Home > Chevy Chase Bank, F.S.B. > Net charge- offs to loans
Chevy Chase Bank, F.S.B., Net charge- offs to loans
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5903% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0359% | 752 |
| Percentage Net Loans Charged-off:Construction & development | 2.3155% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0689% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9065% | 641 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2467% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0938% | 3,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9954% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2287% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8701% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 4.4460% | 617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9189% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8249% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2244% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2247% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7756% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6737% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8218% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 1.4289% | 1,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8785% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6206% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9152% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3161% | 3,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5907% | 3,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4294% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5645% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 1.1984% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6121% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5913% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6150% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2132% | 2,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3643% | 3,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0883% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2101% | 409 |
| Percentage Net Loans Charged-off:Construction & development | 1.1326% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2248% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4632% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1910% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 3,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1051% | 4,500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7819% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8708% | 399 |
| Percentage Net Loans Charged-off:Construction & development | 0.5276% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9025% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8410% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9112% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1495% | 7,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0661% | 4,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1166% | 1,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1258% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1171% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1271% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0204% | 7,101 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9360% | 8,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 7,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 2,116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0683% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0495% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 6,951 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8029% | 8,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0258% | 7,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0239% | 2,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0258% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0210% | 510 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 6,930 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.1909% | 8,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0231% | 7,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0285% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0341% | 6,988 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4992% | 8,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0477% | 8,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 2,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 661 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 2,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.1919% | 8,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0587% | 8,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 2,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 6,883 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.2212% | 8,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0621% | 8,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 2,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 6,852 |
| Percentage Net Loans Charged-off: Loans to individuals | -5.1622% | 8,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0435% | 7,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0295% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0327% | 6,898 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0949% | 8,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 8,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 2,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 601 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 3,769 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7551% | 8,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 7,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 2,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0310% | 480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0554% | 3,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8342% | 8,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 7,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0398% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0079% | 1,875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0984% | 2,386 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0855% | 8,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 7,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0104% | 1,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0055% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7936% | 8,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 6,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 3,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1771% | 5,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 5,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0282% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3735% | 4,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 5,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 2,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0227% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0062% | 2,054 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0892% | 5,226 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2799% | 3,637 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 6,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 3,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 3,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0560% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 3,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0420% | 4,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2428% | 5,628 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2667% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 5,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0134% | 2,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0571% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0561% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2351% | 5,223 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3913% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 5,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 2,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0863% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0093% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0863% | 3,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1850% | 5,081 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6394% | 660 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 3,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 1,418 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0862% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1742% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1979% | 4,271 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8071% | 768 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 4,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 3,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1141% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 3,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0014% | 4,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 4,736 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9866% | 957 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 5,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 3,611 |
| Percentage Net Loans Charged-off:Construction & development | -0.0970% | 8,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1547% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0031% | 3,027 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0047% | 4,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3354% | 5,066 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7054% | 982 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0505% | 5,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0355% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2055% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0134% | 1,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1038% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8730% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 3,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0117% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1517% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0051% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7357% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8425% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3282% | 62 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2976% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0584% | 842 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.4916% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | 25.2957% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5770% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0578% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2689% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2801% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9929% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8428% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 596 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2384% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7336% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4375% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7629% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1918% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 2.4303% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2550% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8589% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9406% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7088% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2170% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 0.4840% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0888% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2099% | 247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1481% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2148% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1564% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9417% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1782% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5721% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0894% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.6065% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3580% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0289% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0112% | 55 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1327% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8673% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3812% | 153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8886% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 6.1563% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0042% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3688% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.5896% | 34 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3294% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6571% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |