Home > Chicopee Savings Bank > Assets and Liabilities
Chicopee Savings Bank, Assets and Liabilities
| 2016-09-30 | Rank | |
| # of Employees: | 118 | 1,234 |
| Assets and Liabilities | ||
| Total Assets: | $723,903,000 | 1,016 |
| Cash and due from depository institutions | $42,902,000 | 1,234 |
| Interest-bearing balances | $27,701,000 | 1,264 |
| Securities | $31,606,000 | 3,125 |
| Federal funds sold & reverse repurchase agreements | $4,754,000 | 672 |
| Net loans & leases | $611,032,000 | 837 |
| Loan loss allowance | $5,713,000 | 1,095 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $8,159,000 | 1,407 |
| Other real estate owned | $0 | 1,234 |
| Goodwill and other intangibles | $145,000 | 2,407 |
| All other assets | $25,305,000 | 854 |
| Life insurance assets | $15,123,000 | 632 |
| Total liabilities and capital | $723,903,000 | 1,016 |
| Total liabilities | $645,253,000 | 1,016 |
| Total deposits | $566,559,000 | 1,056 |
| Interest-bearing deposits | $436,449,000 | 1,075 |
| Deposits held in domestic offices | $566,559,000 | 1,056 |
| % insured | 76.14% | 4,344 |
| Federal funds purchased & repurchase agreements | $0 | 1,774 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $74,179,000 | 492 |
| Subordinated debt | $0 | 113 |
| All other liabilities | $4,515,000 | 1,203 |
| Total equity capital | $78,650,000 | 1,047 |
| Total bank equity capital | $78,650,000 | 1,046 |
| Perpetual preferred stock | $0 | 115 |
| Common stock | $42,918,000 | 99 |
| Surplus | $35,701,000 | 916 |
| Undivided profits | $31,000 | 5,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 128 |
| Memoranda | ||
| Noncurrent loans and leases | $6,434,000 | 743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 849 |
| Income earned, not collected on loans | $1,713,000 | 1,633 |
| Earning assets | $675,093,000 | 1,012 |
| Long-term assets (5+ years) | $265,834,000 | 899 |
| Average Assets, year-to-date | $698,238,000 | 1,027 |
| Average Assets, quarterly | $712,454,000 | 1,024 |
| Volatile liabilities | $73,396,000 | 759 |
| Insider loans | $1,275,000 | 2,875 |
| FHLB advances | $70,253,000 | 470 |
| Loans and leases held for sale | $188,000 | 1,708 |
| Unused loan commitments | $103,513,000 | 962 |
| Tier 1 (core) risk-based capital | $77,897,000 | 992 |
| Tier 2 risk-based capital | $5,734,000 | 1,006 |
| Total risk weighted assets | $588,877,000 | 924 |
| Total unused commitments | $103,513,000 | 962 |
| Derivatives | $0 | 1,446 |
| 2016-06-30 | Rank | |
| # of Employees: | 123 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $701,005,000 | 1,044 |
| Cash and due from depository institutions | $29,647,000 | 1,176 |
| Interest-bearing balances | $20,938,000 | 1,548 |
| Securities | $31,997,000 | 3,175 |
| Federal funds sold & reverse repurchase agreements | $4,619,000 | 684 |
| Net loans & leases | $599,950,000 | 840 |
| Loan loss allowance | $5,742,000 | 1,097 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,306,000 | 1,377 |
| Other real estate owned | $1,061,000 | 1,176 |
| Goodwill and other intangibles | $158,000 | 2,386 |
| All other assets | $25,267,000 | 858 |
| Life insurance assets | $15,044,000 | 638 |
| Total liabilities and capital | $701,005,000 | 1,044 |
| Total liabilities | $623,286,000 | 1,042 |
| Total deposits | $545,355,000 | 1,085 |
| Interest-bearing deposits | $428,884,000 | 1,092 |
| Deposits held in domestic offices | $545,355,000 | 1,085 |
| % insured | 76.68% | 4,364 |
| Federal funds purchased & repurchase agreements | $0 | 1,871 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $74,379,000 | 509 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $3,552,000 | 1,381 |
| Total equity capital | $77,719,000 | 1,054 |
| Total bank equity capital | $77,719,000 | 1,052 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $42,756,000 | 100 |
| Surplus | $34,939,000 | 935 |
| Undivided profits | $24,000 | 5,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $7,034,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $1,701,000 | 1,533 |
| Earning assets | $657,504,000 | 1,026 |
| Long-term assets (5+ years) | $261,465,000 | 905 |
| Average Assets, year-to-date | $689,683,000 | 1,038 |
| Average Assets, quarterly | $695,873,000 | 1,040 |
| Volatile liabilities | $72,326,000 | 764 |
| Insider loans | $1,276,000 | 2,927 |
| FHLB advances | $70,453,000 | 497 |
| Loans and leases held for sale | $596,000 | 1,352 |
| Unused loan commitments | $109,717,000 | 922 |
| Tier 1 (core) risk-based capital | $76,973,000 | 993 |
| Tier 2 risk-based capital | $5,759,000 | 991 |
| Total risk weighted assets | $581,638,000 | 922 |
| Total unused commitments | $109,717,000 | 922 |
| Derivatives | $0 | 1,453 |
| 2016-03-31 | Rank | |
| # of Employees: | 122 | 1,174 |
| Assets and Liabilities | ||
| Total Assets: | $690,741,000 | 1,044 |
| Cash and due from depository institutions | $32,597,000 | 1,174 |
| Interest-bearing balances | $22,860,000 | 1,529 |
| Securities | $32,331,000 | 3,223 |
| Federal funds sold & reverse repurchase agreements | $5,440,000 | 682 |
| Net loans & leases | $585,267,000 | 841 |
| Loan loss allowance | $5,684,000 | 1,100 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,445,000 | 1,348 |
| Other real estate owned | $1,143,000 | 1,174 |
| Goodwill and other intangibles | $179,000 | 2,353 |
| All other assets | $25,339,000 | 852 |
| Life insurance assets | $14,966,000 | 632 |
| Total liabilities and capital | $690,741,000 | 1,044 |
| Total liabilities | $610,926,000 | 1,049 |
| Total deposits | $530,516,000 | 1,112 |
| Interest-bearing deposits | $415,142,000 | 1,125 |
| Deposits held in domestic offices | $530,516,000 | 1,112 |
| % insured | 78.44% | 4,133 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $77,571,000 | 453 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $2,839,000 | 1,554 |
| Total equity capital | $79,815,000 | 1,006 |
| Total bank equity capital | $79,815,000 | 1,005 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $42,596,000 | 101 |
| Surplus | $37,184,000 | 887 |
| Undivided profits | $35,000 | 5,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $6,803,000 | 750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,710,000 | 1,516 |
| Earning assets | $645,898,000 | 1,031 |
| Long-term assets (5+ years) | $248,099,000 | 947 |
| Average Assets, year-to-date | $684,022,000 | 1,039 |
| Average Assets, quarterly | $684,022,000 | 1,039 |
| Volatile liabilities | $70,268,000 | 750 |
| Insider loans | $1,278,000 | 2,957 |
| FHLB advances | $73,645,000 | 432 |
| Loans and leases held for sale | $219,000 | 1,573 |
| Unused loan commitments | $111,403,000 | 904 |
| Tier 1 (core) risk-based capital | $79,178,000 | 960 |
| Tier 2 risk-based capital | $5,708,000 | 994 |
| Total risk weighted assets | $570,754,000 | 915 |
| Total unused commitments | $111,403,000 | 904 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 124 | 1,160 |
| Assets and Liabilities | ||
| Total Assets: | $677,303,000 | 1,042 |
| Cash and due from depository institutions | $22,965,000 | 1,160 |
| Interest-bearing balances | $13,647,000 | 2,203 |
| Securities | $32,655,000 | 3,219 |
| Federal funds sold & reverse repurchase agreements | $4,613,000 | 730 |
| Net loans & leases | $581,310,000 | 831 |
| Loan loss allowance | $5,615,000 | 1,103 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $8,509,000 | 1,347 |
| Other real estate owned | $1,435,000 | 1,160 |
| Goodwill and other intangibles | $192,000 | 2,335 |
| All other assets | $25,624,000 | 839 |
| Life insurance assets | $14,881,000 | 625 |
| Total liabilities and capital | $677,303,000 | 1,042 |
| Total liabilities | $598,352,000 | 1,045 |
| Total deposits | $510,386,000 | 1,137 |
| Interest-bearing deposits | $407,954,000 | 1,127 |
| Deposits held in domestic offices | $510,386,000 | 1,137 |
| % insured | 78.83% | 4,079 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $85,256,000 | 444 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $2,710,000 | 1,584 |
| Total equity capital | $78,951,000 | 996 |
| Total bank equity capital | $78,951,000 | 995 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $42,436,000 | 101 |
| Surplus | $36,478,000 | 908 |
| Undivided profits | $37,000 | 5,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $6,396,000 | 774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,668,000 | 1,610 |
| Earning assets | $632,225,000 | 1,028 |
| Long-term assets (5+ years) | $241,317,000 | 966 |
| Average Assets, year-to-date | $667,776,400 | 1,028 |
| Average Assets, quarterly | $685,597,000 | 1,026 |
| Volatile liabilities | $74,488,000 | 716 |
| Insider loans | $1,279,000 | 2,991 |
| FHLB advances | $81,330,000 | 424 |
| Loans and leases held for sale | $296,000 | 1,492 |
| Unused loan commitments | $109,305,000 | 901 |
| Tier 1 (core) risk-based capital | $77,862,000 | 959 |
| Tier 2 risk-based capital | $5,640,000 | 992 |
| Total risk weighted assets | $568,223,000 | 904 |
| Total unused commitments | $109,305,000 | 901 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 124 | 1,176 |
| Assets and Liabilities | ||
| Total Assets: | $693,891,000 | 1,026 |
| Cash and due from depository institutions | $44,563,000 | 1,176 |
| Interest-bearing balances | $28,075,000 | 1,174 |
| Securities | $33,189,000 | 3,225 |
| Federal funds sold & reverse repurchase agreements | $4,352,000 | 709 |
| Net loans & leases | $576,441,000 | 832 |
| Loan loss allowance | $5,511,000 | 1,145 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $8,656,000 | 1,329 |
| Other real estate owned | $1,174,000 | 1,176 |
| Goodwill and other intangibles | $206,000 | 2,312 |
| All other assets | $25,310,000 | 852 |
| Life insurance assets | $14,794,000 | 616 |
| Total liabilities and capital | $693,891,000 | 1,026 |
| Total liabilities | $616,213,000 | 1,019 |
| Total deposits | $520,978,000 | 1,109 |
| Interest-bearing deposits | $400,235,000 | 1,145 |
| Deposits held in domestic offices | $520,978,000 | 1,109 |
| % insured | 75.36% | 4,788 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $92,606,000 | 398 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $2,629,000 | 1,692 |
| Total equity capital | $77,678,000 | 1,015 |
| Total bank equity capital | $77,678,000 | 1,013 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $42,283,000 | 102 |
| Surplus | $35,371,000 | 935 |
| Undivided profits | $24,000 | 5,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $6,326,000 | 829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,719,000 | 1,613 |
| Earning assets | $642,057,000 | 1,015 |
| Long-term assets (5+ years) | $232,370,000 | 991 |
| Average Assets, year-to-date | $665,394,750 | 1,036 |
| Average Assets, quarterly | $682,411,500 | 1,033 |
| Volatile liabilities | $71,905,000 | 734 |
| Insider loans | $1,280,000 | 3,014 |
| FHLB advances | $88,433,000 | 389 |
| Loans and leases held for sale | $377,000 | 1,415 |
| Unused loan commitments | $102,504,000 | 945 |
| Tier 1 (core) risk-based capital | $76,602,000 | 974 |
| Tier 2 risk-based capital | $5,527,000 | 1,019 |
| Total risk weighted assets | $564,743,000 | 903 |
| Total unused commitments | $102,504,000 | 945 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 124 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $670,931,000 | 1,048 |
| Cash and due from depository institutions | $31,062,000 | 1,186 |
| Interest-bearing balances | $19,311,000 | 1,593 |
| Securities | $33,501,000 | 3,280 |
| Federal funds sold & reverse repurchase agreements | $4,303,000 | 734 |
| Net loans & leases | $566,888,000 | 839 |
| Loan loss allowance | $5,400,000 | 1,181 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $8,748,000 | 1,325 |
| Other real estate owned | $1,060,000 | 1,186 |
| Goodwill and other intangibles | $222,000 | 2,293 |
| All other assets | $25,147,000 | 860 |
| Life insurance assets | $14,706,000 | 612 |
| Total liabilities and capital | $670,931,000 | 1,048 |
| Total liabilities | $594,390,000 | 1,040 |
| Total deposits | $497,619,000 | 1,147 |
| Interest-bearing deposits | $403,922,000 | 1,149 |
| Deposits held in domestic offices | $497,619,000 | 1,146 |
| % insured | 76.51% | 4,749 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $94,599,000 | 393 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $2,172,000 | 1,870 |
| Total equity capital | $76,541,000 | 1,017 |
| Total bank equity capital | $76,541,000 | 1,016 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $42,131,000 | 103 |
| Surplus | $34,390,000 | 958 |
| Undivided profits | $20,000 | 5,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $6,316,000 | 863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,698,000 | 1,506 |
| Earning assets | $624,003,000 | 1,035 |
| Long-term assets (5+ years) | $230,715,000 | 1,003 |
| Average Assets, year-to-date | $655,895,670 | 1,056 |
| Average Assets, quarterly | $665,054,000 | 1,049 |
| Volatile liabilities | $75,000,000 | 726 |
| Insider loans | $1,418,000 | 2,887 |
| FHLB advances | $90,426,000 | 374 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $99,147,000 | 955 |
| Tier 1 (core) risk-based capital | $75,469,000 | 978 |
| Tier 2 risk-based capital | $5,414,000 | 1,035 |
| Total risk weighted assets | $556,894,000 | 909 |
| Total unused commitments | $99,147,000 | 955 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 122 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $659,177,000 | 1,067 |
| Cash and due from depository institutions | $47,514,000 | 1,198 |
| Interest-bearing balances | $38,570,000 | 1,005 |
| Securities | $33,823,000 | 3,309 |
| Federal funds sold & reverse repurchase agreements | $2,563,000 | 1,317 |
| Net loans & leases | $540,579,000 | 865 |
| Loan loss allowance | $5,184,000 | 1,234 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,777,000 | 1,322 |
| Other real estate owned | $865,000 | 1,198 |
| Goodwill and other intangibles | $242,000 | 2,254 |
| All other assets | $24,814,000 | 854 |
| Life insurance assets | $14,619,000 | 612 |
| Total liabilities and capital | $659,177,000 | 1,067 |
| Total liabilities | $583,567,000 | 1,071 |
| Total deposits | $494,271,000 | 1,162 |
| Interest-bearing deposits | $398,066,000 | 1,164 |
| Deposits held in domestic offices | $494,271,000 | 1,161 |
| % insured | 76.74% | 4,765 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $87,710,000 | 393 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,586,000 | 2,329 |
| Total equity capital | $75,610,000 | 1,030 |
| Total bank equity capital | $75,610,000 | 1,028 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $41,975,000 | 100 |
| Surplus | $33,615,000 | 981 |
| Undivided profits | $20,000 | 5,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $8,756,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,651,000 | 1,501 |
| Earning assets | $615,535,000 | 1,050 |
| Long-term assets (5+ years) | $203,059,000 | 1,128 |
| Average Assets, year-to-date | $648,378,000 | 1,073 |
| Average Assets, quarterly | $648,378,000 | 1,073 |
| Volatile liabilities | $73,089,000 | 714 |
| Insider loans | $1,427,000 | 2,902 |
| FHLB advances | $83,537,000 | 376 |
| Loans and leases held for sale | $217,000 | 1,706 |
| Unused loan commitments | $97,109,000 | 965 |
| Tier 1 (core) risk-based capital | $73,162,000 | 1,002 |
| Tier 2 risk-based capital | $5,188,000 | 1,061 |
| Total risk weighted assets | $534,163,000 | 925 |
| Total unused commitments | $97,109,000 | 965 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 120 | 1,220 |
| Assets and Liabilities | ||
| Total Assets: | $637,579,000 | 1,087 |
| Cash and due from depository institutions | $46,215,000 | 1,220 |
| Interest-bearing balances | $38,061,000 | 886 |
| Securities | $34,161,000 | 3,308 |
| Federal funds sold & reverse repurchase agreements | $2,915,000 | 1,075 |
| Net loans & leases | $519,807,000 | 892 |
| Loan loss allowance | $4,927,000 | 1,302 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $8,855,000 | 1,327 |
| Other real estate owned | $1,049,000 | 1,220 |
| Goodwill and other intangibles | $268,000 | 2,205 |
| All other assets | $24,309,000 | 880 |
| Life insurance assets | $14,531,000 | 602 |
| Total liabilities and capital | $637,579,000 | 1,087 |
| Total liabilities | $562,439,000 | 1,095 |
| Total deposits | $489,813,000 | 1,155 |
| Interest-bearing deposits | $391,867,000 | 1,163 |
| Deposits held in domestic offices | $489,813,000 | 1,154 |
| % insured | 75.24% | 5,045 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $71,212,000 | 473 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,414,000 | 2,474 |
| Total equity capital | $75,140,000 | 1,022 |
| Total bank equity capital | $75,140,000 | 1,020 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $41,829,000 | 102 |
| Surplus | $33,282,000 | 991 |
| Undivided profits | $29,000 | 5,792 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $11,193,000 | 543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,591,000 | 1,639 |
| Earning assets | $594,944,000 | 1,065 |
| Long-term assets (5+ years) | $189,069,000 | 1,199 |
| Average Assets, year-to-date | $610,323,600 | 1,086 |
| Average Assets, quarterly | $630,647,500 | 1,085 |
| Volatile liabilities | $69,767,000 | 740 |
| Insider loans | $1,435,000 | 2,931 |
| FHLB advances | $67,039,000 | 460 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $96,301,000 | 933 |
| Tier 1 (core) risk-based capital | $73,390,000 | 980 |
| Tier 2 risk-based capital | $4,947,000 | 1,108 |
| Total risk weighted assets | $520,957,000 | 924 |
| Total unused commitments | $96,301,000 | 933 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 124 | 1,180 |
| Assets and Liabilities | ||
| Total Assets: | $623,716,000 | 1,100 |
| Cash and due from depository institutions | $42,093,000 | 1,180 |
| Interest-bearing balances | $29,673,000 | 1,128 |
| Securities | $34,681,000 | 3,360 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 1,144 |
| Net loans & leases | $509,758,000 | 888 |
| Loan loss allowance | $4,922,000 | 1,339 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,951,000 | 1,318 |
| Other real estate owned | $1,121,000 | 1,180 |
| Goodwill and other intangibles | $304,000 | 2,184 |
| All other assets | $24,158,000 | 893 |
| Life insurance assets | $14,441,000 | 599 |
| Total liabilities and capital | $623,716,000 | 1,100 |
| Total liabilities | $544,190,000 | 1,115 |
| Total deposits | $472,443,000 | 1,195 |
| Interest-bearing deposits | $365,778,000 | 1,232 |
| Deposits held in domestic offices | $472,443,000 | 1,193 |
| % insured | 76.82% | 5,008 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $70,409,000 | 457 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,338,000 | 2,674 |
| Total equity capital | $79,526,000 | 951 |
| Total bank equity capital | $79,526,000 | 950 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $41,663,000 | 103 |
| Surplus | $37,854,000 | 903 |
| Undivided profits | $9,000 | 5,844 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $11,897,000 | 537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,554,000 | 1,743 |
| Earning assets | $576,762,000 | 1,089 |
| Long-term assets (5+ years) | $187,956,000 | 1,226 |
| Average Assets, year-to-date | $603,509,750 | 1,106 |
| Average Assets, quarterly | $614,324,500 | 1,104 |
| Volatile liabilities | $56,961,000 | 879 |
| Insider loans | $1,443,000 | 2,945 |
| FHLB advances | $66,007,000 | 454 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $99,252,000 | 918 |
| Tier 1 (core) risk-based capital | $79,487,000 | 902 |
| Tier 2 risk-based capital | $4,928,000 | 1,101 |
| Total risk weighted assets | $513,508,000 | 922 |
| Total unused commitments | $99,252,000 | 918 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 124 | 1,184 |
| Assets and Liabilities | ||
| Total Assets: | $604,933,000 | 1,122 |
| Cash and due from depository institutions | $24,564,000 | 1,184 |
| Interest-bearing balances | $12,022,000 | 2,359 |
| Securities | $35,028,000 | 3,377 |
| Federal funds sold & reverse repurchase agreements | $1,728,000 | 1,482 |
| Net loans & leases | $508,611,000 | 881 |
| Loan loss allowance | $4,691,000 | 1,408 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,121,000 | 1,294 |
| Other real estate owned | $1,166,000 | 1,184 |
| Goodwill and other intangibles | $333,000 | 2,141 |
| All other assets | $24,382,000 | 879 |
| Life insurance assets | $14,350,000 | 594 |
| Total liabilities and capital | $604,933,000 | 1,122 |
| Total liabilities | $526,071,000 | 1,137 |
| Total deposits | $461,958,000 | 1,212 |
| Interest-bearing deposits | $366,002,000 | 1,230 |
| Deposits held in domestic offices | $461,958,000 | 1,211 |
| % insured | 76.98% | 5,093 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $63,050,000 | 505 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,063,000 | 2,949 |
| Total equity capital | $78,862,000 | 945 |
| Total bank equity capital | $78,862,000 | 945 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $41,513,000 | 103 |
| Surplus | $37,325,000 | 907 |
| Undivided profits | $24,000 | 5,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $10,855,000 | 625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,523,000 | 1,674 |
| Earning assets | $557,389,000 | 1,108 |
| Long-term assets (5+ years) | $187,468,000 | 1,210 |
| Average Assets, year-to-date | $596,774,330 | 1,119 |
| Average Assets, quarterly | $601,831,000 | 1,117 |
| Volatile liabilities | $47,726,000 | 993 |
| Insider loans | $2,044,000 | 2,444 |
| FHLB advances | $58,648,000 | 498 |
| Loans and leases held for sale | $159,000 | 1,740 |
| Unused loan commitments | $95,607,000 | 911 |
| Tier 1 (core) risk-based capital | $78,805,000 | 899 |
| Tier 2 risk-based capital | $4,708,000 | 1,146 |
| Total risk weighted assets | $515,813,000 | 902 |
| Total unused commitments | $95,607,000 | 911 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 128 | 1,147 |
| Assets and Liabilities | ||
| Total Assets: | $598,729,000 | 1,131 |
| Cash and due from depository institutions | $40,918,000 | 1,147 |
| Interest-bearing balances | $28,306,000 | 1,340 |
| Securities | $35,352,000 | 3,382 |
| Federal funds sold & reverse repurchase agreements | $1,036,000 | 2,083 |
| Net loans & leases | $488,703,000 | 901 |
| Loan loss allowance | $4,462,000 | 1,484 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,043,000 | 1,310 |
| Other real estate owned | $135,000 | 1,147 |
| Goodwill and other intangibles | $352,000 | 2,123 |
| All other assets | $23,190,000 | 909 |
| Life insurance assets | $14,261,000 | 585 |
| Total liabilities and capital | $598,729,000 | 1,131 |
| Total liabilities | $518,218,000 | 1,154 |
| Total deposits | $460,131,000 | 1,228 |
| Interest-bearing deposits | $365,519,000 | 1,247 |
| Deposits held in domestic offices | $460,131,000 | 1,227 |
| % insured | 77.58% | 5,105 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $56,589,000 | 499 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,498,000 | 2,359 |
| Total equity capital | $80,511,000 | 920 |
| Total bank equity capital | $80,511,000 | 920 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $41,354,000 | 107 |
| Surplus | $39,132,000 | 877 |
| Undivided profits | $25,000 | 5,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $10,333,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,528,000 | 1,641 |
| Earning assets | $553,397,000 | 1,116 |
| Long-term assets (5+ years) | $173,716,000 | 1,291 |
| Average Assets, year-to-date | $592,695,000 | 1,131 |
| Average Assets, quarterly | $592,695,000 | 1,131 |
| Volatile liabilities | $52,008,000 | 864 |
| Insider loans | $2,056,000 | 2,438 |
| FHLB advances | $52,187,000 | 485 |
| Loans and leases held for sale | $396,000 | 1,245 |
| Unused loan commitments | $104,739,000 | 846 |
| Tier 1 (core) risk-based capital | $80,451,000 | 874 |
| Tier 2 risk-based capital | $4,479,000 | 1,193 |
| Total risk weighted assets | $494,004,000 | 936 |
| Total unused commitments | $104,739,000 | 846 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 129 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $586,661,000 | 1,136 |
| Cash and due from depository institutions | $26,367,000 | 1,151 |
| Interest-bearing balances | $17,764,000 | 1,886 |
| Securities | $40,835,000 | 3,079 |
| Federal funds sold & reverse repurchase agreements | $426,000 | 2,316 |
| Net loans & leases | $485,771,000 | 900 |
| Loan loss allowance | $4,596,000 | 1,457 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,181,000 | 1,286 |
| Other real estate owned | $407,000 | 1,151 |
| Goodwill and other intangibles | $381,000 | 2,081 |
| All other assets | $23,293,000 | 921 |
| Life insurance assets | $14,172,000 | 583 |
| Total liabilities and capital | $586,661,000 | 1,136 |
| Total liabilities | $504,946,000 | 1,178 |
| Total deposits | $453,750,000 | 1,223 |
| Interest-bearing deposits | $362,865,000 | 1,246 |
| Deposits held in domestic offices | $453,750,000 | 1,222 |
| % insured | 77.23% | 5,191 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $49,394,000 | 575 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,802,000 | 2,096 |
| Total equity capital | $81,715,000 | 887 |
| Total bank equity capital | $81,715,000 | 887 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $41,192,000 | 106 |
| Surplus | $40,471,000 | 854 |
| Undivided profits | $52,000 | 5,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,811,000 | 1,067 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,609,000 | 1,641 |
| Earning assets | $544,796,000 | 1,123 |
| Long-term assets (5+ years) | $177,329,000 | 1,222 |
| Average Assets, year-to-date | $594,360,000 | 1,119 |
| Average Assets, quarterly | $595,375,000 | 1,120 |
| Volatile liabilities | $50,048,000 | 901 |
| Insider loans | $2,069,000 | 2,436 |
| FHLB advances | $44,992,000 | 577 |
| Loans and leases held for sale | $70,000 | 1,835 |
| Unused loan commitments | $108,646,000 | 789 |
| Tier 1 (core) risk-based capital | $81,299,000 | 848 |
| Tier 2 risk-based capital | $4,632,000 | 1,164 |
| Total risk weighted assets | $491,732,000 | 936 |
| Total unused commitments | $108,646,000 | 789 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 134 | 1,114 |
| Assets and Liabilities | ||
| Total Assets: | $604,089,000 | 1,115 |
| Cash and due from depository institutions | $59,654,000 | 1,114 |
| Interest-bearing balances | $37,643,000 | 922 |
| Securities | $47,377,000 | 2,814 |
| Federal funds sold & reverse repurchase agreements | $2,126,000 | 1,397 |
| Net loans & leases | $461,493,000 | 929 |
| Loan loss allowance | $4,439,000 | 1,555 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $9,182,000 | 1,280 |
| Other real estate owned | $501,000 | 1,114 |
| Goodwill and other intangibles | $422,000 | 2,025 |
| All other assets | $23,334,000 | 902 |
| Life insurance assets | $14,082,000 | 569 |
| Total liabilities and capital | $604,089,000 | 1,115 |
| Total liabilities | $523,401,000 | 1,149 |
| Total deposits | $488,289,000 | 1,143 |
| Interest-bearing deposits | $385,456,000 | 1,188 |
| Deposits held in domestic offices | $488,289,000 | 1,141 |
| % insured | 72.88% | 5,905 |
| Federal funds purchased & repurchase agreements | $1,793,000 | 1,640 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $30,961,000 | 803 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $2,358,000 | 1,813 |
| Total equity capital | $80,688,000 | 898 |
| Total bank equity capital | $80,688,000 | 898 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $41,037,000 | 108 |
| Surplus | $39,618,000 | 872 |
| Undivided profits | $33,000 | 5,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $7,165,000 | 1,139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,613,000 | 1,713 |
| Earning assets | $548,639,000 | 1,118 |
| Long-term assets (5+ years) | $146,947,000 | 1,459 |
| Average Assets, year-to-date | $596,284,750 | 1,126 |
| Average Assets, quarterly | $600,157,000 | 1,122 |
| Volatile liabilities | $52,124,000 | 867 |
| Insider loans | $1,947,000 | 2,523 |
| FHLB advances | $26,348,000 | 856 |
| Loans and leases held for sale | $135,000 | 1,821 |
| Unused loan commitments | $101,951,000 | 833 |
| Tier 1 (core) risk-based capital | $79,774,000 | 865 |
| Tier 2 risk-based capital | $4,462,000 | 1,199 |
| Total risk weighted assets | $491,612,000 | 925 |
| Total unused commitments | $101,951,000 | 833 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 136 | 1,088 |
| Assets and Liabilities | ||
| Total Assets: | $596,225,000 | 1,122 |
| Cash and due from depository institutions | $49,699,000 | 1,088 |
| Interest-bearing balances | $38,568,000 | 956 |
| Securities | $53,167,000 | 2,567 |
| Federal funds sold & reverse repurchase agreements | $2,991,000 | 1,311 |
| Net loans & leases | $456,853,000 | 919 |
| Loan loss allowance | $4,335,000 | 1,607 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $9,260,000 | 1,273 |
| Other real estate owned | $614,000 | 1,088 |
| Goodwill and other intangibles | $450,000 | 1,995 |
| All other assets | $23,191,000 | 904 |
| Life insurance assets | $13,990,000 | 565 |
| Total liabilities and capital | $596,225,000 | 1,122 |
| Total liabilities | $516,313,000 | 1,145 |
| Total deposits | $472,924,000 | 1,167 |
| Interest-bearing deposits | $399,760,000 | 1,146 |
| Deposits held in domestic offices | $472,924,000 | 1,166 |
| % insured | 74.53% | 5,818 |
| Federal funds purchased & repurchase agreements | $8,126,000 | 930 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $33,302,000 | 758 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,961,000 | 2,039 |
| Total equity capital | $79,912,000 | 895 |
| Total bank equity capital | $79,912,000 | 895 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $40,871,000 | 106 |
| Surplus | $39,027,000 | 881 |
| Undivided profits | $14,000 | 5,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $3,218,000 | 2,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,602,000 | 1,652 |
| Earning assets | $551,579,000 | 1,107 |
| Long-term assets (5+ years) | $148,861,000 | 1,398 |
| Average Assets, year-to-date | $593,683,330 | 1,130 |
| Average Assets, quarterly | $590,896,000 | 1,138 |
| Volatile liabilities | $61,563,000 | 748 |
| Insider loans | $2,085,000 | 2,460 |
| FHLB advances | $28,689,000 | 797 |
| Loans and leases held for sale | $590,000 | 1,489 |
| Unused loan commitments | $100,628,000 | 814 |
| Tier 1 (core) risk-based capital | $78,414,000 | 870 |
| Tier 2 risk-based capital | $4,344,000 | 1,220 |
| Total risk weighted assets | $489,841,000 | 909 |
| Total unused commitments | $100,628,000 | 814 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 134 | 1,106 |
| Assets and Liabilities | ||
| Total Assets: | $585,567,000 | 1,157 |
| Cash and due from depository institutions | $42,260,000 | 1,106 |
| Interest-bearing balances | $33,308,000 | 1,369 |
| Securities | $48,057,000 | 2,777 |
| Federal funds sold & reverse repurchase agreements | $2,197,000 | 1,928 |
| Net loans & leases | $459,005,000 | 906 |
| Loan loss allowance | $4,325,000 | 1,632 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $9,357,000 | 1,268 |
| Other real estate owned | $485,000 | 1,106 |
| Goodwill and other intangibles | $425,000 | 2,007 |
| All other assets | $23,781,000 | 887 |
| Life insurance assets | $13,898,000 | 558 |
| Total liabilities and capital | $585,567,000 | 1,157 |
| Total liabilities | $506,345,000 | 1,188 |
| Total deposits | $456,107,000 | 1,232 |
| Interest-bearing deposits | $383,697,000 | 1,214 |
| Deposits held in domestic offices | $456,107,000 | 1,230 |
| % insured | 77.04% | 5,594 |
| Federal funds purchased & repurchase agreements | $12,721,000 | 713 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $35,626,000 | 671 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,891,000 | 2,114 |
| Total equity capital | $79,222,000 | 934 |
| Total bank equity capital | $79,222,000 | 933 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $40,709,000 | 103 |
| Surplus | $38,479,000 | 897 |
| Undivided profits | $34,000 | 6,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $3,888,000 | 2,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,695,000 | 1,544 |
| Earning assets | $542,567,000 | 1,142 |
| Long-term assets (5+ years) | $149,968,000 | 1,370 |
| Average Assets, year-to-date | $592,412,500 | 1,145 |
| Average Assets, quarterly | $592,412,500 | 1,145 |
| Volatile liabilities | $64,547,000 | 697 |
| Insider loans | $2,093,000 | 2,451 |
| FHLB advances | $31,013,000 | 692 |
| Loans and leases held for sale | $2,224,000 | 909 |
| Unused loan commitments | $83,347,000 | 935 |
| Tier 1 (core) risk-based capital | $77,764,000 | 866 |
| Tier 2 risk-based capital | $4,349,000 | 1,220 |
| Total risk weighted assets | $483,790,000 | 910 |
| Total unused commitments | $83,347,000 | 935 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 131 | 1,127 |
| Assets and Liabilities | ||
| Total Assets: | $599,258,000 | 1,132 |
| Cash and due from depository institutions | $45,093,000 | 1,127 |
| Interest-bearing balances | $34,205,000 | 1,265 |
| Securities | $51,148,000 | 2,597 |
| Federal funds sold & reverse repurchase agreements | $3,372,000 | 1,432 |
| Net loans & leases | $465,298,000 | 895 |
| Loan loss allowance | $4,364,000 | 1,618 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $9,459,000 | 1,245 |
| Other real estate owned | $572,000 | 1,127 |
| Goodwill and other intangibles | $368,000 | 2,087 |
| All other assets | $23,948,000 | 889 |
| Life insurance assets | $13,807,000 | 557 |
| Total liabilities and capital | $599,258,000 | 1,132 |
| Total liabilities | $518,591,000 | 1,162 |
| Total deposits | $469,263,000 | 1,196 |
| Interest-bearing deposits | $393,840,000 | 1,175 |
| Deposits held in domestic offices | $469,263,000 | 1,195 |
| % insured | 78.53% | 6,077 |
| Federal funds purchased & repurchase agreements | $9,763,000 | 854 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $37,945,000 | 688 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,620,000 | 2,418 |
| Total equity capital | $80,667,000 | 902 |
| Total bank equity capital | $80,667,000 | 902 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $40,559,000 | 105 |
| Surplus | $40,082,000 | 856 |
| Undivided profits | $26,000 | 6,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $3,988,000 | 2,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,566,000 | 1,738 |
| Earning assets | $554,023,000 | 1,113 |
| Long-term assets (5+ years) | $155,377,000 | 1,296 |
| Average Assets, year-to-date | $605,920,400 | 1,096 |
| Average Assets, quarterly | $603,058,000 | 1,114 |
| Volatile liabilities | $61,956,000 | 765 |
| Insider loans | $2,392,000 | 2,283 |
| FHLB advances | $33,332,000 | 705 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $85,590,000 | 862 |
| Tier 1 (core) risk-based capital | $80,346,000 | 828 |
| Tier 2 risk-based capital | $4,382,000 | 1,208 |
| Total risk weighted assets | $486,651,000 | 903 |
| Total unused commitments | $85,590,000 | 862 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 131 | 1,125 |
| Assets and Liabilities | ||
| Total Assets: | $606,858,000 | 1,113 |
| Cash and due from depository institutions | $49,395,000 | 1,125 |
| Interest-bearing balances | $28,518,000 | 1,398 |
| Securities | $52,686,000 | 2,549 |
| Federal funds sold & reverse repurchase agreements | $2,144,000 | 1,783 |
| Net loans & leases | $468,509,000 | 885 |
| Loan loss allowance | $4,401,000 | 1,650 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $9,521,000 | 1,236 |
| Other real estate owned | $538,000 | 1,125 |
| Goodwill and other intangibles | $320,000 | 2,163 |
| All other assets | $23,745,000 | 901 |
| Life insurance assets | $13,712,000 | 550 |
| Total liabilities and capital | $606,858,000 | 1,113 |
| Total liabilities | $525,899,000 | 1,145 |
| Total deposits | $476,511,000 | 1,163 |
| Interest-bearing deposits | $397,846,000 | 1,163 |
| Deposits held in domestic offices | $476,511,000 | 1,162 |
| % insured | 79.25% | 6,168 |
| Federal funds purchased & repurchase agreements | $7,208,000 | 1,015 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $40,443,000 | 656 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,737,000 | 2,421 |
| Total equity capital | $80,959,000 | 898 |
| Total bank equity capital | $80,959,000 | 897 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $40,435,000 | 104 |
| Surplus | $40,543,000 | 846 |
| Undivided profits | $-19,000 | 6,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,528,000 | 2,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,866,000 | 1,571 |
| Earning assets | $551,857,000 | 1,120 |
| Long-term assets (5+ years) | $165,553,000 | 1,206 |
| Average Assets, year-to-date | $607,586,000 | 1,100 |
| Average Assets, quarterly | $605,384,500 | 1,108 |
| Volatile liabilities | $63,095,000 | 758 |
| Insider loans | $2,315,000 | 2,368 |
| FHLB advances | $35,635,000 | 672 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $81,578,000 | 909 |
| Tier 1 (core) risk-based capital | $80,174,000 | 829 |
| Tier 2 risk-based capital | $4,401,000 | 1,207 |
| Total risk weighted assets | $486,534,000 | 897 |
| Total unused commitments | $81,578,000 | 909 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 137 | 1,084 |
| Assets and Liabilities | ||
| Total Assets: | $603,911,000 | 1,110 |
| Cash and due from depository institutions | $58,537,000 | 1,084 |
| Interest-bearing balances | $40,373,000 | 1,000 |
| Securities | $48,976,000 | 2,726 |
| Federal funds sold & reverse repurchase agreements | $6,874,000 | 807 |
| Net loans & leases | $454,670,000 | 903 |
| Loan loss allowance | $4,482,000 | 1,619 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $9,632,000 | 1,217 |
| Other real estate owned | $1,325,000 | 1,084 |
| Goodwill and other intangibles | $371,000 | 2,067 |
| All other assets | $23,526,000 | 910 |
| Life insurance assets | $13,619,000 | 547 |
| Total liabilities and capital | $603,911,000 | 1,110 |
| Total liabilities | $523,752,000 | 1,147 |
| Total deposits | $456,424,000 | 1,212 |
| Interest-bearing deposits | $383,763,000 | 1,205 |
| Deposits held in domestic offices | $456,424,000 | 1,210 |
| % insured | 82.94% | 5,686 |
| Federal funds purchased & repurchase agreements | $7,177,000 | 1,024 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $58,908,000 | 488 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,243,000 | 2,844 |
| Total equity capital | $80,159,000 | 887 |
| Total bank equity capital | $80,159,000 | 885 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $40,297,000 | 103 |
| Surplus | $39,885,000 | 857 |
| Undivided profits | $-23,000 | 6,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,732,000 | 2,338 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,521,000 | 1,821 |
| Earning assets | $550,893,000 | 1,110 |
| Long-term assets (5+ years) | $153,140,000 | 1,268 |
| Average Assets, year-to-date | $607,828,670 | 1,098 |
| Average Assets, quarterly | $604,030,500 | 1,112 |
| Volatile liabilities | $79,531,000 | 623 |
| Insider loans | $2,621,000 | 2,196 |
| FHLB advances | $54,100,000 | 486 |
| Loans and leases held for sale | $525,000 | 1,616 |
| Unused loan commitments | $83,273,000 | 865 |
| Tier 1 (core) risk-based capital | $78,828,000 | 832 |
| Tier 2 risk-based capital | $4,482,000 | 1,191 |
| Total risk weighted assets | $472,463,000 | 926 |
| Total unused commitments | $83,273,000 | 865 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 128 | 1,139 |
| Assets and Liabilities | ||
| Total Assets: | $604,150,000 | 1,113 |
| Cash and due from depository institutions | $27,334,000 | 1,139 |
| Interest-bearing balances | $13,986,000 | 2,748 |
| Securities | $49,769,000 | 2,682 |
| Federal funds sold & reverse repurchase agreements | $41,265,000 | 108 |
| Net loans & leases | $451,189,000 | 889 |
| Loan loss allowance | $4,448,000 | 1,660 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $9,675,000 | 1,215 |
| Other real estate owned | $901,000 | 1,139 |
| Goodwill and other intangibles | $384,000 | 2,047 |
| All other assets | $23,633,000 | 908 |
| Life insurance assets | $13,523,000 | 538 |
| Total liabilities and capital | $604,150,000 | 1,113 |
| Total liabilities | $524,905,000 | 1,160 |
| Total deposits | $452,829,000 | 1,239 |
| Interest-bearing deposits | $389,405,000 | 1,209 |
| Deposits held in domestic offices | $452,829,000 | 1,236 |
| % insured | 81.64% | 5,935 |
| Federal funds purchased & repurchase agreements | $9,883,000 | 890 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $61,182,000 | 484 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,011,000 | 3,192 |
| Total equity capital | $79,245,000 | 888 |
| Total bank equity capital | $79,245,000 | 886 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $39,872,000 | 108 |
| Surplus | $39,368,000 | 868 |
| Undivided profits | $5,000 | 6,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,741,000 | 2,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,563,000 | 1,753 |
| Earning assets | $556,209,000 | 1,109 |
| Long-term assets (5+ years) | $148,057,000 | 1,302 |
| Average Assets, year-to-date | $609,787,500 | 1,092 |
| Average Assets, quarterly | $609,787,500 | 1,092 |
| Volatile liabilities | $84,173,000 | 601 |
| Insider loans | $2,681,000 | 2,185 |
| FHLB advances | $56,374,000 | 478 |
| Loans and leases held for sale | $1,166,000 | 1,219 |
| Unused loan commitments | $87,673,000 | 828 |
| Tier 1 (core) risk-based capital | $77,963,000 | 826 |
| Tier 2 risk-based capital | $4,452,000 | 1,203 |
| Total risk weighted assets | $475,761,000 | 915 |
| Total unused commitments | $87,673,000 | 828 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 126 | 1,173 |
| Assets and Liabilities | ||
| Total Assets: | $615,425,000 | 1,085 |
| Cash and due from depository institutions | $23,686,000 | 1,173 |
| Interest-bearing balances | $13,671,000 | 2,419 |
| Securities | $61,259,000 | 2,222 |
| Federal funds sold & reverse repurchase agreements | $50,458,000 | 96 |
| Net loans & leases | $445,149,000 | 916 |
| Loan loss allowance | $4,576,000 | 1,630 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $9,853,000 | 1,192 |
| Other real estate owned | $913,000 | 1,173 |
| Goodwill and other intangibles | $345,000 | 2,114 |
| All other assets | $23,762,000 | 925 |
| Life insurance assets | $13,427,000 | 534 |
| Total liabilities and capital | $615,425,000 | 1,085 |
| Total liabilities | $537,036,000 | 1,115 |
| Total deposits | $459,717,000 | 1,210 |
| Interest-bearing deposits | $390,874,000 | 1,183 |
| Deposits held in domestic offices | $459,717,000 | 1,207 |
| % insured | 80.56% | 6,153 |
| Federal funds purchased & repurchase agreements | $12,340,000 | 804 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $64,072,000 | 478 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $907,000 | 3,415 |
| Total equity capital | $78,389,000 | 891 |
| Total bank equity capital | $78,389,000 | 890 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $39,467,000 | 110 |
| Surplus | $38,925,000 | 883 |
| Undivided profits | $-3,000 | 6,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $4,711,000 | 2,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,526,000 | 1,904 |
| Earning assets | $570,537,000 | 1,062 |
| Long-term assets (5+ years) | $132,645,000 | 1,197 |
| Average Assets, year-to-date | $587,411,400 | 1,125 |
| Average Assets, quarterly | $602,331,500 | 1,106 |
| Volatile liabilities | $91,549,000 | 608 |
| Insider loans | $4,905,000 | 1,319 |
| FHLB advances | $59,264,000 | 475 |
| Loans and leases held for sale | $1,635,000 | 964 |
| Unused loan commitments | $91,182,000 | 777 |
| Tier 1 (core) risk-based capital | $77,030,000 | 833 |
| Tier 2 risk-based capital | $4,576,000 | 1,172 |
| Total risk weighted assets | $478,640,000 | 912 |
| Total unused commitments | $91,182,000 | 778 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 128 | 1,165 |
| Assets and Liabilities | ||
| Total Assets: | $589,238,000 | 1,142 |
| Cash and due from depository institutions | $12,149,000 | 1,165 |
| Interest-bearing balances | $3,102,000 | 4,750 |
| Securities | $60,026,000 | 2,179 |
| Federal funds sold & reverse repurchase agreements | $38,509,000 | 128 |
| Net loans & leases | $443,605,000 | 935 |
| Loan loss allowance | $4,321,000 | 1,739 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,024,000 | 1,161 |
| Other real estate owned | $1,055,000 | 1,165 |
| Goodwill and other intangibles | $341,000 | 2,136 |
| All other assets | $23,529,000 | 934 |
| Life insurance assets | $13,328,000 | 526 |
| Total liabilities and capital | $589,238,000 | 1,142 |
| Total liabilities | $511,811,000 | 1,172 |
| Total deposits | $422,438,000 | 1,310 |
| Interest-bearing deposits | $57,630,000 | 5,409 |
| Deposits held in domestic offices | $422,438,000 | 1,308 |
| % insured | 83.78% | 5,724 |
| Federal funds purchased & repurchase agreements | $21,239,000 | 587 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $67,130,000 | 469 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,004,000 | 3,354 |
| Total equity capital | $77,427,000 | 902 |
| Total bank equity capital | $77,427,000 | 900 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $39,042,000 | 110 |
| Surplus | $38,431,000 | 904 |
| Undivided profits | $-46,000 | 6,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $3,950,000 | 2,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,721,000 | 1,753 |
| Earning assets | $545,242,000 | 1,114 |
| Long-term assets (5+ years) | $136,604,000 | 1,109 |
| Average Assets, year-to-date | $580,408,000 | 1,139 |
| Average Assets, quarterly | $584,098,500 | 1,141 |
| Volatile liabilities | $95,490,000 | 588 |
| Insider loans | $4,835,000 | 1,356 |
| FHLB advances | $62,142,000 | 453 |
| Loans and leases held for sale | $988,000 | 1,108 |
| Unused loan commitments | $85,961,000 | 819 |
| Tier 1 (core) risk-based capital | $76,415,000 | 841 |
| Tier 2 risk-based capital | $4,321,000 | 1,237 |
| Total risk weighted assets | $477,639,000 | 912 |
| Total unused commitments | $85,961,000 | 821 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 129 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $578,959,000 | 1,154 |
| Cash and due from depository institutions | $19,585,000 | 1,167 |
| Interest-bearing balances | $10,787,000 | 2,759 |
| Securities | $64,285,000 | 2,058 |
| Federal funds sold & reverse repurchase agreements | $17,601,000 | 321 |
| Net loans & leases | $443,267,000 | 946 |
| Loan loss allowance | $4,465,000 | 1,712 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $10,090,000 | 1,160 |
| Other real estate owned | $529,000 | 1,167 |
| Goodwill and other intangibles | $374,000 | 2,100 |
| All other assets | $23,228,000 | 946 |
| Life insurance assets | $13,227,000 | 528 |
| Total liabilities and capital | $578,959,000 | 1,154 |
| Total liabilities | $502,279,000 | 1,198 |
| Total deposits | $412,043,000 | 1,344 |
| Interest-bearing deposits | $50,208,000 | 5,757 |
| Deposits held in domestic offices | $412,043,000 | 1,342 |
| % insured | 82.15% | 6,078 |
| Federal funds purchased & repurchase agreements | $19,304,000 | 626 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $70,225,000 | 467 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $707,000 | 3,888 |
| Total equity capital | $76,680,000 | 909 |
| Total bank equity capital | $76,680,000 | 907 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $38,640,000 | 115 |
| Surplus | $38,031,000 | 911 |
| Undivided profits | $9,000 | 6,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $5,305,000 | 2,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,679,000 | 1,743 |
| Earning assets | $535,940,000 | 1,129 |
| Long-term assets (5+ years) | $137,772,000 | 1,094 |
| Average Assets, year-to-date | $577,464,670 | 1,158 |
| Average Assets, quarterly | $579,815,000 | 1,157 |
| Volatile liabilities | $75,484,000 | 731 |
| Insider loans | $4,853,000 | 1,368 |
| FHLB advances | $65,237,000 | 457 |
| Loans and leases held for sale | $70,000 | 1,706 |
| Unused loan commitments | $79,080,000 | 872 |
| Tier 1 (core) risk-based capital | $75,522,000 | 844 |
| Tier 2 risk-based capital | $4,471,000 | 1,206 |
| Total risk weighted assets | $490,195,000 | 895 |
| Total unused commitments | $79,080,000 | 874 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 125 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $580,671,000 | 1,166 |
| Cash and due from depository institutions | $23,689,000 | 1,205 |
| Interest-bearing balances | $14,502,000 | 2,353 |
| Securities | $50,919,000 | 2,490 |
| Federal funds sold & reverse repurchase agreements | $27,884,000 | 216 |
| Net loans & leases | $442,774,000 | 956 |
| Loan loss allowance | $4,442,000 | 1,738 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $10,208,000 | 1,152 |
| Other real estate owned | $438,000 | 1,205 |
| Goodwill and other intangibles | $386,000 | 2,082 |
| All other assets | $24,373,000 | 926 |
| Life insurance assets | $13,130,000 | 529 |
| Total liabilities and capital | $580,671,000 | 1,166 |
| Total liabilities | $504,733,000 | 1,203 |
| Total deposits | $413,788,000 | 1,348 |
| Interest-bearing deposits | $363,634,000 | 1,309 |
| Deposits held in domestic offices | $413,788,000 | 1,346 |
| % insured | 80.68% | 6,350 |
| Federal funds purchased & repurchase agreements | $16,953,000 | 696 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $73,420,000 | 465 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $572,000 | 4,238 |
| Total equity capital | $75,938,000 | 896 |
| Total bank equity capital | $75,938,000 | 892 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $38,234,000 | 111 |
| Surplus | $37,679,000 | 920 |
| Undivided profits | $25,000 | 6,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $5,312,000 | 2,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,743,000 | 1,683 |
| Earning assets | $536,079,000 | 1,152 |
| Long-term assets (5+ years) | $128,098,000 | 1,133 |
| Average Assets, year-to-date | $576,717,500 | 1,167 |
| Average Assets, quarterly | $576,717,500 | 1,167 |
| Volatile liabilities | $70,932,000 | 810 |
| Insider loans | $4,955,000 | 1,371 |
| FHLB advances | $68,432,000 | 447 |
| Loans and leases held for sale | $111,000 | 1,523 |
| Unused loan commitments | $73,813,000 | 934 |
| Tier 1 (core) risk-based capital | $74,753,000 | 839 |
| Tier 2 risk-based capital | $4,459,000 | 1,224 |
| Total risk weighted assets | $478,852,000 | 931 |
| Total unused commitments | $73,813,000 | 936 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 127 | 1,191 |
| Assets and Liabilities | ||
| Total Assets: | $572,764,000 | 1,180 |
| Cash and due from depository institutions | $18,471,000 | 1,191 |
| Interest-bearing balances | $11,754,000 | 2,495 |
| Securities | $58,349,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $28,970,000 | 209 |
| Net loans & leases | $432,220,000 | 1,007 |
| Loan loss allowance | $4,431,000 | 1,746 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $10,340,000 | 1,154 |
| Other real estate owned | $286,000 | 1,191 |
| Goodwill and other intangibles | $306,000 | 2,214 |
| All other assets | $23,822,000 | 963 |
| Life insurance assets | $13,032,000 | 522 |
| Total liabilities and capital | $572,764,000 | 1,180 |
| Total liabilities | $497,394,000 | 1,209 |
| Total deposits | $402,290,000 | 1,376 |
| Interest-bearing deposits | $353,949,000 | 1,330 |
| Deposits held in domestic offices | $402,290,000 | 1,374 |
| % insured | 80.79% | 6,307 |
| Federal funds purchased & repurchase agreements | $17,972,000 | 706 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $76,603,000 | 479 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $529,000 | 4,473 |
| Total equity capital | $75,370,000 | 893 |
| Total bank equity capital | $75,370,000 | 891 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $37,734,000 | 113 |
| Surplus | $37,608,000 | 916 |
| Undivided profits | $28,000 | 6,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $6,470,000 | 1,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,897,000 | 1,590 |
| Earning assets | $531,293,000 | 1,154 |
| Long-term assets (5+ years) | $126,564,000 | 1,109 |
| Average Assets, year-to-date | $556,529,800 | 1,207 |
| Average Assets, quarterly | $570,161,000 | 1,194 |
| Volatile liabilities | $128,322,000 | 1,057 |
| Insider loans | $5,090,000 | 1,372 |
| FHLB advances | $71,615,000 | 461 |
| Loans and leases held for sale | $1,888,000 | 948 |
| Unused loan commitments | $83,063,000 | 845 |
| Tier 1 (core) risk-based capital | $74,237,000 | 841 |
| Tier 2 risk-based capital | $4,450,000 | 1,251 |
| Total risk weighted assets | $459,819,000 | 996 |
| Total unused commitments | $83,063,000 | 846 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 126 | 1,209 |
| Assets and Liabilities | ||
| Total Assets: | $567,558,000 | 1,211 |
| Cash and due from depository institutions | $7,388,000 | 1,209 |
| Interest-bearing balances | $4,000 | 7,127 |
| Securities | $61,563,000 | 2,007 |
| Federal funds sold & reverse repurchase agreements | $31,119,000 | 197 |
| Net loans & leases | $433,430,000 | 1,021 |
| Loan loss allowance | $4,267,000 | 1,823 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,309,000 | 1,168 |
| Other real estate owned | $285,000 | 1,209 |
| Goodwill and other intangibles | $297,000 | 2,240 |
| All other assets | $23,167,000 | 1,000 |
| Life insurance assets | $12,928,000 | 513 |
| Total liabilities and capital | $567,558,000 | 1,211 |
| Total liabilities | $484,770,000 | 1,264 |
| Total deposits | $385,988,000 | 1,434 |
| Interest-bearing deposits | $339,294,000 | 1,403 |
| Deposits held in domestic offices | $385,988,000 | 1,432 |
| % insured | 82.40% | 5,679 |
| Federal funds purchased & repurchase agreements | $18,064,000 | 700 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $79,933,000 | 495 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $785,000 | 4,024 |
| Total equity capital | $82,788,000 | 816 |
| Total bank equity capital | $82,788,000 | 816 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $37,320,000 | 113 |
| Surplus | $45,397,000 | 765 |
| Undivided profits | $71,000 | 6,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $6,045,000 | 2,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,668,000 | 1,957 |
| Earning assets | $526,116,000 | 1,192 |
| Long-term assets (5+ years) | $121,539,000 | 1,135 |
| Average Assets, year-to-date | $552,471,250 | 1,221 |
| Average Assets, quarterly | $561,435,000 | 1,214 |
| Volatile liabilities | $125,677,000 | 1,128 |
| Insider loans | $5,129,000 | 1,391 |
| FHLB advances | $74,778,000 | 475 |
| Loans and leases held for sale | $1,172,000 | 1,197 |
| Unused loan commitments | $69,685,000 | 983 |
| Tier 1 (core) risk-based capital | $82,128,000 | 752 |
| Tier 2 risk-based capital | $4,316,000 | 1,310 |
| Total risk weighted assets | $450,690,000 | 1,041 |
| Total unused commitments | $69,685,000 | 984 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 130 | 1,178 |
| Assets and Liabilities | ||
| Total Assets: | $555,312,000 | 1,229 |
| Cash and due from depository institutions | $9,722,000 | 1,178 |
| Interest-bearing balances | $31,000 | 6,908 |
| Securities | $62,094,000 | 1,988 |
| Federal funds sold & reverse repurchase agreements | $15,703,000 | 458 |
| Net loans & leases | $433,812,000 | 1,030 |
| Loan loss allowance | $4,123,000 | 1,869 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $10,420,000 | 1,180 |
| Other real estate owned | $277,000 | 1,178 |
| Goodwill and other intangibles | $297,000 | 2,245 |
| All other assets | $22,987,000 | 1,011 |
| Life insurance assets | $12,823,000 | 517 |
| Total liabilities and capital | $555,312,000 | 1,229 |
| Total liabilities | $473,197,000 | 1,303 |
| Total deposits | $371,113,000 | 1,509 |
| Interest-bearing deposits | $333,060,000 | 1,459 |
| Deposits held in domestic offices | $371,113,000 | 1,508 |
| % insured | 83.08% | 5,658 |
| Federal funds purchased & repurchase agreements | $18,352,000 | 702 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $83,077,000 | 506 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $655,000 | 4,276 |
| Total equity capital | $82,115,000 | 816 |
| Total bank equity capital | $82,115,000 | 815 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $36,967,000 | 113 |
| Surplus | $45,084,000 | 772 |
| Undivided profits | $64,000 | 6,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,959,000 | 2,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $20,000 | 1,167 |
| Income earned, not collected on loans | $1,618,000 | 1,926 |
| Earning assets | $511,640,000 | 1,226 |
| Long-term assets (5+ years) | $124,613,000 | 1,111 |
| Average Assets, year-to-date | $547,442,330 | 1,243 |
| Average Assets, quarterly | $549,792,000 | 1,241 |
| Volatile liabilities | $118,984,000 | 1,213 |
| Insider loans | $5,139,000 | 1,406 |
| FHLB advances | $77,922,000 | 480 |
| Loans and leases held for sale | $986,000 | 1,050 |
| Unused loan commitments | $67,973,000 | 985 |
| Tier 1 (core) risk-based capital | $81,533,000 | 741 |
| Tier 2 risk-based capital | $4,167,000 | 1,367 |
| Total risk weighted assets | $440,616,000 | 1,081 |
| Total unused commitments | $67,973,000 | 988 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 129 | 1,204 |
| Assets and Liabilities | ||
| Total Assets: | $544,272,000 | 1,285 |
| Cash and due from depository institutions | $6,730,000 | 1,204 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $66,885,000 | 1,873 |
| Federal funds sold & reverse repurchase agreements | $9,179,000 | 1,015 |
| Net loans & leases | $427,462,000 | 1,066 |
| Loan loss allowance | $4,303,000 | 1,827 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $10,523,000 | 1,188 |
| Other real estate owned | $80,000 | 1,204 |
| Goodwill and other intangibles | $306,000 | 2,246 |
| All other assets | $23,107,000 | 1,024 |
| Life insurance assets | $12,717,000 | 520 |
| Total liabilities and capital | $544,272,000 | 1,285 |
| Total liabilities | $462,761,000 | 1,356 |
| Total deposits | $357,692,000 | 1,605 |
| Interest-bearing deposits | $320,211,000 | 1,564 |
| Deposits held in domestic offices | $357,692,000 | 1,604 |
| % insured | 83.95% | 5,515 |
| Federal funds purchased & repurchase agreements | $18,435,000 | 722 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $86,062,000 | 519 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $572,000 | 4,569 |
| Total equity capital | $81,511,000 | 820 |
| Total bank equity capital | $81,511,000 | 817 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $36,542,000 | 112 |
| Surplus | $44,872,000 | 790 |
| Undivided profits | $97,000 | 6,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,807,000 | 2,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,668,000 | 1,950 |
| Earning assets | $503,526,000 | 1,273 |
| Long-term assets (5+ years) | $126,002,000 | 1,098 |
| Average Assets, year-to-date | $543,507,500 | 1,286 |
| Average Assets, quarterly | $543,507,500 | 1,286 |
| Volatile liabilities | $108,377,000 | 1,367 |
| Insider loans | $4,523,000 | 1,649 |
| FHLB advances | $80,907,000 | 491 |
| Loans and leases held for sale | $621,000 | 1,102 |
| Unused loan commitments | $67,107,000 | 1,036 |
| Tier 1 (core) risk-based capital | $80,394,000 | 757 |
| Tier 2 risk-based capital | $4,370,000 | 1,346 |
| Total risk weighted assets | $430,315,000 | 1,138 |
| Total unused commitments | $67,107,000 | 1,039 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 129 | 1,224 |
| Assets and Liabilities | ||
| Total Assets: | $542,743,000 | 1,293 |
| Cash and due from depository institutions | $9,615,000 | 1,224 |
| Interest-bearing balances | $17,000 | 7,043 |
| Securities | $63,486,000 | 1,938 |
| Federal funds sold & reverse repurchase agreements | $10,302,000 | 827 |
| Net loans & leases | $425,222,000 | 1,100 |
| Loan loss allowance | $4,077,000 | 1,890 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $10,651,000 | 1,189 |
| Other real estate owned | $80,000 | 1,224 |
| Goodwill and other intangibles | $297,000 | 2,275 |
| All other assets | $23,090,000 | 1,054 |
| Life insurance assets | $12,610,000 | 520 |
| Total liabilities and capital | $542,743,000 | 1,293 |
| Total liabilities | $461,670,000 | 1,370 |
| Total deposits | $371,333,000 | 1,545 |
| Interest-bearing deposits | $327,903,000 | 1,526 |
| Deposits held in domestic offices | $371,333,000 | 1,544 |
| % insured | 81.39% | 6,076 |
| Federal funds purchased & repurchase agreements | $20,422,000 | 700 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $68,829,000 | 687 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,086,000 | 3,262 |
| Total equity capital | $81,073,000 | 809 |
| Total bank equity capital | $81,073,000 | 806 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $36,109,000 | 112 |
| Surplus | $44,898,000 | 781 |
| Undivided profits | $66,000 | 6,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,844,000 | 2,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $142,000 | 840 |
| Income earned, not collected on loans | $1,630,000 | 2,068 |
| Earning assets | $499,027,000 | 1,291 |
| Long-term assets (5+ years) | $116,963,000 | 1,180 |
| Average Assets, year-to-date | $535,557,200 | 1,290 |
| Average Assets, quarterly | $544,749,500 | 1,285 |
| Volatile liabilities | $124,912,000 | 1,189 |
| Insider loans | $4,547,000 | 1,695 |
| FHLB advances | $63,675,000 | 660 |
| Loans and leases held for sale | $534,000 | 1,256 |
| Unused loan commitments | $70,209,000 | 1,011 |
| Tier 1 (core) risk-based capital | $80,657,000 | 756 |
| Tier 2 risk-based capital | $4,122,000 | 1,439 |
| Total risk weighted assets | $416,282,000 | 1,210 |
| Total unused commitments | $70,209,000 | 1,013 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 129 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $546,756,000 | 1,301 |
| Cash and due from depository institutions | $9,321,000 | 1,240 |
| Interest-bearing balances | $1,137,000 | 4,877 |
| Securities | $48,174,000 | 2,461 |
| Federal funds sold & reverse repurchase agreements | $41,132,000 | 198 |
| Net loans & leases | $415,736,000 | 1,152 |
| Loan loss allowance | $3,746,000 | 1,957 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $10,625,000 | 1,198 |
| Other real estate owned | $277,000 | 1,240 |
| Goodwill and other intangibles | $287,000 | 2,330 |
| All other assets | $21,204,000 | 1,012 |
| Life insurance assets | $12,495,000 | 528 |
| Total liabilities and capital | $546,756,000 | 1,301 |
| Total liabilities | $465,369,000 | 1,370 |
| Total deposits | $390,115,000 | 1,450 |
| Interest-bearing deposits | $352,648,000 | 1,404 |
| Deposits held in domestic offices | $390,115,000 | 1,447 |
| % insured | 78.79% | 6,630 |
| Federal funds purchased & repurchase agreements | $21,897,000 | 702 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $52,593,000 | 936 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $764,000 | 4,388 |
| Total equity capital | $81,387,000 | 829 |
| Total bank equity capital | $81,387,000 | 828 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $35,670,000 | 114 |
| Surplus | $45,724,000 | 764 |
| Undivided profits | $-7,000 | 6,741 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,831,000 | 3,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 881 |
| Income earned, not collected on loans | $1,556,000 | 2,330 |
| Earning assets | $506,179,000 | 1,285 |
| Long-term assets (5+ years) | $106,130,000 | 1,290 |
| Average Assets, year-to-date | $533,760,750 | 1,304 |
| Average Assets, quarterly | $542,398,500 | 1,303 |
| Volatile liabilities | $123,121,000 | 1,241 |
| Insider loans | $4,571,000 | 1,678 |
| FHLB advances | $47,285,000 | 938 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $64,826,000 | 1,150 |
| Tier 1 (core) risk-based capital | $81,355,000 | 755 |
| Tier 2 risk-based capital | $3,746,000 | 1,578 |
| Total risk weighted assets | $406,439,000 | 1,264 |
| Total unused commitments | $64,826,000 | 1,153 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 130 | 1,268 |
| Assets and Liabilities | ||
| Total Assets: | $538,041,000 | 1,330 |
| Cash and due from depository institutions | $9,161,000 | 1,268 |
| Interest-bearing balances | $247,000 | 5,822 |
| Securities | $42,514,000 | 2,653 |
| Federal funds sold & reverse repurchase agreements | $39,120,000 | 203 |
| Net loans & leases | $414,666,000 | 1,185 |
| Loan loss allowance | $3,475,000 | 1,991 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,765,000 | 1,205 |
| Other real estate owned | $206,000 | 1,268 |
| Goodwill and other intangibles | $259,000 | 2,382 |
| All other assets | $21,350,000 | 1,024 |
| Life insurance assets | $12,377,000 | 541 |
| Total liabilities and capital | $538,041,000 | 1,330 |
| Total liabilities | $457,212,000 | 1,416 |
| Total deposits | $380,434,000 | 1,496 |
| Interest-bearing deposits | $344,351,000 | 1,455 |
| Deposits held in domestic offices | $380,434,000 | 1,492 |
| % insured | 70.72% | 5,922 |
| Federal funds purchased & repurchase agreements | $15,349,000 | 865 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $60,993,000 | 850 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $436,000 | 5,651 |
| Total equity capital | $80,829,000 | 831 |
| Total bank equity capital | $80,829,000 | 830 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $35,228,000 | 115 |
| Surplus | $47,009,000 | 759 |
| Undivided profits | $-1,408,000 | 7,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,750,000 | 3,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 841 |
| Income earned, not collected on loans | $1,459,000 | 2,391 |
| Earning assets | $496,547,000 | 1,313 |
| Long-term assets (5+ years) | $113,480,000 | 1,200 |
| Average Assets, year-to-date | $529,429,000 | 1,328 |
| Average Assets, quarterly | $531,013,500 | 1,337 |
| Volatile liabilities | $123,630,000 | 1,243 |
| Insider loans | $4,594,000 | 1,688 |
| FHLB advances | $55,685,000 | 843 |
| Loans and leases held for sale | $501,000 | 1,509 |
| Unused loan commitments | $58,951,000 | 1,284 |
| Tier 1 (core) risk-based capital | $80,050,000 | 775 |
| Tier 2 risk-based capital | $3,475,000 | 1,669 |
| Total risk weighted assets | $411,795,000 | 1,275 |
| Total unused commitments | $58,951,000 | 1,284 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 130 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $523,986,000 | 1,369 |
| Cash and due from depository institutions | $8,793,000 | 1,272 |
| Interest-bearing balances | $629,000 | 4,781 |
| Securities | $49,805,000 | 2,337 |
| Federal funds sold & reverse repurchase agreements | $17,398,000 | 665 |
| Net loans & leases | $415,221,000 | 1,201 |
| Loan loss allowance | $3,417,000 | 1,952 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $10,892,000 | 1,191 |
| Other real estate owned | $270,000 | 1,272 |
| Goodwill and other intangibles | $139,000 | 2,656 |
| All other assets | $21,468,000 | 998 |
| Life insurance assets | $12,260,000 | 546 |
| Total liabilities and capital | $523,986,000 | 1,369 |
| Total liabilities | $443,970,000 | 1,464 |
| Total deposits | $354,598,000 | 1,623 |
| Interest-bearing deposits | $323,452,000 | 1,559 |
| Deposits held in domestic offices | $354,598,000 | 1,620 |
| % insured | 73.88% | 5,378 |
| Federal funds purchased & repurchase agreements | $23,119,000 | 689 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $65,938,000 | 833 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $315,000 | 6,197 |
| Total equity capital | $80,016,000 | 833 |
| Total bank equity capital | $80,016,000 | 832 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $34,795,000 | 114 |
| Surplus | $47,158,000 | 748 |
| Undivided profits | $-1,937,000 | 7,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,867,000 | 2,969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $214,000 | 655 |
| Income earned, not collected on loans | $1,588,000 | 2,249 |
| Earning assets | $483,053,000 | 1,368 |
| Long-term assets (5+ years) | $121,254,000 | 1,116 |
| Average Assets, year-to-date | $525,123,000 | 1,346 |
| Average Assets, quarterly | $525,123,000 | 1,346 |
| Volatile liabilities | $125,544,000 | 1,232 |
| Insider loans | $4,565,000 | 1,712 |
| FHLB advances | $60,630,000 | 800 |
| Loans and leases held for sale | $2,443,000 | 716 |
| Unused loan commitments | $59,275,000 | 1,340 |
| Tier 1 (core) risk-based capital | $78,965,000 | 778 |
| Tier 2 risk-based capital | $3,417,000 | 1,680 |
| Total risk weighted assets | $410,026,000 | 1,288 |
| Total unused commitments | $59,275,000 | 1,341 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 129 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $526,260,000 | 1,339 |
| Cash and due from depository institutions | $21,393,000 | 1,283 |
| Interest-bearing balances | $343,000 | 4,664 |
| Securities | $54,815,000 | 2,140 |
| Federal funds sold & reverse repurchase agreements | $1,661,000 | 3,434 |
| Net loans & leases | $416,304,000 | 1,204 |
| Loan loss allowance | $3,333,000 | 1,934 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,677,000 | 1,213 |
| Other real estate owned | $269,000 | 1,283 |
| Goodwill and other intangibles | $75,000 | 2,833 |
| All other assets | $21,066,000 | 1,014 |
| Life insurance assets | $12,144,000 | 551 |
| Total liabilities and capital | $526,260,000 | 1,339 |
| Total liabilities | $446,278,000 | 1,429 |
| Total deposits | $342,163,000 | 1,621 |
| Interest-bearing deposits | $309,693,000 | 1,574 |
| Deposits held in domestic offices | $342,163,000 | 1,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,956,000 | 776 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $81,875,000 | 775 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $284,000 | 6,448 |
| Total equity capital | $79,982,000 | 824 |
| Total bank equity capital | $79,982,000 | 824 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $34,377,000 | 115 |
| Surplus | $47,025,000 | 727 |
| Undivided profits | $-1,420,000 | 7,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,915,000 | 2,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 830 |
| Income earned, not collected on loans | $1,578,000 | 2,419 |
| Earning assets | $473,123,000 | 1,358 |
| Long-term assets (5+ years) | $122,287,000 | 1,102 |
| Average Assets, year-to-date | $504,499,000 | 1,340 |
| Average Assets, quarterly | $532,458,500 | 1,307 |
| Volatile liabilities | $142,058,000 | 1,083 |
| Insider loans | $4,704,000 | 1,687 |
| FHLB advances | $76,567,000 | 736 |
| Loans and leases held for sale | $185,000 | 1,469 |
| Unused loan commitments | $60,160,000 | 1,350 |
| Tier 1 (core) risk-based capital | $79,213,000 | 766 |
| Tier 2 risk-based capital | $3,333,000 | 1,695 |
| Total risk weighted assets | $414,722,000 | 1,255 |
| Total unused commitments | $60,160,000 | 1,353 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 116 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $538,657,000 | 1,291 |
| Cash and due from depository institutions | $9,888,000 | 1,452 |
| Interest-bearing balances | $499,000 | 3,678 |
| Securities | $53,540,000 | 2,119 |
| Federal funds sold & reverse repurchase agreements | $35,705,000 | 317 |
| Net loans & leases | $410,180,000 | 1,207 |
| Loan loss allowance | $3,349,000 | 1,778 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,665,000 | 1,501 |
| Other real estate owned | $0 | 1,452 |
| Goodwill and other intangibles | $120,000 | 2,756 |
| All other assets | $20,559,000 | 1,024 |
| Life insurance assets | $12,026,000 | 550 |
| Total liabilities and capital | $538,657,000 | 1,291 |
| Total liabilities | $458,174,000 | 1,371 |
| Total deposits | $366,272,000 | 1,472 |
| Interest-bearing deposits | $330,706,000 | 1,427 |
| Deposits held in domestic offices | $366,272,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,352,000 | 683 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $61,961,000 | 982 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $589,000 | 5,086 |
| Total equity capital | $80,483,000 | 836 |
| Total bank equity capital | $80,483,000 | 836 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $33,925,000 | 115 |
| Surplus | $47,057,000 | 715 |
| Undivided profits | $-499,000 | 7,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,729,000 | 2,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,562,000 | 2,547 |
| Earning assets | $499,924,000 | 1,269 |
| Long-term assets (5+ years) | $121,334,000 | 1,078 |
| Average Assets, year-to-date | $499,058,750 | 1,349 |
| Average Assets, quarterly | $526,708,500 | 1,307 |
| Volatile liabilities | $133,390,000 | 1,120 |
| Insider loans | $7,161,000 | 1,102 |
| FHLB advances | $56,496,000 | 995 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $60,318,000 | 1,444 |
| Tier 1 (core) risk-based capital | $80,203,000 | 767 |
| Tier 2 risk-based capital | $3,349,000 | 1,650 |
| Total risk weighted assets | $412,744,000 | 1,257 |
| Total unused commitments | $60,318,000 | 1,447 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 124 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $514,760,000 | 1,339 |
| Cash and due from depository institutions | $7,906,000 | 1,392 |
| Interest-bearing balances | $653,000 | 3,293 |
| Securities | $50,615,000 | 2,286 |
| Federal funds sold & reverse repurchase agreements | $20,366,000 | 551 |
| Net loans & leases | $408,430,000 | 1,196 |
| Loan loss allowance | $3,325,000 | 1,748 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,996,000 | 1,612 |
| Other real estate owned | $0 | 1,392 |
| Goodwill and other intangibles | $155,000 | 2,690 |
| All other assets | $19,292,000 | 1,052 |
| Life insurance assets | $11,909,000 | 554 |
| Total liabilities and capital | $514,760,000 | 1,339 |
| Total liabilities | $434,515,000 | 1,461 |
| Total deposits | $334,929,000 | 1,623 |
| Interest-bearing deposits | $304,689,000 | 1,555 |
| Deposits held in domestic offices | $334,929,000 | 1,618 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,317,000 | 763 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $71,892,000 | 845 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $377,000 | 6,078 |
| Total equity capital | $80,245,000 | 844 |
| Total bank equity capital | $80,245,000 | 844 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $33,487,000 | 114 |
| Surplus | $46,942,000 | 712 |
| Undivided profits | $-184,000 | 7,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,836,000 | 2,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,507,000 | 2,564 |
| Earning assets | $480,064,000 | 1,309 |
| Long-term assets (5+ years) | $117,859,000 | 1,103 |
| Average Assets, year-to-date | $485,859,330 | 1,405 |
| Average Assets, quarterly | $497,594,500 | 1,370 |
| Volatile liabilities | $146,125,000 | 1,020 |
| Insider loans | $7,113,000 | 1,112 |
| FHLB advances | $66,414,000 | 845 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $54,841,000 | 1,609 |
| Tier 1 (core) risk-based capital | $80,131,000 | 768 |
| Tier 2 risk-based capital | $3,325,000 | 1,637 |
| Total risk weighted assets | $404,532,000 | 1,281 |
| Total unused commitments | $54,841,000 | 1,609 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 119 | 1,430 |
| Assets and Liabilities | ||
| Total Assets: | $480,429,000 | 1,447 |
| Cash and due from depository institutions | $16,355,000 | 1,430 |
| Interest-bearing balances | $9,387,000 | 831 |
| Securities | $36,659,000 | 2,961 |
| Federal funds sold & reverse repurchase agreements | $17,366,000 | 955 |
| Net loans & leases | $385,431,000 | 1,241 |
| Loan loss allowance | $3,073,000 | 1,791 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $7,179,000 | 1,804 |
| Other real estate owned | $0 | 1,430 |
| Goodwill and other intangibles | $188,000 | 2,631 |
| All other assets | $17,251,000 | 1,128 |
| Life insurance assets | $11,793,000 | 554 |
| Total liabilities and capital | $480,429,000 | 1,447 |
| Total liabilities | $400,676,000 | 1,568 |
| Total deposits | $348,213,000 | 1,548 |
| Interest-bearing deposits | $311,897,000 | 1,512 |
| Deposits held in domestic offices | $348,213,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,351,000 | 901 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $32,589,000 | 1,459 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $523,000 | 5,552 |
| Total equity capital | $79,753,000 | 867 |
| Total bank equity capital | $79,753,000 | 867 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $33,048,000 | 117 |
| Surplus | $46,738,000 | 709 |
| Undivided profits | $-33,000 | 7,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,359,000 | 3,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $40,000 | 928 |
| Income earned, not collected on loans | $1,571,000 | 2,493 |
| Earning assets | $448,843,000 | 1,399 |
| Long-term assets (5+ years) | $114,949,000 | 1,067 |
| Average Assets, year-to-date | $471,409,000 | 1,454 |
| Average Assets, quarterly | $471,409,000 | 1,454 |
| Volatile liabilities | $100,775,000 | 1,421 |
| Insider loans | $7,159,000 | 1,090 |
| FHLB advances | $27,097,000 | 1,556 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $59,378,000 | 1,543 |
| Tier 1 (core) risk-based capital | $79,716,000 | 774 |
| Tier 2 risk-based capital | $3,073,000 | 1,710 |
| Total risk weighted assets | $379,694,000 | 1,354 |
| Total unused commitments | $59,378,000 | 1,543 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 116 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $462,389,000 | 1,478 |
| Cash and due from depository institutions | $13,696,000 | 1,477 |
| Interest-bearing balances | $8,455,000 | 696 |
| Securities | $34,986,000 | 3,081 |
| Federal funds sold & reverse repurchase agreements | $9,727,000 | 1,415 |
| Net loans & leases | $379,888,000 | 1,257 |
| Loan loss allowance | $3,077,000 | 1,762 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $7,034,000 | 1,831 |
| Other real estate owned | $0 | 1,477 |
| Goodwill and other intangibles | $228,000 | 2,540 |
| All other assets | $16,830,000 | 1,146 |
| Life insurance assets | $11,675,000 | 553 |
| Total liabilities and capital | $462,389,000 | 1,478 |
| Total liabilities | $382,979,000 | 1,612 |
| Total deposits | $345,046,000 | 1,557 |
| Interest-bearing deposits | $316,953,000 | 1,470 |
| Deposits held in domestic offices | $345,046,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,180,000 | 1,091 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,278,000 | 1,717 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $475,000 | 5,763 |
| Total equity capital | $79,410,000 | 859 |
| Total bank equity capital | $79,410,000 | 859 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $32,651,000 | 119 |
| Surplus | $46,524,000 | 702 |
| Undivided profits | $235,000 | 7,394 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,013,000 | 3,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,751,000 | 2,437 |
| Earning assets | $433,056,000 | 1,441 |
| Long-term assets (5+ years) | $118,010,000 | 999 |
| Average Assets, year-to-date | $457,673,600 | 1,415 |
| Average Assets, quarterly | $461,000,000 | 1,458 |
| Volatile liabilities | $96,908,000 | 1,494 |
| Insider loans | $7,203,000 | 1,060 |
| FHLB advances | $17,773,000 | 1,925 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $75,548,000 | 1,291 |
| Tier 1 (core) risk-based capital | $79,152,000 | 786 |
| Tier 2 risk-based capital | $3,239,000 | 1,619 |
| Total risk weighted assets | $373,694,000 | 1,365 |
| Total unused commitments | $75,548,000 | 1,291 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 120 | 1,423 |
| Assets and Liabilities | ||
| Total Assets: | $459,611,000 | 1,451 |
| Cash and due from depository institutions | $10,272,000 | 1,423 |
| Interest-bearing balances | $2,285,000 | 1,657 |
| Securities | $41,015,000 | 2,705 |
| Federal funds sold & reverse repurchase agreements | $9,308,000 | 1,577 |
| Net loans & leases | $375,148,000 | 1,245 |
| Loan loss allowance | $3,079,000 | 1,710 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,819,000 | 1,846 |
| Other real estate owned | $0 | 1,423 |
| Goodwill and other intangibles | $264,000 | 2,459 |
| All other assets | $16,785,000 | 1,125 |
| Life insurance assets | $11,556,000 | 543 |
| Total liabilities and capital | $459,611,000 | 1,451 |
| Total liabilities | $380,664,000 | 1,596 |
| Total deposits | $342,783,000 | 1,544 |
| Interest-bearing deposits | $312,939,000 | 1,467 |
| Deposits held in domestic offices | $342,783,000 | 1,540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,937,000 | 901 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $19,093,000 | 1,821 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $851,000 | 4,448 |
| Total equity capital | $78,947,000 | 858 |
| Total bank equity capital | $78,947,000 | 858 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $32,193,000 | 112 |
| Surplus | $46,201,000 | 698 |
| Undivided profits | $553,000 | 7,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,347,000 | 1,783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,023,000 | 2,261 |
| Earning assets | $427,756,000 | 1,425 |
| Long-term assets (5+ years) | $122,123,000 | 947 |
| Average Assets, year-to-date | $456,494,750 | 1,413 |
| Average Assets, quarterly | $461,808,500 | 1,424 |
| Volatile liabilities | $92,196,000 | 1,532 |
| Insider loans | $6,909,000 | 1,081 |
| FHLB advances | $13,445,000 | 2,122 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $81,651,000 | 1,247 |
| Tier 1 (core) risk-based capital | $78,368,000 | 789 |
| Tier 2 risk-based capital | $3,461,000 | 1,522 |
| Total risk weighted assets | $374,482,000 | 1,341 |
| Total unused commitments | $81,651,000 | 1,248 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 118 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $464,006,000 | 1,436 |
| Cash and due from depository institutions | $15,692,000 | 1,474 |
| Interest-bearing balances | $2,286,000 | 1,681 |
| Securities | $39,772,000 | 2,785 |
| Federal funds sold & reverse repurchase agreements | $9,056,000 | 1,732 |
| Net loans & leases | $376,300,000 | 1,244 |
| Loan loss allowance | $3,079,000 | 1,714 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,778,000 | 1,841 |
| Other real estate owned | $0 | 1,474 |
| Goodwill and other intangibles | $297,000 | 2,419 |
| All other assets | $16,111,000 | 1,180 |
| Life insurance assets | $11,438,000 | 538 |
| Total liabilities and capital | $464,006,000 | 1,436 |
| Total liabilities | $392,303,000 | 1,544 |
| Total deposits | $357,128,000 | 1,499 |
| Interest-bearing deposits | $326,073,000 | 1,427 |
| Deposits held in domestic offices | $357,128,000 | 1,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,709,000 | 989 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,765,000 | 1,713 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $701,000 | 4,723 |
| Total equity capital | $71,703,000 | 946 |
| Total bank equity capital | $71,703,000 | 946 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $25,229,000 | 148 |
| Surplus | $45,903,000 | 720 |
| Undivided profits | $571,000 | 7,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 4,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,807,000 | 2,353 |
| Earning assets | $427,414,000 | 1,416 |
| Long-term assets (5+ years) | $120,679,000 | 944 |
| Average Assets, year-to-date | $455,456,000 | 1,444 |
| Average Assets, quarterly | $461,112,000 | 1,439 |
| Volatile liabilities | $90,789,000 | 1,523 |
| Insider loans | $7,294,000 | 998 |
| FHLB advances | $14,104,000 | 1,974 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $55,537,000 | 1,683 |
| Tier 1 (core) risk-based capital | $71,102,000 | 879 |
| Tier 2 risk-based capital | $3,474,000 | 1,526 |
| Total risk weighted assets | $381,609,000 | 1,314 |
| Total unused commitments | $55,537,000 | 1,686 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 113 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $458,218,000 | 1,443 |
| Cash and due from depository institutions | $12,098,000 | 1,526 |
| Interest-bearing balances | $2,244,000 | 1,842 |
| Securities | $38,545,000 | 2,878 |
| Federal funds sold & reverse repurchase agreements | $19,559,000 | 994 |
| Net loans & leases | $364,854,000 | 1,271 |
| Loan loss allowance | $2,995,000 | 1,751 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,834,000 | 1,807 |
| Other real estate owned | $0 | 1,526 |
| Goodwill and other intangibles | $333,000 | 2,344 |
| All other assets | $15,995,000 | 1,139 |
| Life insurance assets | $11,296,000 | 531 |
| Total liabilities and capital | $458,218,000 | 1,443 |
| Total liabilities | $387,287,000 | 1,569 |
| Total deposits | $354,307,000 | 1,518 |
| Interest-bearing deposits | $324,780,000 | 1,413 |
| Deposits held in domestic offices | $354,307,000 | 1,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,708,000 | 1,078 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $20,433,000 | 1,605 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $839,000 | 4,323 |
| Total equity capital | $70,931,000 | 936 |
| Total bank equity capital | $70,931,000 | 936 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $25,113,000 | 143 |
| Surplus | $45,373,000 | 704 |
| Undivided profits | $445,000 | 7,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 2,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 718 |
| Income earned, not collected on loans | $1,720,000 | 2,384 |
| Earning assets | $425,202,000 | 1,430 |
| Long-term assets (5+ years) | $114,144,000 | 970 |
| Average Assets, year-to-date | $451,181,000 | 1,470 |
| Average Assets, quarterly | $451,181,000 | 1,470 |
| Volatile liabilities | $81,249,000 | 1,658 |
| Insider loans | $7,334,000 | 974 |
| FHLB advances | $14,759,000 | 1,888 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $61,693,000 | 1,559 |
| Tier 1 (core) risk-based capital | $70,453,000 | 870 |
| Tier 2 risk-based capital | $3,303,000 | 1,592 |
| Total risk weighted assets | $371,350,000 | 1,331 |
| Total unused commitments | $61,693,000 | 1,561 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 109 | 1,587 |
| Assets and Liabilities | ||
| Total Assets: | $444,144,000 | 1,491 |
| Cash and due from depository institutions | $9,366,000 | 1,587 |
| Interest-bearing balances | $473,000 | 3,231 |
| Securities | $40,069,000 | 2,793 |
| Federal funds sold & reverse repurchase agreements | $2,241,000 | 4,285 |
| Net loans & leases | $369,051,000 | 1,233 |
| Loan loss allowance | $2,908,000 | 1,783 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,003,000 | 1,729 |
| Other real estate owned | $0 | 1,587 |
| Goodwill and other intangibles | $370,000 | 2,293 |
| All other assets | $16,044,000 | 1,142 |
| Life insurance assets | $11,200,000 | 528 |
| Total liabilities and capital | $444,144,000 | 1,491 |
| Total liabilities | $373,648,000 | 1,609 |
| Total deposits | $339,749,000 | 1,568 |
| Interest-bearing deposits | $285,005,000 | 1,615 |
| Deposits held in domestic offices | $339,749,000 | 1,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,712,000 | 1,065 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,942,000 | 1,657 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $245,000 | 7,003 |
| Total equity capital | $70,496,000 | 921 |
| Total bank equity capital | $70,496,000 | 921 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $24,998,000 | 137 |
| Surplus | $44,838,000 | 698 |
| Undivided profits | $660,000 | 7,326 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,711,000 | 1,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $121,000 | 664 |
| Income earned, not collected on loans | $1,832,000 | 2,292 |
| Earning assets | $411,834,000 | 1,459 |
| Long-term assets (5+ years) | $115,017,000 | 951 |
| Average Assets, year-to-date | $420,040,200 | 1,497 |
| Average Assets, quarterly | $439,402,500 | 1,481 |
| Volatile liabilities | $82,569,000 | 1,768 |
| Insider loans | $7,377,000 | 957 |
| FHLB advances | $15,256,000 | 1,905 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $54,673,000 | 1,712 |
| Tier 1 (core) risk-based capital | $69,799,000 | 863 |
| Tier 2 risk-based capital | $3,364,000 | 1,539 |
| Total risk weighted assets | $380,777,000 | 1,263 |
| Total unused commitments | $54,673,000 | 1,714 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 110 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $434,661,000 | 1,502 |
| Cash and due from depository institutions | $12,733,000 | 1,582 |
| Interest-bearing balances | $1,465,000 | 2,064 |
| Securities | $35,524,000 | 3,117 |
| Federal funds sold & reverse repurchase agreements | $20,499,000 | 664 |
| Net loans & leases | $342,384,000 | 1,330 |
| Loan loss allowance | $2,815,000 | 1,847 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,129,000 | 1,652 |
| Other real estate owned | $0 | 1,582 |
| Goodwill and other intangibles | $408,000 | 2,255 |
| All other assets | $15,984,000 | 1,154 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $434,661,000 | 1,502 |
| Total liabilities | $365,019,000 | 1,631 |
| Total deposits | $325,389,000 | 1,609 |
| Interest-bearing deposits | $273,766,000 | 1,648 |
| Deposits held in domestic offices | $325,389,000 | 1,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,124,000 | 876 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $22,055,000 | 1,662 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $451,000 | 5,843 |
| Total equity capital | $69,642,000 | 940 |
| Total bank equity capital | $69,642,000 | 940 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $24,774,000 | 136 |
| Surplus | $44,522,000 | 694 |
| Undivided profits | $346,000 | 7,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 3,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 602 |
| Income earned, not collected on loans | $1,716,000 | 2,477 |
| Earning assets | $399,872,000 | 1,500 |
| Long-term assets (5+ years) | $109,054,000 | 990 |
| Average Assets, year-to-date | $414,014,250 | 1,529 |
| Average Assets, quarterly | $436,851,500 | 1,476 |
| Volatile liabilities | $75,343,000 | 1,902 |
| Insider loans | $7,454,000 | 940 |
| FHLB advances | $15,988,000 | 1,933 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $53,800,000 | 1,756 |
| Tier 1 (core) risk-based capital | $69,255,000 | 881 |
| Tier 2 risk-based capital | $3,054,000 | 1,675 |
| Total risk weighted assets | $355,172,000 | 1,365 |
| Total unused commitments | $53,800,000 | 1,756 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 110 | 1,603 |
| Assets and Liabilities | ||
| Total Assets: | $439,042,000 | 1,464 |
| Cash and due from depository institutions | $15,438,000 | 1,603 |
| Interest-bearing balances | $3,408,000 | 1,304 |
| Securities | $32,782,000 | 3,287 |
| Federal funds sold & reverse repurchase agreements | $35,911,000 | 341 |
| Net loans & leases | $329,605,000 | 1,359 |
| Loan loss allowance | $2,811,000 | 1,834 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,190,000 | 1,605 |
| Other real estate owned | $0 | 1,603 |
| Goodwill and other intangibles | $444,000 | 2,205 |
| All other assets | $17,672,000 | 1,046 |
| Life insurance assets | $11,002,000 | 508 |
| Total liabilities and capital | $439,042,000 | 1,464 |
| Total liabilities | $394,850,000 | 1,470 |
| Total deposits | $305,476,000 | 1,692 |
| Interest-bearing deposits | $272,682,000 | 1,613 |
| Deposits held in domestic offices | $305,476,000 | 1,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,459,000 | 992 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $17,157,000 | 1,963 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $57,758,000 | 222 |
| Total equity capital | $44,192,000 | 1,419 |
| Total bank equity capital | $44,192,000 | 1,419 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $44,078,000 | 687 |
| Undivided profits | $114,000 | 7,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 916 |
| Income earned, not collected on loans | $1,526,000 | 2,462 |
| Earning assets | $401,706,000 | 1,473 |
| Long-term assets (5+ years) | $106,869,000 | 989 |
| Average Assets, year-to-date | $407,132,000 | 1,564 |
| Average Assets, quarterly | $414,864,500 | 1,544 |
| Volatile liabilities | $68,260,000 | 2,031 |
| Insider loans | $7,403,000 | 924 |
| FHLB advances | $17,029,000 | 1,853 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $44,517,000 | 2,020 |
| Tier 1 (core) risk-based capital | $44,034,000 | 1,368 |
| Tier 2 risk-based capital | $2,890,000 | 1,723 |
| Total risk weighted assets | $345,698,000 | 1,381 |
| Total unused commitments | $44,517,000 | 2,020 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $390,687,000 | 1,647 |
| Cash and due from depository institutions | $8,751,000 | 1,640 |
| Interest-bearing balances | $1,087,000 | 2,487 |
| Securities | $33,758,000 | 3,247 |
| Federal funds sold & reverse repurchase agreements | $5,968,000 | 2,322 |
| Net loans & leases | $317,556,000 | 1,365 |
| Loan loss allowance | $2,752,000 | 1,831 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,865,000 | 1,661 |
| Other real estate owned | $0 | 1,640 |
| Goodwill and other intangibles | $450,000 | 2,170 |
| All other assets | $17,339,000 | 1,027 |
| Life insurance assets | $10,905,000 | 493 |
| Total liabilities and capital | $390,687,000 | 1,647 |
| Total liabilities | $346,807,000 | 1,670 |
| Total deposits | $300,779,000 | 1,701 |
| Interest-bearing deposits | $271,670,000 | 1,602 |
| Deposits held in domestic offices | $300,779,000 | 1,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,061,000 | 1,037 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,355,000 | 1,220 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $612,000 | 4,683 |
| Total equity capital | $43,880,000 | 1,402 |
| Total bank equity capital | $43,880,000 | 1,402 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $43,690,000 | 667 |
| Undivided profits | $190,000 | 7,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $786,000 | 2,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $147,000 | 632 |
| Income earned, not collected on loans | $1,328,000 | 2,685 |
| Earning assets | $358,369,000 | 1,643 |
| Long-term assets (5+ years) | $106,843,000 | 967 |
| Average Assets, year-to-date | $391,177,000 | 1,637 |
| Average Assets, quarterly | $391,177,000 | 1,637 |
| Volatile liabilities | $76,436,000 | 1,765 |
| Insider loans | $7,410,000 | 903 |
| FHLB advances | $33,215,000 | 1,149 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $48,301,000 | 1,869 |
| Tier 1 (core) risk-based capital | $43,645,000 | 1,342 |
| Tier 2 risk-based capital | $2,883,000 | 1,696 |
| Total risk weighted assets | $333,596,000 | 1,389 |
| Total unused commitments | $48,301,000 | 1,869 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 105 | 1,646 |
| Assets and Liabilities | ||
| Total Assets: | $391,667,000 | 1,626 |
| Cash and due from depository institutions | $13,685,000 | 1,646 |
| Interest-bearing balances | $3,522,000 | 1,427 |
| Securities | $34,236,000 | 3,195 |
| Federal funds sold & reverse repurchase agreements | $4,063,000 | 2,831 |
| Net loans & leases | $315,682,000 | 1,351 |
| Loan loss allowance | $2,605,000 | 1,910 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,757,000 | 1,652 |
| Other real estate owned | $0 | 1,646 |
| Goodwill and other intangibles | $426,000 | 2,203 |
| All other assets | $16,818,000 | 1,044 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $391,667,000 | 1,626 |
| Total liabilities | $348,226,000 | 1,648 |
| Total deposits | $297,456,000 | 1,686 |
| Interest-bearing deposits | $269,686,000 | 1,588 |
| Deposits held in domestic offices | $297,456,000 | 1,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,163,000 | 776 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $29,569,000 | 1,366 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,038,000 | 3,406 |
| Total equity capital | $43,441,000 | 1,395 |
| Total bank equity capital | $43,441,000 | 1,395 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $43,352,000 | 654 |
| Undivided profits | $89,000 | 7,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 2,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 600 |
| Income earned, not collected on loans | $1,342,000 | 2,663 |
| Earning assets | $357,503,000 | 1,626 |
| Long-term assets (5+ years) | $106,946,000 | 961 |
| Average Assets, year-to-date | $374,672,600 | 1,625 |
| Average Assets, quarterly | $389,140,000 | 1,612 |
| Volatile liabilities | $82,701,000 | 1,611 |
| Insider loans | $6,807,000 | 964 |
| FHLB advances | $29,418,000 | 1,272 |
| Loans and leases held for sale | $242,000 | 1,399 |
| Unused loan commitments | $48,504,000 | 1,833 |
| Tier 1 (core) risk-based capital | $43,309,000 | 1,324 |
| Tier 2 risk-based capital | $2,667,000 | 1,793 |
| Total risk weighted assets | $332,489,000 | 1,370 |
| Total unused commitments | $48,504,000 | 1,833 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 106 | 1,618 |
| Assets and Liabilities | ||
| Total Assets: | $386,613,000 | 1,612 |
| Cash and due from depository institutions | $14,332,000 | 1,618 |
| Interest-bearing balances | $3,089,000 | 1,541 |
| Securities | $35,665,000 | 3,084 |
| Federal funds sold & reverse repurchase agreements | $9,766,000 | 1,326 |
| Net loans & leases | $303,634,000 | 1,382 |
| Loan loss allowance | $2,589,000 | 1,898 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,770,000 | 1,617 |
| Other real estate owned | $0 | 1,618 |
| Goodwill and other intangibles | $458,000 | 2,147 |
| All other assets | $15,988,000 | 1,067 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $386,612,000 | 1,612 |
| Total liabilities | $343,515,000 | 1,633 |
| Total deposits | $305,892,000 | 1,608 |
| Interest-bearing deposits | $280,718,000 | 1,475 |
| Deposits held in domestic offices | $305,892,000 | 1,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,952,000 | 878 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $20,912,000 | 1,728 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $759,000 | 4,104 |
| Total equity capital | $43,097,000 | 1,385 |
| Total bank equity capital | $43,097,000 | 1,385 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $43,086,000 | 643 |
| Undivided profits | $11,000 | 8,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 2,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $174,000 | 623 |
| Income earned, not collected on loans | $1,273,000 | 2,749 |
| Earning assets | $352,154,000 | 1,620 |
| Long-term assets (5+ years) | $101,295,000 | 1,001 |
| Average Assets, year-to-date | $370,424,000 | 1,634 |
| Average Assets, quarterly | $385,870,000 | 1,603 |
| Volatile liabilities | $69,193,000 | 1,815 |
| Insider loans | $4,299,000 | 1,520 |
| FHLB advances | $20,750,000 | 1,631 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $47,944,000 | 1,808 |
| Tier 1 (core) risk-based capital | $43,040,000 | 1,309 |
| Tier 2 risk-based capital | $2,597,000 | 1,810 |
| Total risk weighted assets | $328,732,000 | 1,347 |
| Total unused commitments | $47,944,000 | 1,809 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 108 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $385,127,000 | 1,596 |
| Cash and due from depository institutions | $11,429,000 | 1,595 |
| Interest-bearing balances | $1,696,000 | 2,165 |
| Securities | $30,650,000 | 3,525 |
| Federal funds sold & reverse repurchase agreements | $21,882,000 | 567 |
| Net loans & leases | $298,163,000 | 1,368 |
| Loan loss allowance | $2,559,000 | 1,890 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,815,000 | 1,563 |
| Other real estate owned | $0 | 1,595 |
| Goodwill and other intangibles | $491,000 | 2,111 |
| All other assets | $15,697,000 | 1,053 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $385,127,000 | 1,596 |
| Total liabilities | $342,397,000 | 1,608 |
| Total deposits | $299,725,000 | 1,604 |
| Interest-bearing deposits | $273,908,000 | 1,482 |
| Deposits held in domestic offices | $299,725,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,564,000 | 972 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $28,482,000 | 1,395 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $626,000 | 4,333 |
| Total equity capital | $42,730,000 | 1,373 |
| Total bank equity capital | $42,730,000 | 1,373 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $42,677,000 | 638 |
| Undivided profits | $53,000 | 8,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $620,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $60,000 | 938 |
| Income earned, not collected on loans | $1,188,000 | 2,674 |
| Earning assets | $352,391,000 | 1,588 |
| Long-term assets (5+ years) | $100,513,000 | 1,001 |
| Average Assets, year-to-date | $365,027,670 | 1,639 |
| Average Assets, quarterly | $371,170,000 | 1,633 |
| Volatile liabilities | $71,931,000 | 1,695 |
| Insider loans | $4,349,000 | 1,473 |
| FHLB advances | $28,309,000 | 1,319 |
| Loans and leases held for sale | $571,000 | 1,203 |
| Unused loan commitments | $57,761,000 | 1,516 |
| Tier 1 (core) risk-based capital | $42,628,000 | 1,288 |
| Tier 2 risk-based capital | $2,596,000 | 1,775 |
| Total risk weighted assets | $320,962,000 | 1,338 |
| Total unused commitments | $57,761,000 | 1,516 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 106 | 1,610 |
| Assets and Liabilities | ||
| Total Assets: | $357,213,000 | 1,684 |
| Cash and due from depository institutions | $6,683,000 | 1,610 |
| Interest-bearing balances | $311,000 | 3,880 |
| Securities | $32,742,000 | 3,401 |
| Federal funds sold & reverse repurchase agreements | $5,070,000 | 2,302 |
| Net loans & leases | $288,879,000 | 1,378 |
| Loan loss allowance | $2,534,000 | 1,877 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,826,000 | 1,537 |
| Other real estate owned | $0 | 1,610 |
| Goodwill and other intangibles | $523,000 | 2,065 |
| All other assets | $16,490,000 | 999 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $357,213,000 | 1,684 |
| Total liabilities | $314,788,000 | 1,714 |
| Total deposits | $285,313,000 | 1,669 |
| Interest-bearing deposits | $262,639,000 | 1,524 |
| Deposits held in domestic offices | $285,313,000 | 1,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,589,000 | 983 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,073,000 | 1,923 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $813,000 | 3,652 |
| Total equity capital | $42,425,000 | 1,360 |
| Total bank equity capital | $42,425,000 | 1,360 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $42,330,000 | 623 |
| Undivided profits | $95,000 | 8,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,209,000 | 2,537 |
| Earning assets | $327,002,000 | 1,679 |
| Long-term assets (5+ years) | $101,379,000 | 1,010 |
| Average Assets, year-to-date | $354,978,000 | 1,684 |
| Average Assets, quarterly | $354,978,000 | 1,684 |
| Volatile liabilities | $61,083,000 | 1,852 |
| Insider loans | $3,885,000 | 1,602 |
| FHLB advances | $15,889,000 | 1,840 |
| Loans and leases held for sale | $93,000 | 1,651 |
| Unused loan commitments | $51,733,000 | 1,602 |
| Tier 1 (core) risk-based capital | $42,278,000 | 1,285 |
| Tier 2 risk-based capital | $2,600,000 | 1,745 |
| Total risk weighted assets | $308,303,000 | 1,363 |
| Total unused commitments | $51,733,000 | 1,602 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 103 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $352,743,000 | 1,700 |
| Cash and due from depository institutions | $9,779,000 | 1,652 |
| Interest-bearing balances | $171,000 | 4,531 |
| Securities | $29,932,000 | 3,633 |
| Federal funds sold & reverse repurchase agreements | $9,829,000 | 1,186 |
| Net loans & leases | $281,436,000 | 1,402 |
| Loan loss allowance | $2,512,000 | 1,878 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,141,000 | 1,685 |
| Other real estate owned | $0 | 1,652 |
| Goodwill and other intangibles | $556,000 | 2,030 |
| All other assets | $15,070,000 | 1,050 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $352,743,000 | 1,700 |
| Total liabilities | $310,585,000 | 1,729 |
| Total deposits | $283,404,000 | 1,665 |
| Interest-bearing deposits | $260,182,000 | 1,522 |
| Deposits held in domestic offices | $283,404,000 | 1,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,581,000 | 1,316 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $18,987,000 | 1,789 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $613,000 | 4,245 |
| Total equity capital | $42,158,000 | 1,358 |
| Total bank equity capital | $42,158,000 | 1,358 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $41,936,000 | 620 |
| Undivided profits | $222,000 | 8,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $660,000 | 3,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,088,000 | 2,806 |
| Earning assets | $321,368,000 | 1,709 |
| Long-term assets (5+ years) | $104,981,000 | 1,009 |
| Average Assets, year-to-date | $351,431,800 | 1,619 |
| Average Assets, quarterly | $355,062,000 | 1,665 |
| Volatile liabilities | $55,387,000 | 1,956 |
| Insider loans | $23,340,000 | 187 |
| FHLB advances | $18,792,000 | 1,695 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $40,838,000 | 1,871 |
| Tier 1 (core) risk-based capital | $41,880,000 | 1,286 |
| Tier 2 risk-based capital | $2,665,000 | 1,707 |
| Total risk weighted assets | $298,926,000 | 1,386 |
| Total unused commitments | $40,838,000 | 1,872 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 100 | 1,702 |
| Assets and Liabilities | ||
| Total Assets: | $357,381,000 | 1,651 |
| Cash and due from depository institutions | $12,752,000 | 1,702 |
| Interest-bearing balances | $276,000 | 4,141 |
| Securities | $39,029,000 | 2,947 |
| Federal funds sold & reverse repurchase agreements | $14,348,000 | 785 |
| Net loans & leases | $269,811,000 | 1,431 |
| Loan loss allowance | $2,482,000 | 1,883 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,038,000 | 1,677 |
| Other real estate owned | $0 | 1,702 |
| Goodwill and other intangibles | $607,000 | 1,952 |
| All other assets | $14,796,000 | 1,041 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $357,381,000 | 1,651 |
| Total liabilities | $315,587,000 | 1,680 |
| Total deposits | $289,365,000 | 1,596 |
| Interest-bearing deposits | $264,454,000 | 1,484 |
| Deposits held in domestic offices | $289,365,000 | 1,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,481,000 | 1,339 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,165,000 | 1,819 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $576,000 | 4,543 |
| Total equity capital | $41,794,000 | 1,358 |
| Total bank equity capital | $41,794,000 | 1,358 |
| Perpetual preferred stock | $109,000 | 115 |
| Common stock | $0 | 8,249 |
| Surplus | $41,634,000 | 605 |
| Undivided profits | $51,000 | 8,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,639,000 | 1,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,093,000 | 2,867 |
| Earning assets | $323,464,000 | 1,665 |
| Long-term assets (5+ years) | $118,968,000 | 891 |
| Average Assets, year-to-date | $351,104,000 | 1,615 |
| Average Assets, quarterly | $355,126,000 | 1,642 |
| Volatile liabilities | $52,058,000 | 2,026 |
| Insider loans | $3,932,000 | 1,487 |
| FHLB advances | $17,960,000 | 1,723 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $45,223,000 | 1,693 |
| Tier 1 (core) risk-based capital | $41,682,000 | 1,269 |
| Tier 2 risk-based capital | $2,518,000 | 1,769 |
| Total risk weighted assets | $303,469,000 | 1,335 |
| Total unused commitments | $45,223,000 | 1,694 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 102 | 1,675 |
| Assets and Liabilities | ||
| Total Assets: | $352,871,000 | 1,639 |
| Cash and due from depository institutions | $12,972,000 | 1,675 |
| Interest-bearing balances | $268,000 | 4,229 |
| Securities | $40,717,000 | 2,898 |
| Federal funds sold & reverse repurchase agreements | $12,731,000 | 850 |
| Net loans & leases | $265,472,000 | 1,413 |
| Loan loss allowance | $2,428,000 | 1,910 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,878,000 | 1,708 |
| Other real estate owned | $0 | 1,675 |
| Goodwill and other intangibles | $639,000 | 1,923 |
| All other assets | $14,462,000 | 1,069 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $352,871,000 | 1,639 |
| Total liabilities | $311,420,000 | 1,677 |
| Total deposits | $284,911,000 | 1,606 |
| Interest-bearing deposits | $263,612,000 | 1,479 |
| Deposits held in domestic offices | $284,911,000 | 1,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,607,000 | 1,538 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,536,000 | 1,657 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $366,000 | 5,359 |
| Total equity capital | $41,451,000 | 1,315 |
| Total bank equity capital | $41,451,000 | 1,315 |
| Perpetual preferred stock | $109,000 | 116 |
| Common stock | $0 | 8,301 |
| Surplus | $41,215,000 | 593 |
| Undivided profits | $127,000 | 8,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,702,000 | 1,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,025,000 | 2,878 |
| Earning assets | $319,188,000 | 1,658 |
| Long-term assets (5+ years) | $137,280,000 | 802 |
| Average Assets, year-to-date | $349,011,670 | 1,620 |
| Average Assets, quarterly | $352,695,000 | 1,626 |
| Volatile liabilities | $53,611,000 | 1,931 |
| Insider loans | $3,704,000 | 1,560 |
| FHLB advances | $20,320,000 | 1,568 |
| Loans and leases held for sale | $324,000 | 1,322 |
| Unused loan commitments | $46,928,000 | 1,642 |
| Tier 1 (core) risk-based capital | $41,259,000 | 1,256 |
| Tier 2 risk-based capital | $2,517,000 | 1,747 |
| Total risk weighted assets | $305,152,000 | 1,298 |
| Total unused commitments | $46,928,000 | 1,645 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 99 | 1,725 |
| Assets and Liabilities | ||
| Total Assets: | $352,519,000 | 1,629 |
| Cash and due from depository institutions | $9,146,000 | 1,725 |
| Interest-bearing balances | $143,000 | 4,961 |
| Securities | $38,139,000 | 3,047 |
| Federal funds sold & reverse repurchase agreements | $23,696,000 | 578 |
| Net loans & leases | $261,539,000 | 1,404 |
| Loan loss allowance | $2,422,000 | 1,905 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,521,000 | 1,805 |
| Other real estate owned | $3,000 | 1,725 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $14,475,000 | 1,022 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $352,519,000 | 1,629 |
| Total liabilities | $311,849,000 | 1,653 |
| Total deposits | $284,714,000 | 1,579 |
| Interest-bearing deposits | $265,128,000 | 1,453 |
| Deposits held in domestic offices | $284,714,000 | 1,575 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,785,000 | 1,705 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $22,898,000 | 1,472 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $452,000 | 5,144 |
| Total equity capital | $40,670,000 | 1,369 |
| Total bank equity capital | $40,670,000 | 1,369 |
| Perpetual preferred stock | $109,000 | 120 |
| Common stock | $0 | 8,335 |
| Surplus | $40,414,000 | 588 |
| Undivided profits | $147,000 | 8,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,096,000 | 2,633 |
| Earning assets | $323,517,000 | 1,624 |
| Long-term assets (5+ years) | $112,827,000 | 938 |
| Average Assets, year-to-date | $347,082,000 | 1,627 |
| Average Assets, quarterly | $347,082,000 | 1,627 |
| Volatile liabilities | $50,706,000 | 1,954 |
| Insider loans | $4,508,000 | 1,258 |
| FHLB advances | $22,672,000 | 1,377 |
| Loans and leases held for sale | $342,000 | 1,443 |
| Unused loan commitments | $32,383,000 | 2,099 |
| Tier 1 (core) risk-based capital | $40,523,000 | 1,264 |
| Tier 2 risk-based capital | $2,524,000 | 1,711 |
| Total risk weighted assets | $299,208,000 | 1,299 |
| Total unused commitments | $32,383,000 | 2,104 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 99 | 1,748 |
| Assets and Liabilities | ||
| Total Assets: | $341,645,000 | 1,653 |
| Cash and due from depository institutions | $7,807,000 | 1,748 |
| Interest-bearing balances | $712,000 | 3,291 |
| Securities | $36,780,000 | 3,187 |
| Federal funds sold & reverse repurchase agreements | $20,740,000 | 538 |
| Net loans & leases | $256,525,000 | 1,419 |
| Loan loss allowance | $2,403,000 | 1,889 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,515,000 | 1,800 |
| Other real estate owned | $0 | 1,748 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $14,278,000 | 1,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $341,645,000 | 1,653 |
| Total liabilities | $301,496,000 | 1,691 |
| Total deposits | $285,157,000 | 1,566 |
| Interest-bearing deposits | $265,422,000 | 1,435 |
| Deposits held in domestic offices | $285,157,000 | 1,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,704,000 | 2,035 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,398,000 | 2,079 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $237,000 | 6,639 |
| Total equity capital | $40,149,000 | 1,357 |
| Total bank equity capital | $40,149,000 | 1,357 |
| Perpetual preferred stock | $109,000 | 121 |
| Common stock | $0 | 8,396 |
| Surplus | $39,953,000 | 588 |
| Undivided profits | $87,000 | 8,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $279,000 | 5,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,023,000 | 2,941 |
| Earning assets | $314,757,000 | 1,645 |
| Long-term assets (5+ years) | $123,193,000 | 881 |
| Average Assets, year-to-date | $333,055,600 | 1,627 |
| Average Assets, quarterly | $342,464,000 | 1,635 |
| Volatile liabilities | $49,710,000 | 1,980 |
| Insider loans | $4,389,000 | 1,247 |
| FHLB advances | $13,162,000 | 1,974 |
| Loans and leases held for sale | $248,000 | 1,428 |
| Unused loan commitments | $33,294,000 | 2,002 |
| Tier 1 (core) risk-based capital | $40,062,000 | 1,263 |
| Tier 2 risk-based capital | $2,462,000 | 1,735 |
| Total risk weighted assets | $273,207,000 | 1,418 |
| Total unused commitments | $33,294,000 | 2,004 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 94 | 1,857 |
| Assets and Liabilities | ||
| Total Assets: | $343,283,000 | 1,644 |
| Cash and due from depository institutions | $13,840,000 | 1,857 |
| Interest-bearing balances | $472,000 | 3,889 |
| Securities | $35,552,000 | 3,212 |
| Federal funds sold & reverse repurchase agreements | $29,023,000 | 494 |
| Net loans & leases | $244,988,000 | 1,466 |
| Loan loss allowance | $2,361,000 | 1,936 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,585,000 | 1,755 |
| Other real estate owned | $0 | 1,857 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $14,295,000 | 1,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,283,000 | 1,644 |
| Total liabilities | $303,969,000 | 1,675 |
| Total deposits | $285,627,000 | 1,570 |
| Interest-bearing deposits | $263,434,000 | 1,456 |
| Deposits held in domestic offices | $285,627,000 | 1,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,728,000 | 1,966 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,357,000 | 1,850 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $257,000 | 6,778 |
| Total equity capital | $39,314,000 | 1,399 |
| Total bank equity capital | $39,314,000 | 1,399 |
| Perpetual preferred stock | $109,000 | 122 |
| Common stock | $0 | 8,445 |
| Surplus | $39,640,000 | 605 |
| Undivided profits | $-435,000 | 8,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $761,000 | 3,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,144,000 | 2,761 |
| Earning assets | $310,035,000 | 1,673 |
| Long-term assets (5+ years) | $121,710,000 | 895 |
| Average Assets, year-to-date | $330,908,250 | 1,654 |
| Average Assets, quarterly | $338,062,000 | 1,659 |
| Volatile liabilities | $47,447,000 | 2,011 |
| Insider loans | $4,922,000 | 1,100 |
| FHLB advances | $15,112,000 | 1,733 |
| Loans and leases held for sale | $507,000 | 1,430 |
| Unused loan commitments | $32,847,000 | 2,041 |
| Tier 1 (core) risk-based capital | $39,314,000 | 1,302 |
| Tier 2 risk-based capital | $2,361,000 | 1,807 |
| Total risk weighted assets | $261,870,000 | 1,468 |
| Total unused commitments | $32,847,000 | 2,041 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 93 | 1,882 |
| Assets and Liabilities | ||
| Total Assets: | $332,841,000 | 1,685 |
| Cash and due from depository institutions | $10,880,000 | 1,882 |
| Interest-bearing balances | $463,000 | 4,009 |
| Securities | $30,642,000 | 3,495 |
| Federal funds sold & reverse repurchase agreements | $29,381,000 | 536 |
| Net loans & leases | $242,154,000 | 1,472 |
| Loan loss allowance | $2,383,000 | 1,884 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,600,000 | 1,717 |
| Other real estate owned | $0 | 1,882 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $14,184,000 | 1,012 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,841,000 | 1,685 |
| Total liabilities | $294,035,000 | 1,716 |
| Total deposits | $282,480,000 | 1,569 |
| Interest-bearing deposits | $260,234,000 | 1,452 |
| Deposits held in domestic offices | $282,480,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,930,000 | 2,121 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,442,000 | 2,457 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $183,000 | 7,552 |
| Total equity capital | $38,806,000 | 1,408 |
| Total bank equity capital | $38,806,000 | 1,408 |
| Perpetual preferred stock | $109,000 | 122 |
| Common stock | $0 | 8,468 |
| Surplus | $39,247,000 | 599 |
| Undivided profits | $-550,000 | 8,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,113,000 | 2,731 |
| Earning assets | $302,640,000 | 1,690 |
| Long-term assets (5+ years) | $111,324,000 | 939 |
| Average Assets, year-to-date | $326,783,330 | 1,659 |
| Average Assets, quarterly | $331,220,000 | 1,662 |
| Volatile liabilities | $47,566,000 | 1,961 |
| Insider loans | $4,892,000 | 1,085 |
| FHLB advances | $9,187,000 | 2,335 |
| Loans and leases held for sale | $672,000 | 1,588 |
| Unused loan commitments | $28,633,000 | 2,188 |
| Tier 1 (core) risk-based capital | $38,806,000 | 1,291 |
| Tier 2 risk-based capital | $2,383,000 | 1,749 |
| Total risk weighted assets | $250,938,000 | 1,499 |
| Total unused commitments | $28,633,000 | 2,199 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $329,599,000 | 1,653 |
| Cash and due from depository institutions | $8,755,000 | 1,898 |
| Interest-bearing balances | $450,000 | 3,940 |
| Securities | $28,383,000 | 3,677 |
| Federal funds sold & reverse repurchase agreements | $34,900,000 | 460 |
| Net loans & leases | $238,042,000 | 1,458 |
| Loan loss allowance | $2,372,000 | 1,848 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,605,000 | 1,689 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $13,914,000 | 1,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,599,000 | 1,653 |
| Total liabilities | $291,687,000 | 1,697 |
| Total deposits | $278,347,000 | 1,570 |
| Interest-bearing deposits | $261,048,000 | 1,440 |
| Deposits held in domestic offices | $278,347,000 | 1,567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,476,000 | 1,846 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,703,000 | 2,184 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $161,000 | 7,826 |
| Total equity capital | $37,912,000 | 1,400 |
| Total bank equity capital | $37,912,000 | 1,400 |
| Perpetual preferred stock | $109,000 | 123 |
| Common stock | $0 | 8,511 |
| Surplus | $38,852,000 | 604 |
| Undivided profits | $-1,049,000 | 8,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 4,407 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,157,000 | 2,638 |
| Earning assets | $301,775,000 | 1,665 |
| Long-term assets (5+ years) | $99,953,000 | 984 |
| Average Assets, year-to-date | $323,754,500 | 1,666 |
| Average Assets, quarterly | $323,754,500 | 1,666 |
| Volatile liabilities | $46,677,000 | 1,954 |
| Insider loans | $4,862,000 | 1,085 |
| FHLB advances | $10,439,000 | 2,085 |
| Loans and leases held for sale | $1,689,000 | 1,096 |
| Unused loan commitments | $29,615,000 | 2,063 |
| Tier 1 (core) risk-based capital | $37,912,000 | 1,304 |
| Tier 2 risk-based capital | $2,372,000 | 1,720 |
| Total risk weighted assets | $246,161,000 | 1,506 |
| Total unused commitments | $29,615,000 | 2,071 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 94 | 1,820 |
| Assets and Liabilities | ||
| Total Assets: | $317,910,000 | 1,680 |
| Cash and due from depository institutions | $7,214,000 | 1,820 |
| Interest-bearing balances | $784,000 | 3,345 |
| Securities | $22,845,000 | 4,265 |
| Federal funds sold & reverse repurchase agreements | $28,211,000 | 498 |
| Net loans & leases | $240,083,000 | 1,437 |
| Loan loss allowance | $2,342,000 | 1,826 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,639,000 | 1,657 |
| Other real estate owned | $0 | 1,820 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $13,918,000 | 993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,910,000 | 1,680 |
| Total liabilities | $280,219,000 | 1,726 |
| Total deposits | $269,304,000 | 1,586 |
| Interest-bearing deposits | $253,921,000 | 1,453 |
| Deposits held in domestic offices | $269,304,000 | 1,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,971,000 | 1,799 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $7,728,000 | 2,645 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $216,000 | 7,378 |
| Total equity capital | $37,691,000 | 1,383 |
| Total bank equity capital | $37,691,000 | 1,383 |
| Perpetual preferred stock | $109,000 | 127 |
| Common stock | $0 | 8,549 |
| Surplus | $38,451,000 | 598 |
| Undivided profits | $-869,000 | 8,991 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,158,000 | 2,778 |
| Earning assets | $291,923,000 | 1,676 |
| Long-term assets (5+ years) | $97,445,000 | 999 |
| Average Assets, year-to-date | $299,787,800 | 1,705 |
| Average Assets, quarterly | $310,727,500 | 1,710 |
| Volatile liabilities | $47,345,000 | 1,921 |
| Insider loans | $5,141,000 | 987 |
| FHLB advances | $7,454,000 | 2,518 |
| Loans and leases held for sale | $255,000 | 1,730 |
| Unused loan commitments | $31,791,000 | 1,877 |
| Tier 1 (core) risk-based capital | $37,691,000 | 1,266 |
| Tier 2 risk-based capital | $2,342,000 | 1,697 |
| Total risk weighted assets | $215,056,000 | 1,666 |
| Total unused commitments | $31,791,000 | 1,883 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 86 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $290,448,000 | 1,761 |
| Cash and due from depository institutions | $6,660,000 | 1,992 |
| Interest-bearing balances | $1,388,000 | 2,652 |
| Securities | $27,734,000 | 3,564 |
| Federal funds sold & reverse repurchase agreements | $13,186,000 | 1,113 |
| Net loans & leases | $224,298,000 | 1,482 |
| Loan loss allowance | $2,279,000 | 1,762 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,245,000 | 1,705 |
| Other real estate owned | $0 | 1,992 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $13,325,000 | 970 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $290,448,000 | 1,761 |
| Total liabilities | $254,680,000 | 1,810 |
| Total deposits | $251,334,000 | 1,620 |
| Interest-bearing deposits | $233,388,000 | 1,499 |
| Deposits held in domestic offices | $251,334,000 | 1,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,136,000 | 2,123 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $309,000 | 5,180 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $901,000 | 3,723 |
| Total equity capital | $35,768,000 | 1,370 |
| Total bank equity capital | $35,768,000 | 1,370 |
| Perpetual preferred stock | $109,000 | 137 |
| Common stock | $0 | 8,780 |
| Surplus | $36,005,000 | 616 |
| Undivided profits | $-346,000 | 8,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $254,000 | 5,553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,386,000 | 2,454 |
| Earning assets | $266,606,000 | 1,752 |
| Long-term assets (5+ years) | $71,587,000 | 1,304 |
| Average Assets, year-to-date | $291,178,000 | 1,658 |
| Average Assets, quarterly | $288,207,000 | 1,740 |
| Volatile liabilities | $32,768,000 | 2,536 |
| Insider loans | $1,551,000 | 2,915 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,379,000 | 1,062 |
| Unused loan commitments | $26,359,000 | 2,056 |
| Tier 1 (core) risk-based capital | $35,768,000 | 1,274 |
| Tier 2 risk-based capital | $2,279,000 | 1,637 |
| Total risk weighted assets | $194,865,000 | 1,744 |
| Total unused commitments | $26,359,000 | 2,061 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 83 | 2,039 |
| Assets and Liabilities | ||
| Total Assets: | $294,260,000 | 1,623 |
| Cash and due from depository institutions | $5,896,000 | 2,039 |
| Interest-bearing balances | $1,100,000 | 2,274 |
| Securities | $50,068,000 | 2,182 |
| Federal funds sold & reverse repurchase agreements | $1,443,000 | 4,842 |
| Net loans & leases | $219,824,000 | 1,456 |
| Loan loss allowance | $2,115,000 | 1,814 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,498,000 | 1,943 |
| Other real estate owned | $170,000 | 2,039 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $12,361,000 | 827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,260,000 | 1,623 |
| Total liabilities | $260,137,000 | 1,679 |
| Total deposits | $253,763,000 | 1,499 |
| Interest-bearing deposits | $239,217,000 | 1,377 |
| Deposits held in domestic offices | $253,763,000 | 1,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,303,000 | 2,575 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,895,000 | 2,973 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $176,000 | 8,558 |
| Total equity capital | $34,123,000 | 1,354 |
| Total bank equity capital | $34,123,000 | 1,354 |
| Perpetual preferred stock | $52,000 | 160 |
| Common stock | $0 | 9,055 |
| Surplus | $34,197,000 | 595 |
| Undivided profits | $-126,000 | 9,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 5,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,986,000 | 1,254 |
| Earning assets | $272,435,000 | 1,617 |
| Long-term assets (5+ years) | $52,393,000 | 1,578 |
| Average Assets, year-to-date | $281,652,600 | 1,613 |
| Average Assets, quarterly | $291,722,500 | 1,617 |
| Volatile liabilities | $44,097,000 | 1,958 |
| Insider loans | $3,290,000 | 1,498 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,970,000 | 2,123 |
| Tier 1 (core) risk-based capital | $34,123,000 | 1,278 |
| Tier 2 risk-based capital | $2,115,000 | 1,696 |
| Total risk weighted assets | $192,451,500 | 1,697 |
| Total unused commitments | $22,970,000 | 2,128 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 84 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $266,562,000 | 1,776 |
| Cash and due from depository institutions | $7,664,000 | 2,056 |
| Interest-bearing balances | $1,068,000 | 2,340 |
| Securities | $46,704,000 | 2,427 |
| Federal funds sold & reverse repurchase agreements | $3,726,000 | 2,450 |
| Net loans & leases | $193,651,000 | 1,568 |
| Loan loss allowance | $2,123,000 | 1,731 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,571,000 | 1,862 |
| Other real estate owned | $333,000 | 2,056 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,913,000 | 998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $266,562,000 | 1,776 |
| Total liabilities | $234,416,000 | 1,810 |
| Total deposits | $233,019,000 | 1,622 |
| Interest-bearing deposits | $221,562,000 | 1,464 |
| Deposits held in domestic offices | $233,019,000 | 1,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $859,000 | 3,150 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $373,000 | 5,136 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $165,000 | 8,542 |
| Total equity capital | $32,146,000 | 1,377 |
| Total bank equity capital | $32,146,000 | 1,377 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $32,220,000 | 628 |
| Undivided profits | $-74,000 | 9,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $851,000 | 2,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,575,000 | 1,353 |
| Earning assets | $245,149,000 | 1,756 |
| Long-term assets (5+ years) | $37,744,000 | 2,149 |
| Average Assets, year-to-date | $257,905,000 | 1,755 |
| Average Assets, quarterly | $263,564,500 | 1,775 |
| Volatile liabilities | $28,733,000 | 2,627 |
| Insider loans | $915,000 | 3,966 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,108,000 | 2,867 |
| Tier 1 (core) risk-based capital | $32,094,000 | 1,356 |
| Tier 2 risk-based capital | $2,102,120 | 1,606 |
| Total risk weighted assets | $168,022,420 | 1,817 |
| Total unused commitments | $15,108,000 | 2,874 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 79 | 2,211 |
| Assets and Liabilities | ||
| Total Assets: | $253,207,000 | 1,820 |
| Cash and due from depository institutions | $4,871,000 | 2,211 |
| Interest-bearing balances | $988,000 | 2,908 |
| Securities | $39,805,000 | 2,849 |
| Federal funds sold & reverse repurchase agreements | $18,979,000 | 847 |
| Net loans & leases | $181,451,000 | 1,552 |
| Loan loss allowance | $1,961,000 | 1,806 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,441,000 | 1,812 |
| Other real estate owned | $1,150,000 | 2,211 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,510,000 | 2,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,207,000 | 1,820 |
| Total liabilities | $222,832,000 | 1,866 |
| Total deposits | $221,484,000 | 1,699 |
| Interest-bearing deposits | $211,211,000 | 1,517 |
| Deposits held in domestic offices | $221,484,000 | 1,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,000 | 3,164 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $722,000 | 4,012 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $564,000 | 5,340 |
| Total equity capital | $30,375,000 | 1,468 |
| Total bank equity capital | $30,375,000 | 1,468 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $30,113,000 | 629 |
| Undivided profits | $262,000 | 9,329 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,016,000 | 2,351 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,439,000 | 1,478 |
| Earning assets | $241,223,000 | 1,766 |
| Long-term assets (5+ years) | $30,320,000 | 2,350 |
| Average Assets, year-to-date | $247,995,400 | 1,753 |
| Average Assets, quarterly | $253,850,500 | 1,795 |
| Volatile liabilities | $23,617,000 | 2,613 |
| Insider loans | $643,000 | 4,642 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $339,000 | 1,368 |
| Unused loan commitments | $9,818,000 | 3,665 |
| Tier 1 (core) risk-based capital | $30,113,000 | 1,401 |
| Tier 2 risk-based capital | $2,126,800 | 1,527 |
| Total risk weighted assets | $153,834,600 | 1,863 |
| Total unused commitments | $9,818,000 | 3,672 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $241,412,000 | 1,892 |
| Cash and due from depository institutions | $6,002,000 | 2,306 |
| Interest-bearing balances | $799,000 | 2,687 |
| Securities | $40,929,000 | 2,771 |
| Federal funds sold & reverse repurchase agreements | $2,477,000 | 4,467 |
| Net loans & leases | $183,232,000 | 1,536 |
| Loan loss allowance | $1,958,000 | 1,825 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,559,000 | 1,741 |
| Other real estate owned | $1,520,000 | 2,306 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,693,000 | 2,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,412,000 | 1,892 |
| Total liabilities | $212,905,000 | 1,934 |
| Total deposits | $212,465,000 | 1,763 |
| Interest-bearing deposits | $201,863,000 | 1,600 |
| Deposits held in domestic offices | $212,465,000 | 1,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $74,000 | 4,843 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $366,000 | 7,063 |
| Total equity capital | $28,507,000 | 1,590 |
| Total bank equity capital | $28,507,000 | 1,590 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $28,188,000 | 676 |
| Undivided profits | $319,000 | 9,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $648,000 | 3,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,721,000 | 1,252 |
| Earning assets | $227,437,000 | 1,847 |
| Long-term assets (5+ years) | $28,014,000 | 2,195 |
| Average Assets, year-to-date | $238,262,400 | 1,823 |
| Average Assets, quarterly | $239,484,000 | 1,880 |
| Volatile liabilities | $19,472,000 | 3,056 |
| Insider loans | $508,000 | 5,381 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,007,000 | 3,049 |
| Tier 1 (core) risk-based capital | $28,188,000 | 1,515 |
| Tier 2 risk-based capital | $1,811,760 | 1,676 |
| Total risk weighted assets | $144,794,260 | 1,933 |
| Total unused commitments | $12,007,000 | 3,051 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 79 | 2,373 |
| Assets and Liabilities | ||
| Total Assets: | $236,235,000 | 1,987 |
| Cash and due from depository institutions | $4,344,000 | 2,373 |
| Interest-bearing balances | $906,000 | 2,475 |
| Securities | $48,231,000 | 2,525 |
| Federal funds sold & reverse repurchase agreements | $680,000 | 7,073 |
| Net loans & leases | $174,793,000 | 1,646 |
| Loan loss allowance | $1,688,000 | 2,206 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,908,000 | 2,031 |
| Other real estate owned | $1,032,000 | 2,373 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,247,000 | 2,311 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,235,000 | 1,987 |
| Total liabilities | $210,279,000 | 2,009 |
| Total deposits | $208,154,000 | 1,863 |
| Interest-bearing deposits | $199,265,000 | 1,679 |
| Deposits held in domestic offices | $208,154,000 | 1,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,033,000 | 2,652 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $92,000 | 10,734 |
| Total equity capital | $25,956,000 | 1,741 |
| Total bank equity capital | $25,956,000 | 1,741 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $25,783,000 | 753 |
| Undivided profits | $173,000 | 10,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,548,000 | 1,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,865,000 | 1,173 |
| Earning assets | $224,610,000 | 1,919 |
| Long-term assets (5+ years) | $28,118,000 | 2,059 |
| Average Assets, year-to-date | $230,104,600 | 1,968 |
| Average Assets, quarterly | $236,508,500 | 1,965 |
| Volatile liabilities | $21,212,000 | 2,771 |
| Insider loans | $584,000 | 5,100 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $107,000 | 1,376 |
| Unused loan commitments | $14,908,000 | 2,553 |
| Tier 1 (core) risk-based capital | $25,783,000 | 1,663 |
| Tier 2 risk-based capital | $1,688,000 | 1,856 |
| Total risk weighted assets | $137,981,600 | 2,039 |
| Total unused commitments | $14,908,000 | 2,565 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 78 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $220,893,000 | 2,142 |
| Cash and due from depository institutions | $4,562,000 | 2,481 |
| Interest-bearing balances | $715,000 | 2,894 |
| Securities | $44,190,000 | 2,853 |
| Federal funds sold & reverse repurchase agreements | $5,484,000 | 2,655 |
| Net loans & leases | $159,997,000 | 1,771 |
| Loan loss allowance | $1,607,000 | 2,342 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,864,000 | 2,654 |
| Other real estate owned | $877,000 | 2,481 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,919,000 | 2,575 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,893,000 | 2,142 |
| Total liabilities | $197,137,000 | 2,156 |
| Total deposits | $196,456,000 | 2,003 |
| Interest-bearing deposits | $188,277,000 | 1,791 |
| Deposits held in domestic offices | $196,456,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $681,000 | 4,982 |
| Total equity capital | $23,756,000 | 1,895 |
| Total bank equity capital | $23,756,000 | 1,895 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $23,680,000 | 803 |
| Undivided profits | $76,000 | 11,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,715,000 | 1,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,707,000 | 1,298 |
| Earning assets | $210,386,000 | 2,055 |
| Long-term assets (5+ years) | $15,594,000 | 3,000 |
| Average Assets, year-to-date | $213,335,600 | 2,125 |
| Average Assets, quarterly | $221,497,000 | 2,112 |
| Volatile liabilities | $12,412,000 | 3,890 |
| Insider loans | $413,000 | 6,205 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $164,000 | 1,321 |
| Unused loan commitments | $9,467,000 | 3,417 |
| Tier 1 (core) risk-based capital | $23,680,000 | 1,816 |
| Tier 2 risk-based capital | $1,607,000 | 1,916 |
| Total risk weighted assets | $134,903,000 | 2,060 |
| Total unused commitments | $9,467,000 | 3,432 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $206,557,000 | 2,244 |
| Cash and due from depository institutions | $5,176,000 | 2,598 |
| Interest-bearing balances | $709,000 | 2,847 |
| Securities | $49,241,000 | 2,655 |
| Federal funds sold & reverse repurchase agreements | $347,000 | 7,295 |
| Net loans & leases | $145,904,000 | 1,913 |
| Loan loss allowance | $1,523,000 | 2,504 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,684,000 | 2,744 |
| Other real estate owned | $711,000 | 2,598 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,494,000 | 3,157 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,557,000 | 2,244 |
| Total liabilities | $185,364,000 | 2,269 |
| Total deposits | $184,541,000 | 2,102 |
| Interest-bearing deposits | $176,831,000 | 1,873 |
| Deposits held in domestic offices | $184,541,000 | 2,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $502,000 | 3,717 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $321,000 | 7,038 |
| Total equity capital | $21,193,000 | 1,955 |
| Total bank equity capital | $21,193,000 | 1,955 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $21,267,000 | 813 |
| Undivided profits | $-74,000 | 11,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 3,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,045,000 | 1,872 |
| Earning assets | $196,201,000 | 2,153 |
| Long-term assets (5+ years) | $11,104,000 | 3,850 |
| Average Assets, year-to-date | $209,204,600 | 2,141 |
| Average Assets, quarterly | $207,175,500 | 2,203 |
| Volatile liabilities | $7,545,000 | 5,302 |
| Insider loans | $1,106,000 | 3,433 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $48,000 | 1,362 |
| Unused loan commitments | $10,399,000 | 3,050 |
| Tier 1 (core) risk-based capital | $21,140,000 | 1,965 |
| Tier 2 risk-based capital | $1,432,080 | 2,107 |
| Total risk weighted assets | $114,348,180 | 2,329 |
| Total unused commitments | $10,399,000 | 3,060 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $209,890,000 | 2,214 |
| Cash and due from depository institutions | $3,634,000 | 2,832 |
| Interest-bearing balances | $667,000 | 3,979 |
| Securities | $52,232,000 | 2,648 |
| Federal funds sold & reverse repurchase agreements | $2,438,000 | 5,092 |
| Net loans & leases | $144,654,000 | 1,892 |
| Loan loss allowance | $1,241,000 | 3,067 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,687,000 | 2,727 |
| Other real estate owned | $2,055,000 | 2,832 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,190,000 | 3,221 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $209,890,000 | 2,214 |
| Total liabilities | $190,973,000 | 2,230 |
| Total deposits | $190,567,000 | 2,091 |
| Interest-bearing deposits | $183,501,000 | 1,877 |
| Deposits held in domestic offices | $190,567,000 | 2,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $406,000 | 6,220 |
| Total equity capital | $18,917,000 | 2,149 |
| Total bank equity capital | $18,917,000 | 2,149 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $19,115,000 | 848 |
| Undivided profits | $-198,000 | 12,483 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,050,000 | 3,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,029,000 | 1,685 |
| Earning assets | $199,991,000 | 2,154 |
| Long-term assets (5+ years) | $11,313,000 | 4,043 |
| Average Assets, year-to-date | $206,655,800 | 2,181 |
| Average Assets, quarterly | $210,981,500 | 2,177 |
| Volatile liabilities | $7,259,000 | 5,157 |
| Insider loans | $1,085,000 | 3,512 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $716,000 | 1,126 |
| Unused loan commitments | $9,782,000 | 3,156 |
| Tier 1 (core) risk-based capital | $18,917,000 | 2,089 |
| Tier 2 risk-based capital | $1,241,000 | 2,361 |
| Total risk weighted assets | $115,193,000 | 2,290 |
| Total unused commitments | $9,782,000 | 3,173 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 75 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $198,977,000 | 2,385 |
| Cash and due from depository institutions | $5,348,000 | 2,864 |
| Interest-bearing balances | $873,000 | 4,099 |
| Securities | $31,630,000 | 4,256 |
| Federal funds sold & reverse repurchase agreements | $7,019,000 | 2,356 |
| Net loans & leases | $146,962,000 | 1,897 |
| Loan loss allowance | $2,000,000 | 2,125 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,625,000 | 2,790 |
| Other real estate owned | $3,708,000 | 2,864 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,685,000 | 4,161 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,977,000 | 2,385 |
| Total liabilities | $182,226,000 | 2,399 |
| Total deposits | $180,919,000 | 2,281 |
| Interest-bearing deposits | $173,914,000 | 2,064 |
| Deposits held in domestic offices | $180,919,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,493 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $307,000 | 8,118 |
| Total equity capital | $16,751,000 | 2,303 |
| Total bank equity capital | $16,751,000 | 2,303 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $16,874,000 | 905 |
| Undivided profits | $-123,000 | 12,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,354,000 | 1,249 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,113,000 | 1,739 |
| Earning assets | $186,484,000 | 2,312 |
| Long-term assets (5+ years) | $12,967,000 | 3,622 |
| Average Assets, year-to-date | $193,992,400 | 2,379 |
| Average Assets, quarterly | $195,983,500 | 2,399 |
| Volatile liabilities | $8,494,000 | 4,637 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $90,000 | 1,131 |
| Unused loan commitments | $10,201,000 | 2,922 |
| Tier 1 (core) risk-based capital | $16,751,000 | 2,241 |
| Tier 2 risk-based capital | $1,476,210 | 2,083 |
| Total risk weighted assets | $117,449,710 | 2,310 |
| Total unused commitments | $10,201,000 | 2,938 |
| Derivatives | $0 | 651 |