Home > Chippewa Valley Bank > Income and Expense

Chippewa Valley Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$19,355,0001,520
Total interest expense$3,169,000862
Net interest income$16,186,0001,626
Provision for loan and lease losses$225,0001,650
Total noninterest income$1,519,0002,524
Gross Fiduciary activities income$0994
Service charges on deposit accounts$529,0001,545
Trading account gains and feesNANA
Additional Noninterest Income$990,0002,645
Total noninterest expense$11,017,0001,854
Salaries and employee benefits$6,718,0001,774
Premises and equipment expense$1,301,0001,707
Additional noninterest expense$2,998,0001,982
Pre-tax net operating income$6,463,0001,741
Securities gains (losses)$02,062
Applicable income taxes$540,0002,042
Income before extraordinary items$5,923,0001,670
Extraordinary gains, net$010
Net income$5,923,0001,669
Minority interest net income$074
Net income of bank and minority interests.$5,923,0001,670
Net charge-offs$72,0001,489
Cash dividends$3,156,0001,130
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,923,0001,644
2021-09-30 (YTD Data)Rank
Total interest income$14,728,0001,535
Total interest expense$2,457,000881
Net interest income$12,271,0001,641
Provision for loan and lease losses$225,0001,362
Total noninterest income$1,133,0002,572
Gross Fiduciary activities income$0957
Service charges on deposit accounts$390,0001,553
Trading account gains and feesNANA
Additional Noninterest Income$743,0002,671
Total noninterest expense$8,100,0001,881
Salaries and employee benefits$4,933,0001,800
Premises and equipment expense$978,0001,736
Additional noninterest expense$2,189,0002,022
Pre-tax net operating income$5,079,0001,740
Securities gains (losses)$02,015
Applicable income taxes$370,0002,182
Income before extraordinary items$4,709,0001,672
Extraordinary gains, net$08
Net income$4,709,0001,671
Minority interest net income$069
Net income of bank and minority interests.$4,709,0001,672
Net charge-offs$73,0001,206
Cash dividends$2,272,0001,065
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,709,0001,647
2021-06-30 (YTD Data)Rank
Total interest income$10,069,0001,501
Total interest expense$1,691,000890
Net interest income$8,378,0001,593
Provision for loan and lease losses$150,0001,356
Total noninterest income$733,0002,567
Gross Fiduciary activities income$0951
Service charges on deposit accounts$255,0001,523
Trading account gains and feesNANA
Additional Noninterest Income$478,0002,685
Total noninterest expense$5,416,0001,864
Salaries and employee benefits$3,333,0001,775
Premises and equipment expense$620,0001,801
Additional noninterest expense$1,463,0002,007
Pre-tax net operating income$3,545,0001,655
Securities gains (losses)$01,818
Applicable income taxes$240,0002,173
Income before extraordinary items$3,305,0001,596
Extraordinary gains, net$06
Net income$3,305,0001,596
Minority interest net income$067
Net income of bank and minority interests.$3,305,0001,596
Net charge-offs$67,0001,062
Cash dividends$1,488,0001,076
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,305,0001,567
2021-03-31 (YTD Data)Rank
Total interest income$4,716,0001,578
Total interest expense$861,000921
Net interest income$3,855,0001,692
Provision for loan and lease losses$75,0001,426
Total noninterest income$351,0002,615
Gross Fiduciary activities income$0922
Service charges on deposit accounts$128,0001,517
Trading account gains and feesNANA
Additional Noninterest Income$223,0002,739
Total noninterest expense$2,603,0001,906
Salaries and employee benefits$1,561,0001,856
Premises and equipment expense$320,0001,757
Additional noninterest expense$722,0001,988
Pre-tax net operating income$1,528,0001,850
Securities gains (losses)$01,392
Applicable income taxes$120,0002,165
Income before extraordinary items$1,408,0001,791
Extraordinary gains, net$03
Net income$1,408,0001,791
Minority interest net income$055
Net income of bank and minority interests.$1,408,0001,791
Net charge-offs$4,0001,577
Cash dividends$804,000880
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,408,0001,753
2020-12-31 (YTD Data)Rank
Total interest income$21,349,0001,407
Total interest expense$4,026,0001,161
Net interest income$17,323,0001,455
Provision for loan and lease losses$325,0002,607
Total noninterest income$1,492,0002,429
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$550,0001,508
Trading account gains and feesNANA
Additional Noninterest Income$942,0002,546
Total noninterest expense$10,843,0001,840
Salaries and employee benefits$6,709,0001,728
Premises and equipment expense$1,294,0001,701
Additional noninterest expense$2,840,0002,011
Pre-tax net operating income$7,647,0001,300
Securities gains (losses)$02,675
Applicable income taxes$738,0001,677
Income before extraordinary items$6,909,0001,273
Extraordinary gains, net$04
Net income$6,909,0001,274
Minority interest net income$072
Net income of bank and minority interests.$6,909,0001,274
Net charge-offs$16,0002,873
Cash dividends$3,256,0001,055
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,909,0001,237
2020-09-30 (YTD Data)Rank
Total interest income$15,909,0001,425
Total interest expense$3,101,0001,197
Net interest income$12,808,0001,464
Provision for loan and lease losses$325,0002,346
Total noninterest income$1,114,0002,405
Gross Fiduciary activities income$0981
Service charges on deposit accounts$418,0001,492
Trading account gains and feesNANA
Additional Noninterest Income$696,0002,509
Total noninterest expense$8,069,0001,834
Salaries and employee benefits$4,980,0001,735
Premises and equipment expense$970,0001,705
Additional noninterest expense$2,119,0001,985
Pre-tax net operating income$5,528,0001,296
Securities gains (losses)$02,494
Applicable income taxes$558,0001,653
Income before extraordinary items$4,970,0001,278
Extraordinary gains, net$04
Net income$4,970,0001,278
Minority interest net income$065
Net income of bank and minority interests.$4,970,0001,278
Net charge-offs$13,0002,660
Cash dividends$2,272,0001,002
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,970,0001,239
2020-06-30 (YTD Data)Rank
Total interest income$10,829,0001,415
Total interest expense$2,118,0001,263
Net interest income$8,711,0001,445
Provision for loan and lease losses$225,0002,290
Total noninterest income$714,0002,409
Gross Fiduciary activities income$0970
Service charges on deposit accounts$290,0001,472
Trading account gains and feesNANA
Additional Noninterest Income$424,0002,548
Total noninterest expense$5,486,0001,800
Salaries and employee benefits$3,265,0001,753
Premises and equipment expense$704,0001,588
Additional noninterest expense$1,517,0001,865
Pre-tax net operating income$3,714,0001,229
Securities gains (losses)$02,249
Applicable income taxes$448,0001,432
Income before extraordinary items$3,266,0001,223
Extraordinary gains, net$04
Net income$3,266,0001,223
Minority interest net income$065
Net income of bank and minority interests.$3,266,0001,223
Net charge-offs$10,0002,452
Cash dividends$1,488,0001,020
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,266,0001,195
2020-03-31 (YTD Data)Rank
Total interest income$5,089,0001,491
Total interest expense$1,074,0001,364
Net interest income$4,015,0001,501
Provision for loan and lease losses$75,0002,175
Total noninterest income$365,0002,285
Gross Fiduciary activities income$0941
Service charges on deposit accounts$165,0001,528
Trading account gains and feesNANA
Additional Noninterest Income$200,0002,437
Total noninterest expense$2,975,0001,703
Salaries and employee benefits$1,736,0001,687
Premises and equipment expense$419,0001,390
Additional noninterest expense$820,0001,790
Pre-tax net operating income$1,330,0001,451
Securities gains (losses)$01,705
Applicable income taxes$253,0001,210
Income before extraordinary items$1,077,0001,570
Extraordinary gains, net$04
Net income$1,077,0001,569
Minority interest net income$056
Net income of bank and minority interests.$1,077,0001,570
Net charge-offs$8,0001,948
Cash dividends$804,000947
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,077,0001,537
2019-12-31 (YTD Data)Rank
Total interest income$20,543,0001,492
Total interest expense$4,158,0001,439
Net interest income$16,385,0001,477
Provision for loan and lease losses$300,0001,946
Total noninterest income$1,224,0002,551
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$666,0001,564
Trading account gains and feesNANA
Additional Noninterest Income$558,0002,911
Total noninterest expense$10,506,0001,849
Salaries and employee benefits$6,357,0001,759
Premises and equipment expense$1,379,0001,609
Additional noninterest expense$2,770,0002,052
Pre-tax net operating income$6,803,0001,392
Securities gains (losses)$02,379
Applicable income taxes$488,0002,006
Income before extraordinary items$6,315,0001,341
Extraordinary gains, net$011
Net income$6,315,0001,343
Minority interest net income$076
Net income of bank and minority interests.$6,315,0001,344
Net charge-offs$-64,0004,821
Cash dividends$3,826,0001,003
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,315,0001,315
2019-09-30 (YTD Data)Rank
Total interest income$15,465,0001,494
Total interest expense$3,097,0001,451
Net interest income$12,368,0001,477
Provision for loan and lease losses$150,0002,250
Total noninterest income$852,0002,661
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$498,0001,573
Trading account gains and feesNANA
Additional Noninterest Income$354,0003,092
Total noninterest expense$7,889,0001,849
Salaries and employee benefits$4,801,0001,759
Premises and equipment expense$1,071,0001,579
Additional noninterest expense$2,017,0002,105
Pre-tax net operating income$5,181,0001,405
Securities gains (losses)$02,167
Applicable income taxes$26,0003,486
Income before extraordinary items$5,155,0001,278
Extraordinary gains, net$011
Net income$5,155,0001,279
Minority interest net income$072
Net income of bank and minority interests.$5,155,0001,280
Net charge-offs$-71,0004,891
Cash dividends$3,132,000849
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,155,0001,256
2019-06-30 (YTD Data)Rank
Total interest income$10,196,0001,507
Total interest expense$2,019,0001,447
Net interest income$8,177,0001,489
Provision for loan and lease losses$150,0001,792
Total noninterest income$469,0002,893
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$332,0001,552
Trading account gains and feesNANA
Additional Noninterest Income$137,0003,689
Total noninterest expense$5,328,0001,823
Salaries and employee benefits$3,117,0001,796
Premises and equipment expense$773,0001,486
Additional noninterest expense$1,438,0002,020
Pre-tax net operating income$3,168,0001,475
Securities gains (losses)$01,702
Applicable income taxes$16,0003,502
Income before extraordinary items$3,152,0001,336
Extraordinary gains, net$011
Net income$3,152,0001,336
Minority interest net income$069
Net income of bank and minority interests.$3,152,0001,336
Net charge-offs$-78,0005,009
Cash dividends$2,108,000830
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,152,0001,316
2019-03-31 (YTD Data)Rank
Total interest income$4,982,0001,525
Total interest expense$979,0001,455
Net interest income$4,003,0001,527
Provision for loan and lease losses$150,0001,133
Total noninterest income$267,0002,660
Gross Fiduciary activities income$0972
Service charges on deposit accounts$163,0001,567
Trading account gains and feesNANA
Additional Noninterest Income$104,0003,177
Total noninterest expense$2,698,0001,806
Salaries and employee benefits$1,646,0001,739
Premises and equipment expense$377,0001,532
Additional noninterest expense$675,0002,095
Pre-tax net operating income$1,422,0001,592
Securities gains (losses)$01,087
Applicable income taxes$4,0003,587
Income before extraordinary items$1,418,0001,418
Extraordinary gains, net$05
Net income$1,418,0001,415
Minority interest net income$052
Net income of bank and minority interests.$1,418,0001,417
Net charge-offs$-82,0005,165
Cash dividends$1,084,000776
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,418,0001,393
2018-12-31 (YTD Data)Rank
Total interest income$17,768,0001,601
Total interest expense$2,686,0001,555
Net interest income$15,082,0001,594
Provision for loan and lease losses$350,0001,803
Total noninterest income$1,716,0002,165
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$694,0001,540
Trading account gains and feesNANA
Additional Noninterest Income$1,022,0002,218
Total noninterest expense$10,205,0001,879
Salaries and employee benefits$6,082,0001,780
Premises and equipment expense$1,399,0001,603
Additional noninterest expense$2,724,0002,076
Pre-tax net operating income$6,243,0001,464
Securities gains (losses)$01,125
Applicable income taxes$37,0003,467
Income before extraordinary items$6,206,0001,328
Extraordinary gains, net$06
Net income$6,206,0001,327
Minority interest net income$072
Net income of bank and minority interests.$6,206,0001,327
Net charge-offs$326,0001,263
Cash dividends$3,586,000954
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,206,0001,319
2018-09-30 (YTD Data)Rank
Total interest income$12,890,0001,641
Total interest expense$1,789,0001,626
Net interest income$11,101,0001,620
Provision for loan and lease losses$200,0001,970
Total noninterest income$1,230,0002,252
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$521,0001,553
Trading account gains and feesNANA
Additional Noninterest Income$709,0002,329
Total noninterest expense$7,629,0001,870
Salaries and employee benefits$4,554,0001,782
Premises and equipment expense$1,059,0001,598
Additional noninterest expense$2,016,0002,107
Pre-tax net operating income$4,502,0001,531
Securities gains (losses)$01,118
Applicable income taxes$28,0003,535
Income before extraordinary items$4,474,0001,366
Extraordinary gains, net$05
Net income$4,474,0001,365
Minority interest net income$066
Net income of bank and minority interests.$4,474,0001,365
Net charge-offs$166,0001,369
Cash dividends$2,652,000861
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,474,0001,350
2018-06-30 (YTD Data)Rank
Total interest income$8,170,0001,698
Total interest expense$997,0001,779
Net interest income$7,173,0001,667
Provision for loan and lease losses$50,0002,796
Total noninterest income$839,0002,215
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$360,0001,502
Trading account gains and feesNANA
Additional Noninterest Income$479,0002,308
Total noninterest expense$4,984,0001,917
Salaries and employee benefits$2,978,0001,835
Premises and equipment expense$739,0001,545
Additional noninterest expense$1,267,0002,205
Pre-tax net operating income$2,978,0001,525
Securities gains (losses)$0961
Applicable income taxes$20,0003,516
Income before extraordinary items$2,958,0001,363
Extraordinary gains, net$06
Net income$2,958,0001,362
Minority interest net income$065
Net income of bank and minority interests.$2,958,0001,362
Net charge-offs$19,0002,284
Cash dividends$1,768,000851
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,958,0001,355
2018-03-31 (YTD Data)Rank
Total interest income$3,917,0001,745
Total interest expense$443,0001,878
Net interest income$3,474,0001,714
Provision for loan and lease losses$50,0002,055
Total noninterest income$409,0002,229
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$177,0001,527
Trading account gains and feesNANA
Additional Noninterest Income$232,0002,312
Total noninterest expense$2,611,0001,862
Salaries and employee benefits$1,575,0001,774
Premises and equipment expense$372,0001,565
Additional noninterest expense$664,0002,126
Pre-tax net operating income$1,222,0001,763
Securities gains (losses)$0735
Applicable income taxes$11,0003,465
Income before extraordinary items$1,211,0001,576
Extraordinary gains, net$07
Net income$1,211,0001,575
Minority interest net income$052
Net income of bank and minority interests.$1,211,0001,576
Net charge-offs$3,0002,344
Cash dividends$834,000827
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,211,0001,564
2017-12-31 (YTD Data)Rank
Total interest income$15,071,0001,762
Total interest expense$1,302,0002,136
Net interest income$13,769,0001,690
Provision for loan and lease losses$300,0001,956
Total noninterest income$1,045,0002,886
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$752,0001,490
Trading account gains and fees$0151
Additional Noninterest Income$293,0003,826
Total noninterest expense$9,689,0001,959
Salaries and employee benefits$5,734,0001,883
Premises and equipment expense$1,341,0001,679
Additional noninterest expense$2,614,0002,182
Pre-tax net operating income$4,825,0001,770
Securities gains (losses)$02,243
Applicable income taxes$41,0003,598
Income before extraordinary items$4,784,0001,387
Extraordinary gains, net$09
Net income$4,784,0001,385
Minority interest net income$076
Net income of bank and minority interests.$4,784,0001,387
Net charge-offs$61,0002,831
Cash dividends$3,387,000938
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,784,0001,376
2017-09-30 (YTD Data)Rank
Total interest income$11,061,0001,796
Total interest expense$890,0002,240
Net interest income$10,171,0001,715
Provision for loan and lease losses$150,0002,287
Total noninterest income$734,0002,996
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$564,0001,504
Trading account gains and fees$0145
Additional Noninterest Income$170,0004,139
Total noninterest expense$6,932,0002,041
Salaries and employee benefits$4,030,0001,988
Premises and equipment expense$1,027,0001,648
Additional noninterest expense$1,875,0002,254
Pre-tax net operating income$3,823,0001,709
Securities gains (losses)$02,274
Applicable income taxes$36,0003,552
Income before extraordinary items$3,787,0001,441
Extraordinary gains, net$09
Net income$3,787,0001,440
Minority interest net income$071
Net income of bank and minority interests.$3,787,0001,441
Net charge-offs$56,0002,382
Cash dividends$2,553,000866
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,787,0001,420
2017-06-30 (YTD Data)Rank
Total interest income$7,238,0001,813
Total interest expense$505,0002,468
Net interest income$6,733,0001,718
Provision for loan and lease losses$150,0001,808
Total noninterest income$717,0002,482
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$372,0001,499
Trading account gains and fees$0139
Additional Noninterest Income$345,0002,770
Total noninterest expense$4,487,0002,093
Salaries and employee benefits$2,593,0002,053
Premises and equipment expense$682,0001,667
Additional noninterest expense$1,212,0002,308
Pre-tax net operating income$2,813,0001,543
Securities gains (losses)$01,906
Applicable income taxes$31,0003,499
Income before extraordinary items$2,782,0001,321
Extraordinary gains, net$011
Net income$2,782,0001,320
Minority interest net income$071
Net income of bank and minority interests.$2,782,0001,321
Net charge-offs$21,0002,549
Cash dividends$1,719,000867
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,782,0001,300
2017-03-31 (YTD Data)Rank
Total interest income$3,524,0001,848
Total interest expense$210,0002,766
Net interest income$3,314,0001,739
Provision for loan and lease losses$100,0001,432
Total noninterest income$395,0002,345
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$175,0001,569
Trading account gains and fees$0142
Additional Noninterest Income$220,0002,457
Total noninterest expense$2,217,0002,131
Salaries and employee benefits$1,312,0002,063
Premises and equipment expense$357,0001,611
Additional noninterest expense$548,0002,493
Pre-tax net operating income$1,392,0001,512
Securities gains (losses)$01,153
Applicable income taxes$26,0003,238
Income before extraordinary items$1,366,0001,321
Extraordinary gains, net$08
Net income$1,366,0001,320
Minority interest net income$055
Net income of bank and minority interests.$1,366,0001,321
Net charge-offs$6,0002,391
Cash dividends$835,000840
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,366,0001,302
2016-12-31 (YTD Data)Rank
Total interest income$14,522,0001,745
Total interest expense$822,0002,772
Net interest income$13,700,0001,634
Provision for loan and lease losses$787,0001,114
Total noninterest income$2,672,0001,771
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$704,0001,607
Trading account gains and fees$0170
Additional Noninterest Income$1,968,0001,612
Total noninterest expense$10,120,0001,887
Salaries and employee benefits$6,135,0001,749
Premises and equipment expense$1,207,0001,855
Additional noninterest expense$2,778,0002,110
Pre-tax net operating income$5,465,0001,509
Securities gains (losses)$22,0002,312
Applicable income taxes$04,278
Income before extraordinary items$5,487,0001,284
Extraordinary gains, net$05
Net income$5,487,0001,283
Minority interest net income$082
Net income of bank and minority interests.$5,487,0001,283
Net charge-offs$395,0001,267
Cash dividends$2,836,0001,070
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,465,0001,261
2016-09-30 (YTD Data)Rank
Total interest income$10,962,0001,740
Total interest expense$615,0002,779
Net interest income$10,347,0001,627
Provision for loan and lease losses$787,000830
Total noninterest income$2,280,0001,631
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$539,0001,580
Trading account gains and fees$0169
Additional Noninterest Income$1,741,0001,437
Total noninterest expense$7,226,0001,976
Salaries and employee benefits$4,156,0001,918
Premises and equipment expense$927,0001,827
Additional noninterest expense$2,143,0002,057
Pre-tax net operating income$4,614,0001,394
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$4,614,0001,184
Extraordinary gains, net$05
Net income$4,614,0001,184
Minority interest net income$071
Net income of bank and minority interests.$4,614,0001,184
Net charge-offs$131,0001,817
Cash dividends$2,052,0001,001
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,614,0001,152
2016-06-30 (YTD Data)Rank
Total interest income$7,052,0001,797
Total interest expense$406,0002,801
Net interest income$6,646,0001,696
Provision for loan and lease losses$787,000607
Total noninterest income$2,005,0001,318
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$368,0001,535
Trading account gains and fees$0157
Additional Noninterest Income$1,637,0001,115
Total noninterest expense$4,883,0001,956
Salaries and employee benefits$2,687,0001,974
Premises and equipment expense$617,0001,817
Additional noninterest expense$1,579,0001,889
Pre-tax net operating income$2,981,0001,411
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,981,0001,211
Extraordinary gains, net$016
Net income$2,981,0001,211
Minority interest net income$071
Net income of bank and minority interests.$2,981,0001,211
Net charge-offs$-84,0005,659
Cash dividends$1,418,0001,009
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,981,0001,167
2016-03-31 (YTD Data)Rank
Total interest income$3,262,0001,938
Total interest expense$202,0002,822
Net interest income$3,060,0001,839
Provision for loan and lease losses$200,000957
Total noninterest income$356,0002,502
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$177,0001,581
Trading account gains and fees$0142
Additional Noninterest Income$179,0002,766
Total noninterest expense$2,332,0002,045
Salaries and employee benefits$1,335,0001,996
Premises and equipment expense$296,0001,894
Additional noninterest expense$701,0002,085
Pre-tax net operating income$884,0002,113
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$884,0001,813
Extraordinary gains, net$012
Net income$884,0001,814
Minority interest net income$062
Net income of bank and minority interests.$884,0001,814
Net charge-offs$7,0002,464
Cash dividends$384,0001,420
Sale, conversion, retirement of capital stock, net$0659
Net operating income$884,0001,769
2015-12-31 (YTD Data)Rank
Total interest income$12,760,0001,927
Total interest expense$830,0002,753
Net interest income$11,930,0001,837
Provision for loan and lease losses$560,0001,236
Total noninterest income$1,449,0002,527
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$741,0001,577
Trading account gains and fees$0159
Additional Noninterest Income$708,0002,819
Total noninterest expense$9,769,0001,936
Salaries and employee benefits$5,829,0001,784
Premises and equipment expense$1,293,0001,770
Additional noninterest expense$2,647,0002,220
Pre-tax net operating income$3,050,0002,298
Securities gains (losses)$03,216
Applicable income taxes$2,0004,277
Income before extraordinary items$3,048,0002,027
Extraordinary gains, net$023
Net income$3,048,0002,028
Minority interest net income$081
Net income of bank and minority interests.$3,048,0002,029
Net charge-offs$366,0001,434
Cash dividends$1,565,0001,598
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,048,0001,984
2015-09-30 (YTD Data)Rank
Total interest income$9,361,0001,972
Total interest expense$630,0002,763
Net interest income$8,731,0001,888
Provision for loan and lease losses$410,0001,212
Total noninterest income$1,086,0002,558
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$568,0001,561
Trading account gains and fees$0153
Additional Noninterest Income$518,0002,877
Total noninterest expense$6,870,0002,064
Salaries and employee benefits$3,966,0001,964
Premises and equipment expense$1,006,0001,715
Additional noninterest expense$1,898,0002,313
Pre-tax net operating income$2,537,0002,170
Securities gains (losses)$03,031
Applicable income taxes$1,0004,417
Income before extraordinary items$2,536,0001,870
Extraordinary gains, net$021
Net income$2,536,0001,872
Minority interest net income$078
Net income of bank and minority interests.$2,536,0001,872
Net charge-offs$277,0001,266
Cash dividends$1,177,0001,443
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,536,0001,840
2015-06-30 (YTD Data)Rank
Total interest income$6,036,0002,026
Total interest expense$426,0002,751
Net interest income$5,610,0001,945
Provision for loan and lease losses$260,0001,253
Total noninterest income$669,0002,680
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$370,0001,570
Trading account gains and fees$0157
Additional Noninterest Income$299,0003,068
Total noninterest expense$4,479,0002,110
Salaries and employee benefits$2,576,0002,023
Premises and equipment expense$686,0001,696
Additional noninterest expense$1,217,0002,395
Pre-tax net operating income$1,540,0002,299
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,540,0002,001
Extraordinary gains, net$022
Net income$1,540,0002,004
Minority interest net income$075
Net income of bank and minority interests.$1,540,0002,003
Net charge-offs$269,000990
Cash dividends$872,0001,377
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,540,0001,953
2015-03-31 (YTD Data)Rank
Total interest income$2,976,0002,051
Total interest expense$218,0002,724
Net interest income$2,758,0001,969
Provision for loan and lease losses$75,0001,675
Total noninterest income$406,0002,380
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$168,0001,673
Trading account gains and fees$0152
Additional Noninterest Income$238,0002,422
Total noninterest expense$2,127,0002,209
Salaries and employee benefits$1,196,0002,160
Premises and equipment expense$324,0001,809
Additional noninterest expense$607,0002,395
Pre-tax net operating income$962,0001,918
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$962,0001,664
Extraordinary gains, net$013
Net income$962,0001,666
Minority interest net income$064
Net income of bank and minority interests.$962,0001,666
Net charge-offs$152,000861
Cash dividends$334,0001,449
Sale, conversion, retirement of capital stock, net$0697
Net operating income$962,0001,596
2014-12-31 (YTD Data)Rank
Total interest income$11,898,0002,051
Total interest expense$814,0002,994
Net interest income$11,084,0001,950
Provision for loan and lease losses$450,0001,555
Total noninterest income$1,781,0002,278
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$850,0001,499
Trading account gains and fees$0180
Additional Noninterest Income$931,0002,420
Total noninterest expense$9,335,0002,019
Salaries and employee benefits$5,390,0001,905
Premises and equipment expense$1,331,0001,743
Additional noninterest expense$2,614,0002,318
Pre-tax net operating income$3,080,0002,235
Securities gains (losses)$03,259
Applicable income taxes$5,0004,305
Income before extraordinary items$3,075,0001,982
Extraordinary gains, net$017
Net income$3,075,0001,980
Minority interest net income$084
Net income of bank and minority interests.$3,075,0001,979
Net charge-offs$703,0001,161
Cash dividends$1,687,0001,447
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,075,0001,936
2014-09-30 (YTD Data)Rank
Total interest income$8,815,0002,089
Total interest expense$593,0003,119
Net interest income$8,222,0001,977
Provision for loan and lease losses$300,0001,622
Total noninterest income$1,372,0002,245
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$641,0001,499
Trading account gains and fees$0174
Additional Noninterest Income$731,0002,382
Total noninterest expense$6,561,0002,159
Salaries and employee benefits$3,741,0002,064
Premises and equipment expense$1,014,0001,736
Additional noninterest expense$1,806,0002,499
Pre-tax net operating income$2,733,0002,003
Securities gains (losses)$02,980
Applicable income taxes$4,0004,360
Income before extraordinary items$2,729,0001,719
Extraordinary gains, net$015
Net income$2,729,0001,720
Minority interest net income$081
Net income of bank and minority interests.$2,729,0001,719
Net charge-offs$666,000931
Cash dividends$1,424,0001,203
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,729,0001,683
2014-06-30 (YTD Data)Rank
Total interest income$5,784,0002,113
Total interest expense$379,0003,238
Net interest income$5,405,0001,995
Provision for loan and lease losses$225,0001,542
Total noninterest income$904,0002,223
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$447,0001,429
Trading account gains and fees$0172
Additional Noninterest Income$457,0002,433
Total noninterest expense$4,281,0002,193
Salaries and employee benefits$2,422,0002,122
Premises and equipment expense$700,0001,700
Additional noninterest expense$1,159,0002,570
Pre-tax net operating income$1,803,0001,974
Securities gains (losses)$02,580
Applicable income taxes$3,0004,347
Income before extraordinary items$1,800,0001,683
Extraordinary gains, net$020
Net income$1,800,0001,686
Minority interest net income$080
Net income of bank and minority interests.$1,800,0001,685
Net charge-offs$414,0001,012
Cash dividends$920,0001,237
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,800,0001,654
2014-03-31 (YTD Data)Rank
Total interest income$2,887,0002,115
Total interest expense$188,0003,308
Net interest income$2,699,0001,990
Provision for loan and lease losses$75,0001,807
Total noninterest income$418,0002,305
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$241,0001,317
Trading account gains and fees$0147
Additional Noninterest Income$177,0002,738
Total noninterest expense$2,124,0002,218
Salaries and employee benefits$1,188,0002,168
Premises and equipment expense$373,0001,617
Additional noninterest expense$563,0002,632
Pre-tax net operating income$918,0001,889
Securities gains (losses)$01,715
Applicable income taxes$2,0004,234
Income before extraordinary items$916,0001,604
Extraordinary gains, net$016
Net income$916,0001,607
Minority interest net income$066
Net income of bank and minority interests.$916,0001,607
Net charge-offs$311,000699
Cash dividends$436,0001,148
Sale, conversion, retirement of capital stock, net$0747
Net operating income$916,0001,572
2013-12-31 (YTD Data)Rank
Total interest income$11,493,0002,128
Total interest expense$988,0002,966
Net interest income$10,505,0002,011
Provision for loan and lease losses$412,0002,078
Total noninterest income$264,0005,286
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$733,0001,764
Trading account gains and fees$0184
Additional Noninterest Income$-469,0006,733
Total noninterest expense$9,069,0002,084
Salaries and employee benefits$5,219,0001,949
Premises and equipment expense$1,221,0001,891
Additional noninterest expense$2,629,0002,352
Pre-tax net operating income$1,288,0003,650
Securities gains (losses)$03,182
Applicable income taxes$1,0004,552
Income before extraordinary items$1,287,0003,423
Extraordinary gains, net$029
Net income$1,287,0003,424
Minority interest net income$090
Net income of bank and minority interests.$1,287,0003,426
Net charge-offs$444,0002,144
Cash dividends$1,206,0001,698
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,287,0003,381
2013-09-30 (YTD Data)Rank
Total interest income$8,529,0002,163
Total interest expense$776,0002,947
Net interest income$7,753,0002,039
Provision for loan and lease losses$04,941
Total noninterest income$756,0003,236
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$518,0001,856
Trading account gains and fees$0180
Additional Noninterest Income$238,0004,085
Total noninterest expense$6,563,0002,148
Salaries and employee benefits$3,638,0002,105
Premises and equipment expense$901,0001,927
Additional noninterest expense$2,024,0002,279
Pre-tax net operating income$1,946,0002,478
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$1,945,0002,183
Extraordinary gains, net$025
Net income$1,945,0002,189
Minority interest net income$084
Net income of bank and minority interests.$1,945,0002,189
Net charge-offs$295,0002,139
Cash dividends$922,0001,536
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,945,0002,120
2013-06-30 (YTD Data)Rank
Total interest income$5,808,0002,129
Total interest expense$552,0002,877
Net interest income$5,256,0001,999
Provision for loan and lease losses$04,788
Total noninterest income$435,0003,556
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$417,0001,574
Trading account gains and fees$0157
Additional Noninterest Income$18,0006,160
Total noninterest expense$4,282,0002,200
Salaries and employee benefits$2,364,0002,161
Premises and equipment expense$596,0001,933
Additional noninterest expense$1,322,0002,316
Pre-tax net operating income$1,409,0002,310
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$1,408,0002,039
Extraordinary gains, net$022
Net income$1,408,0002,047
Minority interest net income$082
Net income of bank and minority interests.$1,408,0002,045
Net charge-offs$252,0001,859
Cash dividends$539,0001,631
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,408,0001,957
2013-03-31 (YTD Data)Rank
Total interest income$2,849,0002,184
Total interest expense$305,0002,743
Net interest income$2,544,0002,059
Provision for loan and lease losses$04,409
Total noninterest income$234,0003,405
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$187,0001,700
Trading account gains and fees$0148
Additional Noninterest Income$47,0004,783
Total noninterest expense$2,290,0002,092
Salaries and employee benefits$1,179,0002,193
Premises and equipment expense$293,0002,007
Additional noninterest expense$818,0001,916
Pre-tax net operating income$488,0002,916
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$487,0002,643
Extraordinary gains, net$010
Net income$487,0002,646
Minority interest net income$076
Net income of bank and minority interests.$487,0002,645
Net charge-offs$181,0001,434
Cash dividends$34,0002,476
Sale, conversion, retirement of capital stock, net$0789
Net operating income$487,0002,566
2012-12-31 (YTD Data)Rank
Total interest income$11,781,0002,211
Total interest expense$1,710,0002,454
Net interest income$10,071,0002,136
Provision for loan and lease losses$390,0003,053
Total noninterest income$1,112,0003,084
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$953,0001,470
Trading account gains and fees$0166
Additional Noninterest Income$159,0004,874
Total noninterest expense$8,950,0002,129
Salaries and employee benefits$4,676,0002,133
Premises and equipment expense$1,118,0002,067
Additional noninterest expense$3,156,0002,058
Pre-tax net operating income$1,843,0002,971
Securities gains (losses)$03,810
Applicable income taxes$6,0004,480
Income before extraordinary items$1,837,0002,743
Extraordinary gains, net$029
Net income$1,837,0002,746
Minority interest net income$093
Net income of bank and minority interests.$1,837,0002,745
Net charge-offs$402,0002,931
Cash dividends$2,052,0001,185
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,837,0002,627
2012-09-30 (YTD Data)Rank
Total interest income$8,719,0002,293
Total interest expense$1,377,0002,386
Net interest income$7,342,0002,229
Provision for loan and lease losses$270,0003,108
Total noninterest income$817,0003,125
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$697,0001,513
Trading account gains and fees$0157
Additional Noninterest Income$120,0004,892
Total noninterest expense$6,113,0002,320
Salaries and employee benefits$3,125,0002,358
Premises and equipment expense$796,0002,189
Additional noninterest expense$2,192,0002,205
Pre-tax net operating income$1,776,0002,573
Securities gains (losses)$03,575
Applicable income taxes$6,0004,487
Income before extraordinary items$1,770,0002,333
Extraordinary gains, net$020
Net income$1,770,0002,334
Minority interest net income$086
Net income of bank and minority interests.$1,770,0002,334
Net charge-offs$262,0002,999
Cash dividends$2,018,000761
Sale, conversion, retirement of capital stock, net$2,000,000117
Net operating income$1,770,0002,212
2012-06-30 (YTD Data)Rank
Total interest income$5,679,0002,348
Total interest expense$851,0002,641
Net interest income$4,828,0002,250
Provision for loan and lease losses$150,0003,329
Total noninterest income$599,0002,937
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$475,0001,482
Trading account gains and fees$0153
Additional Noninterest Income$124,0004,350
Total noninterest expense$3,751,0002,519
Salaries and employee benefits$1,947,0002,517
Premises and equipment expense$501,0002,286
Additional noninterest expense$1,303,0002,486
Pre-tax net operating income$1,526,0002,109
Securities gains (losses)$03,178
Applicable income taxes$5,0004,421
Income before extraordinary items$1,521,0001,861
Extraordinary gains, net$019
Net income$1,521,0001,860
Minority interest net income$084
Net income of bank and minority interests.$1,521,0001,861
Net charge-offs$136,0003,141
Cash dividends$1,708,000612
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,521,0001,773
2012-03-31 (YTD Data)Rank
Total interest income$2,841,0002,375
Total interest expense$434,0002,684
Net interest income$2,407,0002,276
Provision for loan and lease losses$75,0003,178
Total noninterest income$261,0003,171
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$198,0001,711
Trading account gains and fees$0148
Additional Noninterest Income$63,0004,373
Total noninterest expense$1,756,0002,671
Salaries and employee benefits$943,0002,624
Premises and equipment expense$245,0002,326
Additional noninterest expense$568,0002,782
Pre-tax net operating income$837,0001,956
Securities gains (losses)$02,210
Applicable income taxes$3,0004,405
Income before extraordinary items$834,0001,736
Extraordinary gains, net$019
Net income$834,0001,738
Minority interest net income$078
Net income of bank and minority interests.$834,0001,737
Net charge-offs$77,0002,677
Cash dividends$1,234,000392
Sale, conversion, retirement of capital stock, net$0861
Net operating income$834,0001,634
2011-12-31 (YTD Data)Rank
Total interest income$11,667,0002,386
Total interest expense$1,995,0002,787
Net interest income$9,672,0002,266
Provision for loan and lease losses$436,0003,640
Total noninterest income$982,0003,147
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$820,0001,752
Trading account gains and fees$0146
Additional Noninterest Income$162,0004,752
Total noninterest expense$7,165,0002,617
Salaries and employee benefits$4,152,0002,321
Premises and equipment expense$881,0002,685
Additional noninterest expense$2,132,0002,953
Pre-tax net operating income$3,053,0001,806
Securities gains (losses)$03,838
Applicable income taxes$3,0004,538
Income before extraordinary items$3,050,0001,584
Extraordinary gains, net$029
Net income$3,050,0001,585
Minority interest net income$096
Net income of bank and minority interests.$3,050,0001,585
Net charge-offs$239,0004,076
Cash dividends$1,648,0001,136
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,050,0001,511
2011-09-30 (YTD Data)Rank
Total interest income$8,747,0002,421
Total interest expense$1,530,0002,833
Net interest income$7,217,0002,284
Provision for loan and lease losses$225,0003,970
Total noninterest income$795,0003,022
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$554,0001,907
Trading account gains and fees$0145
Additional Noninterest Income$241,0003,811
Total noninterest expense$5,129,0002,716
Salaries and employee benefits$2,854,0002,523
Premises and equipment expense$681,0002,630
Additional noninterest expense$1,594,0002,980
Pre-tax net operating income$2,658,0001,643
Securities gains (losses)$03,555
Applicable income taxes$3,0004,520
Income before extraordinary items$2,655,0001,430
Extraordinary gains, net$021
Net income$2,655,0001,430
Minority interest net income$087
Net income of bank and minority interests.$2,655,0001,430
Net charge-offs$196,0003,734
Cash dividends$1,614,000780
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,655,0001,360
2011-06-30 (YTD Data)Rank
Total interest income$5,751,0002,469
Total interest expense$1,033,0002,884
Net interest income$4,718,0002,325
Provision for loan and lease losses$150,0003,873
Total noninterest income$504,0003,112
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$357,0001,938
Trading account gains and fees$0153
Additional Noninterest Income$147,0003,988
Total noninterest expense$3,366,0002,779
Salaries and employee benefits$1,865,0002,582
Premises and equipment expense$465,0002,593
Additional noninterest expense$1,036,0003,119
Pre-tax net operating income$1,706,0001,662
Securities gains (losses)$02,914
Applicable income taxes$2,0004,487
Income before extraordinary items$1,704,0001,444
Extraordinary gains, net$015
Net income$1,704,0001,444
Minority interest net income$089
Net income of bank and minority interests.$1,704,0001,444
Net charge-offs$86,0003,991
Cash dividends$1,460,000583
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,704,0001,387
2011-03-31 (YTD Data)Rank
Total interest income$2,814,0002,535
Total interest expense$528,0002,913
Net interest income$2,286,0002,401
Provision for loan and lease losses$75,0003,668
Total noninterest income$202,0003,565
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$163,0002,076
Trading account gains and fees$0158
Additional Noninterest Income$39,0005,037
Total noninterest expense$1,683,0002,796
Salaries and employee benefits$929,0002,607
Premises and equipment expense$243,0002,546
Additional noninterest expense$511,0003,121
Pre-tax net operating income$730,0001,912
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$729,0001,615
Extraordinary gains, net$09
Net income$729,0001,615
Minority interest net income$086
Net income of bank and minority interests.$729,0001,615
Net charge-offs$61,0003,186
Cash dividends$1,084,000356
Sale, conversion, retirement of capital stock, net$0925
Net operating income$729,0001,569
2010-12-31 (YTD Data)Rank
Total interest income$12,062,0002,482
Total interest expense$2,671,0002,841
Net interest income$9,391,0002,322
Provision for loan and lease losses$390,0004,485
Total noninterest income$820,0003,601
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$703,0002,032
Trading account gains and fees$0175
Additional Noninterest Income$117,0005,257
Total noninterest expense$6,820,0002,786
Salaries and employee benefits$3,912,0002,459
Premises and equipment expense$900,0002,701
Additional noninterest expense$2,008,0003,248
Pre-tax net operating income$3,001,0001,628
Securities gains (losses)$03,793
Applicable income taxes$-10,0006,568
Income before extraordinary items$3,011,0001,398
Extraordinary gains, net$029
Net income$3,011,0001,401
Minority interest net income$0111
Net income of bank and minority interests.$3,011,0001,402
Net charge-offs$83,0005,567
Cash dividends$2,386,000705
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,011,0001,353
2010-09-30 (YTD Data)Rank
Total interest income$9,063,0002,533
Total interest expense$2,083,0002,865
Net interest income$6,980,0002,389
Provision for loan and lease losses$150,0005,242
Total noninterest income$586,0003,734
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$497,0002,186
Trading account gains and fees$0165
Additional Noninterest Income$89,0005,355
Total noninterest expense$4,807,0002,940
Salaries and employee benefits$2,678,0002,688
Premises and equipment expense$665,0002,788
Additional noninterest expense$1,464,0003,297
Pre-tax net operating income$2,609,0001,512
Securities gains (losses)$03,651
Applicable income taxes$-10,0006,841
Income before extraordinary items$2,619,0001,271
Extraordinary gains, net$023
Net income$2,619,0001,275
Minority interest net income$0110
Net income of bank and minority interests.$2,619,0001,275
Net charge-offs$28,0005,863
Cash dividends$2,352,000467
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,619,0001,227
2010-06-30 (YTD Data)Rank
Total interest income$5,945,0002,606
Total interest expense$1,426,0002,903
Net interest income$4,519,0002,449
Provision for loan and lease losses$90,0005,248
Total noninterest income$393,0003,675
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$307,0002,316
Trading account gains and fees$0152
Additional Noninterest Income$86,0004,868
Total noninterest expense$3,198,0002,954
Salaries and employee benefits$1,726,0002,776
Premises and equipment expense$439,0002,825
Additional noninterest expense$1,033,0003,108
Pre-tax net operating income$1,624,0001,595
Securities gains (losses)$03,184
Applicable income taxes$-10,0006,927
Income before extraordinary items$1,634,0001,350
Extraordinary gains, net$019
Net income$1,634,0001,351
Minority interest net income$0105
Net income of bank and minority interests.$1,634,0001,351
Net charge-offs$23,0005,442
Cash dividends$2,018,000345
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,634,0001,303
2010-03-31 (YTD Data)Rank
Total interest income$2,946,0002,694
Total interest expense$720,0002,992
Net interest income$2,226,0002,529
Provision for loan and lease losses$45,0004,935
Total noninterest income$191,0003,748
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$142,0002,443
Trading account gains and fees$0175
Additional Noninterest Income$49,0004,728
Total noninterest expense$1,580,0003,014
Salaries and employee benefits$844,0002,871
Premises and equipment expense$221,0002,880
Additional noninterest expense$515,0003,094
Pre-tax net operating income$792,0001,633
Securities gains (losses)$02,284
Applicable income taxes$-10,0007,111
Income before extraordinary items$802,0001,366
Extraordinary gains, net$016
Net income$802,0001,369
Minority interest net income$091
Net income of bank and minority interests.$802,0001,368
Net charge-offs$4,0005,215
Cash dividends$970,000354
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$802,0001,324
2009-12-31 (YTD Data)Rank
Total interest income$12,070,0002,733
Total interest expense$3,586,0002,989
Net interest income$8,484,0002,560
Provision for loan and lease losses$377,0004,948
Total noninterest income$1,140,0003,078
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$563,0002,649
Trading account gains and fees$0211
Additional Noninterest Income$577,0002,954
Total noninterest expense$6,516,0002,974
Salaries and employee benefits$3,693,0002,645
Premises and equipment expense$884,0002,863
Additional noninterest expense$1,939,0003,391
Pre-tax net operating income$2,731,0001,464
Securities gains (losses)$03,754
Applicable income taxes$31,0003,493
Income before extraordinary items$2,700,0001,231
Extraordinary gains, net$034
Net income$2,700,0001,230
Minority interest net income$0115
Net income of bank and minority interests.$2,700,0001,230
Net charge-offs$130,0005,460
Cash dividends$1,028,0001,596
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,700,0001,219
2009-09-30 (YTD Data)Rank
Total interest income$9,091,0002,756
Total interest expense$2,784,0003,029
Net interest income$6,307,0002,598
Provision for loan and lease losses$108,0005,889
Total noninterest income$589,0003,881
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$409,0002,711
Trading account gains and fees$0212
Additional Noninterest Income$180,0004,456
Total noninterest expense$4,740,0003,062
Salaries and employee benefits$2,527,0002,923
Premises and equipment expense$700,0002,766
Additional noninterest expense$1,513,0003,262
Pre-tax net operating income$2,048,0001,588
Securities gains (losses)$03,497
Applicable income taxes$26,0003,685
Income before extraordinary items$2,022,0001,322
Extraordinary gains, net$027
Net income$2,022,0001,322
Minority interest net income$0118
Net income of bank and minority interests.$2,022,0001,323
Net charge-offs$120,0004,886
Cash dividends$1,028,0001,215
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,022,0001,295
2009-06-30 (YTD Data)Rank
Total interest income$5,994,0002,832
Total interest expense$1,893,0003,098
Net interest income$4,101,0002,647
Provision for loan and lease losses$63,0005,798
Total noninterest income$376,0003,967
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$265,0002,742
Trading account gains and fees$0193
Additional Noninterest Income$111,0004,607
Total noninterest expense$3,101,0003,139
Salaries and employee benefits$1,649,0003,006
Premises and equipment expense$468,0002,806
Additional noninterest expense$984,0003,326
Pre-tax net operating income$1,313,0001,701
Securities gains (losses)$03,136
Applicable income taxes$20,0003,701
Income before extraordinary items$1,293,0001,449
Extraordinary gains, net$021
Net income$1,293,0001,447
Minority interest net income$0112
Net income of bank and minority interests.$1,293,0001,448
Net charge-offs$48,0004,953
Cash dividends$884,0001,044
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,293,0001,418
2009-03-31 (YTD Data)Rank
Total interest income$2,979,0002,881
Total interest expense$944,0003,208
Net interest income$2,035,0002,667
Provision for loan and lease losses$22,0005,819
Total noninterest income$146,0004,448
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$127,0002,774
Trading account gains and fees$0171
Additional Noninterest Income$19,0006,215
Total noninterest expense$1,528,0003,094
Salaries and employee benefits$822,0003,032
Premises and equipment expense$240,0002,767
Additional noninterest expense$466,0003,191
Pre-tax net operating income$631,0001,969
Securities gains (losses)$02,434
Applicable income taxes$15,0003,758
Income before extraordinary items$616,0001,748
Extraordinary gains, net$015
Net income$616,0001,749
Minority interest net income$0102
Net income of bank and minority interests.$616,0001,750
Net charge-offs$40,0003,753
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$616,0001,660
2008-12-31 (YTD Data)Rank
Total interest income$12,046,0003,030
Total interest expense$4,149,0003,425
Net interest income$7,897,0002,748
Provision for loan and lease losses$110,0005,937
Total noninterest income$829,0003,798
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$602,0002,644
Trading account gains and fees$0154
Additional Noninterest Income$227,0004,635
Total noninterest expense$6,076,0003,043
Salaries and employee benefits$3,543,0002,792
Premises and equipment expense$885,0002,915
Additional noninterest expense$1,648,0003,380
Pre-tax net operating income$2,540,0002,060
Securities gains (losses)$03,220
Applicable income taxes$17,0004,344
Income before extraordinary items$2,523,0001,607
Extraordinary gains, net$039
Net income$2,523,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0004,485
Cash dividends$1,164,0002,100
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,523,0001,712
2008-09-30 (YTD Data)Rank
Total interest income$9,029,0003,095
Total interest expense$3,171,0003,484
Net interest income$5,858,0002,779
Provision for loan and lease losses$10,0006,725
Total noninterest income$608,0003,931
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$459,0002,626
Trading account gains and fees$0148
Additional Noninterest Income$149,0004,964
Total noninterest expense$4,271,0003,204
Salaries and employee benefits$2,405,0003,092
Premises and equipment expense$678,0002,890
Additional noninterest expense$1,188,0003,412
Pre-tax net operating income$2,185,0002,158
Securities gains (losses)$03,106
Applicable income taxes$14,0004,753
Income before extraordinary items$2,171,0001,651
Extraordinary gains, net$031
Net income$2,171,0001,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,778
Cash dividends$1,164,0001,623
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,171,0001,747
2008-06-30 (YTD Data)Rank
Total interest income$6,093,0003,108
Total interest expense$2,199,0003,507
Net interest income$3,894,0002,780
Provision for loan and lease losses$10,0006,307
Total noninterest income$392,0004,054
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$315,0002,546
Trading account gains and fees$0149
Additional Noninterest Income$77,0005,474
Total noninterest expense$2,825,0003,243
Salaries and employee benefits$1,578,0003,182
Premises and equipment expense$453,0002,887
Additional noninterest expense$794,0003,383
Pre-tax net operating income$1,451,0002,268
Securities gains (losses)$03,233
Applicable income taxes$11,0004,950
Income before extraordinary items$1,440,0001,869
Extraordinary gains, net$021
Net income$1,440,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$118,0002,828
Cash dividends$996,0001,444
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,440,0001,834
2008-03-31 (YTD Data)Rank
Total interest income$3,160,0003,074
Total interest expense$1,165,0003,527
Net interest income$1,995,0002,710
Provision for loan and lease losses$10,0005,419
Total noninterest income$196,0004,045
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$145,0002,698
Trading account gains and fees$0158
Additional Noninterest Income$51,0005,012
Total noninterest expense$1,450,0003,163
Salaries and employee benefits$796,0003,176
Premises and equipment expense$239,0002,753
Additional noninterest expense$415,0003,204
Pre-tax net operating income$731,0002,337
Securities gains (losses)$02,688
Applicable income taxes$8,0004,911
Income before extraordinary items$723,0001,976
Extraordinary gains, net$015
Net income$723,0001,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,100
Cash dividends$660,0001,072
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$723,0001,915
2007-12-31 (YTD Data)Rank
Total interest income$13,203,0003,020
Total interest expense$5,095,0003,419
Net interest income$8,108,0002,691
Provision for loan and lease losses$85,0005,129
Total noninterest income$707,0004,264
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$526,0002,934
Trading account gains and fees$0178
Additional Noninterest Income$181,0005,259
Total noninterest expense$5,718,0003,099
Salaries and employee benefits$3,316,0002,968
Premises and equipment expense$855,0002,921
Additional noninterest expense$1,547,0003,328
Pre-tax net operating income$3,012,0002,466
Securities gains (losses)$02,146
Applicable income taxes$8,0005,687
Income before extraordinary items$3,004,0002,051
Extraordinary gains, net$039
Net income$3,004,0002,050
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,388
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,004,0002,033
2007-09-30 (YTD Data)Rank
Total interest income$9,692,0003,072
Total interest expense$3,844,0003,404
Net interest income$5,848,0002,802
Provision for loan and lease losses$06,528
Total noninterest income$524,0004,299
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$392,0002,943
Trading account gains and fees$0184
Additional Noninterest Income$132,0005,317
Total noninterest expense$3,877,0003,326
Salaries and employee benefits$2,174,0003,308
Premises and equipment expense$588,0003,115
Additional noninterest expense$1,115,0003,382
Pre-tax net operating income$2,495,0002,437
Securities gains (losses)$01,655
Applicable income taxes$6,0005,862
Income before extraordinary items$2,489,0002,012
Extraordinary gains, net$033
Net income$2,489,0002,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0004,364
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,489,0002,001
2007-06-30 (YTD Data)Rank
Total interest income$6,360,0003,131
Total interest expense$2,509,0003,445
Net interest income$3,851,0002,853
Provision for loan and lease losses$06,209
Total noninterest income$331,0004,452
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$256,0002,980
Trading account gains and fees$0168
Additional Noninterest Income$75,0005,629
Total noninterest expense$2,410,0003,550
Salaries and employee benefits$1,340,0003,547
Premises and equipment expense$391,0003,140
Additional noninterest expense$679,0003,645
Pre-tax net operating income$1,772,0002,364
Securities gains (losses)$01,444
Applicable income taxes$4,0005,967
Income before extraordinary items$1,768,0001,947
Extraordinary gains, net$029
Net income$1,768,0001,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,768,0001,928
2007-03-31 (YTD Data)Rank
Total interest income$3,121,0003,174
Total interest expense$1,246,0003,440
Net interest income$1,875,0002,927
Provision for loan and lease losses$05,779
Total noninterest income$158,0004,514
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$121,0003,053
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$1,215,0003,537
Salaries and employee benefits$680,0003,540
Premises and equipment expense$188,0003,268
Additional noninterest expense$347,0003,552
Pre-tax net operating income$818,0002,525
Securities gains (losses)$01,187
Applicable income taxes$2,0005,948
Income before extraordinary items$816,0002,024
Extraordinary gains, net$022
Net income$816,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$816,0002,017
2006-12-31 (YTD Data)Rank
Total interest income$11,634,0003,187
Total interest expense$4,223,0003,462
Net interest income$7,411,0002,958
Provision for loan and lease losses$250,0003,097
Total noninterest income$724,0004,285
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$556,0002,845
Trading account gains and fees$0130
Additional Noninterest Income$168,0005,428
Total noninterest expense$5,116,0003,288
Salaries and employee benefits$3,034,0003,098
Premises and equipment expense$764,0003,110
Additional noninterest expense$1,318,0003,666
Pre-tax net operating income$2,769,0002,931
Securities gains (losses)$01,687
Applicable income taxes$9,0006,185
Income before extraordinary items$2,760,0002,421
Extraordinary gains, net$051
Net income$2,760,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,041
Cash dividends$879,0002,795
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,760,0002,401
2006-09-30 (YTD Data)Rank
Total interest income$8,365,0003,261
Total interest expense$3,032,0003,484
Net interest income$5,333,0003,089
Provision for loan and lease losses$06,685
Total noninterest income$571,0004,177
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$428,0002,810
Trading account gains and fees$0126
Additional Noninterest Income$143,0005,225
Total noninterest expense$3,568,0003,475
Salaries and employee benefits$2,019,0003,423
Premises and equipment expense$610,0002,961
Additional noninterest expense$939,0003,801
Pre-tax net operating income$2,336,0002,807
Securities gains (losses)$01,388
Applicable income taxes$8,0006,282
Income before extraordinary items$2,328,0002,283
Extraordinary gains, net$045
Net income$2,328,0002,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,141
Cash dividends$879,0002,116
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,328,0002,271
2006-06-30 (YTD Data)Rank
Total interest income$5,301,0003,342
Total interest expense$1,892,0003,544
Net interest income$3,409,0003,203
Provision for loan and lease losses$06,419
Total noninterest income$349,0004,358
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$277,0002,844
Trading account gains and fees$0126
Additional Noninterest Income$72,0005,737
Total noninterest expense$2,293,0003,585
Salaries and employee benefits$1,296,0003,533
Premises and equipment expense$391,0003,062
Additional noninterest expense$606,0003,883
Pre-tax net operating income$1,465,0002,923
Securities gains (losses)$01,185
Applicable income taxes$7,0006,238
Income before extraordinary items$1,458,0002,390
Extraordinary gains, net$039
Net income$1,458,0002,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,860
Cash dividends$879,0001,611
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,458,0002,376
2006-03-31 (YTD Data)Rank
Total interest income$2,594,0003,346
Total interest expense$906,0003,519
Net interest income$1,688,0003,219
Provision for loan and lease losses$06,013
Total noninterest income$160,0004,504
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$124,0003,011
Trading account gains and fees$0115
Additional Noninterest Income$36,0005,743
Total noninterest expense$1,150,0003,594
Salaries and employee benefits$639,0003,591
Premises and equipment expense$186,0003,186
Additional noninterest expense$325,0003,654
Pre-tax net operating income$698,0002,979
Securities gains (losses)$0955
Applicable income taxes$6,0006,016
Income before extraordinary items$692,0002,461
Extraordinary gains, net$021
Net income$692,0002,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$645,0001,093
Sale, conversion, retirement of capital stock, net$0648
Net operating income$692,0002,440
2005-12-31 (YTD Data)Rank
Total interest income$9,290,0003,340
Total interest expense$2,595,0003,719
Net interest income$6,695,0003,152
Provision for loan and lease losses$345,0002,552
Total noninterest income$640,0004,623
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$505,0003,034
Trading account gains and fees$0138
Additional Noninterest Income$135,0005,901
Total noninterest expense$4,936,0003,274
Salaries and employee benefits$2,607,0003,362
Premises and equipment expense$772,0002,993
Additional noninterest expense$1,557,0003,133
Pre-tax net operating income$2,054,0003,618
Securities gains (losses)$02,296
Applicable income taxes$8,0006,595
Income before extraordinary items$2,046,0003,047
Extraordinary gains, net$046
Net income$2,046,0003,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0005,675
Cash dividends$801,0002,818
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,046,0003,009
2005-09-30 (YTD Data)Rank
Total interest income$6,732,0003,372
Total interest expense$1,815,0003,770
Net interest income$4,917,0003,186
Provision for loan and lease losses$145,0003,544
Total noninterest income$471,0004,710
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$368,0003,088
Trading account gains and fees$0126
Additional Noninterest Income$103,0005,896
Total noninterest expense$3,259,0003,612
Salaries and employee benefits$1,736,0003,673
Premises and equipment expense$578,0002,976
Additional noninterest expense$945,0003,668
Pre-tax net operating income$1,984,0003,083
Securities gains (losses)$02,317
Applicable income taxes$8,0006,588
Income before extraordinary items$1,976,0002,506
Extraordinary gains, net$035
Net income$1,976,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,957
Cash dividends$621,0002,472
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,976,0002,477
2005-06-30 (YTD Data)Rank
Total interest income$4,263,0003,445
Total interest expense$1,081,0003,921
Net interest income$3,182,0003,239
Provision for loan and lease losses$65,0004,019
Total noninterest income$294,0004,840
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$236,0003,145
Trading account gains and fees$0116
Additional Noninterest Income$58,0006,178
Total noninterest expense$2,138,0003,629
Salaries and employee benefits$1,123,0003,750
Premises and equipment expense$384,0002,960
Additional noninterest expense$631,0003,647
Pre-tax net operating income$1,273,0003,113
Securities gains (losses)$02,146
Applicable income taxes$6,0006,566
Income before extraordinary items$1,267,0002,538
Extraordinary gains, net$030
Net income$1,267,0002,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,257
Cash dividends$489,0002,258
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,267,0002,492
2005-03-31 (YTD Data)Rank
Total interest income$2,080,0003,480
Total interest expense$512,0003,960
Net interest income$1,568,0003,290
Provision for loan and lease losses$30,0003,913
Total noninterest income$125,0005,157
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$102,0003,402
Trading account gains and fees$0115
Additional Noninterest Income$23,0006,629
Total noninterest expense$1,038,0003,738
Salaries and employee benefits$554,0003,789
Premises and equipment expense$189,0003,019
Additional noninterest expense$295,0003,860
Pre-tax net operating income$625,0003,131
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$625,0002,531
Extraordinary gains, net$024
Net income$625,0002,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$225,0002,079
Sale, conversion, retirement of capital stock, net$0491
Net operating income$625,0002,494
2004-12-31 (YTD Data)Rank
Total interest income$7,089,0003,767
Total interest expense$1,808,0003,961
Net interest income$5,281,0003,653
Provision for loan and lease losses$234,0003,432
Total noninterest income$492,0005,313
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$414,0003,569
Trading account gains and fees$0138
Additional Noninterest Income$78,0006,806
Total noninterest expense$4,115,0003,650
Salaries and employee benefits$2,333,0003,533
Premises and equipment expense$682,0003,197
Additional noninterest expense$1,100,0004,014
Pre-tax net operating income$1,424,0004,386
Securities gains (losses)$03,819
Applicable income taxes$16,0006,625
Income before extraordinary items$1,408,0003,792
Extraordinary gains, net$034
Net income$1,408,0003,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,745
Cash dividends$1,487,0001,751
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,408,0003,733
2004-09-30 (YTD Data)Rank
Total interest income$5,111,0003,868
Total interest expense$1,311,0004,025
Net interest income$3,800,0003,754
Provision for loan and lease losses$54,0005,285
Total noninterest income$331,0005,596
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$285,0003,784
Trading account gains and fees$0134
Additional Noninterest Income$46,0007,182
Total noninterest expense$2,815,0003,907
Salaries and employee benefits$1,578,0003,804
Premises and equipment expense$461,0003,479
Additional noninterest expense$776,0004,172
Pre-tax net operating income$1,262,0004,025
Securities gains (losses)$03,710
Applicable income taxes$13,0006,704
Income before extraordinary items$1,249,0003,443
Extraordinary gains, net$026
Net income$1,249,0003,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,361
Cash dividends$1,487,0001,282
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,249,0003,352
2004-06-30 (YTD Data)Rank
Total interest income$3,278,0003,987
Total interest expense$865,0004,045
Net interest income$2,413,0003,891
Provision for loan and lease losses$19,0005,937
Total noninterest income$220,0005,615
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$178,0003,941
Trading account gains and fees$0130
Additional Noninterest Income$42,0006,726
Total noninterest expense$1,855,0003,981
Salaries and employee benefits$1,026,0003,902
Premises and equipment expense$293,0003,625
Additional noninterest expense$536,0004,097
Pre-tax net operating income$759,0004,246
Securities gains (losses)$03,413
Applicable income taxes$10,0006,651
Income before extraordinary items$749,0003,701
Extraordinary gains, net$021
Net income$749,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,367,000973
Sale, conversion, retirement of capital stock, net$0638
Net operating income$749,0003,609
2004-03-31 (YTD Data)Rank
Total interest income$1,601,0004,059
Total interest expense$437,0004,059
Net interest income$1,164,0003,989
Provision for loan and lease losses$06,501
Total noninterest income$99,0005,796
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$81,0004,084
Trading account gains and fees$0121
Additional Noninterest Income$18,0006,980
Total noninterest expense$903,0004,080
Salaries and employee benefits$513,0003,922
Premises and equipment expense$144,0003,699
Additional noninterest expense$246,0004,380
Pre-tax net operating income$360,0004,351
Securities gains (losses)$02,934
Applicable income taxes$5,0006,601
Income before extraordinary items$355,0003,809
Extraordinary gains, net$016
Net income$355,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$1,247,000554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$355,0003,696
2003-12-31 (YTD Data)Rank
Total interest income$6,523,0004,046
Total interest expense$1,767,0004,397
Net interest income$4,756,0003,831
Provision for loan and lease losses$75,0005,722
Total noninterest income$643,0004,784
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$551,0002,874
Trading account gains and fees$0160
Additional Noninterest Income$92,0006,661
Total noninterest expense$3,436,0004,178
Salaries and employee benefits$1,950,0004,009
Premises and equipment expense$496,0004,084
Additional noninterest expense$990,0004,311
Pre-tax net operating income$1,888,0003,520
Securities gains (losses)$04,500
Applicable income taxes$148,0005,291
Income before extraordinary items$1,740,0003,186
Extraordinary gains, net$054
Net income$1,740,0003,186
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,674
Cash dividends$750,0002,818
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,740,0003,039
2003-09-30 (YTD Data)Rank
Total interest income$4,851,0004,112
Total interest expense$1,365,0004,442
Net interest income$3,486,0003,917
Provision for loan and lease losses$07,481
Total noninterest income$538,0004,535
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$463,0002,653
Trading account gains and fees$0153
Additional Noninterest Income$75,0006,587
Total noninterest expense$2,322,0004,499
Salaries and employee benefits$1,310,0004,344
Premises and equipment expense$335,0004,389
Additional noninterest expense$677,0004,573
Pre-tax net operating income$1,702,0003,214
Securities gains (losses)$04,204
Applicable income taxes$146,0005,136
Income before extraordinary items$1,556,0002,890
Extraordinary gains, net$040
Net income$1,556,0002,890
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,592
Cash dividends$750,0002,073
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,556,0002,740
2003-06-30 (YTD Data)Rank
Total interest income$3,196,0004,195
Total interest expense$938,0004,451
Net interest income$2,258,0004,008
Provision for loan and lease losses$07,324
Total noninterest income$366,0004,467
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$327,0002,480
Trading account gains and fees$0150
Additional Noninterest Income$39,0006,988
Total noninterest expense$1,484,0004,630
Salaries and employee benefits$835,0004,478
Premises and equipment expense$231,0004,294
Additional noninterest expense$418,0004,845
Pre-tax net operating income$1,140,0003,207
Securities gains (losses)$03,782
Applicable income taxes$145,0004,551
Income before extraordinary items$995,0002,984
Extraordinary gains, net$030
Net income$995,0002,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$995,0002,838
2003-03-31 (YTD Data)Rank
Total interest income$1,620,0004,184
Total interest expense$486,0004,423
Net interest income$1,134,0004,000
Provision for loan and lease losses$06,934
Total noninterest income$188,0004,314
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$170,0002,334
Trading account gains and fees$0134
Additional Noninterest Income$18,0007,075
Total noninterest expense$738,0004,631
Salaries and employee benefits$414,0004,517
Premises and equipment expense$119,0004,200
Additional noninterest expense$205,0004,878
Pre-tax net operating income$584,0003,149
Securities gains (losses)$02,891
Applicable income taxes$143,0003,302
Income before extraordinary items$441,0003,227
Extraordinary gains, net$021
Net income$441,0003,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$750,000860
Sale, conversion, retirement of capital stock, net$0419
Net operating income$441,0003,068
2002-12-31 (YTD Data)Rank
Total interest income$6,312,0004,412
Total interest expense$2,046,0004,723
Net interest income$4,266,0004,141
Provision for loan and lease losses$73,0006,223
Total noninterest income$782,0004,052
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$694,0002,263
Trading account gains and fees$0153
Additional Noninterest Income$88,0006,695
Total noninterest expense$2,829,0004,657
Salaries and employee benefits$1,629,0004,398
Premises and equipment expense$410,0004,561
Additional noninterest expense$790,0004,968
Pre-tax net operating income$2,146,0003,275
Securities gains (losses)$04,537
Applicable income taxes$644,0003,003
Income before extraordinary items$1,502,0003,502
Extraordinary gains, net$070
Net income$1,502,0003,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,185
Cash dividends$330,0004,164
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,502,0003,396
2001-12-31 (YTD Data)Rank
Total interest income$6,424,0004,719
Total interest expense$2,862,0004,904
Net interest income$3,562,0004,500
Provision for loan and lease losses$64,0006,300
Total noninterest income$678,0004,266
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$596,0002,446
Trading account gains and fees$0177
Additional Noninterest Income$82,0006,833
Total noninterest expense$2,349,0005,172
Salaries and employee benefits$1,389,0004,781
Premises and equipment expense$346,0005,065
Additional noninterest expense$614,0005,750
Pre-tax net operating income$1,827,0003,396
Securities gains (losses)$04,612
Applicable income taxes$582,0003,025
Income before extraordinary items$1,245,0003,701
Extraordinary gains, net$0105
Net income$1,245,0003,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$226,0004,821
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,245,0003,596
2000-12-31 (YTD Data)Rank
Total interest income$6,005,0005,080
Total interest expense$2,908,0005,043
Net interest income$3,097,0005,035
Provision for loan and lease losses$70,0005,970
Total noninterest income$425,0005,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$356,0003,543
Trading account gains and feesNANA
Additional Noninterest Income$69,0007,208
Total noninterest expense$1,981,0005,720
Salaries and employee benefits$1,152,0005,378
Premises and equipment expense$282,0005,628
Additional noninterest expense$547,0006,088
Pre-tax net operating income$1,471,0004,119
Securities gains (losses)$01,956
Applicable income taxes$418,0003,894
Income before extraordinary items$1,053,0004,235
Extraordinary gains, net$038
Net income$1,053,0004,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,551
Cash dividends$162,0005,390
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,053,0004,237
1999-12-31 (YTD Data)Rank
Total interest income$5,196,0005,436
Total interest expense$2,369,0005,390
Net interest income$2,827,0005,392
Provision for loan and lease losses$100,0005,206
Total noninterest income$340,0006,090
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$255,0004,470
Trading account gains and feesNANA
Additional Noninterest Income$85,0007,013
Total noninterest expense$1,797,0006,090
Salaries and employee benefits$1,019,0005,804
Premises and equipment expense$267,0005,840
Additional noninterest expense$511,0006,435
Pre-tax net operating income$1,270,0004,597
Securities gains (losses)$2,0002,566
Applicable income taxes$372,0004,347
Income before extraordinary items$900,0004,746
Extraordinary gains, net$035
Net income$900,0004,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0002,747
Cash dividends$552,0003,307
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$898,5804,707
1998-12-31 (YTD Data)Rank
Total interest income$4,996,0005,681
Total interest expense$2,383,0005,546
Net interest income$2,613,0005,677
Provision for loan and lease losses$60,0006,123
Total noninterest income$281,0006,653
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$232,0004,727
Trading account gains and feesNANA
Additional Noninterest Income$49,0008,189
Total noninterest expense$1,632,0006,361
Salaries and employee benefits$894,0006,232
Premises and equipment expense$241,0006,084
Additional noninterest expense$497,0006,466
Pre-tax net operating income$1,202,0004,877
Securities gains (losses)$04,449
Applicable income taxes$374,0004,598
Income before extraordinary items$828,0005,082
Extraordinary gains, net$032
Net income$828,0005,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,524
Cash dividends$365,0004,176
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$828,0004,999
1997-12-31 (YTD Data)Rank
Total interest income$4,803,0005,948
Total interest expense$2,370,0005,623
Net interest income$2,433,0006,151
Provision for loan and lease losses$70,0005,912
Total noninterest income$234,0007,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0005,694
Trading account gains and feesNANA
Additional Noninterest Income$56,0008,171
Total noninterest expense$1,415,0006,996
Salaries and employee benefits$802,0006,767
Premises and equipment expense$237,0006,253
Additional noninterest expense$376,0007,565
Pre-tax net operating income$1,182,0005,289
Securities gains (losses)$03,944
Applicable income taxes$383,0005,011
Income before extraordinary items$799,0005,470
Extraordinary gains, net$044
Net income$799,0005,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,011
Cash dividends$196,0005,465
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$799,0005,416
1996-12-31 (YTD Data)Rank
Total interest income$4,301,0006,581
Total interest expense$2,104,0006,215
Net interest income$2,197,0006,774
Provision for loan and lease losses$96,0005,205
Total noninterest income$219,0007,974
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$161,0006,268
Trading account gains and feesNANA
Additional Noninterest Income$58,0008,550
Total noninterest expense$1,301,0007,660
Salaries and employee benefits$707,0007,490
Premises and equipment expense$228,0006,562
Additional noninterest expense$366,0008,194
Pre-tax net operating income$1,019,0005,668
Securities gains (losses)$04,148
Applicable income taxes$344,0005,396
Income before extraordinary items$675,0005,868
Extraordinary gains, net$053
Net income$675,0005,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,00010,561
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$675,0005,808
1995-12-31 (YTD Data)Rank
Total interest income$3,416,0007,665
Total interest expense$1,707,0007,120
Net interest income$1,709,0007,993
Provision for loan and lease losses$65,0005,556
Total noninterest income$178,0008,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$124,0007,225
Trading account gains and feesNANA
Additional Noninterest Income$54,0009,034
Total noninterest expense$1,207,0008,183
Salaries and employee benefits$649,0008,073
Premises and equipment expense$214,0006,939
Additional noninterest expense$344,0008,752
Pre-tax net operating income$615,0007,802
Securities gains (losses)$1,0003,512
Applicable income taxes$158,0008,127
Income before extraordinary items$458,0007,576
Extraordinary gains, net$065
Net income$458,0007,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,576
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$457,2607,555
1994-12-31 (YTD Data)Rank
Total interest income$2,723,0008,510
Total interest expense$1,180,0007,990
Net interest income$1,543,0008,754
Provision for loan and lease losses$15,0008,073
Total noninterest income$152,0009,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$112,0007,785
Trading account gains and feesNANA
Additional Noninterest Income$40,00010,157
Total noninterest expense$1,109,0008,953
Salaries and employee benefits$543,0009,019
Premises and equipment expense$134,0008,981
Additional noninterest expense$432,0008,508
Pre-tax net operating income$571,0008,177
Securities gains (losses)$03,600
Applicable income taxes$150,0008,297
Income before extraordinary items$421,0007,982
Extraordinary gains, net$0249
Net income$421,0007,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00010,214
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$421,0008,030
1993-12-31 (YTD Data)Rank
Total interest income$2,624,0008,959
Total interest expense$1,045,0008,900
Net interest income$1,579,0008,869
Provision for loan and lease losses$120,0005,200
Total noninterest income$135,00010,524
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$89,0008,728
Trading account gains and feesNANA
Additional Noninterest Income$46,00010,323
Total noninterest expense$891,00010,235
Salaries and employee benefits$437,00010,271
Premises and equipment expense$66,00011,648
Additional noninterest expense$388,0009,393
Pre-tax net operating income$703,0007,349
Securities gains (losses)$07,477
Applicable income taxes$202,0007,571
Income before extraordinary items$501,0007,547
Extraordinary gains, net$03,149
Net income$501,0007,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0009,031
Cash dividends$175,0005,761
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$501,0007,295
1992-12-31 (YTD Data)Rank
Total interest income$2,646,0009,636
Total interest expense$1,196,0009,620
Net interest income$1,450,0009,454
Provision for loan and lease losses$105,0007,133
Total noninterest income$121,00011,154
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0009,060
Trading account gains and feesNANA
Additional Noninterest Income$38,00011,181
Total noninterest expense$807,00010,967
Salaries and employee benefits$412,00010,718
Premises and equipment expense$63,00012,143
Additional noninterest expense$332,00010,421
Pre-tax net operating income$659,0007,331
Securities gains (losses)$08,369
Applicable income taxes$260,0006,508
Income before extraordinary items$399,0008,235
Extraordinary gains, net$01,422
Net income$399,0008,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00012,654
Cash dividends$85,0006,917
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$399,0007,873

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.