Home > Circle Bank > Income and Expense
Circle Bank, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,788,000 | 1,591 |
| Total interest expense | $2,138,000 | 1,630 |
| Net interest income | $10,650,000 | 1,567 |
| Provision for loan and lease losses | $168,000 | 3,746 |
| Total noninterest income | $566,000 | 3,791 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $551,000 | 1,838 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $15,000 | 6,406 |
| Total noninterest expense | $8,296,000 | 1,738 |
| Salaries and employee benefits | $4,201,000 | 1,793 |
| Premises and equipment expense | $1,535,000 | 1,164 |
| Additional noninterest expense | $2,560,000 | 1,930 |
| Pre-tax net operating income | $2,752,000 | 1,807 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,126,000 | 1,117 |
| Income before extraordinary items | $1,626,000 | 2,502 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,626,000 | 2,503 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,626,000 | 2,503 |
| Net charge-offs | $239,000 | 3,087 |
| Cash dividends | $885,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,626,000 | 2,368 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,529,000 | 1,603 |
| Total interest expense | $1,430,000 | 1,685 |
| Net interest income | $7,099,000 | 1,567 |
| Provision for loan and lease losses | $128,000 | 3,540 |
| Total noninterest income | $250,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $375,000 | 1,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-125,000 | 7,025 |
| Total noninterest expense | $5,513,000 | 1,756 |
| Salaries and employee benefits | $2,737,000 | 1,827 |
| Premises and equipment expense | $1,025,000 | 1,156 |
| Additional noninterest expense | $1,751,000 | 1,894 |
| Pre-tax net operating income | $1,708,000 | 1,911 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $692,000 | 1,184 |
| Income before extraordinary items | $1,016,000 | 2,598 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,016,000 | 2,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,016,000 | 2,598 |
| Net charge-offs | $81,000 | 3,609 |
| Cash dividends | $605,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,016,000 | 2,457 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 1,609 |
| Total interest expense | $727,000 | 1,717 |
| Net interest income | $3,558,000 | 1,575 |
| Provision for loan and lease losses | $128,000 | 2,586 |
| Total noninterest income | $111,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $183,000 | 1,832 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-72,000 | 7,129 |
| Total noninterest expense | $2,784,000 | 1,735 |
| Salaries and employee benefits | $1,398,000 | 1,796 |
| Premises and equipment expense | $516,000 | 1,163 |
| Additional noninterest expense | $870,000 | 1,900 |
| Pre-tax net operating income | $757,000 | 2,106 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $305,000 | 1,282 |
| Income before extraordinary items | $452,000 | 2,821 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $452,000 | 2,824 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $452,000 | 2,825 |
| Net charge-offs | $87,000 | 2,565 |
| Cash dividends | $285,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $452,000 | 2,684 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,578,000 | 1,613 |
| Total interest expense | $3,351,000 | 1,766 |
| Net interest income | $14,227,000 | 1,565 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $1,015,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $813,000 | 1,764 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $202,000 | 4,452 |
| Total noninterest expense | $11,232,000 | 1,733 |
| Salaries and employee benefits | $5,534,000 | 1,751 |
| Premises and equipment expense | $1,940,000 | 1,290 |
| Additional noninterest expense | $3,758,000 | 1,795 |
| Pre-tax net operating income | $3,710,000 | 1,519 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,499,000 | 1,002 |
| Income before extraordinary items | $2,211,000 | 2,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,211,000 | 2,088 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,211,000 | 2,088 |
| Net charge-offs | $71,000 | 5,253 |
| Cash dividends | $1,793,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,211,000 | 2,000 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,291,000 | 1,621 |
| Total interest expense | $2,554,000 | 1,804 |
| Net interest income | $10,737,000 | 1,567 |
| Provision for loan and lease losses | $300,000 | 3,601 |
| Total noninterest income | $800,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $629,000 | 1,725 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $171,000 | 4,328 |
| Total noninterest expense | $8,548,000 | 1,696 |
| Salaries and employee benefits | $4,267,000 | 1,709 |
| Premises and equipment expense | $1,442,000 | 1,314 |
| Additional noninterest expense | $2,839,000 | 1,787 |
| Pre-tax net operating income | $2,689,000 | 1,626 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,060,000 | 1,039 |
| Income before extraordinary items | $1,629,000 | 2,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,629,000 | 2,176 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,629,000 | 2,177 |
| Net charge-offs | $74,000 | 4,689 |
| Cash dividends | $1,668,000 | 763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,629,000 | 2,080 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,885,000 | 1,630 |
| Total interest expense | $1,711,000 | 1,868 |
| Net interest income | $7,174,000 | 1,565 |
| Provision for loan and lease losses | $225,000 | 3,378 |
| Total noninterest income | $546,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $408,000 | 1,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 4,088 |
| Total noninterest expense | $5,704,000 | 1,715 |
| Salaries and employee benefits | $2,885,000 | 1,699 |
| Premises and equipment expense | $932,000 | 1,355 |
| Additional noninterest expense | $1,887,000 | 1,813 |
| Pre-tax net operating income | $1,791,000 | 1,600 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $706,000 | 1,017 |
| Income before extraordinary items | $1,085,000 | 2,123 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,085,000 | 2,124 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,085,000 | 2,124 |
| Net charge-offs | $58,000 | 4,333 |
| Cash dividends | $1,293,000 | 659 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,085,000 | 2,054 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 1,641 |
| Total interest expense | $863,000 | 1,916 |
| Net interest income | $3,584,000 | 1,551 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $257,000 | 3,109 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $195,000 | 1,778 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,333 |
| Total noninterest expense | $2,709,000 | 1,815 |
| Salaries and employee benefits | $1,395,000 | 1,769 |
| Premises and equipment expense | $440,000 | 1,459 |
| Additional noninterest expense | $874,000 | 1,940 |
| Pre-tax net operating income | $932,000 | 1,546 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $366,000 | 952 |
| Income before extraordinary items | $566,000 | 2,016 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $566,000 | 2,015 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $566,000 | 2,016 |
| Net charge-offs | $54,000 | 3,283 |
| Cash dividends | $1,043,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $566,000 | 1,976 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,909,000 | 1,689 |
| Total interest expense | $3,929,000 | 2,030 |
| Net interest income | $13,980,000 | 1,595 |
| Provision for loan and lease losses | $1,161,000 | 2,834 |
| Total noninterest income | $775,000 | 3,719 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $667,000 | 2,123 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 5,358 |
| Total noninterest expense | $9,979,000 | 1,951 |
| Salaries and employee benefits | $4,711,000 | 2,048 |
| Premises and equipment expense | $1,547,000 | 1,665 |
| Additional noninterest expense | $3,721,000 | 1,909 |
| Pre-tax net operating income | $3,615,000 | 1,377 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,373,000 | 965 |
| Income before extraordinary items | $2,242,000 | 1,830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,242,000 | 1,831 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,242,000 | 1,832 |
| Net charge-offs | $248,000 | 4,532 |
| Cash dividends | $415,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,242,000 | 1,759 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,234,000 | 1,749 |
| Total interest expense | $2,990,000 | 2,078 |
| Net interest income | $10,244,000 | 1,649 |
| Provision for loan and lease losses | $886,000 | 2,701 |
| Total noninterest income | $560,000 | 3,830 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $507,000 | 2,148 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $53,000 | 5,925 |
| Total noninterest expense | $7,367,000 | 1,968 |
| Salaries and employee benefits | $3,464,000 | 2,088 |
| Premises and equipment expense | $1,085,000 | 1,787 |
| Additional noninterest expense | $2,818,000 | 1,862 |
| Pre-tax net operating income | $2,551,000 | 1,545 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,029,000 | 979 |
| Income before extraordinary items | $1,522,000 | 2,116 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,522,000 | 2,118 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,522,000 | 2,119 |
| Net charge-offs | $100,000 | 4,897 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,522,000 | 2,019 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,656,000 | 1,804 |
| Total interest expense | $1,942,000 | 2,221 |
| Net interest income | $6,714,000 | 1,675 |
| Provision for loan and lease losses | $773,000 | 2,242 |
| Total noninterest income | $434,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $325,000 | 2,211 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $109,000 | 4,502 |
| Total noninterest expense | $4,561,000 | 2,123 |
| Salaries and employee benefits | $2,212,000 | 2,201 |
| Premises and equipment expense | $658,000 | 1,979 |
| Additional noninterest expense | $1,691,000 | 2,032 |
| Pre-tax net operating income | $1,814,000 | 1,434 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $723,000 | 914 |
| Income before extraordinary items | $1,091,000 | 1,965 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,091,000 | 1,965 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,091,000 | 1,965 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,091,000 | 1,873 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,199,000 | 1,915 |
| Total interest expense | $953,000 | 2,355 |
| Net interest income | $3,246,000 | 1,749 |
| Provision for loan and lease losses | $350,000 | 2,221 |
| Total noninterest income | $234,000 | 3,339 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $162,000 | 2,210 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 4,089 |
| Total noninterest expense | $2,169,000 | 2,248 |
| Salaries and employee benefits | $1,112,000 | 2,222 |
| Premises and equipment expense | $308,000 | 2,153 |
| Additional noninterest expense | $749,000 | 2,258 |
| Pre-tax net operating income | $961,000 | 1,356 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $380,000 | 872 |
| Income before extraordinary items | $581,000 | 1,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $581,000 | 1,874 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $581,000 | 1,876 |
| Net charge-offs | $37,000 | 3,979 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $581,000 | 1,801 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,476,000 | 1,933 |
| Total interest expense | $5,569,000 | 2,047 |
| Net interest income | $11,907,000 | 1,860 |
| Provision for loan and lease losses | $904,000 | 3,650 |
| Total noninterest income | $623,000 | 4,293 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $473,000 | 3,017 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $150,000 | 5,088 |
| Total noninterest expense | $8,292,000 | 2,383 |
| Salaries and employee benefits | $3,968,000 | 2,463 |
| Premises and equipment expense | $1,182,000 | 2,249 |
| Additional noninterest expense | $3,142,000 | 2,259 |
| Pre-tax net operating income | $3,334,000 | 1,214 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,280,000 | 806 |
| Income before extraordinary items | $2,054,000 | 1,627 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,054,000 | 1,625 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,054,000 | 1,626 |
| Net charge-offs | $271,000 | 4,626 |
| Cash dividends | $1,185,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,054,000 | 1,575 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,152,000 | 1,962 |
| Total interest expense | $4,479,000 | 2,012 |
| Net interest income | $8,673,000 | 1,914 |
| Provision for loan and lease losses | $688,000 | 3,316 |
| Total noninterest income | $425,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $316,000 | 3,245 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $109,000 | 5,257 |
| Total noninterest expense | $6,209,000 | 2,381 |
| Salaries and employee benefits | $3,100,000 | 2,403 |
| Premises and equipment expense | $881,000 | 2,283 |
| Additional noninterest expense | $2,228,000 | 2,335 |
| Pre-tax net operating income | $2,201,000 | 1,478 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $865,000 | 940 |
| Income before extraordinary items | $1,336,000 | 1,996 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,336,000 | 1,995 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,336,000 | 1,996 |
| Net charge-offs | $285,000 | 3,788 |
| Cash dividends | $1,185,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,336,000 | 1,953 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,763,000 | 2,002 |
| Total interest expense | $3,144,000 | 2,020 |
| Net interest income | $5,619,000 | 1,951 |
| Provision for loan and lease losses | $388,000 | 3,334 |
| Total noninterest income | $248,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $188,000 | 3,425 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $60,000 | 5,582 |
| Total noninterest expense | $4,089,000 | 2,444 |
| Salaries and employee benefits | $1,999,000 | 2,514 |
| Premises and equipment expense | $586,000 | 2,313 |
| Additional noninterest expense | $1,504,000 | 2,332 |
| Pre-tax net operating income | $1,390,000 | 1,623 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $544,000 | 1,008 |
| Income before extraordinary items | $846,000 | 2,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $846,000 | 2,147 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $846,000 | 2,148 |
| Net charge-offs | $101,000 | 4,237 |
| Cash dividends | $960,000 | 965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $846,000 | 2,082 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,335,000 | 2,047 |
| Total interest expense | $1,622,000 | 2,030 |
| Net interest income | $2,713,000 | 2,016 |
| Provision for loan and lease losses | $88,000 | 4,135 |
| Total noninterest income | $105,000 | 5,122 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $22,000 | 6,048 |
| Total noninterest expense | $1,941,000 | 2,491 |
| Salaries and employee benefits | $1,005,000 | 2,537 |
| Premises and equipment expense | $295,000 | 2,335 |
| Additional noninterest expense | $641,000 | 2,417 |
| Pre-tax net operating income | $789,000 | 1,630 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $311,000 | 1,025 |
| Income before extraordinary items | $478,000 | 2,221 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 2,222 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $478,000 | 2,223 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $480,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $478,000 | 2,086 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $18,337,000 | 2,081 |
| Total interest expense | $8,174,000 | 1,926 |
| Net interest income | $10,163,000 | 2,186 |
| Provision for loan and lease losses | $323,000 | 4,499 |
| Total noninterest income | $498,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $364,000 | 3,640 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $134,000 | 5,499 |
| Total noninterest expense | $6,713,000 | 2,776 |
| Salaries and employee benefits | $3,264,000 | 3,024 |
| Premises and equipment expense | $1,219,000 | 2,210 |
| Additional noninterest expense | $2,230,000 | 2,587 |
| Pre-tax net operating income | $3,625,000 | 1,508 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,426,000 | 904 |
| Income before extraordinary items | $2,199,000 | 1,824 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,199,000 | 1,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,377 |
| Cash dividends | $477,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,199,000 | 1,942 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $13,763,000 | 2,125 |
| Total interest expense | $6,213,000 | 1,988 |
| Net interest income | $7,550,000 | 2,227 |
| Provision for loan and lease losses | $318,000 | 3,457 |
| Total noninterest income | $380,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $265,000 | 3,732 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $115,000 | 5,380 |
| Total noninterest expense | $4,937,000 | 2,805 |
| Salaries and employee benefits | $2,396,000 | 3,105 |
| Premises and equipment expense | $905,000 | 2,241 |
| Additional noninterest expense | $1,636,000 | 2,566 |
| Pre-tax net operating income | $2,675,000 | 1,823 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,035,000 | 1,119 |
| Income before extraordinary items | $1,640,000 | 2,148 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,640,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $384,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,640,000 | 2,249 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,021,000 | 2,183 |
| Total interest expense | $4,121,000 | 2,076 |
| Net interest income | $4,900,000 | 2,258 |
| Provision for loan and lease losses | $198,000 | 3,186 |
| Total noninterest income | $261,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $169,000 | 3,825 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $92,000 | 5,188 |
| Total noninterest expense | $3,219,000 | 2,870 |
| Salaries and employee benefits | $1,531,000 | 3,271 |
| Premises and equipment expense | $602,000 | 2,251 |
| Additional noninterest expense | $1,086,000 | 2,556 |
| Pre-tax net operating income | $1,744,000 | 1,914 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $668,000 | 1,277 |
| Income before extraordinary items | $1,076,000 | 2,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,076,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $236,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,076,000 | 2,372 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 2,230 |
| Total interest expense | $2,121,000 | 2,141 |
| Net interest income | $2,396,000 | 2,292 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $118,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 5,361 |
| Total noninterest expense | $1,596,000 | 2,892 |
| Salaries and employee benefits | $786,000 | 3,218 |
| Premises and equipment expense | $300,000 | 2,268 |
| Additional noninterest expense | $510,000 | 2,675 |
| Pre-tax net operating income | $883,000 | 1,998 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $338,000 | 1,353 |
| Income before extraordinary items | $545,000 | 2,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $545,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $155,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $545,000 | 2,433 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,943,000 | 2,429 |
| Total interest expense | $8,421,000 | 2,229 |
| Net interest income | $8,522,000 | 2,574 |
| Provision for loan and lease losses | $368,000 | 2,824 |
| Total noninterest income | $467,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $294,000 | 4,116 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $173,000 | 5,335 |
| Total noninterest expense | $6,231,000 | 2,861 |
| Salaries and employee benefits | $2,936,000 | 3,289 |
| Premises and equipment expense | $1,261,000 | 2,074 |
| Additional noninterest expense | $2,034,000 | 2,631 |
| Pre-tax net operating income | $2,390,000 | 2,924 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $882,000 | 2,017 |
| Income before extraordinary items | $1,508,000 | 3,440 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,508,000 | 3,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,811 |
| Cash dividends | $250,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,508,000 | 3,420 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,483,000 | 2,460 |
| Total interest expense | $6,197,000 | 2,257 |
| Net interest income | $6,286,000 | 2,625 |
| Provision for loan and lease losses | $217,000 | 2,878 |
| Total noninterest income | $310,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $212,000 | 4,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $98,000 | 5,842 |
| Total noninterest expense | $4,667,000 | 2,846 |
| Salaries and employee benefits | $2,296,000 | 3,158 |
| Premises and equipment expense | $940,000 | 2,063 |
| Additional noninterest expense | $1,431,000 | 2,725 |
| Pre-tax net operating income | $1,712,000 | 3,194 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $646,000 | 2,186 |
| Income before extraordinary items | $1,066,000 | 3,735 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,066,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,004 |
| Cash dividends | $80,000 | 4,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,066,000 | 3,720 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 2,519 |
| Total interest expense | $4,045,000 | 2,302 |
| Net interest income | $4,128,000 | 2,679 |
| Provision for loan and lease losses | $62,000 | 3,964 |
| Total noninterest income | $217,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $147,000 | 4,127 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $70,000 | 5,737 |
| Total noninterest expense | $3,085,000 | 2,902 |
| Salaries and employee benefits | $1,548,000 | 3,161 |
| Premises and equipment expense | $656,000 | 1,983 |
| Additional noninterest expense | $881,000 | 2,934 |
| Pre-tax net operating income | $1,198,000 | 3,119 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $454,000 | 2,202 |
| Income before extraordinary items | $744,000 | 3,683 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $744,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,070 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $744,000 | 3,664 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 2,540 |
| Total interest expense | $1,954,000 | 2,356 |
| Net interest income | $2,089,000 | 2,663 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $81,000 | 3,885 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $24,000 | 6,337 |
| Total noninterest expense | $1,552,000 | 2,893 |
| Salaries and employee benefits | $770,000 | 3,193 |
| Premises and equipment expense | $334,000 | 1,953 |
| Additional noninterest expense | $448,000 | 2,867 |
| Pre-tax net operating income | $631,000 | 3,007 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $240,000 | 2,145 |
| Income before extraordinary items | $391,000 | 3,555 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $391,000 | 3,531 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,853,000 | 2,717 |
| Total interest expense | $6,143,000 | 2,541 |
| Net interest income | $7,710,000 | 2,851 |
| Provision for loan and lease losses | $479,000 | 1,980 |
| Total noninterest income | $426,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $229,000 | 4,702 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $197,000 | 5,152 |
| Total noninterest expense | $5,442,000 | 3,113 |
| Salaries and employee benefits | $2,539,000 | 3,572 |
| Premises and equipment expense | $1,103,000 | 2,254 |
| Additional noninterest expense | $1,800,000 | 2,815 |
| Pre-tax net operating income | $2,215,000 | 3,414 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $916,000 | 2,319 |
| Income before extraordinary items | $1,299,000 | 4,105 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,299,000 | 4,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $152,000 | 5,178 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 496 |
| Net operating income | $1,299,000 | 4,075 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 2,834 |
| Total interest expense | $4,244,000 | 2,644 |
| Net interest income | $5,602,000 | 2,962 |
| Provision for loan and lease losses | $371,000 | 1,811 |
| Total noninterest income | $327,000 | 5,467 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $169,000 | 4,780 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 5,034 |
| Total noninterest expense | $3,845,000 | 3,264 |
| Salaries and employee benefits | $1,828,000 | 3,676 |
| Premises and equipment expense | $758,000 | 2,450 |
| Additional noninterest expense | $1,259,000 | 2,992 |
| Pre-tax net operating income | $1,713,000 | 3,476 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $658,000 | 2,457 |
| Income before extraordinary items | $1,055,000 | 4,046 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,055,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $152,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 411 |
| Net operating income | $1,055,000 | 4,036 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 2,901 |
| Total interest expense | $2,654,000 | 2,683 |
| Net interest income | $3,654,000 | 3,027 |
| Provision for loan and lease losses | $191,000 | 2,189 |
| Total noninterest income | $176,000 | 5,904 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $137,000 | 4,323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 6,754 |
| Total noninterest expense | $2,590,000 | 3,258 |
| Salaries and employee benefits | $1,235,000 | 3,663 |
| Premises and equipment expense | $505,000 | 2,444 |
| Additional noninterest expense | $850,000 | 2,966 |
| Pre-tax net operating income | $1,049,000 | 3,692 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $401,000 | 2,615 |
| Income before extraordinary items | $648,000 | 4,253 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $648,000 | 4,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $152,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $701,000 | 293 |
| Net operating income | $648,000 | 4,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 3,002 |
| Total interest expense | $1,211,000 | 2,775 |
| Net interest income | $1,754,000 | 3,126 |
| Provision for loan and lease losses | $167,000 | 1,308 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 4,315 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $1,282,000 | 3,308 |
| Salaries and employee benefits | $628,000 | 3,633 |
| Premises and equipment expense | $254,000 | 2,440 |
| Additional noninterest expense | $400,000 | 3,117 |
| Pre-tax net operating income | $408,000 | 4,232 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $154,000 | 2,999 |
| Income before extraordinary items | $254,000 | 4,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $152,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $254,000 | 4,801 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,020,000 | 3,149 |
| Total interest expense | $3,427,000 | 2,989 |
| Net interest income | $6,593,000 | 3,182 |
| Provision for loan and lease losses | $250,000 | 3,152 |
| Total noninterest income | $399,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $176,000 | 5,316 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $223,000 | 4,959 |
| Total noninterest expense | $5,115,000 | 3,173 |
| Salaries and employee benefits | $2,570,000 | 3,405 |
| Premises and equipment expense | $892,000 | 2,618 |
| Additional noninterest expense | $1,653,000 | 2,996 |
| Pre-tax net operating income | $1,627,000 | 4,194 |
| Securities gains (losses) | $-28,000 | 7,972 |
| Applicable income taxes | $561,000 | 3,176 |
| Income before extraordinary items | $1,038,000 | 4,734 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,038,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $526,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,056,200 | 4,648 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,000,000 | 3,277 |
| Total interest expense | $2,361,000 | 3,070 |
| Net interest income | $4,639,000 | 3,336 |
| Provision for loan and lease losses | $183,000 | 3,105 |
| Total noninterest income | $451,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $125,000 | 5,441 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $326,000 | 3,656 |
| Total noninterest expense | $3,626,000 | 3,302 |
| Salaries and employee benefits | $1,899,000 | 3,429 |
| Premises and equipment expense | $633,000 | 2,732 |
| Additional noninterest expense | $1,094,000 | 3,280 |
| Pre-tax net operating income | $1,281,000 | 4,155 |
| Securities gains (losses) | $-28,000 | 8,307 |
| Applicable income taxes | $467,000 | 3,067 |
| Income before extraordinary items | $786,000 | 4,805 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $786,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $372,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $803,920 | 4,709 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 3,326 |
| Total interest expense | $1,444,000 | 3,143 |
| Net interest income | $3,030,000 | 3,381 |
| Provision for loan and lease losses | $150,000 | 2,598 |
| Total noninterest income | $325,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $61,000 | 5,980 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $264,000 | 3,293 |
| Total noninterest expense | $2,376,000 | 3,330 |
| Salaries and employee benefits | $1,242,000 | 3,457 |
| Premises and equipment expense | $390,000 | 2,912 |
| Additional noninterest expense | $744,000 | 3,200 |
| Pre-tax net operating income | $829,000 | 4,204 |
| Securities gains (losses) | $-28,000 | 8,457 |
| Applicable income taxes | $298,000 | 3,119 |
| Income before extraordinary items | $503,000 | 4,874 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $503,000 | 4,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $235,000 | 3,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $520,920 | 4,742 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 3,406 |
| Total interest expense | $686,000 | 3,173 |
| Net interest income | $1,452,000 | 3,486 |
| Provision for loan and lease losses | $66,000 | 2,725 |
| Total noninterest income | $169,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $140,000 | 3,099 |
| Total noninterest expense | $1,092,000 | 3,585 |
| Salaries and employee benefits | $587,000 | 3,630 |
| Premises and equipment expense | $170,000 | 3,306 |
| Additional noninterest expense | $335,000 | 3,479 |
| Pre-tax net operating income | $463,000 | 3,880 |
| Securities gains (losses) | $-28,000 | 8,715 |
| Applicable income taxes | $172,000 | 2,849 |
| Income before extraordinary items | $263,000 | 4,723 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $263,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $121,000 | 2,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $280,920 | 4,522 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,823,000 | 3,471 |
| Total interest expense | $2,558,000 | 2,993 |
| Net interest income | $5,265,000 | 3,659 |
| Provision for loan and lease losses | $289,000 | 3,002 |
| Total noninterest income | $190,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $56,000 | 7,193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $134,000 | 5,904 |
| Total noninterest expense | $3,492,000 | 4,184 |
| Salaries and employee benefits | $1,773,000 | 4,386 |
| Premises and equipment expense | $404,000 | 4,725 |
| Additional noninterest expense | $1,315,000 | 3,493 |
| Pre-tax net operating income | $1,674,000 | 3,972 |
| Securities gains (losses) | $-65,000 | 8,646 |
| Applicable income taxes | $602,000 | 3,026 |
| Income before extraordinary items | $1,007,000 | 4,680 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,007,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,492 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,048,600 | 4,490 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 3,541 |
| Total interest expense | $1,849,000 | 3,034 |
| Net interest income | $3,836,000 | 3,725 |
| Provision for loan and lease losses | $238,000 | 2,666 |
| Total noninterest income | $126,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $40,000 | 7,285 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 6,193 |
| Total noninterest expense | $2,541,000 | 4,252 |
| Salaries and employee benefits | $1,299,000 | 4,420 |
| Premises and equipment expense | $291,000 | 4,851 |
| Additional noninterest expense | $951,000 | 3,567 |
| Pre-tax net operating income | $1,183,000 | 4,188 |
| Securities gains (losses) | $-21,000 | 8,653 |
| Applicable income taxes | $437,000 | 3,145 |
| Income before extraordinary items | $725,000 | 4,870 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $725,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $738,440 | 4,734 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 3,644 |
| Total interest expense | $1,201,000 | 3,083 |
| Net interest income | $2,460,000 | 3,828 |
| Provision for loan and lease losses | $216,000 | 2,067 |
| Total noninterest income | $70,000 | 7,781 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $22,000 | 7,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $1,622,000 | 4,412 |
| Salaries and employee benefits | $874,000 | 4,420 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $576,000 | 3,869 |
| Pre-tax net operating income | $692,000 | 4,484 |
| Securities gains (losses) | $-21,000 | 8,802 |
| Applicable income taxes | $245,000 | 3,428 |
| Income before extraordinary items | $426,000 | 5,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 5,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $439,440 | 4,983 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,742 |
| Total interest expense | $580,000 | 3,202 |
| Net interest income | $1,197,000 | 3,901 |
| Provision for loan and lease losses | $111,000 | 1,949 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $825,000 | 4,386 |
| Salaries and employee benefits | $423,000 | 4,550 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $320,000 | 3,547 |
| Pre-tax net operating income | $300,000 | 4,808 |
| Securities gains (losses) | $-21,000 | 8,983 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $180,000 | 5,590 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $180,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $193,650 | 5,303 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 4,322 |
| Total interest expense | $1,962,000 | 4,093 |
| Net interest income | $4,027,000 | 4,343 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $150,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $36,000 | 7,642 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $2,826,000 | 4,801 |
| Salaries and employee benefits | $1,468,000 | 4,916 |
| Premises and equipment expense | $233,000 | 6,395 |
| Additional noninterest expense | $1,125,000 | 3,914 |
| Pre-tax net operating income | $1,171,000 | 4,758 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $370,000 | 3,933 |
| Income before extraordinary items | $801,000 | 5,242 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $801,000 | 5,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,477 |
| Cash dividends | $325,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $801,000 | 5,070 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,432,000 | 4,396 |
| Total interest expense | $1,486,000 | 4,175 |
| Net interest income | $2,946,000 | 4,443 |
| Provision for loan and lease losses | $118,000 | 4,398 |
| Total noninterest income | $126,000 | 7,683 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,000 | 7,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,083 |
| Total noninterest expense | $2,042,000 | 4,907 |
| Salaries and employee benefits | $1,119,000 | 4,854 |
| Premises and equipment expense | $157,000 | 6,673 |
| Additional noninterest expense | $766,000 | 4,189 |
| Pre-tax net operating income | $912,000 | 4,796 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $395,000 | 3,437 |
| Income before extraordinary items | $517,000 | 5,766 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $517,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $325,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $517,000 | 5,597 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 4,458 |
| Total interest expense | $1,006,000 | 4,237 |
| Net interest income | $1,915,000 | 4,522 |
| Provision for loan and lease losses | $93,000 | 3,993 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $17,000 | 7,743 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $75,000 | 5,841 |
| Total noninterest expense | $1,339,000 | 4,958 |
| Salaries and employee benefits | $763,000 | 4,788 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $477,000 | 4,394 |
| Pre-tax net operating income | $575,000 | 4,948 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $280,000 | 3,356 |
| Income before extraordinary items | $295,000 | 6,132 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $295,000 | 6,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $175,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $295,000 | 5,936 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 4,539 |
| Total interest expense | $492,000 | 4,391 |
| Net interest income | $944,000 | 4,568 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $27,000 | 8,282 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $643,000 | 5,101 |
| Salaries and employee benefits | $378,000 | 4,824 |
| Premises and equipment expense | $44,000 | 7,119 |
| Additional noninterest expense | $221,000 | 4,612 |
| Pre-tax net operating income | $263,000 | 5,145 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $120,000 | 3,625 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $143,000 | 5,947 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,218,000 | 5,031 |
| Total interest expense | $2,016,000 | 4,769 |
| Net interest income | $3,202,000 | 5,078 |
| Provision for loan and lease losses | $432,000 | 2,672 |
| Total noninterest income | $89,000 | 8,531 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $34,000 | 7,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $2,076,000 | 5,755 |
| Salaries and employee benefits | $1,010,000 | 6,113 |
| Premises and equipment expense | $186,000 | 6,955 |
| Additional noninterest expense | $880,000 | 4,613 |
| Pre-tax net operating income | $783,000 | 5,822 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $279,000 | 4,564 |
| Income before extraordinary items | $525,000 | 6,284 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $525,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,253 |
| Cash dividends | $110,000 | 5,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $511,350 | 6,193 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,933,000 | 5,653 |
| Total interest expense | $2,685,000 | 5,142 |
| Net interest income | $2,248,000 | 6,054 |
| Provision for loan and lease losses | $-12,000 | 9,445 |
| Total noninterest income | $24,000 | 9,394 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $21,000 | 8,109 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,000 | 9,387 |
| Total noninterest expense | $1,638,000 | 6,493 |
| Salaries and employee benefits | $832,000 | 6,645 |
| Premises and equipment expense | $148,000 | 7,555 |
| Additional noninterest expense | $658,000 | 5,497 |
| Pre-tax net operating income | $646,000 | 5,998 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $219,000 | 4,865 |
| Income before extraordinary items | $427,000 | 6,416 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $427,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 9,461 |
| Cash dividends | $10,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $427,000 | 6,290 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 6,134 |
| Total interest expense | $2,566,000 | 5,461 |
| Net interest income | $1,884,000 | 6,754 |
| Provision for loan and lease losses | $58,000 | 6,353 |
| Total noninterest income | $56,000 | 9,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,200 |
| Total noninterest expense | $1,342,000 | 7,128 |
| Salaries and employee benefits | $645,000 | 7,456 |
| Premises and equipment expense | $98,000 | 8,483 |
| Additional noninterest expense | $599,000 | 5,796 |
| Pre-tax net operating income | $540,000 | 6,820 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $224,000 | 5,182 |
| Income before extraordinary items | $316,000 | 7,379 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $316,000 | 7,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,142 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $316,000 | 7,379 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 6,535 |
| Total interest expense | $2,102,000 | 5,801 |
| Net interest income | $1,691,000 | 7,214 |
| Provision for loan and lease losses | $164,000 | 4,070 |
| Total noninterest income | $94,000 | 8,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,430 |
| Total noninterest expense | $1,109,000 | 7,822 |
| Salaries and employee benefits | $485,000 | 8,423 |
| Premises and equipment expense | $86,000 | 8,905 |
| Additional noninterest expense | $538,000 | 6,235 |
| Pre-tax net operating income | $512,000 | 7,087 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $205,000 | 5,648 |
| Income before extraordinary items | $307,000 | 7,554 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $307,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $307,000 | 7,524 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 9,285 |
| Total interest expense | $879,000 | 8,738 |
| Net interest income | $627,000 | 9,672 |
| Provision for loan and lease losses | $-59,000 | 10,283 |
| Total noninterest income | $29,000 | 10,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,614 |
| Total noninterest expense | $513,000 | 9,734 |
| Salaries and employee benefits | $155,000 | 10,260 |
| Premises and equipment expense | $36,000 | 10,092 |
| Additional noninterest expense | $322,000 | 7,914 |
| Pre-tax net operating income | $202,000 | 8,898 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $82,000 | 7,796 |
| Income before extraordinary items | $120,000 | 9,186 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $120,000 | 9,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 10,263 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $120,000 | 9,114 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 9,004 |
| Total interest expense | $1,187,000 | 8,154 |
| Net interest income | $821,000 | 9,615 |
| Provision for loan and lease losses | $-146,000 | 10,807 |
| Total noninterest income | $209,000 | 7,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 4,992 |
| Total noninterest expense | $813,000 | 8,988 |
| Salaries and employee benefits | $364,000 | 9,506 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $336,000 | 7,946 |
| Pre-tax net operating income | $366,000 | 8,636 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $362,000 | 7,902 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $362,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 10,656 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $362,000 | 7,850 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 10,851 |
| Total interest expense | $533,000 | 10,484 |
| Net interest income | $447,000 | 11,001 |
| Provision for loan and lease losses | $69,000 | 5,880 |
| Total noninterest income | $214,000 | 8,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,346 |
| Total noninterest expense | $1,140,000 | 8,193 |
| Salaries and employee benefits | $332,000 | 10,097 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $675,000 | 5,885 |
| Pre-tax net operating income | $-548,000 | 11,257 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $-549,000 | 11,285 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-549,000 | 11,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-549,000 | 11,257 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 10,853 |
| Total interest expense | $588,000 | 10,711 |
| Net interest income | $705,000 | 10,823 |
| Provision for loan and lease losses | $568,000 | 1,429 |
| Total noninterest income | $86,000 | 10,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 9,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $1,123,000 | 8,491 |
| Salaries and employee benefits | $325,000 | 10,545 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $639,000 | 6,263 |
| Pre-tax net operating income | $-903,000 | 11,862 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-904,000 | 11,858 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-904,000 | 11,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 1,125 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-904,000 | 11,850 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 10,635 |
| Total interest expense | $525,000 | 10,988 |
| Net interest income | $1,026,000 | 10,310 |
| Provision for loan and lease losses | $309,000 | 2,200 |
| Total noninterest income | $141,000 | 9,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 7,391 |
| Total noninterest expense | $1,281,000 | 8,314 |
| Salaries and employee benefits | $390,000 | 10,371 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $696,000 | 6,347 |
| Pre-tax net operating income | $-423,000 | 12,358 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-424,000 | 12,330 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-424,000 | 12,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,815 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-424,000 | 12,341 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 10,692 |
| Total interest expense | $693,000 | 10,627 |
| Net interest income | $1,062,000 | 10,556 |
| Provision for loan and lease losses | $284,000 | 3,132 |
| Total noninterest income | $58,000 | 12,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $1,072,000 | 9,434 |
| Salaries and employee benefits | $332,000 | 11,336 |
| Premises and equipment expense | $203,000 | 7,624 |
| Additional noninterest expense | $537,000 | 7,891 |
| Pre-tax net operating income | $-236,000 | 12,726 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,000 | 12,075 |
| Income before extraordinary items | $-237,000 | 12,787 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-237,000 | 12,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 2,175 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-237,000 | 12,711 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,802,000 | 11,304 |
| Total interest expense | $843,000 | 11,128 |
| Net interest income | $959,000 | 11,259 |
| Provision for loan and lease losses | $636,000 | 2,531 |
| Total noninterest income | $48,000 | 13,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $1,157,000 | 9,249 |
| Salaries and employee benefits | $484,000 | 9,933 |
| Premises and equipment expense | $209,000 | 7,640 |
| Additional noninterest expense | $464,000 | 8,819 |
| Pre-tax net operating income | $-786,000 | 13,431 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-787,000 | 13,497 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-787,000 | 13,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 2,894 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-787,000 | 13,410 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.