Home > Chrisman-Sawyer Bank > Income and Expense
Chrisman-Sawyer Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 8,304 |
| Total interest expense | $1,064,000 | 8,419 |
| Net interest income | $1,793,000 | 8,061 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $310,000 | 7,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $1,646,000 | 7,145 |
| Salaries and employee benefits | $691,000 | 7,954 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $660,000 | 6,610 |
| Pre-tax net operating income | $457,000 | 8,945 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $133,000 | 8,646 |
| Income before extraordinary items | $302,000 | 9,121 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $302,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $252,000 | 4,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $317,180 | 9,025 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 8,408 |
| Total interest expense | $1,121,000 | 8,597 |
| Net interest income | $1,837,000 | 8,143 |
| Provision for loan and lease losses | $1,449,000 | 1,029 |
| Total noninterest income | $422,000 | 6,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 5,660 |
| Total noninterest expense | $1,900,000 | 6,619 |
| Salaries and employee benefits | $891,000 | 6,768 |
| Premises and equipment expense | $312,000 | 5,663 |
| Additional noninterest expense | $697,000 | 6,584 |
| Pre-tax net operating income | $-1,090,000 | 12,990 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $-338,000 | 13,098 |
| Income before extraordinary items | $-757,000 | 12,961 |
| Extraordinary gains, net | $225,000 | 928 |
| Net income | $-532,000 | 12,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,154,000 | 1,047 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-753,550 | 12,911 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 7,685 |
| Total interest expense | $1,771,000 | 7,704 |
| Net interest income | $2,095,000 | 7,506 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $1,957,000 | 6,489 |
| Salaries and employee benefits | $870,000 | 6,808 |
| Premises and equipment expense | $307,000 | 5,872 |
| Additional noninterest expense | $780,000 | 6,208 |
| Pre-tax net operating income | $243,000 | 10,676 |
| Securities gains (losses) | $80,000 | 3,372 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $224,000 | 10,262 |
| Extraordinary gains, net | $99,000 | 751 |
| Net income | $323,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $168,800 | 10,686 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.