Home > CIGNA Bank & Trust Company, FSB > Income and Expense
CIGNA Bank & Trust Company, FSB, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 5,151 |
| Total interest expense | $472,000 | 3,826 |
| Net interest income | $668,000 | 5,781 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $650,000 | 1,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $650,000 | 1,067 |
| Total noninterest expense | $807,000 | 4,442 |
| Salaries and employee benefits | $347,000 | 5,216 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $408,000 | 2,858 |
| Pre-tax net operating income | $511,000 | 3,459 |
| Securities gains (losses) | $-107,000 | 9,068 |
| Applicable income taxes | $81,000 | 4,121 |
| Income before extraordinary items | $323,000 | 4,077 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $408,600 | 3,337 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,862,000 | 6,680 |
| Total interest expense | $1,066,000 | 5,938 |
| Net interest income | $1,796,000 | 6,906 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $2,476,000 | 1,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,476,000 | 1,233 |
| Total noninterest expense | $2,969,000 | 4,630 |
| Salaries and employee benefits | $1,147,000 | 5,792 |
| Premises and equipment expense | $233,000 | 6,395 |
| Additional noninterest expense | $1,589,000 | 2,918 |
| Pre-tax net operating income | $1,303,000 | 4,477 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $396,000 | 3,801 |
| Income before extraordinary items | $914,000 | 4,895 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $914,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $909,100 | 4,751 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 7,090 |
| Total interest expense | $667,000 | 6,595 |
| Net interest income | $1,234,000 | 7,185 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,834,000 | 2,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,834,000 | 1,320 |
| Total noninterest expense | $2,194,000 | 4,658 |
| Salaries and employee benefits | $894,000 | 5,619 |
| Premises and equipment expense | $157,000 | 6,673 |
| Additional noninterest expense | $1,143,000 | 3,026 |
| Pre-tax net operating income | $874,000 | 4,911 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $260,000 | 4,200 |
| Income before extraordinary items | $621,000 | 5,312 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $621,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $616,100 | 5,146 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 7,538 |
| Total interest expense | $374,000 | 7,158 |
| Net interest income | $698,000 | 7,588 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,210,000 | 2,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,210,000 | 1,330 |
| Total noninterest expense | $1,369,000 | 4,897 |
| Salaries and employee benefits | $553,000 | 5,895 |
| Premises and equipment expense | $107,000 | 6,600 |
| Additional noninterest expense | $709,000 | 3,199 |
| Pre-tax net operating income | $539,000 | 5,122 |
| Securities gains (losses) | $9,000 | 2,996 |
| Applicable income taxes | $176,000 | 4,215 |
| Income before extraordinary items | $372,000 | 5,594 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $372,000 | 5,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $365,880 | 5,412 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,832 |
| Total interest expense | $162,000 | 7,591 |
| Net interest income | $319,000 | 7,799 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $598,000 | 2,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $598,000 | 1,306 |
| Total noninterest expense | $680,000 | 4,895 |
| Salaries and employee benefits | $289,000 | 5,747 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $340,000 | 3,277 |
| Pre-tax net operating income | $237,000 | 5,426 |
| Securities gains (losses) | $9,000 | 2,215 |
| Applicable income taxes | $78,000 | 4,407 |
| Income before extraordinary items | $168,000 | 5,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 5,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $161,880 | 5,646 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 8,619 |
| Total interest expense | $393,000 | 8,681 |
| Net interest income | $872,000 | 8,469 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,690,000 | 2,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,690,000 | 1,496 |
| Total noninterest expense | $2,368,000 | 5,271 |
| Salaries and employee benefits | $953,000 | 6,302 |
| Premises and equipment expense | $31,000 | 9,156 |
| Additional noninterest expense | $1,384,000 | 3,168 |
| Pre-tax net operating income | $194,000 | 7,944 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $63,000 | 6,371 |
| Income before extraordinary items | $133,000 | 8,177 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $133,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $131,640 | 8,083 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $222,000 | 9,532 |
| Total interest expense | $18,000 | 9,552 |
| Net interest income | $204,000 | 9,487 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $767,000 | 3,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $767,000 | 2,449 |
| Total noninterest expense | $763,000 | 8,537 |
| Salaries and employee benefits | $320,000 | 8,987 |
| Premises and equipment expense | $13,000 | 9,542 |
| Additional noninterest expense | $430,000 | 6,924 |
| Pre-tax net operating income | $208,000 | 7,834 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $86,000 | 6,180 |
| Income before extraordinary items | $122,000 | 8,206 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $122,000 | 8,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $11,225,000 | 62 |
| Net operating income | $122,000 | 8,096 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.