Home > CIBM Bank > Income and Expense

CIBM Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,256,0001,144
Total interest expense$17,131,000880
Net interest income$22,125,0001,326
Provision for loan and lease losses$-92,0004,322
Total noninterest income$8,664,000822
Gross Fiduciary activities income$0981
Service charges on deposit accounts$330,0002,081
Trading account gains and fees$0123
Additional Noninterest Income$8,334,000616
Total noninterest expense$27,330,000958
Salaries and employee benefits$18,526,000814
Premises and equipment expense$3,563,000739
Additional noninterest expense$8,334,000616
Pre-tax net operating income$3,551,0002,310
Securities gains (losses)$30,000548
Applicable income taxes$1,854,0001,030
Income before extraordinary items$1,727,0002,928
Extraordinary gains, net$054
Net income$1,727,0002,961
Minority interest net income$088
Net income of bank and minority interests.$1,727,0002,930
Net charge-offs$-50,0004,194
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,703,3002,983
2023-09-30 (YTD Data)Rank
Total interest income$27,854,0001,162
Total interest expense$11,061,000928
Net interest income$16,793,0001,324
Provision for loan and lease losses$-227,0004,448
Total noninterest income$7,016,000785
Gross Fiduciary activities income$0950
Service charges on deposit accounts$257,0002,061
Trading account gains and fees$0125
Additional Noninterest Income$6,759,000590
Total noninterest expense$20,810,000949
Salaries and employee benefits$14,186,000815
Premises and equipment expense$2,685,000744
Additional noninterest expense$6,759,000590
Pre-tax net operating income$3,226,0002,144
Securities gains (losses)$-66,0003,900
Applicable income taxes$749,0001,479
Income before extraordinary items$2,411,0002,284
Extraordinary gains, net$052
Net income$2,411,0002,306
Minority interest net income$081
Net income of bank and minority interests.$2,411,0002,286
Net charge-offs$-59,0004,248
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,463,1402,294
2023-06-30 (YTD Data)Rank
Total interest income$17,662,0001,178
Total interest expense$6,003,000976
Net interest income$11,659,0001,289
Provision for loan and lease losses$-86,0004,437
Total noninterest income$4,658,000766
Gross Fiduciary activities income$0931
Service charges on deposit accounts$155,0002,145
Trading account gains and fees$0112
Additional Noninterest Income$4,503,000570
Total noninterest expense$13,945,000933
Salaries and employee benefits$9,586,000794
Premises and equipment expense$1,744,000749
Additional noninterest expense$4,503,000570
Pre-tax net operating income$2,458,0001,982
Securities gains (losses)$0938
Applicable income taxes$634,0001,320
Income before extraordinary items$1,824,0002,169
Extraordinary gains, net$051
Net income$1,824,0002,194
Minority interest net income$081
Net income of bank and minority interests.$1,824,0002,169
Net charge-offs$-48,0004,316
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,824,0002,179
2023-03-31 (YTD Data)Rank
Total interest income$8,485,0001,200
Total interest expense$2,482,0001,018
Net interest income$6,003,0001,265
Provision for loan and lease losses$159,000987
Total noninterest income$1,358,0001,081
Gross Fiduciary activities income$0913
Service charges on deposit accounts$79,0002,152
Trading account gains and fees$097
Additional Noninterest Income$1,279,000816
Total noninterest expense$6,647,000979
Salaries and employee benefits$4,519,000850
Premises and equipment expense$874,000780
Additional noninterest expense$1,279,000816
Pre-tax net operating income$555,0002,988
Securities gains (losses)$34,000331
Applicable income taxes$146,0001,890
Income before extraordinary items$443,0003,062
Extraordinary gains, net$04
Net income$443,0003,061
Minority interest net income$048
Net income of bank and minority interests.$443,0003,062
Net charge-offs$-23,0004,265
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$416,1403,154
2022-12-31 (YTD Data)Rank
Total interest income$27,382,0001,230
Total interest expense$2,998,0001,178
Net interest income$24,384,0001,224
Provision for loan and lease losses$-887,0004,592
Total noninterest income$5,711,0001,100
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$348,0002,099
Trading account gains and fees$0116
Additional Noninterest Income$5,363,000855
Total noninterest expense$24,691,0001,015
Salaries and employee benefits$16,573,000885
Premises and equipment expense$3,174,000817
Additional noninterest expense$5,363,000855
Pre-tax net operating income$6,291,0001,768
Securities gains (losses)$-279,0004,188
Applicable income taxes$1,512,0001,256
Income before extraordinary items$4,500,0001,951
Extraordinary gains, net$05
Net income$4,500,0001,951
Minority interest net income$063
Net income of bank and minority interests.$4,500,0001,950
Net charge-offs$-435,0004,577
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,720,4101,929
2022-09-30 (YTD Data)Rank
Total interest income$19,563,0001,230
Total interest expense$1,455,0001,352
Net interest income$18,108,0001,210
Provision for loan and lease losses$-245,0004,520
Total noninterest income$4,911,0001,019
Gross Fiduciary activities income$0968
Service charges on deposit accounts$266,0002,102
Trading account gains and fees$0111
Additional Noninterest Income$4,645,000788
Total noninterest expense$18,557,0001,017
Salaries and employee benefits$12,546,000878
Premises and equipment expense$2,352,000827
Additional noninterest expense$4,645,000788
Pre-tax net operating income$4,707,0001,767
Securities gains (losses)$-283,0004,405
Applicable income taxes$1,077,0001,294
Income before extraordinary items$3,347,0001,953
Extraordinary gains, net$04
Net income$3,347,0001,952
Minority interest net income$057
Net income of bank and minority interests.$3,347,0001,952
Net charge-offs$41,0001,313
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,570,5701,904
2022-06-30 (YTD Data)Rank
Total interest income$12,317,0001,241
Total interest expense$753,0001,418
Net interest income$11,564,0001,219
Provision for loan and lease losses$-279,0004,556
Total noninterest income$3,519,000956
Gross Fiduciary activities income$0925
Service charges on deposit accounts$180,0002,074
Trading account gains and fees$0108
Additional Noninterest Income$3,339,000763
Total noninterest expense$12,379,000998
Salaries and employee benefits$8,338,000863
Premises and equipment expense$1,611,000796
Additional noninterest expense$2,430,0001,380
Pre-tax net operating income$2,983,0001,742
Securities gains (losses)$-190,0004,461
Applicable income taxes$673,0001,267
Income before extraordinary items$2,120,0001,928
Extraordinary gains, net$04
Net income$2,120,0001,928
Minority interest net income$060
Net income of bank and minority interests.$2,120,0001,928
Net charge-offs$58,000901
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,270,1001,876
2022-03-31 (YTD Data)Rank
Total interest income$5,893,0001,249
Total interest expense$357,0001,442
Net interest income$5,536,0001,227
Provision for loan and lease losses$-321,0004,601
Total noninterest income$1,800,000948
Gross Fiduciary activities income$0892
Service charges on deposit accounts$88,0002,090
Trading account gains and fees$0103
Additional Noninterest Income$1,712,000764
Total noninterest expense$6,139,000998
Salaries and employee benefits$4,195,000861
Premises and equipment expense$813,000797
Additional noninterest expense$1,131,0001,442
Pre-tax net operating income$1,518,0001,626
Securities gains (losses)$-112,0004,546
Applicable income taxes$370,0001,159
Income before extraordinary items$1,036,0001,878
Extraordinary gains, net$04
Net income$1,036,0001,876
Minority interest net income$050
Net income of bank and minority interests.$1,036,0001,878
Net charge-offs$17,0001,013
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,124,4801,791
2021-12-31 (YTD Data)Rank
Total interest income$25,119,0001,224
Total interest expense$1,796,0001,439
Net interest income$23,323,0001,203
Provision for loan and lease losses$-1,194,0004,550
Total noninterest income$15,085,000640
Gross Fiduciary activities income$2,000941
Service charges on deposit accounts$366,0001,968
Trading account gains and fees$0132
Additional Noninterest Income$14,717,000519
Total noninterest expense$29,255,000866
Salaries and employee benefits$21,558,000679
Premises and equipment expense$3,100,000837
Additional noninterest expense$4,597,0001,424
Pre-tax net operating income$10,347,0001,244
Securities gains (losses)$-71,0004,607
Applicable income taxes$2,713,000909
Income before extraordinary items$7,563,0001,405
Extraordinary gains, net$010
Net income$7,563,0001,405
Minority interest net income$074
Net income of bank and minority interests.$7,563,0001,405
Net charge-offs$-426,0004,696
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-18,000,0004,834
Net operating income$7,619,0901,368
2021-09-30 (YTD Data)Rank
Total interest income$18,861,0001,247
Total interest expense$1,408,0001,469
Net interest income$17,453,0001,225
Provision for loan and lease losses$-693,0004,583
Total noninterest income$12,353,000618
Gross Fiduciary activities income$1,000928
Service charges on deposit accounts$271,0001,979
Trading account gains and fees$0132
Additional Noninterest Income$12,081,000506
Total noninterest expense$22,064,000869
Salaries and employee benefits$16,387,000671
Premises and equipment expense$2,304,000857
Additional noninterest expense$3,373,0001,445
Pre-tax net operating income$8,435,0001,220
Securities gains (losses)$-48,0004,730
Applicable income taxes$2,284,000907
Income before extraordinary items$6,103,0001,378
Extraordinary gains, net$08
Net income$6,103,0001,378
Minority interest net income$069
Net income of bank and minority interests.$6,103,0001,378
Net charge-offs$-271,0004,721
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$-18,000,0004,907
Net operating income$6,140,9201,355
2021-06-30 (YTD Data)Rank
Total interest income$12,536,0001,244
Total interest expense$991,0001,470
Net interest income$11,545,0001,222
Provision for loan and lease losses$-279,0004,561
Total noninterest income$8,287,000608
Gross Fiduciary activities income$1,000917
Service charges on deposit accounts$174,0001,980
Trading account gains and fees$0133
Additional Noninterest Income$8,112,000510
Total noninterest expense$14,722,000866
Salaries and employee benefits$10,982,000663
Premises and equipment expense$1,562,000849
Additional noninterest expense$2,178,0001,463
Pre-tax net operating income$5,389,0001,244
Securities gains (losses)$-37,0004,775
Applicable income taxes$1,459,000908
Income before extraordinary items$3,893,0001,438
Extraordinary gains, net$06
Net income$3,893,0001,438
Minority interest net income$067
Net income of bank and minority interests.$3,893,0001,438
Net charge-offs$-323,0004,825
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,922,2301,390
2021-03-31 (YTD Data)Rank
Total interest income$6,284,0001,248
Total interest expense$536,0001,440
Net interest income$5,748,0001,225
Provision for loan and lease losses$21,0002,237
Total noninterest income$5,172,000527
Gross Fiduciary activities income$1,000885
Service charges on deposit accounts$84,0002,012
Trading account gains and fees$0127
Additional Noninterest Income$5,087,000442
Total noninterest expense$7,717,000816
Salaries and employee benefits$5,916,000626
Premises and equipment expense$772,000870
Additional noninterest expense$1,029,0001,517
Pre-tax net operating income$3,182,0001,095
Securities gains (losses)$-43,0004,828
Applicable income taxes$844,000826
Income before extraordinary items$2,295,0001,263
Extraordinary gains, net$03
Net income$2,295,0001,263
Minority interest net income$055
Net income of bank and minority interests.$2,295,0001,263
Net charge-offs$-111,0004,783
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,328,9701,217
2020-12-31 (YTD Data)Rank
Total interest income$27,088,0001,157
Total interest expense$4,813,000989
Net interest income$22,275,0001,180
Provision for loan and lease losses$1,058,0001,541
Total noninterest income$21,858,000471
Gross Fiduciary activities income$11,000887
Service charges on deposit accounts$364,0002,009
Trading account gains and fees$0133
Additional Noninterest Income$21,483,000386
Total noninterest expense$31,212,000781
Salaries and employee benefits$24,072,000589
Premises and equipment expense$3,049,000843
Additional noninterest expense$4,091,0001,510
Pre-tax net operating income$11,863,000922
Securities gains (losses)$53,0001,700
Applicable income taxes$2,950,000705
Income before extraordinary items$8,966,0001,057
Extraordinary gains, net$04
Net income$8,966,0001,057
Minority interest net income$072
Net income of bank and minority interests.$8,966,0001,057
Net charge-offs$-61,0004,644
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$-3,000,0004,988
Net operating income$8,924,1301,027
2020-09-30 (YTD Data)Rank
Total interest income$20,586,0001,142
Total interest expense$4,049,000948
Net interest income$16,537,0001,172
Provision for loan and lease losses$953,0001,400
Total noninterest income$15,085,000478
Gross Fiduciary activities income$9,000862
Service charges on deposit accounts$273,0002,005
Trading account gains and fees$0125
Additional Noninterest Income$14,803,000388
Total noninterest expense$22,108,000817
Salaries and employee benefits$17,089,000607
Premises and equipment expense$2,237,000856
Additional noninterest expense$2,782,0001,603
Pre-tax net operating income$8,561,000918
Securities gains (losses)$59,0001,469
Applicable income taxes$2,295,000654
Income before extraordinary items$6,325,0001,058
Extraordinary gains, net$04
Net income$6,325,0001,058
Minority interest net income$065
Net income of bank and minority interests.$6,325,0001,058
Net charge-offs$-79,0004,770
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,278,3901,039
2020-06-30 (YTD Data)Rank
Total interest income$13,360,0001,179
Total interest expense$3,033,000914
Net interest income$10,327,0001,232
Provision for loan and lease losses$452,0001,682
Total noninterest income$7,010,000588
Gross Fiduciary activities income$6,000861
Service charges on deposit accounts$184,0002,010
Trading account gains and fees$0123
Additional Noninterest Income$6,820,000473
Total noninterest expense$13,251,000886
Salaries and employee benefits$9,793,000716
Premises and equipment expense$1,534,000820
Additional noninterest expense$1,924,0001,554
Pre-tax net operating income$3,634,0001,249
Securities gains (losses)$59,0001,229
Applicable income taxes$933,000877
Income before extraordinary items$2,760,0001,404
Extraordinary gains, net$04
Net income$2,760,0001,404
Minority interest net income$065
Net income of bank and minority interests.$2,760,0001,404
Net charge-offs$-26,0004,590
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,713,3901,386
2020-03-31 (YTD Data)Rank
Total interest income$6,662,0001,191
Total interest expense$1,689,000909
Net interest income$4,973,0001,266
Provision for loan and lease losses$203,0001,428
Total noninterest income$2,570,000683
Gross Fiduciary activities income$4,000843
Service charges on deposit accounts$96,0002,185
Trading account gains and fees$0106
Additional Noninterest Income$2,470,000503
Total noninterest expense$6,119,000945
Salaries and employee benefits$4,374,000782
Premises and equipment expense$787,000817
Additional noninterest expense$958,0001,576
Pre-tax net operating income$1,221,0001,564
Securities gains (losses)$39,000923
Applicable income taxes$321,0001,023
Income before extraordinary items$939,0001,754
Extraordinary gains, net$04
Net income$939,0001,754
Minority interest net income$056
Net income of bank and minority interests.$939,0001,754
Net charge-offs$101,000877
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$908,1901,769
2019-12-31 (YTD Data)Rank
Total interest income$27,934,0001,143
Total interest expense$8,646,000768
Net interest income$19,288,0001,295
Provision for loan and lease losses$821,0001,057
Total noninterest income$9,938,000698
Gross Fiduciary activities income$19,000880
Service charges on deposit accounts$377,0002,282
Trading account gains and fees$0135
Additional Noninterest Income$9,542,000533
Total noninterest expense$25,537,000904
Salaries and employee benefits$17,993,000741
Premises and equipment expense$3,058,000835
Additional noninterest expense$4,486,0001,366
Pre-tax net operating income$2,868,0002,534
Securities gains (losses)$71,0001,098
Applicable income taxes$674,0001,741
Income before extraordinary items$2,265,0002,724
Extraordinary gains, net$011
Net income$2,265,0002,724
Minority interest net income$076
Net income of bank and minority interests.$2,265,0002,726
Net charge-offs$757,000800
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$-3,000,0005,164
Net operating income$2,208,9102,724
2019-09-30 (YTD Data)Rank
Total interest income$21,099,0001,145
Total interest expense$6,616,000767
Net interest income$14,483,0001,303
Provision for loan and lease losses$107,0002,551
Total noninterest income$7,626,000681
Gross Fiduciary activities income$12,000875
Service charges on deposit accounts$279,0002,326
Trading account gains and fees$0129
Additional Noninterest Income$7,335,000531
Total noninterest expense$18,827,000910
Salaries and employee benefits$13,327,000747
Premises and equipment expense$2,240,000864
Additional noninterest expense$3,260,0001,418
Pre-tax net operating income$3,175,0002,035
Securities gains (losses)$82,000875
Applicable income taxes$654,0001,585
Income before extraordinary items$2,603,0002,139
Extraordinary gains, net$011
Net income$2,603,0002,139
Minority interest net income$072
Net income of bank and minority interests.$2,603,0002,140
Net charge-offs$489,000772
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$-3,000,0005,243
Net operating income$2,537,4002,143
2019-06-30 (YTD Data)Rank
Total interest income$14,095,0001,139
Total interest expense$4,434,000755
Net interest income$9,661,0001,304
Provision for loan and lease losses$-220,0005,216
Total noninterest income$3,823,000827
Gross Fiduciary activities income$4,000918
Service charges on deposit accounts$178,0002,367
Trading account gains and fees$0131
Additional Noninterest Income$3,641,000637
Total noninterest expense$11,758,000942
Salaries and employee benefits$8,061,000808
Premises and equipment expense$1,520,000842
Additional noninterest expense$2,177,0001,425
Pre-tax net operating income$1,946,0002,136
Securities gains (losses)$64,000666
Applicable income taxes$534,0001,399
Income before extraordinary items$1,476,0002,351
Extraordinary gains, net$011
Net income$1,476,0002,351
Minority interest net income$069
Net income of bank and minority interests.$1,476,0002,351
Net charge-offs$472,000594
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,425,4402,372
2019-03-31 (YTD Data)Rank
Total interest income$6,997,0001,139
Total interest expense$2,178,000745
Net interest income$4,819,0001,310
Provision for loan and lease losses$-154,0005,290
Total noninterest income$1,172,0001,108
Gross Fiduciary activities income$2,000906
Service charges on deposit accounts$83,0002,464
Trading account gains and fees$0126
Additional Noninterest Income$1,087,000848
Total noninterest expense$5,363,0001,023
Salaries and employee benefits$3,651,000872
Premises and equipment expense$760,000849
Additional noninterest expense$952,0001,568
Pre-tax net operating income$782,0002,396
Securities gains (losses)$30,000501
Applicable income taxes$220,0001,507
Income before extraordinary items$592,0002,642
Extraordinary gains, net$05
Net income$592,0002,641
Minority interest net income$052
Net income of bank and minority interests.$592,0002,641
Net charge-offs$-76,0005,155
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$568,3002,698
2018-12-31 (YTD Data)Rank
Total interest income$26,296,0001,128
Total interest expense$6,422,000759
Net interest income$19,874,0001,247
Provision for loan and lease losses$-1,174,0005,351
Total noninterest income$9,413,000711
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$405,0002,278
Trading account gains and fees$0126
Additional Noninterest Income$9,008,000540
Total noninterest expense$24,724,000890
Salaries and employee benefits$17,317,000735
Premises and equipment expense$2,869,000872
Additional noninterest expense$4,538,0001,350
Pre-tax net operating income$5,737,0001,580
Securities gains (losses)$-38,0004,788
Applicable income taxes$1,424,0001,085
Income before extraordinary items$4,275,0001,815
Extraordinary gains, net$06
Net income$4,275,0001,814
Minority interest net income$072
Net income of bank and minority interests.$4,275,0001,814
Net charge-offs$-1,426,0005,376
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$-5,000,0005,401
Net operating income$4,305,0201,792
2018-09-30 (YTD Data)Rank
Total interest income$19,257,0001,137
Total interest expense$4,358,000772
Net interest income$14,899,0001,248
Provision for loan and lease losses$15,0003,690
Total noninterest income$7,919,000655
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$326,0002,205
Trading account gains and fees$0138
Additional Noninterest Income$7,593,000507
Total noninterest expense$18,563,000888
Salaries and employee benefits$13,146,000726
Premises and equipment expense$2,117,000881
Additional noninterest expense$3,300,0001,390
Pre-tax net operating income$4,240,0001,606
Securities gains (losses)$-60,0005,161
Applicable income taxes$1,068,0001,116
Income before extraordinary items$3,112,0001,858
Extraordinary gains, net$05
Net income$3,112,0001,856
Minority interest net income$066
Net income of bank and minority interests.$3,112,0001,857
Net charge-offs$-506,0005,387
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$-5,000,0005,470
Net operating income$3,159,4001,830
2018-06-30 (YTD Data)Rank
Total interest income$12,433,0001,158
Total interest expense$2,592,000805
Net interest income$9,841,0001,257
Provision for loan and lease losses$28,0003,241
Total noninterest income$4,873,000699
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$221,0002,175
Trading account gains and fees$0130
Additional Noninterest Income$4,652,000535
Total noninterest expense$12,132,000912
Salaries and employee benefits$8,666,000739
Premises and equipment expense$1,421,000879
Additional noninterest expense$2,045,0001,480
Pre-tax net operating income$2,554,0001,737
Securities gains (losses)$22,000458
Applicable income taxes$659,0001,160
Income before extraordinary items$1,917,0001,949
Extraordinary gains, net$06
Net income$1,917,0001,947
Minority interest net income$065
Net income of bank and minority interests.$1,917,0001,948
Net charge-offs$-332,0005,418
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,899,6201,950
2018-03-31 (YTD Data)Rank
Total interest income$6,020,0001,188
Total interest expense$1,185,000827
Net interest income$4,835,0001,270
Provision for loan and lease losses$-121,0005,501
Total noninterest income$1,827,000841
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$111,0002,165
Trading account gains and fees$0123
Additional Noninterest Income$1,716,000646
Total noninterest expense$5,656,000975
Salaries and employee benefits$4,020,000800
Premises and equipment expense$694,000900
Additional noninterest expense$942,0001,594
Pre-tax net operating income$1,127,0001,874
Securities gains (losses)$22,000323
Applicable income taxes$332,0001,145
Income before extraordinary items$817,0002,142
Extraordinary gains, net$07
Net income$817,0002,141
Minority interest net income$052
Net income of bank and minority interests.$817,0002,142
Net charge-offs$244,000500
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$799,6202,158
2017-12-31 (YTD Data)Rank
Total interest income$23,601,0001,173
Total interest expense$4,126,000820
Net interest income$19,475,0001,244
Provision for loan and lease losses$203,0002,349
Total noninterest income$8,820,000758
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$500,0002,031
Trading account gains and fees$0151
Additional Noninterest Income$8,320,000582
Total noninterest expense$22,879,000939
Salaries and employee benefits$15,985,000768
Premises and equipment expense$2,673,000912
Additional noninterest expense$4,221,0001,445
Pre-tax net operating income$5,213,0001,655
Securities gains (losses)$02,243
Applicable income taxes$-15,713,0005,662
Income before extraordinary items$20,926,000392
Extraordinary gains, net$09
Net income$20,926,000392
Minority interest net income$076
Net income of bank and minority interests.$20,926,000392
Net charge-offs$97,0002,463
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$20,926,000390
2017-09-30 (YTD Data)Rank
Total interest income$17,408,0001,188
Total interest expense$3,006,000825
Net interest income$14,402,0001,266
Provision for loan and lease losses$425,0001,307
Total noninterest income$6,646,000768
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$375,0002,038
Trading account gains and fees$0145
Additional Noninterest Income$6,271,000587
Total noninterest expense$16,986,000950
Salaries and employee benefits$12,004,000770
Premises and equipment expense$1,982,000927
Additional noninterest expense$3,000,0001,508
Pre-tax net operating income$3,637,0001,779
Securities gains (losses)$02,274
Applicable income taxes$45,0003,495
Income before extraordinary items$3,592,0001,491
Extraordinary gains, net$09
Net income$3,592,0001,491
Minority interest net income$071
Net income of bank and minority interests.$3,592,0001,491
Net charge-offs$113,0001,817
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,592,0001,475
2017-06-30 (YTD Data)Rank
Total interest income$11,326,0001,209
Total interest expense$1,865,000847
Net interest income$9,461,0001,276
Provision for loan and lease losses$275,0001,291
Total noninterest income$4,418,000764
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$242,0002,083
Trading account gains and fees$0139
Additional Noninterest Income$4,176,000582
Total noninterest expense$11,276,000956
Salaries and employee benefits$7,948,000776
Premises and equipment expense$1,308,000931
Additional noninterest expense$2,020,0001,499
Pre-tax net operating income$2,328,0001,802
Securities gains (losses)$01,906
Applicable income taxes$20,0003,634
Income before extraordinary items$2,308,0001,519
Extraordinary gains, net$011
Net income$2,308,0001,519
Minority interest net income$071
Net income of bank and minority interests.$2,308,0001,519
Net charge-offs$214,0001,013
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,308,0001,507
2017-03-31 (YTD Data)Rank
Total interest income$5,582,0001,211
Total interest expense$893,000851
Net interest income$4,689,0001,271
Provision for loan and lease losses$229,000850
Total noninterest income$1,822,000866
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$113,0002,201
Trading account gains and fees$0142
Additional Noninterest Income$1,709,000661
Total noninterest expense$5,222,0001,040
Salaries and employee benefits$3,658,000844
Premises and equipment expense$645,000954
Additional noninterest expense$919,0001,625
Pre-tax net operating income$1,060,0001,885
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,060,0001,600
Extraordinary gains, net$08
Net income$1,060,0001,599
Minority interest net income$055
Net income of bank and minority interests.$1,060,0001,600
Net charge-offs$254,000521
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,060,0001,583
2016-12-31 (YTD Data)Rank
Total interest income$20,989,0001,248
Total interest expense$2,997,000974
Net interest income$17,992,0001,289
Provision for loan and lease losses$-544,0005,761
Total noninterest income$8,807,000755
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$470,0002,183
Trading account gains and fees$0170
Additional Noninterest Income$8,337,000585
Total noninterest expense$23,047,000917
Salaries and employee benefits$16,272,000731
Premises and equipment expense$2,622,000927
Additional noninterest expense$4,153,0001,481
Pre-tax net operating income$4,296,0001,831
Securities gains (losses)$03,212
Applicable income taxes$42,0003,660
Income before extraordinary items$4,254,0001,571
Extraordinary gains, net$05
Net income$4,254,0001,570
Minority interest net income$082
Net income of bank and minority interests.$4,254,0001,570
Net charge-offs$-76,0005,466
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,254,0001,544
2016-09-30 (YTD Data)Rank
Total interest income$15,701,0001,251
Total interest expense$2,205,000988
Net interest income$13,496,0001,296
Provision for loan and lease losses$252,0001,798
Total noninterest income$6,921,000737
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$349,0002,209
Trading account gains and fees$0169
Additional Noninterest Income$6,572,000567
Total noninterest expense$17,063,000929
Salaries and employee benefits$12,084,000731
Premises and equipment expense$1,959,000932
Additional noninterest expense$3,020,0001,531
Pre-tax net operating income$3,102,0001,912
Securities gains (losses)$03,160
Applicable income taxes$36,0003,690
Income before extraordinary items$3,066,0001,654
Extraordinary gains, net$05
Net income$3,066,0001,654
Minority interest net income$071
Net income of bank and minority interests.$3,066,0001,654
Net charge-offs$-238,0005,762
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,066,0001,605
2016-06-30 (YTD Data)Rank
Total interest income$10,401,0001,264
Total interest expense$1,465,000985
Net interest income$8,936,0001,308
Provision for loan and lease losses$181,0001,719
Total noninterest income$4,293,000773
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$224,0002,246
Trading account gains and fees$0157
Additional Noninterest Income$4,069,000589
Total noninterest expense$10,995,000966
Salaries and employee benefits$7,693,000765
Premises and equipment expense$1,335,000920
Additional noninterest expense$1,967,0001,559
Pre-tax net operating income$2,053,0001,900
Securities gains (losses)$02,835
Applicable income taxes$2,0004,190
Income before extraordinary items$2,051,0001,629
Extraordinary gains, net$016
Net income$2,051,0001,630
Minority interest net income$071
Net income of bank and minority interests.$2,051,0001,630
Net charge-offs$23,0002,683
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,051,0001,581
2016-03-31 (YTD Data)Rank
Total interest income$5,183,0001,267
Total interest expense$735,000982
Net interest income$4,448,0001,304
Provision for loan and lease losses$63,0001,927
Total noninterest income$1,515,000957
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$103,0002,378
Trading account gains and fees$0142
Additional Noninterest Income$1,412,000738
Total noninterest expense$5,238,0001,003
Salaries and employee benefits$3,586,000820
Premises and equipment expense$682,000910
Additional noninterest expense$970,0001,565
Pre-tax net operating income$662,0002,573
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$662,0002,289
Extraordinary gains, net$012
Net income$662,0002,289
Minority interest net income$062
Net income of bank and minority interests.$662,0002,289
Net charge-offs$-111,0005,897
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$662,0002,242
2015-12-31 (YTD Data)Rank
Total interest income$18,493,0001,360
Total interest expense$2,378,0001,168
Net interest income$16,115,0001,385
Provision for loan and lease losses$68,0003,378
Total noninterest income$4,343,0001,232
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$451,0002,315
Trading account gains and fees$0159
Additional Noninterest Income$3,892,000977
Total noninterest expense$20,112,0001,028
Salaries and employee benefits$13,347,000848
Premises and equipment expense$2,571,000943
Additional noninterest expense$4,194,0001,465
Pre-tax net operating income$278,0005,330
Securities gains (losses)$13,0002,458
Applicable income taxes$6,0004,177
Income before extraordinary items$285,0005,270
Extraordinary gains, net$023
Net income$285,0005,273
Minority interest net income$081
Net income of bank and minority interests.$285,0005,273
Net charge-offs$-446,0005,993
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$272,2605,254
2015-09-30 (YTD Data)Rank
Total interest income$13,644,0001,383
Total interest expense$1,723,0001,220
Net interest income$11,921,0001,411
Provision for loan and lease losses$-159,0005,960
Total noninterest income$3,752,0001,139
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$337,0002,330
Trading account gains and fees$0153
Additional Noninterest Income$3,415,000872
Total noninterest expense$14,961,0001,043
Salaries and employee benefits$9,967,000858
Premises and equipment expense$1,918,000959
Additional noninterest expense$3,076,0001,493
Pre-tax net operating income$871,0003,965
Securities gains (losses)$13,0002,219
Applicable income taxes$04,489
Income before extraordinary items$884,0003,712
Extraordinary gains, net$021
Net income$884,0003,711
Minority interest net income$078
Net income of bank and minority interests.$884,0003,712
Net charge-offs$-482,0006,105
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$871,0003,686
2015-06-30 (YTD Data)Rank
Total interest income$8,991,0001,404
Total interest expense$1,128,0001,244
Net interest income$7,863,0001,436
Provision for loan and lease losses$185,0001,580
Total noninterest income$2,794,0001,051
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$218,0002,360
Trading account gains and fees$0157
Additional Noninterest Income$2,576,000805
Total noninterest expense$10,166,0001,022
Salaries and employee benefits$6,818,000845
Premises and equipment expense$1,272,000970
Additional noninterest expense$2,076,0001,490
Pre-tax net operating income$306,0004,832
Securities gains (losses)$13,0001,906
Applicable income taxes$04,497
Income before extraordinary items$319,0004,613
Extraordinary gains, net$022
Net income$319,0004,615
Minority interest net income$075
Net income of bank and minority interests.$319,0004,616
Net charge-offs$69,0002,053
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$306,0004,600
2015-03-31 (YTD Data)Rank
Total interest income$4,456,0001,417
Total interest expense$571,0001,230
Net interest income$3,885,0001,448
Provision for loan and lease losses$88,0001,599
Total noninterest income$1,362,0001,037
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$108,0002,347
Trading account gains and fees$0152
Additional Noninterest Income$1,254,000782
Total noninterest expense$4,983,0001,045
Salaries and employee benefits$3,418,000843
Premises and equipment expense$654,000955
Additional noninterest expense$911,0001,652
Pre-tax net operating income$176,0004,623
Securities gains (losses)$13,0001,390
Applicable income taxes$04,400
Income before extraordinary items$189,0004,359
Extraordinary gains, net$013
Net income$189,0004,361
Minority interest net income$064
Net income of bank and minority interests.$189,0004,362
Net charge-offs$56,0001,480
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$176,0004,392
2014-12-31 (YTD Data)Rank
Total interest income$18,119,0001,398
Total interest expense$2,136,0001,368
Net interest income$15,983,0001,395
Provision for loan and lease losses$471,0001,525
Total noninterest income$3,653,0001,362
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$416,0002,606
Trading account gains and fees$83,000139
Additional Noninterest Income$3,154,0001,068
Total noninterest expense$17,796,0001,131
Salaries and employee benefits$11,528,000945
Premises and equipment expense$2,201,0001,087
Additional noninterest expense$4,067,0001,535
Pre-tax net operating income$1,369,0003,632
Securities gains (losses)$6,0002,820
Applicable income taxes$4,0004,338
Income before extraordinary items$1,371,0003,398
Extraordinary gains, net$017
Net income$1,371,0003,400
Minority interest net income$084
Net income of bank and minority interests.$1,371,0003,400
Net charge-offs$1,211,000768
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,365,0003,352
2014-09-30 (YTD Data)Rank
Total interest income$13,528,0001,412
Total interest expense$1,572,0001,418
Net interest income$11,956,0001,402
Provision for loan and lease losses$461,0001,216
Total noninterest income$2,633,0001,403
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$318,0002,598
Trading account gains and fees$83,000125
Additional Noninterest Income$2,232,0001,115
Total noninterest expense$13,111,0001,159
Salaries and employee benefits$8,458,000968
Premises and equipment expense$1,640,0001,101
Additional noninterest expense$3,013,0001,555
Pre-tax net operating income$1,017,0003,725
Securities gains (losses)$-3,0006,006
Applicable income taxes$8,0004,246
Income before extraordinary items$1,006,0003,491
Extraordinary gains, net$015
Net income$1,006,0003,491
Minority interest net income$081
Net income of bank and minority interests.$1,006,0003,492
Net charge-offs$244,0001,787
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,008,9703,428
2014-06-30 (YTD Data)Rank
Total interest income$8,887,0001,425
Total interest expense$1,046,0001,428
Net interest income$7,841,0001,415
Provision for loan and lease losses$249,0001,465
Total noninterest income$1,594,0001,492
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$205,0002,652
Trading account gains and fees$0172
Additional Noninterest Income$1,389,0001,157
Total noninterest expense$8,545,0001,176
Salaries and employee benefits$5,543,000983
Premises and equipment expense$1,083,0001,125
Additional noninterest expense$1,919,0001,624
Pre-tax net operating income$641,0003,748
Securities gains (losses)$16,0001,751
Applicable income taxes$04,568
Income before extraordinary items$657,0003,450
Extraordinary gains, net$020
Net income$657,0003,456
Minority interest net income$080
Net income of bank and minority interests.$657,0003,456
Net charge-offs$425,000989
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$641,0003,448
2014-03-31 (YTD Data)Rank
Total interest income$4,410,0001,435
Total interest expense$512,0001,480
Net interest income$3,898,0001,416
Provision for loan and lease losses$97,0001,641
Total noninterest income$700,0001,597
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$97,0002,725
Trading account gains and fees$0147
Additional Noninterest Income$603,0001,243
Total noninterest expense$4,146,0001,224
Salaries and employee benefits$2,731,0001,007
Premises and equipment expense$544,0001,139
Additional noninterest expense$871,0001,753
Pre-tax net operating income$355,0003,512
Securities gains (losses)$3,0001,458
Applicable income taxes$81,0002,540
Income before extraordinary items$277,0003,685
Extraordinary gains, net$016
Net income$277,0003,687
Minority interest net income$066
Net income of bank and minority interests.$277,0003,688
Net charge-offs$126,0001,225
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$274,6903,647
2013-12-31 (YTD Data)Rank
Total interest income$17,691,0001,434
Total interest expense$2,470,0001,378
Net interest income$15,221,0001,420
Provision for loan and lease losses$31,0004,527
Total noninterest income$1,394,0002,710
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$415,0002,730
Trading account gains and fees$0184
Additional Noninterest Income$979,0002,410
Total noninterest expense$16,522,0001,229
Salaries and employee benefits$9,508,0001,152
Premises and equipment expense$2,334,0001,020
Additional noninterest expense$4,680,0001,424
Pre-tax net operating income$62,0006,054
Securities gains (losses)$2,0002,972
Applicable income taxes$04,631
Income before extraordinary items$64,0006,090
Extraordinary gains, net$029
Net income$64,0006,090
Minority interest net income$090
Net income of bank and minority interests.$64,0006,093
Net charge-offs$3,103,000526
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$62,0006,058
2013-09-30 (YTD Data)Rank
Total interest income$13,291,0001,441
Total interest expense$1,904,0001,382
Net interest income$11,387,0001,422
Provision for loan and lease losses$280,0002,156
Total noninterest income$680,0003,444
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$312,0002,753
Trading account gains and fees$0180
Additional Noninterest Income$368,0003,437
Total noninterest expense$12,313,0001,235
Salaries and employee benefits$7,097,0001,156
Premises and equipment expense$1,770,0001,020
Additional noninterest expense$3,446,0001,434
Pre-tax net operating income$-526,0006,621
Securities gains (losses)$-8,0006,480
Applicable income taxes$04,713
Income before extraordinary items$-534,0006,647
Extraordinary gains, net$025
Net income$-534,0006,648
Minority interest net income$084
Net income of bank and minority interests.$-534,0006,648
Net charge-offs$3,286,000392
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-526,0006,625
2013-06-30 (YTD Data)Rank
Total interest income$8,953,0001,425
Total interest expense$1,305,0001,367
Net interest income$7,648,0001,404
Provision for loan and lease losses$219,0002,009
Total noninterest income$460,0003,441
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$215,0002,656
Trading account gains and fees$0157
Additional Noninterest Income$245,0003,485
Total noninterest expense$8,050,0001,258
Salaries and employee benefits$4,743,0001,155
Premises and equipment expense$1,227,000985
Additional noninterest expense$2,080,0001,566
Pre-tax net operating income$-161,0006,522
Securities gains (losses)$-5,0006,590
Applicable income taxes$04,679
Income before extraordinary items$-166,0006,580
Extraordinary gains, net$022
Net income$-166,0006,582
Minority interest net income$082
Net income of bank and minority interests.$-166,0006,582
Net charge-offs$2,901,000328
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-161,0006,538
2013-03-31 (YTD Data)Rank
Total interest income$4,497,0001,421
Total interest expense$660,0001,404
Net interest income$3,837,0001,401
Provision for loan and lease losses$128,0001,844
Total noninterest income$437,0002,431
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$105,0002,697
Trading account gains and fees$0148
Additional Noninterest Income$332,0002,090
Total noninterest expense$3,875,0001,300
Salaries and employee benefits$2,345,0001,171
Premises and equipment expense$565,0001,079
Additional noninterest expense$965,0001,660
Pre-tax net operating income$271,0003,995
Securities gains (losses)$42,0001,000
Applicable income taxes$04,602
Income before extraordinary items$313,0003,502
Extraordinary gains, net$010
Net income$313,0003,503
Minority interest net income$076
Net income of bank and minority interests.$313,0003,504
Net charge-offs$2,262,000236
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$271,0003,651
2012-12-31 (YTD Data)Rank
Total interest income$21,265,0001,247
Total interest expense$3,218,0001,386
Net interest income$18,047,0001,228
Provision for loan and lease losses$-3,076,0007,058
Total noninterest income$-242,0006,943
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$497,0002,501
Trading account gains and fees$0166
Additional Noninterest Income$-739,0006,976
Total noninterest expense$17,676,0001,137
Salaries and employee benefits$9,982,0001,052
Premises and equipment expense$2,305,0001,035
Additional noninterest expense$5,389,0001,265
Pre-tax net operating income$3,205,0001,977
Securities gains (losses)$-649,0007,023
Applicable income taxes$57,0003,833
Income before extraordinary items$2,499,0002,180
Extraordinary gains, net$029
Net income$2,499,0002,179
Minority interest net income$093
Net income of bank and minority interests.$2,499,0002,181
Net charge-offs$1,611,0001,353
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$14,000877
Net operating income$3,135,0201,682
2012-09-30 (YTD Data)Rank
Total interest income$16,261,0001,259
Total interest expense$2,531,0001,383
Net interest income$13,730,0001,216
Provision for loan and lease losses$-2,413,0007,155
Total noninterest income$-346,0007,086
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$382,0002,474
Trading account gains and fees$0157
Additional Noninterest Income$-728,0007,109
Total noninterest expense$13,115,0001,147
Salaries and employee benefits$7,479,0001,051
Premises and equipment expense$1,679,0001,071
Additional noninterest expense$3,957,0001,283
Pre-tax net operating income$2,682,0001,841
Securities gains (losses)$-668,0007,129
Applicable income taxes$57,0003,726
Income before extraordinary items$1,957,0002,148
Extraordinary gains, net$020
Net income$1,957,0002,149
Minority interest net income$086
Net income of bank and minority interests.$1,957,0002,150
Net charge-offs$1,366,0001,193
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$17,000786
Net operating income$2,604,9601,585
2012-06-30 (YTD Data)Rank
Total interest income$11,153,0001,227
Total interest expense$1,778,0001,363
Net interest income$9,375,0001,192
Provision for loan and lease losses$-2,588,0007,224
Total noninterest income$-347,0007,176
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$258,0002,423
Trading account gains and fees$0153
Additional Noninterest Income$-605,0007,176
Total noninterest expense$8,827,0001,126
Salaries and employee benefits$4,987,0001,047
Premises and equipment expense$1,131,0001,049
Additional noninterest expense$2,709,0001,253
Pre-tax net operating income$2,789,0001,279
Securities gains (losses)$-1,422,0007,221
Applicable income taxes$154,0002,685
Income before extraordinary items$1,213,0002,254
Extraordinary gains, net$019
Net income$1,213,0002,254
Minority interest net income$084
Net income of bank and minority interests.$1,213,0002,254
Net charge-offs$1,269,000961
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$11,000759
Net operating income$2,478,5801,134
2012-03-31 (YTD Data)Rank
Total interest income$5,726,0001,202
Total interest expense$924,0001,365
Net interest income$4,802,0001,157
Provision for loan and lease losses$101,0002,830
Total noninterest income$-64,0007,186
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$134,0002,346
Trading account gains and fees$0148
Additional Noninterest Income$-198,0007,203
Total noninterest expense$4,349,0001,148
Salaries and employee benefits$2,432,0001,066
Premises and equipment expense$568,0001,048
Additional noninterest expense$1,349,0001,243
Pre-tax net operating income$288,0003,911
Securities gains (losses)$-128,0007,214
Applicable income taxes$7,0004,126
Income before extraordinary items$153,0004,817
Extraordinary gains, net$019
Net income$153,0004,820
Minority interest net income$078
Net income of bank and minority interests.$153,0004,821
Net charge-offs$113,0002,345
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$275,8803,633
2011-12-31 (YTD Data)Rank
Total interest income$25,326,0001,115
Total interest expense$5,468,0001,099
Net interest income$19,858,0001,120
Provision for loan and lease losses$6,378,000652
Total noninterest income$-301,0007,147
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$645,0002,120
Trading account gains and fees$0146
Additional Noninterest Income$-946,0007,193
Total noninterest expense$18,359,0001,071
Salaries and employee benefits$9,680,0001,011
Premises and equipment expense$2,660,000941
Additional noninterest expense$6,019,0001,170
Pre-tax net operating income$-5,180,0007,068
Securities gains (losses)$-288,0007,188
Applicable income taxes$22,0004,085
Income before extraordinary items$-5,490,0007,090
Extraordinary gains, net$029
Net income$-5,490,0007,088
Minority interest net income$096
Net income of bank and minority interests.$-5,490,0007,089
Net charge-offs$4,901,000808
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$22,000936
Net operating income$-5,202,0007,065
2011-09-30 (YTD Data)Rank
Total interest income$19,310,0001,117
Total interest expense$4,450,0001,062
Net interest income$14,860,0001,130
Provision for loan and lease losses$4,410,000692
Total noninterest income$189,0005,545
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$491,0002,109
Trading account gains and fees$0145
Additional Noninterest Income$-302,0007,176
Total noninterest expense$13,689,0001,078
Salaries and employee benefits$7,217,0001,017
Premises and equipment expense$1,956,000974
Additional noninterest expense$4,516,0001,153
Pre-tax net operating income$-3,050,0007,111
Securities gains (losses)$-131,0007,250
Applicable income taxes$34,0003,813
Income before extraordinary items$-3,215,0007,167
Extraordinary gains, net$021
Net income$-3,215,0007,167
Minority interest net income$087
Net income of bank and minority interests.$-3,215,0007,168
Net charge-offs$3,564,000822
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$15,000896
Net operating income$-3,084,0007,143
2011-06-30 (YTD Data)Rank
Total interest income$13,065,0001,109
Total interest expense$3,192,0001,037
Net interest income$9,873,0001,131
Provision for loan and lease losses$2,771,000725
Total noninterest income$-170,0007,337
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$329,0002,075
Trading account gains and fees$0153
Additional Noninterest Income$-499,0007,375
Total noninterest expense$9,233,0001,083
Salaries and employee benefits$4,757,0001,043
Premises and equipment expense$1,429,000898
Additional noninterest expense$3,047,0001,161
Pre-tax net operating income$-2,301,0007,210
Securities gains (losses)$-75,0007,285
Applicable income taxes$16,0003,930
Income before extraordinary items$-2,392,0007,244
Extraordinary gains, net$015
Net income$-2,392,0007,244
Minority interest net income$089
Net income of bank and minority interests.$-2,392,0007,245
Net charge-offs$2,448,000796
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$15,000788
Net operating income$-2,317,0007,230
2011-03-31 (YTD Data)Rank
Total interest income$6,673,0001,090
Total interest expense$1,639,0001,047
Net interest income$5,034,0001,103
Provision for loan and lease losses$1,105,000793
Total noninterest income$-397,0007,507
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$167,0002,028
Trading account gains and fees$0158
Additional Noninterest Income$-564,0007,515
Total noninterest expense$4,592,0001,100
Salaries and employee benefits$2,384,0001,051
Premises and equipment expense$688,000963
Additional noninterest expense$1,520,0001,172
Pre-tax net operating income$-1,060,0007,289
Securities gains (losses)$-52,0007,339
Applicable income taxes$04,545
Income before extraordinary items$-1,112,0007,315
Extraordinary gains, net$09
Net income$-1,112,0007,315
Minority interest net income$086
Net income of bank and minority interests.$-1,112,0007,316
Net charge-offs$808,000987
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$6,000762
Net operating income$-1,060,0007,305
2010-12-31 (YTD Data)Rank
Total interest income$29,789,0001,030
Total interest expense$9,269,000895
Net interest income$20,520,0001,087
Provision for loan and lease losses$15,319,000470
Total noninterest income$786,0003,692
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$813,0001,794
Trading account gains and fees$0175
Additional Noninterest Income$-27,0007,076
Total noninterest expense$20,562,000971
Salaries and employee benefits$10,179,000958
Premises and equipment expense$3,068,000840
Additional noninterest expense$7,315,0001,008
Pre-tax net operating income$-14,575,0007,448
Securities gains (losses)$-587,0007,444
Applicable income taxes$161,0002,879
Income before extraordinary items$-15,323,0007,474
Extraordinary gains, net$029
Net income$-15,323,0007,474
Minority interest net income$0111
Net income of bank and minority interests.$-15,323,0007,474
Net charge-offs$16,883,000386
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-224,0007,613
Net operating income$-14,736,0007,459
2010-09-30 (YTD Data)Rank
Total interest income$22,675,0001,031
Total interest expense$7,340,000872
Net interest income$15,335,0001,094
Provision for loan and lease losses$11,693,000440
Total noninterest income$801,0003,151
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$623,0001,820
Trading account gains and fees$0165
Additional Noninterest Income$178,0004,370
Total noninterest expense$15,552,000949
Salaries and employee benefits$7,657,000947
Premises and equipment expense$2,384,000810
Additional noninterest expense$5,511,000977
Pre-tax net operating income$-11,109,0007,575
Securities gains (losses)$-213,0007,492
Applicable income taxes$66,0003,396
Income before extraordinary items$-11,388,0007,601
Extraordinary gains, net$023
Net income$-11,388,0007,601
Minority interest net income$0110
Net income of bank and minority interests.$-11,388,0007,601
Net charge-offs$12,731,000379
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-168,0007,715
Net operating income$-11,175,0007,592
2010-06-30 (YTD Data)Rank
Total interest income$15,484,0001,022
Total interest expense$5,105,000872
Net interest income$10,379,0001,076
Provision for loan and lease losses$5,083,000626
Total noninterest income$607,0002,843
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$420,0001,810
Trading account gains and fees$0152
Additional Noninterest Income$187,0003,599
Total noninterest expense$9,949,000991
Salaries and employee benefits$4,942,000978
Premises and equipment expense$1,422,000923
Additional noninterest expense$3,585,000986
Pre-tax net operating income$-4,046,0007,495
Securities gains (losses)$-55,0007,444
Applicable income taxes$52,0003,248
Income before extraordinary items$-4,153,0007,534
Extraordinary gains, net$019
Net income$-4,153,0007,533
Minority interest net income$0105
Net income of bank and minority interests.$-4,153,0007,534
Net charge-offs$5,599,000531
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-179,0007,798
Net operating income$-4,098,0007,527
2010-03-31 (YTD Data)Rank
Total interest income$7,992,0001,005
Total interest expense$2,652,000875
Net interest income$5,340,0001,047
Provision for loan and lease losses$2,634,000605
Total noninterest income$369,0002,511
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$217,0001,753
Trading account gains and fees$0175
Additional Noninterest Income$152,0002,815
Total noninterest expense$4,973,0001,003
Salaries and employee benefits$2,603,000941
Premises and equipment expense$676,0001,004
Additional noninterest expense$1,694,0001,036
Pre-tax net operating income$-1,898,0007,582
Securities gains (losses)$02,284
Applicable income taxes$31,0003,152
Income before extraordinary items$-1,929,0007,637
Extraordinary gains, net$016
Net income$-1,929,0007,639
Minority interest net income$091
Net income of bank and minority interests.$-1,929,0007,639
Net charge-offs$1,938,000658
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$-190,0007,914
Net operating income$-1,929,0007,628
2009-12-31 (YTD Data)Rank
Total interest income$38,761,000867
Total interest expense$17,646,000653
Net interest income$21,115,0001,035
Provision for loan and lease losses$24,650,000423
Total noninterest income$1,495,0002,558
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$919,0001,810
Trading account gains and fees$0211
Additional Noninterest Income$576,0002,958
Total noninterest expense$22,560,000933
Salaries and employee benefits$9,873,000991
Premises and equipment expense$2,744,000990
Additional noninterest expense$9,943,000798
Pre-tax net operating income$-24,600,0007,763
Securities gains (losses)$149,0001,796
Applicable income taxes$391,0001,784
Income before extraordinary items$-24,842,0007,782
Extraordinary gains, net$034
Net income$-24,842,0007,779
Minority interest net income$0115
Net income of bank and minority interests.$-24,842,0007,781
Net charge-offs$25,284,000336
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$22,0001,199
Net operating income$-24,991,0007,786
2009-09-30 (YTD Data)Rank
Total interest income$30,087,000856
Total interest expense$14,290,000637
Net interest income$15,797,0001,046
Provision for loan and lease losses$19,388,000394
Total noninterest income$1,315,0002,372
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$705,0001,783
Trading account gains and fees$0212
Additional Noninterest Income$610,0002,491
Total noninterest expense$16,873,000927
Salaries and employee benefits$6,878,0001,085
Premises and equipment expense$1,989,0001,032
Additional noninterest expense$8,006,000718
Pre-tax net operating income$-19,149,0007,861
Securities gains (losses)$339,000912
Applicable income taxes$422,0001,574
Income before extraordinary items$-19,232,0007,889
Extraordinary gains, net$027
Net income$-19,232,0007,888
Minority interest net income$0118
Net income of bank and minority interests.$-19,232,0007,889
Net charge-offs$16,371,000360
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$39,000978
Net operating income$-19,571,0007,893
2009-06-30 (YTD Data)Rank
Total interest income$20,840,000838
Total interest expense$9,949,000653
Net interest income$10,891,000997
Provision for loan and lease losses$9,388,000467
Total noninterest income$800,0002,515
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$458,0001,806
Trading account gains and fees$0193
Additional Noninterest Income$342,0002,781
Total noninterest expense$10,985,000975
Salaries and employee benefits$3,939,0001,299
Premises and equipment expense$1,245,0001,128
Additional noninterest expense$5,801,000669
Pre-tax net operating income$-8,682,0007,888
Securities gains (losses)$525,000490
Applicable income taxes$350,0001,395
Income before extraordinary items$-8,507,0007,923
Extraordinary gains, net$021
Net income$-8,507,0007,922
Minority interest net income$0112
Net income of bank and minority interests.$-8,507,0007,922
Net charge-offs$9,578,000386
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$27,000943
Net operating income$-9,032,0007,935
2009-03-31 (YTD Data)Rank
Total interest income$6,006,0001,515
Total interest expense$2,589,0001,327
Net interest income$3,417,0001,632
Provision for loan and lease losses$1,590,000883
Total noninterest income$162,0004,236
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$142,0002,582
Trading account gains and fees$0171
Additional Noninterest Income$20,0006,167
Total noninterest expense$2,674,0001,861
Salaries and employee benefits$933,0002,709
Premises and equipment expense$316,0002,205
Additional noninterest expense$1,425,0001,164
Pre-tax net operating income$-685,0007,474
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-685,0007,576
Extraordinary gains, net$015
Net income$-685,0007,577
Minority interest net income$0102
Net income of bank and minority interests.$-685,0007,577
Net charge-offs$1,559,000715
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$4,000994
Net operating income$-685,0007,562
2008-12-31 (YTD Data)Rank
Total interest income$27,050,0001,432
Total interest expense$12,201,0001,338
Net interest income$14,849,0001,505
Provision for loan and lease losses$4,815,0001,027
Total noninterest income$588,0004,514
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$633,0002,547
Trading account gains and fees$0154
Additional Noninterest Income$-45,0008,084
Total noninterest expense$11,567,0001,685
Salaries and employee benefits$3,789,0002,637
Premises and equipment expense$1,242,0002,170
Additional noninterest expense$6,536,000980
Pre-tax net operating income$-945,0006,986
Securities gains (losses)$-1,347,0007,800
Applicable income taxes$-743,0007,616
Income before extraordinary items$-1,549,0007,219
Extraordinary gains, net$039
Net income$-1,549,0007,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,701,000494
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$16,0001,280
Net operating income$-633,0406,921
2008-09-30 (YTD Data)Rank
Total interest income$20,285,0001,469
Total interest expense$9,497,0001,344
Net interest income$10,788,0001,570
Provision for loan and lease losses$4,040,000757
Total noninterest income$457,0004,540
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$488,0002,510
Trading account gains and fees$0148
Additional Noninterest Income$-31,0008,231
Total noninterest expense$8,757,0001,662
Salaries and employee benefits$2,919,0002,602
Premises and equipment expense$951,0002,138
Additional noninterest expense$4,887,000935
Pre-tax net operating income$-1,552,0007,745
Securities gains (losses)$-526,0007,791
Applicable income taxes$-302,0007,741
Income before extraordinary items$-1,776,0007,813
Extraordinary gains, net$031
Net income$-1,776,0007,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,832,000399
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$12,0001,133
Net operating income$-1,328,9007,749
2008-06-30 (YTD Data)Rank
Total interest income$13,525,0001,495
Total interest expense$6,602,0001,336
Net interest income$6,923,0001,623
Provision for loan and lease losses$2,090,000760
Total noninterest income$300,0004,624
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$318,0002,517
Trading account gains and fees$0149
Additional Noninterest Income$-18,0008,338
Total noninterest expense$5,964,0001,626
Salaries and employee benefits$1,958,0002,618
Premises and equipment expense$650,0002,077
Additional noninterest expense$3,356,000885
Pre-tax net operating income$-831,0007,817
Securities gains (losses)$03,233
Applicable income taxes$-302,0008,071
Income before extraordinary items$-529,0007,719
Extraordinary gains, net$021
Net income$-529,0007,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,034,000355
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$8,0001,041
Net operating income$-529,0007,698
2008-03-31 (YTD Data)Rank
Total interest income$7,186,0001,435
Total interest expense$3,533,0001,320
Net interest income$3,653,0001,519
Provision for loan and lease losses$125,0002,397
Total noninterest income$149,0004,635
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$141,0002,748
Trading account gains and fees$0158
Additional Noninterest Income$8,0007,392
Total noninterest expense$2,825,0001,711
Salaries and employee benefits$969,0002,656
Premises and equipment expense$320,0002,129
Additional noninterest expense$1,536,000937
Pre-tax net operating income$852,0002,044
Securities gains (losses)$02,688
Applicable income taxes$-36,0007,977
Income before extraordinary items$888,0001,675
Extraordinary gains, net$015
Net income$888,0001,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,000811
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$4,000922
Net operating income$888,0001,614
2007-12-31 (YTD Data)Rank
Total interest income$27,410,0001,571
Total interest expense$14,284,0001,406
Net interest income$13,126,0001,726
Provision for loan and lease losses$1,717,000949
Total noninterest income$905,0003,740
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$542,0002,879
Trading account gains and fees$0178
Additional Noninterest Income$363,0003,918
Total noninterest expense$11,279,0001,634
Salaries and employee benefits$3,726,0002,658
Premises and equipment expense$1,547,0001,701
Additional noninterest expense$6,006,000939
Pre-tax net operating income$1,035,0004,675
Securities gains (losses)$02,146
Applicable income taxes$274,0003,490
Income before extraordinary items$761,0004,892
Extraordinary gains, net$039
Net income$761,0004,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,829,000279
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$12,0001,218
Net operating income$761,0004,866
2007-09-30 (YTD Data)Rank
Total interest income$20,423,0001,585
Total interest expense$10,488,0001,432
Net interest income$9,935,0001,707
Provision for loan and lease losses$867,0001,017
Total noninterest income$790,0003,422
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$403,0002,881
Trading account gains and fees$0184
Additional Noninterest Income$387,0003,264
Total noninterest expense$8,369,0001,634
Salaries and employee benefits$2,806,0002,635
Premises and equipment expense$1,157,0001,700
Additional noninterest expense$4,406,000930
Pre-tax net operating income$1,489,0003,495
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,489,0002,988
Extraordinary gains, net$033
Net income$1,489,0002,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,033,000637
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$10,0001,068
Net operating income$1,489,0002,973
2007-06-30 (YTD Data)Rank
Total interest income$13,722,0001,587
Total interest expense$6,977,0001,427
Net interest income$6,745,0001,710
Provision for loan and lease losses$-8,0008,348
Total noninterest income$830,0002,539
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$261,0002,947
Trading account gains and fees$0168
Additional Noninterest Income$569,0002,067
Total noninterest expense$5,692,0001,619
Salaries and employee benefits$1,939,0002,591
Premises and equipment expense$779,0001,706
Additional noninterest expense$2,974,000927
Pre-tax net operating income$1,891,0002,261
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,891,0001,831
Extraordinary gains, net$029
Net income$1,891,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,0008,291
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$8,000980
Net operating income$1,891,0001,815
2007-03-31 (YTD Data)Rank
Total interest income$6,486,0001,662
Total interest expense$3,551,0001,398
Net interest income$2,935,0001,975
Provision for loan and lease losses$2,975,000138
Total noninterest income$148,0004,668
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$130,0002,901
Trading account gains and fees$0195
Additional Noninterest Income$18,0006,767
Total noninterest expense$2,971,0001,545
Salaries and employee benefits$994,0002,565
Premises and equipment expense$387,0001,728
Additional noninterest expense$1,590,000866
Pre-tax net operating income$-2,863,0008,630
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-2,863,0008,632
Extraordinary gains, net$022
Net income$-2,863,0008,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0001,723
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$5,000817
Net operating income$-2,863,0008,626
2006-12-31 (YTD Data)Rank
Total interest income$29,880,0001,325
Total interest expense$16,293,0001,019
Net interest income$13,587,0001,686
Provision for loan and lease losses$-3,803,0008,663
Total noninterest income$2,821,0001,716
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$586,0002,735
Trading account gains and fees$0130
Additional Noninterest Income$2,235,0001,250
Total noninterest expense$16,607,0001,081
Salaries and employee benefits$4,279,0002,292
Premises and equipment expense$1,629,0001,580
Additional noninterest expense$10,699,000527
Pre-tax net operating income$3,604,0002,426
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,604,0001,961
Extraordinary gains, net$051
Net income$3,604,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,669
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,604,0001,947
2006-09-30 (YTD Data)Rank
Total interest income$22,314,0001,320
Total interest expense$12,352,000989
Net interest income$9,962,0001,748
Provision for loan and lease losses$-5,600,0008,736
Total noninterest income$2,070,0001,758
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$446,0002,706
Trading account gains and fees$0126
Additional Noninterest Income$1,624,0001,297
Total noninterest expense$10,891,0001,248
Salaries and employee benefits$3,309,0002,220
Premises and equipment expense$1,219,0001,596
Additional noninterest expense$6,363,000654
Pre-tax net operating income$6,741,0001,137
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$6,741,000864
Extraordinary gains, net$045
Net income$6,741,000863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,573,0008,735
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,741,000854
2006-06-30 (YTD Data)Rank
Total interest income$14,729,0001,308
Total interest expense$8,092,000958
Net interest income$6,637,0001,745
Provision for loan and lease losses$-1,500,0008,749
Total noninterest income$1,165,0001,995
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$302,0002,648
Trading account gains and fees$0126
Additional Noninterest Income$863,0001,509
Total noninterest expense$7,391,0001,241
Salaries and employee benefits$2,290,0002,150
Premises and equipment expense$854,0001,521
Additional noninterest expense$4,247,000659
Pre-tax net operating income$1,911,0002,398
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,911,0001,916
Extraordinary gains, net$039
Net income$1,911,0001,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,085,0008,766
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,911,0001,895
2006-03-31 (YTD Data)Rank
Total interest income$7,133,0001,325
Total interest expense$3,905,000935
Net interest income$3,228,0001,788
Provision for loan and lease losses$06,013
Total noninterest income$283,0003,198
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$143,0002,699
Trading account gains and fees$0115
Additional Noninterest Income$140,0003,094
Total noninterest expense$3,782,0001,208
Salaries and employee benefits$1,176,0002,093
Premises and equipment expense$417,0001,562
Additional noninterest expense$2,189,000638
Pre-tax net operating income$-271,0008,599
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-271,0008,620
Extraordinary gains, net$021
Net income$-271,0008,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,562
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-271,0008,614
2005-12-31 (YTD Data)Rank
Total interest income$29,703,0001,110
Total interest expense$15,537,000726
Net interest income$14,166,0001,551
Provision for loan and lease losses$-759,0008,767
Total noninterest income$-884,0008,830
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$672,0002,423
Trading account gains and fees$0138
Additional Noninterest Income$-1,556,0008,842
Total noninterest expense$17,505,000970
Salaries and employee benefits$5,252,0001,769
Premises and equipment expense$1,964,0001,250
Additional noninterest expense$10,289,000545
Pre-tax net operating income$-3,464,0008,804
Securities gains (losses)$213,000489
Applicable income taxes$-11,0008,467
Income before extraordinary items$-3,240,0008,805
Extraordinary gains, net$046
Net income$-3,240,0008,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-361,0008,766
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-3,453,0008,797
2005-09-30 (YTD Data)Rank
Total interest income$22,150,0001,081
Total interest expense$11,527,000700
Net interest income$10,623,0001,525
Provision for loan and lease losses$-1,624,0008,819
Total noninterest income$-992,0008,856
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$508,0002,413
Trading account gains and fees$0126
Additional Noninterest Income$-1,500,0008,869
Total noninterest expense$13,149,000961
Salaries and employee benefits$4,120,0001,677
Premises and equipment expense$1,324,0001,381
Additional noninterest expense$7,705,000541
Pre-tax net operating income$-1,894,0008,806
Securities gains (losses)$213,000460
Applicable income taxes$06,976
Income before extraordinary items$-1,681,0008,812
Extraordinary gains, net$035
Net income$-1,681,0008,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-291,0008,777
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-1,894,0008,805
2005-06-30 (YTD Data)Rank
Total interest income$14,782,0001,051
Total interest expense$7,511,000682
Net interest income$7,271,0001,468
Provision for loan and lease losses$-1,295,0008,828
Total noninterest income$-956,0008,867
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$328,0002,437
Trading account gains and fees$0116
Additional Noninterest Income$-1,284,0008,880
Total noninterest expense$8,746,000954
Salaries and employee benefits$2,737,0001,676
Premises and equipment expense$871,0001,390
Additional noninterest expense$5,138,000541
Pre-tax net operating income$-1,136,0008,794
Securities gains (losses)$156,000457
Applicable income taxes$06,961
Income before extraordinary items$-980,0008,800
Extraordinary gains, net$030
Net income$-980,0008,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$685,000479
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-1,136,0008,796
2005-03-31 (YTD Data)Rank
Total interest income$7,164,0001,059
Total interest expense$3,658,000654
Net interest income$3,506,0001,516
Provision for loan and lease losses$06,226
Total noninterest income$222,0003,729
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$177,0002,231
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,411
Total noninterest expense$4,011,0001,043
Salaries and employee benefits$1,378,0001,670
Premises and equipment expense$432,0001,407
Additional noninterest expense$2,201,000610
Pre-tax net operating income$-283,0008,778
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-283,0008,799
Extraordinary gains, net$024
Net income$-283,0008,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0001,841
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-283,0008,782
2004-12-31 (YTD Data)Rank
Total interest income$34,976,000797
Total interest expense$16,166,000517
Net interest income$18,810,0001,060
Provision for loan and lease losses$13,299,000119
Total noninterest income$2,882,0001,661
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$955,0001,835
Trading account gains and fees$0138
Additional Noninterest Income$1,927,0001,356
Total noninterest expense$17,096,000948
Salaries and employee benefits$5,491,0001,603
Premises and equipment expense$1,399,0001,667
Additional noninterest expense$10,206,000537
Pre-tax net operating income$-8,703,0008,968
Securities gains (losses)$03,819
Applicable income taxes$6,565,000497
Income before extraordinary items$-15,268,0008,972
Extraordinary gains, net$034
Net income$-15,268,0008,972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,223,00091
Cash dividends$4,000,000755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-15,268,0008,966
2004-09-30 (YTD Data)Rank
Total interest income$27,226,000763
Total interest expense$12,573,000485
Net interest income$14,653,0001,011
Provision for loan and lease losses$11,919,000118
Total noninterest income$1,168,0002,617
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$747,0001,770
Trading account gains and fees$0134
Additional Noninterest Income$421,0003,108
Total noninterest expense$13,016,000939
Salaries and employee benefits$4,242,0001,563
Premises and equipment expense$997,0001,744
Additional noninterest expense$7,777,000518
Pre-tax net operating income$-9,114,0009,017
Securities gains (losses)$03,710
Applicable income taxes$4,800,000496
Income before extraordinary items$-13,914,0009,019
Extraordinary gains, net$026
Net income$-13,914,0009,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,082,000102
Cash dividends$4,000,000547
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-13,914,0009,013
2004-06-30 (YTD Data)Rank
Total interest income$19,168,000715
Total interest expense$8,859,000461
Net interest income$10,309,000946
Provision for loan and lease losses$7,419,000126
Total noninterest income$772,0002,647
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$513,0001,706
Trading account gains and fees$0130
Additional Noninterest Income$259,0003,259
Total noninterest expense$7,994,0001,011
Salaries and employee benefits$2,957,0001,500
Premises and equipment expense$634,0001,817
Additional noninterest expense$4,403,000605
Pre-tax net operating income$-4,332,0009,068
Securities gains (losses)$03,413
Applicable income taxes$4,800,000390
Income before extraordinary items$-9,132,0009,071
Extraordinary gains, net$021
Net income$-9,132,0009,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,669,000117
Cash dividends$4,000,000394
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-9,132,0009,067
2004-03-31 (YTD Data)Rank
Total interest income$9,979,000696
Total interest expense$4,684,000452
Net interest income$5,295,000934
Provision for loan and lease losses$4,047,000123
Total noninterest income$349,0002,797
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$259,0001,645
Trading account gains and fees$0121
Additional Noninterest Income$90,0003,932
Total noninterest expense$4,164,000983
Salaries and employee benefits$1,468,0001,513
Premises and equipment expense$334,0001,742
Additional noninterest expense$2,362,000560
Pre-tax net operating income$-2,567,0009,108
Securities gains (losses)$02,934
Applicable income taxes$4,800,000236
Income before extraordinary items$-7,367,0009,111
Extraordinary gains, net$016
Net income$-7,367,0009,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,583,000133
Cash dividends$4,000,000207
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-7,367,0009,107
2003-12-31 (YTD Data)Rank
Total interest income$54,208,000532
Total interest expense$23,389,000397
Net interest income$30,819,000621
Provision for loan and lease losses$26,173,000121
Total noninterest income$952,0003,822
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,054,0001,633
Trading account gains and fees$0160
Additional Noninterest Income$-102,0009,166
Total noninterest expense$15,358,0001,060
Salaries and employee benefits$6,003,0001,427
Premises and equipment expense$1,140,0001,998
Additional noninterest expense$8,215,000657
Pre-tax net operating income$-9,760,0009,161
Securities gains (losses)$04,500
Applicable income taxes$-2,290,0009,156
Income before extraordinary items$-7,470,0009,162
Extraordinary gains, net$054
Net income$-7,470,0009,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,689,000168
Cash dividends$20,450,000236
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-7,470,0009,145
2003-09-30 (YTD Data)Rank
Total interest income$42,696,000520
Total interest expense$18,272,000399
Net interest income$24,424,000595
Provision for loan and lease losses$23,087,000117
Total noninterest income$532,0004,566
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$784,0001,647
Trading account gains and fees$0153
Additional Noninterest Income$-252,0009,239
Total noninterest expense$11,323,0001,078
Salaries and employee benefits$4,450,0001,462
Premises and equipment expense$855,0002,006
Additional noninterest expense$6,018,000671
Pre-tax net operating income$-9,454,0009,220
Securities gains (losses)$04,204
Applicable income taxes$-1,925,0009,214
Income before extraordinary items$-7,529,0009,223
Extraordinary gains, net$040
Net income$-7,529,0009,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,158,000179
Cash dividends$16,500,000220
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-7,529,0009,206
2003-06-30 (YTD Data)Rank
Total interest income$28,964,000514
Total interest expense$12,422,000406
Net interest income$16,542,000587
Provision for loan and lease losses$4,705,000219
Total noninterest income$797,0002,763
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$504,0001,673
Trading account gains and fees$0150
Additional Noninterest Income$293,0003,334
Total noninterest expense$7,465,0001,089
Salaries and employee benefits$2,931,0001,469
Premises and equipment expense$587,0001,941
Additional noninterest expense$3,947,000677
Pre-tax net operating income$5,169,000861
Securities gains (losses)$03,782
Applicable income taxes$1,632,000922
Income before extraordinary items$3,537,000951
Extraordinary gains, net$030
Net income$3,537,000951
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,181,000466
Cash dividends$13,000,000176
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,537,000879
2003-03-31 (YTD Data)Rank
Total interest income$14,501,000520
Total interest expense$6,266,000414
Net interest income$8,235,000590
Provision for loan and lease losses$1,498,000290
Total noninterest income$361,0002,855
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$250,0001,634
Trading account gains and fees$0134
Additional Noninterest Income$111,0003,746
Total noninterest expense$3,638,0001,101
Salaries and employee benefits$1,481,0001,445
Premises and equipment expense$299,0001,917
Additional noninterest expense$1,858,000695
Pre-tax net operating income$3,460,000653
Securities gains (losses)$02,891
Applicable income taxes$1,164,000692
Income before extraordinary items$2,296,000742
Extraordinary gains, net$021
Net income$2,296,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$998,000327
Cash dividends$10,000,000127
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,296,000683
2002-12-31 (YTD Data)Rank
Total interest income$57,661,000549
Total interest expense$27,388,000441
Net interest income$30,273,000630
Provision for loan and lease losses$4,784,000404
Total noninterest income$1,353,0002,826
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$950,0001,690
Trading account gains and fees$0153
Additional Noninterest Income$403,0003,683
Total noninterest expense$16,655,000943
Salaries and employee benefits$5,854,0001,384
Premises and equipment expense$1,274,0001,736
Additional noninterest expense$9,527,000575
Pre-tax net operating income$10,189,000857
Securities gains (losses)$1,045,000409
Applicable income taxes$3,675,000779
Income before extraordinary items$7,559,000835
Extraordinary gains, net$070
Net income$7,559,000834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,868,000454
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,858,850875
2001-12-31 (YTD Data)Rank
Total interest income$60,449,000587
Total interest expense$34,503,000503
Net interest income$25,946,000684
Provision for loan and lease losses$1,989,000714
Total noninterest income$1,581,0002,412
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$862,0001,767
Trading account gains and fees$0177
Additional Noninterest Income$719,0002,535
Total noninterest expense$12,865,0001,147
Salaries and employee benefits$5,608,0001,327
Premises and equipment expense$1,225,0001,769
Additional noninterest expense$6,032,000827
Pre-tax net operating income$12,673,000617
Securities gains (losses)$399,000718
Applicable income taxes$4,381,000601
Income before extraordinary items$8,691,000644
Extraordinary gains, net$30,00084
Net income$8,721,000645
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$587,0001,390
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,427,660638
2000-12-31 (YTD Data)Rank
Total interest income$62,586,000605
Total interest expense$38,022,000518
Net interest income$24,564,000726
Provision for loan and lease losses$1,767,000674
Total noninterest income$1,411,0002,456
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$762,0001,828
Trading account gains and fees$0180
Additional Noninterest Income$649,0002,502
Total noninterest expense$11,832,0001,179
Salaries and employee benefits$5,390,0001,321
Premises and equipment expense$1,133,0001,849
Additional noninterest expense$5,309,000911
Pre-tax net operating income$12,376,000649
Securities gains (losses)$21,000944
Applicable income taxes$3,814,000669
Income before extraordinary items$8,583,000647
Extraordinary gains, net$038
Net income$8,583,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$687,000984
Cash dividends$750,0002,772
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,568,510644
1999-12-31 (YTD Data)Rank
Total interest income$50,169,000696
Total interest expense$27,378,000609
Net interest income$22,791,000779
Provision for loan and lease losses$1,927,000583
Total noninterest income$1,789,0002,004
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$656,0002,023
Trading account gains and fees$0173
Additional Noninterest Income$1,133,0001,713
Total noninterest expense$10,552,0001,313
Salaries and employee benefits$5,140,0001,347
Premises and equipment expense$1,050,0001,953
Additional noninterest expense$4,362,0001,074
Pre-tax net operating income$12,101,000696
Securities gains (losses)$03,155
Applicable income taxes$4,009,000703
Income before extraordinary items$8,092,000726
Extraordinary gains, net$035
Net income$8,092,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,166
Cash dividends$1,690,0001,542
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,092,000714
1998-12-31 (YTD Data)Rank
Total interest income$44,645,000751
Total interest expense$24,497,000678
Net interest income$20,148,000852
Provision for loan and lease losses$1,821,000621
Total noninterest income$999,0003,086
Gross Fiduciary activities income$27,0001,196
Service charges on deposit accounts$705,0001,812
Trading account gains and fees$0224
Additional Noninterest Income$267,0004,263
Total noninterest expense$10,181,0001,303
Salaries and employee benefits$4,794,0001,372
Premises and equipment expense$1,088,0001,809
Additional noninterest expense$4,299,0001,067
Pre-tax net operating income$9,145,000855
Securities gains (losses)$165,0001,009
Applicable income taxes$2,994,000870
Income before extraordinary items$6,316,000862
Extraordinary gains, net$032
Net income$6,316,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,649
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,203,800839
1997-12-31 (YTD Data)Rank
Total interest income$12,015,0002,720
Total interest expense$6,975,0002,159
Net interest income$5,040,0003,458
Provision for loan and lease losses$580,0001,588
Total noninterest income$218,0007,615
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$119,0006,786
Trading account gains and feesNANA
Additional Noninterest Income$99,0006,819
Total noninterest expense$3,016,0004,080
Salaries and employee benefits$1,506,0004,242
Premises and equipment expense$371,0004,699
Additional noninterest expense$1,139,0003,496
Pre-tax net operating income$1,662,0004,112
Securities gains (losses)$24,0001,768
Applicable income taxes$451,0004,531
Income before extraordinary items$1,235,0003,955
Extraordinary gains, net$044
Net income$1,235,0003,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,683
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,217,4803,929
1996-12-31 (YTD Data)Rank
Total interest income$7,940,0004,071
Total interest expense$4,485,0003,323
Net interest income$3,455,0004,870
Provision for loan and lease losses$337,0002,379
Total noninterest income$198,0008,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$85,0007,846
Trading account gains and feesNANA
Additional Noninterest Income$113,0006,777
Total noninterest expense$2,277,0005,386
Salaries and employee benefits$1,184,0005,272
Premises and equipment expense$266,0006,016
Additional noninterest expense$827,0005,082
Pre-tax net operating income$1,039,0005,601
Securities gains (losses)$13,0002,310
Applicable income taxes$336,0005,456
Income before extraordinary items$716,0005,692
Extraordinary gains, net$053
Net income$716,0005,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,146
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$707,1605,671
1995-12-31 (YTD Data)Rank
Total interest income$4,817,0006,157
Total interest expense$2,693,0005,241
Net interest income$2,124,0007,035
Provision for loan and lease losses$241,0002,638
Total noninterest income$184,0008,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0008,893
Trading account gains and feesNANA
Additional Noninterest Income$123,0006,567
Total noninterest expense$1,401,0007,579
Salaries and employee benefits$708,0007,674
Premises and equipment expense$145,0008,397
Additional noninterest expense$548,0006,887
Pre-tax net operating income$666,0007,502
Securities gains (losses)$56,0001,233
Applicable income taxes$231,0006,947
Income before extraordinary items$491,0007,323
Extraordinary gains, net$065
Net income$491,0007,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,260
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$452,9207,584
1994-12-31 (YTD Data)Rank
Total interest income$2,978,0008,091
Total interest expense$1,450,0007,048
Net interest income$1,528,0008,801
Provision for loan and lease losses$84,0004,941
Total noninterest income$267,0007,700
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$31,00010,297
Trading account gains and feesNANA
Additional Noninterest Income$236,0004,748
Total noninterest expense$1,247,0008,439
Salaries and employee benefits$700,0007,880
Premises and equipment expense$115,0009,543
Additional noninterest expense$432,0008,508
Pre-tax net operating income$464,0008,892
Securities gains (losses)$03,600
Applicable income taxes$93,0009,524
Income before extraordinary items$371,0008,452
Extraordinary gains, net$0249
Net income$371,0008,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$100,0006,840
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$371,0008,497
1993-12-31 (YTD Data)Rank
Total interest income$1,834,00010,522
Total interest expense$913,0009,492
Net interest income$921,00011,077
Provision for loan and lease losses$130,0005,002
Total noninterest income$296,0007,736
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,00011,285
Trading account gains and feesNANA
Additional Noninterest Income$292,0004,540
Total noninterest expense$956,0009,945
Salaries and employee benefits$587,0008,919
Premises and equipment expense$98,00010,504
Additional noninterest expense$271,00010,808
Pre-tax net operating income$131,00011,623
Securities gains (losses)$120,0002,257
Applicable income taxes$74,00010,356
Income before extraordinary items$177,00010,908
Extraordinary gains, net$03,149
Net income$177,00011,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,00010,864
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$91,80011,694
1992-12-31 (YTD Data)Rank
Total interest income$912,00013,171
Total interest expense$438,00013,031
Net interest income$474,00013,163
Provision for loan and lease losses$54,0008,887
Total noninterest income$33,00013,491
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$10,00011,600
Trading account gains and feesNANA
Additional Noninterest Income$23,00012,330
Total noninterest expense$409,00013,124
Salaries and employee benefits$227,00012,865
Premises and equipment expense$46,00012,842
Additional noninterest expense$136,00013,144
Pre-tax net operating income$44,00012,452
Securities gains (losses)$45,0004,303
Applicable income taxes$12,00012,318
Income before extraordinary items$77,00012,270
Extraordinary gains, net$01,422
Net income$77,00012,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,00010,157
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$37,85012,410

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.