Home > Citibank Texas > Income and Expense
Citibank Texas, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $195,815,000 | 201 |
| Total interest expense | $85,770,000 | 207 |
| Net interest income | $110,045,000 | 201 |
| Provision for loan and lease losses | $7,804,000 | 134 |
| Total noninterest income | $19,769,000 | 315 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $8,722,000 | 164 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,047,000 | 345 |
| Total noninterest expense | $156,152,000 | 138 |
| Salaries and employee benefits | $69,993,000 | 133 |
| Premises and equipment expense | $21,804,000 | 120 |
| Additional noninterest expense | $64,355,000 | 132 |
| Pre-tax net operating income | $-34,142,000 | 8,747 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-12,175,000 | 8,740 |
| Income before extraordinary items | $-21,967,000 | 8,739 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-21,967,000 | 8,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,485,000 | 132 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-21,967,000 | 8,736 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $116,978,000 | 217 |
| Total interest expense | $45,257,000 | 233 |
| Net interest income | $71,721,000 | 208 |
| Provision for loan and lease losses | $5,187,000 | 133 |
| Total noninterest income | $13,282,000 | 319 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $5,627,000 | 170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,655,000 | 331 |
| Total noninterest expense | $93,417,000 | 150 |
| Salaries and employee benefits | $46,653,000 | 134 |
| Premises and equipment expense | $13,394,000 | 126 |
| Additional noninterest expense | $33,370,000 | 155 |
| Pre-tax net operating income | $-13,601,000 | 8,780 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-4,900,000 | 8,773 |
| Income before extraordinary items | $-8,701,000 | 8,774 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-8,701,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,002,000 | 140 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-8,701,000 | 8,768 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $55,973,000 | 222 |
| Total interest expense | $20,879,000 | 234 |
| Net interest income | $35,094,000 | 208 |
| Provision for loan and lease losses | $432,000 | 574 |
| Total noninterest income | $6,198,000 | 333 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,989,000 | 161 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,209,000 | 370 |
| Total noninterest expense | $42,665,000 | 157 |
| Salaries and employee benefits | $21,980,000 | 139 |
| Premises and equipment expense | $6,508,000 | 131 |
| Additional noninterest expense | $14,177,000 | 172 |
| Pre-tax net operating income | $-1,805,000 | 8,775 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-717,000 | 8,770 |
| Income before extraordinary items | $-1,088,000 | 8,765 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,088,000 | 8,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $563,000 | 300 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,088,000 | 8,754 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $157,126,000 | 261 |
| Total interest expense | $49,421,000 | 282 |
| Net interest income | $107,705,000 | 245 |
| Provision for loan and lease losses | $5,180,000 | 234 |
| Total noninterest income | $20,954,000 | 385 |
| Gross Fiduciary activities income | $697,000 | 491 |
| Service charges on deposit accounts | $12,529,000 | 156 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,728,000 | 506 |
| Total noninterest expense | $102,571,000 | 224 |
| Salaries and employee benefits | $56,109,000 | 189 |
| Premises and equipment expense | $15,834,000 | 183 |
| Additional noninterest expense | $30,628,000 | 256 |
| Pre-tax net operating income | $20,908,000 | 518 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,602,000 | 471 |
| Income before extraordinary items | $13,306,000 | 563 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $13,306,000 | 563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,626,000 | 264 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,306,000 | 549 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $100,183,000 | 292 |
| Total interest expense | $30,338,000 | 313 |
| Net interest income | $69,845,000 | 278 |
| Provision for loan and lease losses | $1,004,000 | 755 |
| Total noninterest income | $12,697,000 | 442 |
| Gross Fiduciary activities income | $495,000 | 498 |
| Service charges on deposit accounts | $9,357,000 | 153 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,845,000 | 849 |
| Total noninterest expense | $64,758,000 | 245 |
| Salaries and employee benefits | $34,384,000 | 224 |
| Premises and equipment expense | $11,029,000 | 191 |
| Additional noninterest expense | $19,345,000 | 282 |
| Pre-tax net operating income | $16,780,000 | 492 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,088,000 | 454 |
| Income before extraordinary items | $10,692,000 | 535 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,692,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,006,000 | 490 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,692,000 | 524 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $47,697,000 | 359 |
| Total interest expense | $13,175,000 | 408 |
| Net interest income | $34,522,000 | 346 |
| Provision for loan and lease losses | $186,000 | 2,267 |
| Total noninterest income | $6,375,000 | 528 |
| Gross Fiduciary activities income | $240,000 | 593 |
| Service charges on deposit accounts | $4,754,000 | 182 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,381,000 | 1,067 |
| Total noninterest expense | $29,176,000 | 333 |
| Salaries and employee benefits | $16,402,000 | 291 |
| Premises and equipment expense | $4,920,000 | 264 |
| Additional noninterest expense | $7,854,000 | 389 |
| Pre-tax net operating income | $11,535,000 | 472 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,189,000 | 444 |
| Income before extraordinary items | $7,346,000 | 518 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $7,346,000 | 517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 1,251 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $7,346,000 | 505 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,930 |
| Total interest expense | $10,000 | 8,835 |
| Net interest income | $-10,000 | 8,927 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $0 | 8,858 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $0 | 8,930 |
| Salaries and employee benefits | $0 | 8,910 |
| Premises and equipment expense | $0 | 8,891 |
| Additional noninterest expense | $0 | 8,927 |
| Pre-tax net operating income | $-10,000 | 8,475 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-4,000 | 8,666 |
| Income before extraordinary items | $-6,000 | 8,477 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-6,000 | 8,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-6,000 | 8,453 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $175,741,000 | 216 |
| Total interest expense | $37,075,000 | 263 |
| Net interest income | $138,666,000 | 205 |
| Provision for loan and lease losses | $-647,000 | 8,916 |
| Total noninterest income | $30,768,000 | 286 |
| Gross Fiduciary activities income | $1,071,000 | 363 |
| Service charges on deposit accounts | $20,579,000 | 112 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,118,000 | 441 |
| Total noninterest expense | $98,047,000 | 222 |
| Salaries and employee benefits | $57,713,000 | 187 |
| Premises and equipment expense | $19,611,000 | 157 |
| Additional noninterest expense | $20,723,000 | 324 |
| Pre-tax net operating income | $72,034,000 | 200 |
| Securities gains (losses) | $-3,800,000 | 8,945 |
| Applicable income taxes | $12,669,000 | 323 |
| Income before extraordinary items | $55,565,000 | 190 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $55,565,000 | 191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,731,000 | 246 |
| Cash dividends | $45,000,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $58,643,000 | 177 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $129,608,000 | 221 |
| Total interest expense | $26,244,000 | 269 |
| Net interest income | $103,364,000 | 207 |
| Provision for loan and lease losses | $-362,000 | 8,958 |
| Total noninterest income | $23,269,000 | 292 |
| Gross Fiduciary activities income | $798,000 | 371 |
| Service charges on deposit accounts | $15,656,000 | 115 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,815,000 | 447 |
| Total noninterest expense | $72,927,000 | 227 |
| Salaries and employee benefits | $42,176,000 | 190 |
| Premises and equipment expense | $14,741,000 | 157 |
| Additional noninterest expense | $16,010,000 | 316 |
| Pre-tax net operating income | $54,068,000 | 201 |
| Securities gains (losses) | $-3,810,000 | 9,005 |
| Applicable income taxes | $10,195,000 | 306 |
| Income before extraordinary items | $40,063,000 | 191 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $40,063,000 | 192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,159,000 | 210 |
| Cash dividends | $30,000,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $43,111,000 | 180 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $85,275,000 | 218 |
| Total interest expense | $16,994,000 | 272 |
| Net interest income | $68,281,000 | 202 |
| Provision for loan and lease losses | $-1,982,000 | 9,056 |
| Total noninterest income | $15,246,000 | 294 |
| Gross Fiduciary activities income | $526,000 | 372 |
| Service charges on deposit accounts | $10,080,000 | 119 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,640,000 | 434 |
| Total noninterest expense | $48,971,000 | 223 |
| Salaries and employee benefits | $28,368,000 | 189 |
| Premises and equipment expense | $9,750,000 | 159 |
| Additional noninterest expense | $10,853,000 | 309 |
| Pre-tax net operating income | $36,538,000 | 202 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,230,000 | 298 |
| Income before extraordinary items | $29,308,000 | 188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,308,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,518,000 | 185 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $29,308,000 | 176 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $43,184,000 | 216 |
| Total interest expense | $8,770,000 | 270 |
| Net interest income | $34,414,000 | 200 |
| Provision for loan and lease losses | $450,000 | 561 |
| Total noninterest income | $7,408,000 | 296 |
| Gross Fiduciary activities income | $265,000 | 370 |
| Service charges on deposit accounts | $4,738,000 | 119 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,405,000 | 423 |
| Total noninterest expense | $26,807,000 | 211 |
| Salaries and employee benefits | $16,415,000 | 167 |
| Premises and equipment expense | $4,842,000 | 164 |
| Additional noninterest expense | $5,550,000 | 301 |
| Pre-tax net operating income | $14,565,000 | 231 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,176,000 | 323 |
| Income before extraordinary items | $11,389,000 | 215 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $11,389,000 | 216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,511,000 | 208 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $11,389,000 | 208 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $168,438,000 | 216 |
| Total interest expense | $40,499,000 | 258 |
| Net interest income | $127,939,000 | 201 |
| Provision for loan and lease losses | $11,370,000 | 182 |
| Total noninterest income | $29,956,000 | 308 |
| Gross Fiduciary activities income | $987,000 | 390 |
| Service charges on deposit accounts | $17,151,000 | 132 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,818,000 | 398 |
| Total noninterest expense | $98,993,000 | 218 |
| Salaries and employee benefits | $58,051,000 | 172 |
| Premises and equipment expense | $18,776,000 | 162 |
| Additional noninterest expense | $22,166,000 | 311 |
| Pre-tax net operating income | $47,532,000 | 249 |
| Securities gains (losses) | $559,000 | 699 |
| Applicable income taxes | $8,055,000 | 432 |
| Income before extraordinary items | $40,036,000 | 232 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $40,036,000 | 234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,447,000 | 308 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $39,572,030 | 218 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $126,153,000 | 223 |
| Total interest expense | $31,434,000 | 261 |
| Net interest income | $94,719,000 | 204 |
| Provision for loan and lease losses | $9,420,000 | 183 |
| Total noninterest income | $20,992,000 | 339 |
| Gross Fiduciary activities income | $724,000 | 399 |
| Service charges on deposit accounts | $12,602,000 | 138 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,666,000 | 460 |
| Total noninterest expense | $73,619,000 | 219 |
| Salaries and employee benefits | $42,710,000 | 180 |
| Premises and equipment expense | $14,096,000 | 162 |
| Additional noninterest expense | $16,813,000 | 318 |
| Pre-tax net operating income | $32,672,000 | 278 |
| Securities gains (losses) | $559,000 | 634 |
| Applicable income taxes | $4,816,000 | 521 |
| Income before extraordinary items | $28,415,000 | 249 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $28,415,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,508,000 | 292 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $27,934,260 | 230 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $84,425,000 | 224 |
| Total interest expense | $21,812,000 | 260 |
| Net interest income | $62,613,000 | 206 |
| Provision for loan and lease losses | $7,380,000 | 163 |
| Total noninterest income | $13,790,000 | 343 |
| Gross Fiduciary activities income | $488,000 | 400 |
| Service charges on deposit accounts | $8,260,000 | 139 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,042,000 | 463 |
| Total noninterest expense | $49,038,000 | 218 |
| Salaries and employee benefits | $29,493,000 | 171 |
| Premises and equipment expense | $9,366,000 | 165 |
| Additional noninterest expense | $10,179,000 | 335 |
| Pre-tax net operating income | $19,985,000 | 296 |
| Securities gains (losses) | $559,000 | 535 |
| Applicable income taxes | $3,380,000 | 508 |
| Income before extraordinary items | $17,164,000 | 271 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,164,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,646,000 | 276 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $16,694,440 | 251 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $42,416,000 | 226 |
| Total interest expense | $11,181,000 | 265 |
| Net interest income | $31,235,000 | 208 |
| Provision for loan and lease losses | $3,690,000 | 169 |
| Total noninterest income | $6,866,000 | 343 |
| Gross Fiduciary activities income | $257,000 | 393 |
| Service charges on deposit accounts | $3,940,000 | 145 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,669,000 | 452 |
| Total noninterest expense | $24,457,000 | 217 |
| Salaries and employee benefits | $14,568,000 | 174 |
| Premises and equipment expense | $4,699,000 | 166 |
| Additional noninterest expense | $5,190,000 | 332 |
| Pre-tax net operating income | $9,954,000 | 300 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,892,000 | 473 |
| Income before extraordinary items | $8,062,000 | 286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,062,000 | 286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,595,000 | 250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $8,062,000 | 266 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $175,897,000 | 229 |
| Total interest expense | $55,186,000 | 259 |
| Net interest income | $120,711,000 | 215 |
| Provision for loan and lease losses | $20,903,000 | 161 |
| Total noninterest income | $21,250,000 | 389 |
| Gross Fiduciary activities income | $939,000 | 417 |
| Service charges on deposit accounts | $14,648,000 | 151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,663,000 | 633 |
| Total noninterest expense | $89,024,000 | 240 |
| Salaries and employee benefits | $51,511,000 | 195 |
| Premises and equipment expense | $16,185,000 | 176 |
| Additional noninterest expense | $21,328,000 | 333 |
| Pre-tax net operating income | $32,034,000 | 330 |
| Securities gains (losses) | $733,000 | 511 |
| Applicable income taxes | $6,646,000 | 479 |
| Income before extraordinary items | $26,121,000 | 305 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $26,121,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,550,000 | 211 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $25,534,600 | 295 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $196,404,000 | 242 |
| Total interest expense | $88,735,000 | 243 |
| Net interest income | $107,669,000 | 229 |
| Provision for loan and lease losses | $4,040,000 | 411 |
| Total noninterest income | $20,349,000 | 386 |
| Gross Fiduciary activities income | $795,000 | 466 |
| Service charges on deposit accounts | $13,268,000 | 150 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,286,000 | 557 |
| Total noninterest expense | $82,567,000 | 249 |
| Salaries and employee benefits | $46,311,000 | 194 |
| Premises and equipment expense | $13,257,000 | 197 |
| Additional noninterest expense | $22,999,000 | 324 |
| Pre-tax net operating income | $41,411,000 | 251 |
| Securities gains (losses) | $17,000 | 3,266 |
| Applicable income taxes | $9,125,000 | 354 |
| Income before extraordinary items | $32,303,000 | 239 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $32,303,000 | 238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,939,000 | 439 |
| Cash dividends | $30,000,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $32,289,740 | 230 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $219,769,000 | 232 |
| Total interest expense | $97,189,000 | 261 |
| Net interest income | $122,580,000 | 203 |
| Provision for loan and lease losses | $3,500,000 | 415 |
| Total noninterest income | $18,860,000 | 387 |
| Gross Fiduciary activities income | $689,000 | 507 |
| Service charges on deposit accounts | $10,849,000 | 163 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,322,000 | 502 |
| Total noninterest expense | $81,006,000 | 249 |
| Salaries and employee benefits | $43,596,000 | 199 |
| Premises and equipment expense | $12,037,000 | 211 |
| Additional noninterest expense | $25,373,000 | 300 |
| Pre-tax net operating income | $56,934,000 | 208 |
| Securities gains (losses) | $-1,065,000 | 9,764 |
| Applicable income taxes | $15,137,000 | 256 |
| Income before extraordinary items | $40,732,000 | 197 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $40,732,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,079,000 | 707 |
| Cash dividends | $76,160,000 | 109 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $41,509,450 | 198 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $159,961,000 | 276 |
| Total interest expense | $72,070,000 | 289 |
| Net interest income | $87,891,000 | 258 |
| Provision for loan and lease losses | $1,200,000 | 831 |
| Total noninterest income | $11,441,000 | 568 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,600,000 | 239 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,841,000 | 664 |
| Total noninterest expense | $58,130,000 | 323 |
| Salaries and employee benefits | $29,334,000 | 267 |
| Premises and equipment expense | $8,967,000 | 280 |
| Additional noninterest expense | $19,829,000 | 363 |
| Pre-tax net operating income | $40,002,000 | 288 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,965,000 | 710 |
| Income before extraordinary items | $36,037,000 | 239 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $36,037,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,869,000 | 474 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-4,722,000 | 10,202 |
| Net operating income | $36,037,000 | 232 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $158,998,000 | 266 |
| Total interest expense | $78,479,000 | 265 |
| Net interest income | $80,519,000 | 266 |
| Provision for loan and lease losses | $4,265,000 | 363 |
| Total noninterest income | $14,181,000 | 475 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $6,278,000 | 231 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,903,000 | 493 |
| Total noninterest expense | $58,873,000 | 304 |
| Salaries and employee benefits | $28,495,000 | 270 |
| Premises and equipment expense | $8,729,000 | 276 |
| Additional noninterest expense | $21,649,000 | 334 |
| Pre-tax net operating income | $31,562,000 | 314 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $634,000 | 3,265 |
| Income before extraordinary items | $30,928,000 | 249 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $30,928,000 | 250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $703,000 | 969 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-5,961,000 | 10,453 |
| Net operating income | $30,928,000 | 245 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $164,839,000 | 270 |
| Total interest expense | $85,275,000 | 261 |
| Net interest income | $79,564,000 | 276 |
| Provision for loan and lease losses | $3,700,000 | 379 |
| Total noninterest income | $13,787,000 | 456 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $6,125,000 | 239 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,662,000 | 478 |
| Total noninterest expense | $53,640,000 | 312 |
| Salaries and employee benefits | $26,848,000 | 264 |
| Premises and equipment expense | $7,901,000 | 297 |
| Additional noninterest expense | $18,891,000 | 346 |
| Pre-tax net operating income | $36,011,000 | 288 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $176,000 | 7,233 |
| Income before extraordinary items | $35,835,000 | 226 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $35,835,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,368,000 | 642 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-3,000,000 | 10,901 |
| Net operating income | $35,835,000 | 217 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $171,962,000 | 288 |
| Total interest expense | $101,617,000 | 252 |
| Net interest income | $70,345,000 | 336 |
| Provision for loan and lease losses | $3,000,000 | 457 |
| Total noninterest income | $13,422,000 | 486 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $5,231,000 | 308 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $8,191,000 | 484 |
| Total noninterest expense | $65,845,000 | 320 |
| Salaries and employee benefits | $24,938,000 | 321 |
| Premises and equipment expense | $7,505,000 | 340 |
| Additional noninterest expense | $33,402,000 | 307 |
| Pre-tax net operating income | $14,922,000 | 567 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-2,000,000 | 11,412 |
| Income before extraordinary items | $16,922,000 | 386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $16,922,000 | 386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,343 |
| Cash dividends | $8,000,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $-6,000,000 | 11,447 |
| Net operating income | $16,922,000 | 381 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $203,971,000 | 272 |
| Total interest expense | $143,106,000 | 209 |
| Net interest income | $60,865,000 | 385 |
| Provision for loan and lease losses | $2,390,000 | 524 |
| Total noninterest income | $11,926,000 | 535 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $4,817,000 | 348 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $7,109,000 | 536 |
| Total noninterest expense | $57,657,000 | 358 |
| Salaries and employee benefits | $24,099,000 | 341 |
| Premises and equipment expense | $7,638,000 | 357 |
| Additional noninterest expense | $25,920,000 | 365 |
| Pre-tax net operating income | $12,744,000 | 681 |
| Securities gains (losses) | $49,000 | 1,312 |
| Applicable income taxes | $-1,600,000 | 11,925 |
| Income before extraordinary items | $14,393,000 | 453 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $14,393,000 | 453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,284 |
| Cash dividends | $8,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $-7,600,000 | 10,537 |
| Net operating income | $14,344,000 | 453 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $176,436,000 | 277 |
| Total interest expense | $117,071,000 | 202 |
| Net interest income | $59,365,000 | 389 |
| Provision for loan and lease losses | $1,075,000 | 883 |
| Total noninterest income | $18,203,000 | 398 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $4,310,000 | 364 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $13,893,000 | 357 |
| Total noninterest expense | $60,840,000 | 348 |
| Salaries and employee benefits | $28,004,000 | 318 |
| Premises and equipment expense | $7,612,000 | 360 |
| Additional noninterest expense | $25,224,000 | 374 |
| Pre-tax net operating income | $15,653,000 | 555 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-2,000,000 | 12,556 |
| Income before extraordinary items | $17,653,000 | 349 |
| Extraordinary gains, net | $-7,157,000 | 12,601 |
| Net income | $10,496,000 | 536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,001,000 | 552 |
| Cash dividends | $10,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $-5,700,000 | 12,596 |
| Net operating income | $17,653,000 | 353 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $164,071,000 | 281 |
| Total interest expense | $114,646,000 | 177 |
| Net interest income | $49,425,000 | 441 |
| Provision for loan and lease losses | $1,959,000 | 826 |
| Total noninterest income | $34,156,000 | 274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $34,156,000 | 181 |
| Total noninterest expense | $79,191,000 | 294 |
| Salaries and employee benefits | $24,229,000 | 340 |
| Premises and equipment expense | $11,690,000 | 254 |
| Additional noninterest expense | $43,272,000 | 266 |
| Pre-tax net operating income | $2,431,000 | 2,778 |
| Securities gains (losses) | $209,000 | 1,643 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $2,640,000 | 1,891 |
| Extraordinary gains, net | $1,000,000 | 229 |
| Net income | $3,640,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,329,000 | 319 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,431,000 | 1,928 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $171,954,000 | 291 |
| Total interest expense | $134,808,000 | 181 |
| Net interest income | $37,146,000 | 563 |
| Provision for loan and lease losses | $14,402,000 | 276 |
| Total noninterest income | $51,142,000 | 199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $51,142,000 | 123 |
| Total noninterest expense | $68,903,000 | 317 |
| Salaries and employee benefits | $23,232,000 | 345 |
| Premises and equipment expense | $10,794,000 | 274 |
| Additional noninterest expense | $34,877,000 | 307 |
| Pre-tax net operating income | $4,983,000 | 1,275 |
| Securities gains (losses) | $8,645,000 | 130 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $13,628,000 | 382 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $13,628,000 | 385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,743,000 | 1,057 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,983,000 | 870 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.