Home > Citadel Federal Savings and Loan Association > Income and Expense
Citadel Federal Savings and Loan Association, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 12,001 |
| Total interest expense | $858,000 | 9,751 |
| Net interest income | $284,000 | 13,034 |
| Provision for loan and lease losses | $-255,000 | 13,089 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $215,000 | 5,444 |
| Total noninterest expense | $1,785,000 | 6,931 |
| Salaries and employee benefits | $487,000 | 9,796 |
| Premises and equipment expense | $474,000 | 4,061 |
| Additional noninterest expense | $824,000 | 5,779 |
| Pre-tax net operating income | $-1,031,000 | 12,981 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-999,000 | 13,001 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-999,000 | 12,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $780,000 | 1,342 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,031,000 | 12,962 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 13,387 |
| Total interest expense | $626,000 | 12,172 |
| Net interest income | $148,000 | 13,814 |
| Provision for loan and lease losses | $2,946,000 | 848 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $162,000 | 6,369 |
| Total noninterest expense | $889,000 | 10,557 |
| Salaries and employee benefits | $360,000 | 11,340 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $351,000 | 10,182 |
| Pre-tax net operating income | $-3,525,000 | 13,741 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-3,525,000 | 13,757 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,525,000 | 13,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 3,581 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-3,453,000 | 13,899 |
| Net operating income | $-3,525,000 | 13,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.