Home > Chicago City Bank and Trust Company > Income and Expense
Chicago City Bank and Trust Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,586,000 | 3,053 |
| Total interest expense | $4,515,000 | 3,296 |
| Net interest income | $6,071,000 | 2,832 |
| Provision for loan and lease losses | $-124,000 | 10,337 |
| Total noninterest income | $1,189,000 | 2,710 |
| Gross Fiduciary activities income | $427,000 | 687 |
| Service charges on deposit accounts | $615,000 | 2,081 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $147,000 | 5,739 |
| Total noninterest expense | $4,618,000 | 2,809 |
| Salaries and employee benefits | $2,905,000 | 2,319 |
| Premises and equipment expense | $666,000 | 2,892 |
| Additional noninterest expense | $1,047,000 | 3,803 |
| Pre-tax net operating income | $2,766,000 | 2,562 |
| Securities gains (losses) | $90,000 | 1,353 |
| Applicable income taxes | $618,000 | 3,329 |
| Income before extraordinary items | $2,238,000 | 2,305 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,238,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,499 |
| Cash dividends | $1,600,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,167,800 | 2,303 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,293,000 | 2,888 |
| Total interest expense | $4,806,000 | 3,093 |
| Net interest income | $6,487,000 | 2,681 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $1,307,000 | 2,452 |
| Gross Fiduciary activities income | $435,000 | 700 |
| Service charges on deposit accounts | $658,000 | 1,994 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $214,000 | 4,805 |
| Total noninterest expense | $5,097,000 | 2,517 |
| Salaries and employee benefits | $3,178,000 | 2,074 |
| Premises and equipment expense | $707,000 | 2,712 |
| Additional noninterest expense | $1,212,000 | 3,330 |
| Pre-tax net operating income | $2,682,000 | 2,742 |
| Securities gains (losses) | $42,000 | 1,434 |
| Applicable income taxes | $616,000 | 3,596 |
| Income before extraordinary items | $2,108,000 | 2,467 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,108,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $1,680,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,075,660 | 2,447 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,478,000 | 2,881 |
| Total interest expense | $4,815,000 | 3,103 |
| Net interest income | $6,663,000 | 2,654 |
| Provision for loan and lease losses | $27,000 | 7,576 |
| Total noninterest income | $1,360,000 | 2,466 |
| Gross Fiduciary activities income | $429,000 | 748 |
| Service charges on deposit accounts | $751,000 | 1,802 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $180,000 | 5,465 |
| Total noninterest expense | $5,031,000 | 2,727 |
| Salaries and employee benefits | $3,098,000 | 2,155 |
| Premises and equipment expense | $627,000 | 3,071 |
| Additional noninterest expense | $1,306,000 | 3,519 |
| Pre-tax net operating income | $2,965,000 | 2,400 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $708,000 | 3,149 |
| Income before extraordinary items | $2,256,000 | 2,191 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,256,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $1,760,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,256,760 | 2,137 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,755,000 | 2,624 |
| Total interest expense | $5,837,000 | 2,626 |
| Net interest income | $6,918,000 | 2,591 |
| Provision for loan and lease losses | $-225,000 | 11,827 |
| Total noninterest income | $1,366,000 | 2,448 |
| Gross Fiduciary activities income | $423,000 | 790 |
| Service charges on deposit accounts | $785,000 | 1,733 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $158,000 | 5,834 |
| Total noninterest expense | $5,538,000 | 2,455 |
| Salaries and employee benefits | $3,474,000 | 1,907 |
| Premises and equipment expense | $660,000 | 2,962 |
| Additional noninterest expense | $1,404,000 | 3,255 |
| Pre-tax net operating income | $2,971,000 | 2,455 |
| Securities gains (losses) | $-523,000 | 11,812 |
| Applicable income taxes | $418,000 | 4,795 |
| Income before extraordinary items | $2,030,000 | 2,478 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,030,000 | 2,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-300,000 | 11,899 |
| Cash dividends | $1,440,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,464,090 | 2,015 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,018,000 | 2,340 |
| Total interest expense | $4,762,000 | 2,575 |
| Net interest income | $8,256,000 | 2,193 |
| Provision for loan and lease losses | $114,000 | 4,281 |
| Total noninterest income | $1,549,000 | 2,235 |
| Gross Fiduciary activities income | $440,000 | 779 |
| Service charges on deposit accounts | $881,000 | 1,535 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $228,000 | 4,839 |
| Total noninterest expense | $6,031,000 | 2,329 |
| Salaries and employee benefits | $3,660,000 | 1,826 |
| Premises and equipment expense | $606,000 | 3,241 |
| Additional noninterest expense | $1,765,000 | 2,876 |
| Pre-tax net operating income | $3,660,000 | 1,949 |
| Securities gains (losses) | $151,000 | 602 |
| Applicable income taxes | $909,000 | 2,447 |
| Income before extraordinary items | $2,902,000 | 1,690 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,902,000 | 1,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,099 |
| Cash dividends | $2,080,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,787,240 | 1,758 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,847,000 | 2,399 |
| Total interest expense | $4,203,000 | 3,019 |
| Net interest income | $8,644,000 | 2,085 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $1,742,000 | 2,173 |
| Gross Fiduciary activities income | $505,000 | 761 |
| Service charges on deposit accounts | $954,000 | 1,411 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $283,000 | 4,630 |
| Total noninterest expense | $6,024,000 | 2,387 |
| Salaries and employee benefits | $3,769,000 | 1,776 |
| Premises and equipment expense | $637,000 | 3,137 |
| Additional noninterest expense | $1,618,000 | 3,282 |
| Pre-tax net operating income | $4,112,000 | 1,684 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $1,003,000 | 2,258 |
| Income before extraordinary items | $3,182,000 | 1,601 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,182,000 | 1,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,550 |
| Cash dividends | $2,400,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,126,520 | 1,536 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,312,000 | 2,650 |
| Total interest expense | $4,831,000 | 3,419 |
| Net interest income | $8,481,000 | 2,147 |
| Provision for loan and lease losses | $250,000 | 4,577 |
| Total noninterest income | $1,738,000 | 2,138 |
| Gross Fiduciary activities income | $515,000 | 756 |
| Service charges on deposit accounts | $1,014,000 | 1,313 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $209,000 | 5,520 |
| Total noninterest expense | $6,108,000 | 2,379 |
| Salaries and employee benefits | $3,511,000 | 1,874 |
| Premises and equipment expense | $765,000 | 2,707 |
| Additional noninterest expense | $1,832,000 | 3,013 |
| Pre-tax net operating income | $3,861,000 | 1,612 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $840,000 | 2,472 |
| Income before extraordinary items | $3,025,000 | 1,530 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,025,000 | 1,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $1,960,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,021,880 | 1,420 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.