Home > Citizen's Bank > Income and Expense
Citizen's Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 2,773 |
| Total interest expense | $525,000 | 2,400 |
| Net interest income | $3,679,000 | 2,807 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $488,000 | 3,002 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $266,000 | 1,945 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $222,000 | 3,338 |
| Total noninterest expense | $3,568,000 | 2,504 |
| Salaries and employee benefits | $2,569,000 | 2,063 |
| Premises and equipment expense | $223,000 | 3,519 |
| Additional noninterest expense | $776,000 | 3,173 |
| Pre-tax net operating income | $599,000 | 3,897 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $211,000 | 2,421 |
| Income before extraordinary items | $388,000 | 4,201 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $388,000 | 4,200 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $388,000 | 4,201 |
| Net charge-offs | $1,000 | 3,381 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $388,000 | 4,180 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 2,773 |
| Total interest expense | $260,000 | 2,392 |
| Net interest income | $1,837,000 | 2,805 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $258,000 | 2,913 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $134,000 | 1,929 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $124,000 | 3,177 |
| Total noninterest expense | $1,255,000 | 3,155 |
| Salaries and employee benefits | $795,000 | 2,959 |
| Premises and equipment expense | $108,000 | 3,605 |
| Additional noninterest expense | $352,000 | 3,368 |
| Pre-tax net operating income | $840,000 | 2,213 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $270,000 | 1,582 |
| Income before extraordinary items | $570,000 | 2,543 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $570,000 | 2,542 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $570,000 | 2,543 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $570,000 | 2,525 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,471,000 | 2,736 |
| Total interest expense | $1,021,000 | 2,391 |
| Net interest income | $7,450,000 | 2,759 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $909,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $522,000 | 2,019 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $387,000 | 3,611 |
| Total noninterest expense | $5,181,000 | 3,116 |
| Salaries and employee benefits | $3,319,000 | 2,853 |
| Premises and equipment expense | $424,000 | 3,678 |
| Additional noninterest expense | $1,438,000 | 3,436 |
| Pre-tax net operating income | $3,178,000 | 2,306 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,018,000 | 1,628 |
| Income before extraordinary items | $2,160,000 | 2,659 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,160,000 | 2,657 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,160,000 | 2,658 |
| Net charge-offs | $8,000 | 3,921 |
| Cash dividends | $167,000 | 3,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,160,000 | 2,603 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 2,749 |
| Total interest expense | $760,000 | 2,399 |
| Net interest income | $5,582,000 | 2,762 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $669,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $388,000 | 2,036 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $281,000 | 3,665 |
| Total noninterest expense | $3,722,000 | 3,202 |
| Salaries and employee benefits | $2,359,000 | 2,938 |
| Premises and equipment expense | $321,000 | 3,686 |
| Additional noninterest expense | $1,042,000 | 3,522 |
| Pre-tax net operating income | $2,529,000 | 2,227 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $818,000 | 1,603 |
| Income before extraordinary items | $1,711,000 | 2,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,711,000 | 2,597 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,711,000 | 2,597 |
| Net charge-offs | $7,000 | 3,525 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,711,000 | 2,534 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 2,781 |
| Total interest expense | $506,000 | 2,411 |
| Net interest income | $3,678,000 | 2,800 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $444,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $258,000 | 2,018 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $186,000 | 3,706 |
| Total noninterest expense | $2,415,000 | 3,277 |
| Salaries and employee benefits | $1,524,000 | 3,015 |
| Premises and equipment expense | $209,000 | 3,742 |
| Additional noninterest expense | $682,000 | 3,580 |
| Pre-tax net operating income | $1,707,000 | 2,188 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $552,000 | 1,566 |
| Income before extraordinary items | $1,155,000 | 2,545 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,155,000 | 2,544 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,155,000 | 2,544 |
| Net charge-offs | $7,000 | 3,214 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,155,000 | 2,479 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 2,797 |
| Total interest expense | $253,000 | 2,422 |
| Net interest income | $1,816,000 | 2,820 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $227,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $133,000 | 1,955 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $94,000 | 3,643 |
| Total noninterest expense | $1,211,000 | 3,296 |
| Salaries and employee benefits | $766,000 | 3,029 |
| Premises and equipment expense | $105,000 | 3,775 |
| Additional noninterest expense | $340,000 | 3,606 |
| Pre-tax net operating income | $832,000 | 2,204 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $268,000 | 1,583 |
| Income before extraordinary items | $564,000 | 2,542 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $564,000 | 2,542 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $564,000 | 2,542 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $564,000 | 2,498 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,365,000 | 2,756 |
| Total interest expense | $1,033,000 | 2,366 |
| Net interest income | $7,332,000 | 2,771 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $991,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $564,000 | 1,934 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $427,000 | 3,504 |
| Total noninterest expense | $5,040,000 | 3,194 |
| Salaries and employee benefits | $3,258,000 | 2,883 |
| Premises and equipment expense | $420,000 | 3,825 |
| Additional noninterest expense | $1,362,000 | 3,631 |
| Pre-tax net operating income | $3,283,000 | 2,170 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,047,000 | 1,557 |
| Income before extraordinary items | $2,236,000 | 2,525 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,236,000 | 2,527 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,236,000 | 2,527 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $461,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,236,000 | 2,478 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 2,782 |
| Total interest expense | $776,000 | 2,390 |
| Net interest income | $5,460,000 | 2,803 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $735,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $421,000 | 1,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $314,000 | 3,542 |
| Total noninterest expense | $3,638,000 | 3,308 |
| Salaries and employee benefits | $2,344,000 | 2,977 |
| Premises and equipment expense | $311,000 | 3,896 |
| Additional noninterest expense | $983,000 | 3,741 |
| Pre-tax net operating income | $2,557,000 | 2,160 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $820,000 | 1,557 |
| Income before extraordinary items | $1,737,000 | 2,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,737,000 | 2,512 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,737,000 | 2,512 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,737,000 | 2,467 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,093,000 | 2,810 |
| Total interest expense | $516,000 | 2,410 |
| Net interest income | $3,577,000 | 2,836 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $490,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $275,000 | 1,949 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 3,522 |
| Total noninterest expense | $2,390,000 | 3,366 |
| Salaries and employee benefits | $1,529,000 | 3,042 |
| Premises and equipment expense | $205,000 | 3,947 |
| Additional noninterest expense | $656,000 | 3,766 |
| Pre-tax net operating income | $1,677,000 | 2,166 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $536,000 | 1,559 |
| Income before extraordinary items | $1,141,000 | 2,520 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,141,000 | 2,522 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,141,000 | 2,522 |
| Net charge-offs | $-2,000 | 4,729 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,141,000 | 2,464 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 2,855 |
| Total interest expense | $256,000 | 2,442 |
| Net interest income | $1,755,000 | 2,879 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $244,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $137,000 | 1,946 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $1,197,000 | 3,373 |
| Salaries and employee benefits | $771,000 | 3,045 |
| Premises and equipment expense | $104,000 | 3,947 |
| Additional noninterest expense | $322,000 | 3,800 |
| Pre-tax net operating income | $802,000 | 2,203 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $257,000 | 1,590 |
| Income before extraordinary items | $545,000 | 2,560 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $545,000 | 2,563 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $545,000 | 2,562 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $545,000 | 2,487 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,228,000 | 2,826 |
| Total interest expense | $996,000 | 2,575 |
| Net interest income | $7,232,000 | 2,824 |
| Provision for loan and lease losses | $18,000 | 4,286 |
| Total noninterest income | $1,012,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $598,000 | 1,972 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $414,000 | 3,549 |
| Total noninterest expense | $4,920,000 | 3,351 |
| Salaries and employee benefits | $3,166,000 | 2,976 |
| Premises and equipment expense | $443,000 | 3,892 |
| Additional noninterest expense | $1,311,000 | 3,851 |
| Pre-tax net operating income | $3,306,000 | 2,114 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,050,000 | 1,498 |
| Income before extraordinary items | $2,256,000 | 2,474 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,256,000 | 2,474 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,256,000 | 2,474 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $328,000 | 3,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,256,000 | 2,442 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,120,000 | 2,881 |
| Total interest expense | $743,000 | 2,625 |
| Net interest income | $5,377,000 | 2,864 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $763,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $454,000 | 1,955 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $309,000 | 3,593 |
| Total noninterest expense | $3,647,000 | 3,401 |
| Salaries and employee benefits | $2,280,000 | 3,066 |
| Premises and equipment expense | $333,000 | 3,942 |
| Additional noninterest expense | $1,034,000 | 3,750 |
| Pre-tax net operating income | $2,493,000 | 2,149 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $797,000 | 1,520 |
| Income before extraordinary items | $1,696,000 | 2,496 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,696,000 | 2,497 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,696,000 | 2,496 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,696,000 | 2,460 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 2,912 |
| Total interest expense | $496,000 | 2,642 |
| Net interest income | $3,511,000 | 2,908 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $494,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $301,000 | 1,942 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $193,000 | 3,690 |
| Total noninterest expense | $2,333,000 | 3,498 |
| Salaries and employee benefits | $1,481,000 | 3,146 |
| Premises and equipment expense | $225,000 | 3,938 |
| Additional noninterest expense | $627,000 | 3,994 |
| Pre-tax net operating income | $1,672,000 | 2,091 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $533,000 | 1,485 |
| Income before extraordinary items | $1,139,000 | 2,422 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,139,000 | 2,426 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,139,000 | 2,426 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,139,000 | 2,375 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 2,942 |
| Total interest expense | $245,000 | 2,715 |
| Net interest income | $1,743,000 | 2,938 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $247,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $149,000 | 1,944 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $98,000 | 3,602 |
| Total noninterest expense | $1,172,000 | 3,524 |
| Salaries and employee benefits | $747,000 | 3,145 |
| Premises and equipment expense | $109,000 | 4,028 |
| Additional noninterest expense | $316,000 | 3,991 |
| Pre-tax net operating income | $818,000 | 2,063 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $259,000 | 1,480 |
| Income before extraordinary items | $559,000 | 2,383 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $559,000 | 2,384 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $559,000 | 2,385 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $559,000 | 2,340 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 2,879 |
| Total interest expense | $1,202,000 | 2,559 |
| Net interest income | $7,048,000 | 2,890 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,052,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $600,000 | 2,062 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $452,000 | 3,496 |
| Total noninterest expense | $4,837,000 | 3,485 |
| Salaries and employee benefits | $3,093,000 | 3,033 |
| Premises and equipment expense | $435,000 | 4,033 |
| Additional noninterest expense | $1,309,000 | 3,990 |
| Pre-tax net operating income | $3,263,000 | 2,032 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,037,000 | 1,434 |
| Income before extraordinary items | $2,226,000 | 2,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,226,000 | 2,407 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,226,000 | 2,406 |
| Net charge-offs | $25,000 | 4,748 |
| Cash dividends | $328,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,226,000 | 2,345 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 2,908 |
| Total interest expense | $943,000 | 2,551 |
| Net interest income | $5,220,000 | 2,932 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $796,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $450,000 | 2,071 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $346,000 | 3,532 |
| Total noninterest expense | $3,502,000 | 3,583 |
| Salaries and employee benefits | $2,210,000 | 3,167 |
| Premises and equipment expense | $326,000 | 4,083 |
| Additional noninterest expense | $966,000 | 4,033 |
| Pre-tax net operating income | $2,514,000 | 2,046 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $799,000 | 1,450 |
| Income before extraordinary items | $1,715,000 | 2,392 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,715,000 | 2,396 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,715,000 | 2,396 |
| Net charge-offs | $18,000 | 4,458 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,715,000 | 2,327 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 2,933 |
| Total interest expense | $660,000 | 2,515 |
| Net interest income | $3,405,000 | 2,981 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $524,000 | 3,209 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $287,000 | 2,109 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 3,534 |
| Total noninterest expense | $2,307,000 | 3,628 |
| Salaries and employee benefits | $1,436,000 | 3,242 |
| Premises and equipment expense | $220,000 | 4,087 |
| Additional noninterest expense | $651,000 | 4,001 |
| Pre-tax net operating income | $1,622,000 | 2,069 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $515,000 | 1,487 |
| Income before extraordinary items | $1,107,000 | 2,423 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,107,000 | 2,431 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,107,000 | 2,429 |
| Net charge-offs | $14,000 | 4,186 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,107,000 | 2,337 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,007,000 | 2,977 |
| Total interest expense | $347,000 | 2,465 |
| Net interest income | $1,660,000 | 3,054 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $263,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $142,000 | 2,118 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $121,000 | 3,485 |
| Total noninterest expense | $1,150,000 | 3,664 |
| Salaries and employee benefits | $711,000 | 3,284 |
| Premises and equipment expense | $116,000 | 3,975 |
| Additional noninterest expense | $323,000 | 4,047 |
| Pre-tax net operating income | $773,000 | 2,094 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $242,000 | 1,536 |
| Income before extraordinary items | $531,000 | 2,476 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $531,000 | 2,477 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $531,000 | 2,477 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $531,000 | 2,386 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,721,000 | 2,893 |
| Total interest expense | $1,803,000 | 2,336 |
| Net interest income | $6,918,000 | 3,009 |
| Provision for loan and lease losses | $150,000 | 4,271 |
| Total noninterest income | $1,032,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $581,000 | 2,209 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $451,000 | 3,476 |
| Total noninterest expense | $4,827,000 | 3,561 |
| Salaries and employee benefits | $3,034,000 | 3,110 |
| Premises and equipment expense | $450,000 | 4,062 |
| Additional noninterest expense | $1,343,000 | 4,060 |
| Pre-tax net operating income | $2,973,000 | 2,108 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $938,000 | 1,528 |
| Income before extraordinary items | $2,035,000 | 2,555 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,035,000 | 2,557 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,035,000 | 2,556 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $339,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,035,000 | 2,430 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 2,940 |
| Total interest expense | $1,413,000 | 2,332 |
| Net interest income | $5,179,000 | 3,059 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $744,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $427,000 | 2,270 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $317,000 | 3,608 |
| Total noninterest expense | $3,491,000 | 3,688 |
| Salaries and employee benefits | $2,184,000 | 3,218 |
| Premises and equipment expense | $332,000 | 4,147 |
| Additional noninterest expense | $975,000 | 4,160 |
| Pre-tax net operating income | $2,282,000 | 2,134 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $727,000 | 1,540 |
| Income before extraordinary items | $1,555,000 | 2,583 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,555,000 | 2,583 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,555,000 | 2,584 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $29,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,555,000 | 2,449 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,392,000 | 2,965 |
| Total interest expense | $968,000 | 2,351 |
| Net interest income | $3,424,000 | 3,105 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $504,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $282,000 | 2,262 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 3,522 |
| Total noninterest expense | $2,309,000 | 3,716 |
| Salaries and employee benefits | $1,431,000 | 3,264 |
| Premises and equipment expense | $221,000 | 4,163 |
| Additional noninterest expense | $657,000 | 4,174 |
| Pre-tax net operating income | $1,529,000 | 2,107 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $489,000 | 1,516 |
| Income before extraordinary items | $1,040,000 | 2,554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,040,000 | 2,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,040,000 | 2,554 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $29,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,040,000 | 2,410 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 2,983 |
| Total interest expense | $494,000 | 2,406 |
| Net interest income | $1,710,000 | 3,110 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $264,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $142,000 | 2,239 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,398 |
| Total noninterest expense | $1,152,000 | 3,747 |
| Salaries and employee benefits | $709,000 | 3,305 |
| Premises and equipment expense | $113,000 | 4,128 |
| Additional noninterest expense | $330,000 | 4,145 |
| Pre-tax net operating income | $777,000 | 2,073 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $249,000 | 1,494 |
| Income before extraordinary items | $528,000 | 2,494 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $528,000 | 2,495 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $528,000 | 2,497 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $29,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $528,000 | 2,370 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,213,000 | 2,974 |
| Total interest expense | $2,307,000 | 2,484 |
| Net interest income | $6,906,000 | 3,108 |
| Provision for loan and lease losses | $235,000 | 4,447 |
| Total noninterest income | $1,026,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $585,000 | 2,282 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $441,000 | 3,300 |
| Total noninterest expense | $4,642,000 | 3,726 |
| Salaries and employee benefits | $2,788,000 | 3,281 |
| Premises and equipment expense | $413,000 | 4,492 |
| Additional noninterest expense | $1,441,000 | 3,960 |
| Pre-tax net operating income | $3,055,000 | 1,804 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $967,000 | 1,371 |
| Income before extraordinary items | $2,088,000 | 2,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,088,000 | 2,178 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,088,000 | 2,178 |
| Net charge-offs | $38,000 | 5,621 |
| Cash dividends | $332,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,088,000 | 2,106 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,908,000 | 3,006 |
| Total interest expense | $1,774,000 | 2,523 |
| Net interest income | $5,134,000 | 3,143 |
| Provision for loan and lease losses | $174,000 | 4,348 |
| Total noninterest income | $752,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $432,000 | 2,323 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $320,000 | 3,377 |
| Total noninterest expense | $3,335,000 | 3,847 |
| Salaries and employee benefits | $1,986,000 | 3,416 |
| Premises and equipment expense | $303,000 | 4,587 |
| Additional noninterest expense | $1,046,000 | 4,053 |
| Pre-tax net operating income | $2,377,000 | 1,820 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $759,000 | 1,344 |
| Income before extraordinary items | $1,618,000 | 2,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,618,000 | 2,185 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,618,000 | 2,186 |
| Net charge-offs | $8,000 | 5,835 |
| Cash dividends | $11,000 | 3,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,618,000 | 2,092 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 3,043 |
| Total interest expense | $1,208,000 | 2,551 |
| Net interest income | $3,369,000 | 3,195 |
| Provision for loan and lease losses | $108,000 | 4,320 |
| Total noninterest income | $476,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $281,000 | 2,340 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 3,524 |
| Total noninterest expense | $2,259,000 | 3,852 |
| Salaries and employee benefits | $1,292,000 | 3,492 |
| Premises and equipment expense | $200,000 | 4,656 |
| Additional noninterest expense | $767,000 | 3,860 |
| Pre-tax net operating income | $1,478,000 | 1,902 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $466,000 | 1,387 |
| Income before extraordinary items | $1,012,000 | 2,248 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,012,000 | 2,248 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,012,000 | 2,248 |
| Net charge-offs | $-6,000 | 6,894 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,012,000 | 2,173 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 3,080 |
| Total interest expense | $614,000 | 2,586 |
| Net interest income | $1,647,000 | 3,242 |
| Provision for loan and lease losses | $54,000 | 4,116 |
| Total noninterest income | $241,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $139,000 | 2,337 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,535 |
| Total noninterest expense | $1,119,000 | 3,889 |
| Salaries and employee benefits | $644,000 | 3,528 |
| Premises and equipment expense | $99,000 | 4,717 |
| Additional noninterest expense | $376,000 | 3,891 |
| Pre-tax net operating income | $715,000 | 1,943 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $223,000 | 1,403 |
| Income before extraordinary items | $492,000 | 2,283 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $492,000 | 2,282 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $492,000 | 2,283 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $492,000 | 2,235 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,501,000 | 3,082 |
| Total interest expense | $2,821,000 | 2,734 |
| Net interest income | $6,680,000 | 3,202 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $965,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $620,000 | 2,235 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $345,000 | 3,735 |
| Total noninterest expense | $4,545,000 | 3,869 |
| Salaries and employee benefits | $2,641,000 | 3,447 |
| Premises and equipment expense | $418,000 | 4,646 |
| Additional noninterest expense | $1,486,000 | 4,032 |
| Pre-tax net operating income | $2,800,000 | 1,719 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $883,000 | 1,339 |
| Income before extraordinary items | $1,917,000 | 2,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,917,000 | 2,103 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,917,000 | 2,104 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $242,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,917,000 | 2,025 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,144,000 | 3,131 |
| Total interest expense | $2,129,000 | 2,823 |
| Net interest income | $5,015,000 | 3,235 |
| Provision for loan and lease losses | $210,000 | 4,819 |
| Total noninterest income | $713,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $453,000 | 2,340 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $260,000 | 3,778 |
| Total noninterest expense | $3,257,000 | 3,990 |
| Salaries and employee benefits | $1,884,000 | 3,610 |
| Premises and equipment expense | $299,000 | 4,847 |
| Additional noninterest expense | $1,074,000 | 4,111 |
| Pre-tax net operating income | $2,261,000 | 1,732 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $720,000 | 1,307 |
| Income before extraordinary items | $1,541,000 | 2,096 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,541,000 | 2,097 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,541,000 | 2,098 |
| Net charge-offs | $-8,000 | 7,443 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,541,000 | 2,002 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,193 |
| Total interest expense | $1,421,000 | 2,911 |
| Net interest income | $3,296,000 | 3,269 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $461,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $292,000 | 2,410 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 3,790 |
| Total noninterest expense | $2,117,000 | 4,080 |
| Salaries and employee benefits | $1,208,000 | 3,745 |
| Premises and equipment expense | $195,000 | 4,937 |
| Additional noninterest expense | $714,000 | 4,093 |
| Pre-tax net operating income | $1,520,000 | 1,708 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $485,000 | 1,245 |
| Income before extraordinary items | $1,035,000 | 2,054 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,035,000 | 2,052 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,035,000 | 2,054 |
| Net charge-offs | $-1,000 | 7,109 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,035,000 | 1,975 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 3,253 |
| Total interest expense | $710,000 | 3,030 |
| Net interest income | $1,642,000 | 3,300 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $237,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $148,000 | 2,371 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $1,063,000 | 4,101 |
| Salaries and employee benefits | $605,000 | 3,796 |
| Premises and equipment expense | $96,000 | 5,057 |
| Additional noninterest expense | $362,000 | 4,056 |
| Pre-tax net operating income | $756,000 | 1,700 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $241,000 | 1,245 |
| Income before extraordinary items | $515,000 | 2,099 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $515,000 | 2,098 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $515,000 | 2,099 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $515,000 | 2,011 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 3,221 |
| Total interest expense | $3,679,000 | 2,931 |
| Net interest income | $6,378,000 | 3,277 |
| Provision for loan and lease losses | $349,000 | 5,067 |
| Total noninterest income | $895,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $598,000 | 2,543 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $297,000 | 4,000 |
| Total noninterest expense | $4,562,000 | 3,958 |
| Salaries and employee benefits | $2,512,000 | 3,670 |
| Premises and equipment expense | $417,000 | 4,877 |
| Additional noninterest expense | $1,633,000 | 3,864 |
| Pre-tax net operating income | $2,362,000 | 1,658 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $744,000 | 1,191 |
| Income before extraordinary items | $1,618,000 | 1,987 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,618,000 | 1,984 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,618,000 | 1,986 |
| Net charge-offs | $302,000 | 4,474 |
| Cash dividends | $115,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,618,000 | 1,952 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,563,000 | 3,271 |
| Total interest expense | $2,881,000 | 2,948 |
| Net interest income | $4,682,000 | 3,347 |
| Provision for loan and lease losses | $116,000 | 5,800 |
| Total noninterest income | $666,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $434,000 | 2,609 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $232,000 | 4,032 |
| Total noninterest expense | $3,355,000 | 4,016 |
| Salaries and employee benefits | $1,812,000 | 3,832 |
| Premises and equipment expense | $310,000 | 4,939 |
| Additional noninterest expense | $1,233,000 | 3,811 |
| Pre-tax net operating income | $1,877,000 | 1,716 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $598,000 | 1,246 |
| Income before extraordinary items | $1,279,000 | 2,068 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,279,000 | 2,067 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,279,000 | 2,068 |
| Net charge-offs | $119,000 | 4,897 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,279,000 | 2,027 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 3,305 |
| Total interest expense | $1,983,000 | 2,987 |
| Net interest income | $3,025,000 | 3,431 |
| Provision for loan and lease losses | $80,000 | 5,568 |
| Total noninterest income | $431,000 | 3,703 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $277,000 | 2,663 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $154,000 | 4,069 |
| Total noninterest expense | $2,204,000 | 4,091 |
| Salaries and employee benefits | $1,173,000 | 3,953 |
| Premises and equipment expense | $208,000 | 4,971 |
| Additional noninterest expense | $823,000 | 3,795 |
| Pre-tax net operating income | $1,172,000 | 1,861 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $372,000 | 1,333 |
| Income before extraordinary items | $800,000 | 2,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $800,000 | 2,225 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $800,000 | 2,227 |
| Net charge-offs | $108,000 | 4,164 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $800,000 | 2,171 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,510,000 | 3,338 |
| Total interest expense | $1,024,000 | 2,997 |
| Net interest income | $1,486,000 | 3,471 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $218,000 | 3,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $135,000 | 2,665 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $1,079,000 | 4,081 |
| Salaries and employee benefits | $589,000 | 3,969 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $387,000 | 3,668 |
| Pre-tax net operating income | $610,000 | 2,025 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $193,000 | 1,500 |
| Income before extraordinary items | $417,000 | 2,471 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 2,471 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $417,000 | 2,473 |
| Net charge-offs | $105,000 | 2,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $417,000 | 2,327 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,956,000 | 3,296 |
| Total interest expense | $5,323,000 | 2,811 |
| Net interest income | $5,633,000 | 3,639 |
| Provision for loan and lease losses | $66,000 | 6,367 |
| Total noninterest income | $953,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $630,000 | 2,558 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $323,000 | 3,976 |
| Total noninterest expense | $4,150,000 | 4,123 |
| Salaries and employee benefits | $2,402,000 | 3,899 |
| Premises and equipment expense | $416,000 | 4,979 |
| Additional noninterest expense | $1,332,000 | 3,954 |
| Pre-tax net operating income | $2,370,000 | 2,180 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $752,000 | 1,450 |
| Income before extraordinary items | $1,618,000 | 2,380 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,618,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,736 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,618,000 | 2,514 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,311,000 | 3,313 |
| Total interest expense | $4,127,000 | 2,833 |
| Net interest income | $4,184,000 | 3,689 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $739,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $477,000 | 2,547 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $262,000 | 3,937 |
| Total noninterest expense | $3,096,000 | 4,122 |
| Salaries and employee benefits | $1,753,000 | 4,002 |
| Premises and equipment expense | $383,000 | 4,425 |
| Additional noninterest expense | $960,000 | 3,981 |
| Pre-tax net operating income | $1,827,000 | 2,462 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $586,000 | 1,710 |
| Income before extraordinary items | $1,241,000 | 2,690 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,241,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,241,000 | 2,830 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,617,000 | 3,330 |
| Total interest expense | $2,874,000 | 2,816 |
| Net interest income | $2,743,000 | 3,728 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $515,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $318,000 | 2,517 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $197,000 | 3,800 |
| Total noninterest expense | $2,020,000 | 4,203 |
| Salaries and employee benefits | $1,139,000 | 4,106 |
| Premises and equipment expense | $254,000 | 4,464 |
| Additional noninterest expense | $627,000 | 4,041 |
| Pre-tax net operating income | $1,238,000 | 2,540 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $399,000 | 1,871 |
| Income before extraordinary items | $839,000 | 2,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $839,000 | 2,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $839,000 | 2,909 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,898,000 | 3,321 |
| Total interest expense | $1,519,000 | 2,861 |
| Net interest income | $1,379,000 | 3,701 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $272,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $158,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,537 |
| Total noninterest expense | $1,021,000 | 4,173 |
| Salaries and employee benefits | $578,000 | 4,083 |
| Premises and equipment expense | $121,000 | 4,607 |
| Additional noninterest expense | $322,000 | 3,907 |
| Pre-tax net operating income | $630,000 | 2,614 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $203,000 | 1,943 |
| Income before extraordinary items | $427,000 | 3,047 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $427,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $427,000 | 2,958 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,357,000 | 3,433 |
| Total interest expense | $6,237,000 | 2,921 |
| Net interest income | $5,120,000 | 3,920 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $959,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $630,000 | 2,575 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $329,000 | 4,079 |
| Total noninterest expense | $3,842,000 | 4,246 |
| Salaries and employee benefits | $2,303,000 | 3,944 |
| Premises and equipment expense | $438,000 | 4,762 |
| Additional noninterest expense | $1,101,000 | 4,336 |
| Pre-tax net operating income | $2,237,000 | 3,078 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $718,000 | 2,266 |
| Income before extraordinary items | $1,519,000 | 3,416 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,519,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,799 |
| Cash dividends | $374,000 | 4,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,519,000 | 3,397 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,404,000 | 3,480 |
| Total interest expense | $4,635,000 | 2,936 |
| Net interest income | $3,769,000 | 3,995 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $693,000 | 3,700 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $460,000 | 2,619 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $233,000 | 4,205 |
| Total noninterest expense | $2,764,000 | 4,349 |
| Salaries and employee benefits | $1,653,000 | 4,061 |
| Premises and equipment expense | $318,000 | 4,833 |
| Additional noninterest expense | $793,000 | 4,385 |
| Pre-tax net operating income | $1,698,000 | 3,206 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $550,000 | 2,410 |
| Income before extraordinary items | $1,148,000 | 3,568 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,148,000 | 3,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,148,000 | 3,550 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 3,552 |
| Total interest expense | $3,014,000 | 2,998 |
| Net interest income | $2,453,000 | 4,095 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $474,000 | 3,671 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $305,000 | 2,615 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $169,000 | 4,107 |
| Total noninterest expense | $1,801,000 | 4,444 |
| Salaries and employee benefits | $1,062,000 | 4,226 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $530,000 | 4,410 |
| Pre-tax net operating income | $1,126,000 | 3,250 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $364,000 | 2,502 |
| Income before extraordinary items | $762,000 | 3,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $762,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $762,000 | 3,601 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 3,602 |
| Total interest expense | $1,476,000 | 3,029 |
| Net interest income | $1,191,000 | 4,188 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $242,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $150,000 | 2,602 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $896,000 | 4,447 |
| Salaries and employee benefits | $530,000 | 4,247 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $261,000 | 4,396 |
| Pre-tax net operating income | $537,000 | 3,363 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $172,000 | 2,599 |
| Income before extraordinary items | $365,000 | 3,715 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $365,000 | 3,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $365,000 | 3,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,754,000 | 3,648 |
| Total interest expense | $4,950,000 | 3,046 |
| Net interest income | $4,804,000 | 4,129 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $899,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $613,000 | 2,646 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $286,000 | 4,402 |
| Total noninterest expense | $3,647,000 | 4,264 |
| Salaries and employee benefits | $2,155,000 | 4,044 |
| Premises and equipment expense | $441,000 | 4,629 |
| Additional noninterest expense | $1,051,000 | 4,350 |
| Pre-tax net operating income | $2,056,000 | 3,577 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $651,000 | 2,770 |
| Income before extraordinary items | $1,405,000 | 3,929 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,405,000 | 3,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $345,000 | 4,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,405,000 | 3,908 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,190,000 | 3,668 |
| Total interest expense | $3,562,000 | 3,070 |
| Net interest income | $3,628,000 | 4,129 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $696,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $455,000 | 2,661 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 4,157 |
| Total noninterest expense | $2,635,000 | 4,370 |
| Salaries and employee benefits | $1,534,000 | 4,177 |
| Premises and equipment expense | $333,000 | 4,605 |
| Additional noninterest expense | $768,000 | 4,404 |
| Pre-tax net operating income | $1,689,000 | 3,503 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $539,000 | 2,753 |
| Income before extraordinary items | $1,150,000 | 3,840 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,150,000 | 3,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,074 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,150,000 | 3,825 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,688,000 | 3,675 |
| Total interest expense | $2,259,000 | 3,079 |
| Net interest income | $2,429,000 | 4,123 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $453,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $299,000 | 2,665 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 4,257 |
| Total noninterest expense | $1,728,000 | 4,444 |
| Salaries and employee benefits | $991,000 | 4,292 |
| Premises and equipment expense | $220,000 | 4,646 |
| Additional noninterest expense | $517,000 | 4,368 |
| Pre-tax net operating income | $1,154,000 | 3,447 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $367,000 | 2,752 |
| Income before extraordinary items | $787,000 | 3,788 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $787,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $787,000 | 3,779 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 3,711 |
| Total interest expense | $1,069,000 | 3,083 |
| Net interest income | $1,205,000 | 4,144 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $143,000 | 2,699 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $867,000 | 4,442 |
| Salaries and employee benefits | $493,000 | 4,321 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $265,000 | 4,284 |
| Pre-tax net operating income | $560,000 | 3,493 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $175,000 | 2,803 |
| Income before extraordinary items | $385,000 | 3,792 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 3,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $385,000 | 3,775 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,584,000 | 3,546 |
| Total interest expense | $3,474,000 | 2,961 |
| Net interest income | $5,110,000 | 3,891 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $792,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $586,000 | 2,714 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $206,000 | 5,102 |
| Total noninterest expense | $3,544,000 | 4,249 |
| Salaries and employee benefits | $2,075,000 | 4,018 |
| Premises and equipment expense | $423,000 | 4,687 |
| Additional noninterest expense | $1,046,000 | 4,272 |
| Pre-tax net operating income | $2,358,000 | 3,277 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $736,000 | 2,735 |
| Income before extraordinary items | $1,622,000 | 3,602 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,622,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $403,000 | 3,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,622,000 | 3,577 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 3,532 |
| Total interest expense | $2,488,000 | 2,940 |
| Net interest income | $3,867,000 | 3,864 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $583,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $422,000 | 2,798 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 5,058 |
| Total noninterest expense | $2,559,000 | 4,343 |
| Salaries and employee benefits | $1,495,000 | 4,107 |
| Premises and equipment expense | $314,000 | 4,681 |
| Additional noninterest expense | $750,000 | 4,406 |
| Pre-tax net operating income | $1,831,000 | 3,261 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $575,000 | 2,712 |
| Income before extraordinary items | $1,256,000 | 3,550 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,256,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,256,000 | 3,517 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 3,494 |
| Total interest expense | $1,605,000 | 2,893 |
| Net interest income | $2,586,000 | 3,822 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $392,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $282,000 | 2,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $110,000 | 4,988 |
| Total noninterest expense | $1,683,000 | 4,373 |
| Salaries and employee benefits | $965,000 | 4,183 |
| Premises and equipment expense | $209,000 | 4,666 |
| Additional noninterest expense | $509,000 | 4,314 |
| Pre-tax net operating income | $1,265,000 | 3,128 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $395,000 | 2,633 |
| Income before extraordinary items | $870,000 | 3,434 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $870,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $870,000 | 3,387 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 3,501 |
| Total interest expense | $780,000 | 2,856 |
| Net interest income | $1,282,000 | 3,838 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $194,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $138,000 | 2,721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $842,000 | 4,394 |
| Salaries and employee benefits | $484,000 | 4,197 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $604,000 | 3,206 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $189,000 | 2,702 |
| Income before extraordinary items | $415,000 | 3,530 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $415,000 | 3,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $415,000 | 3,492 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 3,433 |
| Total interest expense | $3,022,000 | 2,619 |
| Net interest income | $4,914,000 | 3,852 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $822,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $618,000 | 2,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $204,000 | 5,074 |
| Total noninterest expense | $3,386,000 | 4,289 |
| Salaries and employee benefits | $1,936,000 | 4,107 |
| Premises and equipment expense | $388,000 | 4,861 |
| Additional noninterest expense | $1,062,000 | 4,137 |
| Pre-tax net operating income | $2,260,000 | 3,234 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $697,000 | 2,777 |
| Income before extraordinary items | $1,581,000 | 3,504 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,581,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $316,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,568,580 | 3,449 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,897,000 | 3,433 |
| Total interest expense | $2,257,000 | 2,587 |
| Net interest income | $3,640,000 | 3,878 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $622,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $456,000 | 2,683 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $166,000 | 4,899 |
| Total noninterest expense | $2,427,000 | 4,410 |
| Salaries and employee benefits | $1,393,000 | 4,199 |
| Premises and equipment expense | $286,000 | 4,909 |
| Additional noninterest expense | $748,000 | 4,300 |
| Pre-tax net operating income | $1,765,000 | 3,190 |
| Securities gains (losses) | $16,000 | 2,442 |
| Applicable income taxes | $550,000 | 2,736 |
| Income before extraordinary items | $1,231,000 | 3,479 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,231,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,041 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,219,960 | 3,414 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 3,459 |
| Total interest expense | $1,494,000 | 2,580 |
| Net interest income | $2,380,000 | 3,922 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $398,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $292,000 | 2,767 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $106,000 | 5,055 |
| Total noninterest expense | $1,576,000 | 4,503 |
| Salaries and employee benefits | $893,000 | 4,349 |
| Premises and equipment expense | $189,000 | 4,954 |
| Additional noninterest expense | $494,000 | 4,360 |
| Pre-tax net operating income | $1,162,000 | 3,190 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $361,000 | 2,745 |
| Income before extraordinary items | $813,000 | 3,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $813,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $804,720 | 3,427 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 3,521 |
| Total interest expense | $747,000 | 2,621 |
| Net interest income | $1,161,000 | 3,996 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $198,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $141,000 | 2,795 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $793,000 | 4,505 |
| Salaries and employee benefits | $443,000 | 4,396 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $256,000 | 4,241 |
| Pre-tax net operating income | $536,000 | 3,350 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $381,000 | 3,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $374,700 | 3,566 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,812,000 | 3,510 |
| Total interest expense | $3,249,000 | 2,667 |
| Net interest income | $4,563,000 | 3,958 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $804,000 | 4,216 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $611,000 | 2,656 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $193,000 | 5,358 |
| Total noninterest expense | $3,167,000 | 4,444 |
| Salaries and employee benefits | $1,792,000 | 4,280 |
| Premises and equipment expense | $403,000 | 4,709 |
| Additional noninterest expense | $972,000 | 4,374 |
| Pre-tax net operating income | $2,060,000 | 3,331 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $609,000 | 3,033 |
| Income before extraordinary items | $1,479,000 | 3,595 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,479,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,692 |
| Cash dividends | $575,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,459,120 | 3,474 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 3,542 |
| Total interest expense | $2,489,000 | 2,692 |
| Net interest income | $3,402,000 | 3,993 |
| Provision for loan and lease losses | $110,000 | 4,499 |
| Total noninterest income | $604,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $457,000 | 2,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $147,000 | 5,381 |
| Total noninterest expense | $2,292,000 | 4,536 |
| Salaries and employee benefits | $1,287,000 | 4,395 |
| Premises and equipment expense | $314,000 | 4,572 |
| Additional noninterest expense | $691,000 | 4,510 |
| Pre-tax net operating income | $1,604,000 | 3,379 |
| Securities gains (losses) | $25,000 | 2,828 |
| Applicable income taxes | $496,000 | 3,045 |
| Income before extraordinary items | $1,133,000 | 3,655 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,133,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,115,500 | 3,530 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 3,565 |
| Total interest expense | $1,704,000 | 2,704 |
| Net interest income | $2,236,000 | 4,040 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $399,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $300,000 | 2,651 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $99,000 | 5,340 |
| Total noninterest expense | $1,530,000 | 4,515 |
| Salaries and employee benefits | $830,000 | 4,494 |
| Premises and equipment expense | $224,000 | 4,388 |
| Additional noninterest expense | $476,000 | 4,400 |
| Pre-tax net operating income | $1,040,000 | 3,427 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $324,000 | 3,096 |
| Income before extraordinary items | $740,000 | 3,707 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $740,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $723,200 | 3,584 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 3,585 |
| Total interest expense | $855,000 | 2,758 |
| Net interest income | $1,105,000 | 4,090 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $197,000 | 4,200 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $145,000 | 2,645 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 5,197 |
| Total noninterest expense | $771,000 | 4,476 |
| Salaries and employee benefits | $418,000 | 4,489 |
| Premises and equipment expense | $114,000 | 4,333 |
| Additional noninterest expense | $239,000 | 4,360 |
| Pre-tax net operating income | $501,000 | 3,483 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $156,000 | 3,152 |
| Income before extraordinary items | $361,000 | 3,726 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $349,800 | 3,628 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,145,000 | 3,595 |
| Total interest expense | $3,805,000 | 2,871 |
| Net interest income | $4,340,000 | 4,102 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $792,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $568,000 | 2,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 4,797 |
| Total noninterest expense | $3,021,000 | 4,433 |
| Salaries and employee benefits | $1,690,000 | 4,289 |
| Premises and equipment expense | $496,000 | 3,948 |
| Additional noninterest expense | $835,000 | 4,783 |
| Pre-tax net operating income | $1,981,000 | 3,452 |
| Securities gains (losses) | $68,000 | 2,124 |
| Applicable income taxes | $617,000 | 3,075 |
| Income before extraordinary items | $1,432,000 | 3,616 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,432,000 | 3,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,060 |
| Cash dividends | $503,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,384,400 | 3,605 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,736,000 | 3,726 |
| Total interest expense | $5,230,000 | 3,039 |
| Net interest income | $3,506,000 | 4,552 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $811,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $532,000 | 2,691 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $279,000 | 4,275 |
| Total noninterest expense | $2,940,000 | 4,406 |
| Salaries and employee benefits | $1,632,000 | 4,247 |
| Premises and equipment expense | $493,000 | 3,920 |
| Additional noninterest expense | $815,000 | 4,717 |
| Pre-tax net operating income | $1,277,000 | 4,274 |
| Securities gains (losses) | $138,000 | 1,470 |
| Applicable income taxes | $405,000 | 3,713 |
| Income before extraordinary items | $1,010,000 | 4,262 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,010,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $201,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $912,020 | 4,417 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,923,000 | 3,746 |
| Total interest expense | $4,979,000 | 3,330 |
| Net interest income | $3,944,000 | 4,228 |
| Provision for loan and lease losses | $141,000 | 4,529 |
| Total noninterest income | $721,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $537,000 | 2,520 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $184,000 | 4,974 |
| Total noninterest expense | $2,817,000 | 4,451 |
| Salaries and employee benefits | $1,556,000 | 4,230 |
| Premises and equipment expense | $494,000 | 3,827 |
| Additional noninterest expense | $767,000 | 4,873 |
| Pre-tax net operating income | $1,707,000 | 3,699 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $482,000 | 3,570 |
| Income before extraordinary items | $1,225,000 | 3,803 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,225,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $149,000 | 5,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,225,000 | 3,788 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,023,000 | 3,891 |
| Total interest expense | $4,451,000 | 3,271 |
| Net interest income | $3,572,000 | 4,585 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $664,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $501,000 | 2,633 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $163,000 | 5,408 |
| Total noninterest expense | $2,569,000 | 4,773 |
| Salaries and employee benefits | $1,415,000 | 4,549 |
| Premises and equipment expense | $480,000 | 3,901 |
| Additional noninterest expense | $674,000 | 5,387 |
| Pre-tax net operating income | $1,559,000 | 3,983 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $425,000 | 4,001 |
| Income before extraordinary items | $1,134,000 | 4,040 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,134,000 | 4,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $121,000 | 5,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,134,000 | 4,002 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,524,000 | 4,150 |
| Total interest expense | $4,219,000 | 3,514 |
| Net interest income | $3,305,000 | 4,796 |
| Provision for loan and lease losses | $103,000 | 5,042 |
| Total noninterest income | $569,000 | 4,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,739 |
| Total noninterest expense | $2,352,000 | 4,970 |
| Salaries and employee benefits | $1,243,000 | 4,931 |
| Premises and equipment expense | $451,000 | 4,001 |
| Additional noninterest expense | $658,000 | 5,403 |
| Pre-tax net operating income | $1,419,000 | 4,362 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $398,000 | 4,426 |
| Income before extraordinary items | $1,026,000 | 4,425 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,026,000 | 4,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,363 |
| Cash dividends | $105,000 | 6,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,022,400 | 4,340 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 4,416 |
| Total interest expense | $3,956,000 | 3,715 |
| Net interest income | $3,205,000 | 5,050 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $540,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $401,000 | 3,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $2,103,000 | 5,456 |
| Salaries and employee benefits | $1,080,000 | 5,558 |
| Premises and equipment expense | $320,000 | 5,231 |
| Additional noninterest expense | $703,000 | 5,202 |
| Pre-tax net operating income | $1,515,000 | 4,466 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $422,000 | 4,716 |
| Income before extraordinary items | $1,098,000 | 4,377 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,098,000 | 4,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $86,000 | 6,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,094,400 | 4,314 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,399,000 | 4,930 |
| Total interest expense | $3,581,000 | 4,104 |
| Net interest income | $2,818,000 | 5,702 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $601,000 | 4,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,286 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 5,277 |
| Total noninterest expense | $1,859,000 | 6,257 |
| Salaries and employee benefits | $998,000 | 5,996 |
| Premises and equipment expense | $230,000 | 6,529 |
| Additional noninterest expense | $631,000 | 6,152 |
| Pre-tax net operating income | $1,485,000 | 4,370 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $428,000 | 4,679 |
| Income before extraordinary items | $1,057,000 | 4,283 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,057,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,399 |
| Cash dividends | $74,000 | 7,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,057,000 | 4,227 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 5,280 |
| Total interest expense | $3,235,000 | 4,444 |
| Net interest income | $2,650,000 | 6,043 |
| Provision for loan and lease losses | $80,000 | 5,097 |
| Total noninterest income | $551,000 | 4,857 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,278 |
| Total noninterest expense | $1,878,000 | 6,284 |
| Salaries and employee benefits | $923,000 | 6,442 |
| Premises and equipment expense | $219,000 | 6,844 |
| Additional noninterest expense | $736,000 | 5,620 |
| Pre-tax net operating income | $1,243,000 | 5,139 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $353,000 | 5,401 |
| Income before extraordinary items | $902,000 | 4,989 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $902,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $61,000 | 7,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $893,360 | 5,007 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,057,000 | 5,633 |
| Total interest expense | $2,434,000 | 4,761 |
| Net interest income | $2,623,000 | 6,224 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $444,000 | 5,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,726 |
| Total noninterest expense | $1,624,000 | 7,218 |
| Salaries and employee benefits | $783,000 | 7,304 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $674,000 | 6,515 |
| Pre-tax net operating income | $1,383,000 | 4,714 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $387,000 | 4,876 |
| Income before extraordinary items | $996,000 | 4,565 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $996,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $996,000 | 4,601 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 5,735 |
| Total interest expense | $2,417,000 | 4,972 |
| Net interest income | $2,629,000 | 6,297 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $413,000 | 6,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $1,603,000 | 7,495 |
| Salaries and employee benefits | $768,000 | 7,508 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $663,000 | 6,838 |
| Pre-tax net operating income | $1,399,000 | 4,598 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $391,000 | 5,093 |
| Income before extraordinary items | $1,029,000 | 4,592 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,029,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $81,000 | 7,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,013,880 | 4,412 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 6,288 |
| Total interest expense | $2,498,000 | 5,995 |
| Net interest income | $2,610,000 | 6,386 |
| Provision for loan and lease losses | $65,000 | 8,399 |
| Total noninterest income | $409,000 | 6,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,767 |
| Total noninterest expense | $1,518,000 | 7,851 |
| Salaries and employee benefits | $732,000 | 7,759 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $629,000 | 7,263 |
| Pre-tax net operating income | $1,436,000 | 4,209 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $388,000 | 4,904 |
| Income before extraordinary items | $1,043,000 | 4,333 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,043,000 | 4,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,046,650 | 4,013 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.