Home > Citibank Texas > Net charge- offs to loans
Citibank Texas, Net charge- offs to loans
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2786% | 1,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0504% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7100% | 1,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7864% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8602% | 7,610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 1,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7841% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0966% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2233% | 7,585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 2,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 8,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0079% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0476% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7470% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6879% | 7,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0350% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 8,157 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3052% | 6,112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 8,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2392% | 2,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0905% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 4,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 8,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3253% | 6,074 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 8,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1557% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2186% | 4,489 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 5,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 2,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0300% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 3,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 1,765 |
| Percentage Net Loans Charged-off:Construction & development | 0.1860% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0689% | 1,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 1,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1960% | 3,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7720% | 2,732 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2901% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1097% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.2452% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0513% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7670% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1170% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2454% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1554% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.3680% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0756% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0618% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2980% | 1,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8628% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5358% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0947% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5527% | 1,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8251% | 2,139 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7407% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 3,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 3,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0300% | 726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 1,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3688% | 3,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8003% | 3,001 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3468% | 1,059 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 3,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 2,461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0399% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1053% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4377% | 2,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7439% | 2,883 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1731% | 1,079 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0591% | 427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 1,888 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6157% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6955% | 2,851 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5472% | 880 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.1171% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0250% | 8,585 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 8,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8416% | 1,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7296% | 781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4269% | 1,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4455% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.5855% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5873% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3013% | 3,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6113% | 3,787 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9460% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0099% | 7,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1313% | 4,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1016% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2569% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0828% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 4,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1603% | 2,081 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 7,713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0504% | 5,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2398% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3574% | 681 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0713% | 147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2034% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0546% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0546% | 445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0197% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1972% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 6,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2525% | 1,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2228% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0216% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 5,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 421 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 1,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1980% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0692% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2287% | 1,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3328% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 7,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0320% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0367% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1694% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2314% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1910% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 7,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0372% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0231% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1083% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.1938% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0180% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 4,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 1,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4969% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5515% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1038% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1038% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1586% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0298% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7535% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7186% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 7.1490% | 76 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6972% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0927% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1169% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1010% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | -2.3838% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 8,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0463% | 608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0535% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0136% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1956% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1956% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3899% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0154% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1265% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |