CIB Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $45,625,000 | 475 |
| Total interest expense | $23,905,000 | 288 |
| Net interest income | $21,720,000 | 680 |
| Provision for loan and lease losses | $5,244,000 | 198 |
| Total noninterest income | $2,506,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,005,000 | 1,334 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,501,000 | 1,331 |
| Total noninterest expense | $22,996,000 | 555 |
| Salaries and employee benefits | $6,352,000 | 1,010 |
| Premises and equipment expense | $1,974,000 | 850 |
| Additional noninterest expense | $14,670,000 | 330 |
| Pre-tax net operating income | $-4,014,000 | 9,006 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-4,014,000 | 9,007 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-4,014,000 | 9,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,807,000 | 75 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-4,014,000 | 8,999 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $33,234,000 | 436 |
| Total interest expense | $16,714,000 | 277 |
| Net interest income | $16,520,000 | 598 |
| Provision for loan and lease losses | $4,244,000 | 179 |
| Total noninterest income | $812,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $687,000 | 1,292 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $125,000 | 4,692 |
| Total noninterest expense | $15,854,000 | 539 |
| Salaries and employee benefits | $4,646,000 | 921 |
| Premises and equipment expense | $1,276,000 | 877 |
| Additional noninterest expense | $9,932,000 | 326 |
| Pre-tax net operating income | $-2,766,000 | 9,058 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-2,766,000 | 9,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,766,000 | 9,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,483,000 | 105 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-2,766,000 | 9,049 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $18,001,000 | 411 |
| Total interest expense | $9,018,000 | 266 |
| Net interest income | $8,983,000 | 559 |
| Provision for loan and lease losses | $643,000 | 422 |
| Total noninterest income | $323,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $338,000 | 1,273 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-15,000 | 9,092 |
| Total noninterest expense | $7,875,000 | 545 |
| Salaries and employee benefits | $2,473,000 | 880 |
| Premises and equipment expense | $672,000 | 848 |
| Additional noninterest expense | $4,730,000 | 328 |
| Pre-tax net operating income | $788,000 | 2,454 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $788,000 | 1,974 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $788,000 | 1,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,398,000 | 218 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $788,000 | 1,889 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $87,699,000 | 351 |
| Total interest expense | $37,507,000 | 274 |
| Net interest income | $50,192,000 | 413 |
| Provision for loan and lease losses | $93,104,000 | 59 |
| Total noninterest income | $767,000 | 4,334 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,643,000 | 1,049 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-876,000 | 9,183 |
| Total noninterest expense | $56,623,000 | 335 |
| Salaries and employee benefits | $9,873,000 | 866 |
| Premises and equipment expense | $2,385,000 | 949 |
| Additional noninterest expense | $44,365,000 | 210 |
| Pre-tax net operating income | $-98,768,000 | 9,191 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-3,475,000 | 9,165 |
| Income before extraordinary items | $-95,293,000 | 9,181 |
| Extraordinary gains, net | $-4,175,000 | 9,178 |
| Net income | $-99,468,000 | 9,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,875,000 | 66 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-95,293,000 | 9,180 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $68,267,000 | 354 |
| Total interest expense | $29,141,000 | 274 |
| Net interest income | $39,126,000 | 414 |
| Provision for loan and lease losses | $75,976,000 | 56 |
| Total noninterest income | $1,138,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,251,000 | 1,040 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-113,000 | 9,231 |
| Total noninterest expense | $33,562,000 | 415 |
| Salaries and employee benefits | $7,434,000 | 871 |
| Premises and equipment expense | $1,906,000 | 899 |
| Additional noninterest expense | $24,222,000 | 252 |
| Pre-tax net operating income | $-69,274,000 | 9,245 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-465,000 | 9,168 |
| Income before extraordinary items | $-68,809,000 | 9,234 |
| Extraordinary gains, net | $-3,470,000 | 9,234 |
| Net income | $-72,279,000 | 9,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,734,000 | 76 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-68,809,000 | 9,231 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $49,413,000 | 335 |
| Total interest expense | $20,067,000 | 281 |
| Net interest income | $29,346,000 | 371 |
| Provision for loan and lease losses | $6,979,000 | 170 |
| Total noninterest income | $1,067,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $849,000 | 1,010 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $218,000 | 3,886 |
| Total noninterest expense | $17,396,000 | 523 |
| Salaries and employee benefits | $4,950,000 | 870 |
| Premises and equipment expense | $1,236,000 | 924 |
| Additional noninterest expense | $11,210,000 | 316 |
| Pre-tax net operating income | $6,038,000 | 746 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,959,000 | 558 |
| Income before extraordinary items | $3,079,000 | 1,087 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,079,000 | 1,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,025,000 | 168 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,079,000 | 1,002 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $24,899,000 | 338 |
| Total interest expense | $10,069,000 | 290 |
| Net interest income | $14,830,000 | 376 |
| Provision for loan and lease losses | $4,035,000 | 158 |
| Total noninterest income | $672,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $472,000 | 870 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 2,717 |
| Total noninterest expense | $6,872,000 | 614 |
| Salaries and employee benefits | $2,582,000 | 830 |
| Premises and equipment expense | $611,000 | 945 |
| Additional noninterest expense | $3,679,000 | 423 |
| Pre-tax net operating income | $4,595,000 | 520 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,599,000 | 537 |
| Income before extraordinary items | $2,996,000 | 588 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,996,000 | 586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 558 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,996,000 | 551 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $99,570,000 | 360 |
| Total interest expense | $44,589,000 | 305 |
| Net interest income | $54,981,000 | 393 |
| Provision for loan and lease losses | $21,196,000 | 158 |
| Total noninterest income | $3,921,000 | 1,268 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,614,000 | 999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,307,000 | 1,186 |
| Total noninterest expense | $22,717,000 | 714 |
| Salaries and employee benefits | $8,673,000 | 926 |
| Premises and equipment expense | $2,127,000 | 1,034 |
| Additional noninterest expense | $11,917,000 | 492 |
| Pre-tax net operating income | $14,989,000 | 584 |
| Securities gains (losses) | $1,429,000 | 341 |
| Applicable income taxes | $4,937,000 | 596 |
| Income before extraordinary items | $11,481,000 | 571 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $11,481,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,129,000 | 202 |
| Cash dividends | $1,100,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,480,700 | 578 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $99,813,000 | 392 |
| Total interest expense | $53,699,000 | 361 |
| Net interest income | $46,114,000 | 427 |
| Provision for loan and lease losses | $7,159,000 | 284 |
| Total noninterest income | $4,118,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,335,000 | 1,111 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,783,000 | 1,001 |
| Total noninterest expense | $18,530,000 | 816 |
| Salaries and employee benefits | $7,289,000 | 1,021 |
| Premises and equipment expense | $2,099,000 | 997 |
| Additional noninterest expense | $9,142,000 | 616 |
| Pre-tax net operating income | $24,543,000 | 364 |
| Securities gains (losses) | $2,818,000 | 196 |
| Applicable income taxes | $8,901,000 | 358 |
| Income before extraordinary items | $18,460,000 | 347 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $18,460,000 | 345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,226,000 | 808 |
| Cash dividends | $807,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $16,571,940 | 362 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $90,652,000 | 446 |
| Total interest expense | $50,972,000 | 415 |
| Net interest income | $39,680,000 | 476 |
| Provision for loan and lease losses | $4,913,000 | 322 |
| Total noninterest income | $2,464,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,105,000 | 1,228 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,359,000 | 1,494 |
| Total noninterest expense | $15,783,000 | 898 |
| Salaries and employee benefits | $6,418,000 | 1,097 |
| Premises and equipment expense | $1,933,000 | 1,034 |
| Additional noninterest expense | $7,432,000 | 714 |
| Pre-tax net operating income | $21,448,000 | 426 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $7,463,000 | 420 |
| Income before extraordinary items | $13,985,000 | 434 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $13,985,000 | 435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,755 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $13,985,000 | 436 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $50,941,000 | 688 |
| Total interest expense | $27,252,000 | 610 |
| Net interest income | $23,689,000 | 752 |
| Provision for loan and lease losses | $3,063,000 | 410 |
| Total noninterest income | $1,025,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $752,000 | 1,764 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $273,000 | 4,237 |
| Total noninterest expense | $11,102,000 | 1,245 |
| Salaries and employee benefits | $4,698,000 | 1,465 |
| Premises and equipment expense | $1,718,000 | 1,168 |
| Additional noninterest expense | $4,686,000 | 1,007 |
| Pre-tax net operating income | $10,549,000 | 780 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,731,000 | 741 |
| Income before extraordinary items | $6,818,000 | 838 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,818,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,409 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,818,000 | 826 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $28,672,000 | 1,136 |
| Total interest expense | $15,158,000 | 1,043 |
| Net interest income | $13,514,000 | 1,255 |
| Provision for loan and lease losses | $2,225,000 | 536 |
| Total noninterest income | $901,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $701,000 | 1,824 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $200,000 | 4,955 |
| Total noninterest expense | $6,632,000 | 1,969 |
| Salaries and employee benefits | $2,926,000 | 2,304 |
| Premises and equipment expense | $1,068,000 | 1,847 |
| Additional noninterest expense | $2,638,000 | 1,631 |
| Pre-tax net operating income | $5,558,000 | 1,349 |
| Securities gains (losses) | $179,000 | 971 |
| Applicable income taxes | $2,050,000 | 1,232 |
| Income before extraordinary items | $3,687,000 | 1,435 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,687,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,490 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,572,440 | 1,414 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,137,000 | 1,925 |
| Total interest expense | $8,681,000 | 1,792 |
| Net interest income | $8,456,000 | 2,060 |
| Provision for loan and lease losses | $1,294,000 | 810 |
| Total noninterest income | $532,000 | 4,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $5,265,000 | 2,448 |
| Salaries and employee benefits | $2,475,000 | 2,676 |
| Premises and equipment expense | $857,000 | 2,292 |
| Additional noninterest expense | $1,933,000 | 2,161 |
| Pre-tax net operating income | $2,429,000 | 2,983 |
| Securities gains (losses) | $75,000 | 1,115 |
| Applicable income taxes | $921,000 | 2,609 |
| Income before extraordinary items | $1,583,000 | 3,199 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,583,000 | 3,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,535,000 | 3,222 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,645,000 | 4,204 |
| Total interest expense | $3,442,000 | 4,256 |
| Net interest income | $4,203,000 | 4,136 |
| Provision for loan and lease losses | $494,000 | 1,753 |
| Total noninterest income | $376,000 | 6,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $238,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,206 |
| Total noninterest expense | $3,569,000 | 3,710 |
| Salaries and employee benefits | $1,594,000 | 4,080 |
| Premises and equipment expense | $505,000 | 3,751 |
| Additional noninterest expense | $1,470,000 | 3,178 |
| Pre-tax net operating income | $516,000 | 7,848 |
| Securities gains (losses) | $48,000 | 1,356 |
| Applicable income taxes | $263,000 | 6,270 |
| Income before extraordinary items | $301,000 | 8,415 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $301,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $270,280 | 8,597 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 6,659 |
| Total interest expense | $1,741,000 | 7,038 |
| Net interest income | $2,579,000 | 6,167 |
| Provision for loan and lease losses | $191,000 | 3,115 |
| Total noninterest income | $487,000 | 5,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 4,166 |
| Total noninterest expense | $2,259,000 | 5,437 |
| Salaries and employee benefits | $1,024,000 | 5,938 |
| Premises and equipment expense | $304,000 | 5,572 |
| Additional noninterest expense | $931,000 | 4,623 |
| Pre-tax net operating income | $616,000 | 7,799 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $288,000 | 6,164 |
| Income before extraordinary items | $348,000 | 8,497 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $348,000 | 8,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $335,200 | 8,580 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 10,362 |
| Total interest expense | $535,000 | 10,934 |
| Net interest income | $1,161,000 | 9,863 |
| Provision for loan and lease losses | $68,000 | 5,388 |
| Total noninterest income | $178,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,881 |
| Total noninterest expense | $1,186,000 | 8,658 |
| Salaries and employee benefits | $479,000 | 9,585 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $540,000 | 7,514 |
| Pre-tax net operating income | $85,000 | 11,718 |
| Securities gains (losses) | $35,000 | 1,379 |
| Applicable income taxes | $81,000 | 9,781 |
| Income before extraordinary items | $39,000 | 11,879 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $39,000 | 11,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,240 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $16,600 | 12,015 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 9,148 |
| Total interest expense | $817,000 | 9,954 |
| Net interest income | $1,701,000 | 8,488 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $302,000 | 7,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,182 |
| Total noninterest expense | $1,408,000 | 8,157 |
| Salaries and employee benefits | $659,000 | 8,309 |
| Premises and equipment expense | $289,000 | 6,037 |
| Additional noninterest expense | $460,000 | 8,616 |
| Pre-tax net operating income | $558,000 | 8,245 |
| Securities gains (losses) | $63,000 | 3,105 |
| Applicable income taxes | $214,000 | 7,358 |
| Income before extraordinary items | $407,000 | 8,358 |
| Extraordinary gains, net | $78,000 | 1,813 |
| Net income | $485,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $270,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $365,420 | 8,524 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 9,497 |
| Total interest expense | $1,143,000 | 9,816 |
| Net interest income | $1,578,000 | 9,020 |
| Provision for loan and lease losses | $13,000 | 10,972 |
| Total noninterest income | $262,000 | 8,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,340,000 | 8,522 |
| Salaries and employee benefits | $619,000 | 8,652 |
| Premises and equipment expense | $268,000 | 6,470 |
| Additional noninterest expense | $453,000 | 8,943 |
| Pre-tax net operating income | $487,000 | 8,501 |
| Securities gains (losses) | $77,000 | 3,440 |
| Applicable income taxes | $192,000 | 7,715 |
| Income before extraordinary items | $372,000 | 8,488 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $372,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $165,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $321,180 | 8,664 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.