Home > Cheyenne Western Bank > Income and Expense
Cheyenne Western Bank, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $455,000 | 10,727 |
Total interest expense | $168,000 | 10,705 |
Net interest income | $287,000 | 10,695 |
Provision for loan and lease losses | $5,000 | 8,640 |
Total noninterest income | $93,000 | 9,545 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $78,000 | 7,689 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $15,000 | 10,147 |
Total noninterest expense | $296,000 | 10,709 |
Salaries and employee benefits | $140,000 | 10,740 |
Premises and equipment expense | $27,000 | 10,663 |
Additional noninterest expense | $129,000 | 10,241 |
Pre-tax net operating income | $79,000 | 10,141 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $19,000 | 9,739 |
Income before extraordinary items | $60,000 | 10,180 |
Extraordinary gains, net | $0 | 44 |
Net income | $60,000 | 10,182 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $7,000 | 7,643 |
Cash dividends | $60,000 | 7,029 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $60,000 | 10,146 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $479,000 | 11,272 |
Total interest expense | $157,000 | 11,274 |
Net interest income | $322,000 | 11,203 |
Provision for loan and lease losses | $3,000 | 8,923 |
Total noninterest income | $76,000 | 10,350 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 8,398 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 10,919 |
Total noninterest expense | $339,000 | 11,141 |
Salaries and employee benefits | $161,000 | 11,192 |
Premises and equipment expense | $48,000 | 10,693 |
Additional noninterest expense | $130,000 | 10,794 |
Pre-tax net operating income | $56,000 | 10,569 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $11,000 | 10,352 |
Income before extraordinary items | $45,000 | 10,612 |
Extraordinary gains, net | $0 | 53 |
Net income | $45,000 | 10,610 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,146 |
Cash dividends | $45,000 | 7,628 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $45,000 | 10,557 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $523,000 | 11,767 |
Total interest expense | $141,000 | 11,825 |
Net interest income | $382,000 | 11,639 |
Provision for loan and lease losses | $7,000 | 8,542 |
Total noninterest income | $75,000 | 10,836 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 8,787 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 11,437 |
Total noninterest expense | $347,000 | 11,596 |
Salaries and employee benefits | $163,000 | 11,683 |
Premises and equipment expense | $46,000 | 11,193 |
Additional noninterest expense | $138,000 | 11,204 |
Pre-tax net operating income | $103,000 | 11,066 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $30,000 | 10,584 |
Income before extraordinary items | $73,000 | 11,152 |
Extraordinary gains, net | $0 | 65 |
Net income | $73,000 | 11,149 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 8,178 |
Cash dividends | $73,000 | 7,347 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $73,000 | 11,127 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $424,000 | 12,460 |
Total interest expense | $107,000 | 12,503 |
Net interest income | $317,000 | 12,387 |
Provision for loan and lease losses | $4,000 | 8,908 |
Total noninterest income | $77,000 | 11,331 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 9,141 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 12,029 |
Total noninterest expense | $349,000 | 12,212 |
Salaries and employee benefits | $160,000 | 12,306 |
Premises and equipment expense | $45,000 | 11,810 |
Additional noninterest expense | $144,000 | 11,865 |
Pre-tax net operating income | $41,000 | 11,946 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $7,000 | 11,444 |
Income before extraordinary items | $34,000 | 11,896 |
Extraordinary gains, net | $0 | 249 |
Net income | $34,000 | 11,896 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,352 |
Cash dividends | $34,000 | 8,305 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $34,000 | 11,937 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $400,000 | 13,124 |
Total interest expense | $111,000 | 13,161 |
Net interest income | $289,000 | 13,027 |
Provision for loan and lease losses | $22,000 | 8,943 |
Total noninterest income | $93,000 | 11,491 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $79,000 | 9,041 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $14,000 | 12,477 |
Total noninterest expense | $361,000 | 12,790 |
Salaries and employee benefits | $158,000 | 12,932 |
Premises and equipment expense | $42,000 | 12,473 |
Additional noninterest expense | $161,000 | 12,267 |
Pre-tax net operating income | $-1,000 | 12,442 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-1,000 | 12,725 |
Income before extraordinary items | $0 | 12,522 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $0 | 12,546 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $22,000 | 7,578 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $0 | 12,384 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $448,000 | 13,743 |
Total interest expense | $150,000 | 13,773 |
Net interest income | $298,000 | 13,626 |
Provision for loan and lease losses | $8,000 | 11,328 |
Total noninterest income | $82,000 | 12,225 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $65,000 | 9,734 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $17,000 | 12,822 |
Total noninterest expense | $335,000 | 13,461 |
Salaries and employee benefits | $151,000 | 13,545 |
Premises and equipment expense | $43,000 | 12,949 |
Additional noninterest expense | $141,000 | 13,080 |
Pre-tax net operating income | $37,000 | 12,492 |
Securities gains (losses) | $5,000 | 7,049 |
Applicable income taxes | $6,000 | 12,482 |
Income before extraordinary items | $36,000 | 12,668 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $36,000 | 12,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 9,962 |
Cash dividends | $35,000 | 8,104 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $31,700 | 12,456 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.