Home > Chevron Credit Bank > Income and Expense
Chevron Credit Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 6,397 |
| Total interest expense | $19,000 | 8,499 |
| Net interest income | $2,806,000 | 4,846 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $57,989,000 | 150 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,989,000 | 116 |
| Total noninterest expense | $55,373,000 | 274 |
| Salaries and employee benefits | $481,000 | 7,399 |
| Premises and equipment expense | $282,000 | 5,185 |
| Additional noninterest expense | $54,610,000 | 132 |
| Pre-tax net operating income | $5,422,000 | 1,255 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,015,000 | 957 |
| Income before extraordinary items | $3,407,000 | 1,494 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,407,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $2,853,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $-14,000,000 | 8,556 |
| Net operating income | $3,407,000 | 1,484 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 6,382 |
| Total interest expense | $12,000 | 8,551 |
| Net interest income | $1,912,000 | 4,807 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $38,267,000 | 161 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $38,267,000 | 126 |
| Total noninterest expense | $36,563,000 | 283 |
| Salaries and employee benefits | $393,000 | 7,039 |
| Premises and equipment expense | $187,000 | 5,229 |
| Additional noninterest expense | $35,983,000 | 142 |
| Pre-tax net operating income | $3,616,000 | 1,308 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,344,000 | 1,005 |
| Income before extraordinary items | $2,272,000 | 1,547 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,272,000 | 1,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $634,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,272,000 | 1,526 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 6,511 |
| Total interest expense | $6,000 | 8,585 |
| Net interest income | $912,000 | 4,953 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $19,251,000 | 155 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $19,251,000 | 124 |
| Total noninterest expense | $18,367,000 | 283 |
| Salaries and employee benefits | $749,000 | 3,272 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $17,527,000 | 139 |
| Pre-tax net operating income | $1,796,000 | 1,303 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $665,000 | 1,020 |
| Income before extraordinary items | $1,131,000 | 1,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,131,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $314,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,131,000 | 1,515 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,510,000 | 6,418 |
| Total interest expense | $23,000 | 8,605 |
| Net interest income | $3,487,000 | 5,071 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $81,467,000 | 149 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,467,000 | 114 |
| Total noninterest expense | $77,702,000 | 258 |
| Salaries and employee benefits | $2,406,000 | 3,709 |
| Premises and equipment expense | $501,000 | 4,258 |
| Additional noninterest expense | $74,795,000 | 138 |
| Pre-tax net operating income | $7,252,000 | 1,356 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,922,000 | 964 |
| Income before extraordinary items | $4,330,000 | 1,664 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,330,000 | 1,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $3,233,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,330,000 | 1,653 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 6,566 |
| Total interest expense | $17,000 | 8,682 |
| Net interest income | $2,473,000 | 5,300 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $66,008,000 | 159 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,008,000 | 121 |
| Total noninterest expense | $62,672,000 | 255 |
| Salaries and employee benefits | $1,802,000 | 3,723 |
| Premises and equipment expense | $408,000 | 4,056 |
| Additional noninterest expense | $60,462,000 | 139 |
| Pre-tax net operating income | $5,809,000 | 1,309 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,145,000 | 1,041 |
| Income before extraordinary items | $3,664,000 | 1,528 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,664,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $2,916,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,664,000 | 1,507 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 6,790 |
| Total interest expense | $11,000 | 8,712 |
| Net interest income | $1,505,000 | 5,578 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $42,061,000 | 163 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,061,000 | 130 |
| Total noninterest expense | $39,914,000 | 267 |
| Salaries and employee benefits | $1,270,000 | 3,589 |
| Premises and equipment expense | $273,000 | 4,054 |
| Additional noninterest expense | $38,371,000 | 146 |
| Pre-tax net operating income | $3,652,000 | 1,384 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,353,000 | 1,088 |
| Income before extraordinary items | $2,299,000 | 1,594 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,299,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $2,590,000 | 656 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,299,000 | 1,581 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,987 |
| Total interest expense | $6,000 | 8,723 |
| Net interest income | $684,000 | 5,870 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $22,032,000 | 159 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,032,000 | 123 |
| Total noninterest expense | $20,841,000 | 258 |
| Salaries and employee benefits | $670,000 | 3,460 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $20,035,000 | 140 |
| Pre-tax net operating income | $1,875,000 | 1,320 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $694,000 | 1,062 |
| Income before extraordinary items | $1,181,000 | 1,540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,181,000 | 1,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $284,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,181,000 | 1,520 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,080,000 | 7,377 |
| Total interest expense | $15,000 | 8,757 |
| Net interest income | $2,065,000 | 6,575 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $82,724,000 | 164 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,724,000 | 127 |
| Total noninterest expense | $77,676,000 | 264 |
| Salaries and employee benefits | $2,390,000 | 3,612 |
| Premises and equipment expense | $545,000 | 3,931 |
| Additional noninterest expense | $74,741,000 | 144 |
| Pre-tax net operating income | $7,113,000 | 1,344 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,761,000 | 1,028 |
| Income before extraordinary items | $4,352,000 | 1,619 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,352,000 | 1,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $977,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,352,000 | 1,591 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 7,554 |
| Total interest expense | $11,000 | 8,785 |
| Net interest income | $1,424,000 | 6,804 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $64,311,000 | 162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,311,000 | 128 |
| Total noninterest expense | $60,309,000 | 262 |
| Salaries and employee benefits | $1,860,000 | 3,476 |
| Premises and equipment expense | $408,000 | 3,915 |
| Additional noninterest expense | $58,041,000 | 144 |
| Pre-tax net operating income | $5,426,000 | 1,325 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,165,000 | 998 |
| Income before extraordinary items | $3,261,000 | 1,610 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,261,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $708,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,261,000 | 1,580 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $884,000 | 7,693 |
| Total interest expense | $7,000 | 8,805 |
| Net interest income | $877,000 | 6,987 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $42,531,000 | 164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,531,000 | 127 |
| Total noninterest expense | $39,803,000 | 258 |
| Salaries and employee benefits | $1,305,000 | 3,318 |
| Premises and equipment expense | $272,000 | 3,901 |
| Additional noninterest expense | $38,226,000 | 143 |
| Pre-tax net operating income | $3,605,000 | 1,300 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,339,000 | 1,050 |
| Income before extraordinary items | $2,266,000 | 1,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,266,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $455,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,266,000 | 1,497 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 7,994 |
| Total interest expense | $3,000 | 8,881 |
| Net interest income | $365,000 | 7,451 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $22,394,000 | 160 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,394,000 | 123 |
| Total noninterest expense | $20,944,000 | 248 |
| Salaries and employee benefits | $660,000 | 3,280 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $20,150,000 | 138 |
| Pre-tax net operating income | $1,815,000 | 1,261 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $673,000 | 1,044 |
| Income before extraordinary items | $1,142,000 | 1,486 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,142,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $215,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,142,000 | 1,461 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 8,536 |
| Total interest expense | $7,000 | 8,923 |
| Net interest income | $831,000 | 8,260 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $77,256,000 | 177 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,256,000 | 134 |
| Total noninterest expense | $71,388,000 | 280 |
| Salaries and employee benefits | $2,553,000 | 3,293 |
| Premises and equipment expense | $524,000 | 3,937 |
| Additional noninterest expense | $68,311,000 | 155 |
| Pre-tax net operating income | $6,699,000 | 1,289 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,890,000 | 1,332 |
| Income before extraordinary items | $4,809,000 | 1,339 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,809,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $3,722,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,809,000 | 1,307 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $500,000 | 8,714 |
| Total interest expense | $5,000 | 8,973 |
| Net interest income | $495,000 | 8,533 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $59,634,000 | 179 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $59,634,000 | 137 |
| Total noninterest expense | $55,102,000 | 281 |
| Salaries and employee benefits | $1,748,000 | 3,515 |
| Premises and equipment expense | $376,000 | 4,058 |
| Additional noninterest expense | $52,978,000 | 156 |
| Pre-tax net operating income | $5,027,000 | 1,301 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,446,000 | 1,317 |
| Income before extraordinary items | $3,581,000 | 1,375 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,581,000 | 1,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $524,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,581,000 | 1,324 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,839 |
| Total interest expense | $3,000 | 9,030 |
| Net interest income | $287,000 | 8,678 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $41,654,000 | 176 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $41,654,000 | 134 |
| Total noninterest expense | $38,263,000 | 268 |
| Salaries and employee benefits | $1,193,000 | 3,467 |
| Premises and equipment expense | $245,000 | 4,135 |
| Additional noninterest expense | $36,825,000 | 149 |
| Pre-tax net operating income | $3,678,000 | 1,172 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,384,000 | 982 |
| Income before extraordinary items | $2,294,000 | 1,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,294,000 | 1,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $339,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,294,000 | 1,355 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $121,000 | 8,933 |
| Total interest expense | $2,000 | 9,054 |
| Net interest income | $119,000 | 8,819 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $21,515,000 | 162 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,515,000 | 125 |
| Total noninterest expense | $19,781,000 | 259 |
| Salaries and employee benefits | $594,000 | 3,498 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $19,073,000 | 141 |
| Pre-tax net operating income | $1,853,000 | 1,139 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $707,000 | 975 |
| Income before extraordinary items | $1,146,000 | 1,405 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,146,000 | 1,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $171,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,146,000 | 1,328 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,869 |
| Total interest expense | $7,000 | 9,124 |
| Net interest income | $635,000 | 8,650 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $71,916,000 | 190 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $71,916,000 | 146 |
| Total noninterest expense | $66,188,000 | 304 |
| Salaries and employee benefits | $2,047,000 | 3,851 |
| Premises and equipment expense | $347,000 | 5,198 |
| Additional noninterest expense | $63,793,000 | 166 |
| Pre-tax net operating income | $6,364,000 | 1,296 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,384,000 | 1,114 |
| Income before extraordinary items | $3,980,000 | 1,572 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,980,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $9,182,000 | 404 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,980,000 | 1,500 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $473,000 | 8,967 |
| Total interest expense | $5,000 | 9,188 |
| Net interest income | $468,000 | 8,733 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $55,171,000 | 189 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,171,000 | 145 |
| Total noninterest expense | $50,546,000 | 307 |
| Salaries and employee benefits | $1,569,000 | 3,772 |
| Premises and equipment expense | $225,000 | 5,647 |
| Additional noninterest expense | $48,752,000 | 164 |
| Pre-tax net operating income | $5,093,000 | 1,264 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,340,000 | 1,462 |
| Income before extraordinary items | $3,753,000 | 1,318 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,753,000 | 1,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $516,000 | 2,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,753,000 | 1,243 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $336,000 | 8,975 |
| Total interest expense | $3,000 | 9,230 |
| Net interest income | $333,000 | 8,717 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $38,270,000 | 184 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,270,000 | 139 |
| Total noninterest expense | $35,097,000 | 292 |
| Salaries and employee benefits | $1,104,000 | 3,587 |
| Premises and equipment expense | $148,000 | 5,696 |
| Additional noninterest expense | $33,845,000 | 160 |
| Pre-tax net operating income | $3,506,000 | 1,219 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,259,000 | 1,129 |
| Income before extraordinary items | $2,247,000 | 1,464 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,247,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,247,000 | 1,371 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $144,000 | 9,089 |
| Total interest expense | $2,000 | 9,258 |
| Net interest income | $142,000 | 8,896 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $20,128,000 | 178 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,128,000 | 139 |
| Total noninterest expense | $18,474,000 | 276 |
| Salaries and employee benefits | $561,000 | 3,552 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $17,840,000 | 150 |
| Pre-tax net operating income | $1,796,000 | 1,198 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $645,000 | 1,128 |
| Income before extraordinary items | $1,151,000 | 1,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,151,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $177,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,151,000 | 1,329 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 8,784 |
| Total interest expense | $11,000 | 9,307 |
| Net interest income | $1,070,000 | 8,161 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $68,382,000 | 191 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,382,000 | 145 |
| Total noninterest expense | $63,224,000 | 308 |
| Salaries and employee benefits | $1,788,000 | 4,112 |
| Premises and equipment expense | $287,000 | 5,714 |
| Additional noninterest expense | $61,149,000 | 174 |
| Pre-tax net operating income | $6,228,000 | 1,347 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,171,000 | 1,205 |
| Income before extraordinary items | $4,057,000 | 1,512 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,057,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $778,000 | 2,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,057,000 | 1,465 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 8,065 |
| Total interest expense | $30,000 | 9,517 |
| Net interest income | $2,120,000 | 6,247 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $65,204,000 | 198 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,204,000 | 150 |
| Total noninterest expense | $61,126,000 | 312 |
| Salaries and employee benefits | $1,732,000 | 4,029 |
| Premises and equipment expense | $168,000 | 7,241 |
| Additional noninterest expense | $59,226,000 | 190 |
| Pre-tax net operating income | $6,198,000 | 1,205 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,308,000 | 1,046 |
| Income before extraordinary items | $3,890,000 | 1,400 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,890,000 | 1,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $1,143,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,890,000 | 1,341 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 7,307 |
| Total interest expense | $29,000 | 9,802 |
| Net interest income | $3,073,000 | 5,069 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $48,705,000 | 227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,705,000 | 175 |
| Total noninterest expense | $45,380,000 | 379 |
| Salaries and employee benefits | $1,256,000 | 5,026 |
| Premises and equipment expense | $181,000 | 7,070 |
| Additional noninterest expense | $43,943,000 | 212 |
| Pre-tax net operating income | $6,398,000 | 1,163 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,844,000 | 1,261 |
| Income before extraordinary items | $4,554,000 | 1,159 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,554,000 | 1,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $981,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $33,000,000 | 16 |
| Net operating income | $4,554,000 | 1,159 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 9,380 |
| Total interest expense | $25,000 | 10,140 |
| Net interest income | $1,213,000 | 8,162 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $46,473,000 | 239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,473,000 | 181 |
| Total noninterest expense | $22,415,000 | 699 |
| Salaries and employee benefits | $1,019,000 | 5,804 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $21,249,000 | 347 |
| Pre-tax net operating income | $25,271,000 | 403 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $8,916,000 | 397 |
| Income before extraordinary items | $16,355,000 | 422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,355,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $18,543,000 | 264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,355,000 | 415 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 9,814 |
| Total interest expense | $30,000 | 10,363 |
| Net interest income | $1,014,000 | 8,759 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $45,803,000 | 243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,803,000 | 191 |
| Total noninterest expense | $21,978,000 | 685 |
| Salaries and employee benefits | $797,000 | 6,699 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $21,043,000 | 340 |
| Pre-tax net operating income | $24,839,000 | 367 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $8,772,000 | 375 |
| Income before extraordinary items | $16,067,000 | 394 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $16,067,000 | 394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $10,440,000 | 366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $16,067,000 | 376 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 10,339 |
| Total interest expense | $28,000 | 10,851 |
| Net interest income | $931,000 | 9,356 |
| Provision for loan and lease losses | $-10,000 | 10,609 |
| Total noninterest income | $56,411,000 | 211 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,411,000 | 157 |
| Total noninterest expense | $46,005,000 | 354 |
| Salaries and employee benefits | $787,000 | 6,853 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $45,071,000 | 219 |
| Pre-tax net operating income | $11,347,000 | 733 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,987,000 | 727 |
| Income before extraordinary items | $7,360,000 | 766 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,360,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $12,436,000 | 321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,360,000 | 750 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 11,416 |
| Total interest expense | $1,000 | 11,430 |
| Net interest income | $91,000 | 11,400 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $880,000 | 3,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $880,000 | 1,978 |
| Total noninterest expense | $1,569,000 | 6,918 |
| Salaries and employee benefits | $120,000 | 11,319 |
| Premises and equipment expense | $14,000 | 11,350 |
| Additional noninterest expense | $1,435,000 | 3,239 |
| Pre-tax net operating income | $-608,000 | 11,277 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $232,000 | 6,682 |
| Income before extraordinary items | $-840,000 | 11,344 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-840,000 | 11,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $18,000,000 | 37 |
| Net operating income | $-840,000 | 11,322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.