Home > Chicago Community Bank > Income and Expense
Chicago Community Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,868,000 | 2,026 |
| Total interest expense | $1,787,000 | 3,848 |
| Net interest income | $13,081,000 | 1,691 |
| Provision for loan and lease losses | $17,722,000 | 419 |
| Total noninterest income | $1,426,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $919,000 | 1,615 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $507,000 | 3,173 |
| Total noninterest expense | $13,109,000 | 1,508 |
| Salaries and employee benefits | $3,772,000 | 2,545 |
| Premises and equipment expense | $2,187,000 | 1,187 |
| Additional noninterest expense | $7,150,000 | 1,031 |
| Pre-tax net operating income | $-16,324,000 | 7,475 |
| Securities gains (losses) | $129,000 | 1,941 |
| Applicable income taxes | $-5,782,000 | 7,593 |
| Income before extraordinary items | $-10,413,000 | 7,390 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,413,000 | 7,389 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-10,413,000 | 7,390 |
| Net charge-offs | $17,100,000 | 380 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-10,495,560 | 7,381 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,503,000 | 2,013 |
| Total interest expense | $1,461,000 | 3,768 |
| Net interest income | $10,042,000 | 1,677 |
| Provision for loan and lease losses | $11,254,000 | 458 |
| Total noninterest income | $1,265,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $717,000 | 1,605 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $548,000 | 2,606 |
| Total noninterest expense | $9,772,000 | 1,506 |
| Salaries and employee benefits | $2,827,000 | 2,570 |
| Premises and equipment expense | $1,670,000 | 1,181 |
| Additional noninterest expense | $5,275,000 | 1,015 |
| Pre-tax net operating income | $-9,719,000 | 7,551 |
| Securities gains (losses) | $135,000 | 1,684 |
| Applicable income taxes | $-3,458,000 | 7,669 |
| Income before extraordinary items | $-6,126,000 | 7,473 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,126,000 | 7,473 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,126,000 | 7,473 |
| Net charge-offs | $10,519,000 | 442 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,212,400 | 7,458 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,815,000 | 2,000 |
| Total interest expense | $1,048,000 | 3,682 |
| Net interest income | $6,767,000 | 1,667 |
| Provision for loan and lease losses | $5,854,000 | 565 |
| Total noninterest income | $900,000 | 2,190 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $490,000 | 1,589 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $410,000 | 2,388 |
| Total noninterest expense | $6,105,000 | 1,617 |
| Salaries and employee benefits | $1,903,000 | 2,548 |
| Premises and equipment expense | $1,005,000 | 1,322 |
| Additional noninterest expense | $3,197,000 | 1,113 |
| Pre-tax net operating income | $-4,292,000 | 7,517 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,578,000 | 7,671 |
| Income before extraordinary items | $-2,714,000 | 7,420 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,714,000 | 7,420 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,714,000 | 7,420 |
| Net charge-offs | $3,737,000 | 695 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,714,000 | 7,412 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 2,079 |
| Total interest expense | $563,000 | 3,608 |
| Net interest income | $3,283,000 | 1,731 |
| Provision for loan and lease losses | $4,204,000 | 429 |
| Total noninterest income | $408,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $256,000 | 1,524 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $152,000 | 2,815 |
| Total noninterest expense | $3,409,000 | 1,471 |
| Salaries and employee benefits | $977,000 | 2,522 |
| Premises and equipment expense | $507,000 | 1,340 |
| Additional noninterest expense | $1,925,000 | 927 |
| Pre-tax net operating income | $-3,922,000 | 7,734 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,410,000 | 7,832 |
| Income before extraordinary items | $-2,512,000 | 7,683 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,512,000 | 7,684 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,512,000 | 7,684 |
| Net charge-offs | $2,401,000 | 570 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,512,000 | 7,680 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,301,000 | 1,857 |
| Total interest expense | $3,439,000 | 3,086 |
| Net interest income | $14,862,000 | 1,516 |
| Provision for loan and lease losses | $7,857,000 | 1,036 |
| Total noninterest income | $2,012,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,217,000 | 1,417 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $795,000 | 2,462 |
| Total noninterest expense | $9,057,000 | 2,194 |
| Salaries and employee benefits | $4,015,000 | 2,433 |
| Premises and equipment expense | $1,593,000 | 1,694 |
| Additional noninterest expense | $3,449,000 | 2,079 |
| Pre-tax net operating income | $-40,000 | 5,496 |
| Securities gains (losses) | $-144,000 | 7,354 |
| Applicable income taxes | $-186,000 | 6,744 |
| Income before extraordinary items | $2,000 | 5,531 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,000 | 5,529 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,000 | 5,529 |
| Net charge-offs | $7,739,000 | 830 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $94,160 | 5,114 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $14,441,000 | 1,796 |
| Total interest expense | $2,795,000 | 3,021 |
| Net interest income | $11,646,000 | 1,431 |
| Provision for loan and lease losses | $6,467,000 | 871 |
| Total noninterest income | $1,548,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $928,000 | 1,400 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $620,000 | 2,467 |
| Total noninterest expense | $6,710,000 | 2,222 |
| Salaries and employee benefits | $3,118,000 | 2,385 |
| Premises and equipment expense | $1,196,000 | 1,721 |
| Additional noninterest expense | $2,396,000 | 2,186 |
| Pre-tax net operating income | $17,000 | 5,608 |
| Securities gains (losses) | $-144,000 | 7,529 |
| Applicable income taxes | $-177,000 | 7,072 |
| Income before extraordinary items | $50,000 | 5,561 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $50,000 | 5,561 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $50,000 | 5,561 |
| Net charge-offs | $4,534,000 | 882 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $142,160 | 5,065 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,877,000 | 1,784 |
| Total interest expense | $2,006,000 | 2,954 |
| Net interest income | $7,871,000 | 1,415 |
| Provision for loan and lease losses | $2,022,000 | 1,384 |
| Total noninterest income | $973,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $648,000 | 1,308 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $325,000 | 2,865 |
| Total noninterest expense | $4,754,000 | 2,125 |
| Salaries and employee benefits | $2,164,000 | 2,332 |
| Premises and equipment expense | $904,000 | 1,544 |
| Additional noninterest expense | $1,686,000 | 2,098 |
| Pre-tax net operating income | $2,068,000 | 1,100 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $733,000 | 805 |
| Income before extraordinary items | $1,335,000 | 1,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,335,000 | 1,408 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,335,000 | 1,409 |
| Net charge-offs | $403,000 | 2,602 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,335,000 | 1,375 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 1,769 |
| Total interest expense | $1,033,000 | 2,975 |
| Net interest income | $4,036,000 | 1,362 |
| Provision for loan and lease losses | $525,000 | 1,728 |
| Total noninterest income | $505,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $302,000 | 1,366 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $203,000 | 2,494 |
| Total noninterest expense | $2,412,000 | 2,048 |
| Salaries and employee benefits | $1,134,000 | 2,242 |
| Premises and equipment expense | $503,000 | 1,410 |
| Additional noninterest expense | $775,000 | 2,045 |
| Pre-tax net operating income | $1,604,000 | 793 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $586,000 | 569 |
| Income before extraordinary items | $1,018,000 | 1,061 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,018,000 | 1,061 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,018,000 | 1,063 |
| Net charge-offs | $264,000 | 1,893 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,018,000 | 988 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,300,000 | 1,801 |
| Total interest expense | $5,606,000 | 2,673 |
| Net interest income | $15,694,000 | 1,420 |
| Provision for loan and lease losses | $925,000 | 2,830 |
| Total noninterest income | $2,168,000 | 2,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,432,000 | 1,257 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $736,000 | 2,573 |
| Total noninterest expense | $9,116,000 | 2,110 |
| Salaries and employee benefits | $5,034,000 | 2,010 |
| Premises and equipment expense | $1,576,000 | 1,744 |
| Additional noninterest expense | $2,506,000 | 2,333 |
| Pre-tax net operating income | $7,821,000 | 714 |
| Securities gains (losses) | $51,000 | 1,583 |
| Applicable income taxes | $2,867,000 | 488 |
| Income before extraordinary items | $5,005,000 | 813 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,005,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 3,260 |
| Cash dividends | $3,120,000 | 875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,972,360 | 880 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,086,000 | 1,830 |
| Total interest expense | $4,418,000 | 2,648 |
| Net interest income | $11,668,000 | 1,452 |
| Provision for loan and lease losses | $550,000 | 2,590 |
| Total noninterest income | $1,673,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,093,000 | 1,240 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $580,000 | 2,581 |
| Total noninterest expense | $6,107,000 | 2,333 |
| Salaries and employee benefits | $3,216,000 | 2,381 |
| Premises and equipment expense | $1,185,000 | 1,741 |
| Additional noninterest expense | $1,706,000 | 2,485 |
| Pre-tax net operating income | $6,684,000 | 750 |
| Securities gains (losses) | $51,000 | 1,403 |
| Applicable income taxes | $2,445,000 | 544 |
| Income before extraordinary items | $4,290,000 | 855 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,290,000 | 854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,706 |
| Cash dividends | $3,121,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,257,360 | 922 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,796,000 | 1,848 |
| Total interest expense | $3,098,000 | 2,631 |
| Net interest income | $7,698,000 | 1,455 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $1,120,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $712,000 | 1,248 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $408,000 | 2,560 |
| Total noninterest expense | $4,714,000 | 2,034 |
| Salaries and employee benefits | $2,730,000 | 1,908 |
| Premises and equipment expense | $820,000 | 1,685 |
| Additional noninterest expense | $1,164,000 | 2,410 |
| Pre-tax net operating income | $3,804,000 | 931 |
| Securities gains (losses) | $51,000 | 1,432 |
| Applicable income taxes | $1,362,000 | 722 |
| Income before extraordinary items | $2,493,000 | 1,105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,493,000 | 1,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,937 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,459,850 | 1,100 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 1,859 |
| Total interest expense | $1,650,000 | 2,645 |
| Net interest income | $3,868,000 | 1,434 |
| Provision for loan and lease losses | $150,000 | 2,123 |
| Total noninterest income | $564,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $346,000 | 1,273 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $218,000 | 2,449 |
| Total noninterest expense | $2,396,000 | 2,003 |
| Salaries and employee benefits | $1,402,000 | 1,880 |
| Premises and equipment expense | $418,000 | 1,658 |
| Additional noninterest expense | $576,000 | 2,399 |
| Pre-tax net operating income | $1,886,000 | 1,008 |
| Securities gains (losses) | $51,000 | 1,072 |
| Applicable income taxes | $684,000 | 808 |
| Income before extraordinary items | $1,253,000 | 1,202 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,253,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,908 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,219,850 | 1,191 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,473,000 | 1,887 |
| Total interest expense | $7,332,000 | 2,506 |
| Net interest income | $15,141,000 | 1,504 |
| Provision for loan and lease losses | $280,000 | 3,319 |
| Total noninterest income | $2,131,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,336,000 | 1,341 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $795,000 | 2,564 |
| Total noninterest expense | $7,264,000 | 2,499 |
| Salaries and employee benefits | $4,641,000 | 2,166 |
| Premises and equipment expense | $1,103,000 | 2,358 |
| Additional noninterest expense | $1,520,000 | 3,377 |
| Pre-tax net operating income | $9,728,000 | 876 |
| Securities gains (losses) | $30,000 | 971 |
| Applicable income taxes | $3,657,000 | 689 |
| Income before extraordinary items | $6,101,000 | 1,067 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,101,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 2,496 |
| Cash dividends | $3,600,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,081,800 | 1,052 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,662,000 | 1,901 |
| Total interest expense | $5,425,000 | 2,539 |
| Net interest income | $11,237,000 | 1,526 |
| Provision for loan and lease losses | $160,000 | 3,381 |
| Total noninterest income | $1,555,000 | 2,162 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $978,000 | 1,349 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $577,000 | 2,621 |
| Total noninterest expense | $5,439,000 | 2,494 |
| Salaries and employee benefits | $3,144,000 | 2,395 |
| Premises and equipment expense | $844,000 | 2,290 |
| Additional noninterest expense | $1,451,000 | 2,697 |
| Pre-tax net operating income | $7,193,000 | 960 |
| Securities gains (losses) | $30,000 | 735 |
| Applicable income taxes | $2,748,000 | 750 |
| Income before extraordinary items | $4,475,000 | 1,160 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,475,000 | 1,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,455,800 | 1,147 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,052,000 | 1,932 |
| Total interest expense | $3,634,000 | 2,544 |
| Net interest income | $7,418,000 | 1,562 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $1,049,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $785,000 | 1,122 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $264,000 | 3,240 |
| Total noninterest expense | $3,536,000 | 2,586 |
| Salaries and employee benefits | $2,091,000 | 2,438 |
| Premises and equipment expense | $574,000 | 2,252 |
| Additional noninterest expense | $871,000 | 2,963 |
| Pre-tax net operating income | $4,841,000 | 987 |
| Securities gains (losses) | $25,000 | 665 |
| Applicable income taxes | $1,855,000 | 777 |
| Income before extraordinary items | $3,011,000 | 1,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,011,000 | 1,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,525 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,995,000 | 1,177 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 1,942 |
| Total interest expense | $1,799,000 | 2,546 |
| Net interest income | $3,678,000 | 1,578 |
| Provision for loan and lease losses | $90,000 | 2,153 |
| Total noninterest income | $536,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $400,000 | 1,073 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $136,000 | 3,192 |
| Total noninterest expense | $1,575,000 | 2,859 |
| Salaries and employee benefits | $999,000 | 2,556 |
| Premises and equipment expense | $261,000 | 2,482 |
| Additional noninterest expense | $315,000 | 3,827 |
| Pre-tax net operating income | $2,549,000 | 924 |
| Securities gains (losses) | $11,000 | 674 |
| Applicable income taxes | $980,000 | 747 |
| Income before extraordinary items | $1,580,000 | 1,114 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,580,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,323 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,572,960 | 1,102 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,253,000 | 1,888 |
| Total interest expense | $5,639,000 | 2,732 |
| Net interest income | $15,614,000 | 1,461 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $2,382,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,322,000 | 1,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,060,000 | 2,136 |
| Total noninterest expense | $6,811,000 | 2,576 |
| Salaries and employee benefits | $3,810,000 | 2,549 |
| Premises and equipment expense | $1,122,000 | 2,219 |
| Additional noninterest expense | $1,879,000 | 2,715 |
| Pre-tax net operating income | $10,585,000 | 935 |
| Securities gains (losses) | $15,000 | 981 |
| Applicable income taxes | $3,997,000 | 759 |
| Income before extraordinary items | $6,603,000 | 1,122 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,603,000 | 1,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,898 |
| Cash dividends | $3,540,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,593,400 | 1,110 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $15,761,000 | 1,902 |
| Total interest expense | $4,006,000 | 2,781 |
| Net interest income | $11,755,000 | 1,473 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $1,789,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $979,000 | 1,364 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $810,000 | 2,111 |
| Total noninterest expense | $5,273,000 | 2,499 |
| Salaries and employee benefits | $2,977,000 | 2,456 |
| Premises and equipment expense | $825,000 | 2,253 |
| Additional noninterest expense | $1,471,000 | 2,612 |
| Pre-tax net operating income | $7,821,000 | 989 |
| Securities gains (losses) | $7,000 | 967 |
| Applicable income taxes | $2,958,000 | 802 |
| Income before extraordinary items | $4,870,000 | 1,176 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,870,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,926 |
| Cash dividends | $2,039,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,865,520 | 1,165 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,089,000 | 1,931 |
| Total interest expense | $2,521,000 | 2,798 |
| Net interest income | $7,568,000 | 1,520 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $1,187,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $657,000 | 1,345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $530,000 | 2,140 |
| Total noninterest expense | $3,476,000 | 2,538 |
| Salaries and employee benefits | $1,943,000 | 2,504 |
| Premises and equipment expense | $556,000 | 2,235 |
| Additional noninterest expense | $977,000 | 2,623 |
| Pre-tax net operating income | $4,979,000 | 1,027 |
| Securities gains (losses) | $6,000 | 812 |
| Applicable income taxes | $1,880,000 | 835 |
| Income before extraordinary items | $3,105,000 | 1,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,105,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,101,160 | 1,193 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 1,915 |
| Total interest expense | $1,222,000 | 2,757 |
| Net interest income | $3,768,000 | 1,524 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $612,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $325,000 | 1,320 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $287,000 | 2,003 |
| Total noninterest expense | $1,719,000 | 2,570 |
| Salaries and employee benefits | $1,003,000 | 2,439 |
| Premises and equipment expense | $269,000 | 2,313 |
| Additional noninterest expense | $447,000 | 2,819 |
| Pre-tax net operating income | $2,511,000 | 999 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $942,000 | 827 |
| Income before extraordinary items | $1,569,000 | 1,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,569,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,569,000 | 1,168 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $18,126,000 | 1,857 |
| Total interest expense | $3,732,000 | 2,799 |
| Net interest income | $14,394,000 | 1,523 |
| Provision for loan and lease losses | $609,000 | 1,604 |
| Total noninterest income | $2,424,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,236,000 | 1,414 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,188,000 | 1,982 |
| Total noninterest expense | $7,301,000 | 2,290 |
| Salaries and employee benefits | $4,025,000 | 2,275 |
| Premises and equipment expense | $1,158,000 | 2,069 |
| Additional noninterest expense | $2,118,000 | 2,360 |
| Pre-tax net operating income | $8,908,000 | 1,083 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $3,310,000 | 895 |
| Income before extraordinary items | $5,601,000 | 1,281 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,601,000 | 1,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,953 |
| Cash dividends | $1,080,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,599,080 | 1,259 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,166,000 | 1,868 |
| Total interest expense | $2,609,000 | 2,830 |
| Net interest income | $10,557,000 | 1,536 |
| Provision for loan and lease losses | $410,000 | 1,683 |
| Total noninterest income | $1,851,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $914,000 | 1,412 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $937,000 | 1,901 |
| Total noninterest expense | $5,307,000 | 2,339 |
| Salaries and employee benefits | $3,019,000 | 2,259 |
| Premises and equipment expense | $826,000 | 2,162 |
| Additional noninterest expense | $1,462,000 | 2,521 |
| Pre-tax net operating income | $6,691,000 | 1,078 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $2,472,000 | 913 |
| Income before extraordinary items | $4,221,000 | 1,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,221,000 | 1,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,241 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,219,720 | 1,262 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 1,854 |
| Total interest expense | $1,622,000 | 2,870 |
| Net interest income | $6,984,000 | 1,534 |
| Provision for loan and lease losses | $260,000 | 1,721 |
| Total noninterest income | $1,234,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $610,000 | 1,392 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $624,000 | 1,879 |
| Total noninterest expense | $3,538,000 | 2,326 |
| Salaries and employee benefits | $2,035,000 | 2,225 |
| Premises and equipment expense | $540,000 | 2,195 |
| Additional noninterest expense | $963,000 | 2,533 |
| Pre-tax net operating income | $4,420,000 | 1,072 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $1,632,000 | 888 |
| Income before extraordinary items | $2,790,000 | 1,267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,790,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,788,720 | 1,243 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,029,000 | 1,922 |
| Total interest expense | $767,000 | 2,900 |
| Net interest income | $3,262,000 | 1,634 |
| Provision for loan and lease losses | $110,000 | 1,892 |
| Total noninterest income | $603,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $318,000 | 1,291 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $285,000 | 1,950 |
| Total noninterest expense | $1,553,000 | 2,618 |
| Salaries and employee benefits | $846,000 | 2,648 |
| Premises and equipment expense | $241,000 | 2,430 |
| Additional noninterest expense | $466,000 | 2,606 |
| Pre-tax net operating income | $2,202,000 | 1,048 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $810,000 | 896 |
| Income before extraordinary items | $1,394,000 | 1,240 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,394,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,392,720 | 1,216 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,008,000 | 1,900 |
| Total interest expense | $2,376,000 | 3,175 |
| Net interest income | $12,632,000 | 1,614 |
| Provision for loan and lease losses | $493,000 | 1,986 |
| Total noninterest income | $2,305,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,332,000 | 1,331 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $973,000 | 2,186 |
| Total noninterest expense | $6,631,000 | 2,409 |
| Salaries and employee benefits | $3,439,000 | 2,536 |
| Premises and equipment expense | $1,093,000 | 2,107 |
| Additional noninterest expense | $2,099,000 | 2,315 |
| Pre-tax net operating income | $7,813,000 | 1,129 |
| Securities gains (losses) | $35,000 | 2,001 |
| Applicable income taxes | $2,847,000 | 943 |
| Income before extraordinary items | $5,001,000 | 1,302 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,001,000 | 1,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,810 |
| Cash dividends | $600,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,978,600 | 1,271 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,110,000 | 1,905 |
| Total interest expense | $1,697,000 | 3,245 |
| Net interest income | $9,413,000 | 1,606 |
| Provision for loan and lease losses | $333,000 | 2,079 |
| Total noninterest income | $1,700,000 | 2,025 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $994,000 | 1,349 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $706,000 | 2,257 |
| Total noninterest expense | $4,893,000 | 2,427 |
| Salaries and employee benefits | $2,477,000 | 2,590 |
| Premises and equipment expense | $811,000 | 2,120 |
| Additional noninterest expense | $1,605,000 | 2,255 |
| Pre-tax net operating income | $5,887,000 | 1,119 |
| Securities gains (losses) | $34,000 | 1,949 |
| Applicable income taxes | $2,143,000 | 959 |
| Income before extraordinary items | $3,778,000 | 1,300 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,778,000 | 1,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,546 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,756,240 | 1,272 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 1,918 |
| Total interest expense | $1,095,000 | 3,320 |
| Net interest income | $6,204,000 | 1,606 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $1,077,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $632,000 | 1,400 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $445,000 | 2,365 |
| Total noninterest expense | $3,237,000 | 2,459 |
| Salaries and employee benefits | $1,644,000 | 2,611 |
| Premises and equipment expense | $535,000 | 2,138 |
| Additional noninterest expense | $1,058,000 | 2,280 |
| Pre-tax net operating income | $3,914,000 | 1,103 |
| Securities gains (losses) | $32,000 | 1,752 |
| Applicable income taxes | $1,432,000 | 950 |
| Income before extraordinary items | $2,514,000 | 1,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,514,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,493,520 | 1,260 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 1,928 |
| Total interest expense | $541,000 | 3,405 |
| Net interest income | $3,097,000 | 1,607 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $521,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $302,000 | 1,414 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $219,000 | 2,324 |
| Total noninterest expense | $1,604,000 | 2,493 |
| Salaries and employee benefits | $859,000 | 2,525 |
| Premises and equipment expense | $258,000 | 2,228 |
| Additional noninterest expense | $487,000 | 2,425 |
| Pre-tax net operating income | $1,954,000 | 1,092 |
| Securities gains (losses) | $17,000 | 1,792 |
| Applicable income taxes | $715,000 | 967 |
| Income before extraordinary items | $1,256,000 | 1,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,256,000 | 1,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $600,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,245,120 | 1,237 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,700,000 | 1,928 |
| Total interest expense | $2,622,000 | 3,225 |
| Net interest income | $12,078,000 | 1,609 |
| Provision for loan and lease losses | $520,000 | 2,094 |
| Total noninterest income | $2,346,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,338,000 | 1,297 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,008,000 | 2,372 |
| Total noninterest expense | $6,555,000 | 2,397 |
| Salaries and employee benefits | $3,334,000 | 2,520 |
| Premises and equipment expense | $1,177,000 | 1,942 |
| Additional noninterest expense | $2,044,000 | 2,358 |
| Pre-tax net operating income | $7,349,000 | 1,137 |
| Securities gains (losses) | $47,000 | 2,570 |
| Applicable income taxes | $2,581,000 | 1,042 |
| Income before extraordinary items | $4,815,000 | 1,322 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,815,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,514 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,784,450 | 1,264 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,137,000 | 1,940 |
| Total interest expense | $2,075,000 | 3,195 |
| Net interest income | $9,062,000 | 1,618 |
| Provision for loan and lease losses | $430,000 | 1,923 |
| Total noninterest income | $1,812,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,005,000 | 1,304 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $807,000 | 2,359 |
| Total noninterest expense | $5,069,000 | 2,328 |
| Salaries and employee benefits | $2,561,000 | 2,468 |
| Premises and equipment expense | $874,000 | 1,957 |
| Additional noninterest expense | $1,634,000 | 2,198 |
| Pre-tax net operating income | $5,375,000 | 1,205 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $1,841,000 | 1,128 |
| Income before extraordinary items | $3,579,000 | 1,390 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,579,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,029 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,549,300 | 1,325 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,477,000 | 1,949 |
| Total interest expense | $1,502,000 | 3,041 |
| Net interest income | $5,975,000 | 1,628 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $1,204,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $653,000 | 1,314 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $551,000 | 2,304 |
| Total noninterest expense | $3,339,000 | 2,352 |
| Salaries and employee benefits | $1,692,000 | 2,478 |
| Premises and equipment expense | $583,000 | 1,954 |
| Additional noninterest expense | $1,064,000 | 2,237 |
| Pre-tax net operating income | $3,540,000 | 1,211 |
| Securities gains (losses) | $23,000 | 2,537 |
| Applicable income taxes | $1,187,000 | 1,191 |
| Income before extraordinary items | $2,376,000 | 1,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,376,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,360,590 | 1,302 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 1,938 |
| Total interest expense | $783,000 | 2,997 |
| Net interest income | $3,000,000 | 1,635 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $600,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $330,000 | 1,276 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $270,000 | 2,254 |
| Total noninterest expense | $1,701,000 | 2,286 |
| Salaries and employee benefits | $869,000 | 2,428 |
| Premises and equipment expense | $309,000 | 1,850 |
| Additional noninterest expense | $523,000 | 2,235 |
| Pre-tax net operating income | $1,749,000 | 1,234 |
| Securities gains (losses) | $23,000 | 1,827 |
| Applicable income taxes | $568,000 | 1,235 |
| Income before extraordinary items | $1,204,000 | 1,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,204,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,188,360 | 1,294 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,717,000 | 2,244 |
| Total interest expense | $3,211,000 | 3,336 |
| Net interest income | $10,506,000 | 1,855 |
| Provision for loan and lease losses | $593,000 | 2,101 |
| Total noninterest income | $1,726,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,175,000 | 1,377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $551,000 | 3,112 |
| Total noninterest expense | $5,668,000 | 2,612 |
| Salaries and employee benefits | $2,749,000 | 2,849 |
| Premises and equipment expense | $1,075,000 | 2,038 |
| Additional noninterest expense | $1,844,000 | 2,498 |
| Pre-tax net operating income | $5,971,000 | 1,404 |
| Securities gains (losses) | $28,000 | 2,890 |
| Applicable income taxes | $1,893,000 | 1,344 |
| Income before extraordinary items | $4,106,000 | 1,502 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,106,000 | 1,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,939 |
| Cash dividends | $960,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,086,960 | 1,459 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 3,300 |
| Total interest expense | $3,433,000 | 4,265 |
| Net interest income | $6,609,000 | 2,701 |
| Provision for loan and lease losses | $356,000 | 2,877 |
| Total noninterest income | $1,440,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $988,000 | 1,494 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $452,000 | 3,303 |
| Total noninterest expense | $4,106,000 | 3,350 |
| Salaries and employee benefits | $1,895,000 | 3,743 |
| Premises and equipment expense | $989,000 | 2,159 |
| Additional noninterest expense | $1,222,000 | 3,443 |
| Pre-tax net operating income | $3,587,000 | 1,938 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,054,000 | 1,996 |
| Income before extraordinary items | $2,533,000 | 2,060 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,533,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,838 |
| Cash dividends | $960,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,533,000 | 1,985 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,433,000 | 3,961 |
| Total interest expense | $3,100,000 | 4,798 |
| Net interest income | $5,333,000 | 3,286 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,068,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $887,000 | 1,545 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $181,000 | 5,011 |
| Total noninterest expense | $3,049,000 | 4,173 |
| Salaries and employee benefits | $1,481,000 | 4,402 |
| Premises and equipment expense | $803,000 | 2,560 |
| Additional noninterest expense | $765,000 | 4,879 |
| Pre-tax net operating income | $3,172,000 | 2,280 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $871,000 | 2,363 |
| Income before extraordinary items | $2,301,000 | 2,243 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,301,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,301,000 | 2,250 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,806,000 | 4,507 |
| Total interest expense | $2,102,000 | 5,801 |
| Net interest income | $4,704,000 | 3,644 |
| Provision for loan and lease losses | $179,000 | 3,861 |
| Total noninterest income | $1,015,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $868,000 | 1,518 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $147,000 | 5,652 |
| Total noninterest expense | $2,463,000 | 4,939 |
| Salaries and employee benefits | $1,354,000 | 4,711 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $621,000 | 5,700 |
| Pre-tax net operating income | $3,077,000 | 2,358 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $877,000 | 2,437 |
| Income before extraordinary items | $2,200,000 | 2,368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,200,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 9,869 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,200,000 | 2,343 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 4,763 |
| Total interest expense | $2,329,000 | 5,621 |
| Net interest income | $4,058,000 | 4,069 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $1,163,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,007,000 | 1,245 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $156,000 | 5,579 |
| Total noninterest expense | $2,276,000 | 5,094 |
| Salaries and employee benefits | $1,336,000 | 4,659 |
| Premises and equipment expense | $389,000 | 4,524 |
| Additional noninterest expense | $551,000 | 6,085 |
| Pre-tax net operating income | $2,810,000 | 2,520 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $823,000 | 2,678 |
| Income before extraordinary items | $2,003,000 | 2,549 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,003,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,991,640 | 2,488 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 4,969 |
| Total interest expense | $2,393,000 | 5,583 |
| Net interest income | $3,760,000 | 4,462 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $1,140,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,037,000 | 1,224 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $103,000 | 6,713 |
| Total noninterest expense | $2,250,000 | 5,207 |
| Salaries and employee benefits | $1,273,000 | 4,856 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $600,000 | 5,808 |
| Pre-tax net operating income | $2,500,000 | 2,917 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $693,000 | 3,263 |
| Income before extraordinary items | $1,807,000 | 2,818 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,807,000 | 2,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $360,000 | 4,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,807,000 | 2,770 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,931,000 | 5,229 |
| Total interest expense | $2,535,000 | 5,454 |
| Net interest income | $3,396,000 | 4,956 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $895,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $794,000 | 1,688 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $2,108,000 | 5,725 |
| Salaries and employee benefits | $1,204,000 | 5,193 |
| Premises and equipment expense | $359,000 | 4,932 |
| Additional noninterest expense | $545,000 | 6,721 |
| Pre-tax net operating income | $2,163,000 | 3,206 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $660,000 | 3,324 |
| Income before extraordinary items | $1,503,000 | 3,183 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,503,000 | 3,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $1,440,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,503,000 | 3,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 5,279 |
| Total interest expense | $2,483,000 | 5,600 |
| Net interest income | $3,404,000 | 4,976 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $709,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $585,000 | 2,316 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $124,000 | 6,546 |
| Total noninterest expense | $2,078,000 | 5,814 |
| Salaries and employee benefits | $1,087,000 | 5,659 |
| Premises and equipment expense | $342,000 | 5,108 |
| Additional noninterest expense | $649,000 | 6,209 |
| Pre-tax net operating income | $2,035,000 | 3,438 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $654,000 | 3,427 |
| Income before extraordinary items | $1,380,000 | 3,508 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,380,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $14,500,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,380,680 | 3,485 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,928,000 | 4,918 |
| Total interest expense | $2,179,000 | 5,210 |
| Net interest income | $3,749,000 | 4,640 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $693,000 | 4,155 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $608,000 | 2,242 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $85,000 | 8,027 |
| Total noninterest expense | $2,175,000 | 5,810 |
| Salaries and employee benefits | $1,117,000 | 5,579 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $763,000 | 5,918 |
| Pre-tax net operating income | $2,267,000 | 3,090 |
| Securities gains (losses) | $-166,000 | 11,851 |
| Applicable income taxes | $682,000 | 3,150 |
| Income before extraordinary items | $1,419,000 | 3,329 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,419,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $294,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,531,880 | 3,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 4,812 |
| Total interest expense | $2,263,000 | 5,248 |
| Net interest income | $3,939,000 | 4,471 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $717,000 | 4,351 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $627,000 | 2,184 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,233,000 | 5,791 |
| Salaries and employee benefits | $1,050,000 | 5,876 |
| Premises and equipment expense | $315,000 | 5,622 |
| Additional noninterest expense | $868,000 | 5,536 |
| Pre-tax net operating income | $2,413,000 | 2,794 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $817,000 | 2,715 |
| Income before extraordinary items | $1,599,000 | 3,058 |
| Extraordinary gains, net | $-1,000 | 12,163 |
| Net income | $1,598,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $511,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,597,020 | 2,888 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 4,974 |
| Total interest expense | $3,008,000 | 5,151 |
| Net interest income | $3,754,000 | 4,724 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $707,000 | 4,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $636,000 | 2,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 9,237 |
| Total noninterest expense | $2,218,000 | 5,877 |
| Salaries and employee benefits | $1,184,000 | 5,229 |
| Premises and equipment expense | $302,000 | 5,941 |
| Additional noninterest expense | $732,000 | 6,533 |
| Pre-tax net operating income | $2,219,000 | 2,811 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $785,000 | 2,667 |
| Income before extraordinary items | $1,525,000 | 3,032 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,525,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $430,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,464,940 | 2,910 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.