Home > CIBC National Bank > Income and Expense

CIBC National Bank, Income and Expense

2003-06-30 (YTD Data)Rank
Total interest income$1,104,0007,482
Total interest expense$558,0006,059
Net interest income$546,0008,087
Provision for loan and lease losses$07,324
Total noninterest income$746,0002,890
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$25,0007,506
Trading account gains and fees$0150
Additional Noninterest Income$721,0001,925
Total noninterest expense$1,292,0005,083
Salaries and employee benefits$15,0009,242
Premises and equipment expense$85,0007,152
Additional noninterest expense$1,192,0002,007
Pre-tax net operating income$08,658
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$08,760
Extraordinary gains, net$030
Net income$08,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$08,652
2003-03-31 (YTD Data)Rank
Total interest income$663,0007,056
Total interest expense$558,0003,999
Net interest income$105,0009,047
Provision for loan and lease losses$06,934
Total noninterest income$365,0002,834
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$25,0006,543
Trading account gains and fees$0134
Additional Noninterest Income$340,0001,935
Total noninterest expense$470,0006,207
Salaries and employee benefits$-42,0009,312
Premises and equipment expense$79,0005,487
Additional noninterest expense$433,0002,662
Pre-tax net operating income$08,688
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$08,759
Extraordinary gains, net$021
Net income$08,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$08,657
2002-12-31 (YTD Data)Rank
Total interest income$19,688,0001,565
Total interest expense$9,172,0001,223
Net interest income$10,516,0001,852
Provision for loan and lease losses$396,0002,872
Total noninterest income$-395,0009,340
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$-6,443,0009,346
Additional Noninterest Income$6,048,000609
Total noninterest expense$171,547,000156
Salaries and employee benefits$11,018,000734
Premises and equipment expense$42,180,00097
Additional noninterest expense$118,349,000112
Pre-tax net operating income$-161,822,0009,367
Securities gains (losses)$558,000620
Applicable income taxes$-62,724,0009,353
Income before extraordinary items$-98,540,0009,353
Extraordinary gains, net$070
Net income$-98,540,0009,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0002,326
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-98,897,1209,352
2001-12-31 (YTD Data)Rank
Total interest income$22,260,0001,520
Total interest expense$7,205,0002,221
Net interest income$15,055,0001,176
Provision for loan and lease losses$847,0001,430
Total noninterest income$4,371,0001,111
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$08,399
Trading account gains and fees$-876,0009,590
Additional Noninterest Income$5,247,000640
Total noninterest expense$92,271,000234
Salaries and employee benefits$16,370,000490
Premises and equipment expense$15,216,000173
Additional noninterest expense$60,685,000187
Pre-tax net operating income$-73,692,0009,620
Securities gains (losses)$2,285,000222
Applicable income taxes$-27,791,0009,608
Income before extraordinary items$-43,616,0009,604
Extraordinary gains, net$0105
Net income$-43,616,0009,603
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0003,302
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-45,078,4009,603
2000-12-31 (YTD Data)Rank
Total interest income$31,224,0001,127
Total interest expense$1,383,0007,384
Net interest income$29,841,000615
Provision for loan and lease losses$68,0006,042
Total noninterest income$2,003,0001,876
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$710,0001,944
Trading account gains and fees$0180
Additional Noninterest Income$1,293,0001,564
Total noninterest expense$39,700,000414
Salaries and employee benefits$14,028,000521
Premises and equipment expense$6,119,000369
Additional noninterest expense$19,553,000349
Pre-tax net operating income$-7,924,0009,883
Securities gains (losses)$01,956
Applicable income taxes$-2,958,0009,873
Income before extraordinary items$-4,966,0009,861
Extraordinary gains, net$038
Net income$-4,966,0009,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,846
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-4,966,0009,862
1999-12-31 (YTD Data)Rank
Total interest income$5,271,0005,385
Total interest expense$12,00010,167
Net interest income$5,259,0003,303
Provision for loan and lease losses$5,0008,322
Total noninterest income$19,0009,970
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$08,885
Trading account gains and fees$0173
Additional Noninterest Income$19,0009,296
Total noninterest expense$12,374,0001,119
Salaries and employee benefits$2,096,0003,291
Premises and equipment expense$596,0003,277
Additional noninterest expense$9,682,000626
Pre-tax net operating income$-7,101,00010,217
Securities gains (losses)$03,155
Applicable income taxes$-2,747,00010,204
Income before extraordinary items$-4,354,00010,195
Extraordinary gains, net$035
Net income$-4,354,00010,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$450,000,0002
Net operating income$-4,354,00010,191

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.