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Citizens 1st Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$28,380,0001,466
Total interest expense$11,920,0001,145
Net interest income$16,460,0001,685
Provision for loan and lease losses$50,0002,785
Total noninterest income$465,0003,458
Gross Fiduciary activities income$0981
Service charges on deposit accounts$275,0002,306
Trading account gains and feesNANA
Additional Noninterest Income$190,0003,700
Total noninterest expense$7,934,0002,347
Salaries and employee benefits$4,472,0002,355
Premises and equipment expense$535,0002,857
Additional noninterest expense$190,0003,700
Pre-tax net operating income$8,941,0001,277
Securities gains (losses)$-74,0003,731
Applicable income taxes$03,369
Income before extraordinary items$8,867,0001,120
Extraordinary gains, net$054
Net income$8,867,0001,133
Minority interest net income$088
Net income of bank and minority interests.$8,867,0001,123
Net charge-offs$9,0002,456
Cash dividends$4,000,000955
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,941,0001,131
2023-09-30 (YTD Data)Rank
Total interest income$20,843,0001,451
Total interest expense$8,274,0001,132
Net interest income$12,569,0001,668
Provision for loan and lease losses$50,0002,479
Total noninterest income$343,0003,489
Gross Fiduciary activities income$0950
Service charges on deposit accounts$207,0002,307
Trading account gains and feesNANA
Additional Noninterest Income$136,0003,723
Total noninterest expense$5,783,0002,382
Salaries and employee benefits$3,267,0002,393
Premises and equipment expense$387,0002,916
Additional noninterest expense$136,0003,721
Pre-tax net operating income$7,079,0001,266
Securities gains (losses)$-93,0003,981
Applicable income taxes$03,407
Income before extraordinary items$6,986,0001,117
Extraordinary gains, net$052
Net income$6,986,0001,122
Minority interest net income$081
Net income of bank and minority interests.$6,986,0001,117
Net charge-offs$2,0002,475
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,079,0001,126
2023-06-30 (YTD Data)Rank
Total interest income$13,575,0001,451
Total interest expense$4,901,0001,129
Net interest income$8,674,0001,644
Provision for loan and lease losses$25,0002,542
Total noninterest income$225,0003,496
Gross Fiduciary activities income$0931
Service charges on deposit accounts$129,0002,384
Trading account gains and feesNANA
Additional Noninterest Income$96,0003,703
Total noninterest expense$3,866,0002,370
Salaries and employee benefits$2,188,0002,389
Premises and equipment expense$238,0003,033
Additional noninterest expense$96,0003,687
Pre-tax net operating income$5,008,0001,202
Securities gains (losses)$-27,0003,957
Applicable income taxes$03,436
Income before extraordinary items$4,981,0001,059
Extraordinary gains, net$051
Net income$4,981,0001,072
Minority interest net income$081
Net income of bank and minority interests.$4,981,0001,059
Net charge-offs$2,0002,220
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,008,0001,058
2023-03-31 (YTD Data)Rank
Total interest income$6,505,0001,484
Total interest expense$2,160,0001,132
Net interest income$4,345,0001,652
Provision for loan and lease losses$02,612
Total noninterest income$111,0003,509
Gross Fiduciary activities income$0913
Service charges on deposit accounts$65,0002,382
Trading account gains and feesNANA
Additional Noninterest Income$46,0003,741
Total noninterest expense$1,869,0002,448
Salaries and employee benefits$1,034,0002,497
Premises and equipment expense$122,0003,034
Additional noninterest expense$46,0003,741
Pre-tax net operating income$2,587,0001,195
Securities gains (losses)$-20,0004,116
Applicable income taxes$03,388
Income before extraordinary items$2,567,0001,045
Extraordinary gains, net$04
Net income$2,567,0001,045
Minority interest net income$048
Net income of bank and minority interests.$2,567,0001,044
Net charge-offs$3,0001,707
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,587,0001,059
2022-12-31 (YTD Data)Rank
Total interest income$23,542,0001,374
Total interest expense$4,711,000826
Net interest income$18,831,0001,517
Provision for loan and lease losses$-250,0004,457
Total noninterest income$617,0003,335
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$285,0002,314
Trading account gains and feesNANA
Additional Noninterest Income$332,0003,433
Total noninterest expense$8,594,0002,203
Salaries and employee benefits$4,933,0002,205
Premises and equipment expense$472,0003,070
Additional noninterest expense$332,0003,433
Pre-tax net operating income$11,104,0001,191
Securities gains (losses)$-498,0004,324
Applicable income taxes$03,596
Income before extraordinary items$10,606,0001,062
Extraordinary gains, net$05
Net income$10,606,0001,061
Minority interest net income$063
Net income of bank and minority interests.$10,606,0001,062
Net charge-offs$1,0002,539
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,104,0001,045
2022-09-30 (YTD Data)Rank
Total interest income$17,089,0001,360
Total interest expense$3,019,000733
Net interest income$14,070,0001,486
Provision for loan and lease losses$02,835
Total noninterest income$483,0003,320
Gross Fiduciary activities income$0968
Service charges on deposit accounts$218,0002,297
Trading account gains and feesNANA
Additional Noninterest Income$265,0003,408
Total noninterest expense$5,816,0002,337
Salaries and employee benefits$3,395,0002,306
Premises and equipment expense$355,0003,060
Additional noninterest expense$265,0003,408
Pre-tax net operating income$8,737,0001,125
Securities gains (losses)$-304,0004,417
Applicable income taxes$03,603
Income before extraordinary items$8,433,0001,012
Extraordinary gains, net$04
Net income$8,433,0001,011
Minority interest net income$057
Net income of bank and minority interests.$8,433,0001,012
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,737,0001,007
2022-06-30 (YTD Data)Rank
Total interest income$11,078,0001,352
Total interest expense$1,754,000676
Net interest income$9,324,0001,463
Provision for loan and lease losses$02,599
Total noninterest income$367,0003,187
Gross Fiduciary activities income$0925
Service charges on deposit accounts$143,0002,303
Trading account gains and feesNANA
Additional Noninterest Income$224,0003,212
Total noninterest expense$3,991,0002,286
Salaries and employee benefits$2,352,0002,268
Premises and equipment expense$233,0003,106
Additional noninterest expense$1,406,0002,095
Pre-tax net operating income$5,700,0001,098
Securities gains (losses)$-200,0004,468
Applicable income taxes$03,564
Income before extraordinary items$5,500,000978
Extraordinary gains, net$04
Net income$5,500,000977
Minority interest net income$060
Net income of bank and minority interests.$5,500,000978
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,700,000970
2022-03-31 (YTD Data)Rank
Total interest income$5,379,0001,348
Total interest expense$824,000667
Net interest income$4,555,0001,457
Provision for loan and lease losses$02,285
Total noninterest income$223,0002,931
Gross Fiduciary activities income$0892
Service charges on deposit accounts$69,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$154,0002,864
Total noninterest expense$2,064,0002,230
Salaries and employee benefits$1,219,0002,213
Premises and equipment expense$114,0003,142
Additional noninterest expense$731,0002,031
Pre-tax net operating income$2,714,0001,085
Securities gains (losses)$-184,0004,595
Applicable income taxes$03,450
Income before extraordinary items$2,530,0001,012
Extraordinary gains, net$04
Net income$2,530,0001,011
Minority interest net income$050
Net income of bank and minority interests.$2,530,0001,012
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,714,000967
2021-12-31 (YTD Data)Rank
Total interest income$21,024,0001,416
Total interest expense$3,392,000808
Net interest income$17,632,0001,512
Provision for loan and lease losses$03,064
Total noninterest income$1,128,0002,835
Gross Fiduciary activities income$0994
Service charges on deposit accounts$259,0002,342
Trading account gains and feesNANA
Additional Noninterest Income$869,0002,753
Total noninterest expense$7,931,0002,293
Salaries and employee benefits$4,852,0002,204
Premises and equipment expense$490,0003,064
Additional noninterest expense$2,589,0002,203
Pre-tax net operating income$10,829,0001,213
Securities gains (losses)$939,000227
Applicable income taxes$03,710
Income before extraordinary items$11,768,0001,010
Extraordinary gains, net$010
Net income$11,768,0001,011
Minority interest net income$074
Net income of bank and minority interests.$11,768,0001,011
Net charge-offs$02,705
Cash dividends$12,000,000424
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,829,0001,067
2021-09-30 (YTD Data)Rank
Total interest income$15,724,0001,446
Total interest expense$2,584,000847
Net interest income$13,140,0001,547
Provision for loan and lease losses$02,963
Total noninterest income$860,0002,873
Gross Fiduciary activities income$0957
Service charges on deposit accounts$191,0002,381
Trading account gains and feesNANA
Additional Noninterest Income$669,0002,761
Total noninterest expense$5,489,0002,418
Salaries and employee benefits$3,285,0002,363
Premises and equipment expense$371,0003,073
Additional noninterest expense$1,833,0002,288
Pre-tax net operating income$8,511,0001,212
Securities gains (losses)$676,000259
Applicable income taxes$03,719
Income before extraordinary items$9,187,0001,022
Extraordinary gains, net$08
Net income$9,187,0001,022
Minority interest net income$069
Net income of bank and minority interests.$9,187,0001,022
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,511,0001,063
2021-06-30 (YTD Data)Rank
Total interest income$10,341,0001,463
Total interest expense$1,772,000863
Net interest income$8,569,0001,559
Provision for loan and lease losses$02,862
Total noninterest income$642,0002,715
Gross Fiduciary activities income$0951
Service charges on deposit accounts$124,0002,371
Trading account gains and feesNANA
Additional Noninterest Income$518,0002,601
Total noninterest expense$3,574,0002,452
Salaries and employee benefits$2,186,0002,357
Premises and equipment expense$218,0003,256
Additional noninterest expense$1,170,0002,327
Pre-tax net operating income$5,637,0001,201
Securities gains (losses)$375,000334
Applicable income taxes$03,702
Income before extraordinary items$6,012,0001,025
Extraordinary gains, net$06
Net income$6,012,0001,025
Minority interest net income$067
Net income of bank and minority interests.$6,012,0001,025
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,637,0001,060
2021-03-31 (YTD Data)Rank
Total interest income$5,244,0001,442
Total interest expense$936,000859
Net interest income$4,308,0001,550
Provision for loan and lease losses$02,741
Total noninterest income$288,0002,844
Gross Fiduciary activities income$0922
Service charges on deposit accounts$60,0002,397
Trading account gains and feesNANA
Additional Noninterest Income$228,0002,718
Total noninterest expense$1,806,0002,418
Salaries and employee benefits$1,131,0002,304
Premises and equipment expense$113,0003,215
Additional noninterest expense$562,0002,366
Pre-tax net operating income$2,790,0001,201
Securities gains (losses)$123,000424
Applicable income taxes$03,613
Income before extraordinary items$2,913,0001,048
Extraordinary gains, net$03
Net income$2,913,0001,048
Minority interest net income$055
Net income of bank and minority interests.$2,913,0001,048
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,790,0001,057
2020-12-31 (YTD Data)Rank
Total interest income$22,735,0001,330
Total interest expense$5,049,000945
Net interest income$17,686,0001,431
Provision for loan and lease losses$04,319
Total noninterest income$1,149,0002,718
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$277,0002,332
Trading account gains and feesNANA
Additional Noninterest Income$872,0002,607
Total noninterest expense$7,605,0002,348
Salaries and employee benefits$4,449,0002,311
Premises and equipment expense$457,0003,197
Additional noninterest expense$2,699,0002,095
Pre-tax net operating income$11,230,000963
Securities gains (losses)$219,000991
Applicable income taxes$03,697
Income before extraordinary items$11,449,000843
Extraordinary gains, net$04
Net income$11,449,000843
Minority interest net income$072
Net income of bank and minority interests.$11,449,000843
Net charge-offs$-134,0004,804
Cash dividends$11,000,000420
Sale, conversion, retirement of capital stock, net$0566
Net operating income$11,230,000822
2020-09-30 (YTD Data)Rank
Total interest income$17,258,0001,324
Total interest expense$4,057,000943
Net interest income$13,201,0001,428
Provision for loan and lease losses$04,239
Total noninterest income$775,0002,806
Gross Fiduciary activities income$0981
Service charges on deposit accounts$218,0002,283
Trading account gains and feesNANA
Additional Noninterest Income$557,0002,738
Total noninterest expense$5,241,0002,451
Salaries and employee benefits$3,020,0002,453
Premises and equipment expense$348,0003,187
Additional noninterest expense$1,873,0002,171
Pre-tax net operating income$8,735,000899
Securities gains (losses)$221,000839
Applicable income taxes$03,696
Income before extraordinary items$8,956,000783
Extraordinary gains, net$04
Net income$8,956,000783
Minority interest net income$065
Net income of bank and minority interests.$8,956,000783
Net charge-offs$-1,0003,797
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,735,000770
2020-06-30 (YTD Data)Rank
Total interest income$11,735,0001,314
Total interest expense$2,964,000937
Net interest income$8,771,0001,434
Provision for loan and lease losses$04,134
Total noninterest income$488,0002,825
Gross Fiduciary activities income$0970
Service charges on deposit accounts$161,0002,171
Trading account gains and feesNANA
Additional Noninterest Income$327,0002,820
Total noninterest expense$3,485,0002,454
Salaries and employee benefits$2,004,0002,468
Premises and equipment expense$224,0003,234
Additional noninterest expense$1,257,0002,157
Pre-tax net operating income$5,774,000843
Securities gains (losses)$221,000660
Applicable income taxes$03,655
Income before extraordinary items$5,995,000718
Extraordinary gains, net$04
Net income$5,995,000718
Minority interest net income$065
Net income of bank and minority interests.$5,995,000718
Net charge-offs$1,0002,929
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,774,000715
2020-03-31 (YTD Data)Rank
Total interest income$5,969,0001,299
Total interest expense$1,717,000897
Net interest income$4,252,0001,440
Provision for loan and lease losses$03,711
Total noninterest income$153,0003,363
Gross Fiduciary activities income$0941
Service charges on deposit accounts$96,0002,185
Trading account gains and feesNANA
Additional Noninterest Income$57,0003,737
Total noninterest expense$1,821,0002,402
Salaries and employee benefits$1,055,0002,391
Premises and equipment expense$107,0003,321
Additional noninterest expense$659,0002,105
Pre-tax net operating income$2,584,000851
Securities gains (losses)$217,000354
Applicable income taxes$03,513
Income before extraordinary items$2,801,000697
Extraordinary gains, net$04
Net income$2,801,000697
Minority interest net income$056
Net income of bank and minority interests.$2,801,000697
Net charge-offs$5,0002,107
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,584,000724
2019-12-31 (YTD Data)Rank
Total interest income$25,079,0001,263
Total interest expense$7,665,000864
Net interest income$17,414,0001,405
Provision for loan and lease losses$-150,0005,012
Total noninterest income$958,0002,887
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$518,0001,881
Trading account gains and feesNANA
Additional Noninterest Income$440,0003,165
Total noninterest expense$7,527,0002,337
Salaries and employee benefits$4,363,0002,297
Premises and equipment expense$537,0002,988
Additional noninterest expense$2,627,0002,135
Pre-tax net operating income$10,995,000979
Securities gains (losses)$313,000498
Applicable income taxes$03,859
Income before extraordinary items$11,308,000850
Extraordinary gains, net$011
Net income$11,308,000851
Minority interest net income$076
Net income of bank and minority interests.$11,308,000851
Net charge-offs$-12,0004,491
Cash dividends$10,750,000456
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,995,000845
2019-09-30 (YTD Data)Rank
Total interest income$19,050,0001,254
Total interest expense$5,864,000850
Net interest income$13,186,0001,400
Provision for loan and lease losses$-150,0005,119
Total noninterest income$765,0002,816
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$423,0001,760
Trading account gains and feesNANA
Additional Noninterest Income$342,0003,141
Total noninterest expense$5,249,0002,460
Salaries and employee benefits$2,960,0002,473
Premises and equipment expense$397,0003,029
Additional noninterest expense$1,892,0002,200
Pre-tax net operating income$8,852,000934
Securities gains (losses)$315,000403
Applicable income taxes$03,902
Income before extraordinary items$9,167,000796
Extraordinary gains, net$011
Net income$9,167,000797
Minority interest net income$072
Net income of bank and minority interests.$9,167,000797
Net charge-offs$-8,0004,369
Cash dividends$7,750,000441
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,852,000802
2019-06-30 (YTD Data)Rank
Total interest income$12,966,0001,218
Total interest expense$3,980,000817
Net interest income$8,986,0001,368
Provision for loan and lease losses$-150,0005,194
Total noninterest income$489,0002,840
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$270,0001,796
Trading account gains and feesNANA
Additional Noninterest Income$219,0003,174
Total noninterest expense$3,550,0002,444
Salaries and employee benefits$1,958,0002,498
Premises and equipment expense$258,0003,084
Additional noninterest expense$1,334,0002,122
Pre-tax net operating income$6,075,000891
Securities gains (losses)$139,000455
Applicable income taxes$03,901
Income before extraordinary items$6,214,000762
Extraordinary gains, net$011
Net income$6,214,000763
Minority interest net income$069
Net income of bank and minority interests.$6,214,000762
Net charge-offs$-3,0004,141
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$6,075,000763
2019-03-31 (YTD Data)Rank
Total interest income$6,354,0001,231
Total interest expense$2,007,000795
Net interest income$4,347,0001,415
Provision for loan and lease losses$-150,0005,288
Total noninterest income$239,0002,827
Gross Fiduciary activities income$0972
Service charges on deposit accounts$131,0001,831
Trading account gains and feesNANA
Additional Noninterest Income$108,0003,125
Total noninterest expense$1,767,0002,463
Salaries and employee benefits$945,0002,584
Premises and equipment expense$121,0003,218
Additional noninterest expense$701,0002,025
Pre-tax net operating income$2,969,000878
Securities gains (losses)$132,000242
Applicable income taxes$03,800
Income before extraordinary items$3,101,000753
Extraordinary gains, net$05
Net income$3,101,000753
Minority interest net income$052
Net income of bank and minority interests.$3,101,000752
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,969,000766
2018-12-31 (YTD Data)Rank
Total interest income$25,157,0001,174
Total interest expense$6,502,000753
Net interest income$18,655,0001,314
Provision for loan and lease losses$04,082
Total noninterest income$1,047,0002,799
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$431,0002,206
Trading account gains and fees$0126
Additional Noninterest Income$616,0002,819
Total noninterest expense$7,675,0002,318
Salaries and employee benefits$4,397,0002,301
Premises and equipment expense$509,0003,115
Additional noninterest expense$2,769,0002,055
Pre-tax net operating income$12,027,000905
Securities gains (losses)$9,000738
Applicable income taxes$03,978
Income before extraordinary items$12,036,000785
Extraordinary gains, net$06
Net income$12,036,000784
Minority interest net income$072
Net income of bank and minority interests.$12,036,000784
Net charge-offs$75,0002,355
Cash dividends$12,945,000340
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,027,000783
2018-09-30 (YTD Data)Rank
Total interest income$18,786,0001,163
Total interest expense$4,597,000750
Net interest income$14,189,0001,298
Provision for loan and lease losses$03,948
Total noninterest income$786,0002,823
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$292,0002,337
Trading account gains and fees$0138
Additional Noninterest Income$494,0002,770
Total noninterest expense$5,357,0002,446
Salaries and employee benefits$2,994,0002,455
Premises and equipment expense$372,0003,196
Additional noninterest expense$1,991,0002,129
Pre-tax net operating income$9,618,000856
Securities gains (losses)$9,000734
Applicable income taxes$04,032
Income before extraordinary items$9,627,000735
Extraordinary gains, net$05
Net income$9,627,000734
Minority interest net income$066
Net income of bank and minority interests.$9,627,000734
Net charge-offs$78,0001,915
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$9,618,000732
2018-06-30 (YTD Data)Rank
Total interest income$12,449,0001,157
Total interest expense$2,801,000755
Net interest income$9,648,0001,281
Provision for loan and lease losses$03,782
Total noninterest income$559,0002,730
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$184,0002,430
Trading account gains and fees$0130
Additional Noninterest Income$375,0002,605
Total noninterest expense$3,581,0002,451
Salaries and employee benefits$1,989,0002,480
Premises and equipment expense$244,0003,260
Additional noninterest expense$1,348,0002,118
Pre-tax net operating income$6,626,000814
Securities gains (losses)$-86,0005,325
Applicable income taxes$04,018
Income before extraordinary items$6,540,000723
Extraordinary gains, net$06
Net income$6,540,000722
Minority interest net income$065
Net income of bank and minority interests.$6,540,000722
Net charge-offs$94,0001,349
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$6,626,000716
2018-03-31 (YTD Data)Rank
Total interest income$6,211,0001,159
Total interest expense$1,259,000790
Net interest income$4,952,0001,246
Provision for loan and lease losses$03,508
Total noninterest income$253,0002,836
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$100,0002,308
Trading account gains and fees$0123
Additional Noninterest Income$153,0002,819
Total noninterest expense$1,830,0002,429
Salaries and employee benefits$1,028,0002,453
Premises and equipment expense$117,0003,378
Additional noninterest expense$685,0002,072
Pre-tax net operating income$3,375,000772
Securities gains (losses)$8,000468
Applicable income taxes$03,948
Income before extraordinary items$3,383,000689
Extraordinary gains, net$07
Net income$3,383,000688
Minority interest net income$052
Net income of bank and minority interests.$3,383,000689
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,375,000685
2017-12-31 (YTD Data)Rank
Total interest income$24,988,0001,121
Total interest expense$4,446,000770
Net interest income$20,542,0001,183
Provision for loan and lease losses$04,227
Total noninterest income$973,0002,988
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$443,0002,229
Trading account gains and fees$0151
Additional Noninterest Income$530,0003,074
Total noninterest expense$7,747,0002,326
Salaries and employee benefits$4,474,0002,281
Premises and equipment expense$537,0003,133
Additional noninterest expense$2,736,0002,097
Pre-tax net operating income$13,768,000741
Securities gains (losses)$5,0001,791
Applicable income taxes$04,135
Income before extraordinary items$13,773,000563
Extraordinary gains, net$09
Net income$13,773,000563
Minority interest net income$076
Net income of bank and minority interests.$13,773,000563
Net charge-offs$157,0002,032
Cash dividends$12,950,000306
Sale, conversion, retirement of capital stock, net$0711
Net operating income$13,768,000556
2017-09-30 (YTD Data)Rank
Total interest income$18,672,0001,122
Total interest expense$3,146,000787
Net interest income$15,526,0001,178
Provision for loan and lease losses$04,088
Total noninterest income$722,0003,020
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$329,0002,256
Trading account gains and fees$0145
Additional Noninterest Income$393,0003,117
Total noninterest expense$5,358,0002,491
Salaries and employee benefits$3,102,0002,421
Premises and equipment expense$404,0003,149
Additional noninterest expense$1,852,0002,271
Pre-tax net operating income$10,890,000713
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$10,890,000580
Extraordinary gains, net$09
Net income$10,890,000580
Minority interest net income$071
Net income of bank and minority interests.$10,890,000580
Net charge-offs$184,0001,461
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,890,000573
2017-06-30 (YTD Data)Rank
Total interest income$12,399,0001,119
Total interest expense$1,998,000799
Net interest income$10,401,0001,166
Provision for loan and lease losses$03,871
Total noninterest income$478,0003,039
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$228,0002,183
Trading account gains and fees$0139
Additional Noninterest Income$250,0003,185
Total noninterest expense$3,615,0002,480
Salaries and employee benefits$2,095,0002,416
Premises and equipment expense$266,0003,173
Additional noninterest expense$1,254,0002,237
Pre-tax net operating income$7,264,000700
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$7,264,000578
Extraordinary gains, net$011
Net income$7,264,000577
Minority interest net income$071
Net income of bank and minority interests.$7,264,000578
Net charge-offs$180,0001,121
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$7,264,000569
2017-03-31 (YTD Data)Rank
Total interest income$6,128,0001,120
Total interest expense$948,000812
Net interest income$5,180,0001,162
Provision for loan and lease losses$03,537
Total noninterest income$245,0002,993
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$119,0002,109
Trading account gains and fees$0142
Additional Noninterest Income$126,0003,159
Total noninterest expense$1,858,0002,443
Salaries and employee benefits$1,113,0002,332
Premises and equipment expense$128,0003,301
Additional noninterest expense$617,0002,263
Pre-tax net operating income$3,567,000699
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,567,000572
Extraordinary gains, net$08
Net income$3,567,000572
Minority interest net income$055
Net income of bank and minority interests.$3,567,000572
Net charge-offs$184,000636
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,567,000560
2016-12-31 (YTD Data)Rank
Total interest income$24,935,0001,072
Total interest expense$3,578,000822
Net interest income$21,357,0001,109
Provision for loan and lease losses$569,0001,365
Total noninterest income$1,504,0002,488
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$455,0002,240
Trading account gains and fees$0170
Additional Noninterest Income$1,049,0002,342
Total noninterest expense$7,846,0002,327
Salaries and employee benefits$4,475,0002,286
Premises and equipment expense$517,0003,310
Additional noninterest expense$2,854,0002,063
Pre-tax net operating income$14,446,000663
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$14,446,000537
Extraordinary gains, net$05
Net income$14,446,000535
Minority interest net income$082
Net income of bank and minority interests.$14,446,000536
Net charge-offs$485,0001,099
Cash dividends$12,000,000320
Sale, conversion, retirement of capital stock, net$0759
Net operating income$14,446,000525
2016-09-30 (YTD Data)Rank
Total interest income$18,699,0001,079
Total interest expense$2,659,000821
Net interest income$16,040,0001,108
Provision for loan and lease losses$569,0001,057
Total noninterest income$1,157,0002,459
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$336,0002,268
Trading account gains and fees$0169
Additional Noninterest Income$821,0002,285
Total noninterest expense$5,525,0002,451
Salaries and employee benefits$3,113,0002,417
Premises and equipment expense$377,0003,382
Additional noninterest expense$2,035,0002,152
Pre-tax net operating income$11,103,000655
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$11,103,000531
Extraordinary gains, net$05
Net income$11,103,000529
Minority interest net income$071
Net income of bank and minority interests.$11,103,000531
Net charge-offs$420,000903
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$11,103,000520
2016-06-30 (YTD Data)Rank
Total interest income$12,510,0001,072
Total interest expense$1,782,000820
Net interest income$10,728,0001,106
Provision for loan and lease losses$569,000775
Total noninterest income$793,0002,396
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$221,0002,275
Trading account gains and fees$0157
Additional Noninterest Income$572,0002,207
Total noninterest expense$3,721,0002,446
Salaries and employee benefits$2,097,0002,414
Premises and equipment expense$242,0003,483
Additional noninterest expense$1,382,0002,131
Pre-tax net operating income$7,231,000656
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$7,231,000537
Extraordinary gains, net$016
Net income$7,231,000533
Minority interest net income$071
Net income of bank and minority interests.$7,231,000536
Net charge-offs$404,000694
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$7,231,000523
2016-03-31 (YTD Data)Rank
Total interest income$6,218,0001,079
Total interest expense$865,000835
Net interest income$5,353,0001,108
Provision for loan and lease losses$340,000619
Total noninterest income$503,0002,061
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$115,0002,197
Trading account gains and fees$0142
Additional Noninterest Income$388,0001,786
Total noninterest expense$1,839,0002,480
Salaries and employee benefits$1,017,0002,487
Premises and equipment expense$122,0003,479
Additional noninterest expense$700,0002,088
Pre-tax net operating income$3,677,000638
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$3,677,000513
Extraordinary gains, net$012
Net income$3,677,000511
Minority interest net income$062
Net income of bank and minority interests.$3,677,000513
Net charge-offs$27,0001,801
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,677,000500
2015-12-31 (YTD Data)Rank
Total interest income$25,082,0001,040
Total interest expense$4,456,000632
Net interest income$20,626,0001,101
Provision for loan and lease losses$04,380
Total noninterest income$1,029,0003,028
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$510,0002,111
Trading account gains and fees$0159
Additional Noninterest Income$519,0003,231
Total noninterest expense$7,790,0002,352
Salaries and employee benefits$4,428,0002,281
Premises and equipment expense$491,0003,517
Additional noninterest expense$2,871,0002,088
Pre-tax net operating income$13,865,000655
Securities gains (losses)$62,0001,489
Applicable income taxes$04,402
Income before extraordinary items$13,927,000534
Extraordinary gains, net$023
Net income$13,927,000533
Minority interest net income$081
Net income of bank and minority interests.$13,927,000535
Net charge-offs$12,0003,950
Cash dividends$12,000,000327
Sale, conversion, retirement of capital stock, net$0804
Net operating income$13,865,000526
2015-09-30 (YTD Data)Rank
Total interest income$19,214,0001,024
Total interest expense$3,522,000591
Net interest income$15,692,0001,094
Provision for loan and lease losses$04,232
Total noninterest income$417,0004,040
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$384,0002,103
Trading account gains and fees$0153
Additional Noninterest Income$33,0005,637
Total noninterest expense$5,402,0002,522
Salaries and employee benefits$2,980,0002,509
Premises and equipment expense$366,0003,573
Additional noninterest expense$2,056,0002,151
Pre-tax net operating income$10,707,000661
Securities gains (losses)$62,0001,332
Applicable income taxes$04,489
Income before extraordinary items$10,769,000529
Extraordinary gains, net$021
Net income$10,769,000528
Minority interest net income$078
Net income of bank and minority interests.$10,769,000529
Net charge-offs$16,0003,459
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,707,000519
2015-06-30 (YTD Data)Rank
Total interest income$12,961,0001,012
Total interest expense$2,471,000559
Net interest income$10,490,0001,088
Provision for loan and lease losses$04,069
Total noninterest income$304,0003,910
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$260,0002,042
Trading account gains and fees$0157
Additional Noninterest Income$44,0005,268
Total noninterest expense$3,529,0002,587
Salaries and employee benefits$1,925,0002,596
Premises and equipment expense$249,0003,559
Additional noninterest expense$1,355,0002,174
Pre-tax net operating income$7,265,000658
Securities gains (losses)$62,0001,113
Applicable income taxes$04,497
Income before extraordinary items$7,327,000517
Extraordinary gains, net$022
Net income$7,327,000514
Minority interest net income$075
Net income of bank and minority interests.$7,327,000517
Net charge-offs$14,0003,124
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,265,000507
2015-03-31 (YTD Data)Rank
Total interest income$6,404,0001,015
Total interest expense$1,230,000566
Net interest income$5,174,0001,101
Provision for loan and lease losses$03,703
Total noninterest income$174,0003,642
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$135,0001,972
Trading account gains and fees$0152
Additional Noninterest Income$39,0004,780
Total noninterest expense$1,718,0002,634
Salaries and employee benefits$942,0002,649
Premises and equipment expense$124,0003,584
Additional noninterest expense$652,0002,246
Pre-tax net operating income$3,630,000634
Securities gains (losses)$53,000820
Applicable income taxes$04,400
Income before extraordinary items$3,683,000508
Extraordinary gains, net$013
Net income$3,683,000508
Minority interest net income$064
Net income of bank and minority interests.$3,683,000508
Net charge-offs$9,0002,520
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,630,000499
2014-12-31 (YTD Data)Rank
Total interest income$26,665,000960
Total interest expense$5,464,000510
Net interest income$21,201,0001,064
Provision for loan and lease losses$04,603
Total noninterest income$811,0003,457
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$601,0001,959
Trading account gains and fees$0180
Additional Noninterest Income$210,0004,478
Total noninterest expense$7,254,0002,537
Salaries and employee benefits$3,912,0002,548
Premises and equipment expense$520,0003,539
Additional noninterest expense$2,822,0002,154
Pre-tax net operating income$14,758,000587
Securities gains (losses)$245,000709
Applicable income taxes$04,531
Income before extraordinary items$15,003,000471
Extraordinary gains, net$017
Net income$15,003,000469
Minority interest net income$084
Net income of bank and minority interests.$15,003,000470
Net charge-offs$170,0002,649
Cash dividends$15,000,000253
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,758,000469
2014-09-30 (YTD Data)Rank
Total interest income$20,158,000947
Total interest expense$4,184,000502
Net interest income$15,974,0001,066
Provision for loan and lease losses$04,401
Total noninterest income$652,0003,381
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$469,0001,900
Trading account gains and fees$0174
Additional Noninterest Income$183,0004,323
Total noninterest expense$5,053,0002,694
Salaries and employee benefits$2,656,0002,747
Premises and equipment expense$373,0003,701
Additional noninterest expense$2,024,0002,218
Pre-tax net operating income$11,573,000570
Securities gains (losses)$189,000659
Applicable income taxes$04,583
Income before extraordinary items$11,762,000451
Extraordinary gains, net$015
Net income$11,762,000450
Minority interest net income$081
Net income of bank and minority interests.$11,762,000451
Net charge-offs$88,0002,805
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$11,573,000449
2014-06-30 (YTD Data)Rank
Total interest income$13,422,000940
Total interest expense$2,832,000496
Net interest income$10,590,0001,062
Provision for loan and lease losses$04,196
Total noninterest income$400,0003,508
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$325,0001,835
Trading account gains and fees$0172
Additional Noninterest Income$75,0004,900
Total noninterest expense$3,310,0002,750
Salaries and employee benefits$1,723,0002,814
Premises and equipment expense$241,0003,794
Additional noninterest expense$1,346,0002,210
Pre-tax net operating income$7,680,000560
Securities gains (losses)$238,000429
Applicable income taxes$04,568
Income before extraordinary items$7,918,000444
Extraordinary gains, net$020
Net income$7,918,000442
Minority interest net income$080
Net income of bank and minority interests.$7,918,000444
Net charge-offs$94,0002,236
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,680,000446
2014-03-31 (YTD Data)Rank
Total interest income$6,670,000949
Total interest expense$1,425,000492
Net interest income$5,245,0001,075
Provision for loan and lease losses$03,817
Total noninterest income$213,0003,362
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$183,0001,674
Trading account gains and fees$0147
Additional Noninterest Income$30,0005,162
Total noninterest expense$1,667,0002,732
Salaries and employee benefits$850,0002,863
Premises and equipment expense$121,0003,822
Additional noninterest expense$696,0002,162
Pre-tax net operating income$3,791,000546
Securities gains (losses)$90,000477
Applicable income taxes$04,445
Income before extraordinary items$3,881,000431
Extraordinary gains, net$016
Net income$3,881,000430
Minority interest net income$066
Net income of bank and minority interests.$3,881,000431
Net charge-offs$62,0001,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,791,000424
2013-12-31 (YTD Data)Rank
Total interest income$23,697,0001,074
Total interest expense$6,570,000481
Net interest income$17,127,0001,284
Provision for loan and lease losses$05,091
Total noninterest income$896,0003,416
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$679,0001,873
Trading account gains and fees$0184
Additional Noninterest Income$217,0004,510
Total noninterest expense$7,030,0002,622
Salaries and employee benefits$3,682,0002,681
Premises and equipment expense$532,0003,596
Additional noninterest expense$2,816,0002,216
Pre-tax net operating income$10,993,000717
Securities gains (losses)$271,000739
Applicable income taxes$04,631
Income before extraordinary items$11,264,000580
Extraordinary gains, net$029
Net income$11,264,000581
Minority interest net income$090
Net income of bank and minority interests.$11,264,000580
Net charge-offs$7,0005,162
Cash dividends$5,000,000558
Sale, conversion, retirement of capital stock, net$0924
Net operating income$10,993,000580
2013-09-30 (YTD Data)Rank
Total interest income$17,485,0001,096
Total interest expense$5,059,000479
Net interest income$12,426,0001,313
Provision for loan and lease losses$04,941
Total noninterest income$714,0003,346
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$539,0001,797
Trading account gains and fees$0180
Additional Noninterest Income$175,0004,484
Total noninterest expense$4,850,0002,814
Salaries and employee benefits$2,524,0002,897
Premises and equipment expense$394,0003,652
Additional noninterest expense$1,932,0002,376
Pre-tax net operating income$8,290,000721
Securities gains (losses)$137,0001,027
Applicable income taxes$04,713
Income before extraordinary items$8,427,000593
Extraordinary gains, net$025
Net income$8,427,000593
Minority interest net income$084
Net income of bank and minority interests.$8,427,000595
Net charge-offs$7,0004,813
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,290,000588
2013-06-30 (YTD Data)Rank
Total interest income$11,570,0001,099
Total interest expense$3,461,000479
Net interest income$8,109,0001,330
Provision for loan and lease losses$04,788
Total noninterest income$516,0003,237
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$358,0001,777
Trading account gains and fees$0157
Additional Noninterest Income$158,0004,148
Total noninterest expense$3,250,0002,806
Salaries and employee benefits$1,657,0002,939
Premises and equipment expense$257,0003,714
Additional noninterest expense$1,336,0002,295
Pre-tax net operating income$5,375,000720
Securities gains (losses)$137,000934
Applicable income taxes$04,679
Income before extraordinary items$5,512,000608
Extraordinary gains, net$022
Net income$5,512,000607
Minority interest net income$082
Net income of bank and minority interests.$5,512,000610
Net charge-offs$-31,0006,434
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,375,000590
2013-03-31 (YTD Data)Rank
Total interest income$5,862,0001,091
Total interest expense$1,788,000478
Net interest income$4,074,0001,324
Provision for loan and lease losses$04,409
Total noninterest income$251,0003,264
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$188,0001,693
Trading account gains and fees$0148
Additional Noninterest Income$63,0004,419
Total noninterest expense$1,650,0002,799
Salaries and employee benefits$829,0002,959
Premises and equipment expense$120,0003,899
Additional noninterest expense$701,0002,216
Pre-tax net operating income$2,675,000722
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$2,675,000614
Extraordinary gains, net$010
Net income$2,675,000612
Minority interest net income$076
Net income of bank and minority interests.$2,675,000616
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,675,000582
2012-12-31 (YTD Data)Rank
Total interest income$27,559,000952
Total interest expense$7,928,000531
Net interest income$19,631,0001,113
Provision for loan and lease losses$05,905
Total noninterest income$715,0003,855
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$688,0001,931
Trading account gains and fees$0166
Additional Noninterest Income$27,0006,160
Total noninterest expense$6,927,0002,678
Salaries and employee benefits$3,565,0002,733
Premises and equipment expense$546,0003,603
Additional noninterest expense$2,816,0002,302
Pre-tax net operating income$13,419,000571
Securities gains (losses)$388,0001,143
Applicable income taxes$04,751
Income before extraordinary items$13,807,000481
Extraordinary gains, net$029
Net income$13,807,000478
Minority interest net income$093
Net income of bank and minority interests.$13,807,000481
Net charge-offs$174,0003,904
Cash dividends$10,000,000320
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,419,000486
2012-09-30 (YTD Data)Rank
Total interest income$21,396,000941
Total interest expense$6,052,000555
Net interest income$15,344,0001,086
Provision for loan and lease losses$05,790
Total noninterest income$490,0004,043
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$510,0001,967
Trading account gains and fees$0157
Additional Noninterest Income$-20,0006,766
Total noninterest expense$4,942,0002,821
Salaries and employee benefits$2,466,0002,945
Premises and equipment expense$411,0003,657
Additional noninterest expense$2,065,0002,346
Pre-tax net operating income$10,892,000545
Securities gains (losses)$360,000963
Applicable income taxes$04,802
Income before extraordinary items$11,252,000455
Extraordinary gains, net$020
Net income$11,252,000454
Minority interest net income$086
Net income of bank and minority interests.$11,252,000454
Net charge-offs$143,0003,649
Cash dividends$8,000,000248
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,892,000450
2012-06-30 (YTD Data)Rank
Total interest income$14,837,000900
Total interest expense$4,083,000569
Net interest income$10,754,0001,027
Provision for loan and lease losses$05,619
Total noninterest income$178,0005,054
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$316,0002,068
Trading account gains and fees$0153
Additional Noninterest Income$-138,0007,037
Total noninterest expense$3,290,0002,826
Salaries and employee benefits$1,622,0002,984
Premises and equipment expense$279,0003,605
Additional noninterest expense$1,389,0002,336
Pre-tax net operating income$7,642,000519
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$7,642,000436
Extraordinary gains, net$019
Net income$7,642,000435
Minority interest net income$084
Net income of bank and minority interests.$7,642,000435
Net charge-offs$144,0003,084
Cash dividends$8,000,000172
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,642,000417
2012-03-31 (YTD Data)Rank
Total interest income$7,750,000865
Total interest expense$2,074,000574
Net interest income$5,676,000964
Provision for loan and lease losses$05,254
Total noninterest income$-94,0007,203
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$142,0002,239
Trading account gains and fees$0148
Additional Noninterest Income$-236,0007,228
Total noninterest expense$1,606,0002,888
Salaries and employee benefits$783,0003,075
Premises and equipment expense$139,0003,650
Additional noninterest expense$684,0002,340
Pre-tax net operating income$3,976,000507
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$3,976,000418
Extraordinary gains, net$019
Net income$3,976,000419
Minority interest net income$078
Net income of bank and minority interests.$3,976,000419
Net charge-offs$-23,0006,913
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,976,000398
2011-12-31 (YTD Data)Rank
Total interest income$34,136,000817
Total interest expense$9,172,000629
Net interest income$24,964,000875
Provision for loan and lease losses$825,0002,693
Total noninterest income$1,065,0003,005
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$574,0002,321
Trading account gains and fees$0146
Additional Noninterest Income$491,0003,155
Total noninterest expense$6,433,0002,886
Salaries and employee benefits$3,296,0002,892
Premises and equipment expense$578,0003,679
Additional noninterest expense$2,559,0002,544
Pre-tax net operating income$18,771,000387
Securities gains (losses)$11,0003,300
Applicable income taxes$04,719
Income before extraordinary items$18,782,000318
Extraordinary gains, net$029
Net income$18,782,000317
Minority interest net income$096
Net income of bank and minority interests.$18,782,000317
Net charge-offs$243,0004,060
Cash dividends$7,658,000284
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$18,771,000305
2011-09-30 (YTD Data)Rank
Total interest income$25,837,000825
Total interest expense$7,062,000645
Net interest income$18,775,000882
Provision for loan and lease losses$675,0002,485
Total noninterest income$756,0003,106
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$421,0002,367
Trading account gains and fees$0145
Additional Noninterest Income$335,0003,302
Total noninterest expense$4,496,0003,060
Salaries and employee benefits$2,284,0003,089
Premises and equipment expense$445,0003,642
Additional noninterest expense$1,767,0002,719
Pre-tax net operating income$14,360,000382
Securities gains (losses)$11,0003,028
Applicable income taxes$04,740
Income before extraordinary items$14,371,000315
Extraordinary gains, net$021
Net income$14,371,000315
Minority interest net income$087
Net income of bank and minority interests.$14,371,000316
Net charge-offs$150,0004,019
Cash dividends$6,158,000239
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$14,360,000300
2011-06-30 (YTD Data)Rank
Total interest income$17,094,000844
Total interest expense$4,798,000663
Net interest income$12,296,000905
Provision for loan and lease losses$450,0002,433
Total noninterest income$514,0003,071
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$281,0002,340
Trading account gains and fees$0153
Additional Noninterest Income$233,0003,253
Total noninterest expense$2,897,0003,189
Salaries and employee benefits$1,496,0003,148
Premises and equipment expense$284,0003,790
Additional noninterest expense$1,117,0002,905
Pre-tax net operating income$9,463,000382
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$9,463,000309
Extraordinary gains, net$015
Net income$9,463,000310
Minority interest net income$089
Net income of bank and minority interests.$9,463,000310
Net charge-offs$134,0003,540
Cash dividends$6,158,000147
Sale, conversion, retirement of capital stock, net$0986
Net operating income$9,463,000301
2011-03-31 (YTD Data)Rank
Total interest income$8,266,000875
Total interest expense$2,434,000677
Net interest income$5,832,000952
Provision for loan and lease losses$225,0002,264
Total noninterest income$325,0002,695
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$138,0002,345
Trading account gains and fees$0158
Additional Noninterest Income$187,0002,562
Total noninterest expense$1,400,0003,288
Salaries and employee benefits$748,0003,158
Premises and equipment expense$143,0003,826
Additional noninterest expense$509,0003,136
Pre-tax net operating income$4,532,000399
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$4,532,000318
Extraordinary gains, net$09
Net income$4,532,000318
Minority interest net income$086
Net income of bank and minority interests.$4,532,000318
Net charge-offs$52,0003,315
Cash dividends$6,158,00077
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,532,000309
2010-12-31 (YTD Data)Rank
Total interest income$34,982,000867
Total interest expense$10,692,000760
Net interest income$24,290,000907
Provision for loan and lease losses$1,000,0003,046
Total noninterest income$982,0003,249
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$681,0002,085
Trading account gains and fees$0175
Additional Noninterest Income$301,0003,946
Total noninterest expense$6,772,0002,801
Salaries and employee benefits$3,086,0003,031
Premises and equipment expense$568,0003,862
Additional noninterest expense$3,118,0002,218
Pre-tax net operating income$17,500,000341
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$17,500,000281
Extraordinary gains, net$029
Net income$17,500,000281
Minority interest net income$0111
Net income of bank and minority interests.$17,500,000282
Net charge-offs$167,0004,946
Cash dividends$6,000,000278
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$17,500,000270
2010-09-30 (YTD Data)Rank
Total interest income$26,501,000866
Total interest expense$8,202,000763
Net interest income$18,299,000903
Provision for loan and lease losses$700,0003,032
Total noninterest income$722,0003,334
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$498,0002,180
Trading account gains and fees$0165
Additional Noninterest Income$224,0003,989
Total noninterest expense$4,912,0002,886
Salaries and employee benefits$2,155,0003,246
Premises and equipment expense$434,0003,864
Additional noninterest expense$2,323,0002,207
Pre-tax net operating income$13,409,000334
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$13,409,000274
Extraordinary gains, net$023
Net income$13,409,000276
Minority interest net income$0110
Net income of bank and minority interests.$13,409,000276
Net charge-offs$142,0004,548
Cash dividends$6,000,000181
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$13,409,000262
2010-06-30 (YTD Data)Rank
Total interest income$17,715,000877
Total interest expense$5,642,000765
Net interest income$12,073,000915
Provision for loan and lease losses$400,0003,175
Total noninterest income$411,0003,584
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$327,0002,199
Trading account gains and fees$0152
Additional Noninterest Income$84,0004,910
Total noninterest expense$3,311,0002,862
Salaries and employee benefits$1,419,0003,299
Premises and equipment expense$305,0003,760
Additional noninterest expense$1,587,0002,151
Pre-tax net operating income$8,773,000333
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$8,773,000267
Extraordinary gains, net$019
Net income$8,773,000266
Minority interest net income$0105
Net income of bank and minority interests.$8,773,000267
Net charge-offs$11,0005,773
Cash dividends$6,000,000116
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,773,000261
2010-03-31 (YTD Data)Rank
Total interest income$9,044,000872
Total interest expense$2,973,000765
Net interest income$6,071,000922
Provision for loan and lease losses$100,0003,933
Total noninterest income$186,0003,817
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$151,0002,333
Trading account gains and fees$0175
Additional Noninterest Income$35,0005,238
Total noninterest expense$1,614,0002,950
Salaries and employee benefits$711,0003,361
Premises and equipment expense$144,0003,981
Additional noninterest expense$759,0002,231
Pre-tax net operating income$4,543,000310
Securities gains (losses)$1,0002,151
Applicable income taxes$04,611
Income before extraordinary items$4,544,000248
Extraordinary gains, net$016
Net income$4,544,000249
Minority interest net income$091
Net income of bank and minority interests.$4,544,000250
Net charge-offs$10,0004,830
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$4,543,000242
2009-12-31 (YTD Data)Rank
Total interest income$37,376,000904
Total interest expense$14,791,000786
Net interest income$22,585,000957
Provision for loan and lease losses$100,0006,413
Total noninterest income$1,093,0003,170
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$806,0002,035
Trading account gains and fees$0211
Additional Noninterest Income$287,0004,041
Total noninterest expense$6,773,0002,872
Salaries and employee benefits$3,155,0003,035
Premises and equipment expense$536,0004,194
Additional noninterest expense$3,082,0002,296
Pre-tax net operating income$16,805,000253
Securities gains (losses)$-14,0007,034
Applicable income taxes$04,388
Income before extraordinary items$16,791,000209
Extraordinary gains, net$034
Net income$16,791,000210
Minority interest net income$0115
Net income of bank and minority interests.$16,791,000210
Net charge-offs$15,0006,776
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$16,805,000206
2009-09-30 (YTD Data)Rank
Total interest income$27,926,000923
Total interest expense$11,450,000800
Net interest income$16,476,000992
Provision for loan and lease losses$07,284
Total noninterest income$871,0003,100
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$628,0001,982
Trading account gains and fees$0212
Additional Noninterest Income$243,0003,960
Total noninterest expense$4,904,0002,965
Salaries and employee benefits$2,204,0003,265
Premises and equipment expense$409,0004,191
Additional noninterest expense$2,291,0002,272
Pre-tax net operating income$12,443,000265
Securities gains (losses)$-14,0007,259
Applicable income taxes$04,592
Income before extraordinary items$12,429,000214
Extraordinary gains, net$027
Net income$12,429,000214
Minority interest net income$0118
Net income of bank and minority interests.$12,429,000214
Net charge-offs$14,0006,396
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$12,443,000210
2009-06-30 (YTD Data)Rank
Total interest income$18,600,000945
Total interest expense$7,882,000823
Net interest income$10,718,0001,018
Provision for loan and lease losses$07,158
Total noninterest income$622,0002,970
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$410,0001,980
Trading account gains and fees$0193
Additional Noninterest Income$212,0003,569
Total noninterest expense$3,323,0002,950
Salaries and employee benefits$1,442,0003,347
Premises and equipment expense$276,0004,180
Additional noninterest expense$1,605,0002,198
Pre-tax net operating income$8,017,000278
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$8,017,000228
Extraordinary gains, net$021
Net income$8,017,000227
Minority interest net income$0112
Net income of bank and minority interests.$8,017,000227
Net charge-offs$13,0005,866
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$8,017,000216
2009-03-31 (YTD Data)Rank
Total interest income$9,360,000943
Total interest expense$4,089,000818
Net interest income$5,271,0001,027
Provision for loan and lease losses$06,744
Total noninterest income$302,0003,007
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$201,0001,955
Trading account gains and fees$0171
Additional Noninterest Income$101,0003,637
Total noninterest expense$1,574,0003,014
Salaries and employee benefits$716,0003,398
Premises and equipment expense$121,0004,594
Additional noninterest expense$737,0002,133
Pre-tax net operating income$3,999,000303
Securities gains (losses)$-5,0007,781
Applicable income taxes$04,835
Income before extraordinary items$3,994,000260
Extraordinary gains, net$015
Net income$3,994,000259
Minority interest net income$0102
Net income of bank and minority interests.$3,994,000261
Net charge-offs$13,0004,614
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,999,000238
2008-12-31 (YTD Data)Rank
Total interest income$35,317,0001,074
Total interest expense$18,604,000856
Net interest income$16,713,0001,329
Provision for loan and lease losses$275,0004,772
Total noninterest income$736,0004,026
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$607,0002,628
Trading account gains and fees$0154
Additional Noninterest Income$129,0005,550
Total noninterest expense$6,001,0003,074
Salaries and employee benefits$3,107,0003,152
Premises and equipment expense$525,0004,332
Additional noninterest expense$2,369,0002,458
Pre-tax net operating income$11,173,000480
Securities gains (losses)$-44,0007,150
Applicable income taxes$04,979
Income before extraordinary items$11,129,000353
Extraordinary gains, net$039
Net income$11,129,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,631
Cash dividends$7,700,000380
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,173,000366
2008-09-30 (YTD Data)Rank
Total interest income$26,163,0001,118
Total interest expense$14,268,000870
Net interest income$11,895,0001,423
Provision for loan and lease losses$275,0003,694
Total noninterest income$585,0004,012
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$415,0002,816
Trading account gains and fees$0148
Additional Noninterest Income$170,0004,747
Total noninterest expense$4,250,0003,219
Salaries and employee benefits$2,196,0003,366
Premises and equipment expense$388,0004,388
Additional noninterest expense$1,666,0002,531
Pre-tax net operating income$7,955,000624
Securities gains (losses)$-18,0007,398
Applicable income taxes$05,372
Income before extraordinary items$7,937,000454
Extraordinary gains, net$031
Net income$7,937,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0006,023
Cash dividends$2,100,000967
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$7,955,000479
2008-06-30 (YTD Data)Rank
Total interest income$17,473,0001,132
Total interest expense$9,785,000876
Net interest income$7,688,0001,456
Provision for loan and lease losses$25,0005,815
Total noninterest income$379,0004,115
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$282,0002,771
Trading account gains and fees$0149
Additional Noninterest Income$97,0005,110
Total noninterest expense$2,832,0003,239
Salaries and employee benefits$1,425,0003,475
Premises and equipment expense$255,0004,450
Additional noninterest expense$1,152,0002,427
Pre-tax net operating income$5,210,000670
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$5,210,000534
Extraordinary gains, net$021
Net income$5,210,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$1,400,0001,057
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,210,000524
2008-03-31 (YTD Data)Rank
Total interest income$8,733,0001,161
Total interest expense$5,167,000889
Net interest income$3,566,0001,563
Provision for loan and lease losses$06,080
Total noninterest income$175,0004,263
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$127,0002,928
Trading account gains and fees$0158
Additional Noninterest Income$48,0005,134
Total noninterest expense$1,409,0003,250
Salaries and employee benefits$680,0003,624
Premises and equipment expense$136,0004,286
Additional noninterest expense$593,0002,336
Pre-tax net operating income$2,332,000825
Securities gains (losses)$-10,0008,322
Applicable income taxes$05,622
Income before extraordinary items$2,322,000664
Extraordinary gains, net$015
Net income$2,322,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,332,000632
2007-12-31 (YTD Data)Rank
Total interest income$35,000,0001,205
Total interest expense$21,359,000929
Net interest income$13,641,0001,653
Provision for loan and lease losses$06,851
Total noninterest income$809,0003,986
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$589,0002,710
Trading account gains and fees$0178
Additional Noninterest Income$220,0004,869
Total noninterest expense$5,670,0003,116
Salaries and employee benefits$3,017,0003,214
Premises and equipment expense$564,0004,017
Additional noninterest expense$2,089,0002,560
Pre-tax net operating income$8,780,000970
Securities gains (losses)$85,000654
Applicable income taxes$06,070
Income before extraordinary items$8,865,000740
Extraordinary gains, net$039
Net income$8,865,000738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0006,179
Cash dividends$23,016,000229
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,780,000735
2007-09-30 (YTD Data)Rank
Total interest income$26,263,0001,208
Total interest expense$15,999,000923
Net interest income$10,264,0001,657
Provision for loan and lease losses$06,528
Total noninterest income$612,0003,983
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$453,0002,646
Trading account gains and fees$0184
Additional Noninterest Income$159,0004,967
Total noninterest expense$3,983,0003,253
Salaries and employee benefits$2,107,0003,388
Premises and equipment expense$410,0004,096
Additional noninterest expense$1,466,0002,671
Pre-tax net operating income$6,893,0001,001
Securities gains (losses)$81,000535
Applicable income taxes$06,220
Income before extraordinary items$6,974,000748
Extraordinary gains, net$033
Net income$6,974,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,809
Cash dividends$22,950,000182
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,893,000754
2007-06-30 (YTD Data)Rank
Total interest income$17,412,0001,225
Total interest expense$10,568,000942
Net interest income$6,844,0001,677
Provision for loan and lease losses$06,209
Total noninterest income$427,0003,886
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$311,0002,582
Trading account gains and fees$0168
Additional Noninterest Income$116,0004,822
Total noninterest expense$2,650,0003,295
Salaries and employee benefits$1,379,0003,459
Premises and equipment expense$282,0004,020
Additional noninterest expense$989,0002,654
Pre-tax net operating income$4,621,0001,035
Securities gains (losses)$85,000439
Applicable income taxes$06,265
Income before extraordinary items$4,706,000765
Extraordinary gains, net$029
Net income$4,706,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,005
Cash dividends$8,950,000283
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,621,000777
2007-03-31 (YTD Data)Rank
Total interest income$8,680,0001,220
Total interest expense$5,276,000928
Net interest income$3,404,0001,691
Provision for loan and lease losses$05,779
Total noninterest income$226,0003,766
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$165,0002,422
Trading account gains and fees$0195
Additional Noninterest Income$61,0004,714
Total noninterest expense$1,355,0003,232
Salaries and employee benefits$694,0003,484
Premises and equipment expense$152,0003,834
Additional noninterest expense$509,0002,580
Pre-tax net operating income$2,275,0001,032
Securities gains (losses)$84,000330
Applicable income taxes$06,196
Income before extraordinary items$2,359,000761
Extraordinary gains, net$022
Net income$2,359,000760
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$8,500,000167
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,275,000780
2006-12-31 (YTD Data)Rank
Total interest income$35,025,0001,124
Total interest expense$20,599,000814
Net interest income$14,426,0001,592
Provision for loan and lease losses$06,850
Total noninterest income$711,0004,320
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$494,0003,084
Trading account gains and fees$0130
Additional Noninterest Income$217,0004,957
Total noninterest expense$5,817,0002,947
Salaries and employee benefits$2,996,0003,136
Premises and equipment expense$589,0003,820
Additional noninterest expense$2,232,0002,323
Pre-tax net operating income$9,320,0001,055
Securities gains (losses)$11,0001,071
Applicable income taxes$06,600
Income before extraordinary items$9,331,000800
Extraordinary gains, net$051
Net income$9,331,000799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,164
Cash dividends$3,599,000956
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,320,000787
2006-09-30 (YTD Data)Rank
Total interest income$26,144,0001,135
Total interest expense$15,190,000809
Net interest income$10,954,0001,586
Provision for loan and lease losses$06,685
Total noninterest income$502,0004,467
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$342,0003,276
Trading account gains and fees$0126
Additional Noninterest Income$160,0005,005
Total noninterest expense$4,162,0003,064
Salaries and employee benefits$2,103,0003,308
Premises and equipment expense$430,0003,904
Additional noninterest expense$1,629,0002,374
Pre-tax net operating income$7,294,0001,049
Securities gains (losses)$11,000877
Applicable income taxes$06,687
Income before extraordinary items$7,305,000805
Extraordinary gains, net$045
Net income$7,305,000804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,313
Cash dividends$2,900,000855
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,294,000795
2006-06-30 (YTD Data)Rank
Total interest income$17,398,0001,115
Total interest expense$9,897,000783
Net interest income$7,501,0001,535
Provision for loan and lease losses$06,419
Total noninterest income$350,0004,350
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$228,0003,249
Trading account gains and fees$0126
Additional Noninterest Income$122,0004,712
Total noninterest expense$2,816,0003,042
Salaries and employee benefits$1,365,0003,392
Premises and equipment expense$293,0003,837
Additional noninterest expense$1,158,0002,248
Pre-tax net operating income$5,035,0001,014
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$5,035,000773
Extraordinary gains, net$039
Net income$5,035,000773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,631
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,035,000759
2006-03-31 (YTD Data)Rank
Total interest income$8,675,0001,081
Total interest expense$4,859,000758
Net interest income$3,816,0001,504
Provision for loan and lease losses$06,013
Total noninterest income$200,0003,984
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$111,0003,255
Trading account gains and fees$0115
Additional Noninterest Income$89,0003,937
Total noninterest expense$1,400,0003,061
Salaries and employee benefits$680,0003,408
Premises and equipment expense$144,0003,911
Additional noninterest expense$576,0002,234
Pre-tax net operating income$2,616,000961
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$2,616,000737
Extraordinary gains, net$021
Net income$2,616,000736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,616,000721
2005-12-31 (YTD Data)Rank
Total interest income$35,014,000937
Total interest expense$18,559,000617
Net interest income$16,455,0001,330
Provision for loan and lease losses$07,120
Total noninterest income$655,0004,571
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$440,0003,334
Trading account gains and fees$0138
Additional Noninterest Income$215,0005,025
Total noninterest expense$5,770,0002,842
Salaries and employee benefits$2,905,0003,057
Premises and equipment expense$600,0003,653
Additional noninterest expense$2,265,0002,212
Pre-tax net operating income$11,340,000871
Securities gains (losses)$26,0001,166
Applicable income taxes$06,964
Income before extraordinary items$11,366,000654
Extraordinary gains, net$046
Net income$11,366,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,996
Cash dividends$8,051,000447
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,340,000643
2005-09-30 (YTD Data)Rank
Total interest income$26,370,000913
Total interest expense$13,738,000594
Net interest income$12,632,0001,275
Provision for loan and lease losses$06,899
Total noninterest income$468,0004,725
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$328,0003,354
Trading account gains and fees$0126
Additional Noninterest Income$140,0005,313
Total noninterest expense$3,909,0003,086
Salaries and employee benefits$2,023,0003,240
Premises and equipment expense$416,0003,859
Additional noninterest expense$1,470,0002,502
Pre-tax net operating income$9,191,000804
Securities gains (losses)$26,0001,129
Applicable income taxes$06,976
Income before extraordinary items$9,217,000607
Extraordinary gains, net$035
Net income$9,217,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,687
Cash dividends$7,000,000364
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,191,000590
2005-06-30 (YTD Data)Rank
Total interest income$17,580,000886
Total interest expense$9,066,000566
Net interest income$8,514,0001,252
Provision for loan and lease losses$06,626
Total noninterest income$335,0004,489
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$236,0003,145
Trading account gains and fees$0116
Additional Noninterest Income$99,0005,211
Total noninterest expense$2,609,0003,072
Salaries and employee benefits$1,310,0003,309
Premises and equipment expense$290,0003,711
Additional noninterest expense$1,009,0002,406
Pre-tax net operating income$6,240,000776
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$6,240,000590
Extraordinary gains, net$030
Net income$6,240,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,591
Cash dividends$4,800,000356
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,240,000575
2005-03-31 (YTD Data)Rank
Total interest income$8,810,000853
Total interest expense$4,429,000556
Net interest income$4,381,0001,198
Provision for loan and lease losses$06,226
Total noninterest income$173,0004,337
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$118,0003,074
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,967
Total noninterest expense$1,255,0003,192
Salaries and employee benefits$646,0003,339
Premises and equipment expense$146,0003,725
Additional noninterest expense$463,0002,620
Pre-tax net operating income$3,299,000737
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$3,299,000564
Extraordinary gains, net$024
Net income$3,299,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$2,400,000318
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,299,000545
2004-12-31 (YTD Data)Rank
Total interest income$35,236,000795
Total interest expense$16,940,000496
Net interest income$18,296,0001,095
Provision for loan and lease losses$07,314
Total noninterest income$894,0003,797
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$543,0002,962
Trading account gains and fees$0138
Additional Noninterest Income$351,0003,962
Total noninterest expense$5,489,0002,865
Salaries and employee benefits$2,971,0002,866
Premises and equipment expense$489,0004,158
Additional noninterest expense$2,029,0002,395
Pre-tax net operating income$13,701,000656
Securities gains (losses)$130,0001,074
Applicable income taxes$07,185
Income before extraordinary items$13,831,000513
Extraordinary gains, net$034
Net income$13,831,000514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$9,275,000379
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,701,000504
2004-09-30 (YTD Data)Rank
Total interest income$26,548,000787
Total interest expense$12,595,000483
Net interest income$13,953,0001,059
Provision for loan and lease losses$07,100
Total noninterest income$676,0003,822
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$417,0002,906
Trading account gains and fees$0134
Additional Noninterest Income$259,0004,002
Total noninterest expense$3,904,0002,974
Salaries and employee benefits$1,986,0003,150
Premises and equipment expense$355,0004,251
Additional noninterest expense$1,563,0002,308
Pre-tax net operating income$10,725,000644
Securities gains (losses)$131,0001,012
Applicable income taxes$07,220
Income before extraordinary items$10,856,000491
Extraordinary gains, net$026
Net income$10,856,000492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0005,881
Cash dividends$7,075,000351
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,725,000477
2004-06-30 (YTD Data)Rank
Total interest income$17,804,000779
Total interest expense$8,357,000482
Net interest income$9,447,0001,040
Provision for loan and lease losses$06,885
Total noninterest income$481,0003,662
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$286,0002,822
Trading account gains and fees$0130
Additional Noninterest Income$195,0003,789
Total noninterest expense$2,576,0002,997
Salaries and employee benefits$1,310,0003,195
Premises and equipment expense$228,0004,370
Additional noninterest expense$1,038,0002,317
Pre-tax net operating income$7,352,000625
Securities gains (losses)$130,000874
Applicable income taxes$07,214
Income before extraordinary items$7,482,000476
Extraordinary gains, net$021
Net income$7,482,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,407
Cash dividends$4,875,000342
Sale, conversion, retirement of capital stock, net$0638
Net operating income$7,352,000458
2004-03-31 (YTD Data)Rank
Total interest income$8,974,000781
Total interest expense$4,162,000492
Net interest income$4,812,0001,021
Provision for loan and lease losses$06,501
Total noninterest income$226,0003,756
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$140,0002,809
Trading account gains and fees$0121
Additional Noninterest Income$86,0004,023
Total noninterest expense$1,190,0003,246
Salaries and employee benefits$618,0003,370
Premises and equipment expense$113,0004,421
Additional noninterest expense$459,0002,568
Pre-tax net operating income$3,848,000591
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$3,848,000473
Extraordinary gains, net$016
Net income$3,848,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,994
Cash dividends$2,500,000314
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,848,000437
2003-12-31 (YTD Data)Rank
Total interest income$32,829,000848
Total interest expense$17,453,000526
Net interest income$15,376,0001,256
Provision for loan and lease losses$125,0004,861
Total noninterest income$1,042,0003,633
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$541,0002,922
Trading account gains and fees$0160
Additional Noninterest Income$501,0003,583
Total noninterest expense$5,646,0002,752
Salaries and employee benefits$3,105,0002,693
Premises and equipment expense$733,0002,969
Additional noninterest expense$1,808,0002,629
Pre-tax net operating income$10,647,000813
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$10,647,000624
Extraordinary gains, net$054
Net income$10,647,000626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,630
Cash dividends$4,999,000655
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,647,000585
2003-09-30 (YTD Data)Rank
Total interest income$23,999,000898
Total interest expense$13,328,000541
Net interest income$10,671,0001,387
Provision for loan and lease losses$07,481
Total noninterest income$798,0003,651
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$404,0002,929
Trading account gains and fees$0153
Additional Noninterest Income$394,0003,554
Total noninterest expense$4,074,0002,854
Salaries and employee benefits$2,237,0002,788
Premises and equipment expense$332,0004,419
Additional noninterest expense$1,505,0002,383
Pre-tax net operating income$7,395,000905
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$7,395,000695
Extraordinary gains, net$040
Net income$7,395,000696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,639
Cash dividends$3,450,000653
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,395,000650
2003-06-30 (YTD Data)Rank
Total interest income$15,978,000912
Total interest expense$9,115,000545
Net interest income$6,863,0001,424
Provision for loan and lease losses$07,324
Total noninterest income$561,0003,502
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$273,0002,862
Trading account gains and fees$0150
Additional Noninterest Income$288,0003,379
Total noninterest expense$2,682,0002,881
Salaries and employee benefits$1,493,0002,792
Premises and equipment expense$235,0004,252
Additional noninterest expense$954,0002,474
Pre-tax net operating income$4,742,000927
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$4,742,000725
Extraordinary gains, net$030
Net income$4,742,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,344
Cash dividends$2,299,000658
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,742,000668
2003-03-31 (YTD Data)Rank
Total interest income$8,134,000908
Total interest expense$4,702,000542
Net interest income$3,432,0001,425
Provision for loan and lease losses$06,934
Total noninterest income$274,0003,459
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$150,0002,588
Trading account gains and fees$0134
Additional Noninterest Income$124,0003,547
Total noninterest expense$1,358,0002,827
Salaries and employee benefits$755,0002,753
Premises and equipment expense$127,0003,981
Additional noninterest expense$476,0002,445
Pre-tax net operating income$2,348,000947
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$2,348,000727
Extraordinary gains, net$021
Net income$2,348,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$1,146,000616
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,348,000670
2002-12-31 (YTD Data)Rank
Total interest income$38,187,000786
Total interest expense$20,363,000574
Net interest income$17,824,0001,073
Provision for loan and lease losses$245,0003,904
Total noninterest income$3,236,0001,481
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$539,0002,794
Trading account gains and fees$0153
Additional Noninterest Income$2,697,0001,074
Total noninterest expense$5,844,0002,525
Salaries and employee benefits$3,175,0002,488
Premises and equipment expense$489,0004,005
Additional noninterest expense$2,180,0002,131
Pre-tax net operating income$14,971,000586
Securities gains (losses)$40,0002,603
Applicable income taxes$07,681
Income before extraordinary items$15,011,000454
Extraordinary gains, net$070
Net income$15,011,000456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0002,694
Cash dividends$7,000,000464
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,971,000439
2001-12-31 (YTD Data)Rank
Total interest income$38,594,000885
Total interest expense$22,113,000746
Net interest income$16,481,0001,081
Provision for loan and lease losses$120,0005,188
Total noninterest income$783,0003,911
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$528,0002,716
Trading account gains and fees$0177
Additional Noninterest Income$255,0004,456
Total noninterest expense$8,505,0001,713
Salaries and employee benefits$2,946,0002,552
Premises and equipment expense$407,0004,543
Additional noninterest expense$5,152,000949
Pre-tax net operating income$8,639,000876
Securities gains (losses)$2,0004,242
Applicable income taxes$07,903
Income before extraordinary items$8,641,000649
Extraordinary gains, net$0105
Net income$8,641,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,810
Cash dividends$4,500,000663
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,639,000625
2000-12-31 (YTD Data)Rank
Total interest income$36,808,000963
Total interest expense$21,398,000842
Net interest income$15,410,0001,142
Provision for loan and lease losses$10,0007,963
Total noninterest income$677,0004,093
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$479,0002,792
Trading account gains and fees$0180
Additional Noninterest Income$198,0004,831
Total noninterest expense$5,212,0002,611
Salaries and employee benefits$3,237,0002,208
Premises and equipment expense$383,0004,639
Additional noninterest expense$1,592,0002,664
Pre-tax net operating income$10,865,000730
Securities gains (losses)$-14,0008,543
Applicable income taxes$2,866,000865
Income before extraordinary items$7,985,000687
Extraordinary gains, net$038
Net income$7,985,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,338
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$-6,250,0009,889
Net operating income$7,995,360686
1999-12-31 (YTD Data)Rank
Total interest income$34,033,000977
Total interest expense$19,252,000824
Net interest income$14,781,0001,189
Provision for loan and lease losses$40,0006,849
Total noninterest income$657,0004,162
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$184,0005,348
Trading account gains and fees$0173
Additional Noninterest Income$473,0003,063
Total noninterest expense$5,096,0002,647
Salaries and employee benefits$3,150,0002,229
Premises and equipment expense$356,0004,912
Additional noninterest expense$1,590,0002,726
Pre-tax net operating income$10,302,000804
Securities gains (losses)$-8,0009,241
Applicable income taxes$2,706,000960
Income before extraordinary items$7,588,000765
Extraordinary gains, net$035
Net income$7,588,000765
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,123
Cash dividends$400,0003,903
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,593,920751
1998-12-31 (YTD Data)Rank
Total interest income$29,144,0001,113
Total interest expense$16,149,000987
Net interest income$12,995,0001,309
Provision for loan and lease losses$08,652
Total noninterest income$515,0004,850
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$163,0005,710
Trading account gains and fees$0224
Additional Noninterest Income$352,0003,690
Total noninterest expense$4,538,0002,859
Salaries and employee benefits$2,772,0002,434
Premises and equipment expense$343,0004,949
Additional noninterest expense$1,423,0002,910
Pre-tax net operating income$8,972,000883
Securities gains (losses)$42,0001,862
Applicable income taxes$2,341,0001,075
Income before extraordinary items$6,673,000825
Extraordinary gains, net$032
Net income$6,673,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0009,764
Cash dividends$400,0003,951
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,641,920794
1997-12-31 (YTD Data)Rank
Total interest income$25,531,0001,309
Total interest expense$13,281,0001,207
Net interest income$12,250,0001,417
Provision for loan and lease losses$08,829
Total noninterest income$560,0004,637
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$375,0003,407
Trading account gains and fees$0239
Additional Noninterest Income$185,0005,144
Total noninterest expense$4,191,0003,043
Salaries and employee benefits$2,418,0002,731
Premises and equipment expense$366,0004,744
Additional noninterest expense$1,407,0002,902
Pre-tax net operating income$8,619,000946
Securities gains (losses)$-8,0009,909
Applicable income taxes$2,267,0001,189
Income before extraordinary items$6,344,000868
Extraordinary gains, net$044
Net income$6,344,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$400,0003,931
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$6,349,920847
1996-12-31 (YTD Data)Rank
Total interest income$22,718,0001,488
Total interest expense$11,221,0001,441
Net interest income$11,497,0001,541
Provision for loan and lease losses$09,041
Total noninterest income$524,0005,008
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$339,0003,858
Trading account gains and fees$0262
Additional Noninterest Income$185,0005,391
Total noninterest expense$3,774,0003,521
Salaries and employee benefits$2,174,0003,073
Premises and equipment expense$357,0004,955
Additional noninterest expense$1,243,0003,676
Pre-tax net operating income$8,247,000930
Securities gains (losses)$28,0001,737
Applicable income taxes$2,264,0001,100
Income before extraordinary items$6,011,000893
Extraordinary gains, net$053
Net income$6,011,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,146
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,990,560876
1995-12-31 (YTD Data)Rank
Total interest income$19,973,0001,698
Total interest expense$8,569,0001,847
Net interest income$11,404,0001,570
Provision for loan and lease losses$08,958
Total noninterest income$593,0004,610
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$340,0003,868
Trading account gains and fees$0522
Additional Noninterest Income$253,0004,446
Total noninterest expense$3,422,0003,824
Salaries and employee benefits$1,621,0004,001
Premises and equipment expense$280,0005,928
Additional noninterest expense$1,521,0003,061
Pre-tax net operating income$8,575,000929
Securities gains (losses)$-20,00010,553
Applicable income taxes$2,537,0001,032
Income before extraordinary items$6,018,000911
Extraordinary gains, net$065
Net income$6,018,000910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,032,000901
1994-12-31 (YTD Data)Rank
Total interest income$18,111,0001,698
Total interest expense$6,254,0002,003
Net interest income$11,857,0001,517
Provision for loan and lease losses$50,0006,087
Total noninterest income$537,0005,023
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$358,0003,756
Trading account gains and fees$0475
Additional Noninterest Income$179,0005,633
Total noninterest expense$3,494,0003,852
Salaries and employee benefits$1,579,0004,094
Premises and equipment expense$253,0006,473
Additional noninterest expense$1,662,0003,027
Pre-tax net operating income$8,850,000880
Securities gains (losses)$-9,0009,765
Applicable income taxes$2,649,000972
Income before extraordinary items$6,192,000846
Extraordinary gains, net$0249
Net income$6,192,000848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,338
Cash dividends$96,0007,030
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,198,300847
1993-12-31 (YTD Data)Rank
Total interest income$17,853,0001,752
Total interest expense$6,252,0002,070
Net interest income$11,601,0001,553
Provision for loan and lease losses$60,0006,949
Total noninterest income$760,0004,161
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$255,0005,032
Trading account gains and fees$0532
Additional Noninterest Income$505,0003,251
Total noninterest expense$3,309,0004,118
Salaries and employee benefits$1,399,0004,559
Premises and equipment expense$512,0003,782
Additional noninterest expense$1,398,0003,708
Pre-tax net operating income$8,992,000817
Securities gains (losses)$363,0001,126
Applicable income taxes$2,806,000911
Income before extraordinary items$6,549,000795
Extraordinary gains, net$03,149
Net income$6,549,000829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0008,222
Cash dividends$88,0007,174
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,294,900787
1992-12-31 (YTD Data)Rank
Total interest income$18,961,0001,862
Total interest expense$7,897,0002,158
Net interest income$11,064,0001,668
Provision for loan and lease losses$011,756
Total noninterest income$590,0005,019
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$304,0004,388
Trading account gains and fees$0504
Additional Noninterest Income$286,0004,566
Total noninterest expense$2,856,0004,736
Salaries and employee benefits$1,233,0005,036
Premises and equipment expense$497,0003,991
Additional noninterest expense$1,126,0004,595
Pre-tax net operating income$8,798,000735
Securities gains (losses)$468,0001,145
Applicable income taxes$2,766,000844
Income before extraordinary items$6,500,000731
Extraordinary gains, net$01,422
Net income$6,500,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,172,400707

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.