Home > Ciera Bank > Income and Expense
Ciera Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $51,799,000 | 898 |
| Total interest expense | $19,398,000 | 795 |
| Net interest income | $32,401,000 | 974 |
| Provision for loan and lease losses | $-4,014,000 | 4,542 |
| Total noninterest income | $3,309,000 | 1,538 |
| Gross Fiduciary activities income | $880,000 | 529 |
| Service charges on deposit accounts | $382,000 | 1,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,047,000 | 1,599 |
| Total noninterest expense | $21,547,000 | 1,139 |
| Salaries and employee benefits | $13,037,000 | 1,088 |
| Premises and equipment expense | $2,899,000 | 900 |
| Additional noninterest expense | $2,047,000 | 1,599 |
| Pre-tax net operating income | $18,177,000 | 740 |
| Securities gains (losses) | $72,000 | 320 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $18,249,000 | 613 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $18,249,000 | 623 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $18,249,000 | 616 |
| Net charge-offs | $-2,583,000 | 4,591 |
| Cash dividends | $8,497,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $18,177,000 | 634 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $37,465,000 | 911 |
| Total interest expense | $13,610,000 | 790 |
| Net interest income | $23,855,000 | 988 |
| Provision for loan and lease losses | $-4,242,000 | 4,574 |
| Total noninterest income | $2,555,000 | 1,510 |
| Gross Fiduciary activities income | $667,000 | 522 |
| Service charges on deposit accounts | $286,000 | 1,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,602,000 | 1,552 |
| Total noninterest expense | $15,972,000 | 1,151 |
| Salaries and employee benefits | $9,658,000 | 1,101 |
| Premises and equipment expense | $2,210,000 | 896 |
| Additional noninterest expense | $1,602,000 | 1,552 |
| Pre-tax net operating income | $14,680,000 | 721 |
| Securities gains (losses) | $72,000 | 206 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $14,752,000 | 605 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $14,752,000 | 609 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $14,752,000 | 605 |
| Net charge-offs | $-2,585,000 | 4,618 |
| Cash dividends | $5,454,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $14,680,000 | 618 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $23,883,000 | 924 |
| Total interest expense | $7,851,000 | 804 |
| Net interest income | $16,032,000 | 988 |
| Provision for loan and lease losses | $-1,450,000 | 4,585 |
| Total noninterest income | $1,801,000 | 1,393 |
| Gross Fiduciary activities income | $466,000 | 509 |
| Service charges on deposit accounts | $193,000 | 1,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,142,000 | 1,413 |
| Total noninterest expense | $10,569,000 | 1,149 |
| Salaries and employee benefits | $6,385,000 | 1,092 |
| Premises and equipment expense | $1,428,000 | 908 |
| Additional noninterest expense | $1,142,000 | 1,412 |
| Pre-tax net operating income | $8,714,000 | 782 |
| Securities gains (losses) | $72,000 | 222 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $8,786,000 | 660 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,786,000 | 671 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,786,000 | 660 |
| Net charge-offs | $-51,000 | 4,336 |
| Cash dividends | $3,656,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $8,714,000 | 672 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $10,814,000 | 992 |
| Total interest expense | $2,755,000 | 946 |
| Net interest income | $8,059,000 | 990 |
| Provision for loan and lease losses | $-171,000 | 4,568 |
| Total noninterest income | $1,007,000 | 1,287 |
| Gross Fiduciary activities income | $245,000 | 514 |
| Service charges on deposit accounts | $99,000 | 1,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $663,000 | 1,274 |
| Total noninterest expense | $5,289,000 | 1,164 |
| Salaries and employee benefits | $3,195,000 | 1,119 |
| Premises and equipment expense | $698,000 | 948 |
| Additional noninterest expense | $663,000 | 1,274 |
| Pre-tax net operating income | $3,948,000 | 886 |
| Securities gains (losses) | $56,000 | 243 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $4,004,000 | 744 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,004,000 | 743 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $4,004,000 | 743 |
| Net charge-offs | $-2,000 | 3,519 |
| Cash dividends | $1,839,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $3,948,000 | 764 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $35,589,000 | 989 |
| Total interest expense | $3,793,000 | 972 |
| Net interest income | $31,796,000 | 974 |
| Provision for loan and lease losses | $7,735,000 | 202 |
| Total noninterest income | $3,230,000 | 1,565 |
| Gross Fiduciary activities income | $881,000 | 540 |
| Service charges on deposit accounts | $370,000 | 2,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,979,000 | 1,634 |
| Total noninterest expense | $19,495,000 | 1,211 |
| Salaries and employee benefits | $11,577,000 | 1,176 |
| Premises and equipment expense | $2,599,000 | 979 |
| Additional noninterest expense | $1,979,000 | 1,634 |
| Pre-tax net operating income | $7,796,000 | 1,510 |
| Securities gains (losses) | $21,000 | 333 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $7,817,000 | 1,331 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,817,000 | 1,331 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,817,000 | 1,331 |
| Net charge-offs | $5,882,000 | 132 |
| Cash dividends | $4,753,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,796,000 | 1,351 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $24,997,000 | 1,002 |
| Total interest expense | $2,296,000 | 892 |
| Net interest income | $22,701,000 | 1,009 |
| Provision for loan and lease losses | $7,735,000 | 159 |
| Total noninterest income | $2,300,000 | 1,629 |
| Gross Fiduciary activities income | $666,000 | 533 |
| Service charges on deposit accounts | $281,000 | 2,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,353,000 | 1,740 |
| Total noninterest expense | $14,058,000 | 1,239 |
| Salaries and employee benefits | $8,308,000 | 1,215 |
| Premises and equipment expense | $1,962,000 | 964 |
| Additional noninterest expense | $1,353,000 | 1,740 |
| Pre-tax net operating income | $3,208,000 | 2,216 |
| Securities gains (losses) | $21,000 | 335 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,229,000 | 1,997 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,229,000 | 1,996 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,229,000 | 1,996 |
| Net charge-offs | $5,878,000 | 103 |
| Cash dividends | $3,414,000 | 770 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,208,000 | 2,041 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $15,627,000 | 1,022 |
| Total interest expense | $1,474,000 | 776 |
| Net interest income | $14,153,000 | 1,038 |
| Provision for loan and lease losses | $7,735,000 | 107 |
| Total noninterest income | $1,552,000 | 1,607 |
| Gross Fiduciary activities income | $455,000 | 494 |
| Service charges on deposit accounts | $188,000 | 2,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $909,000 | 1,778 |
| Total noninterest expense | $9,109,000 | 1,263 |
| Salaries and employee benefits | $5,457,000 | 1,219 |
| Premises and equipment expense | $1,287,000 | 971 |
| Additional noninterest expense | $2,365,000 | 1,418 |
| Pre-tax net operating income | $-1,139,000 | 4,738 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $-1,139,000 | 4,713 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,139,000 | 4,713 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-1,139,000 | 4,713 |
| Net charge-offs | $5,899,000 | 79 |
| Cash dividends | $1,672,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-1,139,000 | 4,733 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,626,000 | 1,019 |
| Total interest expense | $751,000 | 724 |
| Net interest income | $6,875,000 | 1,038 |
| Provision for loan and lease losses | $1,835,000 | 136 |
| Total noninterest income | $621,000 | 1,837 |
| Gross Fiduciary activities income | $99,000 | 603 |
| Service charges on deposit accounts | $97,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 1,854 |
| Total noninterest expense | $4,462,000 | 1,276 |
| Salaries and employee benefits | $2,706,000 | 1,224 |
| Premises and equipment expense | $676,000 | 936 |
| Additional noninterest expense | $1,080,000 | 1,488 |
| Pre-tax net operating income | $1,199,000 | 1,920 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,199,000 | 1,703 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,199,000 | 1,703 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,199,000 | 1,703 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $1,672,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,199,000 | 1,722 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $30,954,000 | 1,025 |
| Total interest expense | $4,017,000 | 670 |
| Net interest income | $26,937,000 | 1,066 |
| Provision for loan and lease losses | $-538,000 | 4,452 |
| Total noninterest income | $2,868,000 | 1,855 |
| Gross Fiduciary activities income | $384,000 | 605 |
| Service charges on deposit accounts | $363,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,121,000 | 1,850 |
| Total noninterest expense | $17,211,000 | 1,312 |
| Salaries and employee benefits | $10,321,000 | 1,273 |
| Premises and equipment expense | $2,203,000 | 1,113 |
| Additional noninterest expense | $4,687,000 | 1,400 |
| Pre-tax net operating income | $13,132,000 | 1,041 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $13,132,000 | 921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $13,132,000 | 921 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $13,132,000 | 921 |
| Net charge-offs | $-986,000 | 4,780 |
| Cash dividends | $6,516,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $13,132,000 | 909 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $23,360,000 | 1,042 |
| Total interest expense | $3,214,000 | 665 |
| Net interest income | $20,146,000 | 1,086 |
| Provision for loan and lease losses | $198,000 | 1,499 |
| Total noninterest income | $2,243,000 | 1,855 |
| Gross Fiduciary activities income | $282,000 | 604 |
| Service charges on deposit accounts | $271,000 | 1,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,690,000 | 1,839 |
| Total noninterest expense | $12,467,000 | 1,348 |
| Salaries and employee benefits | $7,653,000 | 1,285 |
| Premises and equipment expense | $1,600,000 | 1,159 |
| Additional noninterest expense | $3,214,000 | 1,509 |
| Pre-tax net operating income | $9,724,000 | 1,099 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $9,724,000 | 970 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $9,724,000 | 970 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $9,724,000 | 970 |
| Net charge-offs | $18,000 | 1,784 |
| Cash dividends | $4,916,000 | 605 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $9,724,000 | 956 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $15,792,000 | 1,017 |
| Total interest expense | $2,330,000 | 641 |
| Net interest income | $13,462,000 | 1,072 |
| Provision for loan and lease losses | $198,000 | 1,212 |
| Total noninterest income | $1,610,000 | 1,730 |
| Gross Fiduciary activities income | $178,000 | 614 |
| Service charges on deposit accounts | $178,000 | 1,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,254,000 | 1,689 |
| Total noninterest expense | $8,254,000 | 1,346 |
| Salaries and employee benefits | $5,097,000 | 1,286 |
| Premises and equipment expense | $1,018,000 | 1,199 |
| Additional noninterest expense | $2,139,000 | 1,491 |
| Pre-tax net operating income | $6,620,000 | 1,058 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $6,620,000 | 942 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,620,000 | 942 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,620,000 | 942 |
| Net charge-offs | $8,000 | 1,799 |
| Cash dividends | $3,302,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $6,620,000 | 925 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $8,084,000 | 985 |
| Total interest expense | $1,240,000 | 637 |
| Net interest income | $6,844,000 | 1,044 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $570,000 | 2,096 |
| Gross Fiduciary activities income | $79,000 | 629 |
| Service charges on deposit accounts | $91,000 | 1,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,155 |
| Total noninterest expense | $4,123,000 | 1,336 |
| Salaries and employee benefits | $2,599,000 | 1,246 |
| Premises and equipment expense | $476,000 | 1,282 |
| Additional noninterest expense | $1,048,000 | 1,493 |
| Pre-tax net operating income | $3,291,000 | 1,062 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $3,291,000 | 939 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $3,291,000 | 939 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,291,000 | 939 |
| Net charge-offs | $-7,000 | 3,920 |
| Cash dividends | $1,664,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,291,000 | 920 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $32,293,000 | 993 |
| Total interest expense | $6,130,000 | 782 |
| Net interest income | $26,163,000 | 1,028 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $2,448,000 | 1,904 |
| Gross Fiduciary activities income | $497,000 | 572 |
| Service charges on deposit accounts | $336,000 | 2,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,615,000 | 2,017 |
| Total noninterest expense | $17,951,000 | 1,205 |
| Salaries and employee benefits | $10,481,000 | 1,210 |
| Premises and equipment expense | $1,814,000 | 1,289 |
| Additional noninterest expense | $5,656,000 | 1,148 |
| Pre-tax net operating income | $10,660,000 | 1,013 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $10,660,000 | 904 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,660,000 | 904 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,660,000 | 904 |
| Net charge-offs | $-239,000 | 4,884 |
| Cash dividends | $6,959,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $10,660,000 | 863 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $24,937,000 | 978 |
| Total interest expense | $4,734,000 | 814 |
| Net interest income | $20,203,000 | 999 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,856,000 | 1,865 |
| Gross Fiduciary activities income | $396,000 | 563 |
| Service charges on deposit accounts | $237,000 | 2,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,223,000 | 1,951 |
| Total noninterest expense | $12,520,000 | 1,264 |
| Salaries and employee benefits | $7,776,000 | 1,205 |
| Premises and equipment expense | $1,394,000 | 1,262 |
| Additional noninterest expense | $3,350,000 | 1,384 |
| Pre-tax net operating income | $9,539,000 | 835 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $9,539,000 | 743 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $9,539,000 | 743 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $9,539,000 | 743 |
| Net charge-offs | $-242,000 | 4,927 |
| Cash dividends | $5,322,000 | 546 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $9,539,000 | 715 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $17,105,000 | 966 |
| Total interest expense | $3,285,000 | 844 |
| Net interest income | $13,820,000 | 977 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,300,000 | 1,758 |
| Gross Fiduciary activities income | $294,000 | 551 |
| Service charges on deposit accounts | $219,000 | 1,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $787,000 | 1,918 |
| Total noninterest expense | $8,378,000 | 1,252 |
| Salaries and employee benefits | $5,227,000 | 1,192 |
| Premises and equipment expense | $1,004,000 | 1,170 |
| Additional noninterest expense | $2,147,000 | 1,418 |
| Pre-tax net operating income | $6,742,000 | 718 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $6,742,000 | 643 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,742,000 | 643 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,742,000 | 643 |
| Net charge-offs | $-106,000 | 4,896 |
| Cash dividends | $2,134,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $6,742,000 | 616 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $8,112,000 | 1,008 |
| Total interest expense | $1,588,000 | 957 |
| Net interest income | $6,524,000 | 1,007 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $707,000 | 1,587 |
| Gross Fiduciary activities income | $162,000 | 542 |
| Service charges on deposit accounts | $128,000 | 1,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $417,000 | 1,688 |
| Total noninterest expense | $4,162,000 | 1,271 |
| Salaries and employee benefits | $2,601,000 | 1,198 |
| Premises and equipment expense | $521,000 | 1,150 |
| Additional noninterest expense | $1,040,000 | 1,471 |
| Pre-tax net operating income | $3,069,000 | 719 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $3,069,000 | 630 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,069,000 | 630 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,069,000 | 630 |
| Net charge-offs | $-12,000 | 4,522 |
| Cash dividends | $1,998,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,069,000 | 618 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $30,435,000 | 1,072 |
| Total interest expense | $5,353,000 | 1,179 |
| Net interest income | $25,082,000 | 1,045 |
| Provision for loan and lease losses | $-1,338,000 | 5,141 |
| Total noninterest income | $2,282,000 | 1,844 |
| Gross Fiduciary activities income | $622,000 | 549 |
| Service charges on deposit accounts | $499,000 | 1,931 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,161,000 | 2,088 |
| Total noninterest expense | $15,869,000 | 1,296 |
| Salaries and employee benefits | $10,172,000 | 1,190 |
| Premises and equipment expense | $1,888,000 | 1,224 |
| Additional noninterest expense | $3,809,000 | 1,577 |
| Pre-tax net operating income | $12,833,000 | 853 |
| Securities gains (losses) | $58,000 | 1,182 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $12,891,000 | 753 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,891,000 | 754 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,891,000 | 754 |
| Net charge-offs | $-96,000 | 4,886 |
| Cash dividends | $7,626,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $12,833,000 | 743 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $22,283,000 | 1,097 |
| Total interest expense | $3,755,000 | 1,244 |
| Net interest income | $18,528,000 | 1,070 |
| Provision for loan and lease losses | $-1,358,000 | 5,223 |
| Total noninterest income | $1,685,000 | 1,859 |
| Gross Fiduciary activities income | $469,000 | 542 |
| Service charges on deposit accounts | $370,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 2,109 |
| Total noninterest expense | $11,844,000 | 1,302 |
| Salaries and employee benefits | $7,662,000 | 1,188 |
| Premises and equipment expense | $1,390,000 | 1,250 |
| Additional noninterest expense | $2,792,000 | 1,599 |
| Pre-tax net operating income | $9,727,000 | 862 |
| Securities gains (losses) | $58,000 | 1,009 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $9,785,000 | 751 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $9,785,000 | 753 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $9,785,000 | 752 |
| Net charge-offs | $17,000 | 2,774 |
| Cash dividends | $5,657,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $9,727,000 | 740 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $14,698,000 | 1,098 |
| Total interest expense | $2,302,000 | 1,322 |
| Net interest income | $12,396,000 | 1,061 |
| Provision for loan and lease losses | $-1,358,000 | 5,282 |
| Total noninterest income | $1,195,000 | 1,776 |
| Gross Fiduciary activities income | $310,000 | 544 |
| Service charges on deposit accounts | $245,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $640,000 | 1,948 |
| Total noninterest expense | $8,007,000 | 1,298 |
| Salaries and employee benefits | $5,137,000 | 1,178 |
| Premises and equipment expense | $932,000 | 1,257 |
| Additional noninterest expense | $1,938,000 | 1,554 |
| Pre-tax net operating income | $6,942,000 | 795 |
| Securities gains (losses) | $11,000 | 1,200 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $6,953,000 | 699 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,953,000 | 699 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,953,000 | 699 |
| Net charge-offs | $78,000 | 1,554 |
| Cash dividends | $3,675,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $6,942,000 | 685 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,011,000 | 1,135 |
| Total interest expense | $1,060,000 | 1,373 |
| Net interest income | $5,951,000 | 1,103 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $618,000 | 1,697 |
| Gross Fiduciary activities income | $150,000 | 552 |
| Service charges on deposit accounts | $123,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 1,825 |
| Total noninterest expense | $3,949,000 | 1,308 |
| Salaries and employee benefits | $2,572,000 | 1,180 |
| Premises and equipment expense | $459,000 | 1,294 |
| Additional noninterest expense | $918,000 | 1,625 |
| Pre-tax net operating income | $2,620,000 | 983 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $2,620,000 | 887 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,620,000 | 886 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,620,000 | 886 |
| Net charge-offs | $-42,000 | 5,034 |
| Cash dividends | $1,809,000 | 551 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $2,620,000 | 866 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $26,665,000 | 1,112 |
| Total interest expense | $2,855,000 | 1,484 |
| Net interest income | $23,810,000 | 1,072 |
| Provision for loan and lease losses | $4,407,000 | 281 |
| Total noninterest income | $2,598,000 | 1,704 |
| Gross Fiduciary activities income | $615,000 | 556 |
| Service charges on deposit accounts | $526,000 | 1,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,457,000 | 1,829 |
| Total noninterest expense | $15,193,000 | 1,334 |
| Salaries and employee benefits | $9,758,000 | 1,194 |
| Premises and equipment expense | $1,830,000 | 1,270 |
| Additional noninterest expense | $3,605,000 | 1,637 |
| Pre-tax net operating income | $6,808,000 | 1,381 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $6,808,000 | 1,247 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,808,000 | 1,245 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,808,000 | 1,246 |
| Net charge-offs | $3,241,000 | 267 |
| Cash dividends | $7,098,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $6,808,000 | 1,240 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $19,488,000 | 1,122 |
| Total interest expense | $1,849,000 | 1,588 |
| Net interest income | $17,639,000 | 1,083 |
| Provision for loan and lease losses | $495,000 | 1,145 |
| Total noninterest income | $1,954,000 | 1,712 |
| Gross Fiduciary activities income | $446,000 | 563 |
| Service charges on deposit accounts | $391,000 | 1,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,117,000 | 1,817 |
| Total noninterest expense | $11,250,000 | 1,346 |
| Salaries and employee benefits | $7,311,000 | 1,192 |
| Premises and equipment expense | $1,375,000 | 1,267 |
| Additional noninterest expense | $2,564,000 | 1,705 |
| Pre-tax net operating income | $7,848,000 | 1,009 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $7,848,000 | 880 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,848,000 | 878 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,848,000 | 879 |
| Net charge-offs | $326,000 | 943 |
| Cash dividends | $4,966,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $7,848,000 | 874 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,363,000 | 1,166 |
| Total interest expense | $1,155,000 | 1,588 |
| Net interest income | $11,208,000 | 1,119 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $1,281,000 | 1,735 |
| Gross Fiduciary activities income | $294,000 | 569 |
| Service charges on deposit accounts | $263,000 | 1,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $724,000 | 1,841 |
| Total noninterest expense | $7,291,000 | 1,395 |
| Salaries and employee benefits | $4,874,000 | 1,194 |
| Premises and equipment expense | $918,000 | 1,273 |
| Additional noninterest expense | $1,499,000 | 1,920 |
| Pre-tax net operating income | $5,078,000 | 1,013 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $5,078,000 | 888 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,078,000 | 886 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,078,000 | 887 |
| Net charge-offs | $343,000 | 674 |
| Cash dividends | $3,021,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $5,078,000 | 880 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $6,130,000 | 1,168 |
| Total interest expense | $565,000 | 1,568 |
| Net interest income | $5,565,000 | 1,128 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $640,000 | 1,725 |
| Gross Fiduciary activities income | $156,000 | 559 |
| Service charges on deposit accounts | $136,000 | 1,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 1,846 |
| Total noninterest expense | $3,602,000 | 1,413 |
| Salaries and employee benefits | $2,444,000 | 1,197 |
| Premises and equipment expense | $451,000 | 1,313 |
| Additional noninterest expense | $707,000 | 2,024 |
| Pre-tax net operating income | $2,553,000 | 991 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $2,553,000 | 859 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $2,553,000 | 860 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,553,000 | 859 |
| Net charge-offs | $149,000 | 683 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $2,553,000 | 849 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $24,417,000 | 1,140 |
| Total interest expense | $2,008,000 | 1,532 |
| Net interest income | $22,409,000 | 1,106 |
| Provision for loan and lease losses | $415,000 | 1,622 |
| Total noninterest income | $3,038,000 | 1,571 |
| Gross Fiduciary activities income | $634,000 | 541 |
| Service charges on deposit accounts | $596,000 | 1,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,808,000 | 1,629 |
| Total noninterest expense | $14,291,000 | 1,398 |
| Salaries and employee benefits | $9,509,000 | 1,208 |
| Premises and equipment expense | $1,833,000 | 1,271 |
| Additional noninterest expense | $2,949,000 | 1,963 |
| Pre-tax net operating income | $10,741,000 | 934 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $10,741,000 | 704 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $10,741,000 | 703 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $10,741,000 | 704 |
| Net charge-offs | $-128,000 | 5,358 |
| Cash dividends | $7,687,000 | 460 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $10,741,000 | 692 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $18,255,000 | 1,136 |
| Total interest expense | $1,436,000 | 1,571 |
| Net interest income | $16,819,000 | 1,105 |
| Provision for loan and lease losses | $310,000 | 1,596 |
| Total noninterest income | $2,270,000 | 1,596 |
| Gross Fiduciary activities income | $457,000 | 553 |
| Service charges on deposit accounts | $450,000 | 1,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,363,000 | 1,639 |
| Total noninterest expense | $10,691,000 | 1,391 |
| Salaries and employee benefits | $7,130,000 | 1,217 |
| Premises and equipment expense | $1,410,000 | 1,247 |
| Additional noninterest expense | $2,151,000 | 2,003 |
| Pre-tax net operating income | $8,088,000 | 953 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $8,088,000 | 758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,088,000 | 756 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,088,000 | 758 |
| Net charge-offs | $-79,000 | 5,278 |
| Cash dividends | $5,756,000 | 447 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $8,088,000 | 745 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $12,240,000 | 1,130 |
| Total interest expense | $920,000 | 1,577 |
| Net interest income | $11,320,000 | 1,099 |
| Provision for loan and lease losses | $310,000 | 1,151 |
| Total noninterest income | $1,485,000 | 1,614 |
| Gross Fiduciary activities income | $287,000 | 569 |
| Service charges on deposit accounts | $300,000 | 1,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $898,000 | 1,647 |
| Total noninterest expense | $7,069,000 | 1,415 |
| Salaries and employee benefits | $4,734,000 | 1,223 |
| Premises and equipment expense | $942,000 | 1,254 |
| Additional noninterest expense | $1,393,000 | 2,047 |
| Pre-tax net operating income | $5,426,000 | 927 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $5,426,000 | 740 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,426,000 | 739 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,426,000 | 740 |
| Net charge-offs | $-104,000 | 5,450 |
| Cash dividends | $3,899,000 | 446 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $5,426,000 | 720 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $6,398,000 | 1,083 |
| Total interest expense | $453,000 | 1,576 |
| Net interest income | $5,945,000 | 1,039 |
| Provision for loan and lease losses | $190,000 | 972 |
| Total noninterest income | $641,000 | 1,744 |
| Gross Fiduciary activities income | $137,000 | 587 |
| Service charges on deposit accounts | $152,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 1,886 |
| Total noninterest expense | $3,472,000 | 1,447 |
| Salaries and employee benefits | $2,340,000 | 1,245 |
| Premises and equipment expense | $442,000 | 1,333 |
| Additional noninterest expense | $690,000 | 2,069 |
| Pre-tax net operating income | $2,924,000 | 837 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $2,924,000 | 680 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,924,000 | 680 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,924,000 | 680 |
| Net charge-offs | $-92,000 | 5,600 |
| Cash dividends | $1,981,000 | 424 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $2,924,000 | 668 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $23,328,000 | 1,133 |
| Total interest expense | $1,676,000 | 1,634 |
| Net interest income | $21,652,000 | 1,096 |
| Provision for loan and lease losses | $529,000 | 1,416 |
| Total noninterest income | $2,765,000 | 1,737 |
| Gross Fiduciary activities income | $579,000 | 564 |
| Service charges on deposit accounts | $717,000 | 1,582 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,469,000 | 1,919 |
| Total noninterest expense | $13,427,000 | 1,465 |
| Salaries and employee benefits | $8,632,000 | 1,292 |
| Premises and equipment expense | $1,814,000 | 1,286 |
| Additional noninterest expense | $2,981,000 | 1,994 |
| Pre-tax net operating income | $10,461,000 | 895 |
| Securities gains (losses) | $22,000 | 2,312 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $10,483,000 | 735 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,483,000 | 732 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $10,483,000 | 734 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $7,642,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $10,461,000 | 723 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $17,405,000 | 1,139 |
| Total interest expense | $1,237,000 | 1,661 |
| Net interest income | $16,168,000 | 1,100 |
| Provision for loan and lease losses | $367,000 | 1,421 |
| Total noninterest income | $2,014,000 | 1,768 |
| Gross Fiduciary activities income | $424,000 | 566 |
| Service charges on deposit accounts | $545,000 | 1,568 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,045,000 | 1,989 |
| Total noninterest expense | $10,008,000 | 1,475 |
| Salaries and employee benefits | $6,482,000 | 1,287 |
| Premises and equipment expense | $1,318,000 | 1,331 |
| Additional noninterest expense | $2,208,000 | 2,007 |
| Pre-tax net operating income | $7,807,000 | 900 |
| Securities gains (losses) | $64,000 | 1,582 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $7,871,000 | 730 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,871,000 | 730 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,871,000 | 730 |
| Net charge-offs | $-48,000 | 5,354 |
| Cash dividends | $5,509,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $7,807,000 | 718 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,507,000 | 1,150 |
| Total interest expense | $785,000 | 1,734 |
| Net interest income | $10,722,000 | 1,108 |
| Provision for loan and lease losses | $199,000 | 1,653 |
| Total noninterest income | $1,297,000 | 1,799 |
| Gross Fiduciary activities income | $231,000 | 616 |
| Service charges on deposit accounts | $366,000 | 1,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $700,000 | 1,948 |
| Total noninterest expense | $6,680,000 | 1,482 |
| Salaries and employee benefits | $4,329,000 | 1,299 |
| Premises and equipment expense | $867,000 | 1,337 |
| Additional noninterest expense | $1,484,000 | 1,988 |
| Pre-tax net operating income | $5,140,000 | 911 |
| Securities gains (losses) | $64,000 | 1,267 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $5,204,000 | 729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,204,000 | 728 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,204,000 | 728 |
| Net charge-offs | $-51,000 | 5,511 |
| Cash dividends | $3,835,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,140,000 | 712 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 1,150 |
| Total interest expense | $384,000 | 1,759 |
| Net interest income | $5,363,000 | 1,106 |
| Provision for loan and lease losses | $56,000 | 2,078 |
| Total noninterest income | $609,000 | 1,833 |
| Gross Fiduciary activities income | $106,000 | 628 |
| Service charges on deposit accounts | $193,000 | 1,471 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $310,000 | 2,054 |
| Total noninterest expense | $3,374,000 | 1,452 |
| Salaries and employee benefits | $2,158,000 | 1,297 |
| Premises and equipment expense | $423,000 | 1,371 |
| Additional noninterest expense | $793,000 | 1,874 |
| Pre-tax net operating income | $2,542,000 | 887 |
| Securities gains (losses) | $58,000 | 759 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $2,600,000 | 705 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,600,000 | 704 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,600,000 | 705 |
| Net charge-offs | $-36,000 | 5,632 |
| Cash dividends | $1,762,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,542,000 | 701 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $23,592,000 | 1,090 |
| Total interest expense | $1,367,000 | 1,917 |
| Net interest income | $22,225,000 | 1,033 |
| Provision for loan and lease losses | $1,434,000 | 593 |
| Total noninterest income | $2,171,000 | 2,005 |
| Gross Fiduciary activities income | $375,000 | 652 |
| Service charges on deposit accounts | $757,000 | 1,542 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,039,000 | 2,329 |
| Total noninterest expense | $13,961,000 | 1,395 |
| Salaries and employee benefits | $8,569,000 | 1,276 |
| Premises and equipment expense | $1,949,000 | 1,209 |
| Additional noninterest expense | $3,443,000 | 1,763 |
| Pre-tax net operating income | $9,001,000 | 973 |
| Securities gains (losses) | $42,000 | 1,766 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $9,043,000 | 802 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,043,000 | 802 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,043,000 | 802 |
| Net charge-offs | $462,000 | 1,238 |
| Cash dividends | $6,642,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $9,001,000 | 789 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $17,595,000 | 1,100 |
| Total interest expense | $1,036,000 | 1,921 |
| Net interest income | $16,559,000 | 1,046 |
| Provision for loan and lease losses | $1,259,000 | 485 |
| Total noninterest income | $1,742,000 | 1,935 |
| Gross Fiduciary activities income | $287,000 | 650 |
| Service charges on deposit accounts | $560,000 | 1,572 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $895,000 | 2,170 |
| Total noninterest expense | $10,281,000 | 1,416 |
| Salaries and employee benefits | $6,318,000 | 1,305 |
| Premises and equipment expense | $1,415,000 | 1,270 |
| Additional noninterest expense | $2,548,000 | 1,772 |
| Pre-tax net operating income | $6,761,000 | 996 |
| Securities gains (losses) | $42,000 | 1,586 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $6,803,000 | 805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,803,000 | 804 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,803,000 | 805 |
| Net charge-offs | $301,000 | 1,193 |
| Cash dividends | $4,508,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,761,000 | 787 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $11,720,000 | 1,103 |
| Total interest expense | $699,000 | 1,901 |
| Net interest income | $11,021,000 | 1,046 |
| Provision for loan and lease losses | $625,000 | 628 |
| Total noninterest income | $1,189,000 | 1,921 |
| Gross Fiduciary activities income | $195,000 | 661 |
| Service charges on deposit accounts | $368,000 | 1,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $626,000 | 2,106 |
| Total noninterest expense | $6,814,000 | 1,439 |
| Salaries and employee benefits | $4,229,000 | 1,307 |
| Premises and equipment expense | $874,000 | 1,352 |
| Additional noninterest expense | $1,711,000 | 1,774 |
| Pre-tax net operating income | $4,771,000 | 935 |
| Securities gains (losses) | $20,000 | 1,718 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $4,791,000 | 770 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,791,000 | 769 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,791,000 | 770 |
| Net charge-offs | $54,000 | 2,250 |
| Cash dividends | $3,208,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,771,000 | 751 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 1,134 |
| Total interest expense | $351,000 | 1,913 |
| Net interest income | $5,291,000 | 1,077 |
| Provision for loan and lease losses | $262,000 | 721 |
| Total noninterest income | $625,000 | 1,827 |
| Gross Fiduciary activities income | $101,000 | 648 |
| Service charges on deposit accounts | $203,000 | 1,430 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $321,000 | 2,027 |
| Total noninterest expense | $3,305,000 | 1,478 |
| Salaries and employee benefits | $2,080,000 | 1,326 |
| Premises and equipment expense | $447,000 | 1,344 |
| Additional noninterest expense | $778,000 | 1,918 |
| Pre-tax net operating income | $2,349,000 | 912 |
| Securities gains (losses) | $-17,000 | 6,285 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $2,332,000 | 752 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,332,000 | 750 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,332,000 | 752 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $1,321,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,349,000 | 725 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,221,000 | 1,157 |
| Total interest expense | $1,604,000 | 1,797 |
| Net interest income | $20,617,000 | 1,088 |
| Provision for loan and lease losses | $875,000 | 969 |
| Total noninterest income | $2,678,000 | 1,708 |
| Gross Fiduciary activities income | $418,000 | 646 |
| Service charges on deposit accounts | $907,000 | 1,414 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,353,000 | 1,902 |
| Total noninterest expense | $12,901,000 | 1,479 |
| Salaries and employee benefits | $7,835,000 | 1,351 |
| Premises and equipment expense | $1,750,000 | 1,354 |
| Additional noninterest expense | $3,316,000 | 1,858 |
| Pre-tax net operating income | $9,519,000 | 873 |
| Securities gains (losses) | $-30,000 | 6,184 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $9,489,000 | 719 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,489,000 | 719 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,489,000 | 719 |
| Net charge-offs | $64,000 | 3,572 |
| Cash dividends | $7,247,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,519,000 | 698 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,623,000 | 1,164 |
| Total interest expense | $1,233,000 | 1,773 |
| Net interest income | $15,390,000 | 1,099 |
| Provision for loan and lease losses | $671,000 | 921 |
| Total noninterest income | $1,981,000 | 1,721 |
| Gross Fiduciary activities income | $300,000 | 649 |
| Service charges on deposit accounts | $677,000 | 1,437 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,004,000 | 1,924 |
| Total noninterest expense | $9,613,000 | 1,498 |
| Salaries and employee benefits | $5,829,000 | 1,360 |
| Premises and equipment expense | $1,286,000 | 1,386 |
| Additional noninterest expense | $2,498,000 | 1,852 |
| Pre-tax net operating income | $7,087,000 | 891 |
| Securities gains (losses) | $-11,000 | 6,172 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $7,076,000 | 719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,076,000 | 717 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,076,000 | 718 |
| Net charge-offs | $83,000 | 2,865 |
| Cash dividends | $5,782,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $7,087,000 | 705 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,932,000 | 1,172 |
| Total interest expense | $841,000 | 1,754 |
| Net interest income | $10,091,000 | 1,107 |
| Provision for loan and lease losses | $428,000 | 952 |
| Total noninterest income | $1,289,000 | 1,735 |
| Gross Fiduciary activities income | $197,000 | 657 |
| Service charges on deposit accounts | $450,000 | 1,420 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $642,000 | 1,959 |
| Total noninterest expense | $6,478,000 | 1,480 |
| Salaries and employee benefits | $3,849,000 | 1,373 |
| Premises and equipment expense | $862,000 | 1,383 |
| Additional noninterest expense | $1,767,000 | 1,738 |
| Pre-tax net operating income | $4,474,000 | 915 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $4,474,000 | 736 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,474,000 | 735 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,474,000 | 736 |
| Net charge-offs | $61,000 | 2,616 |
| Cash dividends | $3,304,000 | 436 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,474,000 | 716 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,376,000 | 1,192 |
| Total interest expense | $432,000 | 1,733 |
| Net interest income | $4,944,000 | 1,131 |
| Provision for loan and lease losses | $182,000 | 1,062 |
| Total noninterest income | $646,000 | 1,698 |
| Gross Fiduciary activities income | $97,000 | 659 |
| Service charges on deposit accounts | $232,000 | 1,355 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $317,000 | 1,930 |
| Total noninterest expense | $3,292,000 | 1,473 |
| Salaries and employee benefits | $1,928,000 | 1,389 |
| Premises and equipment expense | $459,000 | 1,335 |
| Additional noninterest expense | $905,000 | 1,684 |
| Pre-tax net operating income | $2,116,000 | 932 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,116,000 | 738 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,116,000 | 739 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,116,000 | 739 |
| Net charge-offs | $3,000 | 3,257 |
| Cash dividends | $1,443,000 | 453 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,116,000 | 725 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,907,000 | 1,223 |
| Total interest expense | $2,121,000 | 1,619 |
| Net interest income | $18,786,000 | 1,172 |
| Provision for loan and lease losses | $866,000 | 1,246 |
| Total noninterest income | $2,432,000 | 1,883 |
| Gross Fiduciary activities income | $426,000 | 636 |
| Service charges on deposit accounts | $910,000 | 1,478 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,096,000 | 2,254 |
| Total noninterest expense | $11,925,000 | 1,620 |
| Salaries and employee benefits | $7,347,000 | 1,422 |
| Premises and equipment expense | $1,687,000 | 1,411 |
| Additional noninterest expense | $2,891,000 | 2,162 |
| Pre-tax net operating income | $8,427,000 | 915 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $8,430,000 | 761 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,430,000 | 761 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,430,000 | 762 |
| Net charge-offs | $666,000 | 1,692 |
| Cash dividends | $5,820,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,427,000 | 741 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 2,510 |
| Total interest expense | $557,000 | 3,699 |
| Net interest income | $6,725,000 | 2,348 |
| Provision for loan and lease losses | $364,000 | 1,880 |
| Total noninterest income | $1,609,000 | 2,112 |
| Gross Fiduciary activities income | $325,000 | 631 |
| Service charges on deposit accounts | $436,000 | 2,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $848,000 | 2,275 |
| Total noninterest expense | $4,660,000 | 2,928 |
| Salaries and employee benefits | $2,679,000 | 2,755 |
| Premises and equipment expense | $765,000 | 2,242 |
| Additional noninterest expense | $1,216,000 | 3,457 |
| Pre-tax net operating income | $3,310,000 | 1,604 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,313,000 | 1,370 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,313,000 | 1,372 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,313,000 | 1,372 |
| Net charge-offs | $344,000 | 1,987 |
| Cash dividends | $2,218,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,310,000 | 1,346 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 2,503 |
| Total interest expense | $391,000 | 3,644 |
| Net interest income | $4,469,000 | 2,342 |
| Provision for loan and lease losses | $244,000 | 1,897 |
| Total noninterest income | $1,093,000 | 2,102 |
| Gross Fiduciary activities income | $214,000 | 635 |
| Service charges on deposit accounts | $288,000 | 2,100 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $591,000 | 2,257 |
| Total noninterest expense | $3,069,000 | 2,943 |
| Salaries and employee benefits | $1,772,000 | 2,786 |
| Premises and equipment expense | $496,000 | 2,304 |
| Additional noninterest expense | $801,000 | 3,497 |
| Pre-tax net operating income | $2,249,000 | 1,565 |
| Securities gains (losses) | $3,000 | 2,553 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,252,000 | 1,345 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,252,000 | 1,346 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,252,000 | 1,347 |
| Net charge-offs | $24,000 | 3,889 |
| Cash dividends | $1,602,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,249,000 | 1,291 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 2,461 |
| Total interest expense | $205,000 | 3,617 |
| Net interest income | $2,285,000 | 2,287 |
| Provision for loan and lease losses | $120,000 | 1,891 |
| Total noninterest income | $484,000 | 2,275 |
| Gross Fiduciary activities income | $108,000 | 642 |
| Service charges on deposit accounts | $140,000 | 2,146 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $236,000 | 2,540 |
| Total noninterest expense | $1,526,000 | 2,971 |
| Salaries and employee benefits | $880,000 | 2,821 |
| Premises and equipment expense | $246,000 | 2,337 |
| Additional noninterest expense | $400,000 | 3,507 |
| Pre-tax net operating income | $1,123,000 | 1,552 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,125,000 | 1,330 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,125,000 | 1,333 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,125,000 | 1,332 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,123,000 | 1,274 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,567,000 | 2,437 |
| Total interest expense | $1,173,000 | 3,251 |
| Net interest income | $9,394,000 | 2,280 |
| Provision for loan and lease losses | $423,000 | 2,947 |
| Total noninterest income | $1,961,000 | 2,213 |
| Gross Fiduciary activities income | $421,000 | 642 |
| Service charges on deposit accounts | $560,000 | 2,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $980,000 | 2,396 |
| Total noninterest expense | $6,224,000 | 2,956 |
| Salaries and employee benefits | $3,583,000 | 2,727 |
| Premises and equipment expense | $995,000 | 2,287 |
| Additional noninterest expense | $1,646,000 | 3,563 |
| Pre-tax net operating income | $4,708,000 | 1,446 |
| Securities gains (losses) | $20,000 | 3,173 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $4,728,000 | 1,244 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,728,000 | 1,245 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,728,000 | 1,245 |
| Net charge-offs | $268,000 | 3,444 |
| Cash dividends | $3,242,000 | 819 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,708,000 | 1,190 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,916,000 | 2,493 |
| Total interest expense | $938,000 | 3,223 |
| Net interest income | $6,978,000 | 2,344 |
| Provision for loan and lease losses | $288,000 | 3,030 |
| Total noninterest income | $1,478,000 | 2,192 |
| Gross Fiduciary activities income | $317,000 | 640 |
| Service charges on deposit accounts | $420,000 | 2,299 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $741,000 | 2,382 |
| Total noninterest expense | $4,646,000 | 2,972 |
| Salaries and employee benefits | $2,656,000 | 2,771 |
| Premises and equipment expense | $740,000 | 2,334 |
| Additional noninterest expense | $1,250,000 | 3,539 |
| Pre-tax net operating income | $3,522,000 | 1,488 |
| Securities gains (losses) | $19,000 | 2,887 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,541,000 | 1,275 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,541,000 | 1,277 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,541,000 | 1,276 |
| Net charge-offs | $237,000 | 3,101 |
| Cash dividends | $2,319,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,522,000 | 1,211 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,223,000 | 2,526 |
| Total interest expense | $649,000 | 3,229 |
| Net interest income | $4,574,000 | 2,386 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $994,000 | 2,163 |
| Gross Fiduciary activities income | $212,000 | 645 |
| Service charges on deposit accounts | $275,000 | 2,317 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $507,000 | 2,313 |
| Total noninterest expense | $3,073,000 | 2,997 |
| Salaries and employee benefits | $1,769,000 | 2,772 |
| Premises and equipment expense | $481,000 | 2,369 |
| Additional noninterest expense | $823,000 | 3,596 |
| Pre-tax net operating income | $2,285,000 | 1,513 |
| Securities gains (losses) | $19,000 | 2,506 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $2,304,000 | 1,293 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,304,000 | 1,292 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,304,000 | 1,293 |
| Net charge-offs | $136,000 | 3,141 |
| Cash dividends | $1,563,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,285,000 | 1,227 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 2,527 |
| Total interest expense | $331,000 | 3,293 |
| Net interest income | $2,317,000 | 2,361 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $455,000 | 2,298 |
| Gross Fiduciary activities income | $103,000 | 650 |
| Service charges on deposit accounts | $136,000 | 2,314 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $216,000 | 2,552 |
| Total noninterest expense | $1,542,000 | 2,984 |
| Salaries and employee benefits | $885,000 | 2,783 |
| Premises and equipment expense | $245,000 | 2,326 |
| Additional noninterest expense | $412,000 | 3,571 |
| Pre-tax net operating income | $1,140,000 | 1,510 |
| Securities gains (losses) | $19,000 | 1,613 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,159,000 | 1,248 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,159,000 | 1,249 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,159,000 | 1,249 |
| Net charge-offs | $139,000 | 2,162 |
| Cash dividends | $686,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,140,000 | 1,207 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,129,000 | 2,725 |
| Total interest expense | $1,517,000 | 3,418 |
| Net interest income | $8,612,000 | 2,548 |
| Provision for loan and lease losses | $330,000 | 3,980 |
| Total noninterest income | $1,718,000 | 2,240 |
| Gross Fiduciary activities income | $424,000 | 589 |
| Service charges on deposit accounts | $619,000 | 2,192 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $675,000 | 2,690 |
| Total noninterest expense | $6,092,000 | 3,019 |
| Salaries and employee benefits | $3,335,000 | 2,866 |
| Premises and equipment expense | $1,028,000 | 2,365 |
| Additional noninterest expense | $1,729,000 | 3,523 |
| Pre-tax net operating income | $3,908,000 | 1,467 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,912,000 | 1,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,912,000 | 1,277 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,912,000 | 1,277 |
| Net charge-offs | $158,000 | 4,550 |
| Cash dividends | $1,905,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,908,000 | 1,205 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 2,770 |
| Total interest expense | $1,169,000 | 3,471 |
| Net interest income | $6,379,000 | 2,591 |
| Provision for loan and lease losses | $240,000 | 3,907 |
| Total noninterest income | $1,262,000 | 2,263 |
| Gross Fiduciary activities income | $319,000 | 580 |
| Service charges on deposit accounts | $468,000 | 2,182 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $475,000 | 2,776 |
| Total noninterest expense | $4,557,000 | 3,020 |
| Salaries and employee benefits | $2,479,000 | 2,878 |
| Premises and equipment expense | $787,000 | 2,342 |
| Additional noninterest expense | $1,291,000 | 3,511 |
| Pre-tax net operating income | $2,844,000 | 1,555 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,844,000 | 1,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,844,000 | 1,359 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,844,000 | 1,359 |
| Net charge-offs | $143,000 | 4,068 |
| Cash dividends | $1,494,000 | 857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,844,000 | 1,281 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,048,000 | 2,783 |
| Total interest expense | $797,000 | 3,527 |
| Net interest income | $4,251,000 | 2,594 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $1,036,000 | 1,945 |
| Gross Fiduciary activities income | $223,000 | 582 |
| Service charges on deposit accounts | $305,000 | 2,200 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $508,000 | 2,070 |
| Total noninterest expense | $3,037,000 | 3,069 |
| Salaries and employee benefits | $1,632,000 | 2,927 |
| Premises and equipment expense | $546,000 | 2,264 |
| Additional noninterest expense | $859,000 | 3,565 |
| Pre-tax net operating income | $2,070,000 | 1,407 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,070,000 | 1,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,070,000 | 1,200 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,070,000 | 1,200 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $1,186,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,070,000 | 1,159 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 2,801 |
| Total interest expense | $410,000 | 3,539 |
| Net interest income | $2,112,000 | 2,600 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $528,000 | 1,911 |
| Gross Fiduciary activities income | $118,000 | 582 |
| Service charges on deposit accounts | $141,000 | 2,313 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $269,000 | 2,056 |
| Total noninterest expense | $1,521,000 | 3,072 |
| Salaries and employee benefits | $811,000 | 2,963 |
| Premises and equipment expense | $266,000 | 2,357 |
| Additional noninterest expense | $444,000 | 3,485 |
| Pre-tax net operating income | $1,029,000 | 1,401 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,029,000 | 1,195 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,029,000 | 1,195 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,029,000 | 1,195 |
| Net charge-offs | $8,000 | 4,474 |
| Cash dividends | $680,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,029,000 | 1,161 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,298,000 | 2,894 |
| Total interest expense | $2,061,000 | 3,477 |
| Net interest income | $8,237,000 | 2,650 |
| Provision for loan and lease losses | $360,000 | 4,589 |
| Total noninterest income | $1,864,000 | 2,165 |
| Gross Fiduciary activities income | $376,000 | 622 |
| Service charges on deposit accounts | $684,000 | 2,077 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $804,000 | 2,490 |
| Total noninterest expense | $6,309,000 | 2,984 |
| Salaries and employee benefits | $3,590,000 | 2,661 |
| Premises and equipment expense | $1,031,000 | 2,418 |
| Additional noninterest expense | $1,688,000 | 3,689 |
| Pre-tax net operating income | $3,432,000 | 1,439 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $3,432,000 | 1,243 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,432,000 | 1,245 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,432,000 | 1,246 |
| Net charge-offs | $131,000 | 5,178 |
| Cash dividends | $1,212,000 | 1,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,432,000 | 1,199 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 2,963 |
| Total interest expense | $1,591,000 | 3,546 |
| Net interest income | $6,087,000 | 2,715 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $1,363,000 | 2,232 |
| Gross Fiduciary activities income | $271,000 | 620 |
| Service charges on deposit accounts | $526,000 | 2,097 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $566,000 | 2,567 |
| Total noninterest expense | $4,620,000 | 3,050 |
| Salaries and employee benefits | $2,576,000 | 2,783 |
| Premises and equipment expense | $774,000 | 2,453 |
| Additional noninterest expense | $1,270,000 | 3,661 |
| Pre-tax net operating income | $2,560,000 | 1,541 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,560,000 | 1,299 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,560,000 | 1,303 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,560,000 | 1,303 |
| Net charge-offs | $148,000 | 4,514 |
| Cash dividends | $1,137,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,560,000 | 1,259 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,127,000 | 2,984 |
| Total interest expense | $1,094,000 | 3,558 |
| Net interest income | $4,033,000 | 2,734 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $878,000 | 2,226 |
| Gross Fiduciary activities income | $169,000 | 643 |
| Service charges on deposit accounts | $353,000 | 2,085 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $356,000 | 2,580 |
| Total noninterest expense | $3,074,000 | 3,049 |
| Salaries and employee benefits | $1,693,000 | 2,820 |
| Premises and equipment expense | $528,000 | 2,416 |
| Additional noninterest expense | $853,000 | 3,630 |
| Pre-tax net operating income | $1,657,000 | 1,570 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,657,000 | 1,336 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,657,000 | 1,337 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,657,000 | 1,337 |
| Net charge-offs | $164,000 | 3,734 |
| Cash dividends | $915,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,657,000 | 1,289 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 3,023 |
| Total interest expense | $556,000 | 3,640 |
| Net interest income | $2,020,000 | 2,747 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $449,000 | 2,199 |
| Gross Fiduciary activities income | $80,000 | 655 |
| Service charges on deposit accounts | $169,000 | 2,142 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $200,000 | 2,402 |
| Total noninterest expense | $1,511,000 | 3,125 |
| Salaries and employee benefits | $822,000 | 2,945 |
| Premises and equipment expense | $254,000 | 2,562 |
| Additional noninterest expense | $435,000 | 3,579 |
| Pre-tax net operating income | $868,000 | 1,506 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $868,000 | 1,260 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $868,000 | 1,263 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $868,000 | 1,262 |
| Net charge-offs | $38,000 | 3,956 |
| Cash dividends | $247,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $868,000 | 1,228 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 2,919 |
| Total interest expense | $2,777,000 | 3,626 |
| Net interest income | $8,426,000 | 2,588 |
| Provision for loan and lease losses | $803,000 | 3,834 |
| Total noninterest income | $1,978,000 | 2,138 |
| Gross Fiduciary activities income | $346,000 | 635 |
| Service charges on deposit accounts | $799,000 | 2,047 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $833,000 | 2,390 |
| Total noninterest expense | $6,099,000 | 3,139 |
| Salaries and employee benefits | $3,406,000 | 2,853 |
| Premises and equipment expense | $1,050,000 | 2,474 |
| Additional noninterest expense | $1,643,000 | 3,843 |
| Pre-tax net operating income | $3,502,000 | 1,159 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,502,000 | 973 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,502,000 | 972 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,502,000 | 972 |
| Net charge-offs | $316,000 | 4,424 |
| Cash dividends | $1,256,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 373 |
| Net operating income | $3,502,000 | 968 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 2,934 |
| Total interest expense | $2,180,000 | 3,628 |
| Net interest income | $6,336,000 | 2,578 |
| Provision for loan and lease losses | $593,000 | 3,551 |
| Total noninterest income | $1,480,000 | 2,192 |
| Gross Fiduciary activities income | $261,000 | 624 |
| Service charges on deposit accounts | $603,000 | 2,046 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $616,000 | 2,478 |
| Total noninterest expense | $4,753,000 | 3,053 |
| Salaries and employee benefits | $2,625,000 | 2,807 |
| Premises and equipment expense | $790,000 | 2,500 |
| Additional noninterest expense | $1,338,000 | 3,575 |
| Pre-tax net operating income | $2,470,000 | 1,307 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,470,000 | 1,102 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,470,000 | 1,101 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,470,000 | 1,102 |
| Net charge-offs | $182,000 | 4,348 |
| Cash dividends | $1,181,000 | 1,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,470,000 | 1,090 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 2,959 |
| Total interest expense | $1,557,000 | 3,585 |
| Net interest income | $4,137,000 | 2,627 |
| Provision for loan and lease losses | $553,000 | 2,829 |
| Total noninterest income | $979,000 | 2,215 |
| Gross Fiduciary activities income | $170,000 | 634 |
| Service charges on deposit accounts | $386,000 | 2,081 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $423,000 | 2,462 |
| Total noninterest expense | $3,180,000 | 3,065 |
| Salaries and employee benefits | $1,766,000 | 2,823 |
| Premises and equipment expense | $547,000 | 2,458 |
| Additional noninterest expense | $867,000 | 3,656 |
| Pre-tax net operating income | $1,383,000 | 1,630 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,383,000 | 1,370 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,383,000 | 1,367 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,383,000 | 1,369 |
| Net charge-offs | $132,000 | 3,924 |
| Cash dividends | $1,103,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,383,000 | 1,326 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 3,004 |
| Total interest expense | $856,000 | 3,441 |
| Net interest income | $1,984,000 | 2,729 |
| Provision for loan and lease losses | $553,000 | 1,688 |
| Total noninterest income | $501,000 | 2,137 |
| Gross Fiduciary activities income | $87,000 | 631 |
| Service charges on deposit accounts | $178,000 | 2,161 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $236,000 | 2,276 |
| Total noninterest expense | $1,522,000 | 3,102 |
| Salaries and employee benefits | $883,000 | 2,856 |
| Premises and equipment expense | $273,000 | 2,492 |
| Additional noninterest expense | $366,000 | 3,830 |
| Pre-tax net operating income | $410,000 | 2,758 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $410,000 | 2,526 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $410,000 | 2,526 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $410,000 | 2,528 |
| Net charge-offs | $58,000 | 3,408 |
| Cash dividends | $505,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $410,000 | 2,380 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,233,000 | 2,984 |
| Total interest expense | $4,161,000 | 3,416 |
| Net interest income | $8,072,000 | 2,679 |
| Provision for loan and lease losses | $480,000 | 3,870 |
| Total noninterest income | $2,350,000 | 1,903 |
| Gross Fiduciary activities income | $585,000 | 535 |
| Service charges on deposit accounts | $805,000 | 2,114 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $960,000 | 2,177 |
| Total noninterest expense | $5,969,000 | 3,087 |
| Salaries and employee benefits | $3,291,000 | 2,995 |
| Premises and equipment expense | $1,107,000 | 2,405 |
| Additional noninterest expense | $1,571,000 | 3,504 |
| Pre-tax net operating income | $3,973,000 | 1,371 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $15,000 | 4,400 |
| Income before extraordinary items | $3,969,000 | 1,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,969,000 | 1,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 3,920 |
| Cash dividends | $2,211,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,958,000 | 1,125 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,382,000 | 2,990 |
| Total interest expense | $3,128,000 | 3,526 |
| Net interest income | $6,254,000 | 2,625 |
| Provision for loan and lease losses | $360,000 | 3,240 |
| Total noninterest income | $1,746,000 | 1,976 |
| Gross Fiduciary activities income | $411,000 | 561 |
| Service charges on deposit accounts | $604,000 | 2,138 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $731,000 | 2,253 |
| Total noninterest expense | $4,419,000 | 3,108 |
| Salaries and employee benefits | $2,443,000 | 3,058 |
| Premises and equipment expense | $798,000 | 2,501 |
| Additional noninterest expense | $1,178,000 | 3,437 |
| Pre-tax net operating income | $3,221,000 | 1,513 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $9,000 | 4,894 |
| Income before extraordinary items | $3,212,000 | 1,147 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,212,000 | 1,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 3,289 |
| Cash dividends | $2,211,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,212,000 | 1,221 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 3,065 |
| Total interest expense | $2,125,000 | 3,597 |
| Net interest income | $4,063,000 | 2,675 |
| Provision for loan and lease losses | $240,000 | 2,857 |
| Total noninterest income | $1,094,000 | 2,095 |
| Gross Fiduciary activities income | $266,000 | 578 |
| Service charges on deposit accounts | $399,000 | 2,127 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $429,000 | 2,471 |
| Total noninterest expense | $2,841,000 | 3,228 |
| Salaries and employee benefits | $1,626,000 | 3,088 |
| Premises and equipment expense | $519,000 | 2,559 |
| Additional noninterest expense | $696,000 | 3,736 |
| Pre-tax net operating income | $2,076,000 | 1,636 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $2,071,000 | 1,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,071,000 | 1,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,828 |
| Cash dividends | $1,299,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,071,000 | 1,299 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 3,185 |
| Total interest expense | $1,121,000 | 3,619 |
| Net interest income | $1,931,000 | 2,787 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $589,000 | 1,981 |
| Gross Fiduciary activities income | $128,000 | 603 |
| Service charges on deposit accounts | $186,000 | 2,212 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $275,000 | 2,067 |
| Total noninterest expense | $1,424,000 | 3,219 |
| Salaries and employee benefits | $820,000 | 3,095 |
| Premises and equipment expense | $245,000 | 2,704 |
| Additional noninterest expense | $359,000 | 3,600 |
| Pre-tax net operating income | $976,000 | 1,829 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $976,000 | 1,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $976,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,353 |
| Cash dividends | $452,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $976,000 | 1,473 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,408,000 | 3,419 |
| Total interest expense | $4,015,000 | 4,002 |
| Net interest income | $7,393,000 | 2,952 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $2,297,000 | 2,009 |
| Gross Fiduciary activities income | $498,000 | 594 |
| Service charges on deposit accounts | $837,000 | 2,058 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $962,000 | 2,271 |
| Total noninterest expense | $5,350,000 | 3,272 |
| Salaries and employee benefits | $2,961,000 | 3,255 |
| Premises and equipment expense | $1,018,000 | 2,530 |
| Additional noninterest expense | $1,371,000 | 3,684 |
| Pre-tax net operating income | $4,130,000 | 1,929 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $33,000 | 5,167 |
| Income before extraordinary items | $4,097,000 | 1,554 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,097,000 | 1,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,267 |
| Cash dividends | $2,601,000 | 1,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,097,000 | 1,539 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,381,000 | 3,487 |
| Total interest expense | $2,938,000 | 4,074 |
| Net interest income | $5,443,000 | 3,006 |
| Provision for loan and lease losses | $165,000 | 3,339 |
| Total noninterest income | $1,670,000 | 2,051 |
| Gross Fiduciary activities income | $350,000 | 602 |
| Service charges on deposit accounts | $623,000 | 2,040 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $697,000 | 2,326 |
| Total noninterest expense | $3,943,000 | 3,283 |
| Salaries and employee benefits | $2,186,000 | 3,287 |
| Premises and equipment expense | $740,000 | 2,597 |
| Additional noninterest expense | $1,017,000 | 3,653 |
| Pre-tax net operating income | $3,005,000 | 2,104 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $2,986,000 | 1,706 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,986,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,902 |
| Cash dividends | $1,912,000 | 1,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,986,000 | 1,687 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 3,555 |
| Total interest expense | $1,907,000 | 4,148 |
| Net interest income | $3,554,000 | 3,086 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $1,087,000 | 2,104 |
| Gross Fiduciary activities income | $224,000 | 621 |
| Service charges on deposit accounts | $405,000 | 2,093 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $458,000 | 2,381 |
| Total noninterest expense | $2,530,000 | 3,409 |
| Salaries and employee benefits | $1,409,000 | 3,409 |
| Premises and equipment expense | $460,000 | 2,757 |
| Additional noninterest expense | $661,000 | 3,724 |
| Pre-tax net operating income | $1,991,000 | 2,166 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $1,985,000 | 1,739 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,985,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,791 |
| Cash dividends | $1,369,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,985,000 | 1,724 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 3,617 |
| Total interest expense | $904,000 | 4,255 |
| Net interest income | $1,744,000 | 3,135 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $535,000 | 2,119 |
| Gross Fiduciary activities income | $114,000 | 631 |
| Service charges on deposit accounts | $193,000 | 2,112 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $228,000 | 2,357 |
| Total noninterest expense | $1,240,000 | 3,474 |
| Salaries and employee benefits | $701,000 | 3,451 |
| Premises and equipment expense | $219,000 | 2,892 |
| Additional noninterest expense | $320,000 | 3,780 |
| Pre-tax net operating income | $994,000 | 2,175 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $992,000 | 1,723 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $992,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,389 |
| Cash dividends | $670,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $992,000 | 1,710 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,499,000 | 3,718 |
| Total interest expense | $3,135,000 | 4,207 |
| Net interest income | $6,364,000 | 3,370 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $2,027,000 | 2,203 |
| Gross Fiduciary activities income | $403,000 | 634 |
| Service charges on deposit accounts | $738,000 | 2,272 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $886,000 | 2,416 |
| Total noninterest expense | $5,005,000 | 3,355 |
| Salaries and employee benefits | $2,887,000 | 3,241 |
| Premises and equipment expense | $834,000 | 2,898 |
| Additional noninterest expense | $1,284,000 | 3,735 |
| Pre-tax net operating income | $3,296,000 | 2,609 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $9,000 | 6,185 |
| Income before extraordinary items | $3,287,000 | 2,113 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,287,000 | 2,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,181 |
| Cash dividends | $2,666,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,287,000 | 2,100 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,948,000 | 3,760 |
| Total interest expense | $2,281,000 | 4,188 |
| Net interest income | $4,667,000 | 3,452 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $1,471,000 | 2,261 |
| Gross Fiduciary activities income | $294,000 | 638 |
| Service charges on deposit accounts | $523,000 | 2,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $654,000 | 2,428 |
| Total noninterest expense | $3,732,000 | 3,362 |
| Salaries and employee benefits | $2,234,000 | 3,139 |
| Premises and equipment expense | $591,000 | 3,049 |
| Additional noninterest expense | $907,000 | 3,898 |
| Pre-tax net operating income | $2,346,000 | 2,798 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,346,000 | 2,265 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,346,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,824 |
| Cash dividends | $1,851,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,346,000 | 2,253 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 3,804 |
| Total interest expense | $1,417,000 | 4,256 |
| Net interest income | $3,066,000 | 3,492 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $995,000 | 2,234 |
| Gross Fiduciary activities income | $185,000 | 656 |
| Service charges on deposit accounts | $350,000 | 2,347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $460,000 | 2,337 |
| Total noninterest expense | $2,478,000 | 3,368 |
| Salaries and employee benefits | $1,514,000 | 3,090 |
| Premises and equipment expense | $373,000 | 3,164 |
| Additional noninterest expense | $591,000 | 3,966 |
| Pre-tax net operating income | $1,553,000 | 2,817 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,553,000 | 2,279 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,553,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,531 |
| Cash dividends | $1,107,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,553,000 | 2,260 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 3,825 |
| Total interest expense | $688,000 | 4,215 |
| Net interest income | $1,499,000 | 3,538 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $493,000 | 2,208 |
| Gross Fiduciary activities income | $88,000 | 673 |
| Service charges on deposit accounts | $160,000 | 2,456 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $245,000 | 2,220 |
| Total noninterest expense | $1,225,000 | 3,409 |
| Salaries and employee benefits | $763,000 | 3,094 |
| Premises and equipment expense | $184,000 | 3,207 |
| Additional noninterest expense | $278,000 | 4,143 |
| Pre-tax net operating income | $752,000 | 2,824 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $752,000 | 2,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $752,000 | 2,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,727 |
| Cash dividends | $471,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $752,000 | 2,297 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,162,000 | 3,703 |
| Total interest expense | $1,888,000 | 4,606 |
| Net interest income | $6,274,000 | 3,309 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $1,923,000 | 2,280 |
| Gross Fiduciary activities income | $330,000 | 682 |
| Service charges on deposit accounts | $661,000 | 2,452 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $932,000 | 2,315 |
| Total noninterest expense | $4,415,000 | 3,592 |
| Salaries and employee benefits | $2,603,000 | 3,367 |
| Premises and equipment expense | $730,000 | 3,135 |
| Additional noninterest expense | $1,082,000 | 4,153 |
| Pre-tax net operating income | $3,722,000 | 2,341 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $3,726,000 | 1,849 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,726,000 | 1,848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,913 |
| Cash dividends | $2,506,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,722,000 | 1,828 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 3,716 |
| Total interest expense | $1,238,000 | 4,857 |
| Net interest income | $4,750,000 | 3,277 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $1,462,000 | 2,250 |
| Gross Fiduciary activities income | $250,000 | 665 |
| Service charges on deposit accounts | $485,000 | 2,497 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $727,000 | 2,259 |
| Total noninterest expense | $3,273,000 | 3,598 |
| Salaries and employee benefits | $1,958,000 | 3,332 |
| Premises and equipment expense | $524,000 | 3,224 |
| Additional noninterest expense | $791,000 | 4,211 |
| Pre-tax net operating income | $2,894,000 | 2,307 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $2,898,000 | 1,809 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,898,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,419 |
| Cash dividends | $1,782,000 | 1,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,894,000 | 1,777 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,892,000 | 3,720 |
| Total interest expense | $763,000 | 4,909 |
| Net interest income | $3,129,000 | 3,290 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $977,000 | 2,216 |
| Gross Fiduciary activities income | $174,000 | 664 |
| Service charges on deposit accounts | $305,000 | 2,586 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $498,000 | 2,187 |
| Total noninterest expense | $2,155,000 | 3,603 |
| Salaries and employee benefits | $1,301,000 | 3,330 |
| Premises and equipment expense | $334,000 | 3,313 |
| Additional noninterest expense | $520,000 | 4,236 |
| Pre-tax net operating income | $1,921,000 | 2,255 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,925,000 | 1,776 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,925,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,534 |
| Cash dividends | $1,066,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,921,000 | 1,748 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 3,749 |
| Total interest expense | $368,000 | 4,916 |
| Net interest income | $1,534,000 | 3,350 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $513,000 | 2,102 |
| Gross Fiduciary activities income | $99,000 | 642 |
| Service charges on deposit accounts | $138,000 | 2,721 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $276,000 | 1,993 |
| Total noninterest expense | $1,065,000 | 3,663 |
| Salaries and employee benefits | $634,000 | 3,404 |
| Premises and equipment expense | $159,000 | 3,485 |
| Additional noninterest expense | $272,000 | 4,102 |
| Pre-tax net operating income | $967,000 | 2,220 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $967,000 | 1,739 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $967,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $446,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $967,000 | 1,708 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,334,000 | 3,668 |
| Total interest expense | $1,474,000 | 4,560 |
| Net interest income | $5,860,000 | 3,347 |
| Provision for loan and lease losses | $183,000 | 3,855 |
| Total noninterest income | $1,592,000 | 2,575 |
| Gross Fiduciary activities income | $320,000 | 676 |
| Service charges on deposit accounts | $629,000 | 2,601 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $643,000 | 2,868 |
| Total noninterest expense | $4,086,000 | 3,673 |
| Salaries and employee benefits | $2,460,000 | 3,392 |
| Premises and equipment expense | $677,000 | 3,215 |
| Additional noninterest expense | $949,000 | 4,541 |
| Pre-tax net operating income | $3,183,000 | 2,457 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $3,178,000 | 1,970 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,178,000 | 1,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $2,499,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,178,000 | 1,920 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,505,000 | 3,639 |
| Total interest expense | $1,109,000 | 4,516 |
| Net interest income | $4,396,000 | 3,336 |
| Provision for loan and lease losses | $168,000 | 3,352 |
| Total noninterest income | $1,186,000 | 2,595 |
| Gross Fiduciary activities income | $222,000 | 694 |
| Service charges on deposit accounts | $483,000 | 2,578 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $481,000 | 2,872 |
| Total noninterest expense | $3,026,000 | 3,693 |
| Salaries and employee benefits | $1,822,000 | 3,397 |
| Premises and equipment expense | $502,000 | 3,245 |
| Additional noninterest expense | $702,000 | 4,513 |
| Pre-tax net operating income | $2,388,000 | 2,491 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $2,383,000 | 1,972 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,383,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $2,195,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,383,000 | 1,925 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 3,631 |
| Total interest expense | $741,000 | 4,512 |
| Net interest income | $2,934,000 | 3,328 |
| Provision for loan and lease losses | $152,000 | 2,676 |
| Total noninterest income | $801,000 | 2,593 |
| Gross Fiduciary activities income | $148,000 | 697 |
| Service charges on deposit accounts | $327,000 | 2,529 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $326,000 | 2,839 |
| Total noninterest expense | $2,057,000 | 3,657 |
| Salaries and employee benefits | $1,259,000 | 3,310 |
| Premises and equipment expense | $323,000 | 3,346 |
| Additional noninterest expense | $475,000 | 4,497 |
| Pre-tax net operating income | $1,526,000 | 2,556 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,526,000 | 2,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,526,000 | 2,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $1,238,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,526,000 | 1,989 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 3,622 |
| Total interest expense | $375,000 | 4,503 |
| Net interest income | $1,468,000 | 3,320 |
| Provision for loan and lease losses | $83,000 | 2,440 |
| Total noninterest income | $393,000 | 2,571 |
| Gross Fiduciary activities income | $75,000 | 704 |
| Service charges on deposit accounts | $160,000 | 2,535 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $158,000 | 2,848 |
| Total noninterest expense | $1,064,000 | 3,586 |
| Salaries and employee benefits | $640,000 | 3,282 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $260,000 | 4,185 |
| Pre-tax net operating income | $714,000 | 2,666 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $714,000 | 2,132 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $714,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $595,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $714,000 | 2,055 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 3,700 |
| Total interest expense | $1,745,000 | 4,454 |
| Net interest income | $5,531,000 | 3,413 |
| Provision for loan and lease losses | $480,000 | 2,232 |
| Total noninterest income | $1,538,000 | 2,795 |
| Gross Fiduciary activities income | $299,000 | 714 |
| Service charges on deposit accounts | $660,000 | 2,487 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $579,000 | 3,332 |
| Total noninterest expense | $4,005,000 | 3,718 |
| Salaries and employee benefits | $2,307,000 | 3,490 |
| Premises and equipment expense | $683,000 | 3,144 |
| Additional noninterest expense | $1,015,000 | 4,220 |
| Pre-tax net operating income | $2,584,000 | 2,818 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,000 | 7,286 |
| Income before extraordinary items | $2,581,000 | 2,306 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,581,000 | 2,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,366 |
| Cash dividends | $2,753,000 | 1,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,581,000 | 2,207 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 3,751 |
| Total interest expense | $1,346,000 | 4,485 |
| Net interest income | $4,093,000 | 3,460 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $1,177,000 | 2,825 |
| Gross Fiduciary activities income | $223,000 | 710 |
| Service charges on deposit accounts | $494,000 | 2,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 3,281 |
| Total noninterest expense | $2,892,000 | 3,808 |
| Salaries and employee benefits | $1,716,000 | 3,499 |
| Premises and equipment expense | $489,000 | 3,280 |
| Additional noninterest expense | $687,000 | 4,523 |
| Pre-tax net operating income | $2,018,000 | 2,828 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $3,000 | 7,331 |
| Income before extraordinary items | $2,015,000 | 2,314 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,015,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,333 |
| Cash dividends | $1,953,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,015,000 | 2,207 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 3,806 |
| Total interest expense | $918,000 | 4,524 |
| Net interest income | $2,682,000 | 3,504 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $778,000 | 2,814 |
| Gross Fiduciary activities income | $145,000 | 717 |
| Service charges on deposit accounts | $324,000 | 2,502 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $309,000 | 3,237 |
| Total noninterest expense | $1,893,000 | 3,850 |
| Salaries and employee benefits | $1,151,000 | 3,486 |
| Premises and equipment expense | $305,000 | 3,435 |
| Additional noninterest expense | $437,000 | 4,696 |
| Pre-tax net operating income | $1,327,000 | 2,861 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,327,000 | 2,342 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,327,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $1,349,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,327,000 | 2,213 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 3,835 |
| Total interest expense | $466,000 | 4,562 |
| Net interest income | $1,325,000 | 3,526 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $391,000 | 2,720 |
| Gross Fiduciary activities income | $71,000 | 735 |
| Service charges on deposit accounts | $157,000 | 2,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $163,000 | 3,060 |
| Total noninterest expense | $967,000 | 3,767 |
| Salaries and employee benefits | $593,000 | 3,396 |
| Premises and equipment expense | $153,000 | 3,437 |
| Additional noninterest expense | $221,000 | 4,612 |
| Pre-tax net operating income | $629,000 | 2,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $629,000 | 2,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $629,000 | 2,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $730,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $629,000 | 2,284 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,498,000 | 3,834 |
| Total interest expense | $2,088,000 | 4,656 |
| Net interest income | $5,410,000 | 3,420 |
| Provision for loan and lease losses | $370,000 | 2,992 |
| Total noninterest income | $1,568,000 | 2,549 |
| Gross Fiduciary activities income | $271,000 | 744 |
| Service charges on deposit accounts | $706,000 | 2,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $591,000 | 2,992 |
| Total noninterest expense | $3,726,000 | 3,756 |
| Salaries and employee benefits | $2,195,000 | 3,464 |
| Premises and equipment expense | $698,000 | 3,004 |
| Additional noninterest expense | $833,000 | 4,792 |
| Pre-tax net operating income | $2,882,000 | 2,585 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $79,000 | 6,175 |
| Income before extraordinary items | $2,803,000 | 2,138 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,803,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,612 |
| Cash dividends | $2,215,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,803,000 | 2,059 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 3,885 |
| Total interest expense | $3,406,000 | 4,292 |
| Net interest income | $4,922,000 | 3,478 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $1,583,000 | 2,409 |
| Gross Fiduciary activities income | $304,000 | 721 |
| Service charges on deposit accounts | $680,000 | 2,199 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $599,000 | 2,834 |
| Total noninterest expense | $3,652,000 | 3,696 |
| Salaries and employee benefits | $2,010,000 | 3,574 |
| Premises and equipment expense | $711,000 | 2,905 |
| Additional noninterest expense | $931,000 | 4,299 |
| Pre-tax net operating income | $2,613,000 | 2,581 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $2,554,000 | 2,043 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,554,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,346 |
| Cash dividends | $1,980,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,554,000 | 1,969 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,149,000 | 4,069 |
| Total interest expense | $3,502,000 | 4,382 |
| Net interest income | $4,647,000 | 3,698 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $1,470,000 | 2,387 |
| Gross Fiduciary activities income | $298,000 | 717 |
| Service charges on deposit accounts | $676,000 | 2,053 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $496,000 | 2,966 |
| Total noninterest expense | $3,532,000 | 3,674 |
| Salaries and employee benefits | $2,000,000 | 3,464 |
| Premises and equipment expense | $700,000 | 2,882 |
| Additional noninterest expense | $832,000 | 4,608 |
| Pre-tax net operating income | $2,393,000 | 2,866 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $61,000 | 7,058 |
| Income before extraordinary items | $2,343,000 | 2,210 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,343,000 | 2,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $2,659,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,332,330 | 2,221 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,335,000 | 4,227 |
| Total interest expense | $3,121,000 | 4,459 |
| Net interest income | $4,214,000 | 3,994 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,264,000 | 2,603 |
| Gross Fiduciary activities income | $259,000 | 803 |
| Service charges on deposit accounts | $581,000 | 2,304 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $424,000 | 3,284 |
| Total noninterest expense | $3,757,000 | 3,506 |
| Salaries and employee benefits | $2,074,000 | 3,324 |
| Premises and equipment expense | $729,000 | 2,772 |
| Additional noninterest expense | $954,000 | 4,164 |
| Pre-tax net operating income | $1,721,000 | 3,739 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $-131,000 | 9,963 |
| Income before extraordinary items | $1,848,000 | 2,752 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,848,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,401 |
| Cash dividends | $1,247,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,852,000 | 2,717 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 4,328 |
| Total interest expense | $3,371,000 | 4,291 |
| Net interest income | $3,778,000 | 4,317 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,235,000 | 2,630 |
| Gross Fiduciary activities income | $229,000 | 841 |
| Service charges on deposit accounts | $390,000 | 3,205 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $616,000 | 2,600 |
| Total noninterest expense | $3,244,000 | 3,849 |
| Salaries and employee benefits | $1,877,000 | 3,533 |
| Premises and equipment expense | $642,000 | 2,985 |
| Additional noninterest expense | $725,000 | 5,028 |
| Pre-tax net operating income | $1,769,000 | 3,684 |
| Securities gains (losses) | $289,000 | 757 |
| Applicable income taxes | $335,000 | 4,884 |
| Income before extraordinary items | $1,723,000 | 2,896 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,723,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $2,318,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,480,240 | 3,214 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,170,000 | 4,412 |
| Total interest expense | $3,271,000 | 4,372 |
| Net interest income | $3,899,000 | 4,330 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $774,000 | 3,682 |
| Gross Fiduciary activities income | $196,000 | 898 |
| Service charges on deposit accounts | $352,000 | 3,595 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $226,000 | 4,666 |
| Total noninterest expense | $2,968,000 | 4,128 |
| Salaries and employee benefits | $1,719,000 | 3,798 |
| Premises and equipment expense | $564,000 | 3,335 |
| Additional noninterest expense | $685,000 | 5,304 |
| Pre-tax net operating income | $1,705,000 | 4,030 |
| Securities gains (losses) | $65,000 | 1,192 |
| Applicable income taxes | $333,000 | 5,448 |
| Income before extraordinary items | $1,437,000 | 3,478 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,437,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $860,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,384,350 | 3,521 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,428,000 | 4,329 |
| Total interest expense | $3,531,000 | 4,163 |
| Net interest income | $3,897,000 | 4,424 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $727,000 | 3,986 |
| Gross Fiduciary activities income | $154,000 | 1,035 |
| Service charges on deposit accounts | $327,000 | 3,967 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $246,000 | 4,581 |
| Total noninterest expense | $2,805,000 | 4,550 |
| Salaries and employee benefits | $1,645,000 | 3,966 |
| Premises and equipment expense | $570,000 | 3,374 |
| Additional noninterest expense | $590,000 | 6,415 |
| Pre-tax net operating income | $1,819,000 | 3,684 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $367,000 | 5,162 |
| Income before extraordinary items | $1,452,000 | 3,297 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,452,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,017 |
| Cash dividends | $824,000 | 2,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,452,000 | 3,261 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,380,000 | 4,344 |
| Total interest expense | $3,591,000 | 4,060 |
| Net interest income | $3,789,000 | 4,525 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $528,000 | 4,982 |
| Gross Fiduciary activities income | $147,000 | 1,073 |
| Service charges on deposit accounts | $227,000 | 5,229 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $3,036,000 | 4,244 |
| Salaries and employee benefits | $1,690,000 | 3,844 |
| Premises and equipment expense | $589,000 | 3,257 |
| Additional noninterest expense | $757,000 | 5,486 |
| Pre-tax net operating income | $1,281,000 | 5,020 |
| Securities gains (losses) | $-38,000 | 11,009 |
| Applicable income taxes | $215,000 | 7,172 |
| Income before extraordinary items | $1,028,000 | 4,481 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,028,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,972 |
| Cash dividends | $499,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,059,540 | 4,377 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,340,000 | 4,048 |
| Total interest expense | $3,073,000 | 3,876 |
| Net interest income | $4,267,000 | 4,122 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $490,000 | 5,370 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $235,000 | 5,273 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $255,000 | 4,538 |
| Total noninterest expense | $3,302,000 | 4,056 |
| Salaries and employee benefits | $1,475,000 | 4,339 |
| Premises and equipment expense | $986,000 | 2,063 |
| Additional noninterest expense | $841,000 | 5,469 |
| Pre-tax net operating income | $1,395,000 | 4,681 |
| Securities gains (losses) | $353,000 | 350 |
| Applicable income taxes | $384,000 | 4,904 |
| Income before extraordinary items | $1,364,000 | 3,442 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,364,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $1,354,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,088,660 | 4,260 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,734,000 | 3,938 |
| Total interest expense | $2,994,000 | 4,121 |
| Net interest income | $4,740,000 | 3,753 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $555,000 | 5,219 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $264,000 | 4,892 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $291,000 | 4,551 |
| Total noninterest expense | $3,214,000 | 4,245 |
| Salaries and employee benefits | $1,536,000 | 4,181 |
| Premises and equipment expense | $878,000 | 2,324 |
| Additional noninterest expense | $800,000 | 5,927 |
| Pre-tax net operating income | $2,011,000 | 3,295 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $563,000 | 3,784 |
| Income before extraordinary items | $1,448,000 | 3,353 |
| Extraordinary gains, net | $-169,000 | 13,023 |
| Net income | $1,279,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 12,713 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,448,000 | 3,166 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,043,000 | 4,272 |
| Total interest expense | $3,838,000 | 4,216 |
| Net interest income | $4,205,000 | 4,257 |
| Provision for loan and lease losses | $275,000 | 4,347 |
| Total noninterest income | $538,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $248,000 | 5,171 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $290,000 | 4,521 |
| Total noninterest expense | $3,056,000 | 4,444 |
| Salaries and employee benefits | $1,459,000 | 4,330 |
| Premises and equipment expense | $856,000 | 2,409 |
| Additional noninterest expense | $741,000 | 6,477 |
| Pre-tax net operating income | $1,412,000 | 4,276 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $486,000 | 4,088 |
| Income before extraordinary items | $1,084,000 | 4,182 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,084,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 3,890 |
| Cash dividends | $235,000 | 4,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $974,980 | 4,283 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.