,000 | 6,397 |
| Net interest income | $1,802,000 | 6,045 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $532,000 | 4,201 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $380,000 | 3,009 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 4,925 |
| Total noninterest expense | $1,674,000 | 5,929 |
| Salaries and employee benefits | $882,000 | 6,044 |
| Premises and equipment expense | $301,000 | 5,101 |
| Additional noninterest expense | $491,000 | 5,953 |
| Pre-tax net operating income | $660,000 | 4,465 |
| Securities gains (losses) | $10,000 | 2,365 |
| Applicable income taxes | $199,000 | 2,917 |
| Income before extraordinary items | $471,000 | 4,543 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $471,000 | 4,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,686 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $464,000 | 4,718 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 6,289 |
| Total interest expense | $671,000 | 6,454 |
| Net interest income | $1,203,000 | 6,061 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $344,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $245,000 | 3,060 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $99,000 | 5,078 |
| Total noninterest expense | $1,151,000 | 5,891 |
| Salaries and employee benefits | $587,000 | 6,112 |
| Premises and equipment expense | $213,000 | 4,963 |
| Additional noninterest expense | $351,000 | 5,769 |
| Pre-tax net operating income | $396,000 | 4,812 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $130,000 | 3,177 |
| Income before extraordinary items | $278,000 | 5,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,861 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $269,840 | 5,106 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $949,000 | 6,344 |
| Total interest expense | $346,000 | 6,549 |
| Net interest income | $603,000 | 6,092 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $168,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $117,000 | 3,105 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 5,012 |
| Total noninterest expense | $599,000 | 5,815 |
| Salaries and employee benefits | $310,000 | 5,997 |
| Premises and equipment expense | $124,000 | 4,535 |
| Additional noninterest expense | $165,000 | 5,914 |
| Pre-tax net operating income | $172,000 | 5,229 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $30,000 | 4,050 |
| Income before extraordinary items | $154,000 | 5,172 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $154,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $143,920 | 5,179 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 6,309 |
| Total interest expense | $1,355,000 | 6,635 |
| Net interest income | $2,484,000 | 5,999 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $726,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $529,000 | 2,924 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $197,000 | 5,089 |
| Total noninterest expense | $2,354,000 | 5,780 |
| Salaries and employee benefits | $1,268,000 | 5,820 |
| Premises and equipment expense | $431,000 | 4,801 |
| Additional noninterest expense | $655,000 | 5,914 |
| Pre-tax net operating income | $856,000 | 5,055 |
| Securities gains (losses) | $-211,000 | 8,258 |
| Applicable income taxes | $212,000 | 3,785 |
| Income before extraordinary items | $433,000 | 5,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $433,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,543 |
| Cash dividends | $175,000 | 5,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $574,370 | 5,412 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 6,350 |
| Total interest expense | $1,002,000 | 6,690 |
| Net interest income | $1,875,000 | 6,001 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $540,000 | 4,236 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $391,000 | 2,951 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 5,104 |
| Total noninterest expense | $1,689,000 | 5,872 |
| Salaries and employee benefits | $902,000 | 5,959 |
| Premises and equipment expense | $308,000 | 4,936 |
| Additional noninterest expense | $479,000 | 5,924 |
| Pre-tax net operating income | $726,000 | 5,049 |
| Securities gains (losses) | $-211,000 | 8,380 |
| Applicable income taxes | $145,000 | 4,077 |
| Income before extraordinary items | $370,000 | 5,974 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $370,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $521,920 | 5,288 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 6,408 |
| Total interest expense | $653,000 | 6,753 |
| Net interest income | $1,249,000 | 6,047 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $349,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $256,000 | 2,980 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $93,000 | 5,248 |
| Total noninterest expense | $1,118,000 | 5,930 |
| Salaries and employee benefits | $602,000 | 6,001 |
| Premises and equipment expense | $210,000 | 4,864 |
| Additional noninterest expense | $306,000 | 6,070 |
| Pre-tax net operating income | $480,000 | 5,123 |
| Securities gains (losses) | $-202,000 | 8,471 |
| Applicable income taxes | $125,000 | 3,872 |
| Income before extraordinary items | $153,000 | 6,728 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $153,000 | 6,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $282,280 | 5,776 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 6,478 |
| Total interest expense | $313,000 | 6,828 |
| Net interest income | $615,000 | 6,110 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $155,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $116,000 | 3,150 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $39,000 | 5,553 |
| Total noninterest expense | $542,000 | 6,061 |
| Salaries and employee benefits | $302,000 | 6,028 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $138,000 | 6,346 |
| Pre-tax net operating income | $228,000 | 5,240 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $153,000 | 5,607 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $153,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $153,000 | 5,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 6,367 |
| Total interest expense | $1,075,000 | 6,790 |
| Net interest income | $2,506,000 | 6,019 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $779,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $469,000 | 3,199 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $310,000 | 4,240 |
| Total noninterest expense | $2,337,000 | 5,698 |
| Salaries and employee benefits | $1,260,000 | 5,754 |
| Premises and equipment expense | $440,000 | 4,637 |
| Additional noninterest expense | $637,000 | 5,895 |
| Pre-tax net operating income | $948,000 | 5,313 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $296,000 | 3,827 |
| Income before extraordinary items | $652,000 | 5,646 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $652,000 | 5,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $652,000 | 5,631 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 6,414 |
| Total interest expense | $769,000 | 6,868 |
| Net interest income | $1,888,000 | 6,069 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $445,000 | 4,780 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $339,000 | 3,303 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,740 |
| Total noninterest expense | $1,621,000 | 5,922 |
| Salaries and employee benefits | $872,000 | 5,982 |
| Premises and equipment expense | $301,000 | 4,932 |
| Additional noninterest expense | $448,000 | 6,075 |
| Pre-tax net operating income | $712,000 | 5,481 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $231,000 | 3,951 |
| Income before extraordinary items | $481,000 | 5,839 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $481,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $481,000 | 5,842 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,709,000 | 6,502 |
| Total interest expense | $488,000 | 6,903 |
| Net interest income | $1,221,000 | 6,180 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $321,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $255,000 | 3,027 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 5,904 |
| Total noninterest expense | $1,104,000 | 5,877 |
| Salaries and employee benefits | $572,000 | 6,048 |
| Premises and equipment expense | $202,000 | 4,898 |
| Additional noninterest expense | $330,000 | 5,790 |
| Pre-tax net operating income | $438,000 | 5,698 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $111,000 | 4,392 |
| Income before extraordinary items | $327,000 | 5,827 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $327,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $327,000 | 5,826 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 6,490 |
| Total interest expense | $233,000 | 6,921 |
| Net interest income | $619,000 | 6,146 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $161,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $105,000 | 3,367 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $560,000 | 5,830 |
| Salaries and employee benefits | $286,000 | 6,073 |
| Premises and equipment expense | $92,000 | 5,213 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $220,000 | 5,638 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $11,000 | 5,709 |
| Income before extraordinary items | $209,000 | 5,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,300 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $209,000 | 5,257 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 6,443 |
| Total interest expense | $714,000 | 7,005 |
| Net interest income | $2,479,000 | 6,068 |
| Provision for loan and lease losses | $10,000 | 6,810 |
| Total noninterest income | $632,000 | 4,658 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $443,000 | 3,315 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $189,000 | 5,279 |
| Total noninterest expense | $2,603,000 | 5,241 |
| Salaries and employee benefits | $1,173,000 | 5,870 |
| Premises and equipment expense | $417,000 | 4,733 |
| Additional noninterest expense | $1,013,000 | 4,381 |
| Pre-tax net operating income | $498,000 | 6,757 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $74,000 | 5,605 |
| Income before extraordinary items | $424,000 | 6,674 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $424,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,327 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $424,000 | 6,640 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 6,489 |
| Total interest expense | $504,000 | 7,061 |
| Net interest income | $1,843,000 | 6,123 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $477,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $373,000 | 3,058 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $1,978,000 | 5,181 |
| Salaries and employee benefits | $813,000 | 6,079 |
| Premises and equipment expense | $324,000 | 4,593 |
| Additional noninterest expense | $841,000 | 4,026 |
| Pre-tax net operating income | $332,000 | 7,061 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $66,000 | 5,597 |
| Income before extraordinary items | $266,000 | 7,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $266,000 | 7,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,732 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $266,000 | 7,061 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 6,476 |
| Total interest expense | $320,000 | 7,066 |
| Net interest income | $1,230,000 | 6,103 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $312,000 | 4,687 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $216,000 | 3,326 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $96,000 | 5,271 |
| Total noninterest expense | $1,477,000 | 4,776 |
| Salaries and employee benefits | $540,000 | 6,105 |
| Premises and equipment expense | $219,000 | 4,512 |
| Additional noninterest expense | $718,000 | 3,300 |
| Pre-tax net operating income | $55,000 | 8,106 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-4,000 | 8,591 |
| Income before extraordinary items | $59,000 | 8,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $59,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,276 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $59,000 | 8,008 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $759,000 | 6,533 |
| Total interest expense | $153,000 | 7,122 |
| Net interest income | $606,000 | 6,199 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $100,000 | 3,455 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $908,000 | 4,135 |
| Salaries and employee benefits | $275,000 | 6,076 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $533,000 | 2,287 |
| Pre-tax net operating income | $-147,000 | 8,694 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-147,000 | 8,708 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-147,000 | 8,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-147,000 | 8,688 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 6,304 |
| Total interest expense | $663,000 | 6,718 |
| Net interest income | $2,468,000 | 6,048 |
| Provision for loan and lease losses | $195,000 | 3,736 |
| Total noninterest income | $655,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $441,000 | 3,426 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $214,000 | 4,972 |
| Total noninterest expense | $2,229,000 | 5,653 |
| Salaries and employee benefits | $1,145,000 | 5,841 |
| Premises and equipment expense | $416,000 | 4,638 |
| Additional noninterest expense | $668,000 | 5,676 |
| Pre-tax net operating income | $699,000 | 6,099 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $215,000 | 4,663 |
| Income before extraordinary items | $484,000 | 6,416 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $484,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,914 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $484,000 | 6,348 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 6,253 |
| Total interest expense | $510,000 | 6,655 |
| Net interest income | $1,884,000 | 5,996 |
| Provision for loan and lease losses | $171,000 | 3,319 |
| Total noninterest income | $516,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $333,000 | 3,432 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $183,000 | 4,683 |
| Total noninterest expense | $1,590,000 | 5,788 |
| Salaries and employee benefits | $809,000 | 5,988 |
| Premises and equipment expense | $281,000 | 4,970 |
| Additional noninterest expense | $500,000 | 5,639 |
| Pre-tax net operating income | $639,000 | 5,729 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $188,000 | 4,544 |
| Income before extraordinary items | $451,000 | 6,047 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $451,000 | 6,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,287 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $451,000 | 5,973 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 6,253 |
| Total interest expense | $350,000 | 6,615 |
| Net interest income | $1,253,000 | 6,020 |
| Provision for loan and lease losses | $142,000 | 2,870 |
| Total noninterest income | $373,000 | 4,270 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $227,000 | 3,354 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $146,000 | 4,361 |
| Total noninterest expense | $1,070,000 | 5,785 |
| Salaries and employee benefits | $534,000 | 6,060 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $364,000 | 5,396 |
| Pre-tax net operating income | $414,000 | 5,776 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $108,000 | 4,742 |
| Income before extraordinary items | $306,000 | 5,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,952 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $306,000 | 5,916 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,287 |
| Total interest expense | $180,000 | 6,619 |
| Net interest income | $615,000 | 6,079 |
| Provision for loan and lease losses | $46,000 | 3,418 |
| Total noninterest income | $184,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $127,000 | 3,037 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $559,000 | 5,672 |
| Salaries and employee benefits | $255,000 | 6,265 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $202,000 | 5,044 |
| Pre-tax net operating income | $194,000 | 5,890 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $47,000 | 4,925 |
| Income before extraordinary items | $147,000 | 6,059 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 6,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,260 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $147,000 | 5,939 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 6,350 |
| Total interest expense | $858,000 | 6,532 |
| Net interest income | $2,318,000 | 6,153 |
| Provision for loan and lease losses | $418,000 | 2,510 |
| Total noninterest income | $823,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $467,000 | 3,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $356,000 | 4,185 |
| Total noninterest expense | $2,164,000 | 5,733 |
| Salaries and employee benefits | $1,209,000 | 5,612 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $611,000 | 5,938 |
| Pre-tax net operating income | $559,000 | 6,482 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $124,000 | 5,497 |
| Income before extraordinary items | $443,000 | 6,604 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $443,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,648 |
| Cash dividends | $135,000 | 5,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $436,760 | 6,472 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 6,488 |
| Total interest expense | $661,000 | 6,617 |
| Net interest income | $1,664,000 | 6,330 |
| Provision for loan and lease losses | $388,000 | 2,076 |
| Total noninterest income | $452,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $372,000 | 3,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $80,000 | 6,465 |
| Total noninterest expense | $1,634,000 | 5,683 |
| Salaries and employee benefits | $882,000 | 5,675 |
| Premises and equipment expense | $271,000 | 5,060 |
| Additional noninterest expense | $481,000 | 5,761 |
| Pre-tax net operating income | $94,000 | 8,260 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $82,000 | 8,336 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $82,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,780 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $82,000 | 8,217 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 6,474 |
| Total interest expense | $451,000 | 6,671 |
| Net interest income | $1,128,000 | 6,276 |
| Provision for loan and lease losses | $303,000 | 1,761 |
| Total noninterest income | $294,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $227,000 | 3,305 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $67,000 | 6,058 |
| Total noninterest expense | $1,094,000 | 5,673 |
| Salaries and employee benefits | $590,000 | 5,670 |
| Premises and equipment expense | $176,000 | 5,120 |
| Additional noninterest expense | $328,000 | 5,680 |
| Pre-tax net operating income | $25,000 | 8,524 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $13,000 | 8,689 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,000 | 8,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,530 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $13,000 | 8,569 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,446 |
| Total interest expense | $232,000 | 6,686 |
| Net interest income | $570,000 | 6,225 |
| Provision for loan and lease losses | $265,000 | 1,059 |
| Total noninterest income | $137,000 | 5,121 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $108,000 | 3,351 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 6,299 |
| Total noninterest expense | $613,000 | 5,265 |
| Salaries and employee benefits | $298,000 | 5,644 |
| Premises and equipment expense | $109,000 | 4,452 |
| Additional noninterest expense | $206,000 | 4,860 |
| Pre-tax net operating income | $-171,000 | 9,062 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-171,000 | 9,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-171,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,904 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-171,000 | 9,052 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 6,472 |
| Total interest expense | $1,197,000 | 6,433 |
| Net interest income | $2,170,000 | 6,378 |
| Provision for loan and lease losses | $253,000 | 3,836 |
| Total noninterest income | $726,000 | 4,235 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $496,000 | 2,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $230,000 | 4,752 |
| Total noninterest expense | $2,257,000 | 5,460 |
| Salaries and employee benefits | $1,256,000 | 5,318 |
| Premises and equipment expense | $386,000 | 4,773 |
| Additional noninterest expense | $615,000 | 5,831 |
| Pre-tax net operating income | $386,000 | 7,220 |
| Securities gains (losses) | $102,000 | 1,731 |
| Applicable income taxes | $123,000 | 5,756 |
| Income before extraordinary items | $365,000 | 7,008 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $365,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,935 |
| Cash dividends | $120,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $288,500 | 7,276 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 6,429 |
| Total interest expense | $1,837,000 | 6,362 |
| Net interest income | $2,080,000 | 6,313 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $662,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $506,000 | 2,817 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $156,000 | 5,469 |
| Total noninterest expense | $2,217,000 | 5,360 |
| Salaries and employee benefits | $1,190,000 | 5,356 |
| Premises and equipment expense | $397,000 | 4,623 |
| Additional noninterest expense | $630,000 | 5,668 |
| Pre-tax net operating income | $475,000 | 6,653 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $197,000 | 5,056 |
| Income before extraordinary items | $278,000 | 7,263 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $278,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,715 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $278,000 | 7,146 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 6,552 |
| Total interest expense | $1,659,000 | 6,840 |
| Net interest income | $2,252,000 | 6,179 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $701,000 | 3,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $535,000 | 2,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,240 |
| Total noninterest expense | $2,152,000 | 5,415 |
| Salaries and employee benefits | $1,116,000 | 5,507 |
| Premises and equipment expense | $350,000 | 4,931 |
| Additional noninterest expense | $686,000 | 5,252 |
| Pre-tax net operating income | $661,000 | 6,371 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $273,000 | 4,785 |
| Income before extraordinary items | $388,000 | 6,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $388,000 | 6,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $388,000 | 6,925 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 6,818 |
| Total interest expense | $1,415,000 | 7,161 |
| Net interest income | $2,094,000 | 6,467 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $581,000 | 4,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $478,000 | 2,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,553 |
| Total noninterest expense | $1,952,000 | 5,785 |
| Salaries and employee benefits | $1,006,000 | 5,864 |
| Premises and equipment expense | $346,000 | 5,002 |
| Additional noninterest expense | $600,000 | 5,825 |
| Pre-tax net operating income | $663,000 | 6,464 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $236,000 | 5,341 |
| Income before extraordinary items | $427,000 | 6,836 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $427,000 | 6,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $175,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $427,000 | 6,810 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 7,028 |
| Total interest expense | $1,388,000 | 7,448 |
| Net interest income | $2,046,000 | 6,587 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $648,000 | 4,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,647 |
| Total noninterest expense | $1,927,000 | 5,735 |
| Salaries and employee benefits | $957,000 | 5,953 |
| Premises and equipment expense | $298,000 | 5,399 |
| Additional noninterest expense | $672,000 | 5,331 |
| Pre-tax net operating income | $697,000 | 6,491 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $196,000 | 6,239 |
| Income before extraordinary items | $501,000 | 6,610 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $501,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,233 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $501,000 | 6,486 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,355,000 | 7,345 |
| Total interest expense | $1,360,000 | 7,691 |
| Net interest income | $1,995,000 | 6,919 |
| Provision for loan and lease losses | $65,000 | 6,037 |
| Total noninterest income | $580,000 | 4,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $1,702,000 | 6,284 |
| Salaries and employee benefits | $908,000 | 6,244 |
| Premises and equipment expense | $233,000 | 6,305 |
| Additional noninterest expense | $561,000 | 6,044 |
| Pre-tax net operating income | $808,000 | 6,515 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $344,000 | 5,367 |
| Income before extraordinary items | $464,000 | 7,203 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $464,000 | 7,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $464,000 | 7,151 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 7,556 |
| Total interest expense | $1,397,000 | 7,839 |
| Net interest income | $1,957,000 | 7,235 |
| Provision for loan and lease losses | $243,000 | 2,991 |
| Total noninterest income | $478,000 | 5,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $1,666,000 | 6,680 |
| Salaries and employee benefits | $852,000 | 6,700 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $602,000 | 6,340 |
| Pre-tax net operating income | $526,000 | 7,792 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $178,000 | 7,462 |
| Income before extraordinary items | $348,000 | 8,019 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $348,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,430 |
| Cash dividends | $110,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $348,000 | 7,962 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 7,924 |
| Total interest expense | $1,342,000 | 8,137 |
| Net interest income | $1,862,000 | 7,626 |
| Provision for loan and lease losses | $185,000 | 3,176 |
| Total noninterest income | $424,000 | 5,764 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $1,631,000 | 6,891 |
| Salaries and employee benefits | $871,000 | 6,701 |
| Premises and equipment expense | $252,000 | 6,309 |
| Additional noninterest expense | $508,000 | 7,189 |
| Pre-tax net operating income | $470,000 | 8,620 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $178,000 | 7,801 |
| Income before extraordinary items | $298,000 | 8,966 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $298,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,041 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $294,160 | 8,966 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 8,276 |
| Total interest expense | $1,141,000 | 8,139 |
| Net interest income | $1,737,000 | 8,209 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $397,000 | 6,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 7,913 |
| Total noninterest expense | $1,477,000 | 7,666 |
| Salaries and employee benefits | $770,000 | 7,381 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $530,000 | 7,597 |
| Pre-tax net operating income | $417,000 | 9,234 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $120,000 | 8,923 |
| Income before extraordinary items | $297,000 | 9,184 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $297,000 | 9,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,853 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $297,000 | 9,243 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 8,568 |
| Total interest expense | $1,071,000 | 8,795 |
| Net interest income | $1,786,000 | 8,280 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $368,000 | 6,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,372,000 | 8,271 |
| Salaries and employee benefits | $717,000 | 7,892 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $472,000 | 8,499 |
| Pre-tax net operating income | $562,000 | 8,212 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $159,000 | 8,437 |
| Income before extraordinary items | $404,000 | 8,390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $404,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,869 |
| Cash dividends | $165,000 | 5,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $403,280 | 8,126 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,015,000 | 8,943 |
| Total interest expense | $1,271,000 | 9,356 |
| Net interest income | $1,744,000 | 8,522 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $380,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,922 |
| Total noninterest expense | $1,382,000 | 8,369 |
| Salaries and employee benefits | $668,000 | 8,239 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $491,000 | 8,543 |
| Pre-tax net operating income | $342,000 | 9,765 |
| Securities gains (losses) | $55,000 | 3,959 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $251,000 | 9,909 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $251,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 3,797 |
| Cash dividends | $101,000 | 6,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $215,800 | 10,028 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.