Home > Churubusco State Bank > Income and Expense
Churubusco State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 4,892 |
| Total interest expense | $3,286,000 | 4,348 |
| Net interest income | $2,979,000 | 5,331 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $362,000 | 6,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,407 |
| Total noninterest expense | $1,686,000 | 6,333 |
| Salaries and employee benefits | $933,000 | 6,137 |
| Premises and equipment expense | $201,000 | 6,835 |
| Additional noninterest expense | $552,000 | 6,105 |
| Pre-tax net operating income | $1,655,000 | 4,129 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $624,000 | 3,553 |
| Income before extraordinary items | $1,038,000 | 4,568 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,038,000 | 4,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,033,520 | 4,527 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,087,000 | 5,133 |
| Total interest expense | $3,109,000 | 4,629 |
| Net interest income | $2,978,000 | 5,473 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $295,000 | 7,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,807 |
| Total noninterest expense | $1,646,000 | 6,719 |
| Salaries and employee benefits | $942,000 | 6,256 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $524,000 | 6,883 |
| Pre-tax net operating income | $1,627,000 | 4,072 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $636,000 | 3,413 |
| Income before extraordinary items | $991,000 | 4,547 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $991,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $987,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $991,000 | 4,498 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,858,000 | 5,300 |
| Total interest expense | $2,938,000 | 4,862 |
| Net interest income | $2,920,000 | 5,618 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $275,000 | 7,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,327 |
| Total noninterest expense | $1,792,000 | 6,479 |
| Salaries and employee benefits | $902,000 | 6,542 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $718,000 | 5,727 |
| Pre-tax net operating income | $1,368,000 | 4,781 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $554,000 | 3,875 |
| Income before extraordinary items | $814,000 | 5,378 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $814,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 11,809 |
| Cash dividends | $156,000 | 5,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $814,000 | 5,351 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 5,453 |
| Total interest expense | $2,430,000 | 4,769 |
| Net interest income | $2,805,000 | 5,897 |
| Provision for loan and lease losses | $420,000 | 1,753 |
| Total noninterest income | $282,000 | 7,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,880 |
| Total noninterest expense | $1,839,000 | 6,593 |
| Salaries and employee benefits | $920,000 | 6,512 |
| Premises and equipment expense | $189,000 | 7,666 |
| Additional noninterest expense | $730,000 | 6,128 |
| Pre-tax net operating income | $828,000 | 6,735 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $330,000 | 5,513 |
| Income before extraordinary items | $498,000 | 7,338 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $498,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,730 |
| Cash dividends | $209,000 | 5,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $498,000 | 7,362 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 5,090 |
| Total interest expense | $2,742,000 | 4,456 |
| Net interest income | $3,078,000 | 5,547 |
| Provision for loan and lease losses | $540,000 | 1,991 |
| Total noninterest income | $296,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,644 |
| Total noninterest expense | $1,687,000 | 7,229 |
| Salaries and employee benefits | $945,000 | 6,443 |
| Premises and equipment expense | $209,000 | 7,512 |
| Additional noninterest expense | $533,000 | 7,925 |
| Pre-tax net operating income | $1,147,000 | 5,346 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $448,000 | 4,604 |
| Income before extraordinary items | $698,000 | 6,124 |
| Extraordinary gains, net | $36,000 | 2,367 |
| Net income | $734,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,641 |
| Cash dividends | $537,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $698,640 | 5,850 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 5,206 |
| Total interest expense | $3,416,000 | 4,635 |
| Net interest income | $2,988,000 | 5,732 |
| Provision for loan and lease losses | $89,000 | 7,639 |
| Total noninterest income | $274,000 | 8,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $1,691,000 | 7,283 |
| Salaries and employee benefits | $951,000 | 6,322 |
| Premises and equipment expense | $225,000 | 7,284 |
| Additional noninterest expense | $515,000 | 8,307 |
| Pre-tax net operating income | $1,482,000 | 4,074 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $588,000 | 3,484 |
| Income before extraordinary items | $894,000 | 4,958 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $894,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $882,000 | 1,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $894,000 | 4,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.