Home > Chillicothe State Bank > Income and Expense
Chillicothe State Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 10,452 |
| Total interest expense | $642,000 | 10,394 |
| Net interest income | $1,000,000 | 10,392 |
| Provision for loan and lease losses | $121,000 | 4,029 |
| Total noninterest income | $128,000 | 10,141 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $675,000 | 10,811 |
| Salaries and employee benefits | $365,000 | 10,598 |
| Premises and equipment expense | $56,000 | 11,432 |
| Additional noninterest expense | $254,000 | 10,478 |
| Pre-tax net operating income | $332,000 | 9,887 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $94,000 | 9,503 |
| Income before extraordinary items | $232,000 | 9,896 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $232,000 | 9,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $60,000 | 7,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $236,260 | 9,917 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 10,863 |
| Total interest expense | $710,000 | 10,525 |
| Net interest income | $962,000 | 10,918 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $124,000 | 10,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $611,000 | 11,591 |
| Salaries and employee benefits | $295,000 | 11,706 |
| Premises and equipment expense | $56,000 | 11,992 |
| Additional noninterest expense | $260,000 | 10,951 |
| Pre-tax net operating income | $411,000 | 9,328 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $300,000 | 9,481 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $300,000 | 9,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,247 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $300,000 | 9,216 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 11,246 |
| Total interest expense | $882,000 | 10,946 |
| Net interest income | $943,000 | 11,331 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $105,000 | 11,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $571,000 | 12,247 |
| Salaries and employee benefits | $288,000 | 12,154 |
| Premises and equipment expense | $58,000 | 12,372 |
| Additional noninterest expense | $225,000 | 11,889 |
| Pre-tax net operating income | $337,000 | 9,802 |
| Securities gains (losses) | $-80,000 | 13,753 |
| Applicable income taxes | $50,000 | 11,256 |
| Income before extraordinary items | $207,000 | 10,504 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $207,000 | 10,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 5,062 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $271,800 | 9,289 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.