| 2023-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0076% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0418% | 4,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0595% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0481% | 4,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 40.1376% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 40.1376% | 11 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0123% | 3,986 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0608% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0803% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0696% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 46.5716% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 46.5716% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0155% | 4,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0249% | 4,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0725% | 4,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1212% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0852% | 4,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 44.4444% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 44.4444% | 50 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0153% | 4,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 4,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 4,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3023% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.3023% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0776% | 4,460 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0932% | 4,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1489% | 4,606 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0436% | 4,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0467% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.2906% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.2906% | 32 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0099% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0337% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4201% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4201% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0211% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 3,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0606% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0311% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0530% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4883% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.4883% | 42 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0125% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0335% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1910% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1910% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0751% | 4,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0872% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 4,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2120% | 4,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2265% | 4,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3860% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3860% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0633% | 4,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0736% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0321% | 4,409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1605% | 4,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1714% | 4,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4132% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4132% | 81 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1135% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1285% | 4,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0495% | 4,546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2887% | 4,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3087% | 4,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0779% | 4,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0884% | 4,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2406% | 4,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2569% | 4,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0106% | 4,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.1264% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0216% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0693% | 4,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0704% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0693% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 1,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 1,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4405% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0183% | 4,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 4,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.1755% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0292% | 629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1006% | 4,725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1076% | 4,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 1,607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5544% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5544% | 985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0092% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.2673% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1043% | 4,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1118% | 4,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0512% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3856% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3856% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0756% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.5270% | 40 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0905% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1418% | 4,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1535% | 4,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8885% | 351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6667% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6667% | 967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1470% | 1,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0342% | 4,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 4,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7347% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7071% | 413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7071% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1275% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 4,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0948% | 4,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1036% | 4,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6959% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3711% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3711% | 225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1874% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0560% | 4,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1393% | 5,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1525% | 5,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4742% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6826% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6826% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0615% | 4,889 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0942% | 5,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2393% | 5,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2631% | 5,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2411% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2865% | 5,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3210% | 5,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2507% | 5,166 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.1262% | 4,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6283% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1166% | 5,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0019% | 3,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5010% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5010% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1354% | 5,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1532% | 5,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3305% | 5,258 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0133% | 4,298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 1,231 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0459% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1818% | 5,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 1,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1348% | 5,247 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1455% | 5,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5070% | 5,344 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0206% | 4,348 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2687% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0644% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 4,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2005% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2304% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0585% | 4,424 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5871% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6132% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 4,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0196% | 3,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1149% | 5,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2832% | 5,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3182% | 5,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8969% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.5335% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.5335% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0305% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1216% | 5,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2992% | 5,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,841 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3374% | 5,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2361% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4022% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4022% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0869% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1532% | 5,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3771% | 5,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 3,839 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4269% | 5,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9809% | 242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2073% | 840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0841% | 5,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2097% | 5,595 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 3,932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2373% | 5,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4456% | 164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0159% | 5,065 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1918% | 5,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4325% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6244% | 4,737 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8901% | 5,791 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0740% | 4,158 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0226% | 5,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2374% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8283% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8283% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0671% | 5,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0724% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,693 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8595% | 4,762 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0479% | 5,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0923% | 4,214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0405% | 5,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0386% | 4,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2906% | 2,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2906% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0098% | 3,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,799 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4722% | 4,766 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0768% | 4,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 860 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 4,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4205% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4205% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0948% | 5,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1039% | 5,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,965 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8798% | 4,796 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1226% | 5,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1357% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1203% | 5,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0383% | 4,649 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1069% | 5,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1371% | 5,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2367% | 5,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0465% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0639% | 5,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0806% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0938% | 5,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0692% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2293% | 2,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2293% | 2,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1577% | 5,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2030% | 5,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3215% | 5,942 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0859% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1323% | 5,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1859% | 5,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1051% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2248% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2248% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0342% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 2,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0840% | 4,883 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1987% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1802% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3298% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3298% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0561% | 2,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0814% | 4,932 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0347% | 4,342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3916% | 603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6488% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6488% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3295% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3903% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0832% | 965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3893% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1650% | 5,075 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6130% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0841% | 949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7526% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 4,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7580% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7580% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0900% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.1096% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1750% | 5,127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3600% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1644% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4133% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 4,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0165% | 844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0169% | 769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2411% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2832% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 5,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1874% | 5,146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9479% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0385% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2040% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 4,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3884% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3884% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1458% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1022% | 5,148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6111% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0393% | 4,546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8001% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 5,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2933% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2933% | 1,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9581% | 626 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1992% | 358 |
| Percentage Net Loans Charged-off:Construction & development | -0.3743% | 5,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6384% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0816% | 5,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0721% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7967% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1551% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4270% | 6,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1506% | 3,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1506% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3718% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6186% | 227 |
| Percentage Net Loans Charged-off:Construction & development | -0.4946% | 5,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1543% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0824% | 5,306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4890% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6804% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7335% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0857% | 5,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2050% | 2,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2054% | 2,717 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8228% | 256 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1388% | 165 |
| Percentage Net Loans Charged-off:Construction & development | -0.7805% | 6,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1238% | 146 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0710% | 5,297 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2374% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0817% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2839% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1709% | 5,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2353% | 2,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2353% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.8485% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3026% | 90 |
| Percentage Net Loans Charged-off:Construction & development | -1.6370% | 6,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5955% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0601% | 5,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1871% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0718% | 4,797 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8608% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4799% | 2,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5203% | 1,907 |
| Percentage Net Loans Charged-off:Construction & development | 6.1003% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5104% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0816% | 435 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.2969% | 6,966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2537% | 5,126 |
| All other 1-4 family - Percent of loans charged-off, net | -4.2869% | 6,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4743% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4743% | 296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5353% | 1,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5841% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 7.8974% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2459% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3974% | 351 |
| Percentage Net Loans Charged-off: 1-4 family residential | -5.5049% | 7,060 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2652% | 5,166 |
| All other 1-4 family - Percent of loans charged-off, net | -7.2445% | 7,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0846% | 5,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6768% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6772% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7362% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7041% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 11.1762% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3652% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1426% | 248 |
| Percentage Net Loans Charged-off: 1-4 family residential | -9.0364% | 7,121 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3250% | 5,193 |
| All other 1-4 family - Percent of loans charged-off, net | -11.9601% | 7,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5974% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0419% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.0419% | 136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1283% | 3,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 3,255 |
| Percentage Net Loans Charged-off:Construction & development | 17.1043% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4520% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5123% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | -5.9723% | 7,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0447% | 5,082 |
| All other 1-4 family - Percent of loans charged-off, net | -7.9549% | 7,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0293% | 5,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.9441% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9441% | 83 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2800% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5063% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 6.5407% | 746 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1670% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3773% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.6448% | 7,226 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0947% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | -2.9649% | 7,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3424% | 6,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6862% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6714% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2202% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4471% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 4.6896% | 917 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1776% | 918 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5849% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7776% | 7,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0711% | 1,600 |
| All other 1-4 family - Percent of loans charged-off, net | -2.4377% | 7,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4156% | 6,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7043% | 2,033 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6854% | 1,795 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2290% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4862% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.7254% | 1,787 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0621% | 7,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.6205% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6739% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1333% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2253% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6049% | 6,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2395% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2308% | 2,971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7948% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0667% | 1,143 |
| Percentage Net Loans Charged-off:Construction & development | 1.3122% | 1,133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5983% | 7,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5125% | 139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7339% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0375% | 5,280 |
| All other 1-4 family - Percent of loans charged-off, net | 5.0897% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1631% | 7,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4585% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4334% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.8604% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3056% | 237 |
| Percentage Net Loans Charged-off:Construction & development | 16.4139% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6663% | 1,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.9755% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5625% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3473% | 1,413 |
| All other 1-4 family - Percent of loans charged-off, net | 7.4322% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1012% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6225% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.8331% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1912% | 242 |
| Percentage Net Loans Charged-off:Construction & development | 14.8111% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5122% | 1,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4440% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.4395% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4699% | 1,138 |
| All other 1-4 family - Percent of loans charged-off, net | 8.5733% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6480% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0572% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4829% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6705% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 6.3370% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7345% | 7,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.6334% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.1267% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0405% | 1,376 |
| All other 1-4 family - Percent of loans charged-off, net | 8.2601% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3213% | 1,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9583% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.6797% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9819% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 4.7356% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4584% | 7,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.6369% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.9787% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0949% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 8.0160% | 86 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 6,348 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2960% | 7,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.9571% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8594% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 12.6146% | 440 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0664% | 1,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7795% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.9495% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4142% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 14.9863% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2830% | 7,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7323% | 3,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.2045% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9762% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 10.3432% | 461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 12.7285% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7338% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 15.7690% | 20 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3291% | 7,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1832% | 4,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.6461% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3550% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 7.1282% | 622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.8870% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9349% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 14.4926% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5626% | 7,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2072% | 4,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3742% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0686% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 12.0972% | 41 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7814% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 15.6270% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.5271% | 7,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7843% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.8933% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2177% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 2.1572% | 1,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4732% | 896 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.8386% | 16 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 12.8725% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5078% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8386% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9238% | 200 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3919% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 2.6903% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6293% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.9705% | 13 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 12.7226% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6826% | 7,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0796% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0783% | 158 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4806% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8169% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 12.7067% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 14.3015% | 15 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 7,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8787% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6382% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7333% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9078% | 8,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.0961% | 37 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5953% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 7,055 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7410% | 8,189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.3725% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7689% | 43 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9094% | 54 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1488% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8212% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2603% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4619% | 1,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9916% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5662% | 688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5697% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5093% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2506% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1488% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2590% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5760% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7874% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0425% | 7,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 8,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3321% | 8,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8395% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9102% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1469% | 7,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7702% | 1,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0851% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5297% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5811% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 7,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0012% | 7,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1772% | 816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1552% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5897% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3155% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3847% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0677% | 8,143 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3166% | 8,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.3617% | 8,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6243% | 8,579 |
| Percentage Net Loans Charged-off:Construction & development | -3.5524% | 7,883 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2649% | 8,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3518% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0841% | 8,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1048% | 8,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.7532% | 8,303 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7210% | 8,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -1.6416% | 8,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9341% | 8,620 |
| Percentage Net Loans Charged-off:Construction & development | -5.2062% | 7,858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3889% | 8,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5425% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1561% | 8,412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2072% | 8,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.6980% | 8,313 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.5052% | 8,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0095% | 6,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1197% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2077% | 6,182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5027% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0203% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6423% | 8,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1192% | 8,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7539% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 2.5397% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3379% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2532% | 6,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6817% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9576% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3228% | 8,359 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8917% | 8,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -11.1250% | 1,368 |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1232% | 8,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9952% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 3.2300% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4556% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2972% | 6,352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9184% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1991% | 105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.9043% | 8,372 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2534% | 8,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -12.0135% | 1,323 |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4154% | 914 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7267% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 5.7209% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7034% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4228% | 6,296 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3366% | 96 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6832% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.6827% | 8,376 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7870% | 8,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -18.9312% | 1,270 |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0498% | 3,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7867% | 131 |
| Percentage Net Loans Charged-off:Construction & development | 4.0326% | 19 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2164% | 8,494 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7937% | 6,267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5536% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2756% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6749% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1310% | 8,352 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5516% | 8,701 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 5.0703% | 42 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6071% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0012% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9024% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 8,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 7,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.1662% | 53 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1477% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0569% | 7,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 94.6554% | 3 |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 4.4066% | 45 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3744% | 27 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7470% | 42 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 7,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1985% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6657% | 8,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0734% | 7,318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.1310% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,690 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 8,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 8,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.3794% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9160% | 8,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0173% | 7,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.2243% | 162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 8,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 8,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7868% | 109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3927% | 3,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0317% | 7,194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3916% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7806% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 2.4610% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3717% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 8,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 8,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9959% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5018% | 9,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0101% | 7,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9704% | 1,389 |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2296% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2073% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4953% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0391% | 8,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 8,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8218% | 369 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.6080% | 9,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0088% | 7,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2452% | 1,368 |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2581% | 2,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 8,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0515% | 8,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0521% | 8,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9567% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2482% | 9,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0064% | 7,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1663% | 1,321 |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4284% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5003% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.1100% | 9,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0767% | 1,281 |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3581% | 2,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1894% | 1,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3467% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 2,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6667% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1874% | 1,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0695% | 1,719 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1836% | 25 |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0896% | 5,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0419% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 1,075 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0283% | 6,622 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 8,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1135% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4519% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5391% | 1,666 |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1226% | 4,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1106% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2337% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1774% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7126% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0226% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1073% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2469% | 612 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0130% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4766% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0851% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0112% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0613% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8589% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8633% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8738% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1670% | 4,270 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0056% | 8,591 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0097% | 10,078 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0035% | 8,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0059% | 10,962 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1065% | 8,757 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
