Home > Christiana Bank & Trust Company > Income and Expense
Christiana Bank & Trust Company, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 4,132 |
| Total interest expense | $699,000 | 5,534 |
| Net interest income | $4,256,000 | 3,669 |
| Provision for loan and lease losses | $2,297,000 | 1,514 |
| Total noninterest income | $4,723,000 | 886 |
| Gross Fiduciary activities income | $4,517,000 | 128 |
| Service charges on deposit accounts | $56,000 | 5,928 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $150,000 | 4,652 |
| Total noninterest expense | $14,831,000 | 994 |
| Salaries and employee benefits | $3,642,000 | 1,996 |
| Premises and equipment expense | $542,000 | 3,257 |
| Additional noninterest expense | $10,647,000 | 519 |
| Pre-tax net operating income | $-8,149,000 | 7,512 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $-8,184,000 | 7,538 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,184,000 | 7,538 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,184,000 | 7,538 |
| Net charge-offs | $3,436,000 | 1,024 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-8,184,000 | 7,530 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 4,101 |
| Total interest expense | $485,000 | 5,550 |
| Net interest income | $2,906,000 | 3,601 |
| Provision for loan and lease losses | $1,415,000 | 1,580 |
| Total noninterest income | $3,175,000 | 863 |
| Gross Fiduciary activities income | $3,037,000 | 127 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $102,000 | 4,616 |
| Total noninterest expense | $12,616,000 | 784 |
| Salaries and employee benefits | $2,412,000 | 2,013 |
| Premises and equipment expense | $364,000 | 3,262 |
| Additional noninterest expense | $9,840,000 | 387 |
| Pre-tax net operating income | $-7,950,000 | 7,645 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $131,000 | 2,540 |
| Income before extraordinary items | $-8,081,000 | 7,667 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-8,081,000 | 7,667 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-8,081,000 | 7,667 |
| Net charge-offs | $1,103,000 | 1,620 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-8,081,000 | 7,671 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,195 |
| Total interest expense | $247,000 | 5,624 |
| Net interest income | $1,426,000 | 3,693 |
| Provision for loan and lease losses | $400,000 | 2,061 |
| Total noninterest income | $1,558,000 | 855 |
| Gross Fiduciary activities income | $1,488,000 | 129 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $54,000 | 4,552 |
| Total noninterest expense | $2,137,000 | 2,284 |
| Salaries and employee benefits | $1,214,000 | 2,032 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $735,000 | 2,301 |
| Pre-tax net operating income | $447,000 | 2,621 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $161,000 | 1,657 |
| Income before extraordinary items | $286,000 | 3,224 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 3,221 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $286,000 | 3,224 |
| Net charge-offs | $454,000 | 1,649 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $286,000 | 3,114 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,658,000 | 3,938 |
| Total interest expense | $1,562,000 | 5,075 |
| Net interest income | $6,096,000 | 3,416 |
| Provision for loan and lease losses | $5,215,000 | 1,395 |
| Total noninterest income | $6,511,000 | 885 |
| Gross Fiduciary activities income | $6,200,000 | 122 |
| Service charges on deposit accounts | $91,000 | 5,876 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $220,000 | 4,481 |
| Total noninterest expense | $29,964,000 | 702 |
| Salaries and employee benefits | $5,014,000 | 1,964 |
| Premises and equipment expense | $776,000 | 3,209 |
| Additional noninterest expense | $24,174,000 | 382 |
| Pre-tax net operating income | $-22,572,000 | 7,744 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-548,000 | 7,069 |
| Income before extraordinary items | $-22,024,000 | 7,758 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-22,024,000 | 7,757 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-22,024,000 | 7,757 |
| Net charge-offs | $4,512,000 | 1,239 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-22,024,000 | 7,765 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 3,911 |
| Total interest expense | $1,263,000 | 5,020 |
| Net interest income | $4,649,000 | 3,373 |
| Provision for loan and lease losses | $3,376,000 | 1,373 |
| Total noninterest income | $4,667,000 | 936 |
| Gross Fiduciary activities income | $4,432,000 | 126 |
| Service charges on deposit accounts | $74,000 | 5,821 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $161,000 | 4,640 |
| Total noninterest expense | $6,792,000 | 2,192 |
| Salaries and employee benefits | $3,775,000 | 1,967 |
| Premises and equipment expense | $596,000 | 3,177 |
| Additional noninterest expense | $2,421,000 | 2,169 |
| Pre-tax net operating income | $-852,000 | 6,571 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-298,000 | 7,199 |
| Income before extraordinary items | $-554,000 | 6,471 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-554,000 | 6,472 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-554,000 | 6,471 |
| Net charge-offs | $3,332,000 | 1,110 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-554,000 | 6,468 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 3,925 |
| Total interest expense | $903,000 | 4,986 |
| Net interest income | $3,061,000 | 3,399 |
| Provision for loan and lease losses | $2,377,000 | 1,268 |
| Total noninterest income | $3,105,000 | 937 |
| Gross Fiduciary activities income | $2,953,000 | 128 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $111,000 | 4,607 |
| Total noninterest expense | $4,626,000 | 2,174 |
| Salaries and employee benefits | $2,595,000 | 1,955 |
| Premises and equipment expense | $404,000 | 3,153 |
| Additional noninterest expense | $1,627,000 | 2,173 |
| Pre-tax net operating income | $-837,000 | 6,922 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-293,000 | 7,410 |
| Income before extraordinary items | $-544,000 | 6,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-544,000 | 6,805 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-544,000 | 6,805 |
| Net charge-offs | $2,391,000 | 1,004 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-544,000 | 6,784 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,936,000 | 4,037 |
| Total interest expense | $454,000 | 5,083 |
| Net interest income | $1,482,000 | 3,480 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $1,472,000 | 952 |
| Gross Fiduciary activities income | $1,392,000 | 131 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $2,134,000 | 2,283 |
| Salaries and employee benefits | $1,259,000 | 2,033 |
| Premises and equipment expense | $193,000 | 3,319 |
| Additional noninterest expense | $682,000 | 2,281 |
| Pre-tax net operating income | $-80,000 | 6,588 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-28,000 | 7,320 |
| Income before extraordinary items | $-52,000 | 6,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-52,000 | 6,668 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-52,000 | 6,668 |
| Net charge-offs | $914,000 | 1,007 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-52,000 | 6,555 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,083,000 | 3,779 |
| Total interest expense | $2,632,000 | 4,602 |
| Net interest income | $6,451,000 | 3,280 |
| Provision for loan and lease losses | $1,665,000 | 2,019 |
| Total noninterest income | $6,516,000 | 852 |
| Gross Fiduciary activities income | $6,275,000 | 133 |
| Service charges on deposit accounts | $58,000 | 6,519 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $183,000 | 4,986 |
| Total noninterest expense | $9,015,000 | 2,129 |
| Salaries and employee benefits | $5,502,000 | 1,851 |
| Premises and equipment expense | $745,000 | 3,357 |
| Additional noninterest expense | $2,768,000 | 2,160 |
| Pre-tax net operating income | $2,287,000 | 2,242 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $873,000 | 1,323 |
| Income before extraordinary items | $1,414,000 | 2,616 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,414,000 | 2,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $880,000 | 2,107 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,414,000 | 2,769 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 3,807 |
| Total interest expense | $2,066,000 | 4,600 |
| Net interest income | $4,838,000 | 3,307 |
| Provision for loan and lease losses | $1,665,000 | 1,336 |
| Total noninterest income | $4,948,000 | 880 |
| Gross Fiduciary activities income | $4,773,000 | 136 |
| Service charges on deposit accounts | $41,000 | 6,622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $134,000 | 5,139 |
| Total noninterest expense | $6,770,000 | 2,125 |
| Salaries and employee benefits | $4,206,000 | 1,846 |
| Premises and equipment expense | $562,000 | 3,359 |
| Additional noninterest expense | $2,002,000 | 2,164 |
| Pre-tax net operating income | $1,351,000 | 3,061 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $563,000 | 1,752 |
| Income before extraordinary items | $788,000 | 3,595 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $788,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $880,000 | 1,414 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $788,000 | 3,738 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 3,776 |
| Total interest expense | $1,476,000 | 4,545 |
| Net interest income | $3,262,000 | 3,267 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $3,352,000 | 877 |
| Gross Fiduciary activities income | $3,237,000 | 138 |
| Service charges on deposit accounts | $26,000 | 6,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $89,000 | 5,243 |
| Total noninterest expense | $4,504,000 | 2,137 |
| Salaries and employee benefits | $2,769,000 | 1,886 |
| Premises and equipment expense | $376,000 | 3,374 |
| Additional noninterest expense | $1,359,000 | 2,091 |
| Pre-tax net operating income | $2,065,000 | 1,643 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $786,000 | 1,129 |
| Income before extraordinary items | $1,279,000 | 2,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,279,000 | 2,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,279,000 | 2,023 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 3,768 |
| Total interest expense | $871,000 | 4,275 |
| Net interest income | $1,588,000 | 3,353 |
| Provision for loan and lease losses | $35,000 | 4,234 |
| Total noninterest income | $1,515,000 | 960 |
| Gross Fiduciary activities income | $1,456,000 | 143 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $2,264,000 | 2,116 |
| Salaries and employee benefits | $1,391,000 | 1,900 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $685,000 | 2,046 |
| Pre-tax net operating income | $804,000 | 2,148 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $324,000 | 1,396 |
| Income before extraordinary items | $480,000 | 2,784 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $480,000 | 2,704 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,077,000 | 3,506 |
| Total interest expense | $4,467,000 | 3,734 |
| Net interest income | $6,610,000 | 3,250 |
| Provision for loan and lease losses | $980,000 | 1,447 |
| Total noninterest income | $5,757,000 | 980 |
| Gross Fiduciary activities income | $5,878,000 | 143 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-173,000 | 8,506 |
| Total noninterest expense | $10,526,000 | 1,761 |
| Salaries and employee benefits | $5,405,000 | 1,866 |
| Premises and equipment expense | $760,000 | 3,219 |
| Additional noninterest expense | $4,361,000 | 1,288 |
| Pre-tax net operating income | $861,000 | 5,038 |
| Securities gains (losses) | $-129,000 | 8,192 |
| Applicable income taxes | $433,000 | 2,928 |
| Income before extraordinary items | $299,000 | 6,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $299,000 | 6,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,076 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $831,000 | 459 |
| Net operating income | $381,560 | 6,104 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,529,000 | 3,438 |
| Total interest expense | $3,532,000 | 3,616 |
| Net interest income | $4,997,000 | 3,234 |
| Provision for loan and lease losses | $475,000 | 1,639 |
| Total noninterest income | $4,643,000 | 917 |
| Gross Fiduciary activities income | $4,390,000 | 143 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $215,000 | 4,352 |
| Total noninterest expense | $7,332,000 | 1,870 |
| Salaries and employee benefits | $3,910,000 | 1,925 |
| Premises and equipment expense | $574,000 | 3,184 |
| Additional noninterest expense | $2,848,000 | 1,414 |
| Pre-tax net operating income | $1,833,000 | 3,019 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $618,000 | 2,244 |
| Income before extraordinary items | $1,215,000 | 3,439 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,215,000 | 3,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,358 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $480,000 | 422 |
| Net operating income | $1,215,000 | 3,423 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,717,000 | 3,435 |
| Total interest expense | $2,380,000 | 3,589 |
| Net interest income | $3,337,000 | 3,254 |
| Provision for loan and lease losses | $285,000 | 1,630 |
| Total noninterest income | $3,159,000 | 934 |
| Gross Fiduciary activities income | $2,979,000 | 144 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $155,000 | 4,256 |
| Total noninterest expense | $4,682,000 | 1,975 |
| Salaries and employee benefits | $2,495,000 | 2,044 |
| Premises and equipment expense | $383,000 | 3,195 |
| Additional noninterest expense | $1,804,000 | 1,514 |
| Pre-tax net operating income | $1,529,000 | 2,643 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $519,000 | 2,007 |
| Income before extraordinary items | $1,010,000 | 3,017 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,010,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 913 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $196,000 | 452 |
| Net operating income | $1,010,000 | 3,001 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 3,393 |
| Total interest expense | $1,202,000 | 3,529 |
| Net interest income | $1,673,000 | 3,245 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $1,480,000 | 963 |
| Gross Fiduciary activities income | $1,378,000 | 153 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $91,000 | 3,941 |
| Total noninterest expense | $2,160,000 | 2,140 |
| Salaries and employee benefits | $1,178,000 | 2,180 |
| Premises and equipment expense | $171,000 | 3,526 |
| Additional noninterest expense | $811,000 | 1,658 |
| Pre-tax net operating income | $873,000 | 2,402 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $314,000 | 1,804 |
| Income before extraordinary items | $559,000 | 2,787 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $559,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 300 |
| Net operating income | $559,000 | 2,777 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,290,000 | 3,250 |
| Total interest expense | $4,214,000 | 3,470 |
| Net interest income | $7,076,000 | 3,076 |
| Provision for loan and lease losses | $303,000 | 2,737 |
| Total noninterest income | $5,367,000 | 1,030 |
| Gross Fiduciary activities income | $5,057,000 | 152 |
| Service charges on deposit accounts | $64,000 | 6,666 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $246,000 | 4,687 |
| Total noninterest expense | $8,161,000 | 2,169 |
| Salaries and employee benefits | $4,801,000 | 2,035 |
| Premises and equipment expense | $671,000 | 3,449 |
| Additional noninterest expense | $2,689,000 | 1,969 |
| Pre-tax net operating income | $3,979,000 | 2,273 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,446,000 | 1,726 |
| Income before extraordinary items | $2,533,000 | 2,588 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,533,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $8,000 | 5,906 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 601 |
| Net operating income | $2,533,000 | 2,571 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,331,000 | 3,272 |
| Total interest expense | $3,025,000 | 3,489 |
| Net interest income | $5,306,000 | 3,106 |
| Provision for loan and lease losses | $243,000 | 2,494 |
| Total noninterest income | $3,745,000 | 1,110 |
| Gross Fiduciary activities income | $3,509,000 | 166 |
| Service charges on deposit accounts | $49,000 | 6,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $187,000 | 4,674 |
| Total noninterest expense | $5,962,000 | 2,215 |
| Salaries and employee benefits | $3,509,000 | 2,091 |
| Premises and equipment expense | $495,000 | 3,497 |
| Additional noninterest expense | $1,958,000 | 1,995 |
| Pre-tax net operating income | $2,846,000 | 2,421 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,038,000 | 1,840 |
| Income before extraordinary items | $1,808,000 | 2,786 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,808,000 | 2,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $4,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $422,000 | 478 |
| Net operating income | $1,808,000 | 2,777 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,386,000 | 3,303 |
| Total interest expense | $1,895,000 | 3,541 |
| Net interest income | $3,491,000 | 3,139 |
| Provision for loan and lease losses | $158,000 | 2,507 |
| Total noninterest income | $2,273,000 | 1,190 |
| Gross Fiduciary activities income | $2,110,000 | 187 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 4,615 |
| Total noninterest expense | $3,895,000 | 2,268 |
| Salaries and employee benefits | $2,265,000 | 2,170 |
| Premises and equipment expense | $326,000 | 3,531 |
| Additional noninterest expense | $1,304,000 | 2,011 |
| Pre-tax net operating income | $1,711,000 | 2,607 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $616,000 | 2,019 |
| Income before extraordinary items | $1,095,000 | 2,996 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,095,000 | 2,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $275,000 | 393 |
| Net operating income | $1,095,000 | 2,981 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 3,423 |
| Total interest expense | $872,000 | 3,623 |
| Net interest income | $1,647,000 | 3,286 |
| Provision for loan and lease losses | $63,000 | 2,743 |
| Total noninterest income | $1,002,000 | 1,276 |
| Gross Fiduciary activities income | $916,000 | 194 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $1,927,000 | 2,306 |
| Salaries and employee benefits | $1,037,000 | 2,369 |
| Premises and equipment expense | $160,000 | 3,588 |
| Additional noninterest expense | $730,000 | 1,789 |
| Pre-tax net operating income | $659,000 | 3,109 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $243,000 | 2,317 |
| Income before extraordinary items | $416,000 | 3,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 3,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 249 |
| Net operating income | $416,000 | 3,572 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,350,000 | 3,630 |
| Total interest expense | $2,336,000 | 3,998 |
| Net interest income | $6,014,000 | 3,419 |
| Provision for loan and lease losses | $118,000 | 4,603 |
| Total noninterest income | $3,537,000 | 1,412 |
| Gross Fiduciary activities income | $3,271,000 | 197 |
| Service charges on deposit accounts | $50,000 | 7,086 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 5,012 |
| Total noninterest expense | $7,053,000 | 2,378 |
| Salaries and employee benefits | $3,880,000 | 2,357 |
| Premises and equipment expense | $637,000 | 3,478 |
| Additional noninterest expense | $2,536,000 | 1,991 |
| Pre-tax net operating income | $2,380,000 | 3,260 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $848,000 | 2,515 |
| Income before extraordinary items | $1,532,000 | 3,735 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,532,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $2,000 | 6,047 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 629 |
| Net operating income | $1,532,000 | 3,704 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,955,000 | 3,736 |
| Total interest expense | $1,627,000 | 4,068 |
| Net interest income | $4,328,000 | 3,525 |
| Provision for loan and lease losses | $101,000 | 4,139 |
| Total noninterest income | $2,561,000 | 1,466 |
| Gross Fiduciary activities income | $2,359,000 | 199 |
| Service charges on deposit accounts | $39,000 | 7,103 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $5,220,000 | 2,376 |
| Salaries and employee benefits | $2,799,000 | 2,403 |
| Premises and equipment expense | $483,000 | 3,435 |
| Additional noninterest expense | $1,938,000 | 1,921 |
| Pre-tax net operating income | $1,568,000 | 3,627 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $550,000 | 2,787 |
| Income before extraordinary items | $1,018,000 | 4,106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,018,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $113,000 | 552 |
| Net operating income | $1,018,000 | 4,066 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 3,839 |
| Total interest expense | $1,009,000 | 4,100 |
| Net interest income | $2,719,000 | 3,676 |
| Provision for loan and lease losses | $66,000 | 4,004 |
| Total noninterest income | $1,744,000 | 1,419 |
| Gross Fiduciary activities income | $1,604,000 | 196 |
| Service charges on deposit accounts | $27,000 | 7,065 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $3,417,000 | 2,400 |
| Salaries and employee benefits | $1,811,000 | 2,467 |
| Premises and equipment expense | $325,000 | 3,391 |
| Additional noninterest expense | $1,281,000 | 1,920 |
| Pre-tax net operating income | $980,000 | 3,770 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $345,000 | 2,846 |
| Income before extraordinary items | $635,000 | 4,270 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $635,000 | 4,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 484 |
| Net operating income | $635,000 | 4,216 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 3,933 |
| Total interest expense | $484,000 | 4,112 |
| Net interest income | $1,308,000 | 3,784 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $876,000 | 1,391 |
| Gross Fiduciary activities income | $800,000 | 198 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $64,000 | 4,644 |
| Total noninterest expense | $1,772,000 | 2,336 |
| Salaries and employee benefits | $915,000 | 2,460 |
| Premises and equipment expense | $167,000 | 3,348 |
| Additional noninterest expense | $690,000 | 1,792 |
| Pre-tax net operating income | $403,000 | 4,259 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $142,000 | 3,192 |
| Income before extraordinary items | $261,000 | 4,748 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $261,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 374 |
| Net operating income | $261,000 | 4,710 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 4,169 |
| Total interest expense | $1,716,000 | 4,110 |
| Net interest income | $4,464,000 | 4,145 |
| Provision for loan and lease losses | $127,000 | 4,522 |
| Total noninterest income | $3,091,000 | 1,560 |
| Gross Fiduciary activities income | $2,810,000 | 213 |
| Service charges on deposit accounts | $73,000 | 6,905 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $208,000 | 5,029 |
| Total noninterest expense | $5,980,000 | 2,657 |
| Salaries and employee benefits | $3,256,000 | 2,641 |
| Premises and equipment expense | $707,000 | 3,106 |
| Additional noninterest expense | $2,017,000 | 2,404 |
| Pre-tax net operating income | $1,448,000 | 4,330 |
| Securities gains (losses) | $31,000 | 2,094 |
| Applicable income taxes | $513,000 | 3,306 |
| Income before extraordinary items | $966,000 | 4,789 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $966,000 | 4,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $626,000 | 447 |
| Net operating income | $945,850 | 4,775 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,462,000 | 4,270 |
| Total interest expense | $1,264,000 | 4,119 |
| Net interest income | $3,198,000 | 4,286 |
| Provision for loan and lease losses | $127,000 | 3,888 |
| Total noninterest income | $2,154,000 | 1,671 |
| Gross Fiduciary activities income | $1,942,000 | 222 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 5,011 |
| Total noninterest expense | $4,341,000 | 2,703 |
| Salaries and employee benefits | $2,397,000 | 2,662 |
| Premises and equipment expense | $539,000 | 3,062 |
| Additional noninterest expense | $1,405,000 | 2,526 |
| Pre-tax net operating income | $884,000 | 4,932 |
| Securities gains (losses) | $31,000 | 2,017 |
| Applicable income taxes | $316,000 | 3,702 |
| Income before extraordinary items | $599,000 | 5,366 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $599,000 | 5,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $551,000 | 353 |
| Net operating income | $578,850 | 5,383 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 4,377 |
| Total interest expense | $832,000 | 4,161 |
| Net interest income | $2,035,000 | 4,420 |
| Provision for loan and lease losses | $127,000 | 3,016 |
| Total noninterest income | $1,469,000 | 1,631 |
| Gross Fiduciary activities income | $1,300,000 | 225 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $135,000 | 4,514 |
| Total noninterest expense | $2,930,000 | 2,679 |
| Salaries and employee benefits | $1,588,000 | 2,688 |
| Premises and equipment expense | $372,000 | 2,968 |
| Additional noninterest expense | $970,000 | 2,454 |
| Pre-tax net operating income | $447,000 | 5,587 |
| Securities gains (losses) | $31,000 | 1,773 |
| Applicable income taxes | $64,000 | 5,369 |
| Income before extraordinary items | $414,000 | 5,235 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $422,000 | 275 |
| Net operating income | $387,030 | 5,309 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 4,450 |
| Total interest expense | $423,000 | 4,161 |
| Net interest income | $991,000 | 4,510 |
| Provision for loan and lease losses | $82,000 | 2,451 |
| Total noninterest income | $689,000 | 1,686 |
| Gross Fiduciary activities income | $603,000 | 237 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $69,000 | 4,468 |
| Total noninterest expense | $1,467,000 | 2,686 |
| Salaries and employee benefits | $793,000 | 2,708 |
| Premises and equipment expense | $181,000 | 3,067 |
| Additional noninterest expense | $493,000 | 2,400 |
| Pre-tax net operating income | $131,000 | 6,710 |
| Securities gains (losses) | $31,000 | 1,473 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $137,000 | 6,218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $2,000 | 3,829 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 290 |
| Net operating income | $110,650 | 6,576 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 4,645 |
| Total interest expense | $1,856,000 | 4,254 |
| Net interest income | $3,523,000 | 4,770 |
| Provision for loan and lease losses | $82,000 | 5,609 |
| Total noninterest income | $2,974,000 | 1,707 |
| Gross Fiduciary activities income | $2,631,000 | 218 |
| Service charges on deposit accounts | $73,000 | 7,039 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $270,000 | 4,704 |
| Total noninterest expense | $5,528,000 | 2,805 |
| Salaries and employee benefits | $3,005,000 | 2,767 |
| Premises and equipment expense | $677,000 | 3,171 |
| Additional noninterest expense | $1,846,000 | 2,575 |
| Pre-tax net operating income | $887,000 | 5,458 |
| Securities gains (losses) | $117,000 | 1,751 |
| Applicable income taxes | $304,000 | 4,262 |
| Income before extraordinary items | $700,000 | 5,598 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $700,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,208 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $2,565,000 | 306 |
| Net operating income | $618,100 | 5,713 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 4,736 |
| Total interest expense | $1,443,000 | 4,260 |
| Net interest income | $2,553,000 | 4,902 |
| Provision for loan and lease losses | $21,000 | 6,714 |
| Total noninterest income | $2,110,000 | 1,829 |
| Gross Fiduciary activities income | $1,845,000 | 238 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $207,000 | 4,732 |
| Total noninterest expense | $4,174,000 | 2,786 |
| Salaries and employee benefits | $2,216,000 | 2,817 |
| Premises and equipment expense | $505,000 | 3,198 |
| Additional noninterest expense | $1,453,000 | 2,473 |
| Pre-tax net operating income | $468,000 | 6,420 |
| Securities gains (losses) | $117,000 | 1,606 |
| Applicable income taxes | $159,000 | 5,015 |
| Income before extraordinary items | $426,000 | 6,204 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $426,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,410 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 215 |
| Net operating income | $340,590 | 6,533 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 4,727 |
| Total interest expense | $1,010,000 | 4,220 |
| Net interest income | $1,682,000 | 4,932 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $1,397,000 | 1,821 |
| Gross Fiduciary activities income | $1,220,000 | 243 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $139,000 | 4,696 |
| Total noninterest expense | $2,726,000 | 2,837 |
| Salaries and employee benefits | $1,481,000 | 2,810 |
| Premises and equipment expense | $337,000 | 3,179 |
| Additional noninterest expense | $908,000 | 2,600 |
| Pre-tax net operating income | $332,000 | 6,292 |
| Securities gains (losses) | $60,000 | 1,899 |
| Applicable income taxes | $114,000 | 4,945 |
| Income before extraordinary items | $278,000 | 6,274 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $278,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 344 |
| Net operating income | $235,400 | 6,448 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 4,804 |
| Total interest expense | $514,000 | 4,255 |
| Net interest income | $818,000 | 5,009 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $590,000 | 2,024 |
| Gross Fiduciary activities income | $500,000 | 280 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 4,607 |
| Total noninterest expense | $1,304,000 | 2,936 |
| Salaries and employee benefits | $730,000 | 2,848 |
| Premises and equipment expense | $169,000 | 3,166 |
| Additional noninterest expense | $405,000 | 2,829 |
| Pre-tax net operating income | $100,000 | 7,186 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $101,000 | 6,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 6,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,298 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 268 |
| Net operating income | $87,800 | 6,980 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,526,000 | 4,822 |
| Total interest expense | $2,307,000 | 4,363 |
| Net interest income | $3,219,000 | 5,052 |
| Provision for loan and lease losses | $166,000 | 4,734 |
| Total noninterest income | $2,421,000 | 1,839 |
| Gross Fiduciary activities income | $2,093,000 | 278 |
| Service charges on deposit accounts | $87,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $241,000 | 4,674 |
| Total noninterest expense | $5,054,000 | 2,894 |
| Salaries and employee benefits | $2,831,000 | 2,778 |
| Premises and equipment expense | $641,000 | 3,221 |
| Additional noninterest expense | $1,582,000 | 2,840 |
| Pre-tax net operating income | $420,000 | 7,077 |
| Securities gains (losses) | $376,000 | 781 |
| Applicable income taxes | $248,000 | 4,775 |
| Income before extraordinary items | $548,000 | 6,189 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $548,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $624,000 | 443 |
| Net operating income | $288,560 | 7,275 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 5,163 |
| Total interest expense | $2,908,000 | 4,851 |
| Net interest income | $2,791,000 | 5,327 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $1,797,000 | 2,187 |
| Gross Fiduciary activities income | $1,590,000 | 325 |
| Service charges on deposit accounts | $65,000 | 7,289 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $142,000 | 5,644 |
| Total noninterest expense | $4,147,000 | 3,321 |
| Salaries and employee benefits | $2,297,000 | 3,198 |
| Premises and equipment expense | $584,000 | 3,440 |
| Additional noninterest expense | $1,266,000 | 3,330 |
| Pre-tax net operating income | $391,000 | 7,022 |
| Securities gains (losses) | $454,000 | 648 |
| Applicable income taxes | $345,000 | 4,008 |
| Income before extraordinary items | $500,000 | 6,079 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $500,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 739 |
| Net operating income | $209,440 | 7,541 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 5,090 |
| Total interest expense | $3,059,000 | 4,849 |
| Net interest income | $2,925,000 | 5,245 |
| Provision for loan and lease losses | $42,000 | 6,799 |
| Total noninterest income | $1,276,000 | 2,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,228,000 | 1,630 |
| Total noninterest expense | $3,205,000 | 4,005 |
| Salaries and employee benefits | $1,764,000 | 3,837 |
| Premises and equipment expense | $400,000 | 4,509 |
| Additional noninterest expense | $1,041,000 | 3,872 |
| Pre-tax net operating income | $954,000 | 5,385 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $328,000 | 4,395 |
| Income before extraordinary items | $626,000 | 5,725 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $626,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $266,000 | 606 |
| Net operating income | $626,000 | 5,737 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 5,915 |
| Total interest expense | $2,148,000 | 5,737 |
| Net interest income | $2,382,000 | 5,977 |
| Provision for loan and lease losses | $141,000 | 4,409 |
| Total noninterest income | $920,000 | 3,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $867,000 | 2,051 |
| Total noninterest expense | $2,518,000 | 4,859 |
| Salaries and employee benefits | $1,348,000 | 4,732 |
| Premises and equipment expense | $310,000 | 5,372 |
| Additional noninterest expense | $860,000 | 4,541 |
| Pre-tax net operating income | $643,000 | 6,556 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-14,000 | 9,690 |
| Income before extraordinary items | $657,000 | 5,645 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $657,000 | 5,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,565 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 764 |
| Net operating income | $657,000 | 5,616 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 6,821 |
| Total interest expense | $1,755,000 | 6,649 |
| Net interest income | $1,871,000 | 6,899 |
| Provision for loan and lease losses | $57,000 | 6,384 |
| Total noninterest income | $531,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 8,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $488,000 | 3,023 |
| Total noninterest expense | $2,032,000 | 5,536 |
| Salaries and employee benefits | $1,042,000 | 5,611 |
| Premises and equipment expense | $269,000 | 5,715 |
| Additional noninterest expense | $721,000 | 5,051 |
| Pre-tax net operating income | $313,000 | 8,313 |
| Securities gains (losses) | $73,000 | 1,477 |
| Applicable income taxes | $-125,000 | 10,254 |
| Income before extraordinary items | $511,000 | 6,548 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $511,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 896 |
| Net operating income | $438,000 | 6,894 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 7,604 |
| Total interest expense | $1,590,000 | 7,132 |
| Net interest income | $1,532,000 | 7,911 |
| Provision for loan and lease losses | $133,000 | 4,398 |
| Total noninterest income | $400,000 | 5,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,446 |
| Total noninterest expense | $1,554,000 | 6,654 |
| Salaries and employee benefits | $804,000 | 6,759 |
| Premises and equipment expense | $217,000 | 6,538 |
| Additional noninterest expense | $533,000 | 6,250 |
| Pre-tax net operating income | $245,000 | 9,318 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $-100,000 | 10,706 |
| Income before extraordinary items | $347,000 | 8,018 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $347,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 828 |
| Net operating income | $345,000 | 7,984 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 8,896 |
| Total interest expense | $1,303,000 | 8,100 |
| Net interest income | $1,053,000 | 9,406 |
| Provision for loan and lease losses | $86,000 | 5,456 |
| Total noninterest income | $349,000 | 6,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,960 |
| Total noninterest expense | $1,341,000 | 7,540 |
| Salaries and employee benefits | $758,000 | 7,216 |
| Premises and equipment expense | $210,000 | 6,860 |
| Additional noninterest expense | $373,000 | 8,133 |
| Pre-tax net operating income | $-25,000 | 10,855 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $-50,000 | 11,074 |
| Income before extraordinary items | $23,000 | 10,727 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $23,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 834 |
| Net operating income | $24,280 | 10,663 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 10,153 |
| Total interest expense | $1,013,000 | 9,204 |
| Net interest income | $703,000 | 10,831 |
| Provision for loan and lease losses | $71,000 | 5,396 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $1,250,000 | 8,041 |
| Salaries and employee benefits | $740,000 | 7,460 |
| Premises and equipment expense | $196,000 | 7,269 |
| Additional noninterest expense | $314,000 | 9,104 |
| Pre-tax net operating income | $-494,000 | 11,790 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-494,000 | 11,792 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-494,000 | 11,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 732 |
| Net operating income | $-494,000 | 11,786 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 12,447 |
| Total interest expense | $142,000 | 12,455 |
| Net interest income | $296,000 | 12,408 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $15,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 12,414 |
| Total noninterest expense | $1,084,000 | 9,035 |
| Salaries and employee benefits | $660,000 | 8,199 |
| Premises and equipment expense | $139,000 | 8,849 |
| Additional noninterest expense | $285,000 | 10,131 |
| Pre-tax net operating income | $-797,000 | 12,428 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-797,000 | 12,404 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-797,000 | 12,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,535,000 | 137 |
| Net operating income | $-797,000 | 12,405 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.