Home > Chinatown Federal Savings Bank > Income and Expense
Chinatown Federal Savings Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 3,315 |
| Total interest expense | $623,000 | 3,008 |
| Net interest income | $2,692,000 | 3,347 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $144,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $5,000 | 5,078 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $139,000 | 3,672 |
| Total noninterest expense | $3,266,000 | 2,595 |
| Salaries and employee benefits | $1,084,000 | 3,518 |
| Premises and equipment expense | $832,000 | 1,380 |
| Additional noninterest expense | $1,350,000 | 2,111 |
| Pre-tax net operating income | $-430,000 | 5,220 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-121,000 | 5,250 |
| Income before extraordinary items | $-309,000 | 5,204 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-309,000 | 5,203 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-309,000 | 5,203 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-309,000 | 5,198 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 3,354 |
| Total interest expense | $288,000 | 3,096 |
| Net interest income | $1,349,000 | 3,370 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $130,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $3,000 | 5,102 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 2,941 |
| Total noninterest expense | $1,159,000 | 3,209 |
| Salaries and employee benefits | $496,000 | 3,706 |
| Premises and equipment expense | $392,000 | 1,484 |
| Additional noninterest expense | $271,000 | 3,735 |
| Pre-tax net operating income | $320,000 | 3,688 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $193,000 | 1,621 |
| Income before extraordinary items | $127,000 | 4,466 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $127,000 | 4,465 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $127,000 | 4,465 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $127,000 | 4,454 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 3,215 |
| Total interest expense | $799,000 | 3,269 |
| Net interest income | $5,995,000 | 3,170 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $187,000 | 4,691 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $12,000 | 5,170 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,191 |
| Total noninterest expense | $5,283,000 | 2,949 |
| Salaries and employee benefits | $2,279,000 | 3,451 |
| Premises and equipment expense | $1,527,000 | 1,475 |
| Additional noninterest expense | $1,477,000 | 3,196 |
| Pre-tax net operating income | $749,000 | 4,325 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $279,000 | 2,442 |
| Income before extraordinary items | $470,000 | 4,592 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $470,000 | 4,591 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $470,000 | 4,591 |
| Net charge-offs | $88,000 | 2,240 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $470,000 | 4,597 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 3,336 |
| Total interest expense | $545,000 | 3,348 |
| Net interest income | $4,266,000 | 3,289 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $155,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $9,000 | 5,242 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 4,133 |
| Total noninterest expense | $3,777,000 | 3,045 |
| Salaries and employee benefits | $1,564,000 | 3,619 |
| Premises and equipment expense | $1,137,000 | 1,497 |
| Additional noninterest expense | $1,076,000 | 3,258 |
| Pre-tax net operating income | $644,000 | 4,266 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $217,000 | 2,479 |
| Income before extraordinary items | $427,000 | 4,538 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $427,000 | 4,537 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $427,000 | 4,537 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $427,000 | 4,544 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 3,338 |
| Total interest expense | $334,000 | 3,398 |
| Net interest income | $2,844,000 | 3,288 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $139,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $6,000 | 5,294 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 3,867 |
| Total noninterest expense | $2,470,000 | 3,101 |
| Salaries and employee benefits | $1,088,000 | 3,559 |
| Premises and equipment expense | $760,000 | 1,507 |
| Additional noninterest expense | $622,000 | 3,537 |
| Pre-tax net operating income | $513,000 | 4,073 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $210,000 | 2,184 |
| Income before extraordinary items | $303,000 | 4,514 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $303,000 | 4,513 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $303,000 | 4,513 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $303,000 | 4,521 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 3,333 |
| Total interest expense | $147,000 | 3,556 |
| Net interest income | $1,450,000 | 3,271 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $12,000 | 5,404 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $3,000 | 5,337 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $9,000 | 5,158 |
| Total noninterest expense | $1,269,000 | 3,072 |
| Salaries and employee benefits | $557,000 | 3,555 |
| Premises and equipment expense | $381,000 | 1,527 |
| Additional noninterest expense | $331,000 | 3,456 |
| Pre-tax net operating income | $193,000 | 4,367 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $79,000 | 2,358 |
| Income before extraordinary items | $114,000 | 4,717 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $114,000 | 4,716 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $114,000 | 4,717 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $114,000 | 4,719 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 3,358 |
| Total interest expense | $318,000 | 4,330 |
| Net interest income | $5,853,000 | 3,231 |
| Provision for loan and lease losses | $35,000 | 3,728 |
| Total noninterest income | $238,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $17,000 | 5,368 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $221,000 | 4,105 |
| Total noninterest expense | $5,422,000 | 2,955 |
| Salaries and employee benefits | $2,388,000 | 3,418 |
| Premises and equipment expense | $1,413,000 | 1,599 |
| Additional noninterest expense | $1,621,000 | 3,060 |
| Pre-tax net operating income | $634,000 | 4,551 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $725,000 | 2,142 |
| Income before extraordinary items | $-91,000 | 5,415 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-91,000 | 5,415 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-91,000 | 5,415 |
| Net charge-offs | $-150,000 | 5,391 |
| Cash dividends | $409,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-91,000 | 5,413 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 3,401 |
| Total interest expense | $198,000 | 4,579 |
| Net interest income | $4,384,000 | 3,250 |
| Provision for loan and lease losses | $35,000 | 3,483 |
| Total noninterest income | $300,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $14,000 | 5,406 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $286,000 | 3,540 |
| Total noninterest expense | $4,018,000 | 2,997 |
| Salaries and employee benefits | $1,798,000 | 3,421 |
| Premises and equipment expense | $1,062,000 | 1,596 |
| Additional noninterest expense | $1,158,000 | 3,177 |
| Pre-tax net operating income | $631,000 | 4,338 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $255,000 | 2,601 |
| Income before extraordinary items | $376,000 | 4,714 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $376,000 | 4,714 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $376,000 | 4,714 |
| Net charge-offs | $196,000 | 1,406 |
| Cash dividends | $409,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $376,000 | 4,705 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,069,000 | 3,375 |
| Total interest expense | $106,000 | 4,846 |
| Net interest income | $2,963,000 | 3,216 |
| Provision for loan and lease losses | $35,000 | 3,077 |
| Total noninterest income | $286,000 | 3,799 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $10,000 | 5,434 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $276,000 | 3,054 |
| Total noninterest expense | $2,687,000 | 3,010 |
| Salaries and employee benefits | $1,228,000 | 3,392 |
| Premises and equipment expense | $704,000 | 1,613 |
| Additional noninterest expense | $755,000 | 3,227 |
| Pre-tax net operating income | $527,000 | 4,059 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $238,000 | 2,342 |
| Income before extraordinary items | $289,000 | 4,535 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $289,000 | 4,534 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $289,000 | 4,535 |
| Net charge-offs | $49,000 | 2,013 |
| Cash dividends | $409,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $289,000 | 4,527 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,498,000 | 3,427 |
| Total interest expense | $39,000 | 5,154 |
| Net interest income | $1,459,000 | 3,249 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $16,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $11,000 | 5,318 |
| Total noninterest expense | $1,403,000 | 2,953 |
| Salaries and employee benefits | $644,000 | 3,339 |
| Premises and equipment expense | $350,000 | 1,638 |
| Additional noninterest expense | $409,000 | 3,072 |
| Pre-tax net operating income | $72,000 | 5,167 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $33,000 | 3,124 |
| Income before extraordinary items | $39,000 | 5,333 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $39,000 | 5,333 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $39,000 | 5,333 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $409,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $39,000 | 5,325 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 3,341 |
| Total interest expense | $102,000 | 5,496 |
| Net interest income | $6,167,000 | 3,143 |
| Provision for loan and lease losses | $150,000 | 2,726 |
| Total noninterest income | $64,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $13,000 | 5,640 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $51,000 | 5,307 |
| Total noninterest expense | $5,198,000 | 3,112 |
| Salaries and employee benefits | $2,494,000 | 3,411 |
| Premises and equipment expense | $1,458,000 | 1,567 |
| Additional noninterest expense | $1,246,000 | 3,732 |
| Pre-tax net operating income | $883,000 | 4,214 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $427,000 | 2,383 |
| Income before extraordinary items | $456,000 | 4,807 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $456,000 | 4,806 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $456,000 | 4,806 |
| Net charge-offs | $29,000 | 3,469 |
| Cash dividends | $409,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $456,000 | 4,764 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,779,000 | 3,323 |
| Total interest expense | $69,000 | 5,599 |
| Net interest income | $4,710,000 | 3,103 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $44,000 | 5,740 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $8,000 | 5,729 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $36,000 | 5,398 |
| Total noninterest expense | $3,808,000 | 3,164 |
| Salaries and employee benefits | $1,858,000 | 3,409 |
| Premises and equipment expense | $1,122,000 | 1,532 |
| Additional noninterest expense | $828,000 | 4,018 |
| Pre-tax net operating income | $796,000 | 4,046 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $388,000 | 2,264 |
| Income before extraordinary items | $408,000 | 4,725 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $408,000 | 4,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $408,000 | 4,725 |
| Net charge-offs | $29,000 | 2,928 |
| Cash dividends | $409,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $408,000 | 4,674 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 3,287 |
| Total interest expense | $42,000 | 5,703 |
| Net interest income | $3,221,000 | 3,079 |
| Provision for loan and lease losses | $122,000 | 2,093 |
| Total noninterest income | $32,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $6,000 | 5,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 5,430 |
| Total noninterest expense | $2,542,000 | 3,172 |
| Salaries and employee benefits | $1,241,000 | 3,425 |
| Premises and equipment expense | $739,000 | 1,547 |
| Additional noninterest expense | $562,000 | 4,016 |
| Pre-tax net operating income | $589,000 | 3,909 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $266,000 | 2,235 |
| Income before extraordinary items | $323,000 | 4,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $323,000 | 4,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $323,000 | 4,552 |
| Net charge-offs | $29,000 | 2,534 |
| Cash dividends | $409,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $323,000 | 4,484 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 3,397 |
| Total interest expense | $18,000 | 5,828 |
| Net interest income | $1,544,000 | 3,164 |
| Provision for loan and lease losses | $-74,000 | 5,969 |
| Total noninterest income | $17,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $3,000 | 5,820 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $14,000 | 5,417 |
| Total noninterest expense | $1,267,000 | 3,192 |
| Salaries and employee benefits | $631,000 | 3,423 |
| Premises and equipment expense | $360,000 | 1,588 |
| Additional noninterest expense | $276,000 | 4,051 |
| Pre-tax net operating income | $368,000 | 3,542 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $166,000 | 2,011 |
| Income before extraordinary items | $202,000 | 4,220 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $202,000 | 4,217 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $202,000 | 4,219 |
| Net charge-offs | $-8,000 | 5,076 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $202,000 | 4,162 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 3,203 |
| Total interest expense | $85,000 | 5,803 |
| Net interest income | $6,639,000 | 2,978 |
| Provision for loan and lease losses | $-643,000 | 5,985 |
| Total noninterest income | $120,000 | 5,576 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $17,000 | 5,849 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $103,000 | 5,070 |
| Total noninterest expense | $4,995,000 | 3,219 |
| Salaries and employee benefits | $2,455,000 | 3,459 |
| Premises and equipment expense | $1,378,000 | 1,656 |
| Additional noninterest expense | $1,162,000 | 3,989 |
| Pre-tax net operating income | $2,407,000 | 2,697 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,090,000 | 1,520 |
| Income before extraordinary items | $1,317,000 | 3,454 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,317,000 | 3,452 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,317,000 | 3,454 |
| Net charge-offs | $22,000 | 3,711 |
| Cash dividends | $409,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,317,000 | 3,413 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 3,210 |
| Total interest expense | $66,000 | 5,871 |
| Net interest income | $5,014,000 | 2,985 |
| Provision for loan and lease losses | $-643,000 | 6,114 |
| Total noninterest income | $99,000 | 5,601 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $14,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 5,043 |
| Total noninterest expense | $3,792,000 | 3,206 |
| Salaries and employee benefits | $1,832,000 | 3,472 |
| Premises and equipment expense | $1,025,000 | 1,687 |
| Additional noninterest expense | $935,000 | 3,840 |
| Pre-tax net operating income | $1,964,000 | 2,600 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $666,000 | 1,744 |
| Income before extraordinary items | $1,298,000 | 3,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,298,000 | 3,049 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,298,000 | 3,050 |
| Net charge-offs | $20,000 | 3,350 |
| Cash dividends | $409,000 | 2,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,298,000 | 2,995 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,437,000 | 3,189 |
| Total interest expense | $48,000 | 5,894 |
| Net interest income | $3,389,000 | 2,946 |
| Provision for loan and lease losses | $-363,000 | 6,167 |
| Total noninterest income | $88,000 | 5,408 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $14,000 | 5,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $74,000 | 4,826 |
| Total noninterest expense | $2,510,000 | 3,253 |
| Salaries and employee benefits | $1,205,000 | 3,529 |
| Premises and equipment expense | $667,000 | 1,739 |
| Additional noninterest expense | $638,000 | 3,827 |
| Pre-tax net operating income | $1,330,000 | 2,549 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $600,000 | 1,474 |
| Income before extraordinary items | $730,000 | 3,335 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $730,000 | 3,335 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $730,000 | 3,336 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $409,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $730,000 | 3,268 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 3,176 |
| Total interest expense | $27,000 | 5,885 |
| Net interest income | $1,701,000 | 2,945 |
| Provision for loan and lease losses | $-468,000 | 6,323 |
| Total noninterest income | $16,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $10,000 | 5,789 |
| Total noninterest expense | $1,292,000 | 3,209 |
| Salaries and employee benefits | $609,000 | 3,538 |
| Premises and equipment expense | $348,000 | 1,691 |
| Additional noninterest expense | $335,000 | 3,700 |
| Pre-tax net operating income | $893,000 | 2,035 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $403,000 | 1,185 |
| Income before extraordinary items | $490,000 | 2,759 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $490,000 | 2,762 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $490,000 | 2,762 |
| Net charge-offs | $124,000 | 976 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $490,000 | 2,683 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 3,115 |
| Total interest expense | $168,000 | 5,668 |
| Net interest income | $7,038,000 | 2,876 |
| Provision for loan and lease losses | $-347,000 | 6,210 |
| Total noninterest income | $397,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $25,000 | 6,077 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $372,000 | 3,706 |
| Total noninterest expense | $5,339,000 | 3,172 |
| Salaries and employee benefits | $2,657,000 | 3,352 |
| Premises and equipment expense | $1,373,000 | 1,701 |
| Additional noninterest expense | $1,309,000 | 3,856 |
| Pre-tax net operating income | $2,443,000 | 2,627 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,137,000 | 1,424 |
| Income before extraordinary items | $1,306,000 | 3,477 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,306,000 | 3,479 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,306,000 | 3,479 |
| Net charge-offs | $-285,000 | 6,309 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,306,000 | 3,425 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 3,114 |
| Total interest expense | $134,000 | 5,688 |
| Net interest income | $5,330,000 | 2,883 |
| Provision for loan and lease losses | $-346,000 | 6,345 |
| Total noninterest income | $339,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $18,000 | 6,165 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $321,000 | 3,537 |
| Total noninterest expense | $4,039,000 | 3,168 |
| Salaries and employee benefits | $2,046,000 | 3,307 |
| Premises and equipment expense | $1,024,000 | 1,722 |
| Additional noninterest expense | $969,000 | 3,911 |
| Pre-tax net operating income | $1,976,000 | 2,532 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $926,000 | 1,380 |
| Income before extraordinary items | $1,050,000 | 3,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,050,000 | 3,400 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,050,000 | 3,400 |
| Net charge-offs | $-281,000 | 6,400 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,050,000 | 3,359 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 3,123 |
| Total interest expense | $96,000 | 5,671 |
| Net interest income | $3,525,000 | 2,900 |
| Provision for loan and lease losses | $-181,000 | 6,395 |
| Total noninterest income | $317,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $12,000 | 6,209 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $305,000 | 3,017 |
| Total noninterest expense | $2,771,000 | 3,112 |
| Salaries and employee benefits | $1,398,000 | 3,271 |
| Premises and equipment expense | $673,000 | 1,764 |
| Additional noninterest expense | $700,000 | 3,740 |
| Pre-tax net operating income | $1,252,000 | 2,567 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $599,000 | 1,377 |
| Income before extraordinary items | $653,000 | 3,468 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $653,000 | 3,474 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $653,000 | 3,474 |
| Net charge-offs | $-263,000 | 6,496 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $653,000 | 3,420 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 3,142 |
| Total interest expense | $54,000 | 5,612 |
| Net interest income | $1,755,000 | 2,920 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $27,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $21,000 | 5,497 |
| Total noninterest expense | $1,377,000 | 3,158 |
| Salaries and employee benefits | $722,000 | 3,223 |
| Premises and equipment expense | $335,000 | 1,801 |
| Additional noninterest expense | $320,000 | 3,961 |
| Pre-tax net operating income | $405,000 | 3,264 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $183,000 | 1,814 |
| Income before extraordinary items | $222,000 | 4,071 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $222,000 | 4,071 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $222,000 | 4,073 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $222,000 | 4,028 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,582,000 | 3,054 |
| Total interest expense | $418,000 | 4,815 |
| Net interest income | $7,164,000 | 2,859 |
| Provision for loan and lease losses | $57,000 | 4,190 |
| Total noninterest income | $240,000 | 5,416 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $25,000 | 6,358 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $215,000 | 4,524 |
| Total noninterest expense | $5,395,000 | 3,228 |
| Salaries and employee benefits | $2,773,000 | 3,283 |
| Premises and equipment expense | $1,346,000 | 1,744 |
| Additional noninterest expense | $1,276,000 | 4,053 |
| Pre-tax net operating income | $1,952,000 | 2,911 |
| Securities gains (losses) | $17,000 | 2,417 |
| Applicable income taxes | $851,000 | 1,625 |
| Income before extraordinary items | $1,118,000 | 3,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,118,000 | 3,685 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,118,000 | 3,686 |
| Net charge-offs | $555,000 | 1,908 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,107,120 | 3,657 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,718,000 | 3,078 |
| Total interest expense | $344,000 | 4,733 |
| Net interest income | $5,374,000 | 2,875 |
| Provision for loan and lease losses | $9,000 | 4,742 |
| Total noninterest income | $216,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $18,000 | 6,442 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $198,000 | 4,320 |
| Total noninterest expense | $4,047,000 | 3,233 |
| Salaries and employee benefits | $2,105,000 | 3,271 |
| Premises and equipment expense | $1,007,000 | 1,759 |
| Additional noninterest expense | $935,000 | 4,100 |
| Pre-tax net operating income | $1,534,000 | 2,877 |
| Securities gains (losses) | $17,000 | 2,288 |
| Applicable income taxes | $662,000 | 1,629 |
| Income before extraordinary items | $889,000 | 3,637 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $889,000 | 3,639 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $889,000 | 3,641 |
| Net charge-offs | $488,000 | 1,611 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $878,120 | 3,584 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,215,000 | 2,840 |
| Total interest expense | $318,000 | 4,109 |
| Net interest income | $3,897,000 | 2,665 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $151,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $11,000 | 6,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,300 |
| Total noninterest expense | $2,591,000 | 3,340 |
| Salaries and employee benefits | $1,426,000 | 3,260 |
| Premises and equipment expense | $668,000 | 1,756 |
| Additional noninterest expense | $497,000 | 4,647 |
| Pre-tax net operating income | $1,457,000 | 2,248 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $657,000 | 1,257 |
| Income before extraordinary items | $800,000 | 3,065 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $800,000 | 3,067 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $800,000 | 3,068 |
| Net charge-offs | $140,000 | 2,440 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $800,000 | 2,974 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 2,826 |
| Total interest expense | $179,000 | 3,932 |
| Net interest income | $1,963,000 | 2,660 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,037 |
| Total noninterest expense | $1,313,000 | 3,323 |
| Salaries and employee benefits | $718,000 | 3,266 |
| Premises and equipment expense | $334,000 | 1,785 |
| Additional noninterest expense | $261,000 | 4,554 |
| Pre-tax net operating income | $667,000 | 2,362 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $301,000 | 1,322 |
| Income before extraordinary items | $366,000 | 3,184 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $366,000 | 3,184 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $366,000 | 3,186 |
| Net charge-offs | $40,000 | 2,581 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $366,000 | 3,092 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,473,000 | 2,697 |
| Total interest expense | $882,000 | 3,910 |
| Net interest income | $8,591,000 | 2,499 |
| Provision for loan and lease losses | $420,000 | 2,950 |
| Total noninterest income | $87,000 | 6,380 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $17,000 | 6,708 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $70,000 | 5,615 |
| Total noninterest expense | $5,230,000 | 3,361 |
| Salaries and employee benefits | $2,886,000 | 3,218 |
| Premises and equipment expense | $1,301,000 | 1,818 |
| Additional noninterest expense | $1,043,000 | 4,693 |
| Pre-tax net operating income | $3,028,000 | 2,071 |
| Securities gains (losses) | $46,000 | 2,777 |
| Applicable income taxes | $1,389,000 | 1,158 |
| Income before extraordinary items | $1,685,000 | 2,907 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,685,000 | 2,909 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,685,000 | 2,909 |
| Net charge-offs | $351,000 | 3,107 |
| Cash dividends | $5,933,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,655,560 | 2,811 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,254,000 | 2,699 |
| Total interest expense | $685,000 | 3,946 |
| Net interest income | $6,569,000 | 2,487 |
| Provision for loan and lease losses | $420,000 | 2,518 |
| Total noninterest income | $61,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $13,000 | 6,792 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,795 |
| Total noninterest expense | $3,943,000 | 3,366 |
| Salaries and employee benefits | $2,207,000 | 3,194 |
| Premises and equipment expense | $978,000 | 1,826 |
| Additional noninterest expense | $758,000 | 4,803 |
| Pre-tax net operating income | $2,267,000 | 2,144 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,025,000 | 1,205 |
| Income before extraordinary items | $1,242,000 | 2,996 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,242,000 | 2,996 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,242,000 | 2,995 |
| Net charge-offs | $150,000 | 3,593 |
| Cash dividends | $1,023,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,242,000 | 2,850 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 2,661 |
| Total interest expense | $475,000 | 3,946 |
| Net interest income | $4,461,000 | 2,449 |
| Provision for loan and lease losses | $420,000 | 2,011 |
| Total noninterest income | $41,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $8,000 | 6,853 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,808 |
| Total noninterest expense | $2,611,000 | 3,404 |
| Salaries and employee benefits | $1,483,000 | 3,180 |
| Premises and equipment expense | $643,000 | 1,844 |
| Additional noninterest expense | $485,000 | 4,945 |
| Pre-tax net operating income | $1,471,000 | 2,171 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $666,000 | 1,224 |
| Income before extraordinary items | $805,000 | 3,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $805,000 | 3,026 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $805,000 | 3,026 |
| Net charge-offs | $150,000 | 3,037 |
| Cash dividends | $1,023,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $805,000 | 2,880 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,522,000 | 2,630 |
| Total interest expense | $254,000 | 3,900 |
| Net interest income | $2,268,000 | 2,413 |
| Provision for loan and lease losses | $240,000 | 1,789 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 5,857 |
| Total noninterest expense | $1,312,000 | 3,404 |
| Salaries and employee benefits | $748,000 | 3,181 |
| Premises and equipment expense | $315,000 | 1,893 |
| Additional noninterest expense | $249,000 | 4,879 |
| Pre-tax net operating income | $738,000 | 2,166 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $335,000 | 1,208 |
| Income before extraordinary items | $403,000 | 3,043 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $403,000 | 3,046 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $403,000 | 3,047 |
| Net charge-offs | $150,000 | 2,085 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $403,000 | 2,890 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,839,000 | 2,570 |
| Total interest expense | $1,098,000 | 4,179 |
| Net interest income | $9,741,000 | 2,252 |
| Provision for loan and lease losses | $640,000 | 3,072 |
| Total noninterest income | $79,000 | 6,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 6,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $36,000 | 6,116 |
| Total noninterest expense | $5,469,000 | 3,297 |
| Salaries and employee benefits | $3,027,000 | 3,099 |
| Premises and equipment expense | $1,548,000 | 1,599 |
| Additional noninterest expense | $894,000 | 5,174 |
| Pre-tax net operating income | $3,711,000 | 1,518 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,676,000 | 911 |
| Income before extraordinary items | $2,035,000 | 2,231 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,035,000 | 2,232 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,035,000 | 2,232 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $1,023,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,035,000 | 2,155 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,264,000 | 2,554 |
| Total interest expense | $822,000 | 4,309 |
| Net interest income | $7,442,000 | 2,218 |
| Provision for loan and lease losses | $400,000 | 3,210 |
| Total noninterest income | $61,000 | 6,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 6,455 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $28,000 | 6,205 |
| Total noninterest expense | $4,137,000 | 3,278 |
| Salaries and employee benefits | $2,277,000 | 3,095 |
| Premises and equipment expense | $1,171,000 | 1,608 |
| Additional noninterest expense | $689,000 | 5,140 |
| Pre-tax net operating income | $2,966,000 | 1,512 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $1,339,000 | 867 |
| Income before extraordinary items | $1,627,000 | 2,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,627,000 | 2,179 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,627,000 | 2,180 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $1,023,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,627,000 | 2,081 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,611,000 | 2,531 |
| Total interest expense | $551,000 | 4,395 |
| Net interest income | $5,060,000 | 2,162 |
| Provision for loan and lease losses | $240,000 | 3,291 |
| Total noninterest income | $39,000 | 6,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 6,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 6,313 |
| Total noninterest expense | $2,735,000 | 3,339 |
| Salaries and employee benefits | $1,541,000 | 3,085 |
| Premises and equipment expense | $780,000 | 1,620 |
| Additional noninterest expense | $414,000 | 5,449 |
| Pre-tax net operating income | $2,124,000 | 1,374 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $959,000 | 785 |
| Income before extraordinary items | $1,165,000 | 2,002 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,165,000 | 2,002 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,165,000 | 2,002 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $1,023,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,165,000 | 1,929 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 2,498 |
| Total interest expense | $289,000 | 4,403 |
| Net interest income | $2,564,000 | 2,121 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 6,519 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $1,393,000 | 3,302 |
| Salaries and employee benefits | $785,000 | 3,051 |
| Premises and equipment expense | $399,000 | 1,607 |
| Additional noninterest expense | $209,000 | 5,424 |
| Pre-tax net operating income | $1,068,000 | 1,357 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $482,000 | 772 |
| Income before extraordinary items | $586,000 | 1,952 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $586,000 | 1,951 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $586,000 | 1,952 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $586,000 | 1,901 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,942,000 | 2,508 |
| Total interest expense | $1,757,000 | 3,889 |
| Net interest income | $10,185,000 | 2,149 |
| Provision for loan and lease losses | $280,000 | 4,946 |
| Total noninterest income | $86,000 | 6,780 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 5,610 |
| Total noninterest expense | $5,317,000 | 3,426 |
| Salaries and employee benefits | $2,842,000 | 3,263 |
| Premises and equipment expense | $1,561,000 | 1,649 |
| Additional noninterest expense | $914,000 | 5,321 |
| Pre-tax net operating income | $4,674,000 | 1,090 |
| Securities gains (losses) | $233,000 | 1,464 |
| Applicable income taxes | $2,212,000 | 678 |
| Income before extraordinary items | $2,695,000 | 1,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,695,000 | 1,534 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,695,000 | 1,535 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $1,034,000 | 1,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,545,880 | 1,561 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,038,000 | 2,540 |
| Total interest expense | $1,412,000 | 3,855 |
| Net interest income | $7,626,000 | 2,170 |
| Provision for loan and lease losses | $160,000 | 5,166 |
| Total noninterest income | $63,000 | 6,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $63,000 | 5,757 |
| Total noninterest expense | $3,964,000 | 3,442 |
| Salaries and employee benefits | $2,098,000 | 3,323 |
| Premises and equipment expense | $1,166,000 | 1,679 |
| Additional noninterest expense | $700,000 | 5,264 |
| Pre-tax net operating income | $3,565,000 | 1,133 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $1,605,000 | 708 |
| Income before extraordinary items | $1,963,000 | 1,674 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,963,000 | 1,678 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,963,000 | 1,678 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $1,034,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,961,080 | 1,598 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 2,552 |
| Total interest expense | $999,000 | 3,814 |
| Net interest income | $5,094,000 | 2,173 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $46,000 | 6,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $46,000 | 5,686 |
| Total noninterest expense | $2,584,000 | 3,533 |
| Salaries and employee benefits | $1,353,000 | 3,424 |
| Premises and equipment expense | $768,000 | 1,723 |
| Additional noninterest expense | $463,000 | 5,303 |
| Pre-tax net operating income | $2,516,000 | 1,061 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $1,136,000 | 649 |
| Income before extraordinary items | $1,383,000 | 1,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,383,000 | 1,580 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,383,000 | 1,580 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $1,034,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,381,080 | 1,507 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 2,576 |
| Total interest expense | $535,000 | 3,745 |
| Net interest income | $2,550,000 | 2,180 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $26,000 | 6,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $26,000 | 5,620 |
| Total noninterest expense | $1,260,000 | 3,625 |
| Salaries and employee benefits | $661,000 | 3,537 |
| Premises and equipment expense | $394,000 | 1,723 |
| Additional noninterest expense | $205,000 | 5,632 |
| Pre-tax net operating income | $1,316,000 | 1,012 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $595,000 | 621 |
| Income before extraordinary items | $724,000 | 1,511 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $724,000 | 1,513 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $724,000 | 1,513 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $722,080 | 1,457 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,466,000 | 2,648 |
| Total interest expense | $3,236,000 | 3,229 |
| Net interest income | $9,230,000 | 2,364 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $95,000 | 7,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $95,000 | 5,706 |
| Total noninterest expense | $5,363,000 | 3,471 |
| Salaries and employee benefits | $2,470,000 | 3,722 |
| Premises and equipment expense | $1,511,000 | 1,800 |
| Additional noninterest expense | $1,382,000 | 4,313 |
| Pre-tax net operating income | $3,962,000 | 1,052 |
| Securities gains (losses) | $61,000 | 2,500 |
| Applicable income taxes | $1,948,000 | 578 |
| Income before extraordinary items | $2,075,000 | 1,609 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,075,000 | 1,607 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,075,000 | 1,608 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $1,034,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,035,960 | 1,594 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,427,000 | 2,665 |
| Total interest expense | $2,618,000 | 3,184 |
| Net interest income | $6,809,000 | 2,400 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $68,000 | 7,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $68,000 | 5,894 |
| Total noninterest expense | $4,025,000 | 3,480 |
| Salaries and employee benefits | $1,825,000 | 3,805 |
| Premises and equipment expense | $1,131,000 | 1,815 |
| Additional noninterest expense | $1,069,000 | 4,204 |
| Pre-tax net operating income | $2,852,000 | 1,144 |
| Securities gains (losses) | $56,000 | 2,228 |
| Applicable income taxes | $1,446,000 | 619 |
| Income before extraordinary items | $1,462,000 | 1,825 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,462,000 | 1,824 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,462,000 | 1,825 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $1,034,000 | 1,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,426,160 | 1,818 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 2,685 |
| Total interest expense | $1,895,000 | 3,093 |
| Net interest income | $4,433,000 | 2,434 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $39,000 | 7,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $2,718,000 | 3,478 |
| Salaries and employee benefits | $1,205,000 | 3,888 |
| Premises and equipment expense | $740,000 | 1,868 |
| Additional noninterest expense | $773,000 | 3,972 |
| Pre-tax net operating income | $1,754,000 | 1,311 |
| Securities gains (losses) | $36,000 | 2,081 |
| Applicable income taxes | $808,000 | 744 |
| Income before extraordinary items | $982,000 | 1,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 1,869 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $982,000 | 1,871 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $1,034,000 | 861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $958,960 | 1,854 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 2,732 |
| Total interest expense | $1,021,000 | 3,004 |
| Net interest income | $2,123,000 | 2,551 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $27,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $1,508,000 | 3,136 |
| Salaries and employee benefits | $601,000 | 3,915 |
| Premises and equipment expense | $375,000 | 1,883 |
| Additional noninterest expense | $532,000 | 2,848 |
| Pre-tax net operating income | $642,000 | 1,944 |
| Securities gains (losses) | $17,000 | 1,747 |
| Applicable income taxes | $297,000 | 1,061 |
| Income before extraordinary items | $362,000 | 2,757 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 2,755 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $362,000 | 2,758 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $351,120 | 2,675 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,575,000 | 2,908 |
| Total interest expense | $4,730,000 | 3,115 |
| Net interest income | $7,845,000 | 2,763 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $126,000 | 7,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $126,000 | 5,607 |
| Total noninterest expense | $4,429,000 | 3,931 |
| Salaries and employee benefits | $2,366,000 | 3,936 |
| Premises and equipment expense | $1,482,000 | 1,847 |
| Additional noninterest expense | $581,000 | 6,304 |
| Pre-tax net operating income | $3,542,000 | 1,543 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,608,000 | 815 |
| Income before extraordinary items | $1,934,000 | 2,055 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,934,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $871,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,934,000 | 2,168 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 2,987 |
| Total interest expense | $3,596,000 | 3,180 |
| Net interest income | $5,799,000 | 2,811 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $92,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 5,760 |
| Total noninterest expense | $3,307,000 | 3,925 |
| Salaries and employee benefits | $1,784,000 | 3,952 |
| Premises and equipment expense | $1,102,000 | 1,850 |
| Additional noninterest expense | $421,000 | 6,354 |
| Pre-tax net operating income | $2,584,000 | 1,866 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,155,000 | 1,036 |
| Income before extraordinary items | $1,429,000 | 2,420 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,429,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $871,000 | 2,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,429,000 | 2,530 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 3,025 |
| Total interest expense | $2,552,000 | 3,128 |
| Net interest income | $3,724,000 | 2,898 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $61,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $2,212,000 | 3,934 |
| Salaries and employee benefits | $1,200,000 | 3,955 |
| Premises and equipment expense | $736,000 | 1,856 |
| Additional noninterest expense | $276,000 | 6,399 |
| Pre-tax net operating income | $1,573,000 | 2,104 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $691,000 | 1,242 |
| Income before extraordinary items | $882,000 | 2,849 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $882,000 | 2,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $871,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $882,000 | 2,789 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 3,102 |
| Total interest expense | $1,388,000 | 3,088 |
| Net interest income | $1,740,000 | 3,094 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $1,116,000 | 3,916 |
| Salaries and employee benefits | $608,000 | 3,930 |
| Premises and equipment expense | $372,000 | 1,832 |
| Additional noninterest expense | $136,000 | 6,426 |
| Pre-tax net operating income | $654,000 | 2,546 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $285,000 | 1,527 |
| Income before extraordinary items | $369,000 | 3,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $369,000 | 3,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $369,000 | 3,265 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,139,000 | 3,257 |
| Total interest expense | $5,137,000 | 3,402 |
| Net interest income | $7,002,000 | 3,106 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $118,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $118,000 | 5,971 |
| Total noninterest expense | $4,423,000 | 3,810 |
| Salaries and employee benefits | $2,398,000 | 3,848 |
| Premises and equipment expense | $1,474,000 | 1,790 |
| Additional noninterest expense | $551,000 | 6,355 |
| Pre-tax net operating income | $2,697,000 | 2,653 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,227,000 | 1,626 |
| Income before extraordinary items | $1,470,000 | 3,489 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,470,000 | 3,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $871,000 | 2,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,470,000 | 3,475 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,067,000 | 3,272 |
| Total interest expense | $3,834,000 | 3,412 |
| Net interest income | $5,233,000 | 3,117 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $87,000 | 7,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $87,000 | 6,033 |
| Total noninterest expense | $3,319,000 | 3,797 |
| Salaries and employee benefits | $1,810,000 | 3,815 |
| Premises and equipment expense | $1,100,000 | 1,782 |
| Additional noninterest expense | $409,000 | 6,335 |
| Pre-tax net operating income | $2,001,000 | 2,829 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $840,000 | 1,839 |
| Income before extraordinary items | $1,161,000 | 3,544 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,161,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $871,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,161,000 | 3,525 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 3,295 |
| Total interest expense | $2,512,000 | 3,441 |
| Net interest income | $3,472,000 | 3,150 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $58,000 | 7,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $58,000 | 6,055 |
| Total noninterest expense | $2,229,000 | 3,798 |
| Salaries and employee benefits | $1,227,000 | 3,816 |
| Premises and equipment expense | $725,000 | 1,814 |
| Additional noninterest expense | $277,000 | 6,329 |
| Pre-tax net operating income | $1,301,000 | 2,945 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $493,000 | 2,088 |
| Income before extraordinary items | $808,000 | 3,495 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $808,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $871,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $808,000 | 3,472 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 3,371 |
| Total interest expense | $1,184,000 | 3,565 |
| Net interest income | $1,717,000 | 3,165 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $29,000 | 7,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $1,164,000 | 3,655 |
| Salaries and employee benefits | $654,000 | 3,640 |
| Premises and equipment expense | $363,000 | 1,832 |
| Additional noninterest expense | $147,000 | 6,164 |
| Pre-tax net operating income | $582,000 | 3,185 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $244,000 | 2,125 |
| Income before extraordinary items | $338,000 | 3,914 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $338,000 | 3,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $338,000 | 3,889 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 3,310 |
| Total interest expense | $3,598,000 | 3,841 |
| Net interest income | $7,429,000 | 2,946 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $154,000 | 7,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $154,000 | 5,572 |
| Total noninterest expense | $4,258,000 | 3,804 |
| Salaries and employee benefits | $2,382,000 | 3,742 |
| Premises and equipment expense | $1,372,000 | 1,836 |
| Additional noninterest expense | $504,000 | 6,521 |
| Pre-tax net operating income | $3,325,000 | 2,588 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,499,000 | 1,667 |
| Income before extraordinary items | $1,826,000 | 3,308 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,826,000 | 3,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $871,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,826,000 | 3,293 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,177,000 | 3,318 |
| Total interest expense | $2,505,000 | 3,948 |
| Net interest income | $5,672,000 | 2,930 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $124,000 | 7,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $124,000 | 5,471 |
| Total noninterest expense | $3,138,000 | 3,848 |
| Salaries and employee benefits | $1,747,000 | 3,810 |
| Premises and equipment expense | $1,008,000 | 1,873 |
| Additional noninterest expense | $383,000 | 6,499 |
| Pre-tax net operating income | $2,658,000 | 2,538 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,208,000 | 1,640 |
| Income before extraordinary items | $1,450,000 | 3,276 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,450,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $871,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,450,000 | 3,271 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,311,000 | 3,338 |
| Total interest expense | $1,549,000 | 4,025 |
| Net interest income | $3,762,000 | 2,953 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $90,000 | 7,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 5,350 |
| Total noninterest expense | $2,066,000 | 3,913 |
| Salaries and employee benefits | $1,152,000 | 3,856 |
| Premises and equipment expense | $655,000 | 1,920 |
| Additional noninterest expense | $259,000 | 6,479 |
| Pre-tax net operating income | $1,786,000 | 2,532 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $818,000 | 1,638 |
| Income before extraordinary items | $968,000 | 3,289 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $968,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $871,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $968,000 | 3,284 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 3,325 |
| Total interest expense | $730,000 | 4,067 |
| Net interest income | $1,882,000 | 2,933 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $58,000 | 6,685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,825 |
| Total noninterest expense | $1,038,000 | 3,907 |
| Salaries and employee benefits | $583,000 | 3,847 |
| Premises and equipment expense | $323,000 | 1,959 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $902,000 | 2,458 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $419,000 | 1,600 |
| Income before extraordinary items | $483,000 | 3,250 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $483,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $483,000 | 3,230 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,102,000 | 3,131 |
| Total interest expense | $1,905,000 | 4,576 |
| Net interest income | $8,197,000 | 2,638 |
| Provision for loan and lease losses | $7,000 | 6,907 |
| Total noninterest income | $289,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $289,000 | 4,419 |
| Total noninterest expense | $3,861,000 | 3,969 |
| Salaries and employee benefits | $2,220,000 | 3,821 |
| Premises and equipment expense | $1,139,000 | 2,104 |
| Additional noninterest expense | $502,000 | 6,571 |
| Pre-tax net operating income | $4,618,000 | 1,983 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,066,000 | 1,321 |
| Income before extraordinary items | $2,552,000 | 2,559 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,552,000 | 2,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $871,000 | 2,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,552,000 | 2,535 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 3,077 |
| Total interest expense | $1,269,000 | 4,784 |
| Net interest income | $6,319,000 | 2,558 |
| Provision for loan and lease losses | $7,000 | 6,660 |
| Total noninterest income | $228,000 | 6,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $228,000 | 4,316 |
| Total noninterest expense | $2,818,000 | 4,025 |
| Salaries and employee benefits | $1,609,000 | 3,896 |
| Premises and equipment expense | $838,000 | 2,129 |
| Additional noninterest expense | $371,000 | 6,581 |
| Pre-tax net operating income | $3,722,000 | 1,878 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,696,000 | 1,249 |
| Income before extraordinary items | $2,026,000 | 2,462 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,026,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $871,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,026,000 | 2,433 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 3,075 |
| Total interest expense | $784,000 | 4,840 |
| Net interest income | $4,147,000 | 2,565 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $122,000 | 6,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $122,000 | 4,775 |
| Total noninterest expense | $1,877,000 | 4,010 |
| Salaries and employee benefits | $1,076,000 | 3,870 |
| Premises and equipment expense | $555,000 | 2,130 |
| Additional noninterest expense | $246,000 | 6,582 |
| Pre-tax net operating income | $2,385,000 | 1,912 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,074,000 | 1,291 |
| Income before extraordinary items | $1,311,000 | 2,472 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,311,000 | 2,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $871,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,311,000 | 2,437 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 3,043 |
| Total interest expense | $357,000 | 5,001 |
| Net interest income | $2,091,000 | 2,554 |
| Provision for loan and lease losses | $7,000 | 5,663 |
| Total noninterest income | $61,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $955,000 | 3,982 |
| Salaries and employee benefits | $547,000 | 3,829 |
| Premises and equipment expense | $284,000 | 2,106 |
| Additional noninterest expense | $124,000 | 6,570 |
| Pre-tax net operating income | $1,190,000 | 1,897 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $542,000 | 1,256 |
| Income before extraordinary items | $648,000 | 2,455 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $648,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $648,000 | 2,415 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,746,000 | 2,900 |
| Total interest expense | $1,178,000 | 5,170 |
| Net interest income | $8,568,000 | 2,388 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $295,000 | 6,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $295,000 | 4,303 |
| Total noninterest expense | $3,730,000 | 3,964 |
| Salaries and employee benefits | $2,147,000 | 3,761 |
| Premises and equipment expense | $1,092,000 | 2,109 |
| Additional noninterest expense | $491,000 | 6,602 |
| Pre-tax net operating income | $5,133,000 | 1,656 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,140,000 | 1,191 |
| Income before extraordinary items | $2,993,000 | 2,081 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,993,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $654,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,993,000 | 2,040 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,271,000 | 2,882 |
| Total interest expense | $860,000 | 5,213 |
| Net interest income | $6,411,000 | 2,358 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $197,000 | 6,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $197,000 | 4,529 |
| Total noninterest expense | $2,740,000 | 3,991 |
| Salaries and employee benefits | $1,567,000 | 3,829 |
| Premises and equipment expense | $812,000 | 2,117 |
| Additional noninterest expense | $361,000 | 6,622 |
| Pre-tax net operating income | $3,868,000 | 1,667 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,560,000 | 1,242 |
| Income before extraordinary items | $2,308,000 | 2,033 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,308,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $654,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,308,000 | 1,980 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 2,863 |
| Total interest expense | $572,000 | 5,252 |
| Net interest income | $4,283,000 | 2,329 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $125,000 | 6,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $125,000 | 4,692 |
| Total noninterest expense | $1,820,000 | 4,045 |
| Salaries and employee benefits | $1,046,000 | 3,844 |
| Premises and equipment expense | $537,000 | 2,127 |
| Additional noninterest expense | $237,000 | 6,705 |
| Pre-tax net operating income | $2,588,000 | 1,633 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $980,000 | 1,301 |
| Income before extraordinary items | $1,608,000 | 1,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,608,000 | 1,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $654,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,608,000 | 1,896 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 2,844 |
| Total interest expense | $290,000 | 5,270 |
| Net interest income | $2,165,000 | 2,299 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $76,000 | 6,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $919,000 | 4,024 |
| Salaries and employee benefits | $525,000 | 3,847 |
| Premises and equipment expense | $275,000 | 2,111 |
| Additional noninterest expense | $119,000 | 6,689 |
| Pre-tax net operating income | $1,322,000 | 1,562 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $620,000 | 1,092 |
| Income before extraordinary items | $702,000 | 2,176 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $702,000 | 2,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $702,000 | 2,095 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,173,000 | 2,790 |
| Total interest expense | $1,457,000 | 4,959 |
| Net interest income | $8,716,000 | 2,221 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $390,000 | 6,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $390,000 | 4,025 |
| Total noninterest expense | $3,645,000 | 3,972 |
| Salaries and employee benefits | $2,041,000 | 3,859 |
| Premises and equipment expense | $1,063,000 | 2,143 |
| Additional noninterest expense | $541,000 | 6,305 |
| Pre-tax net operating income | $5,461,000 | 1,505 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,514,000 | 1,074 |
| Income before extraordinary items | $2,947,000 | 2,070 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,947,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $545,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,947,000 | 1,980 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 2,801 |
| Total interest expense | $1,162,000 | 4,910 |
| Net interest income | $6,548,000 | 2,230 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $275,000 | 6,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $275,000 | 4,188 |
| Total noninterest expense | $2,702,000 | 3,995 |
| Salaries and employee benefits | $1,502,000 | 3,908 |
| Premises and equipment expense | $796,000 | 2,152 |
| Additional noninterest expense | $404,000 | 6,316 |
| Pre-tax net operating income | $4,121,000 | 1,538 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,951,000 | 1,083 |
| Income before extraordinary items | $2,170,000 | 2,166 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,170,000 | 2,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $545,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,170,000 | 2,057 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,210,000 | 2,782 |
| Total interest expense | $828,000 | 4,832 |
| Net interest income | $4,382,000 | 2,221 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $196,000 | 6,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $196,000 | 4,078 |
| Total noninterest expense | $1,829,000 | 3,942 |
| Salaries and employee benefits | $1,015,000 | 3,862 |
| Premises and equipment expense | $530,000 | 2,143 |
| Additional noninterest expense | $284,000 | 6,149 |
| Pre-tax net operating income | $2,749,000 | 1,530 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,309,000 | 1,103 |
| Income before extraordinary items | $1,440,000 | 2,186 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,440,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $545,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,440,000 | 2,066 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,601,000 | 2,805 |
| Total interest expense | $432,000 | 4,799 |
| Net interest income | $2,169,000 | 2,243 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $69,000 | 6,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $69,000 | 4,643 |
| Total noninterest expense | $919,000 | 3,933 |
| Salaries and employee benefits | $485,000 | 4,000 |
| Premises and equipment expense | $268,000 | 2,126 |
| Additional noninterest expense | $166,000 | 5,612 |
| Pre-tax net operating income | $1,319,000 | 1,593 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $640,000 | 1,138 |
| Income before extraordinary items | $679,000 | 2,249 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $679,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $679,000 | 2,130 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,522,000 | 2,888 |
| Total interest expense | $2,213,000 | 4,501 |
| Net interest income | $8,309,000 | 2,331 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $371,000 | 5,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $371,000 | 3,831 |
| Total noninterest expense | $3,285,000 | 4,159 |
| Salaries and employee benefits | $1,867,000 | 3,967 |
| Premises and equipment expense | $937,000 | 2,317 |
| Additional noninterest expense | $481,000 | 6,617 |
| Pre-tax net operating income | $5,377,000 | 1,524 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,420,000 | 1,107 |
| Income before extraordinary items | $2,957,000 | 2,025 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,957,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $440,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,957,000 | 1,958 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,112,000 | 3,275 |
| Total interest expense | $4,261,000 | 3,610 |
| Net interest income | $5,851,000 | 3,004 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $295,000 | 6,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $295,000 | 4,146 |
| Total noninterest expense | $2,760,000 | 4,624 |
| Salaries and employee benefits | $1,499,000 | 4,514 |
| Premises and equipment expense | $808,000 | 2,610 |
| Additional noninterest expense | $453,000 | 6,766 |
| Pre-tax net operating income | $3,386,000 | 2,030 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,519,000 | 1,479 |
| Income before extraordinary items | $1,867,000 | 2,698 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,867,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $440,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,867,000 | 2,612 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,404,000 | 3,584 |
| Total interest expense | $4,298,000 | 3,757 |
| Net interest income | $5,106,000 | 3,409 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $320,000 | 6,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $320,000 | 3,785 |
| Total noninterest expense | $2,343,000 | 5,086 |
| Salaries and employee benefits | $1,383,000 | 4,672 |
| Premises and equipment expense | $551,000 | 3,509 |
| Additional noninterest expense | $409,000 | 7,080 |
| Pre-tax net operating income | $3,083,000 | 2,340 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,641,000 | 1,393 |
| Income before extraordinary items | $1,442,000 | 3,355 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,442,000 | 3,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $440,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,442,000 | 3,344 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 3,638 |
| Total interest expense | $3,504,000 | 4,040 |
| Net interest income | $5,159,000 | 3,361 |
| Provision for loan and lease losses | $38,000 | 6,950 |
| Total noninterest income | $559,000 | 4,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $559,000 | 2,751 |
| Total noninterest expense | $2,071,000 | 5,558 |
| Salaries and employee benefits | $1,244,000 | 5,034 |
| Premises and equipment expense | $357,000 | 4,899 |
| Additional noninterest expense | $470,000 | 6,745 |
| Pre-tax net operating income | $3,609,000 | 2,023 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $1,662,000 | 1,444 |
| Income before extraordinary items | $1,951,000 | 2,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,951,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $330,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,948,440 | 2,616 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,780,000 | 3,612 |
| Total interest expense | $3,816,000 | 3,831 |
| Net interest income | $4,964,000 | 3,423 |
| Provision for loan and lease losses | $-133,000 | 10,344 |
| Total noninterest income | $218,000 | 7,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $218,000 | 4,743 |
| Total noninterest expense | $1,849,000 | 5,885 |
| Salaries and employee benefits | $1,044,000 | 5,607 |
| Premises and equipment expense | $354,000 | 4,844 |
| Additional noninterest expense | $451,000 | 6,795 |
| Pre-tax net operating income | $3,466,000 | 2,087 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,561,000 | 1,564 |
| Income before extraordinary items | $1,905,000 | 2,667 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,905,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,973 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,905,000 | 2,592 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,481,000 | 3,765 |
| Total interest expense | $3,709,000 | 3,946 |
| Net interest income | $4,772,000 | 3,640 |
| Provision for loan and lease losses | $41,000 | 6,989 |
| Total noninterest income | $211,000 | 7,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $211,000 | 4,840 |
| Total noninterest expense | $1,811,000 | 6,046 |
| Salaries and employee benefits | $1,003,000 | 5,854 |
| Premises and equipment expense | $343,000 | 4,973 |
| Additional noninterest expense | $465,000 | 6,800 |
| Pre-tax net operating income | $3,131,000 | 2,392 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,354,000 | 1,870 |
| Income before extraordinary items | $1,777,000 | 2,864 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,777,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $220,000 | 5,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,777,000 | 2,812 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,224,000 | 3,928 |
| Total interest expense | $3,588,000 | 4,099 |
| Net interest income | $4,636,000 | 3,795 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $206,000 | 8,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $206,000 | 5,078 |
| Total noninterest expense | $2,403,000 | 5,175 |
| Salaries and employee benefits | $923,000 | 6,349 |
| Premises and equipment expense | $341,000 | 5,103 |
| Additional noninterest expense | $1,139,000 | 3,946 |
| Pre-tax net operating income | $2,389,000 | 2,901 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $951,000 | 2,465 |
| Income before extraordinary items | $1,438,000 | 3,328 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,438,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,582 |
| Cash dividends | $110,000 | 6,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,438,000 | 3,286 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 4,213 |
| Total interest expense | $3,492,000 | 4,167 |
| Net interest income | $4,106,000 | 4,217 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $143,000 | 9,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $143,000 | 6,129 |
| Total noninterest expense | $1,736,000 | 6,633 |
| Salaries and employee benefits | $849,000 | 6,830 |
| Premises and equipment expense | $327,000 | 5,286 |
| Additional noninterest expense | $560,000 | 6,776 |
| Pre-tax net operating income | $2,450,000 | 2,906 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $796,000 | 2,883 |
| Income before extraordinary items | $1,654,000 | 2,970 |
| Extraordinary gains, net | $-147,000 | 11,941 |
| Net income | $1,507,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $110,000 | 6,621 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,654,000 | 2,936 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,679,000 | 4,413 |
| Total interest expense | $2,428,000 | 4,773 |
| Net interest income | $4,251,000 | 4,143 |
| Provision for loan and lease losses | $181,000 | 3,194 |
| Total noninterest income | $134,000 | 10,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $1,714,000 | 6,946 |
| Salaries and employee benefits | $876,000 | 6,778 |
| Premises and equipment expense | $355,000 | 5,044 |
| Additional noninterest expense | $483,000 | 8,026 |
| Pre-tax net operating income | $2,490,000 | 2,841 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $1,155,000 | 1,954 |
| Income before extraordinary items | $1,331,000 | 3,522 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,331,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $165,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,333,560 | 3,549 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,433,000 | 4,655 |
| Total interest expense | $2,280,000 | 5,213 |
| Net interest income | $4,153,000 | 4,254 |
| Provision for loan and lease losses | $249,000 | 3,423 |
| Total noninterest income | $153,000 | 10,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $153,000 | 6,500 |
| Total noninterest expense | $1,612,000 | 7,464 |
| Salaries and employee benefits | $894,000 | 6,750 |
| Premises and equipment expense | $341,000 | 5,335 |
| Additional noninterest expense | $377,000 | 9,516 |
| Pre-tax net operating income | $2,445,000 | 2,764 |
| Securities gains (losses) | $111,000 | 2,352 |
| Applicable income taxes | $972,000 | 2,323 |
| Income before extraordinary items | $1,584,000 | 3,081 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,584,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $33,000 | 8,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,512,960 | 3,049 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 5,539 |
| Total interest expense | $2,466,000 | 6,056 |
| Net interest income | $3,474,000 | 5,044 |
| Provision for loan and lease losses | $107,000 | 7,099 |
| Total noninterest income | $115,000 | 11,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $115,000 | 7,597 |
| Total noninterest expense | $1,616,000 | 7,518 |
| Salaries and employee benefits | $866,000 | 6,836 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $422,000 | 9,304 |
| Pre-tax net operating income | $1,867,000 | 3,315 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $971,000 | 2,166 |
| Income before extraordinary items | $897,000 | 4,944 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $897,000 | 4,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $66,000 | 7,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $895,720 | 4,639 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.