Home > Cheyenne Mountain Bank > Income and Expense
Cheyenne Mountain Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 6,919 |
| Total interest expense | $270,000 | 7,985 |
| Net interest income | $1,229,000 | 6,100 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $104,000 | 6,789 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $42,000 | 6,534 |
| Total noninterest expense | $895,000 | 6,530 |
| Salaries and employee benefits | $454,000 | 6,709 |
| Premises and equipment expense | $164,000 | 5,596 |
| Additional noninterest expense | $277,000 | 6,329 |
| Pre-tax net operating income | $408,000 | 5,473 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $408,000 | 5,024 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $408,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $408,000 | 5,016 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 6,942 |
| Total interest expense | $131,000 | 8,045 |
| Net interest income | $619,000 | 6,093 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $50,000 | 6,824 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $486,000 | 6,359 |
| Salaries and employee benefits | $268,000 | 6,367 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $138,000 | 6,346 |
| Pre-tax net operating income | $168,000 | 5,841 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $168,000 | 5,428 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $168,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 1,766 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $168,000 | 5,417 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 6,867 |
| Total interest expense | $547,000 | 7,828 |
| Net interest income | $2,332,000 | 6,193 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $265,000 | 6,415 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $132,000 | 5,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 5,850 |
| Total noninterest expense | $1,888,000 | 6,316 |
| Salaries and employee benefits | $964,000 | 6,499 |
| Premises and equipment expense | $314,000 | 5,626 |
| Additional noninterest expense | $610,000 | 6,018 |
| Pre-tax net operating income | $619,000 | 6,130 |
| Securities gains (losses) | $36,000 | 759 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $655,000 | 5,634 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $655,000 | 5,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,207 |
| Cash dividends | $160,000 | 5,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $619,000 | 5,739 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,128,000 | 6,935 |
| Total interest expense | $412,000 | 7,842 |
| Net interest income | $1,716,000 | 6,301 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $207,000 | 6,385 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $102,000 | 5,761 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $1,431,000 | 6,295 |
| Salaries and employee benefits | $729,000 | 6,472 |
| Premises and equipment expense | $231,000 | 5,703 |
| Additional noninterest expense | $471,000 | 5,941 |
| Pre-tax net operating income | $462,000 | 6,379 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $462,000 | 5,937 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $462,000 | 5,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $160,000 | 4,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $462,000 | 5,936 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 6,982 |
| Total interest expense | $267,000 | 7,857 |
| Net interest income | $1,130,000 | 6,369 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $147,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 5,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 5,653 |
| Total noninterest expense | $937,000 | 6,354 |
| Salaries and employee benefits | $485,000 | 6,513 |
| Premises and equipment expense | $150,000 | 5,772 |
| Additional noninterest expense | $302,000 | 6,066 |
| Pre-tax net operating income | $320,000 | 6,334 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $320,000 | 5,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $320,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,779 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $320,000 | 5,877 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $672,000 | 7,041 |
| Total interest expense | $127,000 | 7,874 |
| Net interest income | $545,000 | 6,467 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $94,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 5,553 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $470,000 | 6,354 |
| Salaries and employee benefits | $238,000 | 6,577 |
| Premises and equipment expense | $72,000 | 5,891 |
| Additional noninterest expense | $160,000 | 5,864 |
| Pre-tax net operating income | $154,000 | 6,362 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $154,000 | 5,897 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $154,000 | 5,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 6,982 |
| Total interest expense | $444,000 | 7,772 |
| Net interest income | $2,089,000 | 6,543 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $249,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $160,000 | 5,502 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $89,000 | 6,588 |
| Total noninterest expense | $1,956,000 | 6,190 |
| Salaries and employee benefits | $964,000 | 6,465 |
| Premises and equipment expense | $327,000 | 5,496 |
| Additional noninterest expense | $665,000 | 5,741 |
| Pre-tax net operating income | $332,000 | 7,290 |
| Securities gains (losses) | $72,000 | 815 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $404,000 | 6,763 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $404,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $178,000 | 5,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $332,000 | 7,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 7,017 |
| Total interest expense | $328,000 | 7,775 |
| Net interest income | $1,558,000 | 6,580 |
| Provision for loan and lease losses | $35,000 | 5,685 |
| Total noninterest income | $183,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $117,000 | 5,583 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $1,477,000 | 6,129 |
| Salaries and employee benefits | $730,000 | 6,422 |
| Premises and equipment expense | $252,000 | 5,413 |
| Additional noninterest expense | $495,000 | 5,732 |
| Pre-tax net operating income | $229,000 | 7,520 |
| Securities gains (losses) | $72,000 | 771 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $301,000 | 6,913 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $301,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $48,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $229,000 | 7,270 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 6,990 |
| Total interest expense | $214,000 | 7,747 |
| Net interest income | $1,034,000 | 6,583 |
| Provision for loan and lease losses | $25,000 | 5,445 |
| Total noninterest income | $121,000 | 6,731 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $77,000 | 5,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $1,042,000 | 5,920 |
| Salaries and employee benefits | $494,000 | 6,385 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $374,000 | 5,318 |
| Pre-tax net operating income | $88,000 | 7,907 |
| Securities gains (losses) | $63,000 | 717 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $151,000 | 7,342 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $151,000 | 7,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,020 |
| Cash dividends | $48,000 | 4,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $88,000 | 7,785 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $598,000 | 7,106 |
| Total interest expense | $107,000 | 7,742 |
| Net interest income | $491,000 | 6,758 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $58,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,697 |
| Total noninterest expense | $557,000 | 5,743 |
| Salaries and employee benefits | $249,000 | 6,402 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $230,000 | 4,642 |
| Pre-tax net operating income | $-18,000 | 8,502 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-18,000 | 8,524 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-18,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-18,000 | 8,500 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,278,000 | 7,106 |
| Total interest expense | $440,000 | 7,536 |
| Net interest income | $1,838,000 | 6,845 |
| Provision for loan and lease losses | $40,000 | 6,168 |
| Total noninterest income | $306,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $186,000 | 5,367 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $120,000 | 6,103 |
| Total noninterest expense | $2,036,000 | 5,941 |
| Salaries and employee benefits | $1,094,000 | 5,987 |
| Premises and equipment expense | $297,000 | 5,705 |
| Additional noninterest expense | $645,000 | 5,776 |
| Pre-tax net operating income | $68,000 | 8,197 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $68,000 | 8,220 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $68,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $129,000 | 5,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $68,000 | 8,175 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 7,141 |
| Total interest expense | $332,000 | 7,547 |
| Net interest income | $1,368,000 | 6,882 |
| Provision for loan and lease losses | $40,000 | 5,698 |
| Total noninterest income | $235,000 | 6,355 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $146,000 | 5,322 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 6,140 |
| Total noninterest expense | $1,535,000 | 5,883 |
| Salaries and employee benefits | $815,000 | 5,962 |
| Premises and equipment expense | $224,000 | 5,655 |
| Additional noninterest expense | $496,000 | 5,659 |
| Pre-tax net operating income | $28,000 | 8,379 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $28,000 | 8,404 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $28,000 | 8,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $129,000 | 4,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $28,000 | 8,365 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 7,185 |
| Total interest expense | $221,000 | 7,613 |
| Net interest income | $907,000 | 6,935 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $150,000 | 6,460 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $100,000 | 5,267 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 6,428 |
| Total noninterest expense | $1,022,000 | 5,926 |
| Salaries and employee benefits | $535,000 | 6,054 |
| Premises and equipment expense | $140,000 | 5,870 |
| Additional noninterest expense | $347,000 | 5,539 |
| Pre-tax net operating income | $10,000 | 8,469 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $10,000 | 8,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $129,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $10,000 | 8,452 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $561,000 | 7,245 |
| Total interest expense | $111,000 | 7,671 |
| Net interest income | $450,000 | 6,978 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $49,000 | 5,252 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $540,000 | 5,794 |
| Salaries and employee benefits | $270,000 | 6,082 |
| Premises and equipment expense | $70,000 | 5,876 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $-26,000 | 8,673 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-26,000 | 8,715 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-26,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $129,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-26,000 | 8,670 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,408,000 | 7,138 |
| Total interest expense | $554,000 | 7,560 |
| Net interest income | $1,854,000 | 6,815 |
| Provision for loan and lease losses | $50,000 | 6,256 |
| Total noninterest income | $353,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $227,000 | 4,982 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $126,000 | 6,134 |
| Total noninterest expense | $1,940,000 | 6,088 |
| Salaries and employee benefits | $1,042,000 | 6,115 |
| Premises and equipment expense | $289,000 | 5,770 |
| Additional noninterest expense | $609,000 | 5,949 |
| Pre-tax net operating income | $217,000 | 7,767 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $217,000 | 7,690 |
| Extraordinary gains, net | $34,000 | 32 |
| Net income | $251,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,070 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $217,000 | 7,551 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,831,000 | 7,184 |
| Total interest expense | $436,000 | 7,609 |
| Net interest income | $1,395,000 | 6,840 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $265,000 | 6,276 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $167,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $98,000 | 6,119 |
| Total noninterest expense | $1,440,000 | 6,088 |
| Salaries and employee benefits | $772,000 | 6,128 |
| Premises and equipment expense | $217,000 | 5,749 |
| Additional noninterest expense | $451,000 | 5,975 |
| Pre-tax net operating income | $180,000 | 7,819 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $180,000 | 7,715 |
| Extraordinary gains, net | $27,000 | 25 |
| Net income | $207,000 | 7,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,125 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $180,000 | 7,568 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 7,106 |
| Total interest expense | $311,000 | 7,585 |
| Net interest income | $968,000 | 6,740 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $189,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $120,000 | 4,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $69,000 | 6,016 |
| Total noninterest expense | $937,000 | 6,197 |
| Salaries and employee benefits | $511,000 | 6,180 |
| Premises and equipment expense | $143,000 | 5,813 |
| Additional noninterest expense | $283,000 | 6,159 |
| Pre-tax net operating income | $190,000 | 7,286 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $190,000 | 7,060 |
| Extraordinary gains, net | $27,000 | 17 |
| Net income | $217,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,218 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $190,000 | 6,868 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,174 |
| Total interest expense | $159,000 | 7,633 |
| Net interest income | $475,000 | 6,792 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $466,000 | 6,230 |
| Salaries and employee benefits | $252,000 | 6,217 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $143,000 | 6,099 |
| Pre-tax net operating income | $85,000 | 7,440 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $85,000 | 7,175 |
| Extraordinary gains, net | $9,000 | 14 |
| Net income | $94,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,028 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $85,000 | 7,022 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 6,998 |
| Total interest expense | $794,000 | 7,534 |
| Net interest income | $2,061,000 | 6,531 |
| Provision for loan and lease losses | $284,000 | 3,588 |
| Total noninterest income | $386,000 | 5,865 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $251,000 | 4,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 5,822 |
| Total noninterest expense | $2,103,000 | 5,704 |
| Salaries and employee benefits | $1,001,000 | 6,145 |
| Premises and equipment expense | $336,000 | 5,215 |
| Additional noninterest expense | $766,000 | 5,086 |
| Pre-tax net operating income | $60,000 | 8,440 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $60,000 | 8,510 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $60,000 | 8,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 3,138 |
| Cash dividends | $159,000 | 5,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $60,000 | 8,422 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 7,000 |
| Total interest expense | $1,052,000 | 7,919 |
| Net interest income | $2,179,000 | 6,155 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $399,000 | 5,687 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $259,000 | 4,556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $140,000 | 5,673 |
| Total noninterest expense | $2,105,000 | 5,551 |
| Salaries and employee benefits | $1,049,000 | 5,824 |
| Premises and equipment expense | $342,000 | 5,109 |
| Additional noninterest expense | $714,000 | 5,209 |
| Pre-tax net operating income | $373,000 | 7,094 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $373,000 | 6,719 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $373,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,230 |
| Cash dividends | $342,000 | 4,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $373,000 | 6,587 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 7,035 |
| Total interest expense | $1,118,000 | 7,977 |
| Net interest income | $2,249,000 | 6,185 |
| Provision for loan and lease losses | $97,000 | 5,392 |
| Total noninterest income | $400,000 | 5,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,785 |
| Total noninterest expense | $1,929,000 | 5,803 |
| Salaries and employee benefits | $987,000 | 5,965 |
| Premises and equipment expense | $343,000 | 5,001 |
| Additional noninterest expense | $599,000 | 5,796 |
| Pre-tax net operating income | $623,000 | 6,495 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $623,000 | 5,735 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $623,000 | 5,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,407 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $623,000 | 5,743 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 7,093 |
| Total interest expense | $1,151,000 | 7,774 |
| Net interest income | $2,101,000 | 6,454 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $401,000 | 5,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $1,849,000 | 5,986 |
| Salaries and employee benefits | $965,000 | 6,023 |
| Premises and equipment expense | $302,000 | 5,448 |
| Additional noninterest expense | $582,000 | 5,935 |
| Pre-tax net operating income | $533,000 | 6,983 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $33,000 | 7,937 |
| Income before extraordinary items | $500,000 | 6,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $500,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,328 |
| Cash dividends | $245,000 | 4,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $500,000 | 6,422 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 7,489 |
| Total interest expense | $1,030,000 | 8,338 |
| Net interest income | $2,011,000 | 6,651 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $433,000 | 5,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,613 |
| Total noninterest expense | $1,776,000 | 6,049 |
| Salaries and employee benefits | $908,000 | 6,176 |
| Premises and equipment expense | $265,000 | 5,763 |
| Additional noninterest expense | $603,000 | 5,740 |
| Pre-tax net operating income | $553,000 | 7,134 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $553,000 | 6,304 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $553,000 | 6,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,548 |
| Cash dividends | $491,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $553,000 | 6,187 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 7,973 |
| Total interest expense | $932,000 | 8,871 |
| Net interest income | $1,890,000 | 7,152 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $431,000 | 5,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $1,673,000 | 6,362 |
| Salaries and employee benefits | $861,000 | 6,486 |
| Premises and equipment expense | $266,000 | 5,845 |
| Additional noninterest expense | $546,000 | 6,157 |
| Pre-tax net operating income | $473,000 | 8,073 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $473,000 | 7,148 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $473,000 | 7,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,806 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $473,000 | 7,100 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,694,000 | 8,440 |
| Total interest expense | $807,000 | 9,619 |
| Net interest income | $1,887,000 | 7,379 |
| Provision for loan and lease losses | $274,000 | 2,781 |
| Total noninterest income | $393,000 | 5,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $1,620,000 | 6,790 |
| Salaries and employee benefits | $773,000 | 7,122 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $593,000 | 6,395 |
| Pre-tax net operating income | $386,000 | 8,595 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $32,000 | 9,997 |
| Income before extraordinary items | $354,000 | 7,970 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $354,000 | 7,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,960 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $354,000 | 7,909 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 8,915 |
| Total interest expense | $750,000 | 10,121 |
| Net interest income | $1,784,000 | 7,804 |
| Provision for loan and lease losses | $171,000 | 3,386 |
| Total noninterest income | $307,000 | 7,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,955 |
| Total noninterest expense | $1,523,000 | 7,196 |
| Salaries and employee benefits | $714,000 | 7,633 |
| Premises and equipment expense | $258,000 | 6,220 |
| Additional noninterest expense | $551,000 | 6,862 |
| Pre-tax net operating income | $397,000 | 9,093 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $74,000 | 9,703 |
| Income before extraordinary items | $323,000 | 8,719 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $323,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,186 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $323,000 | 8,687 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,264,000 | 9,323 |
| Total interest expense | $565,000 | 10,775 |
| Net interest income | $1,697,000 | 8,317 |
| Provision for loan and lease losses | $171,000 | 3,347 |
| Total noninterest income | $456,000 | 5,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,240 |
| Total noninterest expense | $1,497,000 | 7,610 |
| Salaries and employee benefits | $636,000 | 8,367 |
| Premises and equipment expense | $247,000 | 6,567 |
| Additional noninterest expense | $614,000 | 6,931 |
| Pre-tax net operating income | $485,000 | 8,762 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $60,000 | 10,220 |
| Income before extraordinary items | $432,000 | 7,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $432,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $425,840 | 7,985 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 10,637 |
| Total interest expense | $429,000 | 12,076 |
| Net interest income | $1,348,000 | 9,581 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $474,000 | 5,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $1,214,000 | 8,838 |
| Salaries and employee benefits | $505,000 | 9,616 |
| Premises and equipment expense | $193,000 | 7,830 |
| Additional noninterest expense | $516,000 | 8,061 |
| Pre-tax net operating income | $528,000 | 8,466 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $220,000 | 7,257 |
| Income before extraordinary items | $308,000 | 9,383 |
| Extraordinary gains, net | $220,000 | 947 |
| Net income | $528,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $308,000 | 9,125 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 12,062 |
| Total interest expense | $520,000 | 12,677 |
| Net interest income | $938,000 | 11,346 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $370,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $1,077,000 | 9,635 |
| Salaries and employee benefits | $419,000 | 10,642 |
| Premises and equipment expense | $184,000 | 8,213 |
| Additional noninterest expense | $474,000 | 8,709 |
| Pre-tax net operating income | $171,000 | 11,328 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $50,000 | 11,256 |
| Income before extraordinary items | $121,000 | 11,667 |
| Extraordinary gains, net | $50,000 | 989 |
| Net income | $171,000 | 11,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 711 |
| Net operating income | $121,000 | 11,342 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.