Home > Citizens and Farmers Bank > Net charge- offs to loans
Citizens and Farmers Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5530% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.0417% | 4,392 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0453% | 4,389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 3,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0788% | 4,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0000% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0000% | 274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4859% | 178 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0548% | 4,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,973 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 4,280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0982% | 4,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7523% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7523% | 308 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4531% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.0808% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0113% | 4,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 4,334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1089% | 4,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6320% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6320% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5074% | 159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,889 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 4,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 4,432 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 4,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7766% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7766% | 312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 800 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 4,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 4,265 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6186% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6188% | 785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0590% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0032% | 4,324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0224% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2177% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2180% | 1,425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0211% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 3,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 3,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0048% | 3,182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0324% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0768% | 4,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0768% | 4,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0164% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,480 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 3,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0609% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0584% | 1,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0584% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 4,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.0068% | 3,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1152% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1152% | 4,196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0158% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 3,198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0630% | 3,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0630% | 3,962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0612% | 3,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0612% | 3,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1037% | 669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,576 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 4,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5046% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5046% | 702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0240% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 4,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5043% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5043% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3360% | 465 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,249 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0230% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0095% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5134% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5134% | 322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4488% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 4,303 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0338% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9293% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9293% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6968% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0672% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0466% | 975 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7454% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7454% | 203 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8377% | 196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2377% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0063% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0063% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7952% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0334% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 4,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0660% | 1,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8634% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8634% | 172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8542% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0583% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 3,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0663% | 183 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0663% | 162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0220% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,044 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 4,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6867% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6867% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1727% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0458% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1841% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0478% | 4,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0612% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0612% | 88 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0463% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 4,468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 4,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0024% | 3,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0394% | 4,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0656% | 4,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7555% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7555% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0449% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 4,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0036% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 4,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7587% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7587% | 110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2756% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 4,531 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 4,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5745% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5745% | 94 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6828% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 4,521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0992% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0322% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5107% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6830% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.6830% | 73 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6089% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1352% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3306% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3716% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3716% | 79 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5477% | 116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 4,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2133% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1842% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1842% | 80 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8135% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1122% | 599 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4448% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 4,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 4,793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0259% | 4,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9055% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9055% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6551% | 86 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0292% | 5,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1107% | 539 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0541% | 5,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2630% | 5,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4933% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4933% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5687% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0032% | 463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 5,003 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1436% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 5,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3385% | 5,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1621% | 83 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1621% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4481% | 102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 374 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 5,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2157% | 316 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0330% | 5,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4928% | 5,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7727% | 93 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7727% | 79 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8282% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0507% | 5,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0143% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0687% | 5,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4320% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1614% | 5,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9582% | 5,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0673% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0673% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7136% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0339% | 5,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,616 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 5,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0398% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 5,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3693% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3693% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4391% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 5,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 4,700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 5,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 4,092 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 5,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 4,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5419% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5419% | 75 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2803% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0781% | 5,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 5,290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 5,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0040% | 4,140 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 5,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 4,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0838% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0838% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5674% | 121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1041% | 5,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 5,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 4,208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0211% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9613% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.9613% | 102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8173% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 3,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0662% | 5,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 1,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 3,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1537% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 3,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2754% | 5,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3459% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7301% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.3481% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5887% | 145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 2,819 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 5,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0157% | 1,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 2,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1128% | 814 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0041% | 3,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1874% | 5,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6416% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2318% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6441% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4925% | 187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0170% | 5,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0250% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1771% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 5,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2323% | 5,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3693% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0761% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3716% | 123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6246% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0556% | 6,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 5,740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0904% | 6,231 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1067% | 6,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4440% | 6,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9959% | 126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9227% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.0021% | 118 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2182% | 148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6912% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 4.1704% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 2,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 3,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2945% | 898 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 3,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0206% | 5,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6198% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6198% | 139 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0389% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9000% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 5.4513% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1431% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0975% | 2,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3972% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 3,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8636% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8636% | 186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0398% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2269% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 7.3460% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2642% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1005% | 2,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0604% | 1,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 5,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3922% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3922% | 238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8327% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3919% | 150 |
| Percentage Net Loans Charged-off:Construction & development | 14.2746% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 6,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2254% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1207% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2408% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0642% | 5,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7080% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7080% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3862% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6333% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 2.0995% | 1,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6305% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2529% | 2,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2423% | 1,354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2544% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7639% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7639% | 394 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1628% | 6,189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3185% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7692% | 1,298 |
| Percentage Net Loans Charged-off:Construction & development | 2.7551% | 856 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4965% | 1,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3161% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1675% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3372% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3758% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3758% | 449 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2169% | 6,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0485% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4636% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 0.4743% | 1,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4935% | 1,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4802% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7263% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4450% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6891% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0883% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0883% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9186% | 1,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1834% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.1747% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2508% | 2,030 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4559% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 2,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2779% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2779% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3489% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7605% | 2,041 |
| Percentage Net Loans Charged-off:Construction & development | 0.7987% | 2,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5498% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5545% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 1,802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6263% | 1,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7624% | 2,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4507% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0416% | 664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2715% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8675% | 1,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.8862% | 1,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0553% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5438% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0371% | 1,645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6242% | 1,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0942% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0058% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6029% | 808 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4150% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1524% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 1.3851% | 1,533 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0954% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5377% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6219% | 1,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3786% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7745% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3287% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7009% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4851% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 1.9433% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1208% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5913% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6829% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1247% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0634% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3745% | 810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4758% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8855% | 2,098 |
| Percentage Net Loans Charged-off:Construction & development | 2.0284% | 2,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3808% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3378% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0375% | 1,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3820% | 2,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3543% | 3,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9104% | 683 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4630% | 1,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9259% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 1.5636% | 2,010 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8082% | 671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4353% | 2,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4999% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4764% | 2,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7911% | 701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5819% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2158% | 1,364 |
| Percentage Net Loans Charged-off:Construction & development | 1.6555% | 1,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6261% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6133% | 1,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7067% | 1,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7020% | 2,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5484% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5633% | 1,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5563% | 1,943 |
| Percentage Net Loans Charged-off:Construction & development | 1.9027% | 1,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2158% | 2,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2504% | 2,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4615% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8256% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0951% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9563% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | 1.8663% | 2,145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5972% | 1,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6896% | 1,705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7918% | 1,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5286% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1031% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8841% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5141% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.9631% | 2,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4996% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5718% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0207% | 1,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4236% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9601% | 947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5250% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 1.1958% | 1,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3852% | 1,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4406% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0081% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5429% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0836% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2559% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.8805% | 1,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6062% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3885% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4936% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 4,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0991% | 2,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4806% | 2,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4509% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7442% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3328% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 3,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1343% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6360% | 1,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7522% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8605% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2347% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 2,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1814% | 1,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2092% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4263% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3328% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7442% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2152% | 433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 1,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2078% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 6,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3378% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0499% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8896% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 2,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 7,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5245% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2996% | 1,963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7731% | 469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0259% | 7,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1968% | 8,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 2,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0411% | 7,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1156% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0485% | 1,930 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7746% | 439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0335% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0675% | 7,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0540% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7069% | 1,868 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7536% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1072% | 7,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0562% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0345% | 1,846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6201% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 3,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 2,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0806% | 3,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6077% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3510% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5847% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 1,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1382% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4553% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5160% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5700% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 7,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5128% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9027% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6429% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7811% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9059% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7176% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0952% | 7,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2064% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7712% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5387% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1574% | 7,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4501% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3701% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4209% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1645% | 7,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9321% | 648 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1512% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4182% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1818% | 7,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8852% | 742 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0835% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3622% | 1,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2215% | 7,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6306% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7550% | 1,427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2963% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2006% | 7,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3347% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1286% | 2,486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3175% | 1,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1253% | 7,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3993% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1942% | 2,494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4664% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 7,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9864% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3953% | 2,467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 2,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0680% | 7,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4205% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2718% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0792% | 7,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3698% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1253% | 7,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5422% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2846% | 1,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4345% | 8,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5939% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2302% | 3,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5317% | 2,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7263% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2365% | 1,571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 4,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0867% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3589% | 622 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4773% | 1,484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 6,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2044% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4865% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8457% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 6,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1290% | 1,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5143% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6061% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -6.5421% | 497 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 6,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6317% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0577% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0139% | 7,959 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 8,283 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0178% | 10,289 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 8,609 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 8,333 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 9,250 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |