Home > Church Point Bank and Trust Company > Income and Expense
Church Point Bank and Trust Company, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $932,000 | 6,178 |
| Total interest expense | $39,000 | 6,391 |
| Net interest income | $893,000 | 6,132 |
| Provision for loan and lease losses | $8,000 | 4,222 |
| Total noninterest income | $252,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $214,000 | 3,339 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $38,000 | 5,792 |
| Total noninterest expense | $1,251,000 | 5,566 |
| Salaries and employee benefits | $703,000 | 5,497 |
| Premises and equipment expense | $149,000 | 5,412 |
| Additional noninterest expense | $399,000 | 5,596 |
| Pre-tax net operating income | $-114,000 | 6,267 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-114,000 | 6,284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-114,000 | 6,284 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-114,000 | 6,284 |
| Net charge-offs | $18,000 | 3,882 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-114,000 | 6,274 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $634,000 | 6,219 |
| Total interest expense | $27,000 | 6,444 |
| Net interest income | $607,000 | 6,163 |
| Provision for loan and lease losses | $8,000 | 3,972 |
| Total noninterest income | $154,000 | 5,010 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $142,000 | 3,328 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $12,000 | 6,143 |
| Total noninterest expense | $705,000 | 5,847 |
| Salaries and employee benefits | $356,000 | 5,921 |
| Premises and equipment expense | $99,000 | 5,458 |
| Additional noninterest expense | $250,000 | 5,720 |
| Pre-tax net operating income | $48,000 | 5,991 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $48,000 | 6,002 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $48,000 | 6,003 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $48,000 | 6,004 |
| Net charge-offs | $15,000 | 3,541 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $48,000 | 5,968 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 6,278 |
| Total interest expense | $12,000 | 6,546 |
| Net interest income | $306,000 | 6,219 |
| Provision for loan and lease losses | $9,000 | 3,423 |
| Total noninterest income | $66,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $70,000 | 3,334 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-4,000 | 6,547 |
| Total noninterest expense | $386,000 | 5,799 |
| Salaries and employee benefits | $190,000 | 5,908 |
| Premises and equipment expense | $50,000 | 5,499 |
| Additional noninterest expense | $146,000 | 5,548 |
| Pre-tax net operating income | $-23,000 | 6,298 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-23,000 | 6,307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 6,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-23,000 | 6,308 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-23,000 | 6,299 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 6,358 |
| Total interest expense | $61,000 | 6,609 |
| Net interest income | $1,199,000 | 6,298 |
| Provision for loan and lease losses | $19,000 | 4,757 |
| Total noninterest income | $338,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $291,000 | 3,415 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $47,000 | 5,901 |
| Total noninterest expense | $1,442,000 | 5,969 |
| Salaries and employee benefits | $779,000 | 5,953 |
| Premises and equipment expense | $199,000 | 5,559 |
| Additional noninterest expense | $464,000 | 5,940 |
| Pre-tax net operating income | $76,000 | 6,012 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $76,000 | 6,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $76,000 | 6,066 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $76,000 | 6,068 |
| Net charge-offs | $29,000 | 4,666 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $76,000 | 6,020 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 6,441 |
| Total interest expense | $47,000 | 6,687 |
| Net interest income | $888,000 | 6,372 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $252,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $214,000 | 3,465 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $38,000 | 5,940 |
| Total noninterest expense | $1,035,000 | 6,058 |
| Salaries and employee benefits | $574,000 | 6,002 |
| Premises and equipment expense | $146,000 | 5,636 |
| Additional noninterest expense | $315,000 | 6,090 |
| Pre-tax net operating income | $105,000 | 5,982 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $105,000 | 5,995 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $105,000 | 5,997 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $105,000 | 5,997 |
| Net charge-offs | $31,000 | 4,166 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $105,000 | 5,936 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 6,467 |
| Total interest expense | $33,000 | 6,732 |
| Net interest income | $599,000 | 6,392 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $153,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $132,000 | 3,585 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 6,075 |
| Total noninterest expense | $687,000 | 6,097 |
| Salaries and employee benefits | $382,000 | 6,041 |
| Premises and equipment expense | $96,000 | 5,676 |
| Additional noninterest expense | $209,000 | 6,124 |
| Pre-tax net operating income | $65,000 | 6,003 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $65,000 | 6,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $65,000 | 6,051 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $65,000 | 6,052 |
| Net charge-offs | $-69,000 | 6,606 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $65,000 | 5,966 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 6,541 |
| Total interest expense | $19,000 | 6,758 |
| Net interest income | $291,000 | 6,468 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $68,000 | 5,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $355,000 | 6,107 |
| Salaries and employee benefits | $207,000 | 5,968 |
| Premises and equipment expense | $46,000 | 5,781 |
| Additional noninterest expense | $102,000 | 6,227 |
| Pre-tax net operating income | $4,000 | 6,294 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $4,000 | 6,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,000 | 6,377 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,000 | 6,377 |
| Net charge-offs | $-71,000 | 6,784 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,000 | 6,300 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 6,533 |
| Total interest expense | $104,000 | 6,806 |
| Net interest income | $1,318,000 | 6,435 |
| Provision for loan and lease losses | $103,000 | 4,636 |
| Total noninterest income | $285,000 | 5,299 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $242,000 | 3,924 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $43,000 | 5,944 |
| Total noninterest expense | $1,485,000 | 6,122 |
| Salaries and employee benefits | $803,000 | 6,082 |
| Premises and equipment expense | $226,000 | 5,537 |
| Additional noninterest expense | $456,000 | 6,189 |
| Pre-tax net operating income | $15,000 | 6,118 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $15,000 | 6,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,000 | 6,270 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $15,000 | 6,272 |
| Net charge-offs | $152,000 | 4,044 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $15,000 | 6,133 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 6,621 |
| Total interest expense | $82,000 | 6,905 |
| Net interest income | $1,010,000 | 6,504 |
| Provision for loan and lease losses | $31,000 | 5,211 |
| Total noninterest income | $210,000 | 5,361 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $175,000 | 4,043 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $35,000 | 6,017 |
| Total noninterest expense | $1,068,000 | 6,237 |
| Salaries and employee benefits | $575,000 | 6,200 |
| Premises and equipment expense | $170,000 | 5,588 |
| Additional noninterest expense | $323,000 | 6,317 |
| Pre-tax net operating income | $121,000 | 5,943 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $121,000 | 6,037 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $121,000 | 6,036 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $121,000 | 6,036 |
| Net charge-offs | $5,000 | 5,497 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $121,000 | 5,899 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $740,000 | 6,656 |
| Total interest expense | $56,000 | 6,964 |
| Net interest income | $684,000 | 6,534 |
| Provision for loan and lease losses | $27,000 | 4,992 |
| Total noninterest income | $142,000 | 5,389 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $118,000 | 3,997 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,030 |
| Total noninterest expense | $708,000 | 6,293 |
| Salaries and employee benefits | $376,000 | 6,271 |
| Premises and equipment expense | $116,000 | 5,556 |
| Additional noninterest expense | $216,000 | 6,350 |
| Pre-tax net operating income | $91,000 | 5,914 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $91,000 | 5,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $91,000 | 5,995 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $91,000 | 5,995 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $91,000 | 5,841 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 6,692 |
| Total interest expense | $29,000 | 7,028 |
| Net interest income | $348,000 | 6,558 |
| Provision for loan and lease losses | $8,000 | 4,929 |
| Total noninterest income | $73,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $59,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 6,009 |
| Total noninterest expense | $373,000 | 6,257 |
| Salaries and employee benefits | $205,000 | 6,182 |
| Premises and equipment expense | $59,000 | 5,540 |
| Additional noninterest expense | $109,000 | 6,385 |
| Pre-tax net operating income | $40,000 | 6,039 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $40,000 | 6,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $40,000 | 6,090 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $40,000 | 6,091 |
| Net charge-offs | $6,000 | 4,226 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $40,000 | 5,957 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 6,699 |
| Total interest expense | $148,000 | 7,069 |
| Net interest income | $1,453,000 | 6,568 |
| Provision for loan and lease losses | $16,000 | 6,268 |
| Total noninterest income | $347,000 | 4,989 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $299,000 | 3,598 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $48,000 | 5,944 |
| Total noninterest expense | $1,600,000 | 6,206 |
| Salaries and employee benefits | $881,000 | 6,096 |
| Premises and equipment expense | $257,000 | 5,549 |
| Additional noninterest expense | $462,000 | 6,377 |
| Pre-tax net operating income | $184,000 | 5,544 |
| Securities gains (losses) | $9,000 | 3,367 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $193,000 | 5,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $193,000 | 5,590 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $193,000 | 5,590 |
| Net charge-offs | $54,000 | 5,435 |
| Cash dividends | $77,000 | 3,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $184,000 | 5,492 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 6,771 |
| Total interest expense | $116,000 | 7,144 |
| Net interest income | $1,081,000 | 6,633 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $258,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $224,000 | 3,617 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $34,000 | 6,085 |
| Total noninterest expense | $1,189,000 | 6,258 |
| Salaries and employee benefits | $636,000 | 6,176 |
| Premises and equipment expense | $192,000 | 5,602 |
| Additional noninterest expense | $361,000 | 6,379 |
| Pre-tax net operating income | $150,000 | 5,645 |
| Securities gains (losses) | $9,000 | 3,085 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $159,000 | 5,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $159,000 | 5,669 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $159,000 | 5,669 |
| Net charge-offs | $49,000 | 4,993 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $150,000 | 5,573 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,852 |
| Total interest expense | $82,000 | 7,199 |
| Net interest income | $701,000 | 6,723 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $168,000 | 5,113 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $142,000 | 3,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $819,000 | 6,260 |
| Salaries and employee benefits | $416,000 | 6,273 |
| Premises and equipment expense | $130,000 | 5,614 |
| Additional noninterest expense | $273,000 | 6,255 |
| Pre-tax net operating income | $50,000 | 5,949 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $59,000 | 5,956 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 5,955 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $59,000 | 5,956 |
| Net charge-offs | $49,000 | 4,475 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $50,000 | 5,929 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 6,935 |
| Total interest expense | $42,000 | 7,262 |
| Net interest income | $337,000 | 6,802 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $79,000 | 5,303 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $399,000 | 6,347 |
| Salaries and employee benefits | $193,000 | 6,442 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $140,000 | 6,259 |
| Pre-tax net operating income | $17,000 | 6,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $17,000 | 6,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,000 | 6,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $17,000 | 6,122 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 6,942 |
| Total interest expense | $215,000 | 7,286 |
| Net interest income | $1,456,000 | 6,759 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $325,000 | 5,278 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $269,000 | 3,854 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 6,010 |
| Total noninterest expense | $1,665,000 | 6,342 |
| Salaries and employee benefits | $928,000 | 6,164 |
| Premises and equipment expense | $248,000 | 5,827 |
| Additional noninterest expense | $489,000 | 6,556 |
| Pre-tax net operating income | $116,000 | 5,435 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $116,000 | 5,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $116,000 | 5,551 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $116,000 | 5,552 |
| Net charge-offs | $28,000 | 6,229 |
| Cash dividends | $61,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $116,000 | 5,428 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 7,025 |
| Total interest expense | $165,000 | 7,403 |
| Net interest income | $1,117,000 | 6,820 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $248,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $204,000 | 3,904 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $44,000 | 6,128 |
| Total noninterest expense | $1,182,000 | 6,495 |
| Salaries and employee benefits | $622,000 | 6,430 |
| Premises and equipment expense | $166,000 | 6,081 |
| Additional noninterest expense | $394,000 | 6,483 |
| Pre-tax net operating income | $183,000 | 5,323 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $183,000 | 5,371 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $183,000 | 5,373 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $183,000 | 5,374 |
| Net charge-offs | $26,000 | 5,891 |
| Cash dividends | $28,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $183,000 | 5,212 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $865,000 | 7,078 |
| Total interest expense | $111,000 | 7,476 |
| Net interest income | $754,000 | 6,843 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $158,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $132,000 | 3,957 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 6,263 |
| Total noninterest expense | $812,000 | 6,481 |
| Salaries and employee benefits | $422,000 | 6,440 |
| Premises and equipment expense | $113,000 | 6,077 |
| Additional noninterest expense | $277,000 | 6,421 |
| Pre-tax net operating income | $100,000 | 5,513 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $100,000 | 5,542 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $100,000 | 5,545 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $100,000 | 5,544 |
| Net charge-offs | $28,000 | 5,315 |
| Cash dividends | $28,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $100,000 | 5,422 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $432,000 | 7,173 |
| Total interest expense | $56,000 | 7,583 |
| Net interest income | $376,000 | 6,912 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $79,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $65,000 | 3,983 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $385,000 | 6,657 |
| Salaries and employee benefits | $193,000 | 6,683 |
| Premises and equipment expense | $57,000 | 6,162 |
| Additional noninterest expense | $135,000 | 6,529 |
| Pre-tax net operating income | $70,000 | 5,418 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $70,000 | 5,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $70,000 | 5,403 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $70,000 | 5,402 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $70,000 | 5,291 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,819,000 | 7,198 |
| Total interest expense | $301,000 | 7,586 |
| Net interest income | $1,518,000 | 6,892 |
| Provision for loan and lease losses | $22,000 | 7,159 |
| Total noninterest income | $333,000 | 5,441 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $274,000 | 4,052 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $59,000 | 6,205 |
| Total noninterest expense | $1,638,000 | 6,625 |
| Salaries and employee benefits | $922,000 | 6,405 |
| Premises and equipment expense | $228,000 | 6,252 |
| Additional noninterest expense | $488,000 | 6,819 |
| Pre-tax net operating income | $191,000 | 4,833 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $191,000 | 4,831 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $191,000 | 4,833 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $191,000 | 4,833 |
| Net charge-offs | $14,000 | 6,799 |
| Cash dividends | $37,000 | 4,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $191,000 | 4,768 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 7,256 |
| Total interest expense | $239,000 | 7,649 |
| Net interest income | $1,140,000 | 6,924 |
| Provision for loan and lease losses | $10,000 | 7,094 |
| Total noninterest income | $240,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $202,000 | 4,105 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $38,000 | 6,511 |
| Total noninterest expense | $1,150,000 | 6,773 |
| Salaries and employee benefits | $618,000 | 6,667 |
| Premises and equipment expense | $166,000 | 6,361 |
| Additional noninterest expense | $366,000 | 6,849 |
| Pre-tax net operating income | $220,000 | 4,849 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $220,000 | 4,757 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $220,000 | 4,756 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $220,000 | 4,757 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $220,000 | 4,691 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,328 |
| Total interest expense | $171,000 | 7,699 |
| Net interest income | $743,000 | 6,996 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $142,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $123,000 | 4,258 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $19,000 | 6,847 |
| Total noninterest expense | $790,000 | 6,781 |
| Salaries and employee benefits | $428,000 | 6,676 |
| Premises and equipment expense | $113,000 | 6,353 |
| Additional noninterest expense | $249,000 | 6,854 |
| Pre-tax net operating income | $95,000 | 5,253 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $95,000 | 5,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $95,000 | 5,245 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $95,000 | 5,154 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,364 |
| Total interest expense | $94,000 | 7,697 |
| Net interest income | $369,000 | 7,021 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $70,000 | 5,827 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $372,000 | 6,868 |
| Salaries and employee benefits | $205,000 | 6,800 |
| Premises and equipment expense | $56,000 | 6,420 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $67,000 | 5,411 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $67,000 | 5,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $67,000 | 5,442 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $67,000 | 5,441 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $67,000 | 5,263 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 7,282 |
| Total interest expense | $483,000 | 7,701 |
| Net interest income | $1,593,000 | 6,883 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $353,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $302,000 | 4,004 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $51,000 | 6,739 |
| Total noninterest expense | $1,690,000 | 6,628 |
| Salaries and employee benefits | $938,000 | 6,557 |
| Premises and equipment expense | $251,000 | 6,236 |
| Additional noninterest expense | $501,000 | 6,619 |
| Pre-tax net operating income | $256,000 | 5,576 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $35,000 | 4,042 |
| Income before extraordinary items | $221,000 | 5,398 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $221,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,604 |
| Cash dividends | $195,000 | 4,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $221,000 | 5,553 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 7,355 |
| Total interest expense | $379,000 | 7,770 |
| Net interest income | $1,185,000 | 6,952 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $268,000 | 5,591 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $229,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 6,860 |
| Total noninterest expense | $1,127,000 | 6,866 |
| Salaries and employee benefits | $615,000 | 6,861 |
| Premises and equipment expense | $140,000 | 6,834 |
| Additional noninterest expense | $372,000 | 6,629 |
| Pre-tax net operating income | $326,000 | 5,549 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $27,000 | 4,452 |
| Income before extraordinary items | $299,000 | 5,215 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $299,000 | 5,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $153,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $299,000 | 5,396 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 7,407 |
| Total interest expense | $263,000 | 7,838 |
| Net interest income | $795,000 | 6,975 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $184,000 | 5,609 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $159,000 | 3,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $25,000 | 6,995 |
| Total noninterest expense | $765,000 | 6,888 |
| Salaries and employee benefits | $419,000 | 6,872 |
| Premises and equipment expense | $98,000 | 6,783 |
| Additional noninterest expense | $248,000 | 6,663 |
| Pre-tax net operating income | $214,000 | 5,722 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $19,000 | 4,702 |
| Income before extraordinary items | $195,000 | 5,644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $125,000 | 3,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $195,000 | 5,585 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,446 |
| Total interest expense | $135,000 | 7,895 |
| Net interest income | $404,000 | 6,985 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $362,000 | 7,029 |
| Salaries and employee benefits | $191,000 | 7,095 |
| Premises and equipment expense | $49,000 | 6,810 |
| Additional noninterest expense | $122,000 | 6,687 |
| Pre-tax net operating income | $133,000 | 5,620 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $124,000 | 5,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $124,000 | 5,427 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 7,417 |
| Total interest expense | $540,000 | 7,896 |
| Net interest income | $1,658,000 | 6,923 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $401,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $322,000 | 3,951 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $79,000 | 6,539 |
| Total noninterest expense | $1,652,000 | 6,691 |
| Salaries and employee benefits | $959,000 | 6,535 |
| Premises and equipment expense | $248,000 | 6,277 |
| Additional noninterest expense | $445,000 | 6,851 |
| Pre-tax net operating income | $407,000 | 6,255 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $46,000 | 4,982 |
| Income before extraordinary items | $361,000 | 6,200 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $361,000 | 6,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,999 |
| Cash dividends | $178,000 | 5,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $361,000 | 6,184 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 7,468 |
| Total interest expense | $401,000 | 7,948 |
| Net interest income | $1,234,000 | 6,987 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $303,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $238,000 | 3,975 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $65,000 | 6,443 |
| Total noninterest expense | $1,067,000 | 7,020 |
| Salaries and employee benefits | $602,000 | 6,937 |
| Premises and equipment expense | $147,000 | 6,763 |
| Additional noninterest expense | $318,000 | 6,924 |
| Pre-tax net operating income | $470,000 | 5,887 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $445,000 | 5,602 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $445,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $112,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $445,000 | 5,586 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 7,530 |
| Total interest expense | $259,000 | 8,018 |
| Net interest income | $818,000 | 7,040 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $204,000 | 5,529 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $154,000 | 4,033 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $50,000 | 6,275 |
| Total noninterest expense | $725,000 | 7,027 |
| Salaries and employee benefits | $411,000 | 6,945 |
| Premises and equipment expense | $97,000 | 6,826 |
| Additional noninterest expense | $217,000 | 6,916 |
| Pre-tax net operating income | $297,000 | 6,051 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $18,000 | 5,393 |
| Income before extraordinary items | $279,000 | 5,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $279,000 | 5,798 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $528,000 | 7,597 |
| Total interest expense | $125,000 | 8,092 |
| Net interest income | $403,000 | 7,078 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $73,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $74,000 | 4,056 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $-1,000 | 8,578 |
| Total noninterest expense | $342,000 | 7,185 |
| Salaries and employee benefits | $194,000 | 7,113 |
| Premises and equipment expense | $49,000 | 6,834 |
| Additional noninterest expense | $99,000 | 7,103 |
| Pre-tax net operating income | $134,000 | 6,245 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $125,000 | 6,012 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $125,000 | 6,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $125,000 | 5,993 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,048,000 | 7,500 |
| Total interest expense | $410,000 | 8,074 |
| Net interest income | $1,638,000 | 6,999 |
| Provision for loan and lease losses | $-100,000 | 8,464 |
| Total noninterest income | $502,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $315,000 | 4,024 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 5,237 |
| Total noninterest expense | $1,613,000 | 6,711 |
| Salaries and employee benefits | $909,000 | 6,635 |
| Premises and equipment expense | $267,000 | 6,036 |
| Additional noninterest expense | $437,000 | 6,872 |
| Pre-tax net operating income | $627,000 | 6,105 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $102,000 | 4,945 |
| Income before extraordinary items | $525,000 | 6,061 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $525,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,209 |
| Cash dividends | $1,530,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $525,000 | 6,060 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,529,000 | 7,558 |
| Total interest expense | $290,000 | 8,163 |
| Net interest income | $1,239,000 | 7,075 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $390,000 | 5,070 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $238,000 | 4,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,098 |
| Total noninterest expense | $1,071,000 | 7,023 |
| Salaries and employee benefits | $573,000 | 7,068 |
| Premises and equipment expense | $169,000 | 6,486 |
| Additional noninterest expense | $329,000 | 6,884 |
| Pre-tax net operating income | $558,000 | 6,013 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $177,000 | 4,294 |
| Income before extraordinary items | $381,000 | 6,337 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $381,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,687 |
| Cash dividends | $30,000 | 5,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $381,000 | 6,340 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 7,587 |
| Total interest expense | $183,000 | 8,212 |
| Net interest income | $830,000 | 7,115 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $288,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $153,000 | 4,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $135,000 | 4,512 |
| Total noninterest expense | $720,000 | 7,038 |
| Salaries and employee benefits | $389,000 | 7,044 |
| Premises and equipment expense | $112,000 | 6,510 |
| Additional noninterest expense | $219,000 | 6,917 |
| Pre-tax net operating income | $398,000 | 5,908 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $129,000 | 4,223 |
| Income before extraordinary items | $269,000 | 6,235 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $269,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,835 |
| Cash dividends | $30,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $269,000 | 6,241 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $495,000 | 7,624 |
| Total interest expense | $87,000 | 8,248 |
| Net interest income | $408,000 | 7,168 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $196,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $125,000 | 3,308 |
| Total noninterest expense | $360,000 | 7,044 |
| Salaries and employee benefits | $179,000 | 7,271 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $122,000 | 6,593 |
| Pre-tax net operating income | $244,000 | 5,427 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $84,000 | 3,828 |
| Income before extraordinary items | $160,000 | 5,815 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $160,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $160,000 | 5,814 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 7,644 |
| Total interest expense | $264,000 | 8,283 |
| Net interest income | $1,531,000 | 7,257 |
| Provision for loan and lease losses | $-50,000 | 8,577 |
| Total noninterest income | $403,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $279,000 | 4,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,064 |
| Total noninterest expense | $1,545,000 | 6,813 |
| Salaries and employee benefits | $838,000 | 6,816 |
| Premises and equipment expense | $270,000 | 6,005 |
| Additional noninterest expense | $437,000 | 6,896 |
| Pre-tax net operating income | $439,000 | 6,929 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $114,000 | 5,263 |
| Income before extraordinary items | $323,000 | 7,079 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $323,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $207,000 | 4,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $324,480 | 7,057 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 7,692 |
| Total interest expense | $187,000 | 8,323 |
| Net interest income | $1,139,000 | 7,313 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $325,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $211,000 | 4,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $1,023,000 | 7,117 |
| Salaries and employee benefits | $556,000 | 7,106 |
| Premises and equipment expense | $161,000 | 6,551 |
| Additional noninterest expense | $306,000 | 7,060 |
| Pre-tax net operating income | $441,000 | 6,616 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $127,000 | 5,016 |
| Income before extraordinary items | $312,000 | 6,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $312,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $30,000 | 5,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $313,420 | 6,802 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $870,000 | 7,707 |
| Total interest expense | $119,000 | 8,348 |
| Net interest income | $751,000 | 7,347 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $183,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $138,000 | 4,336 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $45,000 | 6,573 |
| Total noninterest expense | $664,000 | 7,181 |
| Salaries and employee benefits | $355,000 | 7,224 |
| Premises and equipment expense | $106,000 | 6,575 |
| Additional noninterest expense | $203,000 | 7,059 |
| Pre-tax net operating income | $270,000 | 6,773 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $79,000 | 5,088 |
| Income before extraordinary items | $191,000 | 7,001 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $191,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,418 |
| Cash dividends | $30,000 | 4,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $191,000 | 6,953 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $423,000 | 7,795 |
| Total interest expense | $59,000 | 8,403 |
| Net interest income | $364,000 | 7,456 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $79,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $329,000 | 7,247 |
| Salaries and employee benefits | $174,000 | 7,322 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $101,000 | 7,119 |
| Pre-tax net operating income | $114,000 | 7,033 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $32,000 | 5,242 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 7,733 |
| Total interest expense | $257,000 | 8,258 |
| Net interest income | $1,394,000 | 7,467 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $344,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $296,000 | 4,347 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,455 |
| Total noninterest expense | $1,491,000 | 6,896 |
| Salaries and employee benefits | $802,000 | 6,922 |
| Premises and equipment expense | $255,000 | 6,141 |
| Additional noninterest expense | $434,000 | 6,933 |
| Pre-tax net operating income | $247,000 | 7,623 |
| Securities gains (losses) | $-17,000 | 8,347 |
| Applicable income taxes | $55,000 | 5,989 |
| Income before extraordinary items | $175,000 | 7,765 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $175,000 | 7,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,590 |
| Cash dividends | $207,000 | 4,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $187,920 | 7,670 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,217,000 | 7,792 |
| Total interest expense | $195,000 | 8,284 |
| Net interest income | $1,022,000 | 7,528 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $242,000 | 6,283 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $209,000 | 4,523 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $1,001,000 | 7,173 |
| Salaries and employee benefits | $544,000 | 7,149 |
| Premises and equipment expense | $156,000 | 6,646 |
| Additional noninterest expense | $301,000 | 7,076 |
| Pre-tax net operating income | $263,000 | 7,399 |
| Securities gains (losses) | $-17,000 | 8,622 |
| Applicable income taxes | $73,000 | 5,669 |
| Income before extraordinary items | $173,000 | 7,634 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $173,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,314 |
| Cash dividends | $30,000 | 5,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $184,900 | 7,513 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $818,000 | 7,833 |
| Total interest expense | $135,000 | 8,311 |
| Net interest income | $683,000 | 7,552 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $133,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $123,000 | 4,818 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $661,000 | 7,250 |
| Salaries and employee benefits | $352,000 | 7,290 |
| Premises and equipment expense | $104,000 | 6,700 |
| Additional noninterest expense | $205,000 | 7,075 |
| Pre-tax net operating income | $155,000 | 7,511 |
| Securities gains (losses) | $-17,000 | 8,775 |
| Applicable income taxes | $40,000 | 5,827 |
| Income before extraordinary items | $98,000 | 7,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 7,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $30,000 | 4,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $110,070 | 7,616 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,832 |
| Total interest expense | $70,000 | 8,338 |
| Net interest income | $350,000 | 7,543 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $329,000 | 7,282 |
| Salaries and employee benefits | $185,000 | 7,188 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $95,000 | 7,267 |
| Pre-tax net operating income | $84,000 | 7,410 |
| Securities gains (losses) | $-17,000 | 8,963 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $60,240 | 7,513 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 7,777 |
| Total interest expense | $413,000 | 8,068 |
| Net interest income | $1,381,000 | 7,528 |
| Provision for loan and lease losses | $-107,000 | 9,038 |
| Total noninterest income | $226,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $195,000 | 5,313 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $31,000 | 8,089 |
| Total noninterest expense | $1,434,000 | 7,010 |
| Salaries and employee benefits | $784,000 | 6,971 |
| Premises and equipment expense | $247,000 | 6,209 |
| Additional noninterest expense | $403,000 | 7,136 |
| Pre-tax net operating income | $280,000 | 7,507 |
| Securities gains (losses) | $228,000 | 1,248 |
| Applicable income taxes | $161,000 | 5,194 |
| Income before extraordinary items | $347,000 | 7,056 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $347,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,820 |
| Cash dividends | $207,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $191,960 | 7,676 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 7,801 |
| Total interest expense | $333,000 | 8,105 |
| Net interest income | $1,056,000 | 7,546 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $181,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $990,000 | 7,228 |
| Salaries and employee benefits | $552,000 | 7,127 |
| Premises and equipment expense | $144,000 | 6,890 |
| Additional noninterest expense | $294,000 | 7,191 |
| Pre-tax net operating income | $247,000 | 7,461 |
| Securities gains (losses) | $205,000 | 1,219 |
| Applicable income taxes | $145,000 | 5,151 |
| Income before extraordinary items | $307,000 | 6,912 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $307,000 | 6,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,587 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $167,600 | 7,654 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $975,000 | 7,748 |
| Total interest expense | $241,000 | 8,067 |
| Net interest income | $734,000 | 7,485 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $97,000 | 5,350 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $663,000 | 7,248 |
| Salaries and employee benefits | $367,000 | 7,165 |
| Premises and equipment expense | $92,000 | 6,967 |
| Additional noninterest expense | $204,000 | 7,091 |
| Pre-tax net operating income | $190,000 | 7,286 |
| Securities gains (losses) | $156,000 | 1,204 |
| Applicable income taxes | $112,000 | 4,969 |
| Income before extraordinary items | $234,000 | 6,673 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $234,000 | 6,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $127,920 | 7,502 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 7,708 |
| Total interest expense | $132,000 | 8,006 |
| Net interest income | $376,000 | 7,437 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $62,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $347,000 | 7,141 |
| Salaries and employee benefits | $198,000 | 7,004 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $91,000 | 7,328 |
| Securities gains (losses) | $156,000 | 774 |
| Applicable income taxes | $80,000 | 4,357 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,512 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,920 | 7,533 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 7,629 |
| Total interest expense | $653,000 | 7,949 |
| Net interest income | $1,560,000 | 7,332 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $276,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $195,000 | 5,259 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,848 |
| Total noninterest expense | $1,383,000 | 7,088 |
| Salaries and employee benefits | $755,000 | 7,054 |
| Premises and equipment expense | $222,000 | 6,500 |
| Additional noninterest expense | $406,000 | 7,117 |
| Pre-tax net operating income | $453,000 | 6,951 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $168,000 | 5,356 |
| Income before extraordinary items | $336,000 | 7,149 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $336,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $207,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $301,830 | 7,209 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 7,670 |
| Total interest expense | $1,133,000 | 7,740 |
| Net interest income | $1,440,000 | 7,434 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $274,000 | 6,635 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $192,000 | 5,259 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $82,000 | 6,833 |
| Total noninterest expense | $1,325,000 | 7,170 |
| Salaries and employee benefits | $723,000 | 7,109 |
| Premises and equipment expense | $216,000 | 6,552 |
| Additional noninterest expense | $386,000 | 7,261 |
| Pre-tax net operating income | $389,000 | 7,031 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $130,000 | 5,658 |
| Income before extraordinary items | $259,000 | 7,382 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $259,000 | 7,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $207,000 | 4,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $259,000 | 7,264 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 7,688 |
| Total interest expense | $1,165,000 | 7,879 |
| Net interest income | $1,557,000 | 7,364 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $303,000 | 6,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 5,952 |
| Total noninterest expense | $1,331,000 | 7,164 |
| Salaries and employee benefits | $734,000 | 7,038 |
| Premises and equipment expense | $229,000 | 6,328 |
| Additional noninterest expense | $368,000 | 7,416 |
| Pre-tax net operating income | $529,000 | 6,868 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $167,000 | 5,746 |
| Income before extraordinary items | $362,000 | 7,087 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $362,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 9,740 |
| Cash dividends | $207,000 | 5,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $362,000 | 7,080 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 7,841 |
| Total interest expense | $1,134,000 | 7,820 |
| Net interest income | $1,428,000 | 7,737 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $297,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $1,224,000 | 7,511 |
| Salaries and employee benefits | $673,000 | 7,381 |
| Premises and equipment expense | $197,000 | 6,860 |
| Additional noninterest expense | $354,000 | 7,667 |
| Pre-tax net operating income | $501,000 | 7,137 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $145,000 | 6,344 |
| Income before extraordinary items | $352,000 | 7,273 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $352,000 | 7,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $207,000 | 5,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $354,840 | 7,235 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 8,108 |
| Total interest expense | $1,128,000 | 8,083 |
| Net interest income | $1,357,000 | 7,984 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $251,000 | 6,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 5,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $1,056,000 | 7,951 |
| Salaries and employee benefits | $573,000 | 7,903 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $319,000 | 7,939 |
| Pre-tax net operating income | $552,000 | 7,143 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $159,000 | 6,730 |
| Income before extraordinary items | $393,000 | 7,263 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $393,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,812 |
| Cash dividends | $207,000 | 5,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $393,000 | 7,173 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,355,000 | 8,566 |
| Total interest expense | $1,099,000 | 8,409 |
| Net interest income | $1,256,000 | 8,566 |
| Provision for loan and lease losses | $-60,000 | 10,730 |
| Total noninterest income | $193,000 | 7,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $913,000 | 8,634 |
| Salaries and employee benefits | $479,000 | 8,757 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $315,000 | 8,172 |
| Pre-tax net operating income | $596,000 | 7,445 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $179,000 | 7,191 |
| Income before extraordinary items | $417,000 | 7,526 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $417,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $207,000 | 5,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $417,000 | 7,471 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 9,096 |
| Total interest expense | $1,054,000 | 8,845 |
| Net interest income | $1,148,000 | 9,159 |
| Provision for loan and lease losses | $-120,000 | 11,291 |
| Total noninterest income | $166,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $879,000 | 9,129 |
| Salaries and employee benefits | $464,000 | 9,152 |
| Premises and equipment expense | $120,000 | 8,791 |
| Additional noninterest expense | $295,000 | 8,937 |
| Pre-tax net operating income | $555,000 | 7,658 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $160,000 | 7,726 |
| Income before extraordinary items | $395,000 | 7,662 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $395,000 | 7,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,905 |
| Cash dividends | $207,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $395,000 | 7,600 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 9,647 |
| Total interest expense | $977,000 | 9,337 |
| Net interest income | $1,068,000 | 9,725 |
| Provision for loan and lease losses | $-60,000 | 11,625 |
| Total noninterest income | $252,000 | 7,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,633 |
| Total noninterest expense | $993,000 | 8,980 |
| Salaries and employee benefits | $447,000 | 9,558 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $413,000 | 8,058 |
| Pre-tax net operating income | $387,000 | 9,154 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $97,000 | 9,235 |
| Income before extraordinary items | $290,000 | 9,038 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $290,000 | 9,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,448 |
| Cash dividends | $208,000 | 5,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $290,000 | 9,003 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 9,971 |
| Total interest expense | $734,000 | 9,906 |
| Net interest income | $1,175,000 | 9,823 |
| Provision for loan and lease losses | $-60,000 | 12,035 |
| Total noninterest income | $203,000 | 8,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $885,000 | 9,845 |
| Salaries and employee benefits | $410,000 | 10,198 |
| Premises and equipment expense | $138,000 | 8,875 |
| Additional noninterest expense | $337,000 | 9,510 |
| Pre-tax net operating income | $553,000 | 8,289 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $150,000 | 8,297 |
| Income before extraordinary items | $403,000 | 8,176 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $403,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 12,079 |
| Cash dividends | $148,000 | 6,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $403,000 | 8,219 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 10,406 |
| Total interest expense | $710,000 | 10,525 |
| Net interest income | $1,181,000 | 10,126 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,240 |
| Total noninterest expense | $970,000 | 9,870 |
| Salaries and employee benefits | $429,000 | 10,344 |
| Premises and equipment expense | $135,000 | 9,319 |
| Additional noninterest expense | $406,000 | 9,204 |
| Pre-tax net operating income | $377,000 | 9,601 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $90,000 | 9,984 |
| Income before extraordinary items | $283,000 | 9,657 |
| Extraordinary gains, net | $7,000 | 3,012 |
| Net income | $283,000 | 9,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 13,053 |
| Cash dividends | $89,000 | 7,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $280,720 | 9,429 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 10,595 |
| Total interest expense | $1,008,000 | 10,353 |
| Net interest income | $1,140,000 | 10,552 |
| Provision for loan and lease losses | $86,000 | 7,695 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $890,000 | 10,552 |
| Salaries and employee benefits | $399,000 | 10,875 |
| Premises and equipment expense | $164,000 | 8,734 |
| Additional noninterest expense | $327,000 | 10,471 |
| Pre-tax net operating income | $337,000 | 9,802 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $82,000 | 10,395 |
| Income before extraordinary items | $255,000 | 9,851 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $255,000 | 9,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $74,000 | 7,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $255,000 | 9,488 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.