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Chevy Chase Bank, F.S.B., Income and Expense

2009-06-30 (YTD Data)Rank
Total interest income$234,873,000108
Total interest expense$81,687,000106
Net interest income$153,186,000110
Provision for loan and lease losses$107,451,00093
Total noninterest income$108,658,00087
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$13,142,00038
Additional Noninterest Income$95,516,00076
Total noninterest expense$317,951,00060
Salaries and employee benefits$144,709,00045
Premises and equipment expense$91,064,00030
Additional noninterest expense$82,178,00099
Pre-tax net operating income$-163,558,0008,165
Securities gains (losses)$-1,028,0008,007
Applicable income taxes$-63,693,0008,168
Income before extraordinary items$-100,893,0008,145
Extraordinary gains, net$021
Net income$-103,578,0008,145
Minority interest net income$2,685,00019
Net income of bank and minority interests.$-100,893,0008,144
Net charge-offs$95,019,00081
Cash dividends$2,472,000368
Sale, conversion, retirement of capital stock, net$-125,000,0008,194
Net operating income$-100,235,0808,146
2009-03-31 (YTD Data)Rank
Total interest income$126,627,000101
Total interest expense$61,164,00086
Net interest income$65,463,000118
Provision for loan and lease losses$105,118,00059
Total noninterest income$31,151,000114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-2,327,0008,238
Additional Noninterest Income$33,478,00086
Total noninterest expense$149,699,00064
Salaries and employee benefits$69,561,00052
Premises and equipment expense$46,995,00029
Additional noninterest expense$33,143,000113
Pre-tax net operating income$-158,203,0008,231
Securities gains (losses)$1,610,000136
Applicable income taxes$-61,010,0008,228
Income before extraordinary items$-95,583,0008,220
Extraordinary gains, net$015
Net income$-98,268,0008,221
Minority interest net income$2,685,00018
Net income of bank and minority interests.$-95,583,0008,220
Net charge-offs$95,696,00051
Cash dividends$2,472,000191
Sale, conversion, retirement of capital stock, net$-125,000,0008,246
Net operating income$-96,613,4008,219
2008-12-31 (YTD Data)Rank
Total interest income$722,302,00083
Total interest expense$293,815,00087
Net interest income$428,487,00079
Provision for loan and lease losses$399,234,00055
Total noninterest income$468,250,00048
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$12,493,00035
Additional Noninterest Income$455,757,00041
Total noninterest expense$615,772,00059
Salaries and employee benefits$306,222,00039
Premises and equipment expense$183,932,00030
Additional noninterest expense$125,618,000122
Pre-tax net operating income$-118,269,0008,248
Securities gains (losses)$10,274,00041
Applicable income taxes$-44,318,0008,259
Income before extraordinary items$-63,677,0008,204
Extraordinary gains, net$039
Net income$-63,677,0008,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,617,00055
Cash dividends$10,000,000285
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-70,252,3608,219
2008-09-30 (YTD Data)Rank
Total interest income$555,171,00088
Total interest expense$218,388,00096
Net interest income$336,783,00081
Provision for loan and lease losses$299,912,00048
Total noninterest income$369,339,00050
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$16,501,00025
Additional Noninterest Income$352,838,00040
Total noninterest expense$460,496,00062
Salaries and employee benefits$230,643,00044
Premises and equipment expense$138,271,00032
Additional noninterest expense$91,582,000112
Pre-tax net operating income$-54,286,0008,333
Securities gains (losses)$5,977,00058
Applicable income taxes$-19,253,0008,333
Income before extraordinary items$-29,056,0008,301
Extraordinary gains, net$031
Net income$-29,056,0008,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,841,00064
Cash dividends$7,500,000304
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-32,881,2808,316
2008-06-30 (YTD Data)Rank
Total interest income$380,233,00091
Total interest expense$151,820,00096
Net interest income$228,413,00083
Provision for loan and lease losses$173,263,00049
Total noninterest income$241,894,00053
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$16,652,00023
Additional Noninterest Income$225,242,00047
Total noninterest expense$306,177,00064
Salaries and employee benefits$156,128,00046
Premises and equipment expense$91,658,00035
Additional noninterest expense$58,391,000111
Pre-tax net operating income$-9,133,0008,351
Securities gains (losses)$4,646,00068
Applicable income taxes$-1,870,0008,325
Income before extraordinary items$-2,617,0008,253
Extraordinary gains, net$021
Net income$-2,617,0008,252
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,987,00073
Cash dividends$5,000,000334
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-5,590,4408,323
2008-03-31 (YTD Data)Rank
Total interest income$203,571,00090
Total interest expense$85,658,00096
Net interest income$117,913,00082
Provision for loan and lease losses$51,881,00062
Total noninterest income$79,952,00067
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$13,399,00019
Additional Noninterest Income$66,553,00064
Total noninterest expense$157,020,00066
Salaries and employee benefits$81,857,00048
Premises and equipment expense$46,038,00036
Additional noninterest expense$29,125,000106
Pre-tax net operating income$-11,036,0008,454
Securities gains (losses)$3,289,00067
Applicable income taxes$-2,882,0008,439
Income before extraordinary items$-4,865,0008,429
Extraordinary gains, net$015
Net income$-4,865,0008,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,455,00083
Cash dividends$2,500,000349
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-6,969,9608,438
2007-12-31 (YTD Data)Rank
Total interest income$877,959,00083
Total interest expense$396,816,00088
Net interest income$481,143,00072
Provision for loan and lease losses$25,399,000131
Total noninterest income$226,820,00079
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,925,0008,508
Additional Noninterest Income$228,745,00059
Total noninterest expense$655,912,00056
Salaries and employee benefits$350,566,00043
Premises and equipment expense$174,142,00032
Additional noninterest expense$131,204,00091
Pre-tax net operating income$26,652,000379
Securities gains (losses)$35,470,00015
Applicable income taxes$25,178,000162
Income before extraordinary items$36,944,000218
Extraordinary gains, net$039
Net income$36,944,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,499,000217
Cash dividends$20,000,000247
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$14,243,200466
2007-09-30 (YTD Data)Rank
Total interest income$657,084,00080
Total interest expense$295,587,00089
Net interest income$361,497,00073
Provision for loan and lease losses$3,748,000321
Total noninterest income$165,379,00081
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,245,00068
Additional Noninterest Income$164,134,00061
Total noninterest expense$490,336,00056
Salaries and employee benefits$263,349,00043
Premises and equipment expense$129,380,00033
Additional noninterest expense$97,607,00088
Pre-tax net operating income$32,792,000279
Securities gains (losses)$29,912,00016
Applicable income taxes$25,439,000148
Income before extraordinary items$37,265,000190
Extraordinary gains, net$033
Net income$37,265,000188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-252,0008,483
Cash dividends$17,500,000227
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$18,121,320334
2007-06-30 (YTD Data)Rank
Total interest income$433,435,00084
Total interest expense$191,527,00097
Net interest income$241,908,00078
Provision for loan and lease losses$-1,411,0008,597
Total noninterest income$71,985,000115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,654,00051
Additional Noninterest Income$68,331,00091
Total noninterest expense$324,527,00064
Salaries and employee benefits$173,643,00048
Premises and equipment expense$85,023,00033
Additional noninterest expense$65,861,00099
Pre-tax net operating income$-9,223,0008,610
Securities gains (losses)$37,682,00011
Applicable income taxes$10,295,000223
Income before extraordinary items$18,164,000259
Extraordinary gains, net$029
Net income$18,164,000259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,411,0008,608
Cash dividends$15,000,000202
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-5,952,4808,596
2007-03-31 (YTD Data)Rank
Total interest income$214,897,00083
Total interest expense$94,990,00094
Net interest income$119,907,00077
Provision for loan and lease losses$-625,0008,623
Total noninterest income$11,043,000221
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-273,0008,639
Additional Noninterest Income$11,316,000162
Total noninterest expense$162,562,00063
Salaries and employee benefits$87,408,00047
Premises and equipment expense$43,750,00031
Additional noninterest expense$31,404,00098
Pre-tax net operating income$-30,987,0008,656
Securities gains (losses)$21,102,00017
Applicable income taxes$-3,977,0008,646
Income before extraordinary items$-5,908,0008,641
Extraordinary gains, net$022
Net income$-5,908,0008,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-625,0008,629
Cash dividends$12,500,000115
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-19,413,2808,644
2006-12-31 (YTD Data)Rank
Total interest income$813,025,00080
Total interest expense$342,820,00095
Net interest income$470,205,00073
Provision for loan and lease losses$-8,828,0008,674
Total noninterest income$140,531,000112
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,271,00060
Additional Noninterest Income$137,260,00085
Total noninterest expense$623,726,00059
Salaries and employee benefits$317,462,00047
Premises and equipment expense$160,588,00032
Additional noninterest expense$145,676,00083
Pre-tax net operating income$-4,162,0008,657
Securities gains (losses)$102,156,0006
Applicable income taxes$33,183,000165
Income before extraordinary items$64,811,000173
Extraordinary gains, net$051
Net income$64,811,000174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,188,0008,679
Cash dividends$50,000,000138
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-2,611,9608,621
2006-09-30 (YTD Data)Rank
Total interest income$603,032,00086
Total interest expense$249,287,000102
Net interest income$353,745,00080
Provision for loan and lease losses$-8,446,0008,739
Total noninterest income$88,265,000131
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,215,00055
Additional Noninterest Income$85,050,000100
Total noninterest expense$467,788,00067
Salaries and employee benefits$234,531,00051
Premises and equipment expense$119,368,00036
Additional noninterest expense$113,889,00094
Pre-tax net operating income$-17,332,0008,746
Securities gains (losses)$86,327,0007
Applicable income taxes$22,237,000190
Income before extraordinary items$46,758,000191
Extraordinary gains, net$045
Net income$46,758,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,806,0008,741
Cash dividends$37,500,000134
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-11,944,3608,734
2006-06-30 (YTD Data)Rank
Total interest income$398,281,00088
Total interest expense$160,349,000103
Net interest income$237,932,00082
Provision for loan and lease losses$-7,058,0008,771
Total noninterest income$51,621,000148
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$5,272,00044
Additional Noninterest Income$46,349,000121
Total noninterest expense$318,504,00068
Salaries and employee benefits$157,244,00052
Premises and equipment expense$78,752,00036
Additional noninterest expense$82,508,00092
Pre-tax net operating income$-21,893,0008,781
Securities gains (losses)$62,459,0005
Applicable income taxes$13,849,000202
Income before extraordinary items$26,717,000212
Extraordinary gains, net$039
Net income$26,717,000212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,418,0008,773
Cash dividends$25,000,000124
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-14,505,9408,770
2006-03-31 (YTD Data)Rank
Total interest income$197,162,00089
Total interest expense$78,115,000102
Net interest income$119,047,00082
Provision for loan and lease losses$-1,222,0008,766
Total noninterest income$4,842,000397
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$2,867,00038
Additional Noninterest Income$1,975,000500
Total noninterest expense$150,345,00069
Salaries and employee benefits$78,670,00053
Premises and equipment expense$38,997,00037
Additional noninterest expense$32,678,00099
Pre-tax net operating income$-25,234,0008,797
Securities gains (losses)$28,462,0006
Applicable income taxes$1,131,000721
Income before extraordinary items$2,097,000904
Extraordinary gains, net$021
Net income$2,097,000903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,222,0008,776
Cash dividends$12,500,000118
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-16,403,3008,785
2005-12-31 (YTD Data)Rank
Total interest income$614,836,00094
Total interest expense$234,523,000103
Net interest income$380,313,00096
Provision for loan and lease losses$-11,743,0008,822
Total noninterest income$144,088,000115
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,496,00054
Additional Noninterest Income$140,592,00089
Total noninterest expense$537,196,00068
Salaries and employee benefits$270,502,00054
Premises and equipment expense$145,389,00037
Additional noninterest expense$121,305,000103
Pre-tax net operating income$-1,052,0008,652
Securities gains (losses)$157,624,0008
Applicable income taxes$57,506,000129
Income before extraordinary items$99,066,000140
Extraordinary gains, net$046
Net income$99,066,000140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,633,0008,823
Cash dividends$57,000,000118
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-1,813,3608,751
2005-09-30 (YTD Data)Rank
Total interest income$446,121,00096
Total interest expense$165,223,000104
Net interest income$280,898,00099
Provision for loan and lease losses$-11,186,0008,850
Total noninterest income$83,024,000138
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,555,00057
Additional Noninterest Income$81,469,000108
Total noninterest expense$396,756,00070
Salaries and employee benefits$199,567,00055
Premises and equipment expense$106,916,00038
Additional noninterest expense$90,273,000105
Pre-tax net operating income$-21,648,0008,861
Securities gains (losses)$127,359,0008
Applicable income taxes$38,066,000143
Income before extraordinary items$67,645,000149
Extraordinary gains, net$035
Net income$67,645,000149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,076,0008,848
Cash dividends$44,500,000109
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-13,864,7608,848
2005-06-30 (YTD Data)Rank
Total interest income$283,167,00096
Total interest expense$99,875,000106
Net interest income$183,292,00099
Provision for loan and lease losses$-8,329,0008,860
Total noninterest income$62,064,000129
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,171,0008,859
Additional Noninterest Income$63,235,00097
Total noninterest expense$259,286,00070
Salaries and employee benefits$130,309,00054
Premises and equipment expense$69,697,00039
Additional noninterest expense$59,280,000103
Pre-tax net operating income$-5,601,0008,861
Securities gains (losses)$90,753,0008
Applicable income taxes$31,938,000117
Income before extraordinary items$53,214,000135
Extraordinary gains, net$030
Net income$53,214,000135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,824,0008,860
Cash dividends$32,000,00094
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-4,867,9208,847
2005-03-31 (YTD Data)Rank
Total interest income$134,606,000101
Total interest expense$45,350,000110
Net interest income$89,256,000104
Provision for loan and lease losses$-4,093,0008,920
Total noninterest income$58,093,00095
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,835,00048
Additional Noninterest Income$56,258,00070
Total noninterest expense$128,309,00071
Salaries and employee benefits$64,568,00057
Premises and equipment expense$34,946,00041
Additional noninterest expense$28,795,000107
Pre-tax net operating income$23,133,000187
Securities gains (losses)$42,944,0007
Applicable income taxes$25,375,00091
Income before extraordinary items$40,702,000106
Extraordinary gains, net$024
Net income$40,702,000106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-343,0008,901
Cash dividends$15,500,00088
Sale, conversion, retirement of capital stock, net$0491
Net operating income$13,217,840210
2004-12-31 (YTD Data)Rank
Total interest income$462,622,000109
Total interest expense$159,045,000103
Net interest income$303,577,000115
Provision for loan and lease losses$-20,828,0008,972
Total noninterest income$187,855,000108
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,785,00062
Additional Noninterest Income$186,070,00079
Total noninterest expense$477,071,00075
Salaries and employee benefits$238,788,00059
Premises and equipment expense$134,334,00039
Additional noninterest expense$103,949,000118
Pre-tax net operating income$35,189,000330
Securities gains (losses)$216,053,0009
Applicable income taxes$93,198,00086
Income before extraordinary items$158,044,000102
Extraordinary gains, net$034
Net income$158,044,000103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,439,000585
Cash dividends$44,500,000138
Sale, conversion, retirement of capital stock, net$123,000632
Net operating income$19,770,080380
2004-09-30 (YTD Data)Rank
Total interest income$336,645,000115
Total interest expense$116,773,000106
Net interest income$219,872,000121
Provision for loan and lease losses$-20,445,0009,020
Total noninterest income$140,983,000110
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$2,093,00054
Additional Noninterest Income$138,890,00081
Total noninterest expense$354,322,00078
Salaries and employee benefits$175,649,00063
Premises and equipment expense$99,949,00038
Additional noninterest expense$78,724,000122
Pre-tax net operating income$26,978,000325
Securities gains (losses)$159,154,0009
Applicable income taxes$68,219,00096
Income before extraordinary items$117,913,000107
Extraordinary gains, net$026
Net income$117,913,000108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,822,000379
Cash dividends$30,000,000136
Sale, conversion, retirement of capital stock, net$123,000501
Net operating income$16,054,440355
2004-06-30 (YTD Data)Rank
Total interest income$217,185,000118
Total interest expense$76,078,000109
Net interest income$141,107,000126
Provision for loan and lease losses$-11,072,0009,071
Total noninterest income$103,917,000114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$3,818,00043
Additional Noninterest Income$100,099,00083
Total noninterest expense$233,363,00081
Salaries and employee benefits$113,624,00070
Premises and equipment expense$66,248,00040
Additional noninterest expense$53,491,000122
Pre-tax net operating income$22,733,000271
Securities gains (losses)$96,736,0009
Applicable income taxes$45,417,00098
Income before extraordinary items$74,052,000111
Extraordinary gains, net$021
Net income$74,052,000112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$583,000622
Cash dividends$17,500,000145
Sale, conversion, retirement of capital stock, net$123,000390
Net operating income$12,140,960320
2004-03-31 (YTD Data)Rank
Total interest income$107,650,000118
Total interest expense$40,803,000105
Net interest income$66,847,000125
Provision for loan and lease losses$-5,428,0009,107
Total noninterest income$42,921,000120
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$197,00068
Additional Noninterest Income$42,724,00088
Total noninterest expense$118,477,00080
Salaries and employee benefits$55,090,00072
Premises and equipment expense$33,416,00038
Additional noninterest expense$29,971,000114
Pre-tax net operating income$-3,281,0009,114
Securities gains (losses)$51,307,00011
Applicable income taxes$19,086,000105
Income before extraordinary items$28,940,000125
Extraordinary gains, net$016
Net income$28,940,000126
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,000376
Cash dividends$7,000,000143
Sale, conversion, retirement of capital stock, net$123,000239
Net operating income$-3,896,4809,101
2003-12-31 (YTD Data)Rank
Total interest income$430,061,000120
Total interest expense$196,624,00093
Net interest income$233,437,000137
Provision for loan and lease losses$14,422,000154
Total noninterest income$243,352,00095
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$36,615,00026
Additional Noninterest Income$206,737,00078
Total noninterest expense$442,765,00085
Salaries and employee benefits$212,992,00072
Premises and equipment expense$137,350,00038
Additional noninterest expense$92,423,000129
Pre-tax net operating income$19,602,000489
Securities gains (losses)$112,079,00019
Applicable income taxes$52,099,000124
Income before extraordinary items$79,582,000144
Extraordinary gains, net$897,00011
Net income$80,479,000145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,689,000345
Cash dividends$34,063,000160
Sale, conversion, retirement of capital stock, net$48,631,00022
Net operating income$7,851,440778
2003-09-30 (YTD Data)Rank
Total interest income$326,429,000122
Total interest expense$149,897,00092
Net interest income$176,532,000138
Provision for loan and lease losses$8,500,000193
Total noninterest income$178,874,00097
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$24,960,00026
Additional Noninterest Income$153,914,00080
Total noninterest expense$331,607,00086
Salaries and employee benefits$159,251,00074
Premises and equipment expense$104,050,00036
Additional noninterest expense$68,306,000130
Pre-tax net operating income$15,299,000482
Securities gains (losses)$90,102,00019
Applicable income taxes$41,647,000124
Income before extraordinary items$63,754,000145
Extraordinary gains, net$897,0007
Net income$64,651,000143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,982,000331
Cash dividends$22,313,000181
Sale, conversion, retirement of capital stock, net$0722
Net operating income$6,088,720769
2003-06-30 (YTD Data)Rank
Total interest income$220,187,000122
Total interest expense$102,935,00093
Net interest income$117,252,000138
Provision for loan and lease losses$10,457,000138
Total noninterest income$115,064,000100
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$4,638,00048
Additional Noninterest Income$110,426,00075
Total noninterest expense$219,707,00086
Salaries and employee benefits$105,263,00075
Premises and equipment expense$70,704,00036
Additional noninterest expense$43,740,000134
Pre-tax net operating income$2,152,0001,919
Securities gains (losses)$57,744,00027
Applicable income taxes$23,656,000134
Income before extraordinary items$36,240,000157
Extraordinary gains, net$030
Net income$36,240,000157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,165,000311
Cash dividends$14,875,000163
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-716,1609,124
2003-03-31 (YTD Data)Rank
Total interest income$111,377,000124
Total interest expense$52,094,00093
Net interest income$59,283,000137
Provision for loan and lease losses$4,536,000148
Total noninterest income$57,035,00099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$1,017,00056
Additional Noninterest Income$56,018,00076
Total noninterest expense$110,261,00086
Salaries and employee benefits$52,670,00076
Premises and equipment expense$36,785,00031
Additional noninterest expense$20,806,000133
Pre-tax net operating income$1,521,0001,412
Securities gains (losses)$24,943,00029
Applicable income taxes$10,397,000151
Income before extraordinary items$16,067,000168
Extraordinary gains, net$021
Net income$16,067,000168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,495,000260
Cash dividends$7,437,000146
Sale, conversion, retirement of capital stock, net$0419
Net operating income$103,4806,671
2002-12-31 (YTD Data)Rank
Total interest income$597,177,00096
Total interest expense$249,779,00091
Net interest income$347,398,000102
Provision for loan and lease losses$51,739,00098
Total noninterest income$146,607,000123
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$2,512,00055
Additional Noninterest Income$144,095,00093
Total noninterest expense$420,274,00087
Salaries and employee benefits$204,123,00073
Premises and equipment expense$132,921,00035
Additional noninterest expense$83,230,000141
Pre-tax net operating income$21,992,000437
Securities gains (losses)$69,312,00030
Applicable income taxes$32,276,000165
Income before extraordinary items$59,028,000174
Extraordinary gains, net$070
Net income$59,028,000174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,856,000218
Cash dividends$29,750,000189
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,975,200468
2001-12-31 (YTD Data)Rank
Total interest income$758,656,00088
Total interest expense$395,713,00085
Net interest income$362,943,00094
Provision for loan and lease losses$69,849,00083
Total noninterest income$163,254,000118
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$16,680,00031
Additional Noninterest Income$146,574,000107
Total noninterest expense$393,595,00096
Salaries and employee benefits$193,807,00073
Premises and equipment expense$112,778,00041
Additional noninterest expense$87,010,000147
Pre-tax net operating income$62,753,000195
Securities gains (losses)$41,369,00035
Applicable income taxes$38,628,000147
Income before extraordinary items$65,494,000164
Extraordinary gains, net$0105
Net income$65,494,000163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,122,000236
Cash dividends$26,751,000196
Sale, conversion, retirement of capital stock, net$0922
Net operating income$39,017,840205
2000-12-31 (YTD Data)Rank
Total interest income$721,786,000100
Total interest expense$427,255,00094
Net interest income$294,531,000115
Provision for loan and lease losses$54,515,00085
Total noninterest income$181,572,000108
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-1,913,0004,541
Additional Noninterest Income$183,485,00082
Total noninterest expense$372,829,00093
Salaries and employee benefits$195,006,00069
Premises and equipment expense$97,226,00049
Additional noninterest expense$80,597,000158
Pre-tax net operating income$48,759,000239
Securities gains (losses)$15,554,00023
Applicable income taxes$24,457,000175
Income before extraordinary items$39,856,000205
Extraordinary gains, net$038
Net income$39,856,000204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,059,000305
Cash dividends$25,749,000205
Sale, conversion, retirement of capital stock, net$0969
Net operating income$29,901,440251
1999-12-31 (YTD Data)Rank
Total interest income$565,937,000107
Total interest expense$285,315,000103
Net interest income$280,622,000108
Provision for loan and lease losses$30,095,000112
Total noninterest income$165,588,000114
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$5,313,00053
Additional Noninterest Income$160,275,00090
Total noninterest expense$334,099,00095
Salaries and employee benefits$178,826,00070
Premises and equipment expense$89,645,00051
Additional noninterest expense$65,628,000173
Pre-tax net operating income$82,016,000183
Securities gains (losses)$4,747,00069
Applicable income taxes$36,498,000161
Income before extraordinary items$50,265,000190
Extraordinary gains, net$035
Net income$50,265,000191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,115,000202
Cash dividends$23,751,000234
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$47,226,920197
1998-12-31 (YTD Data)Rank
Total interest income$440,939,000130
Total interest expense$234,056,000122
Net interest income$206,883,000142
Provision for loan and lease losses$119,539,00040
Total noninterest income$482,959,00048
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-8,468,0004,462
Additional Noninterest Income$491,427,00035
Total noninterest expense$464,475,00073
Salaries and employee benefits$193,327,00066
Premises and equipment expense$106,897,00041
Additional noninterest expense$164,251,000101
Pre-tax net operating income$105,828,000147
Securities gains (losses)$38,471,00023
Applicable income taxes$42,229,000135
Income before extraordinary items$102,070,000105
Extraordinary gains, net$032
Net income$102,070,000106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,499,00034
Cash dividends$35,750,000177
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$74,755,590136
1997-12-31 (YTD Data)Rank
Total interest income$444,175,000134
Total interest expense$242,636,000120
Net interest income$201,539,000152
Provision for loan and lease losses$133,337,00036
Total noninterest income$341,695,00055
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$192,000141
Additional Noninterest Income$341,503,00040
Total noninterest expense$447,109,00066
Salaries and employee benefits$167,501,00067
Premises and equipment expense$106,466,00033
Additional noninterest expense$173,142,00074
Pre-tax net operating income$-37,212,00010,943
Securities gains (losses)$108,614,0004
Applicable income taxes$23,950,000197
Income before extraordinary items$47,452,000192
Extraordinary gains, net$044
Net income$47,452,000192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,805,00042
Cash dividends$19,250,000243
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-24,233,24010,917
1996-12-31 (YTD Data)Rank
Total interest income$411,348,000154
Total interest expense$201,253,000154
Net interest income$210,095,000148
Provision for loan and lease losses$130,667,00034
Total noninterest income$350,813,00050
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$134,000170
Additional Noninterest Income$350,679,00032
Total noninterest expense$410,178,00069
Salaries and employee benefits$132,707,00085
Premises and equipment expense$91,958,00034
Additional noninterest expense$185,513,00078
Pre-tax net operating income$20,063,000458
Securities gains (losses)$26,100,00018
Applicable income taxes$17,264,000253
Income before extraordinary items$28,899,000268
Extraordinary gains, net$053
Net income$28,899,000268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,132,00039
Cash dividends$21,250,000263
Sale, conversion, retirement of capital stock, net$0953
Net operating income$12,195,000480
1995-12-31 (YTD Data)Rank
Total interest income$373,886,000166
Total interest expense$197,152,000156
Net interest income$176,734,000176
Provision for loan and lease losses$57,470,00043
Total noninterest income$263,266,00061
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$-164,0004,825
Additional Noninterest Income$263,430,00035
Total noninterest expense$335,451,00080
Salaries and employee benefits$103,923,000107
Premises and equipment expense$73,932,00041
Additional noninterest expense$157,596,00086
Pre-tax net operating income$47,079,000269
Securities gains (losses)$12,371,00024
Applicable income taxes$16,359,000264
Income before extraordinary items$43,091,000215
Extraordinary gains, net$065
Net income$43,091,000214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,149,00052
Cash dividends$9,750,000401
Sale, conversion, retirement of capital stock, netNANA
Net operating income$34,183,880251
1994-12-31 (YTD Data)Rank
Total interest income$335,912,000162
Total interest expense$166,058,000137
Net interest income$169,854,000182
Provision for loan and lease losses$29,750,00075
Total noninterest income$135,889,00099
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$272,000172
Additional Noninterest Income$135,617,00063
Total noninterest expense$249,766,000112
Salaries and employee benefits$80,126,000132
Premises and equipment expense$58,562,00055
Additional noninterest expense$111,078,000123
Pre-tax net operating income$26,227,000369
Securities gains (losses)$26,670,0007
Applicable income taxes$22,688,000192
Income before extraordinary items$30,209,000259
Extraordinary gains, net$0249
Net income$30,209,000257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,948,00057
Cash dividends$9,750,000361
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$13,140,200465
1993-12-31 (YTD Data)Rank
Total interest income$342,844,000142
Total interest expense$171,891,000111
Net interest income$170,953,000171
Provision for loan and lease losses$46,853,00078
Total noninterest income$108,272,000119
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$108,272,00075
Total noninterest expense$180,510,000144
Salaries and employee benefits$66,351,000145
Premises and equipment expense$46,085,00068
Additional noninterest expense$68,074,000181
Pre-tax net operating income$51,862,000201
Securities gains (losses)$13,337,00062
Applicable income taxes$20,176,000180
Income before extraordinary items$45,023,000180
Extraordinary gains, net$-6,378,00013,262
Net income$38,645,000203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,551,00063
Cash dividends$4,334,000541
Sale, conversion, retirement of capital stock, net$71,869,00022
Net operating income$35,820,470198
1992-12-31 (YTD Data)Rank
Total interest income$393,834,000129
Total interest expense$203,390,000118
Net interest income$190,444,000137
Provision for loan and lease losses$89,754,00063
Total noninterest income$115,004,000104
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$115,004,00059
Total noninterest expense$215,484,000116
Salaries and employee benefits$57,053,000160
Premises and equipment expense$45,412,00069
Additional noninterest expense$113,019,000104
Pre-tax net operating income$210,00010,980
Securities gains (losses)$17,799,00073
Applicable income taxes$7,448,000340
Income before extraordinary items$10,561,000468
Extraordinary gains, net$66,000909
Net income$10,627,000469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,399,00056
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-830,36013,420

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.