Home > Choice Bank > Assets and Liabilities
Choice Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 57 | 2,983 |
| Assets and Liabilities | ||
| Total Assets: | $287,610,000 | 2,310 |
| Cash and due from depository institutions | $1,982,000 | 2,983 |
| Interest-bearing balances | $339,000 | 3,976 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $33,165,000 | 440 |
| Net loans & leases | $225,883,000 | 2,081 |
| Loan loss allowance | $3,676,000 | 1,545 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,413,000 | 4,161 |
| Other real estate owned | $283,000 | 2,983 |
| Goodwill and other intangibles | $19,713,000 | 459 |
| All other assets | $4,171,000 | 3,397 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $287,610,000 | 2,310 |
| Total liabilities | $247,995,000 | 2,385 |
| Total deposits | $211,318,000 | 2,476 |
| Interest-bearing deposits | $197,794,000 | 2,292 |
| Deposits held in domestic offices | $211,318,000 | 2,473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $33,600,000 | 1,429 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,077,000 | 1,778 |
| Total equity capital | $39,615,000 | 1,778 |
| Total bank equity capital | $39,615,000 | 1,778 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,321,000 | 472 |
| Surplus | $27,960,000 | 1,123 |
| Undivided profits | $1,334,000 | 6,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,918,000 | 911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,282,000 | 181 |
| Income earned, not collected on loans | $1,334,000 | 2,917 |
| Earning assets | $259,387,000 | 2,339 |
| Long-term assets (5+ years) | $63,819,000 | 1,787 |
| Average Assets, year-to-date | $276,125,500 | 2,358 |
| Average Assets, quarterly | $276,125,500 | 2,358 |
| Volatile liabilities | $69,531,000 | 1,982 |
| Insider loans | $4,073,000 | 1,869 |
| FHLB advances | $33,600,000 | 1,354 |
| Loans and leases held for sale | $14,683,000 | 196 |
| Unused loan commitments | $45,716,000 | 1,897 |
| Tier 1 (core) risk-based capital | $19,930,000 | 3,196 |
| Tier 2 risk-based capital | $2,748,000 | 1,877 |
| Total risk weighted assets | $218,902,000 | 2,208 |
| Total unused commitments | $45,716,000 | 1,898 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $264,641,000 | 2,444 |
| Cash and due from depository institutions | $2,375,000 | 3,047 |
| Interest-bearing balances | $163,000 | 4,204 |
| Securities | $0 | 8,234 |
| Federal funds sold & reverse repurchase agreements | $31,377,000 | 405 |
| Net loans & leases | $205,444,000 | 2,243 |
| Loan loss allowance | $2,269,000 | 2,307 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,089,000 | 4,488 |
| Other real estate owned | $110,000 | 3,047 |
| Goodwill and other intangibles | $19,791,000 | 450 |
| All other assets | $3,455,000 | 3,900 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $264,641,000 | 2,444 |
| Total liabilities | $225,175,000 | 2,560 |
| Total deposits | $215,239,000 | 2,403 |
| Interest-bearing deposits | $203,638,000 | 2,203 |
| Deposits held in domestic offices | $215,239,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,600,000 | 3,263 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,336,000 | 1,650 |
| Total equity capital | $39,466,000 | 1,771 |
| Total bank equity capital | $39,466,000 | 1,771 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,321,000 | 463 |
| Surplus | $27,426,000 | 1,122 |
| Undivided profits | $1,719,000 | 6,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,613,000 | 2,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,435,000 | 2,930 |
| Earning assets | $236,984,000 | 2,516 |
| Long-term assets (5+ years) | $61,326,000 | 1,713 |
| Average Assets, year-to-date | $209,407,600 | 2,904 |
| Average Assets, quarterly | $244,661,500 | 2,595 |
| Volatile liabilities | $44,418,000 | 2,875 |
| Insider loans | $7,273,000 | 1,044 |
| FHLB advances | $6,600,000 | 3,144 |
| Loans and leases held for sale | $4,298,000 | 404 |
| Unused loan commitments | $40,228,000 | 2,103 |
| Tier 1 (core) risk-based capital | $19,714,000 | 3,193 |
| Tier 2 risk-based capital | $2,286,000 | 2,153 |
| Total risk weighted assets | $200,826,000 | 2,356 |
| Total unused commitments | $40,228,000 | 2,105 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 58 | 2,935 |
| Assets and Liabilities | ||
| Total Assets: | $224,682,000 | 2,783 |
| Cash and due from depository institutions | $1,964,000 | 2,935 |
| Interest-bearing balances | $255,000 | 3,621 |
| Securities | $0 | 8,282 |
| Federal funds sold & reverse repurchase agreements | $5,310,000 | 2,445 |
| Net loans & leases | $193,201,000 | 2,317 |
| Loan loss allowance | $1,819,000 | 2,728 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,383,000 | 5,337 |
| Other real estate owned | $110,000 | 2,935 |
| Goodwill and other intangibles | $19,837,000 | 442 |
| All other assets | $2,877,000 | 4,402 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $224,682,000 | 2,783 |
| Total liabilities | $187,055,000 | 2,961 |
| Total deposits | $162,798,000 | 3,094 |
| Interest-bearing deposits | $152,364,000 | 2,849 |
| Deposits held in domestic offices | $162,798,000 | 3,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $21,600,000 | 1,681 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,657,000 | 1,978 |
| Total equity capital | $37,627,000 | 1,828 |
| Total bank equity capital | $37,627,000 | 1,828 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,321,000 | 442 |
| Surplus | $26,302,000 | 1,135 |
| Undivided profits | $1,004,000 | 6,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $612,000 | 3,986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,207,000 | 3,616 |
| Earning assets | $198,766,000 | 2,867 |
| Long-term assets (5+ years) | $48,004,000 | 1,993 |
| Average Assets, year-to-date | $195,599,250 | 3,075 |
| Average Assets, quarterly | $215,305,000 | 2,867 |
| Volatile liabilities | $54,693,000 | 2,369 |
| Insider loans | $4,273,000 | 1,727 |
| FHLB advances | $21,600,000 | 1,593 |
| Loans and leases held for sale | $1,390,000 | 757 |
| Unused loan commitments | $38,408,000 | 2,196 |
| Tier 1 (core) risk-based capital | $17,831,000 | 3,497 |
| Tier 2 risk-based capital | $1,835,000 | 2,566 |
| Total risk weighted assets | $182,687,000 | 2,506 |
| Total unused commitments | $38,408,000 | 2,196 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 53 | 3,230 |
| Assets and Liabilities | ||
| Total Assets: | $205,928,000 | 3,009 |
| Cash and due from depository institutions | $2,263,000 | 3,230 |
| Interest-bearing balances | $72,000 | 5,096 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $11,575,000 | 1,376 |
| Net loans & leases | $168,296,000 | 2,569 |
| Loan loss allowance | $1,374,000 | 3,376 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,342,000 | 5,417 |
| Other real estate owned | $105,000 | 3,230 |
| Goodwill and other intangibles | $19,878,000 | 457 |
| All other assets | $2,469,000 | 4,724 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $205,928,000 | 3,009 |
| Total liabilities | $168,824,000 | 3,244 |
| Total deposits | $150,198,000 | 3,322 |
| Interest-bearing deposits | $139,090,000 | 3,093 |
| Deposits held in domestic offices | $150,198,000 | 3,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,600,000 | 1,880 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,026,000 | 2,321 |
| Total equity capital | $37,104,000 | 1,834 |
| Total bank equity capital | $37,104,000 | 1,834 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,321,000 | 439 |
| Surplus | $26,260,000 | 1,145 |
| Undivided profits | $523,000 | 7,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $911,000 | 4,277 |
| Earning assets | $179,943,000 | 3,148 |
| Long-term assets (5+ years) | $52,535,000 | 1,832 |
| Average Assets, year-to-date | $185,905,000 | 3,243 |
| Average Assets, quarterly | $195,921,500 | 3,121 |
| Volatile liabilities | $49,855,000 | 2,530 |
| Insider loans | $4,273,000 | 1,723 |
| FHLB advances | $16,600,000 | 1,776 |
| Loans and leases held for sale | $2,472,000 | 652 |
| Unused loan commitments | $40,268,000 | 2,125 |
| Tier 1 (core) risk-based capital | $17,263,000 | 3,586 |
| Tier 2 risk-based capital | $1,390,000 | 3,217 |
| Total risk weighted assets | $156,991,000 | 2,864 |
| Total unused commitments | $40,268,000 | 2,126 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 53 | 3,216 |
| Assets and Liabilities | ||
| Total Assets: | $185,915,000 | 3,287 |
| Cash and due from depository institutions | $1,755,000 | 3,216 |
| Interest-bearing balances | $101,000 | 4,697 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $13,965,000 | 1,440 |
| Net loans & leases | $146,226,000 | 2,873 |
| Loan loss allowance | $1,014,000 | 4,126 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,626,000 | 4,999 |
| Other real estate owned | $104,000 | 3,216 |
| Goodwill and other intangibles | $19,887,000 | 445 |
| All other assets | $2,352,000 | 4,730 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $185,915,000 | 3,287 |
| Total liabilities | $154,087,000 | 3,493 |
| Total deposits | $137,417,000 | 3,585 |
| Interest-bearing deposits | $127,047,000 | 3,345 |
| Deposits held in domestic offices | $137,417,000 | 3,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,000,000 | 1,934 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,670,000 | 2,772 |
| Total equity capital | $31,828,000 | 2,148 |
| Total bank equity capital | $31,828,000 | 2,148 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,321,000 | 426 |
| Surplus | $21,258,000 | 1,326 |
| Undivided profits | $249,000 | 7,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $824,000 | 4,463 |
| Earning assets | $160,292,000 | 3,471 |
| Long-term assets (5+ years) | $46,299,000 | 1,970 |
| Average Assets, year-to-date | $175,893,500 | 3,415 |
| Average Assets, quarterly | $175,893,500 | 3,415 |
| Volatile liabilities | $42,672,000 | 2,812 |
| Insider loans | $4,273,000 | 1,665 |
| FHLB advances | $15,000,000 | 1,846 |
| Loans and leases held for sale | $3,292,000 | 510 |
| Unused loan commitments | $28,292,000 | 2,753 |
| Tier 1 (core) risk-based capital | $11,941,000 | 4,739 |
| Tier 2 risk-based capital | $1,030,000 | 3,913 |
| Total risk weighted assets | $133,974,000 | 3,232 |
| Total unused commitments | $28,292,000 | 2,754 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 49 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $165,872,000 | 3,584 |
| Cash and due from depository institutions | $7,399,000 | 3,424 |
| Interest-bearing balances | $3,003,000 | 1,513 |
| Securities | $4,374,000 | 7,408 |
| Federal funds sold & reverse repurchase agreements | $8,415,000 | 1,945 |
| Net loans & leases | $122,796,000 | 3,311 |
| Loan loss allowance | $834,000 | 4,696 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,680,000 | 4,902 |
| Other real estate owned | $0 | 3,424 |
| Goodwill and other intangibles | $20,034,000 | 427 |
| All other assets | $1,174,000 | 6,393 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $165,872,000 | 3,584 |
| Total liabilities | $134,301,000 | 3,857 |
| Total deposits | $129,441,000 | 3,713 |
| Interest-bearing deposits | $120,258,000 | 3,441 |
| Deposits held in domestic offices | $129,441,000 | 3,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,860,000 | 2,537 |
| Total equity capital | $31,571,000 | 2,128 |
| Total bank equity capital | $31,571,000 | 2,128 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,321,000 | 417 |
| Surplus | $21,257,000 | 1,301 |
| Undivided profits | $-7,000 | 7,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $762,000 | 4,849 |
| Earning assets | $138,588,000 | 3,848 |
| Long-term assets (5+ years) | $60,775,000 | 1,622 |
| Average Assets, year-to-date | $123,937,000 | 4,275 |
| Average Assets, quarterly | $157,702,500 | 3,700 |
| Volatile liabilities | $28,563,000 | 3,836 |
| Insider loans | $2,073,000 | 2,912 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $39,935,000 | 2,126 |
| Tier 1 (core) risk-based capital | $11,507,000 | 4,836 |
| Tier 2 risk-based capital | $850,000 | 4,429 |
| Total risk weighted assets | $118,239,000 | 3,529 |
| Total unused commitments | $39,935,000 | 2,126 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 36 | 4,336 |
| Assets and Liabilities | ||
| Total Assets: | $149,533,000 | 3,854 |
| Cash and due from depository institutions | $4,409,000 | 4,336 |
| Interest-bearing balances | $3,001,000 | 1,417 |
| Securities | $4,430,000 | 7,467 |
| Federal funds sold & reverse repurchase agreements | $18,770,000 | 732 |
| Net loans & leases | $100,055,000 | 3,826 |
| Loan loss allowance | $681,000 | 5,264 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,360,000 | 5,352 |
| Other real estate owned | $0 | 4,336 |
| Goodwill and other intangibles | $19,398,000 | 436 |
| All other assets | $1,111,000 | 6,569 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $149,533,000 | 3,854 |
| Total liabilities | $117,876,000 | 4,186 |
| Total deposits | $116,562,000 | 3,943 |
| Interest-bearing deposits | $105,829,000 | 3,746 |
| Deposits held in domestic offices | $116,562,000 | 3,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,314,000 | 3,197 |
| Total equity capital | $31,657,000 | 2,099 |
| Total bank equity capital | $31,657,000 | 2,099 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,321,000 | 403 |
| Surplus | $21,236,000 | 1,296 |
| Undivided profits | $100,000 | 7,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $656,000 | 5,365 |
| Earning assets | $126,256,000 | 4,058 |
| Long-term assets (5+ years) | $2,340,000 | 6,665 |
| Average Assets, year-to-date | $113,453,250 | 4,556 |
| Average Assets, quarterly | $128,614,500 | 4,232 |
| Volatile liabilities | $24,588,000 | 4,206 |
| Insider loans | $800,000 | 4,645 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $30,328,000 | 2,593 |
| Tier 1 (core) risk-based capital | $12,238,000 | 4,609 |
| Tier 2 risk-based capital | $696,000 | 4,992 |
| Total risk weighted assets | $104,993,000 | 3,822 |
| Total unused commitments | $30,328,000 | 2,593 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 35 | 4,451 |
| Assets and Liabilities | ||
| Total Assets: | $107,696,000 | 4,761 |
| Cash and due from depository institutions | $3,998,000 | 4,451 |
| Interest-bearing balances | $3,002,000 | 1,413 |
| Securities | $4,652,000 | 7,469 |
| Federal funds sold & reverse repurchase agreements | $2,855,000 | 3,143 |
| Net loans & leases | $94,288,000 | 3,942 |
| Loan loss allowance | $637,000 | 5,432 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $894,000 | 6,108 |
| Other real estate owned | $0 | 4,451 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,009,000 | 6,717 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $107,696,000 | 4,761 |
| Total liabilities | $95,864,000 | 4,755 |
| Total deposits | $91,696,000 | 4,603 |
| Interest-bearing deposits | $83,196,000 | 4,390 |
| Deposits held in domestic offices | $91,696,000 | 4,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 2,112 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,168,000 | 3,173 |
| Total equity capital | $11,832,000 | 4,647 |
| Total bank equity capital | $11,832,000 | 4,647 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,304,000 | 387 |
| Surplus | $0 | 8,130 |
| Undivided profits | $1,528,000 | 6,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $556,000 | 5,569 |
| Earning assets | $104,797,000 | 4,602 |
| Long-term assets (5+ years) | $2,388,000 | 6,641 |
| Average Assets, year-to-date | $101,426,670 | 4,907 |
| Average Assets, quarterly | $106,604,500 | 4,767 |
| Volatile liabilities | $27,265,000 | 3,888 |
| Insider loans | $800,000 | 4,649 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $53,433,000 | 1,765 |
| Tier 1 (core) risk-based capital | $11,873,000 | 4,644 |
| Tier 2 risk-based capital | $656,000 | 5,120 |
| Total risk weighted assets | $100,779,000 | 3,900 |
| Total unused commitments | $53,433,000 | 1,766 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 33 | 4,623 |
| Assets and Liabilities | ||
| Total Assets: | $105,513,000 | 4,817 |
| Cash and due from depository institutions | $5,016,000 | 4,623 |
| Interest-bearing balances | $3,801,000 | 1,332 |
| Securities | $4,793,000 | 7,467 |
| Federal funds sold & reverse repurchase agreements | $17,085,000 | 867 |
| Net loans & leases | $76,820,000 | 4,412 |
| Loan loss allowance | $510,000 | 6,017 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $924,000 | 6,047 |
| Other real estate owned | $0 | 4,623 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $875,000 | 6,913 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $105,513,000 | 4,817 |
| Total liabilities | $93,919,000 | 4,812 |
| Total deposits | $93,031,000 | 4,574 |
| Interest-bearing deposits | $81,501,000 | 4,443 |
| Deposits held in domestic offices | $93,031,000 | 4,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $888,000 | 3,810 |
| Total equity capital | $11,594,000 | 4,701 |
| Total bank equity capital | $11,594,000 | 4,701 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,301,000 | 378 |
| Surplus | $0 | 8,136 |
| Undivided profits | $1,293,000 | 6,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $465,000 | 5,926 |
| Earning assets | $102,499,000 | 4,651 |
| Long-term assets (5+ years) | $2,472,000 | 6,618 |
| Average Assets, year-to-date | $98,292,000 | 5,009 |
| Average Assets, quarterly | $98,292,000 | 5,009 |
| Volatile liabilities | $27,942,000 | 3,689 |
| Insider loans | $800,000 | 4,620 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $46,294,000 | 1,940 |
| Tier 1 (core) risk-based capital | $11,628,000 | 4,647 |
| Tier 2 risk-based capital | $528,000 | 5,655 |
| Total risk weighted assets | $86,886,000 | 4,249 |
| Total unused commitments | $46,294,000 | 1,941 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 34 | 4,539 |
| Assets and Liabilities | ||
| Total Assets: | $91,071,000 | 5,272 |
| Cash and due from depository institutions | $3,597,000 | 4,539 |
| Interest-bearing balances | $2,101,000 | 1,872 |
| Securities | $4,907,000 | 7,479 |
| Federal funds sold & reverse repurchase agreements | $10,060,000 | 1,360 |
| Net loans & leases | $70,729,000 | 4,633 |
| Loan loss allowance | $475,000 | 6,198 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $945,000 | 5,990 |
| Other real estate owned | $0 | 4,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $833,000 | 7,063 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $91,071,000 | 5,272 |
| Total liabilities | $79,744,000 | 5,309 |
| Total deposits | $78,145,000 | 5,103 |
| Interest-bearing deposits | $68,654,000 | 4,931 |
| Deposits held in domestic offices | $78,145,000 | 5,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,599,000 | 2,506 |
| Total equity capital | $11,327,000 | 4,741 |
| Total bank equity capital | $11,327,000 | 4,741 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,301,000 | 367 |
| Surplus | $0 | 8,157 |
| Undivided profits | $1,026,000 | 7,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $428,000 | 6,222 |
| Earning assets | $87,797,000 | 5,101 |
| Long-term assets (5+ years) | $2,543,000 | 6,614 |
| Average Assets, year-to-date | $69,217,400 | 5,982 |
| Average Assets, quarterly | $85,204,000 | 5,431 |
| Volatile liabilities | $22,203,000 | 4,188 |
| Insider loans | $800,000 | 4,633 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $28,158,000 | 2,636 |
| Tier 1 (core) risk-based capital | $11,356,000 | 4,684 |
| Tier 2 risk-based capital | $489,000 | 5,884 |
| Total risk weighted assets | $77,338,000 | 4,552 |
| Total unused commitments | $28,158,000 | 2,636 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 35 | 4,432 |
| Assets and Liabilities | ||
| Total Assets: | $79,337,000 | 5,669 |
| Cash and due from depository institutions | $1,300,000 | 4,432 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $5,061,000 | 7,467 |
| Federal funds sold & reverse repurchase agreements | $3,195,000 | 3,013 |
| Net loans & leases | $68,422,000 | 4,705 |
| Loan loss allowance | $459,000 | 6,295 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $949,000 | 5,988 |
| Other real estate owned | $0 | 4,432 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $410,000 | 8,152 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $79,337,000 | 5,669 |
| Total liabilities | $68,435,000 | 5,758 |
| Total deposits | $64,900,000 | 5,661 |
| Interest-bearing deposits | $56,062,000 | 5,530 |
| Deposits held in domestic offices | $64,900,000 | 5,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,181 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,035,000 | 3,381 |
| Total equity capital | $10,902,000 | 4,846 |
| Total bank equity capital | $10,902,000 | 4,846 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,178,000 | 355 |
| Surplus | $0 | 8,180 |
| Undivided profits | $724,000 | 7,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $343,000 | 6,841 |
| Earning assets | $76,678,000 | 5,495 |
| Long-term assets (5+ years) | $2,628,000 | 6,649 |
| Average Assets, year-to-date | $63,754,000 | 6,230 |
| Average Assets, quarterly | $74,454,500 | 5,823 |
| Volatile liabilities | $18,875,000 | 4,544 |
| Insider loans | $800,000 | 4,601 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,116,000 | 2,509 |
| Tier 1 (core) risk-based capital | $10,924,000 | 4,761 |
| Tier 2 risk-based capital | $474,000 | 5,952 |
| Total risk weighted assets | $73,977,000 | 4,625 |
| Total unused commitments | $30,116,000 | 2,512 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 37 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $69,572,000 | 6,027 |
| Cash and due from depository institutions | $5,073,000 | 4,243 |
| Interest-bearing balances | $3,213,000 | 1,469 |
| Securities | $5,271,000 | 7,457 |
| Federal funds sold & reverse repurchase agreements | $4,585,000 | 2,245 |
| Net loans & leases | $53,359,000 | 5,342 |
| Loan loss allowance | $348,000 | 6,937 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $957,000 | 5,946 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $327,000 | 8,289 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $69,572,000 | 6,027 |
| Total liabilities | $58,870,000 | 6,145 |
| Total deposits | $58,050,000 | 5,944 |
| Interest-bearing deposits | $48,678,000 | 5,944 |
| Deposits held in domestic offices | $58,050,000 | 5,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $820,000 | 3,697 |
| Total equity capital | $10,702,000 | 4,857 |
| Total bank equity capital | $10,702,000 | 4,857 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,178,000 | 333 |
| Surplus | $0 | 8,188 |
| Undivided profits | $524,000 | 7,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $228,000 | 7,562 |
| Earning assets | $66,428,000 | 5,893 |
| Long-term assets (5+ years) | $2,043,000 | 6,927 |
| Average Assets, year-to-date | $58,559,670 | 6,471 |
| Average Assets, quarterly | $64,068,500 | 6,231 |
| Volatile liabilities | $12,150,000 | 5,478 |
| Insider loans | $1,702,000 | 3,070 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $31,075,000 | 2,382 |
| Tier 1 (core) risk-based capital | $10,718,000 | 4,742 |
| Tier 2 risk-based capital | $365,000 | 6,582 |
| Total risk weighted assets | $62,750,000 | 5,047 |
| Total unused commitments | $31,075,000 | 2,384 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $58,565,000 | 6,534 |
| Cash and due from depository institutions | $5,853,000 | 4,612 |
| Interest-bearing balances | $4,713,000 | 1,150 |
| Securities | $5,408,000 | 7,498 |
| Federal funds sold & reverse repurchase agreements | $6,855,000 | 1,784 |
| Net loans & leases | $39,193,000 | 6,160 |
| Loan loss allowance | $276,000 | 7,437 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $950,000 | 5,970 |
| Other real estate owned | $0 | 4,612 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $306,000 | 8,392 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $58,565,000 | 6,534 |
| Total liabilities | $48,017,000 | 6,731 |
| Total deposits | $47,194,000 | 6,589 |
| Interest-bearing deposits | $39,114,000 | 6,622 |
| Deposits held in domestic offices | $47,194,000 | 6,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $823,000 | 3,627 |
| Total equity capital | $10,548,000 | 4,822 |
| Total bank equity capital | $10,548,000 | 4,822 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,178,000 | 322 |
| Surplus | $0 | 8,248 |
| Undivided profits | $370,000 | 7,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $217,000 | 7,638 |
| Earning assets | $56,169,000 | 6,396 |
| Long-term assets (5+ years) | $5,161,000 | 5,936 |
| Average Assets, year-to-date | $53,053,500 | 6,777 |
| Average Assets, quarterly | $53,053,500 | 6,777 |
| Volatile liabilities | $10,471,000 | 5,751 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $27,555,000 | 2,534 |
| Tier 1 (core) risk-based capital | $10,585,000 | 4,732 |
| Tier 2 risk-based capital | $290,000 | 7,110 |
| Total risk weighted assets | $50,005,000 | 5,673 |
| Total unused commitments | $27,555,000 | 2,539 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 31 | 4,823 |
| Assets and Liabilities | ||
| Total Assets: | $47,542,000 | 7,090 |
| Cash and due from depository institutions | $6,900,000 | 4,823 |
| Interest-bearing balances | $5,703,000 | 993 |
| Securities | $5,570,000 | 7,490 |
| Federal funds sold & reverse repurchase agreements | $2,655,000 | 3,439 |
| Net loans & leases | $31,819,000 | 6,682 |
| Loan loss allowance | $205,000 | 7,903 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $412,000 | 7,340 |
| Other real estate owned | $0 | 4,823 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $186,000 | 8,725 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $47,542,000 | 7,090 |
| Total liabilities | $37,071,000 | 7,342 |
| Total deposits | $36,553,000 | 7,234 |
| Interest-bearing deposits | $32,741,000 | 7,076 |
| Deposits held in domestic offices | $36,553,000 | 7,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $518,000 | 4,627 |
| Total equity capital | $10,471,000 | 4,844 |
| Total bank equity capital | $10,471,000 | 4,844 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,178,000 | 312 |
| Surplus | $0 | 8,282 |
| Undivided profits | $293,000 | 7,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $146,000 | 8,240 |
| Earning assets | $45,747,000 | 6,975 |
| Long-term assets (5+ years) | $5,850,000 | 5,800 |
| Average Assets, year-to-date | $38,010,200 | 7,499 |
| Average Assets, quarterly | $45,603,500 | 7,150 |
| Volatile liabilities | $6,965,000 | 6,642 |
| Insider loans | $14,000 | 7,915 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $19,678,000 | 3,070 |
| Tier 1 (core) risk-based capital | $10,492,000 | 4,711 |
| Tier 2 risk-based capital | $215,000 | 7,681 |
| Total risk weighted assets | $38,702,000 | 6,397 |
| Total unused commitments | $19,678,000 | 3,070 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 29 | 5,063 |
| Assets and Liabilities | ||
| Total Assets: | $43,665,000 | 7,273 |
| Cash and due from depository institutions | $4,711,000 | 5,063 |
| Interest-bearing balances | $4,000,000 | 1,356 |
| Securities | $7,289,000 | 7,110 |
| Federal funds sold & reverse repurchase agreements | $6,755,000 | 1,650 |
| Net loans & leases | $24,287,000 | 7,278 |
| Loan loss allowance | $165,000 | 8,184 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $411,000 | 7,359 |
| Other real estate owned | $0 | 5,063 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $212,000 | 8,733 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $43,665,000 | 7,273 |
| Total liabilities | $33,233,000 | 7,583 |
| Total deposits | $32,833,000 | 7,451 |
| Interest-bearing deposits | $29,586,000 | 7,302 |
| Deposits held in domestic offices | $32,833,000 | 7,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $400,000 | 5,495 |
| Total equity capital | $10,432,000 | 4,857 |
| Total bank equity capital | $10,432,000 | 4,857 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,178,000 | 304 |
| Surplus | $0 | 8,313 |
| Undivided profits | $254,000 | 8,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $169,000 | 8,168 |
| Earning assets | $42,331,000 | 7,136 |
| Long-term assets (5+ years) | $5,789,000 | 5,903 |
| Average Assets, year-to-date | $35,627,250 | 7,670 |
| Average Assets, quarterly | $40,653,500 | 7,408 |
| Volatile liabilities | $6,336,000 | 6,835 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,837,000 | 3,897 |
| Tier 1 (core) risk-based capital | $10,429,000 | 4,696 |
| Tier 2 risk-based capital | $170,000 | 8,042 |
| Total risk weighted assets | $31,471,000 | 6,897 |
| Total unused commitments | $12,837,000 | 3,898 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 23 | 5,936 |
| Assets and Liabilities | ||
| Total Assets: | $37,642,000 | 7,631 |
| Cash and due from depository institutions | $3,314,000 | 5,936 |
| Interest-bearing balances | $2,600,000 | 1,807 |
| Securities | $8,910,000 | 6,814 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 5,545 |
| Net loans & leases | $24,669,000 | 7,226 |
| Loan loss allowance | $158,000 | 8,264 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $346,000 | 7,608 |
| Other real estate owned | $0 | 5,936 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $228,000 | 8,743 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $37,642,000 | 7,631 |
| Total liabilities | $27,347,000 | 7,984 |
| Total deposits | $27,011,000 | 7,898 |
| Interest-bearing deposits | $24,146,000 | 7,776 |
| Deposits held in domestic offices | $27,011,000 | 7,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $336,000 | 5,565 |
| Total equity capital | $10,295,000 | 4,769 |
| Total bank equity capital | $10,295,000 | 4,769 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,178,000 | 302 |
| Surplus | $0 | 8,370 |
| Undivided profits | $117,000 | 8,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $133,000 | 8,410 |
| Earning assets | $36,354,000 | 7,514 |
| Long-term assets (5+ years) | $5,934,000 | 5,989 |
| Average Assets, year-to-date | $32,948,000 | 7,864 |
| Average Assets, quarterly | $35,707,000 | 7,743 |
| Volatile liabilities | $4,936,000 | 7,247 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,797,000 | 3,913 |
| Tier 1 (core) risk-based capital | $10,332,000 | 4,679 |
| Tier 2 risk-based capital | $164,000 | 8,128 |
| Total risk weighted assets | $30,499,000 | 6,984 |
| Total unused commitments | $12,797,000 | 3,913 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 20 | 6,352 |
| Assets and Liabilities | ||
| Total Assets: | $33,772,000 | 7,883 |
| Cash and due from depository institutions | $3,790,000 | 6,352 |
| Interest-bearing balances | $2,600,000 | 2,014 |
| Securities | $11,319,000 | 6,298 |
| Federal funds sold & reverse repurchase agreements | $1,460,000 | 5,132 |
| Net loans & leases | $16,723,000 | 7,913 |
| Loan loss allowance | $108,000 | 8,601 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $331,000 | 7,669 |
| Other real estate owned | $0 | 6,352 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $149,000 | 8,936 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $33,772,000 | 7,883 |
| Total liabilities | $23,503,000 | 8,246 |
| Total deposits | $23,292,000 | 8,166 |
| Interest-bearing deposits | $21,603,000 | 8,010 |
| Deposits held in domestic offices | $23,292,000 | 8,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $211,000 | 6,943 |
| Total equity capital | $10,269,000 | 4,849 |
| Total bank equity capital | $10,269,000 | 4,849 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,178,000 | 292 |
| Surplus | $0 | 8,403 |
| Undivided profits | $91,000 | 8,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $110,000 | 8,551 |
| Earning assets | $32,102,000 | 7,792 |
| Long-term assets (5+ years) | $3,319,000 | 6,721 |
| Average Assets, year-to-date | $30,601,000 | 8,037 |
| Average Assets, quarterly | $30,601,000 | 8,037 |
| Volatile liabilities | $3,538,000 | 7,715 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,363,000 | 4,548 |
| Tier 1 (core) risk-based capital | $10,266,000 | 4,646 |
| Tier 2 risk-based capital | $113,000 | 8,505 |
| Total risk weighted assets | $22,576,000 | 7,602 |
| Total unused commitments | $9,363,000 | 4,556 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 20 | 6,366 |
| Assets and Liabilities | ||
| Total Assets: | $27,430,000 | 8,257 |
| Cash and due from depository institutions | $840,000 | 6,366 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $9,974,000 | 6,618 |
| Federal funds sold & reverse repurchase agreements | $2,985,000 | 3,319 |
| Net loans & leases | $13,141,000 | 8,305 |
| Loan loss allowance | $69,000 | 8,848 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $338,000 | 7,680 |
| Other real estate owned | $0 | 6,366 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $152,000 | 8,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,430,000 | 8,257 |
| Total liabilities | $17,209,000 | 8,674 |
| Total deposits | $16,989,000 | 8,622 |
| Interest-bearing deposits | $15,609,000 | 8,489 |
| Deposits held in domestic offices | $16,989,000 | 8,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $220,000 | 6,810 |
| Total equity capital | $10,221,000 | 4,807 |
| Total bank equity capital | $10,221,000 | 4,807 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,195,000 | 294 |
| Surplus | $0 | 8,463 |
| Undivided profits | $26,000 | 8,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $86,000 | 8,782 |
| Earning assets | $26,100,000 | 8,174 |
| Long-term assets (5+ years) | $6,974,000 | 5,674 |
| Average Assets, year-to-date | $24,123,000 | 8,407 |
| Average Assets, quarterly | $26,737,000 | 8,289 |
| Volatile liabilities | $1,947,000 | 8,436 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,755,000 | 4,579 |
| Tier 1 (core) risk-based capital | $10,256,000 | 4,638 |
| Tier 2 risk-based capital | $73,000 | 8,803 |
| Total risk weighted assets | $15,875,000 | 8,279 |
| Total unused commitments | $8,755,000 | 4,582 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 18 | 6,678 |
| Assets and Liabilities | ||
| Total Assets: | $26,044,000 | 8,381 |
| Cash and due from depository institutions | $654,000 | 6,678 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $10,352,000 | 6,476 |
| Federal funds sold & reverse repurchase agreements | $4,330,000 | 2,898 |
| Net loans & leases | $10,252,000 | 8,620 |
| Loan loss allowance | $73,000 | 8,892 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $346,000 | 7,695 |
| Other real estate owned | $0 | 6,678 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $110,000 | 9,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,044,000 | 8,381 |
| Total liabilities | $15,886,000 | 8,794 |
| Total deposits | $15,716,000 | 8,737 |
| Interest-bearing deposits | $14,036,000 | 8,655 |
| Deposits held in domestic offices | $15,716,000 | 8,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $170,000 | 7,635 |
| Total equity capital | $10,158,000 | 4,797 |
| Total bank equity capital | $10,158,000 | 4,797 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,195,000 | 296 |
| Surplus | $0 | 8,515 |
| Undivided profits | $-37,000 | 8,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $94,000 | 8,816 |
| Earning assets | $24,934,000 | 8,275 |
| Long-term assets (5+ years) | $317,000 | 8,044 |
| Average Assets, year-to-date | $23,020,670 | 8,534 |
| Average Assets, quarterly | $25,235,500 | 8,424 |
| Volatile liabilities | $700,000 | 8,962 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $4,121,000 | 6,135 |
| Tier 1 (core) risk-based capital | $10,206,000 | 4,628 |
| Tier 2 risk-based capital | $73,000 | 8,865 |
| Total risk weighted assets | $11,925,000 | 8,648 |
| Total unused commitments | $4,121,000 | 6,141 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 16 | 7,034 |
| Assets and Liabilities | ||
| Total Assets: | $24,427,000 | 8,505 |
| Cash and due from depository institutions | $599,000 | 7,034 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $13,537,000 | 5,771 |
| Federal funds sold & reverse repurchase agreements | $4,230,000 | 3,305 |
| Net loans & leases | $5,388,000 | 9,017 |
| Loan loss allowance | $34,000 | 9,090 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $363,000 | 7,645 |
| Other real estate owned | $0 | 7,034 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $310,000 | 8,662 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,427,000 | 8,505 |
| Total liabilities | $14,293,000 | 8,900 |
| Total deposits | $14,115,000 | 8,857 |
| Interest-bearing deposits | $13,202,000 | 8,744 |
| Deposits held in domestic offices | $14,115,000 | 8,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $178,000 | 7,603 |
| Total equity capital | $10,134,000 | 4,806 |
| Total bank equity capital | $10,134,000 | 4,806 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,195,000 | 288 |
| Surplus | $0 | 8,544 |
| Undivided profits | $-61,000 | 8,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $69,000 | 8,973 |
| Earning assets | $23,155,000 | 8,425 |
| Long-term assets (5+ years) | $6,147,000 | 5,833 |
| Average Assets, year-to-date | $21,509,000 | 8,650 |
| Average Assets, quarterly | $21,509,000 | 8,662 |
| Volatile liabilities | $500,000 | 9,078 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $3,194,000 | 6,616 |
| Tier 1 (core) risk-based capital | $10,112,000 | 4,598 |
| Tier 2 risk-based capital | $34,000 | 9,092 |
| Total risk weighted assets | $11,202,000 | 8,741 |
| Total unused commitments | $3,194,000 | 6,627 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 15 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $18,591,000 | 8,848 |
| Cash and due from depository institutions | $348,000 | 7,213 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $6,312,000 | 7,452 |
| Federal funds sold & reverse repurchase agreements | $9,490,000 | 1,829 |
| Net loans & leases | $1,967,000 | 9,206 |
| Loan loss allowance | $11,000 | 9,188 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $374,000 | 7,633 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $100,000 | 9,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,591,000 | 8,848 |
| Total liabilities | $8,553,000 | 9,149 |
| Total deposits | $8,426,000 | 9,122 |
| Interest-bearing deposits | $7,643,000 | 9,063 |
| Deposits held in domestic offices | $8,426,000 | 9,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $127,000 | 8,200 |
| Total equity capital | $10,038,000 | 4,752 |
| Total bank equity capital | $10,038,000 | 4,752 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,195,000 | 283 |
| Surplus | $0 | 8,583 |
| Undivided profits | $-157,000 | 8,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $28,000 | 9,187 |
| Earning assets | $17,769,000 | 8,788 |
| Long-term assets (5+ years) | $6,312,000 | 5,740 |
| Average Assets, year-to-date | $18,591,000 | 8,841 |
| Average Assets, quarterly | $18,591,000 | 8,841 |
| Volatile liabilities | $100,000 | 9,236 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $951,000 | 8,201 |
| Tier 1 (core) risk-based capital | $10,016,000 | 4,562 |
| Tier 2 risk-based capital | $11,000 | 9,193 |
| Total risk weighted assets | $4,999,000 | 9,178 |
| Total unused commitments | $951,000 | 8,209 |
| Derivatives | $0 | 578 |