Home > Citibank (South Dakota), N.A. > Performance and Condition Ratios
Citibank (South Dakota), N.A., Performance and Condition Ratios
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 13.5876% | 17 |
| Cost of funding earning assets | 1.3867% | 1,473 |
| Net interest margin | 12.2008% | 15 |
| Noninterest income to average assets | 1.6766% | 477 |
| Noninterest expense to average assets | 4.3323% | 717 |
| Loan and lease loss provision to assets | 2.8394% | 166 |
| Net operating income to assets | 3.3771% | 87 |
| Return on assets (ROA) | 3.3771% | 88 |
| Pretax return on assets | 5.2226% | 68 |
| Return on Equity (ROE) | 18.2211% | 450 |
| Retained earnings to average equity (ytd only) | 18.2211% | 134 |
| Net charge-offs to loans | 7.1095% | 49 |
| Credit loss provision to net charge-offs | 41.4606% | 4,791 |
| Earnings coverage of net charge-offs (x) | 1.1772% | 4,397 |
| Efficiency ratio | 31.4145% | 7,431 |
| Assets per employee ($millions) | 5.7889% | 1,312 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 10.1990% | 15 |
| Loan loss allowance to noncurrent loans | 533.4135% | 630 |
| Noncurrent assets plus other real estate owned to assets | 1.8593% | 3,423 |
| Noncurrent loans to loans | 1.9120% | 3,592 |
| Net loans and leases to total assets | 87.3261% | 96 |
| Net loans and leases to deposits | 11,364.4307% | 5 |
| Net loans and leases to core deposits | 17,985.1700% | 10 |
| Total domestic deposits to total assets | 0.7684% | 7,510 |
| Equity capital to assets | 21.6709% | 185 |
| Core capital (leverage) ratio | 16.6772% | 433 |
| Tier 1 risk-based capital ratio | 18.6433% | 1,951 |
| Total risk-based capital ratio | 20.0080% | 1,886 |
| Memoranda: | ||
| Average total assets | $133,830,440,000 | 14 |
| Average earning assets | $117,562,173,000 | 14 |
| Average equity | $24,804,467,330 | 10 |
| Average total loans | $128,917,747,330 | 8 |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 13.1381% | 19 |
| Cost of funding earning assets | 1.4246% | 1,493 |
| Net interest margin | 11.7135% | 17 |
| Noninterest income to average assets | 1.6202% | 509 |
| Noninterest expense to average assets | 4.1627% | 853 |
| Loan and lease loss provision to assets | 3.1552% | 150 |
| Net operating income to assets | 2.9866% | 113 |
| Return on assets (ROA) | 2.9866% | 116 |
| Pretax return on assets | 4.5941% | 85 |
| Return on Equity (ROE) | 17.3642% | 532 |
| Retained earnings to average equity (ytd only) | 17.3642% | 260 |
| Net charge-offs to loans | 7.1842% | 71 |
| Credit loss provision to net charge-offs | 45.7771% | 3,839 |
| Earnings coverage of net charge-offs (x) | 1.1243% | 3,823 |
| Efficiency ratio | 31.4738% | 7,489 |
| Assets per employee ($millions) | 6.5724% | 896 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 10.1194% | 20 |
| Loan loss allowance to noncurrent loans | 493.5936% | 650 |
| Noncurrent assets plus other real estate owned to assets | 1.9312% | 3,396 |
| Noncurrent loans to loans | 2.0502% | 3,508 |
| Net loans and leases to total assets | 84.6648% | 194 |
| Net loans and leases to deposits | 234.8417% | 15 |
| Net loans and leases to core deposits | 1,214.5646% | 26 |
| Total domestic deposits to total assets | 36.0519% | 7,519 |
| Equity capital to assets | 17.8033% | 380 |
| Core capital (leverage) ratio | 14.2409% | 795 |
| Tier 1 risk-based capital ratio | 16.5947% | 2,624 |
| Total risk-based capital ratio | 17.9728% | 2,552 |
| Memoranda: | ||
| Average total assets | $140,824,358,000 | 14 |
| Average earning assets | $123,732,276,500 | 14 |
| Average equity | $24,221,201,500 | 11 |
| Average total loans | $135,106,700,000 | 8 |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 14.7471% | 15 |
| Cost of funding earning assets | 1.7285% | 1,467 |
| Net interest margin | 13.0186% | 14 |
| Noninterest income to average assets | 2.0187% | 389 |
| Noninterest expense to average assets | 3.9996% | 1,163 |
| Loan and lease loss provision to assets | 8.7681% | 11 |
| Net operating income to assets | 0.3782% | 4,647 |
| Return on assets (ROA) | 0.3782% | 4,792 |
| Pretax return on assets | 0.6167% | 4,269 |
| Return on Equity (ROE) | 2.2429% | 5,283 |
| Retained earnings to average equity (ytd only) | 2.2429% | 4,311 |
| Net charge-offs to loans | 11.5166% | 11 |
| Credit loss provision to net charge-offs | 86.4452% | 5,263 |
| Earnings coverage of net charge-offs (x) | 0.9253% | 5,185 |
| Efficiency ratio | 26.6355% | 7,596 |
| Assets per employee ($millions) | 6.6699% | 879 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 10.4623% | 20 |
| Loan loss allowance to noncurrent loans | 464.4637% | 688 |
| Noncurrent assets plus other real estate owned to assets | 2.1994% | 3,099 |
| Noncurrent loans to loans | 2.2525% | 3,268 |
| Net loans and leases to total assets | 87.4237% | 115 |
| Net loans and leases to deposits | 248.3512% | 17 |
| Net loans and leases to core deposits | 1,300.4159% | 26 |
| Total domestic deposits to total assets | 35.2017% | 7,596 |
| Equity capital to assets | 16.6110% | 501 |
| Core capital (leverage) ratio | 12.9909% | 1,131 |
| Tier 1 risk-based capital ratio | 14.4470% | 3,584 |
| Total risk-based capital ratio | 15.8292% | 3,454 |
| Memoranda: | ||
| Average total assets | $137,595,228,000 | 14 |
| Average earning assets | $120,125,834,600 | 14 |
| Average equity | $23,202,555,400 | 11 |
| Average total loans | $121,183,394,600 | 8 |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 15.1376% | 14 |
| Cost of funding earning assets | 1.8190% | 1,347 |
| Net interest margin | 13.3185% | 15 |
| Noninterest income to average assets | 2.1757% | 337 |
| Noninterest expense to average assets | 3.9656% | 1,088 |
| Loan and lease loss provision to assets | 9.6180% | 9 |
| Net operating income to assets | 0.1391% | 5,662 |
| Return on assets (ROA) | 0.1391% | 5,826 |
| Pretax return on assets | 0.2097% | 5,708 |
| Return on Equity (ROE) | 0.8217% | 5,941 |
| Retained earnings to average equity (ytd only) | 0.8217% | 5,482 |
| Net charge-offs to loans | 12.5789% | 13 |
| Credit loss provision to net charge-offs | 89.3549% | 4,796 |
| Earnings coverage of net charge-offs (x) | 0.9130% | 5,144 |
| Efficiency ratio | 25.5653% | 7,706 |
| Assets per employee ($millions) | 6.6347% | 913 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 11.1181% | 16 |
| Loan loss allowance to noncurrent loans | 509.4101% | 599 |
| Noncurrent assets plus other real estate owned to assets | 2.0907% | 3,349 |
| Noncurrent loans to loans | 2.1825% | 3,471 |
| Net loans and leases to total assets | 85.1399% | 256 |
| Net loans and leases to deposits | 251.2279% | 17 |
| Net loans and leases to core deposits | 1,439.1594% | 26 |
| Total domestic deposits to total assets | 33.8895% | 7,694 |
| Equity capital to assets | 16.2148% | 637 |
| Core capital (leverage) ratio | 12.2338% | 1,543 |
| Tier 1 risk-based capital ratio | 13.9884% | 3,847 |
| Total risk-based capital ratio | 15.3815% | 3,713 |
| Memoranda: | ||
| Average total assets | $136,340,014,750 | 14 |
| Average earning assets | $118,928,713,750 | 14 |
| Average equity | $23,080,695,000 | 11 |
| Average total loans | $116,667,017,000 | 9 |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 15.7486% | 13 |
| Cost of funding earning assets | 1.9608% | 1,013 |
| Net interest margin | 13.7879% | 14 |
| Noninterest income to average assets | 2.2081% | 308 |
| Noninterest expense to average assets | 4.1155% | 907 |
| Loan and lease loss provision to assets | 10.7685% | 7 |
| Net operating income to assets | -0.4132% | 6,580 |
| Return on assets (ROA) | -0.4132% | 6,621 |
| Pretax return on assets | -0.6573% | 6,698 |
| Return on Equity (ROE) | -2.4045% | 6,457 |
| Retained earnings to average equity (ytd only) | -2.4045% | 6,210 |
| Net charge-offs to loans | 13.7109% | 13 |
| Credit loss provision to net charge-offs | 95.8762% | 4,243 |
| Earnings coverage of net charge-offs (x) | 0.9002% | 4,871 |
| Efficiency ratio | 25.7841% | 7,772 |
| Assets per employee ($millions) | 6.4301% | 982 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 12.8822% | 10 |
| Loan loss allowance to noncurrent loans | 468.8300% | 689 |
| Noncurrent assets plus other real estate owned to assets | 2.3623% | 3,057 |
| Noncurrent loans to loans | 2.7477% | 2,903 |
| Net loans and leases to total assets | 74.8962% | 1,718 |
| Net loans and leases to deposits | 224.3552% | 21 |
| Net loans and leases to core deposits | 1,306.7103% | 27 |
| Total domestic deposits to total assets | 33.3829% | 7,762 |
| Equity capital to assets | 15.6688% | 730 |
| Core capital (leverage) ratio | 11.1105% | 2,160 |
| Tier 1 risk-based capital ratio | 13.5650% | 4,031 |
| Total risk-based capital ratio | 14.9678% | 3,886 |
| Memoranda: | ||
| Average total assets | $133,917,045,670 | 15 |
| Average earning assets | $116,732,672,000 | 14 |
| Average equity | $23,012,310,670 | 10 |
| Average total loans | $109,701,733,670 | 9 |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 17.1268% | 12 |
| Cost of funding earning assets | 2.2564% | 487 |
| Net interest margin | 14.8704% | 11 |
| Noninterest income to average assets | 2.3742% | 269 |
| Noninterest expense to average assets | 4.5128% | 572 |
| Loan and lease loss provision to assets | 12.0150% | 15 |
| Net operating income to assets | -0.8043% | 7,006 |
| Return on assets (ROA) | -0.8043% | 7,031 |
| Pretax return on assets | -1.2666% | 7,173 |
| Return on Equity (ROE) | -4.4563% | 6,852 |
| Retained earnings to average equity (ytd only) | -4.4563% | 6,545 |
| Net charge-offs to loans | 15.0929% | 18 |
| Credit loss provision to net charge-offs | 100.0000% | 3,384 |
| Earnings coverage of net charge-offs (x) | 0.8946% | 4,247 |
| Efficiency ratio | 26.5018% | 7,872 |
| Assets per employee ($millions) | 6.6533% | 927 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 11.2551% | 17 |
| Loan loss allowance to noncurrent loans | 422.7375% | 752 |
| Noncurrent assets plus other real estate owned to assets | 2.4661% | 2,941 |
| Noncurrent loans to loans | 2.6624% | 3,010 |
| Net loans and leases to total assets | 82.1999% | 571 |
| Net loans and leases to deposits | 263.8963% | 20 |
| Net loans and leases to core deposits | 1,511.9247% | 30 |
| Total domestic deposits to total assets | 31.1485% | 7,869 |
| Equity capital to assets | 14.4708% | 1,012 |
| Core capital (leverage) ratio | 10.0546% | 3,096 |
| Tier 1 risk-based capital ratio | 12.8372% | 4,447 |
| Total risk-based capital ratio | 14.2343% | 4,319 |
| Memoranda: | ||
| Average total assets | $127,942,423,000 | 15 |
| Average earning assets | $110,877,210,000 | 15 |
| Average equity | $23,090,689,000 | 10 |
| Average total loans | $101,851,080,000 | 9 |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.6801% | 107 |
| Cost of funding earning assets | 1.3145% | 6,261 |
| Net interest margin | 6.3656% | 84 |
| Noninterest income to average assets | 5.1683% | 138 |
| Noninterest expense to average assets | 5.9987% | 311 |
| Loan and lease loss provision to assets | 4.9161% | 204 |
| Net operating income to assets | -0.3162% | 5,996 |
| Return on assets (ROA) | -0.3162% | 5,988 |
| Pretax return on assets | -0.4789% | 5,993 |
| Return on Equity (ROE) | -1.4231% | 5,760 |
| Retained earnings to average equity (ytd only) | -1.4231% | 5,371 |
| Net charge-offs to loans | 6.5345% | 145 |
| Credit loss provision to net charge-offs | 122.0897% | 4,338 |
| Earnings coverage of net charge-offs (x) | 1.1020% | 5,007 |
| Efficiency ratio | 50.8680% | 7,483 |
| Assets per employee ($millions) | 4.0348% | 3,748 |
| Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 5.8392% | 105 |
| Loan loss allowance to noncurrent loans | 357.1517% | 922 |
| Noncurrent assets plus other real estate owned to assets | 0.9583% | 5,187 |
| Noncurrent loans to loans | 1.6349% | 4,192 |
| Net loans and leases to total assets | 55.1939% | 6,061 |
| Net loans and leases to deposits | 106.5326% | 522 |
| Net loans and leases to core deposits | 107.1099% | 3,208 |
| Total domestic deposits to total assets | 51.8094% | 7,897 |
| Equity capital to assets | 23.8152% | 188 |
| Core capital (leverage) ratio | 21.2579% | 228 |
| Tier 1 risk-based capital ratio | 12.7401% | 4,335 |
| Total risk-based capital ratio | 14.0014% | 4,264 |
| Memoranda: | ||
| Average total assets | $92,771,057,200 | 21 |
| Average earning assets | $76,768,343,200 | 22 |
| Average equity | $20,613,906,800 | 11 |
| Average total loans | $57,167,413,600 | 18 |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.6296% | 121 |
| Cost of funding earning assets | 1.3041% | 6,546 |
| Net interest margin | 6.3255% | 85 |
| Noninterest income to average assets | 5.1106% | 136 |
| Noninterest expense to average assets | 6.2120% | 287 |
| Loan and lease loss provision to assets | 5.1924% | 159 |
| Net operating income to assets | -0.6833% | 6,586 |
| Return on assets (ROA) | -0.6833% | 6,600 |
| Pretax return on assets | -1.0732% | 6,736 |
| Return on Equity (ROE) | -3.1352% | 6,262 |
| Retained earnings to average equity (ytd only) | -3.1352% | 5,961 |
| Net charge-offs to loans | 6.5855% | 122 |
| Credit loss provision to net charge-offs | 126.3021% | 3,983 |
| Earnings coverage of net charge-offs (x) | 1.0020% | 5,050 |
| Efficiency ratio | 53.3448% | 7,304 |
| Assets per employee ($millions) | 3.9264% | 3,880 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 5.6736% | 94 |
| Loan loss allowance to noncurrent loans | 374.4488% | 827 |
| Noncurrent assets plus other real estate owned to assets | 0.9795% | 5,102 |
| Noncurrent loans to loans | 1.5152% | 4,384 |
| Net loans and leases to total assets | 60.9786% | 5,430 |
| Net loans and leases to deposits | 118.6085% | 226 |
| Net loans and leases to core deposits | 119.3502% | 2,305 |
| Total domestic deposits to total assets | 51.4117% | 7,969 |
| Equity capital to assets | 23.4301% | 206 |
| Core capital (leverage) ratio | 21.1813% | 254 |
| Tier 1 risk-based capital ratio | 12.6473% | 4,439 |
| Total risk-based capital ratio | 13.9110% | 4,374 |
| Memoranda: | ||
| Average total assets | $91,476,419,500 | 23 |
| Average earning assets | $75,497,596,500 | 23 |
| Average equity | $19,935,659,250 | 10 |
| Average total loans | $57,105,578,750 | 19 |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.5615% | 142 |
| Cost of funding earning assets | 1.2677% | 6,904 |
| Net interest margin | 6.2938% | 86 |
| Noninterest income to average assets | 5.5559% | 125 |
| Noninterest expense to average assets | 6.4077% | 276 |
| Loan and lease loss provision to assets | 6.0336% | 134 |
| Net operating income to assets | -1.1335% | 7,077 |
| Return on assets (ROA) | -1.1335% | 7,081 |
| Pretax return on assets | -1.7533% | 7,192 |
| Return on Equity (ROE) | -5.3498% | 6,646 |
| Retained earnings to average equity (ytd only) | -5.3498% | 6,352 |
| Net charge-offs to loans | 6.9412% | 137 |
| Credit loss provision to net charge-offs | 141.0962% | 3,305 |
| Earnings coverage of net charge-offs (x) | 1.0010% | 4,783 |
| Efficiency ratio | 53.1535% | 7,414 |
| Assets per employee ($millions) | 3.7037% | 4,317 |
| Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 6.4205% | 64 |
| Loan loss allowance to noncurrent loans | 365.7300% | 865 |
| Noncurrent assets plus other real estate owned to assets | 1.0487% | 4,871 |
| Noncurrent loans to loans | 1.7555% | 3,876 |
| Net loans and leases to total assets | 55.9028% | 6,217 |
| Net loans and leases to deposits | 113.9797% | 399 |
| Net loans and leases to core deposits | 114.7022% | 2,835 |
| Total domestic deposits to total assets | 49.0463% | 8,065 |
| Equity capital to assets | 23.9813% | 230 |
| Core capital (leverage) ratio | 23.0410% | 247 |
| Tier 1 risk-based capital ratio | 12.4800% | 4,535 |
| Total risk-based capital ratio | 13.7440% | 4,448 |
| Memoranda: | ||
| Average total assets | $89,051,198,670 | 22 |
| Average earning assets | $72,614,073,670 | 22 |
| Average equity | $18,868,320,670 | 11 |
| Average total loans | $54,860,890,330 | 18 |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 7.6162% | 146 |
| Cost of funding earning assets | 1.3127% | 6,987 |
| Net interest margin | 6.3034% | 84 |
| Noninterest income to average assets | 7.5898% | 88 |
| Noninterest expense to average assets | 6.7340% | 220 |
| Loan and lease loss provision to assets | 7.6401% | 74 |
| Net operating income to assets | -1.1064% | 7,313 |
| Return on assets (ROA) | -1.1064% | 7,323 |
| Pretax return on assets | -1.7072% | 7,438 |
| Return on Equity (ROE) | -5.6406% | 7,034 |
| Retained earnings to average equity (ytd only) | -5.6406% | 6,641 |
| Net charge-offs to loans | 7.1388% | 114 |
| Credit loss provision to net charge-offs | 170.8031% | 2,510 |
| Earnings coverage of net charge-offs (x) | 1.3264% | 4,077 |
| Efficiency ratio | 47.1349% | 7,779 |
| Assets per employee ($millions) | 3.0784% | 5,954 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 7.2838% | 43 |
| Loan loss allowance to noncurrent loans | 339.9817% | 1,005 |
| Noncurrent assets plus other real estate owned to assets | 1.3021% | 4,073 |
| Noncurrent loans to loans | 2.1424% | 3,063 |
| Net loans and leases to total assets | 56.3501% | 6,190 |
| Net loans and leases to deposits | 97.3465% | 1,761 |
| Net loans and leases to core deposits | 97.9705% | 4,751 |
| Total domestic deposits to total assets | 57.8861% | 8,009 |
| Equity capital to assets | 21.1866% | 351 |
| Core capital (leverage) ratio | 17.3576% | 614 |
| Tier 1 risk-based capital ratio | 10.3922% | 6,504 |
| Total risk-based capital ratio | 11.6954% | 6,362 |
| Memoranda: | ||
| Average total assets | $85,438,543,000 | 24 |
| Average earning assets | $68,817,629,000 | 24 |
| Average equity | $16,758,290,500 | 12 |
| Average total loans | $53,534,353,000 | 21 |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 8.4473% | 110 |
| Cost of funding earning assets | 2.7063% | 3,133 |
| Net interest margin | 5.7410% | 143 |
| Noninterest income to average assets | 7.9099% | 88 |
| Noninterest expense to average assets | 7.6877% | 239 |
| Loan and lease loss provision to assets | 4.9318% | 110 |
| Net operating income to assets | -0.1240% | 6,527 |
| Return on assets (ROA) | -0.1371% | 6,391 |
| Pretax return on assets | -0.1947% | 6,365 |
| Return on Equity (ROE) | -0.8854% | 6,348 |
| Retained earnings to average equity (ytd only) | -10.6263% | 7,126 |
| Net charge-offs to loans | 4.4482% | 132 |
| Credit loss provision to net charge-offs | 161.1959% | 3,205 |
| Earnings coverage of net charge-offs (x) | 1.5545% | 5,322 |
| Efficiency ratio | 55.1176% | 7,137 |
| Assets per employee ($millions) | 3.0227% | 6,007 |
| Cash dividends to net income (ytd only)* | -1,100.1604% | 8,279 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 5.8428% | 63 |
| Loan loss allowance to noncurrent loans | 286.5593% | 1,418 |
| Noncurrent assets plus other real estate owned to assets | 1.3149% | 3,595 |
| Noncurrent loans to loans | 2.0389% | 2,714 |
| Net loans and leases to total assets | 60.7192% | 5,806 |
| Net loans and leases to deposits | 113.2677% | 655 |
| Net loans and leases to core deposits | 114.9370% | 3,242 |
| Total domestic deposits to total assets | 53.6068% | 8,093 |
| Equity capital to assets | 18.0862% | 638 |
| Core capital (leverage) ratio | 15.6058% | 903 |
| Tier 1 risk-based capital ratio | 15.6803% | 2,790 |
| Total risk-based capital ratio | 20.3620% | 1,739 |
| Memoranda: | ||
| Average total assets | $79,536,056,200 | 25 |
| Average earning assets | $62,810,233,200 | 25 |
| Average equity | $12,319,245,800 | 18 |
| Average total loans | $54,705,862,600 | 21 |