CIB Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 5,594 |
| Total interest expense | $1,330,000 | 4,418 |
| Net interest income | $1,117,000 | 6,396 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $172,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $66,000 | 5,810 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,005 |
| Total noninterest expense | $1,527,000 | 4,817 |
| Salaries and employee benefits | $553,000 | 6,146 |
| Premises and equipment expense | $175,000 | 5,326 |
| Additional noninterest expense | $799,000 | 3,135 |
| Pre-tax net operating income | $-238,000 | 8,434 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-238,000 | 8,452 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-238,000 | 8,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,157 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-238,000 | 8,450 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 5,475 |
| Total interest expense | $665,000 | 4,304 |
| Net interest income | $587,000 | 6,288 |
| Provision for loan and lease losses | $74,000 | 2,576 |
| Total noninterest income | $114,000 | 5,324 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $33,000 | 5,757 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $798,000 | 4,702 |
| Salaries and employee benefits | $294,000 | 5,999 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $410,000 | 3,054 |
| Pre-tax net operating income | $-171,000 | 8,520 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-171,000 | 8,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-171,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-171,000 | 8,530 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,563,000 | 4,815 |
| Total interest expense | $2,707,000 | 3,607 |
| Net interest income | $2,856,000 | 5,651 |
| Provision for loan and lease losses | $-791,000 | 8,770 |
| Total noninterest income | $328,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $91,000 | 6,413 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $237,000 | 4,832 |
| Total noninterest expense | $3,677,000 | 4,134 |
| Salaries and employee benefits | $1,473,000 | 5,109 |
| Premises and equipment expense | $402,000 | 4,836 |
| Additional noninterest expense | $1,802,000 | 2,750 |
| Pre-tax net operating income | $298,000 | 7,384 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $298,000 | 7,190 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $298,000 | 7,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $298,000 | 7,174 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 4,764 |
| Total interest expense | $2,033,000 | 3,467 |
| Net interest income | $2,176,000 | 5,621 |
| Provision for loan and lease losses | $-100,000 | 8,698 |
| Total noninterest income | $263,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 6,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $195,000 | 4,652 |
| Total noninterest expense | $2,848,000 | 3,991 |
| Salaries and employee benefits | $1,160,000 | 4,922 |
| Premises and equipment expense | $309,000 | 4,740 |
| Additional noninterest expense | $1,379,000 | 2,669 |
| Pre-tax net operating income | $-309,000 | 8,531 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-309,000 | 8,566 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-309,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,928 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-309,000 | 8,536 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 4,651 |
| Total interest expense | $1,344,000 | 3,327 |
| Net interest income | $1,514,000 | 5,477 |
| Provision for loan and lease losses | $-100,000 | 8,731 |
| Total noninterest income | $205,000 | 5,680 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $161,000 | 4,163 |
| Total noninterest expense | $1,851,000 | 4,051 |
| Salaries and employee benefits | $750,000 | 5,020 |
| Premises and equipment expense | $201,000 | 4,806 |
| Additional noninterest expense | $900,000 | 2,701 |
| Pre-tax net operating income | $-32,000 | 8,414 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-32,000 | 8,445 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-32,000 | 8,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,263 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-32,000 | 8,413 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 4,463 |
| Total interest expense | $667,000 | 3,241 |
| Net interest income | $845,000 | 5,162 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $84,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $23,000 | 6,401 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $917,000 | 4,102 |
| Salaries and employee benefits | $360,000 | 5,185 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $461,000 | 2,630 |
| Pre-tax net operating income | $-88,000 | 8,631 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-88,000 | 8,652 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-88,000 | 8,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-88,000 | 8,630 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,462,000 | 4,038 |
| Total interest expense | $2,789,000 | 2,778 |
| Net interest income | $3,673,000 | 4,747 |
| Provision for loan and lease losses | $455,000 | 2,126 |
| Total noninterest income | $629,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $125,000 | 6,106 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $504,000 | 3,291 |
| Total noninterest expense | $5,164,000 | 3,021 |
| Salaries and employee benefits | $1,269,000 | 5,524 |
| Premises and equipment expense | $330,000 | 5,404 |
| Additional noninterest expense | $3,565,000 | 1,392 |
| Pre-tax net operating income | $-1,317,000 | 8,845 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,026,000 | 2,115 |
| Income before extraordinary items | $-2,343,000 | 8,928 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,343,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,710,000 | 287 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-2,343,000 | 8,913 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,028,000 | 3,920 |
| Total interest expense | $2,123,000 | 2,718 |
| Net interest income | $2,905,000 | 4,580 |
| Provision for loan and lease losses | $1,655,000 | 479 |
| Total noninterest income | $444,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $98,000 | 6,088 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $346,000 | 3,455 |
| Total noninterest expense | $2,721,000 | 4,023 |
| Salaries and employee benefits | $969,000 | 5,427 |
| Premises and equipment expense | $246,000 | 5,392 |
| Additional noninterest expense | $1,506,000 | 2,383 |
| Pre-tax net operating income | $-1,027,000 | 8,904 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,027,000 | 8,928 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,027,000 | 8,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,133,000 | 340 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,027,000 | 8,913 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 3,716 |
| Total interest expense | $1,484,000 | 2,594 |
| Net interest income | $2,095,000 | 4,337 |
| Provision for loan and lease losses | $940,000 | 547 |
| Total noninterest income | $297,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $230,000 | 3,469 |
| Total noninterest expense | $1,850,000 | 3,987 |
| Salaries and employee benefits | $663,000 | 5,373 |
| Premises and equipment expense | $167,000 | 5,367 |
| Additional noninterest expense | $1,020,000 | 2,350 |
| Pre-tax net operating income | $-398,000 | 8,854 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-398,000 | 8,894 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-398,000 | 8,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-398,000 | 8,868 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 3,487 |
| Total interest expense | $758,000 | 2,585 |
| Net interest income | $1,171,000 | 3,972 |
| Provision for loan and lease losses | $940,000 | 325 |
| Total noninterest income | $121,000 | 5,315 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $87,000 | 4,010 |
| Total noninterest expense | $943,000 | 3,945 |
| Salaries and employee benefits | $346,000 | 5,227 |
| Premises and equipment expense | $88,000 | 5,242 |
| Additional noninterest expense | $509,000 | 2,319 |
| Pre-tax net operating income | $-591,000 | 9,057 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-591,000 | 9,068 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-591,000 | 9,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-591,000 | 9,049 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,308,000 | 3,020 |
| Total interest expense | $4,016,000 | 2,209 |
| Net interest income | $5,292,000 | 3,537 |
| Provision for loan and lease losses | $5,501,000 | 315 |
| Total noninterest income | $780,000 | 4,299 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $193,000 | 5,333 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $587,000 | 3,302 |
| Total noninterest expense | $3,682,000 | 3,947 |
| Salaries and employee benefits | $1,612,000 | 4,612 |
| Premises and equipment expense | $342,000 | 5,256 |
| Additional noninterest expense | $1,728,000 | 2,718 |
| Pre-tax net operating income | $-3,111,000 | 9,115 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-1,050,000 | 9,138 |
| Income before extraordinary items | $-2,061,000 | 9,119 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-2,061,000 | 9,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,236,000 | 511 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,061,000 | 9,082 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,137,000 | 3,012 |
| Total interest expense | $3,195,000 | 2,173 |
| Net interest income | $3,942,000 | 3,567 |
| Provision for loan and lease losses | $4,516,000 | 296 |
| Total noninterest income | $529,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $148,000 | 5,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $381,000 | 3,620 |
| Total noninterest expense | $2,766,000 | 3,924 |
| Salaries and employee benefits | $1,240,000 | 4,508 |
| Premises and equipment expense | $254,000 | 5,274 |
| Additional noninterest expense | $1,272,000 | 2,744 |
| Pre-tax net operating income | $-2,811,000 | 9,181 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-655,000 | 9,184 |
| Income before extraordinary items | $-2,156,000 | 9,197 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-2,156,000 | 9,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,973 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,156,000 | 9,165 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 2,964 |
| Total interest expense | $2,197,000 | 2,175 |
| Net interest income | $2,682,000 | 3,504 |
| Provision for loan and lease losses | $583,000 | 1,022 |
| Total noninterest income | $350,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $255,000 | 3,592 |
| Total noninterest expense | $1,856,000 | 3,904 |
| Salaries and employee benefits | $832,000 | 4,489 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $854,000 | 2,722 |
| Pre-tax net operating income | $593,000 | 4,859 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $202,000 | 3,952 |
| Income before extraordinary items | $391,000 | 5,474 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $391,000 | 5,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,456 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $391,000 | 5,263 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 3,031 |
| Total interest expense | $1,112,000 | 2,194 |
| Net interest income | $1,274,000 | 3,644 |
| Provision for loan and lease losses | $143,000 | 1,860 |
| Total noninterest income | $147,000 | 4,940 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 4,002 |
| Total noninterest expense | $922,000 | 3,922 |
| Salaries and employee benefits | $433,000 | 4,369 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $406,000 | 2,819 |
| Pre-tax net operating income | $356,000 | 4,344 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $125,000 | 3,551 |
| Income before extraordinary items | $231,000 | 4,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 809 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $231,000 | 4,736 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,364,000 | 3,199 |
| Total interest expense | $4,024,000 | 2,731 |
| Net interest income | $5,340,000 | 3,469 |
| Provision for loan and lease losses | $508,000 | 2,360 |
| Total noninterest income | $616,000 | 4,661 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $171,000 | 5,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $445,000 | 3,497 |
| Total noninterest expense | $3,520,000 | 3,949 |
| Salaries and employee benefits | $1,651,000 | 4,358 |
| Premises and equipment expense | $347,000 | 5,120 |
| Additional noninterest expense | $1,522,000 | 2,930 |
| Pre-tax net operating income | $1,927,000 | 3,515 |
| Securities gains (losses) | $122,000 | 1,572 |
| Applicable income taxes | $814,000 | 2,563 |
| Income before extraordinary items | $1,235,000 | 4,002 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,235,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,049 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,156,920 | 4,091 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,732,000 | 3,393 |
| Total interest expense | $5,082,000 | 3,112 |
| Net interest income | $4,650,000 | 3,645 |
| Provision for loan and lease losses | $692,000 | 1,691 |
| Total noninterest income | $382,000 | 5,806 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $97,000 | 6,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $285,000 | 4,228 |
| Total noninterest expense | $3,079,000 | 4,246 |
| Salaries and employee benefits | $1,471,000 | 4,587 |
| Premises and equipment expense | $353,000 | 4,995 |
| Additional noninterest expense | $1,255,000 | 3,361 |
| Pre-tax net operating income | $1,261,000 | 4,313 |
| Securities gains (losses) | $475,000 | 630 |
| Applicable income taxes | $706,000 | 2,655 |
| Income before extraordinary items | $1,030,000 | 4,208 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,030,000 | 4,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $726,000 | 5,030 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,669,000 | 3,861 |
| Total interest expense | $4,567,000 | 3,576 |
| Net interest income | $4,102,000 | 4,098 |
| Provision for loan and lease losses | $386,000 | 2,344 |
| Total noninterest income | $127,000 | 8,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,603 |
| Total noninterest expense | $2,495,000 | 4,861 |
| Salaries and employee benefits | $1,246,000 | 5,058 |
| Premises and equipment expense | $301,000 | 5,407 |
| Additional noninterest expense | $948,000 | 4,160 |
| Pre-tax net operating income | $1,348,000 | 4,390 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $549,000 | 3,290 |
| Income before extraordinary items | $799,000 | 5,055 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $799,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,108 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $799,000 | 5,050 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,525,000 | 5,918 |
| Total interest expense | $1,807,000 | 6,336 |
| Net interest income | $2,718,000 | 5,513 |
| Provision for loan and lease losses | $372,000 | 2,226 |
| Total noninterest income | $73,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $1,819,000 | 6,046 |
| Salaries and employee benefits | $966,000 | 6,019 |
| Premises and equipment expense | $214,000 | 6,582 |
| Additional noninterest expense | $639,000 | 5,587 |
| Pre-tax net operating income | $600,000 | 6,710 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $236,000 | 5,341 |
| Income before extraordinary items | $364,000 | 7,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $364,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $364,000 | 7,174 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 9,456 |
| Total interest expense | $290,000 | 10,076 |
| Net interest income | $1,078,000 | 8,615 |
| Provision for loan and lease losses | $322,000 | 2,456 |
| Total noninterest income | $25,000 | 10,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $935,000 | 8,323 |
| Salaries and employee benefits | $421,000 | 8,835 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $398,000 | 7,234 |
| Pre-tax net operating income | $-154,000 | 9,961 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-67,000 | 10,167 |
| Income before extraordinary items | $-87,000 | 9,947 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-87,000 | 9,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-87,000 | 9,905 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.