Home > Chipola Community Bank > Income and Expense
Chipola Community Bank, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 6,613 |
| Total interest expense | $68,000 | 5,784 |
| Net interest income | $215,000 | 6,689 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-56,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $22,000 | 5,472 |
| Trading account gains and fees | $-97,000 | 7,009 |
| Additional Noninterest Income | $19,000 | 5,716 |
| Total noninterest expense | $398,000 | 5,918 |
| Salaries and employee benefits | $119,000 | 6,604 |
| Premises and equipment expense | $70,000 | 5,062 |
| Additional noninterest expense | $209,000 | 5,062 |
| Pre-tax net operating income | $-239,000 | 6,757 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-239,000 | 6,784 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-239,000 | 6,784 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-239,000 | 6,784 |
| Net charge-offs | $98,000 | 1,911 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-239,000 | 6,767 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 6,595 |
| Total interest expense | $333,000 | 5,834 |
| Net interest income | $994,000 | 6,684 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $29,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $95,000 | 5,517 |
| Trading account gains and fees | $-68,000 | 7,062 |
| Additional Noninterest Income | $2,000 | 6,510 |
| Total noninterest expense | $2,031,000 | 5,626 |
| Salaries and employee benefits | $552,000 | 6,557 |
| Premises and equipment expense | $314,000 | 4,859 |
| Additional noninterest expense | $1,165,000 | 4,424 |
| Pre-tax net operating income | $-1,008,000 | 6,671 |
| Securities gains (losses) | $384,000 | 1,152 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-624,000 | 6,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-624,000 | 6,620 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-624,000 | 6,622 |
| Net charge-offs | $62,000 | 4,780 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,008,000 | 6,684 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 6,685 |
| Total interest expense | $259,000 | 5,917 |
| Net interest income | $753,000 | 6,782 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $63,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $68,000 | 5,652 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-5,000 | 6,723 |
| Total noninterest expense | $1,403,000 | 5,823 |
| Salaries and employee benefits | $420,000 | 6,589 |
| Premises and equipment expense | $240,000 | 4,883 |
| Additional noninterest expense | $743,000 | 4,864 |
| Pre-tax net operating income | $-587,000 | 6,718 |
| Securities gains (losses) | $362,000 | 961 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-225,000 | 6,637 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-225,000 | 6,635 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-225,000 | 6,635 |
| Net charge-offs | $32,000 | 4,810 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-587,000 | 6,739 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 6,723 |
| Total interest expense | $181,000 | 5,935 |
| Net interest income | $506,000 | 6,831 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $31,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $44,000 | 5,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-13,000 | 6,849 |
| Total noninterest expense | $982,000 | 5,777 |
| Salaries and employee benefits | $290,000 | 6,617 |
| Premises and equipment expense | $159,000 | 4,918 |
| Additional noninterest expense | $533,000 | 4,684 |
| Pre-tax net operating income | $-445,000 | 6,786 |
| Securities gains (losses) | $262,000 | 934 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-183,000 | 6,703 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-183,000 | 6,704 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-183,000 | 6,704 |
| Net charge-offs | $30,000 | 4,404 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-445,000 | 6,807 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $361,000 | 6,740 |
| Total interest expense | $98,000 | 5,913 |
| Net interest income | $263,000 | 6,859 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $22,000 | 5,685 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-10,000 | 6,983 |
| Total noninterest expense | $446,000 | 5,977 |
| Salaries and employee benefits | $163,000 | 6,524 |
| Premises and equipment expense | $80,000 | 4,935 |
| Additional noninterest expense | $203,000 | 5,324 |
| Pre-tax net operating income | $-171,000 | 6,822 |
| Securities gains (losses) | $219,000 | 566 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $48,000 | 5,999 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $48,000 | 5,999 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $48,000 | 5,999 |
| Net charge-offs | $28,000 | 3,468 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-171,000 | 6,846 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 6,582 |
| Total interest expense | $509,000 | 5,820 |
| Net interest income | $1,286,000 | 6,702 |
| Provision for loan and lease losses | $182,000 | 4,714 |
| Total noninterest income | $121,000 | 6,267 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $94,000 | 5,613 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $27,000 | 6,263 |
| Total noninterest expense | $2,202,000 | 5,628 |
| Salaries and employee benefits | $736,000 | 6,414 |
| Premises and equipment expense | $302,000 | 5,218 |
| Additional noninterest expense | $1,164,000 | 4,545 |
| Pre-tax net operating income | $-977,000 | 6,571 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-977,000 | 6,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-977,000 | 6,634 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-977,000 | 6,633 |
| Net charge-offs | $566,000 | 3,032 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-977,000 | 6,604 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 6,590 |
| Total interest expense | $399,000 | 5,852 |
| Net interest income | $1,012,000 | 6,701 |
| Provision for loan and lease losses | $179,000 | 4,320 |
| Total noninterest income | $94,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $70,000 | 5,630 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $1,580,000 | 5,739 |
| Salaries and employee benefits | $552,000 | 6,426 |
| Premises and equipment expense | $219,000 | 5,343 |
| Additional noninterest expense | $809,000 | 4,760 |
| Pre-tax net operating income | $-653,000 | 6,675 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-653,000 | 6,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-653,000 | 6,749 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-653,000 | 6,749 |
| Net charge-offs | $763,000 | 2,198 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-653,000 | 6,707 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,009,000 | 6,550 |
| Total interest expense | $274,000 | 5,905 |
| Net interest income | $735,000 | 6,657 |
| Provision for loan and lease losses | $160,000 | 3,810 |
| Total noninterest income | $85,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $47,000 | 5,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,729 |
| Total noninterest expense | $1,070,000 | 5,775 |
| Salaries and employee benefits | $368,000 | 6,482 |
| Premises and equipment expense | $146,000 | 5,376 |
| Additional noninterest expense | $556,000 | 4,715 |
| Pre-tax net operating income | $-410,000 | 6,740 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-410,000 | 6,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-410,000 | 6,790 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-410,000 | 6,791 |
| Net charge-offs | $771,000 | 1,704 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-410,000 | 6,783 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 6,763 |
| Total interest expense | $137,000 | 6,013 |
| Net interest income | $308,000 | 6,895 |
| Provision for loan and lease losses | $119,000 | 3,182 |
| Total noninterest income | $50,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $525,000 | 5,845 |
| Salaries and employee benefits | $193,000 | 6,442 |
| Premises and equipment expense | $71,000 | 5,484 |
| Additional noninterest expense | $261,000 | 4,894 |
| Pre-tax net operating income | $-286,000 | 6,919 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-286,000 | 6,978 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-286,000 | 6,978 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-286,000 | 6,978 |
| Net charge-offs | $730,000 | 1,048 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-286,000 | 6,963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 6,660 |
| Total interest expense | $760,000 | 5,812 |
| Net interest income | $1,341,000 | 6,856 |
| Provision for loan and lease losses | $743,000 | 3,504 |
| Total noninterest income | $125,000 | 6,478 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 5,722 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $42,000 | 6,229 |
| Total noninterest expense | $2,253,000 | 5,740 |
| Salaries and employee benefits | $803,000 | 6,450 |
| Premises and equipment expense | $288,000 | 5,507 |
| Additional noninterest expense | $1,162,000 | 4,693 |
| Pre-tax net operating income | $-1,530,000 | 6,661 |
| Securities gains (losses) | $146,000 | 1,848 |
| Applicable income taxes | $758,000 | 1,477 |
| Income before extraordinary items | $-2,142,000 | 6,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,142,000 | 6,876 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,142,000 | 6,877 |
| Net charge-offs | $770,000 | 3,046 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,288,000 | 6,873 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 6,689 |
| Total interest expense | $598,000 | 5,863 |
| Net interest income | $1,055,000 | 6,897 |
| Provision for loan and lease losses | $661,000 | 3,121 |
| Total noninterest income | $140,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $62,000 | 5,806 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $78,000 | 5,525 |
| Total noninterest expense | $1,601,000 | 5,913 |
| Salaries and employee benefits | $605,000 | 6,482 |
| Premises and equipment expense | $215,000 | 5,578 |
| Additional noninterest expense | $781,000 | 4,980 |
| Pre-tax net operating income | $-1,067,000 | 6,816 |
| Securities gains (losses) | $146,000 | 1,620 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-921,000 | 6,871 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-921,000 | 6,871 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-921,000 | 6,871 |
| Net charge-offs | $770,000 | 2,510 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,067,000 | 6,887 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 6,706 |
| Total interest expense | $411,000 | 5,896 |
| Net interest income | $713,000 | 6,918 |
| Provision for loan and lease losses | $516,000 | 2,808 |
| Total noninterest income | $89,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $40,000 | 5,874 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 5,610 |
| Total noninterest expense | $961,000 | 6,174 |
| Salaries and employee benefits | $413,000 | 6,480 |
| Premises and equipment expense | $140,000 | 5,664 |
| Additional noninterest expense | $408,000 | 5,611 |
| Pre-tax net operating income | $-675,000 | 6,857 |
| Securities gains (losses) | $136,000 | 1,206 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-539,000 | 6,891 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-539,000 | 6,891 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-539,000 | 6,891 |
| Net charge-offs | $693,000 | 2,101 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-675,000 | 6,915 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $571,000 | 6,753 |
| Total interest expense | $216,000 | 5,924 |
| Net interest income | $355,000 | 6,990 |
| Provision for loan and lease losses | $64,000 | 4,529 |
| Total noninterest income | $40,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $21,000 | 5,888 |
| Total noninterest expense | $471,000 | 6,289 |
| Salaries and employee benefits | $220,000 | 6,433 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $186,000 | 5,861 |
| Pre-tax net operating income | $-140,000 | 6,738 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-140,000 | 6,837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-140,000 | 6,838 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-140,000 | 6,837 |
| Net charge-offs | $633,000 | 1,407 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-140,000 | 6,793 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 6,697 |
| Total interest expense | $1,103,000 | 5,831 |
| Net interest income | $1,381,000 | 7,039 |
| Provision for loan and lease losses | $3,038,000 | 1,968 |
| Total noninterest income | $184,000 | 6,343 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $47,000 | 6,516 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $137,000 | 5,224 |
| Total noninterest expense | $2,233,000 | 5,958 |
| Salaries and employee benefits | $757,000 | 6,809 |
| Premises and equipment expense | $240,000 | 6,155 |
| Additional noninterest expense | $1,236,000 | 4,664 |
| Pre-tax net operating income | $-3,706,000 | 7,019 |
| Securities gains (losses) | $154,000 | 1,770 |
| Applicable income taxes | $-38,000 | 6,400 |
| Income before extraordinary items | $-3,514,000 | 7,079 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,514,000 | 7,077 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,514,000 | 7,077 |
| Net charge-offs | $2,302,000 | 1,870 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $901,000 | 444 |
| Net operating income | $-3,666,460 | 7,107 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 6,776 |
| Total interest expense | $865,000 | 5,874 |
| Net interest income | $993,000 | 7,155 |
| Provision for loan and lease losses | $564,000 | 3,616 |
| Total noninterest income | $117,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $55,000 | 6,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $62,000 | 6,003 |
| Total noninterest expense | $1,274,000 | 6,586 |
| Salaries and employee benefits | $565,000 | 6,843 |
| Premises and equipment expense | $230,000 | 5,654 |
| Additional noninterest expense | $479,000 | 6,355 |
| Pre-tax net operating income | $-728,000 | 6,490 |
| Securities gains (losses) | $154,000 | 1,484 |
| Applicable income taxes | $-38,000 | 6,781 |
| Income before extraordinary items | $-536,000 | 6,457 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-536,000 | 6,458 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-536,000 | 6,457 |
| Net charge-offs | $392,000 | 3,370 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-679,220 | 6,558 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 6,833 |
| Total interest expense | $582,000 | 5,978 |
| Net interest income | $668,000 | 7,165 |
| Provision for loan and lease losses | $203,000 | 4,301 |
| Total noninterest income | $90,000 | 6,535 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $56,000 | 5,675 |
| Total noninterest expense | $815,000 | 6,726 |
| Salaries and employee benefits | $370,000 | 6,964 |
| Premises and equipment expense | $152,000 | 5,719 |
| Additional noninterest expense | $293,000 | 6,545 |
| Pre-tax net operating income | $-260,000 | 6,376 |
| Securities gains (losses) | $154,000 | 1,191 |
| Applicable income taxes | $-38,000 | 6,963 |
| Income before extraordinary items | $-68,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-68,000 | 6,113 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-68,000 | 6,113 |
| Net charge-offs | $158,000 | 3,718 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-166,560 | 6,291 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 6,899 |
| Total interest expense | $295,000 | 6,052 |
| Net interest income | $327,000 | 7,228 |
| Provision for loan and lease losses | $124,000 | 3,562 |
| Total noninterest income | $32,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $16,000 | 6,311 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $422,000 | 6,646 |
| Salaries and employee benefits | $195,000 | 6,894 |
| Premises and equipment expense | $76,000 | 5,763 |
| Additional noninterest expense | $151,000 | 6,292 |
| Pre-tax net operating income | $-187,000 | 6,866 |
| Securities gains (losses) | $154,000 | 784 |
| Applicable income taxes | $-12,000 | 7,211 |
| Income before extraordinary items | $-21,000 | 6,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-21,000 | 6,520 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-21,000 | 6,520 |
| Net charge-offs | $61,000 | 3,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-119,560 | 6,768 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 7,003 |
| Total interest expense | $1,181,000 | 6,469 |
| Net interest income | $1,291,000 | 7,262 |
| Provision for loan and lease losses | $145,000 | 5,608 |
| Total noninterest income | $152,000 | 6,870 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 6,142 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $68,000 | 6,415 |
| Total noninterest expense | $1,631,000 | 6,704 |
| Salaries and employee benefits | $840,000 | 6,808 |
| Premises and equipment expense | $325,000 | 5,600 |
| Additional noninterest expense | $466,000 | 6,769 |
| Pre-tax net operating income | $-333,000 | 6,653 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-120,000 | 7,122 |
| Income before extraordinary items | $-213,000 | 6,493 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-213,000 | 6,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-213,000 | 6,641 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 7,132 |
| Total interest expense | $870,000 | 6,624 |
| Net interest income | $940,000 | 7,356 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $112,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $64,000 | 6,143 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 6,646 |
| Total noninterest expense | $1,205,000 | 6,732 |
| Salaries and employee benefits | $596,000 | 6,922 |
| Premises and equipment expense | $247,000 | 5,602 |
| Additional noninterest expense | $362,000 | 6,688 |
| Pre-tax net operating income | $-253,000 | 7,072 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-91,000 | 7,520 |
| Income before extraordinary items | $-162,000 | 6,858 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-162,000 | 6,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-162,000 | 7,036 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 7,240 |
| Total interest expense | $573,000 | 6,773 |
| Net interest income | $596,000 | 7,465 |
| Provision for loan and lease losses | $78,000 | 4,629 |
| Total noninterest income | $87,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $31,000 | 6,533 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $56,000 | 5,955 |
| Total noninterest expense | $808,000 | 6,761 |
| Salaries and employee benefits | $400,000 | 6,970 |
| Premises and equipment expense | $159,000 | 5,724 |
| Additional noninterest expense | $249,000 | 6,653 |
| Pre-tax net operating income | $-203,000 | 7,331 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-73,000 | 7,806 |
| Income before extraordinary items | $-130,000 | 7,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-130,000 | 7,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-130,000 | 7,276 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $560,000 | 7,382 |
| Total interest expense | $277,000 | 6,988 |
| Net interest income | $283,000 | 7,583 |
| Provision for loan and lease losses | $34,000 | 4,273 |
| Total noninterest income | $37,000 | 7,068 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $14,000 | 6,612 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $398,000 | 6,827 |
| Salaries and employee benefits | $177,000 | 7,224 |
| Premises and equipment expense | $80,000 | 5,724 |
| Additional noninterest expense | $141,000 | 6,341 |
| Pre-tax net operating income | $-112,000 | 7,596 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-40,000 | 7,989 |
| Income before extraordinary items | $-72,000 | 7,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-72,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-72,000 | 7,525 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 7,631 |
| Total interest expense | $821,000 | 7,462 |
| Net interest income | $1,072,000 | 7,659 |
| Provision for loan and lease losses | $164,000 | 4,204 |
| Total noninterest income | $161,000 | 7,032 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $56,000 | 6,653 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $105,000 | 6,138 |
| Total noninterest expense | $1,436,000 | 7,009 |
| Salaries and employee benefits | $754,000 | 7,104 |
| Premises and equipment expense | $248,000 | 6,277 |
| Additional noninterest expense | $434,000 | 6,895 |
| Pre-tax net operating income | $-367,000 | 7,739 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-132,000 | 8,056 |
| Income before extraordinary items | $-235,000 | 7,734 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-235,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,183 |
| Net operating income | $-235,000 | 7,714 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 7,781 |
| Total interest expense | $539,000 | 7,668 |
| Net interest income | $767,000 | 7,771 |
| Provision for loan and lease losses | $122,000 | 3,833 |
| Total noninterest income | $123,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $82,000 | 6,115 |
| Total noninterest expense | $1,001,000 | 7,149 |
| Salaries and employee benefits | $505,000 | 7,303 |
| Premises and equipment expense | $164,000 | 6,561 |
| Additional noninterest expense | $332,000 | 6,839 |
| Pre-tax net operating income | $-233,000 | 7,918 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-84,000 | 8,223 |
| Income before extraordinary items | $-149,000 | 7,891 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-149,000 | 7,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,025 |
| Net operating income | $-149,000 | 7,876 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 7,984 |
| Total interest expense | $338,000 | 7,773 |
| Net interest income | $435,000 | 8,022 |
| Provision for loan and lease losses | $86,000 | 3,590 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $24,000 | 6,860 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $52,000 | 6,215 |
| Total noninterest expense | $611,000 | 7,352 |
| Salaries and employee benefits | $310,000 | 7,509 |
| Premises and equipment expense | $86,000 | 7,023 |
| Additional noninterest expense | $215,000 | 6,928 |
| Pre-tax net operating income | $-186,000 | 8,071 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-67,000 | 8,331 |
| Income before extraordinary items | $-119,000 | 8,029 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-119,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 903 |
| Net operating income | $-119,000 | 8,021 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,127 |
| Total interest expense | $152,000 | 7,923 |
| Net interest income | $195,000 | 8,192 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $9,000 | 7,042 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $243,000 | 7,760 |
| Salaries and employee benefits | $108,000 | 8,052 |
| Premises and equipment expense | $39,000 | 7,229 |
| Additional noninterest expense | $96,000 | 7,170 |
| Pre-tax net operating income | $-40,000 | 8,003 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-14,000 | 8,269 |
| Income before extraordinary items | $-26,000 | 7,983 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-26,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 670 |
| Net operating income | $-26,000 | 7,967 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 8,298 |
| Total interest expense | $344,000 | 8,215 |
| Net interest income | $626,000 | 8,290 |
| Provision for loan and lease losses | $127,000 | 4,298 |
| Total noninterest income | $43,000 | 8,264 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $28,000 | 7,181 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $1,166,000 | 7,445 |
| Salaries and employee benefits | $632,000 | 7,496 |
| Premises and equipment expense | $235,000 | 6,361 |
| Additional noninterest expense | $299,000 | 7,594 |
| Pre-tax net operating income | $-624,000 | 8,312 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $-228,000 | 8,477 |
| Income before extraordinary items | $-405,000 | 8,252 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-405,000 | 8,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 877 |
| Net operating income | $-399,240 | 8,246 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $648,000 | 8,433 |
| Total interest expense | $223,000 | 8,344 |
| Net interest income | $425,000 | 8,435 |
| Provision for loan and lease losses | $99,000 | 4,127 |
| Total noninterest income | $26,000 | 8,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $20,000 | 7,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $815,000 | 7,578 |
| Salaries and employee benefits | $423,000 | 7,688 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $220,000 | 7,631 |
| Pre-tax net operating income | $-463,000 | 8,433 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-167,000 | 8,609 |
| Income before extraordinary items | $-296,000 | 8,373 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-296,000 | 8,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 816 |
| Net operating income | $-296,000 | 8,366 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $362,000 | 8,553 |
| Total interest expense | $110,000 | 8,481 |
| Net interest income | $252,000 | 8,537 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,000 | 8,487 |
| Total noninterest expense | $535,000 | 7,628 |
| Salaries and employee benefits | $277,000 | 7,759 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $144,000 | 7,681 |
| Pre-tax net operating income | $-349,000 | 8,495 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-126,000 | 8,650 |
| Income before extraordinary items | $-223,000 | 8,443 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-223,000 | 8,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 631 |
| Net operating income | $-223,000 | 8,441 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $144,000 | 8,652 |
| Total interest expense | $38,000 | 8,588 |
| Net interest income | $106,000 | 8,618 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $6,000 | 8,542 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 7,423 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $282,000 | 7,563 |
| Salaries and employee benefits | $149,000 | 7,651 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $78,000 | 7,553 |
| Pre-tax net operating income | $-194,000 | 8,537 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-70,000 | 8,669 |
| Income before extraordinary items | $-124,000 | 8,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-124,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 399 |
| Net operating income | $-124,000 | 8,473 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 8,780 |
| Total interest expense | $28,000 | 8,729 |
| Net interest income | $106,000 | 8,780 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $1,000 | 8,747 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000 | 7,726 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $745,000 | 8,159 |
| Salaries and employee benefits | $422,000 | 8,136 |
| Premises and equipment expense | $59,000 | 8,359 |
| Additional noninterest expense | $264,000 | 7,846 |
| Pre-tax net operating income | $-641,000 | 8,545 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-241,000 | 8,699 |
| Income before extraordinary items | $-400,000 | 8,510 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-400,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $8,021,000 | 230 |
| Net operating income | $-400,000 | 8,493 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.