Home > Cheviot Savings Bank > Assets and Liabilities
Cheviot Savings Bank, Assets and Liabilities
| 2016-03-31 | Rank | |
| # of Employees: | 96 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $561,781,000 | 1,253 |
| Cash and due from depository institutions | $39,296,000 | 1,522 |
| Interest-bearing balances | $37,659,000 | 993 |
| Securities | $101,706,000 | 1,371 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,601 |
| Net loans & leases | $365,989,000 | 1,271 |
| Loan loss allowance | $4,011,000 | 1,491 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,713,000 | 1,109 |
| Other real estate owned | $1,310,000 | 1,522 |
| Goodwill and other intangibles | $11,850,000 | 481 |
| All other assets | $30,917,000 | 707 |
| Life insurance assets | $16,515,000 | 580 |
| Total liabilities and capital | $561,781,000 | 1,253 |
| Total liabilities | $472,469,000 | 1,311 |
| Total deposits | $454,523,000 | 1,278 |
| Interest-bearing deposits | $416,380,000 | 1,122 |
| Deposits held in domestic offices | $454,523,000 | 1,278 |
| % insured | 95.25% | 465 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $13,338,000 | 1,487 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $4,608,000 | 1,116 |
| Total equity capital | $89,312,000 | 910 |
| Total bank equity capital | $89,312,000 | 910 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $40,000 | 5,182 |
| Surplus | $66,745,000 | 575 |
| Undivided profits | $22,527,000 | 1,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $4,278,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,433,000 | 1,817 |
| Earning assets | $505,354,000 | 1,276 |
| Long-term assets (5+ years) | $136,647,000 | 1,589 |
| Average Assets, year-to-date | $566,788,000 | 1,241 |
| Average Assets, quarterly | $566,788,000 | 1,241 |
| Volatile liabilities | $18,904,000 | 2,084 |
| Insider loans | $1,114,000 | 3,140 |
| FHLB advances | $12,072,000 | 1,508 |
| Loans and leases held for sale | $1,351,000 | 878 |
| Unused loan commitments | $48,508,000 | 1,609 |
| Tier 1 (core) risk-based capital | $78,886,000 | 961 |
| Tier 2 risk-based capital | $4,011,000 | 1,326 |
| Total risk weighted assets | $358,241,000 | 1,354 |
| Total unused commitments | $48,508,000 | 1,610 |
| Derivatives | $0 | 1,433 |
| 2015-12-31 | Rank | |
| # of Employees: | 100 | 1,445 |
| Assets and Liabilities | ||
| Total Assets: | $571,795,000 | 1,225 |
| Cash and due from depository institutions | $42,963,000 | 1,445 |
| Interest-bearing balances | $41,321,000 | 802 |
| Securities | $98,723,000 | 1,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,502 |
| Net loans & leases | $374,906,000 | 1,252 |
| Loan loss allowance | $3,537,000 | 1,672 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $10,869,000 | 1,097 |
| Other real estate owned | $1,633,000 | 1,445 |
| Goodwill and other intangibles | $11,889,000 | 477 |
| All other assets | $30,812,000 | 702 |
| Life insurance assets | $16,407,000 | 572 |
| Total liabilities and capital | $571,795,000 | 1,225 |
| Total liabilities | $483,145,000 | 1,277 |
| Total deposits | $464,705,000 | 1,243 |
| Interest-bearing deposits | $424,637,000 | 1,093 |
| Deposits held in domestic offices | $464,705,000 | 1,243 |
| % insured | 94.53% | 569 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $13,845,000 | 1,540 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $4,595,000 | 1,091 |
| Total equity capital | $88,650,000 | 887 |
| Total bank equity capital | $88,650,000 | 887 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $40,000 | 5,238 |
| Surplus | $66,673,000 | 574 |
| Undivided profits | $21,937,000 | 1,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $2,827,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,670,000 | 1,609 |
| Earning assets | $514,950,000 | 1,255 |
| Long-term assets (5+ years) | $120,622,000 | 1,755 |
| Average Assets, year-to-date | $574,559,400 | 1,187 |
| Average Assets, quarterly | $574,110,500 | 1,207 |
| Volatile liabilities | $19,346,000 | 2,086 |
| Insider loans | $1,128,000 | 3,167 |
| FHLB advances | $12,579,000 | 1,561 |
| Loans and leases held for sale | $1,897,000 | 810 |
| Unused loan commitments | $53,200,000 | 1,484 |
| Tier 1 (core) risk-based capital | $78,699,000 | 951 |
| Tier 2 risk-based capital | $3,537,000 | 1,471 |
| Total risk weighted assets | $364,792,000 | 1,322 |
| Total unused commitments | $53,200,000 | 1,484 |
| Derivatives | $0 | 1,420 |
| 2015-09-30 | Rank | |
| # of Employees: | 99 | 1,470 |
| Assets and Liabilities | ||
| Total Assets: | $576,426,000 | 1,205 |
| Cash and due from depository institutions | $52,932,000 | 1,470 |
| Interest-bearing balances | $50,961,000 | 685 |
| Securities | $104,493,000 | 1,348 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,541 |
| Net loans & leases | $363,870,000 | 1,267 |
| Loan loss allowance | $2,992,000 | 1,970 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $11,070,000 | 1,085 |
| Other real estate owned | $1,432,000 | 1,470 |
| Goodwill and other intangibles | $11,891,000 | 477 |
| All other assets | $30,738,000 | 700 |
| Life insurance assets | $16,294,000 | 565 |
| Total liabilities and capital | $576,426,000 | 1,205 |
| Total liabilities | $487,133,000 | 1,255 |
| Total deposits | $468,904,000 | 1,226 |
| Interest-bearing deposits | $429,544,000 | 1,077 |
| Deposits held in domestic offices | $468,904,000 | 1,226 |
| % insured | 92.85% | 942 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $14,175,000 | 1,497 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $4,054,000 | 1,252 |
| Total equity capital | $89,293,000 | 884 |
| Total bank equity capital | $89,293,000 | 884 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $40,000 | 5,314 |
| Surplus | $66,613,000 | 575 |
| Undivided profits | $22,640,000 | 1,804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $3,251,000 | 1,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,456,000 | 1,882 |
| Earning assets | $519,324,000 | 1,235 |
| Long-term assets (5+ years) | $123,892,000 | 1,713 |
| Average Assets, year-to-date | $575,250,500 | 1,190 |
| Average Assets, quarterly | $578,662,000 | 1,200 |
| Volatile liabilities | $7,320,000 | 3,544 |
| Insider loans | $1,142,000 | 3,176 |
| FHLB advances | $12,849,000 | 1,531 |
| Loans and leases held for sale | $2,821,000 | 662 |
| Unused loan commitments | $55,112,000 | 1,454 |
| Tier 1 (core) risk-based capital | $79,352,000 | 943 |
| Tier 2 risk-based capital | $2,992,000 | 1,699 |
| Total risk weighted assets | $354,054,000 | 1,360 |
| Total unused commitments | $55,112,000 | 1,454 |
| Derivatives | $0 | 1,421 |
| 2015-06-30 | Rank | |
| # of Employees: | 98 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $580,898,000 | 1,201 |
| Cash and due from depository institutions | $46,414,000 | 1,492 |
| Interest-bearing balances | $44,828,000 | 721 |
| Securities | $124,664,000 | 1,171 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $353,314,000 | 1,295 |
| Loan loss allowance | $2,385,000 | 2,393 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $11,215,000 | 1,072 |
| Other real estate owned | $1,713,000 | 1,492 |
| Goodwill and other intangibles | $11,896,000 | 481 |
| All other assets | $31,682,000 | 692 |
| Life insurance assets | $16,181,000 | 559 |
| Total liabilities and capital | $580,898,000 | 1,201 |
| Total liabilities | $493,155,000 | 1,255 |
| Total deposits | $462,708,000 | 1,239 |
| Interest-bearing deposits | $441,404,000 | 1,053 |
| Deposits held in domestic offices | $462,708,000 | 1,238 |
| % insured | 94.25% | 730 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $26,610,000 | 1,010 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $3,837,000 | 1,244 |
| Total equity capital | $87,743,000 | 891 |
| Total bank equity capital | $87,743,000 | 891 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $40,000 | 5,376 |
| Surplus | $66,554,000 | 580 |
| Undivided profits | $21,149,000 | 1,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $3,488,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,866,000 | 1,362 |
| Earning assets | $522,806,000 | 1,228 |
| Long-term assets (5+ years) | $149,906,000 | 1,474 |
| Average Assets, year-to-date | $574,858,670 | 1,194 |
| Average Assets, quarterly | $576,725,000 | 1,200 |
| Volatile liabilities | $18,838,000 | 2,113 |
| Insider loans | $958,000 | 3,437 |
| FHLB advances | $25,284,000 | 981 |
| Loans and leases held for sale | $2,403,000 | 806 |
| Unused loan commitments | $44,750,000 | 1,670 |
| Tier 1 (core) risk-based capital | $78,909,000 | 940 |
| Tier 2 risk-based capital | $2,385,000 | 2,082 |
| Total risk weighted assets | $342,971,000 | 1,395 |
| Total unused commitments | $44,750,000 | 1,670 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 99 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $572,552,000 | 1,215 |
| Cash and due from depository institutions | $15,943,000 | 1,485 |
| Interest-bearing balances | $14,076,000 | 2,400 |
| Securities | $147,669,000 | 1,010 |
| Federal funds sold & reverse repurchase agreements | $16,570,000 | 270 |
| Net loans & leases | $336,884,000 | 1,328 |
| Loan loss allowance | $2,323,000 | 2,466 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $11,327,000 | 1,058 |
| Other real estate owned | $1,642,000 | 1,485 |
| Goodwill and other intangibles | $11,872,000 | 469 |
| All other assets | $30,645,000 | 702 |
| Life insurance assets | $16,070,000 | 558 |
| Total liabilities and capital | $572,552,000 | 1,215 |
| Total liabilities | $484,234,000 | 1,270 |
| Total deposits | $465,584,000 | 1,231 |
| Interest-bearing deposits | $435,960,000 | 1,068 |
| Deposits held in domestic offices | $465,584,000 | 1,230 |
| % insured | 95.03% | 592 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $15,183,000 | 1,345 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $3,467,000 | 1,349 |
| Total equity capital | $88,318,000 | 882 |
| Total bank equity capital | $88,318,000 | 882 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $40,000 | 5,439 |
| Surplus | $66,458,000 | 581 |
| Undivided profits | $21,820,000 | 1,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $3,036,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,489,000 | 1,669 |
| Earning assets | $515,199,000 | 1,243 |
| Long-term assets (5+ years) | $164,842,000 | 1,350 |
| Average Assets, year-to-date | $571,839,000 | 1,205 |
| Average Assets, quarterly | $571,839,000 | 1,205 |
| Volatile liabilities | $6,809,000 | 3,587 |
| Insider loans | $556,000 | 4,116 |
| FHLB advances | $13,857,000 | 1,386 |
| Loans and leases held for sale | $2,505,000 | 763 |
| Unused loan commitments | $30,579,000 | 2,140 |
| Tier 1 (core) risk-based capital | $78,195,000 | 938 |
| Tier 2 risk-based capital | $2,323,000 | 2,107 |
| Total risk weighted assets | $327,104,000 | 1,433 |
| Total unused commitments | $30,579,000 | 2,140 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 98 | 1,499 |
| Assets and Liabilities | ||
| Total Assets: | $571,126,000 | 1,211 |
| Cash and due from depository institutions | $27,458,000 | 1,499 |
| Interest-bearing balances | $19,076,000 | 1,691 |
| Securities | $136,400,000 | 1,081 |
| Federal funds sold & reverse repurchase agreements | $14,941,000 | 268 |
| Net loans & leases | $335,962,000 | 1,329 |
| Loan loss allowance | $2,236,000 | 2,556 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $11,428,000 | 1,043 |
| Other real estate owned | $1,815,000 | 1,499 |
| Goodwill and other intangibles | $11,891,000 | 462 |
| All other assets | $31,231,000 | 683 |
| Life insurance assets | $15,960,000 | 553 |
| Total liabilities and capital | $571,126,000 | 1,211 |
| Total liabilities | $484,101,000 | 1,260 |
| Total deposits | $463,931,000 | 1,215 |
| Interest-bearing deposits | $435,464,000 | 1,052 |
| Deposits held in domestic offices | $463,931,000 | 1,214 |
| % insured | 95.21% | 585 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $16,177,000 | 1,388 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $3,993,000 | 1,215 |
| Total equity capital | $87,025,000 | 882 |
| Total bank equity capital | $87,025,000 | 882 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $40,000 | 5,521 |
| Surplus | $66,408,000 | 578 |
| Undivided profits | $20,577,000 | 1,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $3,561,000 | 1,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,801,000 | 1,437 |
| Earning assets | $506,379,000 | 1,253 |
| Long-term assets (5+ years) | $177,404,000 | 1,263 |
| Average Assets, year-to-date | $578,732,200 | 1,139 |
| Average Assets, quarterly | $572,411,500 | 1,194 |
| Volatile liabilities | $7,666,000 | 3,542 |
| Insider loans | $1,176,000 | 3,225 |
| FHLB advances | $14,851,000 | 1,426 |
| Loans and leases held for sale | $1,332,000 | 868 |
| Unused loan commitments | $31,580,000 | 2,057 |
| Tier 1 (core) risk-based capital | $77,752,000 | 923 |
| Tier 2 risk-based capital | $2,236,000 | 2,185 |
| Total risk weighted assets | $316,980,000 | 1,454 |
| Total unused commitments | $31,580,000 | 2,057 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 99 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $573,697,000 | 1,189 |
| Cash and due from depository institutions | $11,766,000 | 1,503 |
| Interest-bearing balances | $5,693,000 | 3,627 |
| Securities | $164,960,000 | 930 |
| Federal funds sold & reverse repurchase agreements | $4,493,000 | 793 |
| Net loans & leases | $333,994,000 | 1,325 |
| Loan loss allowance | $2,218,000 | 2,619 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,009,000 | 1,079 |
| Other real estate owned | $2,276,000 | 1,503 |
| Goodwill and other intangibles | $11,999,000 | 452 |
| All other assets | $33,200,000 | 660 |
| Life insurance assets | $15,844,000 | 547 |
| Total liabilities and capital | $573,697,000 | 1,189 |
| Total liabilities | $486,104,000 | 1,252 |
| Total deposits | $465,311,000 | 1,215 |
| Interest-bearing deposits | $439,115,000 | 1,041 |
| Deposits held in domestic offices | $465,311,000 | 1,213 |
| % insured | 94.98% | 680 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $16,828,000 | 1,320 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $3,965,000 | 1,214 |
| Total equity capital | $87,593,000 | 878 |
| Total bank equity capital | $87,593,000 | 878 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $40,000 | 5,589 |
| Surplus | $66,368,000 | 582 |
| Undivided profits | $21,185,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $4,640,000 | 1,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,732,000 | 1,578 |
| Earning assets | $509,140,000 | 1,229 |
| Long-term assets (5+ years) | $187,897,000 | 1,227 |
| Average Assets, year-to-date | $580,633,750 | 1,148 |
| Average Assets, quarterly | $577,341,000 | 1,172 |
| Volatile liabilities | $8,742,000 | 3,369 |
| Insider loans | $1,141,000 | 3,289 |
| FHLB advances | $15,444,000 | 1,332 |
| Loans and leases held for sale | $765,000 | 1,110 |
| Unused loan commitments | $31,469,000 | 2,062 |
| Tier 1 (core) risk-based capital | $79,187,000 | 906 |
| Tier 2 risk-based capital | $2,218,000 | 2,204 |
| Total risk weighted assets | $318,300,000 | 1,433 |
| Total unused commitments | $31,469,000 | 2,062 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 101 | 1,461 |
| Assets and Liabilities | ||
| Total Assets: | $580,985,000 | 1,161 |
| Cash and due from depository institutions | $21,484,000 | 1,461 |
| Interest-bearing balances | $10,861,000 | 2,545 |
| Securities | $155,438,000 | 985 |
| Federal funds sold & reverse repurchase agreements | $17,516,000 | 211 |
| Net loans & leases | $326,988,000 | 1,337 |
| Loan loss allowance | $1,993,000 | 2,853 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $11,172,000 | 1,061 |
| Other real estate owned | $2,790,000 | 1,461 |
| Goodwill and other intangibles | $12,042,000 | 444 |
| All other assets | $33,555,000 | 645 |
| Life insurance assets | $15,965,000 | 538 |
| Total liabilities and capital | $580,985,000 | 1,161 |
| Total liabilities | $494,495,000 | 1,218 |
| Total deposits | $473,231,000 | 1,178 |
| Interest-bearing deposits | $446,538,000 | 1,015 |
| Deposits held in domestic offices | $473,231,000 | 1,177 |
| % insured | 94.94% | 719 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $17,571,000 | 1,268 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $3,693,000 | 1,245 |
| Total equity capital | $86,490,000 | 875 |
| Total bank equity capital | $86,490,000 | 875 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $40,000 | 5,650 |
| Surplus | $66,329,000 | 571 |
| Undivided profits | $20,121,000 | 1,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $4,507,000 | 1,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,869,000 | 1,339 |
| Earning assets | $510,803,000 | 1,218 |
| Long-term assets (5+ years) | $188,518,000 | 1,206 |
| Average Assets, year-to-date | $582,946,000 | 1,137 |
| Average Assets, quarterly | $582,206,000 | 1,145 |
| Volatile liabilities | $11,518,000 | 2,865 |
| Insider loans | $1,161,000 | 3,276 |
| FHLB advances | $16,187,000 | 1,272 |
| Loans and leases held for sale | $1,191,000 | 1,003 |
| Unused loan commitments | $29,387,000 | 2,154 |
| Tier 1 (core) risk-based capital | $78,252,000 | 903 |
| Tier 2 risk-based capital | $1,993,000 | 2,396 |
| Total risk weighted assets | $302,862,000 | 1,490 |
| Total unused commitments | $29,387,000 | 2,154 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 102 | 1,452 |
| Assets and Liabilities | ||
| Total Assets: | $583,427,000 | 1,151 |
| Cash and due from depository institutions | $21,033,000 | 1,452 |
| Interest-bearing balances | $13,020,000 | 2,543 |
| Securities | $151,754,000 | 1,025 |
| Federal funds sold & reverse repurchase agreements | $18,732,000 | 245 |
| Net loans & leases | $330,991,000 | 1,309 |
| Loan loss allowance | $1,729,000 | 3,164 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,330,000 | 1,050 |
| Other real estate owned | $2,984,000 | 1,452 |
| Goodwill and other intangibles | $12,091,000 | 447 |
| All other assets | $34,512,000 | 624 |
| Life insurance assets | $15,848,000 | 534 |
| Total liabilities and capital | $583,427,000 | 1,151 |
| Total liabilities | $500,130,000 | 1,204 |
| Total deposits | $477,424,000 | 1,182 |
| Interest-bearing deposits | $450,822,000 | 1,027 |
| Deposits held in domestic offices | $477,424,000 | 1,181 |
| % insured | 95.62% | 612 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $19,185,000 | 1,112 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $3,521,000 | 1,255 |
| Total equity capital | $83,297,000 | 894 |
| Total bank equity capital | $83,297,000 | 894 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $40,000 | 5,706 |
| Surplus | $66,291,000 | 573 |
| Undivided profits | $16,966,000 | 2,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,556,000 | 1,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,649,000 | 1,518 |
| Earning assets | $514,497,000 | 1,212 |
| Long-term assets (5+ years) | $200,132,000 | 1,130 |
| Average Assets, year-to-date | $583,926,500 | 1,145 |
| Average Assets, quarterly | $583,926,500 | 1,145 |
| Volatile liabilities | $12,036,000 | 2,708 |
| Insider loans | $1,182,000 | 3,256 |
| FHLB advances | $17,801,000 | 1,114 |
| Loans and leases held for sale | $844,000 | 974 |
| Unused loan commitments | $30,485,000 | 2,105 |
| Tier 1 (core) risk-based capital | $77,819,000 | 912 |
| Tier 2 risk-based capital | $1,729,000 | 2,666 |
| Total risk weighted assets | $309,567,000 | 1,457 |
| Total unused commitments | $30,485,000 | 2,105 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 113 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $584,426,000 | 1,140 |
| Cash and due from depository institutions | $18,671,000 | 1,315 |
| Interest-bearing balances | $9,894,000 | 2,796 |
| Securities | $163,842,000 | 941 |
| Federal funds sold & reverse repurchase agreements | $3,340,000 | 1,103 |
| Net loans & leases | $335,630,000 | 1,288 |
| Loan loss allowance | $1,698,000 | 3,227 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,505,000 | 1,032 |
| Other real estate owned | $3,284,000 | 1,315 |
| Goodwill and other intangibles | $12,139,000 | 445 |
| All other assets | $36,015,000 | 615 |
| Life insurance assets | $15,732,000 | 535 |
| Total liabilities and capital | $584,427,000 | 1,140 |
| Total liabilities | $503,904,000 | 1,182 |
| Total deposits | $479,447,000 | 1,163 |
| Interest-bearing deposits | $452,838,000 | 1,009 |
| Deposits held in domestic offices | $479,447,000 | 1,162 |
| % insured | 95.51% | 656 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $20,645,000 | 1,078 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $3,812,000 | 1,204 |
| Total equity capital | $80,523,000 | 902 |
| Total bank equity capital | $80,523,000 | 902 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $40,000 | 5,777 |
| Surplus | $66,284,000 | 572 |
| Undivided profits | $14,199,000 | 2,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $7,641,000 | 971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,972,000 | 1,298 |
| Earning assets | $512,706,000 | 1,197 |
| Long-term assets (5+ years) | $308,202,000 | 750 |
| Average Assets, year-to-date | $603,200,400 | 1,102 |
| Average Assets, quarterly | $586,815,500 | 1,135 |
| Volatile liabilities | $10,234,000 | 3,060 |
| Insider loans | $1,202,000 | 3,262 |
| FHLB advances | $19,261,000 | 1,113 |
| Loans and leases held for sale | $703,000 | 1,087 |
| Unused loan commitments | $30,999,000 | 2,026 |
| Tier 1 (core) risk-based capital | $77,208,000 | 904 |
| Tier 2 risk-based capital | $1,698,000 | 2,709 |
| Total risk weighted assets | $312,387,000 | 1,445 |
| Total unused commitments | $30,999,000 | 2,026 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 119 | 1,245 |
| Assets and Liabilities | ||
| Total Assets: | $589,205,000 | 1,140 |
| Cash and due from depository institutions | $14,414,000 | 1,245 |
| Interest-bearing balances | $7,130,000 | 3,430 |
| Securities | $175,073,000 | 881 |
| Federal funds sold & reverse repurchase agreements | $1,353,000 | 1,700 |
| Net loans & leases | $335,858,000 | 1,274 |
| Loan loss allowance | $1,570,000 | 3,474 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $11,697,000 | 1,004 |
| Other real estate owned | $4,226,000 | 1,245 |
| Goodwill and other intangibles | $12,188,000 | 440 |
| All other assets | $34,396,000 | 633 |
| Life insurance assets | $15,612,000 | 525 |
| Total liabilities and capital | $589,206,000 | 1,140 |
| Total liabilities | $505,466,000 | 1,187 |
| Total deposits | $479,621,000 | 1,165 |
| Interest-bearing deposits | $458,258,000 | 992 |
| Deposits held in domestic offices | $479,621,000 | 1,163 |
| % insured | 96.15% | 570 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $21,972,000 | 1,034 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $3,873,000 | 1,258 |
| Total equity capital | $83,740,000 | 865 |
| Total bank equity capital | $83,740,000 | 865 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $40,000 | 5,841 |
| Surplus | $66,280,000 | 567 |
| Undivided profits | $17,420,000 | 2,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $7,624,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,745,000 | 1,575 |
| Earning assets | $519,414,000 | 1,185 |
| Long-term assets (5+ years) | $366,243,000 | 623 |
| Average Assets, year-to-date | $607,894,000 | 1,103 |
| Average Assets, quarterly | $592,390,500 | 1,129 |
| Volatile liabilities | $11,531,000 | 2,867 |
| Insider loans | $1,234,000 | 3,245 |
| FHLB advances | $20,108,000 | 1,027 |
| Loans and leases held for sale | $1,078,000 | 1,014 |
| Unused loan commitments | $32,361,000 | 1,946 |
| Tier 1 (core) risk-based capital | $77,893,000 | 890 |
| Tier 2 risk-based capital | $1,570,000 | 2,929 |
| Total risk weighted assets | $311,602,000 | 1,442 |
| Total unused commitments | $32,361,000 | 1,946 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 124 | 1,199 |
| Assets and Liabilities | ||
| Total Assets: | $595,576,000 | 1,126 |
| Cash and due from depository institutions | $12,732,000 | 1,199 |
| Interest-bearing balances | $5,146,000 | 4,145 |
| Securities | $170,635,000 | 906 |
| Federal funds sold & reverse repurchase agreements | $15,832,000 | 278 |
| Net loans & leases | $332,801,000 | 1,274 |
| Loan loss allowance | $1,529,000 | 3,553 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $11,793,000 | 989 |
| Other real estate owned | $4,915,000 | 1,199 |
| Goodwill and other intangibles | $12,246,000 | 433 |
| All other assets | $34,622,000 | 632 |
| Life insurance assets | $15,491,000 | 519 |
| Total liabilities and capital | $595,576,000 | 1,126 |
| Total liabilities | $511,915,000 | 1,154 |
| Total deposits | $485,119,000 | 1,131 |
| Interest-bearing deposits | $463,126,000 | 980 |
| Deposits held in domestic offices | $485,119,000 | 1,130 |
| % insured | 96.24% | 592 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $23,060,000 | 981 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $3,736,000 | 1,261 |
| Total equity capital | $83,661,000 | 859 |
| Total bank equity capital | $83,661,000 | 858 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $40,000 | 5,887 |
| Surplus | $66,273,000 | 566 |
| Undivided profits | $17,348,000 | 1,999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $7,684,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,972,000 | 1,301 |
| Earning assets | $524,414,000 | 1,161 |
| Long-term assets (5+ years) | $357,570,000 | 618 |
| Average Assets, year-to-date | $614,123,670 | 1,090 |
| Average Assets, quarterly | $606,611,500 | 1,104 |
| Volatile liabilities | $11,914,000 | 2,810 |
| Insider loans | $1,185,000 | 3,334 |
| FHLB advances | $21,196,000 | 993 |
| Loans and leases held for sale | $850,000 | 1,313 |
| Unused loan commitments | $31,529,000 | 1,975 |
| Tier 1 (core) risk-based capital | $77,802,000 | 874 |
| Tier 2 risk-based capital | $1,529,000 | 2,971 |
| Total risk weighted assets | $309,087,000 | 1,433 |
| Total unused commitments | $31,529,000 | 1,975 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 116 | 1,275 |
| Assets and Liabilities | ||
| Total Assets: | $617,647,000 | 1,102 |
| Cash and due from depository institutions | $23,365,000 | 1,275 |
| Interest-bearing balances | $17,699,000 | 2,372 |
| Securities | $174,284,000 | 895 |
| Federal funds sold & reverse repurchase agreements | $25,182,000 | 211 |
| Net loans & leases | $332,260,000 | 1,257 |
| Loan loss allowance | $1,608,000 | 3,503 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $12,895,000 | 907 |
| Other real estate owned | $4,596,000 | 1,275 |
| Goodwill and other intangibles | $12,303,000 | 428 |
| All other assets | $32,762,000 | 646 |
| Life insurance assets | $15,369,000 | 514 |
| Total liabilities and capital | $617,647,000 | 1,102 |
| Total liabilities | $529,067,000 | 1,143 |
| Total deposits | $501,462,000 | 1,110 |
| Interest-bearing deposits | $479,000,000 | 962 |
| Deposits held in domestic offices | $501,462,000 | 1,108 |
| % insured | 95.24% | 836 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $24,195,000 | 922 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $3,410,000 | 1,351 |
| Total equity capital | $88,580,000 | 818 |
| Total bank equity capital | $88,580,000 | 817 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $40,000 | 5,956 |
| Surplus | $66,226,000 | 567 |
| Undivided profits | $22,314,000 | 1,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $9,506,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,842,000 | 1,404 |
| Earning assets | $549,425,000 | 1,124 |
| Long-term assets (5+ years) | $412,717,000 | 541 |
| Average Assets, year-to-date | $623,397,500 | 1,089 |
| Average Assets, quarterly | $623,397,500 | 1,089 |
| Volatile liabilities | $12,552,000 | 2,690 |
| Insider loans | $1,294,000 | 3,224 |
| FHLB advances | $22,331,000 | 906 |
| Loans and leases held for sale | $934,000 | 1,268 |
| Unused loan commitments | $30,380,000 | 2,045 |
| Tier 1 (core) risk-based capital | $77,443,000 | 870 |
| Tier 2 risk-based capital | $1,608,000 | 2,854 |
| Total risk weighted assets | $312,488,000 | 1,409 |
| Total unused commitments | $30,380,000 | 2,045 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 116 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $629,148,000 | 1,081 |
| Cash and due from depository institutions | $10,600,000 | 1,276 |
| Interest-bearing balances | $2,308,000 | 5,311 |
| Securities | $205,573,000 | 742 |
| Federal funds sold & reverse repurchase agreements | $12,555,000 | 466 |
| Net loans & leases | $339,235,000 | 1,230 |
| Loan loss allowance | $2,161,000 | 2,899 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $12,481,000 | 933 |
| Other real estate owned | $3,980,000 | 1,276 |
| Goodwill and other intangibles | $12,346,000 | 425 |
| All other assets | $32,378,000 | 660 |
| Life insurance assets | $15,249,000 | 511 |
| Total liabilities and capital | $629,148,000 | 1,081 |
| Total liabilities | $540,804,000 | 1,112 |
| Total deposits | $507,843,000 | 1,091 |
| Interest-bearing deposits | $482,940,000 | 948 |
| Deposits held in domestic offices | $507,843,000 | 1,089 |
| % insured | 95.53% | 1,333 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $26,178,000 | 893 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $6,783,000 | 843 |
| Total equity capital | $88,344,000 | 809 |
| Total bank equity capital | $88,344,000 | 809 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $40,000 | 6,010 |
| Surplus | $66,222,000 | 566 |
| Undivided profits | $22,082,000 | 1,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $9,904,000 | 1,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $2,265,000 | 1,139 |
| Earning assets | $559,671,000 | 1,104 |
| Long-term assets (5+ years) | $463,540,000 | 450 |
| Average Assets, year-to-date | $630,658,400 | 1,048 |
| Average Assets, quarterly | $631,389,000 | 1,071 |
| Volatile liabilities | $12,591,000 | 2,747 |
| Insider loans | $0 | 6,389 |
| FHLB advances | $24,314,000 | 898 |
| Loans and leases held for sale | $3,304,000 | 917 |
| Unused loan commitments | $35,803,000 | 1,708 |
| Tier 1 (core) risk-based capital | $76,561,000 | 873 |
| Tier 2 risk-based capital | $2,161,000 | 2,254 |
| Total risk weighted assets | $308,748,000 | 1,430 |
| Total unused commitments | $35,803,000 | 1,708 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 114 | 1,304 |
| Assets and Liabilities | ||
| Total Assets: | $633,630,000 | 1,064 |
| Cash and due from depository institutions | $21,865,000 | 1,304 |
| Interest-bearing balances | $8,859,000 | 3,278 |
| Securities | $201,155,000 | 761 |
| Federal funds sold & reverse repurchase agreements | $13,454,000 | 401 |
| Net loans & leases | $342,757,000 | 1,224 |
| Loan loss allowance | $2,001,000 | 3,129 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $11,438,000 | 1,015 |
| Other real estate owned | $3,719,000 | 1,304 |
| Goodwill and other intangibles | $12,347,000 | 426 |
| All other assets | $26,895,000 | 805 |
| Life insurance assets | $10,156,000 | 747 |
| Total liabilities and capital | $633,630,000 | 1,064 |
| Total liabilities | $543,525,000 | 1,109 |
| Total deposits | $511,551,000 | 1,078 |
| Interest-bearing deposits | $488,397,000 | 935 |
| Deposits held in domestic offices | $511,551,000 | 1,077 |
| % insured | 95.13% | 1,609 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $27,727,000 | 886 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $4,247,000 | 1,238 |
| Total equity capital | $90,105,000 | 801 |
| Total bank equity capital | $90,105,000 | 801 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $40,000 | 6,097 |
| Surplus | $66,227,000 | 569 |
| Undivided profits | $23,838,000 | 1,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $11,029,000 | 1,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,967,000 | 1,475 |
| Earning assets | $566,225,000 | 1,093 |
| Long-term assets (5+ years) | $319,167,000 | 650 |
| Average Assets, year-to-date | $631,036,000 | 1,054 |
| Average Assets, quarterly | $634,028,000 | 1,055 |
| Volatile liabilities | $15,438,000 | 2,458 |
| Insider loans | $0 | 6,456 |
| FHLB advances | $25,399,000 | 880 |
| Loans and leases held for sale | $3,563,000 | 851 |
| Unused loan commitments | $45,351,000 | 1,435 |
| Tier 1 (core) risk-based capital | $78,172,000 | 856 |
| Tier 2 risk-based capital | $2,001,000 | 2,442 |
| Total risk weighted assets | $304,765,000 | 1,448 |
| Total unused commitments | $45,351,000 | 1,435 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 109 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $634,426,000 | 1,051 |
| Cash and due from depository institutions | $22,635,000 | 1,369 |
| Interest-bearing balances | $6,441,000 | 3,844 |
| Securities | $180,639,000 | 858 |
| Federal funds sold & reverse repurchase agreements | $15,899,000 | 330 |
| Net loans & leases | $360,422,000 | 1,152 |
| Loan loss allowance | $1,596,000 | 3,645 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $10,733,000 | 1,086 |
| Other real estate owned | $3,647,000 | 1,369 |
| Goodwill and other intangibles | $12,305,000 | 425 |
| All other assets | $28,146,000 | 779 |
| Life insurance assets | $10,083,000 | 743 |
| Total liabilities and capital | $634,426,000 | 1,051 |
| Total liabilities | $544,987,000 | 1,093 |
| Total deposits | $512,504,000 | 1,071 |
| Interest-bearing deposits | $493,003,000 | 922 |
| Deposits held in domestic offices | $512,504,000 | 1,069 |
| % insured | 95.13% | 1,703 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $29,181,000 | 870 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,302,000 | 1,430 |
| Total equity capital | $89,439,000 | 794 |
| Total bank equity capital | $89,439,000 | 794 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $40,000 | 6,153 |
| Surplus | $66,234,000 | 561 |
| Undivided profits | $23,165,000 | 1,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $13,380,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $2,134,000 | 1,229 |
| Earning assets | $563,401,000 | 1,089 |
| Long-term assets (5+ years) | $470,633,000 | 425 |
| Average Assets, year-to-date | $630,171,330 | 1,054 |
| Average Assets, quarterly | $637,025,500 | 1,050 |
| Volatile liabilities | $15,258,000 | 2,501 |
| Insider loans | $0 | 6,533 |
| FHLB advances | $26,853,000 | 870 |
| Loans and leases held for sale | $3,417,000 | 765 |
| Unused loan commitments | $38,072,000 | 1,612 |
| Tier 1 (core) risk-based capital | $77,606,000 | 849 |
| Tier 2 risk-based capital | $1,596,000 | 2,932 |
| Total risk weighted assets | $310,789,000 | 1,414 |
| Total unused commitments | $38,072,000 | 1,612 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 108 | 1,374 |
| Assets and Liabilities | ||
| Total Assets: | $639,625,000 | 1,046 |
| Cash and due from depository institutions | $36,211,000 | 1,374 |
| Interest-bearing balances | $29,718,000 | 1,439 |
| Securities | $166,661,000 | 928 |
| Federal funds sold & reverse repurchase agreements | $9,534,000 | 758 |
| Net loans & leases | $372,571,000 | 1,113 |
| Loan loss allowance | $1,445,000 | 3,861 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $10,347,000 | 1,130 |
| Other real estate owned | $3,914,000 | 1,374 |
| Goodwill and other intangibles | $12,359,000 | 431 |
| All other assets | $28,028,000 | 782 |
| Life insurance assets | $10,410,000 | 718 |
| Total liabilities and capital | $639,625,000 | 1,046 |
| Total liabilities | $552,277,000 | 1,090 |
| Total deposits | $517,641,000 | 1,070 |
| Interest-bearing deposits | $496,807,000 | 931 |
| Deposits held in domestic offices | $517,641,000 | 1,068 |
| % insured | 94.96% | 1,800 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $30,826,000 | 842 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,810,000 | 1,275 |
| Total equity capital | $87,348,000 | 798 |
| Total bank equity capital | $87,348,000 | 797 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $40,000 | 6,204 |
| Surplus | $66,217,000 | 567 |
| Undivided profits | $21,091,000 | 1,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $13,109,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $2,006,000 | 1,327 |
| Earning assets | $578,484,000 | 1,057 |
| Long-term assets (5+ years) | $453,908,000 | 435 |
| Average Assets, year-to-date | $628,044,000 | 1,054 |
| Average Assets, quarterly | $628,044,000 | 1,054 |
| Volatile liabilities | $11,759,000 | 2,987 |
| Insider loans | $0 | 6,588 |
| FHLB advances | $28,498,000 | 844 |
| Loans and leases held for sale | $3,096,000 | 777 |
| Unused loan commitments | $38,573,000 | 1,589 |
| Tier 1 (core) risk-based capital | $76,286,000 | 850 |
| Tier 2 risk-based capital | $1,445,000 | 3,188 |
| Total risk weighted assets | $314,820,000 | 1,391 |
| Total unused commitments | $38,573,000 | 1,589 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 112 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $616,463,000 | 1,083 |
| Cash and due from depository institutions | $27,082,000 | 1,314 |
| Interest-bearing balances | $16,098,000 | 2,184 |
| Securities | $131,167,000 | 1,138 |
| Federal funds sold & reverse repurchase agreements | $18,019,000 | 304 |
| Net loans & leases | $385,011,000 | 1,088 |
| Loan loss allowance | $1,447,000 | 3,846 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $10,200,000 | 1,139 |
| Other real estate owned | $3,795,000 | 1,314 |
| Goodwill and other intangibles | $12,405,000 | 426 |
| All other assets | $28,784,000 | 772 |
| Life insurance assets | $10,330,000 | 708 |
| Total liabilities and capital | $616,463,000 | 1,083 |
| Total liabilities | $544,559,000 | 1,100 |
| Total deposits | $507,818,000 | 1,069 |
| Interest-bearing deposits | $478,639,000 | 957 |
| Deposits held in domestic offices | $507,818,000 | 1,066 |
| % insured | 95.81% | 1,507 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $32,159,000 | 883 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $4,582,000 | 1,097 |
| Total equity capital | $71,904,000 | 972 |
| Total bank equity capital | $71,904,000 | 971 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $40,000 | 6,240 |
| Surplus | $49,603,000 | 709 |
| Undivided profits | $22,261,000 | 1,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $12,240,000 | 1,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $2,140,000 | 1,301 |
| Earning assets | $550,295,000 | 1,108 |
| Long-term assets (5+ years) | $0 | 6,681 |
| Average Assets, year-to-date | $555,254,400 | 1,188 |
| Average Assets, quarterly | $608,638,000 | 1,093 |
| Volatile liabilities | $84,969,000 | 640 |
| Insider loans | $1,368,000 | 3,309 |
| FHLB advances | $31,327,000 | 837 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $32,877,000 | 1,759 |
| Tier 1 (core) risk-based capital | $60,182,000 | 1,084 |
| Tier 2 risk-based capital | $1,447,000 | 3,191 |
| Total risk weighted assets | $327,826,000 | 1,355 |
| Total unused commitments | $32,877,000 | 1,760 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 113 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $600,813,000 | 1,120 |
| Cash and due from depository institutions | $24,230,000 | 1,315 |
| Interest-bearing balances | $15,384,000 | 2,314 |
| Securities | $101,615,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $20,934,000 | 268 |
| Net loans & leases | $398,122,000 | 1,062 |
| Loan loss allowance | $1,405,000 | 3,940 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $10,063,000 | 1,154 |
| Other real estate owned | $4,190,000 | 1,315 |
| Goodwill and other intangibles | $12,406,000 | 430 |
| All other assets | $29,253,000 | 765 |
| Life insurance assets | $10,246,000 | 706 |
| Total liabilities and capital | $600,813,000 | 1,120 |
| Total liabilities | $530,233,000 | 1,131 |
| Total deposits | $482,806,000 | 1,139 |
| Interest-bearing deposits | $463,851,000 | 1,001 |
| Deposits held in domestic offices | $482,806,000 | 1,136 |
| % insured | 98.19% | 608 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $43,247,000 | 696 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $4,180,000 | 1,211 |
| Total equity capital | $70,580,000 | 1,005 |
| Total bank equity capital | $70,580,000 | 1,004 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $40,000 | 6,311 |
| Surplus | $49,609,000 | 721 |
| Undivided profits | $20,931,000 | 1,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $12,454,000 | 1,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $2,103,000 | 1,401 |
| Earning assets | $536,055,000 | 1,137 |
| Long-term assets (5+ years) | $0 | 6,717 |
| Average Assets, year-to-date | $539,952,250 | 1,230 |
| Average Assets, quarterly | $599,066,500 | 1,110 |
| Volatile liabilities | $54,367,000 | 977 |
| Insider loans | $1,449,000 | 3,249 |
| FHLB advances | $42,024,000 | 645 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $36,449,000 | 1,627 |
| Tier 1 (core) risk-based capital | $58,620,000 | 1,111 |
| Tier 2 risk-based capital | $1,405,000 | 3,270 |
| Total risk weighted assets | $328,188,000 | 1,360 |
| Total unused commitments | $36,449,000 | 1,630 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 120 | 1,256 |
| Assets and Liabilities | ||
| Total Assets: | $597,320,000 | 1,119 |
| Cash and due from depository institutions | $17,393,000 | 1,256 |
| Interest-bearing balances | $9,421,000 | 2,998 |
| Securities | $100,862,000 | 1,418 |
| Federal funds sold & reverse repurchase agreements | $16,573,000 | 345 |
| Net loans & leases | $406,744,000 | 1,034 |
| Loan loss allowance | $1,386,000 | 4,008 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,985,000 | 1,170 |
| Other real estate owned | $3,682,000 | 1,256 |
| Goodwill and other intangibles | $12,478,000 | 438 |
| All other assets | $29,603,000 | 766 |
| Life insurance assets | $10,163,000 | 706 |
| Total liabilities and capital | $597,320,000 | 1,119 |
| Total liabilities | $527,952,000 | 1,140 |
| Total deposits | $477,007,000 | 1,143 |
| Interest-bearing deposits | $461,901,000 | 1,006 |
| Deposits held in domestic offices | $477,007,000 | 1,137 |
| % insured | 97.79% | 783 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $45,503,000 | 686 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $5,442,000 | 931 |
| Total equity capital | $69,368,000 | 1,002 |
| Total bank equity capital | $69,368,000 | 1,001 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $40,000 | 6,382 |
| Surplus | $49,611,000 | 720 |
| Undivided profits | $19,717,000 | 1,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $14,238,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $2,269,000 | 1,235 |
| Earning assets | $533,600,000 | 1,138 |
| Long-term assets (5+ years) | $0 | 6,767 |
| Average Assets, year-to-date | $519,665,330 | 1,296 |
| Average Assets, quarterly | $602,150,000 | 1,109 |
| Volatile liabilities | $62,161,000 | 873 |
| Insider loans | $9,000 | 6,672 |
| FHLB advances | $44,280,000 | 644 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $37,908,000 | 1,572 |
| Tier 1 (core) risk-based capital | $57,552,000 | 1,116 |
| Tier 2 risk-based capital | $1,386,000 | 3,321 |
| Total risk weighted assets | $331,877,000 | 1,351 |
| Total unused commitments | $37,908,000 | 1,575 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 120 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $606,980,000 | 1,104 |
| Cash and due from depository institutions | $18,414,000 | 1,248 |
| Interest-bearing balances | $12,944,000 | 2,544 |
| Securities | $112,751,000 | 1,263 |
| Federal funds sold & reverse repurchase agreements | $5,229,000 | 1,494 |
| Net loans & leases | $413,428,000 | 1,020 |
| Loan loss allowance | $1,345,000 | 4,089 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,569,000 | 1,234 |
| Other real estate owned | $4,519,000 | 1,248 |
| Goodwill and other intangibles | $12,518,000 | 441 |
| All other assets | $30,552,000 | 767 |
| Life insurance assets | $10,079,000 | 708 |
| Total liabilities and capital | $606,980,000 | 1,104 |
| Total liabilities | $539,639,000 | 1,122 |
| Total deposits | $484,374,000 | 1,139 |
| Interest-bearing deposits | $466,278,000 | 1,009 |
| Deposits held in domestic offices | $484,374,000 | 1,137 |
| % insured | 97.73% | 854 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $49,678,000 | 686 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $5,587,000 | 923 |
| Total equity capital | $67,341,000 | 1,008 |
| Total bank equity capital | $67,341,000 | 1,006 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $40,000 | 6,435 |
| Surplus | $49,581,000 | 723 |
| Undivided profits | $17,720,000 | 1,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,053,000 | 1,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $2,284,000 | 1,239 |
| Earning assets | $544,352,000 | 1,133 |
| Long-term assets (5+ years) | $0 | 6,809 |
| Average Assets, year-to-date | $480,838,000 | 1,405 |
| Average Assets, quarterly | $480,838,000 | 1,405 |
| Volatile liabilities | $57,032,000 | 981 |
| Insider loans | $1,165,000 | 3,711 |
| FHLB advances | $46,997,000 | 648 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $36,542,000 | 1,631 |
| Tier 1 (core) risk-based capital | $56,553,000 | 1,111 |
| Tier 2 risk-based capital | $1,345,000 | 3,436 |
| Total risk weighted assets | $334,527,000 | 1,348 |
| Total unused commitments | $36,542,000 | 1,632 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 56 | 2,748 |
| Assets and Liabilities | ||
| Total Assets: | $354,696,000 | 1,856 |
| Cash and due from depository institutions | $12,192,000 | 2,748 |
| Interest-bearing balances | $6,449,000 | 3,504 |
| Securities | $94,429,000 | 1,425 |
| Federal funds sold & reverse repurchase agreements | $5,924,000 | 1,254 |
| Net loans & leases | $225,091,000 | 1,893 |
| Loan loss allowance | $1,022,000 | 4,673 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,610,000 | 2,545 |
| Other real estate owned | $2,007,000 | 2,748 |
| Goodwill and other intangibles | $366,000 | 2,107 |
| All other assets | $10,077,000 | 1,923 |
| Life insurance assets | $3,791,000 | 1,595 |
| Total liabilities and capital | $354,696,000 | 1,856 |
| Total liabilities | $297,863,000 | 1,971 |
| Total deposits | $267,289,000 | 2,030 |
| Interest-bearing deposits | $255,936,000 | 1,852 |
| Deposits held in domestic offices | $267,289,000 | 2,029 |
| % insured | 94.93% | 1,994 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $28,523,000 | 1,119 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,051,000 | 1,968 |
| Total equity capital | $56,833,000 | 1,178 |
| Total bank equity capital | $56,833,000 | 1,178 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $40,000 | 6,516 |
| Surplus | $24,962,000 | 1,289 |
| Undivided profits | $31,831,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,856,000 | 2,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,329,000 | 2,293 |
| Earning assets | $331,893,000 | 1,813 |
| Long-term assets (5+ years) | $0 | 6,888 |
| Average Assets, year-to-date | $343,794,600 | 1,901 |
| Average Assets, quarterly | $348,485,500 | 1,883 |
| Volatile liabilities | $61,460,000 | 2,108 |
| Insider loans | $1,208,000 | 3,705 |
| FHLB advances | $27,300,000 | 1,083 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $20,763,000 | 2,486 |
| Tier 1 (core) risk-based capital | $57,854,000 | 1,086 |
| Tier 2 risk-based capital | $1,022,000 | 4,123 |
| Total risk weighted assets | $168,604,000 | 2,569 |
| Total unused commitments | $20,763,000 | 2,486 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 56 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $342,275,000 | 1,954 |
| Cash and due from depository institutions | $9,856,000 | 2,757 |
| Interest-bearing balances | $5,827,000 | 3,639 |
| Securities | $62,829,000 | 1,973 |
| Federal funds sold & reverse repurchase agreements | $17,511,000 | 420 |
| Net loans & leases | $235,357,000 | 1,838 |
| Loan loss allowance | $969,000 | 4,823 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,683,000 | 2,548 |
| Other real estate owned | $1,669,000 | 2,757 |
| Goodwill and other intangibles | $308,000 | 2,210 |
| All other assets | $10,062,000 | 1,938 |
| Life insurance assets | $3,757,000 | 1,594 |
| Total liabilities and capital | $342,275,000 | 1,954 |
| Total liabilities | $285,010,000 | 2,098 |
| Total deposits | $252,147,000 | 2,169 |
| Interest-bearing deposits | $243,942,000 | 1,946 |
| Deposits held in domestic offices | $252,147,000 | 2,166 |
| % insured | 97.02% | 800 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,303,000 | 1,127 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,560,000 | 1,825 |
| Total equity capital | $57,265,000 | 1,194 |
| Total bank equity capital | $57,265,000 | 1,194 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $40,000 | 6,613 |
| Surplus | $24,964,000 | 1,279 |
| Undivided profits | $32,261,000 | 1,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,384,000 | 2,857 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,287,000 | 2,519 |
| Earning assets | $321,524,000 | 1,891 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $341,069,250 | 1,942 |
| Average Assets, quarterly | $342,058,000 | 1,942 |
| Volatile liabilities | $62,076,000 | 2,161 |
| Insider loans | $1,207,000 | 3,770 |
| FHLB advances | $28,703,000 | 1,099 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $20,844,000 | 2,555 |
| Tier 1 (core) risk-based capital | $56,922,000 | 1,104 |
| Tier 2 risk-based capital | $969,000 | 4,319 |
| Total risk weighted assets | $166,309,000 | 2,641 |
| Total unused commitments | $20,844,000 | 2,556 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 59 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $341,841,000 | 1,959 |
| Cash and due from depository institutions | $8,711,000 | 2,661 |
| Interest-bearing balances | $5,102,000 | 3,725 |
| Securities | $63,712,000 | 1,939 |
| Federal funds sold & reverse repurchase agreements | $10,361,000 | 744 |
| Net loans & leases | $241,889,000 | 1,826 |
| Loan loss allowance | $918,000 | 4,943 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,732,000 | 2,543 |
| Other real estate owned | $1,623,000 | 2,661 |
| Goodwill and other intangibles | $250,000 | 2,326 |
| All other assets | $10,563,000 | 1,913 |
| Life insurance assets | $3,722,000 | 1,602 |
| Total liabilities and capital | $341,841,000 | 1,959 |
| Total liabilities | $285,441,000 | 2,098 |
| Total deposits | $245,433,000 | 2,225 |
| Interest-bearing deposits | $237,717,000 | 1,995 |
| Deposits held in domestic offices | $245,433,000 | 2,223 |
| % insured | 97.81% | 637 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $37,470,000 | 1,006 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,538,000 | 1,746 |
| Total equity capital | $56,400,000 | 1,199 |
| Total bank equity capital | $56,400,000 | 1,198 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $40,000 | 6,669 |
| Surplus | $24,969,000 | 1,268 |
| Undivided profits | $31,391,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,835,000 | 3,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,514,000 | 2,072 |
| Earning assets | $321,064,000 | 1,893 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $340,667,330 | 1,963 |
| Average Assets, quarterly | $343,154,500 | 1,955 |
| Volatile liabilities | $68,919,000 | 2,028 |
| Insider loans | $1,253,000 | 3,747 |
| FHLB advances | $35,870,000 | 976 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $16,788,000 | 2,967 |
| Tier 1 (core) risk-based capital | $56,188,000 | 1,113 |
| Tier 2 risk-based capital | $918,000 | 4,457 |
| Total risk weighted assets | $168,099,000 | 2,653 |
| Total unused commitments | $16,788,000 | 2,971 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 58 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $344,468,000 | 1,993 |
| Cash and due from depository institutions | $3,987,000 | 2,741 |
| Interest-bearing balances | $2,882,000 | 4,441 |
| Securities | $78,618,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $2,117,000 | 2,889 |
| Net loans & leases | $242,289,000 | 1,874 |
| Loan loss allowance | $882,000 | 5,069 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,809,000 | 2,546 |
| Other real estate owned | $1,990,000 | 2,741 |
| Goodwill and other intangibles | $238,000 | 2,360 |
| All other assets | $10,420,000 | 1,965 |
| Life insurance assets | $3,687,000 | 1,612 |
| Total liabilities and capital | $344,468,000 | 1,993 |
| Total liabilities | $289,487,000 | 2,119 |
| Total deposits | $247,247,000 | 2,248 |
| Interest-bearing deposits | $239,122,000 | 2,040 |
| Deposits held in domestic offices | $247,247,000 | 2,246 |
| % insured | 96.19% | 1,230 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $39,821,000 | 1,033 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,419,000 | 1,832 |
| Total equity capital | $54,981,000 | 1,227 |
| Total bank equity capital | $54,981,000 | 1,227 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $40,000 | 6,762 |
| Surplus | $24,542,000 | 1,309 |
| Undivided profits | $30,399,000 | 1,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $1,586,000 | 4,179 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,499,000 | 2,161 |
| Earning assets | $325,906,000 | 1,921 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $340,080,500 | 2,018 |
| Average Assets, quarterly | $340,080,500 | 2,018 |
| Volatile liabilities | $71,928,000 | 2,021 |
| Insider loans | $1,274,000 | 3,810 |
| FHLB advances | $38,221,000 | 990 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $17,292,000 | 3,033 |
| Tier 1 (core) risk-based capital | $55,178,000 | 1,138 |
| Tier 2 risk-based capital | $882,000 | 4,587 |
| Total risk weighted assets | $169,077,000 | 2,719 |
| Total unused commitments | $17,292,000 | 3,036 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 58 | 2,766 |
| Assets and Liabilities | ||
| Total Assets: | $335,693,000 | 2,057 |
| Cash and due from depository institutions | $6,667,000 | 2,766 |
| Interest-bearing balances | $3,484,000 | 3,815 |
| Securities | $60,479,000 | 2,046 |
| Federal funds sold & reverse repurchase agreements | $4,582,000 | 1,768 |
| Net loans & leases | $246,778,000 | 1,884 |
| Loan loss allowance | $876,000 | 5,097 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,889,000 | 2,543 |
| Other real estate owned | $2,049,000 | 2,766 |
| Goodwill and other intangibles | $222,000 | 2,407 |
| All other assets | $10,027,000 | 2,091 |
| Life insurance assets | $3,653,000 | 1,622 |
| Total liabilities and capital | $335,693,000 | 2,057 |
| Total liabilities | $281,451,000 | 2,197 |
| Total deposits | $244,110,000 | 2,261 |
| Interest-bearing deposits | $236,359,000 | 2,050 |
| Deposits held in domestic offices | $244,110,000 | 2,259 |
| % insured | 96.66% | 1,044 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $35,272,000 | 1,206 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,069,000 | 2,071 |
| Total equity capital | $54,242,000 | 1,219 |
| Total bank equity capital | $54,242,000 | 1,219 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $40,000 | 6,827 |
| Surplus | $24,491,000 | 1,321 |
| Undivided profits | $29,711,000 | 1,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $2,302,000 | 3,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,413,000 | 2,399 |
| Earning assets | $315,323,000 | 2,004 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $335,611,000 | 2,024 |
| Average Assets, quarterly | $335,471,000 | 2,049 |
| Volatile liabilities | $66,589,000 | 2,160 |
| Insider loans | $1,290,000 | 3,838 |
| FHLB advances | $33,672,000 | 1,186 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $18,217,000 | 2,949 |
| Tier 1 (core) risk-based capital | $54,612,000 | 1,135 |
| Tier 2 risk-based capital | $876,000 | 4,637 |
| Total risk weighted assets | $168,603,000 | 2,780 |
| Total unused commitments | $18,217,000 | 2,949 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 57 | 2,828 |
| Assets and Liabilities | ||
| Total Assets: | $335,249,000 | 2,070 |
| Cash and due from depository institutions | $7,309,000 | 2,828 |
| Interest-bearing balances | $4,753,000 | 3,130 |
| Securities | $53,690,000 | 2,247 |
| Federal funds sold & reverse repurchase agreements | $5,558,000 | 1,604 |
| Net loans & leases | $251,893,000 | 1,883 |
| Loan loss allowance | $879,000 | 5,030 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,945,000 | 2,535 |
| Other real estate owned | $2,391,000 | 2,828 |
| Goodwill and other intangibles | $198,000 | 2,498 |
| All other assets | $9,265,000 | 1,982 |
| Life insurance assets | $3,618,000 | 1,630 |
| Total liabilities and capital | $335,249,000 | 2,070 |
| Total liabilities | $277,954,000 | 2,221 |
| Total deposits | $235,482,000 | 2,320 |
| Interest-bearing deposits | $228,375,000 | 2,107 |
| Deposits held in domestic offices | $235,482,000 | 2,318 |
| % insured | 98.55% | 551 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $39,934,000 | 1,172 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,538,000 | 1,938 |
| Total equity capital | $57,295,000 | 1,184 |
| Total bank equity capital | $57,295,000 | 1,182 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $40,000 | 6,905 |
| Surplus | $24,443,000 | 1,321 |
| Undivided profits | $32,812,000 | 1,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,194,000 | 4,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,471,000 | 2,478 |
| Earning assets | $315,894,000 | 2,012 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $335,590,500 | 2,042 |
| Average Assets, quarterly | $334,777,000 | 2,056 |
| Volatile liabilities | $70,849,000 | 2,084 |
| Insider loans | $1,288,000 | 3,853 |
| FHLB advances | $37,973,000 | 1,121 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $16,773,000 | 3,213 |
| Tier 1 (core) risk-based capital | $57,230,000 | 1,101 |
| Tier 2 risk-based capital | $879,000 | 4,627 |
| Total risk weighted assets | $168,667,000 | 2,799 |
| Total unused commitments | $16,773,000 | 3,215 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 57 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $334,305,000 | 2,090 |
| Cash and due from depository institutions | $13,871,000 | 2,879 |
| Interest-bearing balances | $9,811,000 | 1,859 |
| Securities | $47,163,000 | 2,442 |
| Federal funds sold & reverse repurchase agreements | $4,839,000 | 1,965 |
| Net loans & leases | $251,826,000 | 1,918 |
| Loan loss allowance | $877,000 | 4,973 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,019,000 | 2,533 |
| Other real estate owned | $1,995,000 | 2,879 |
| Goodwill and other intangibles | $185,000 | 2,534 |
| All other assets | $9,407,000 | 2,001 |
| Life insurance assets | $3,584,000 | 1,649 |
| Total liabilities and capital | $334,305,000 | 2,090 |
| Total liabilities | $277,452,000 | 2,229 |
| Total deposits | $231,992,000 | 2,338 |
| Interest-bearing deposits | $225,154,000 | 2,131 |
| Deposits held in domestic offices | $231,992,000 | 2,336 |
| % insured | 93.23% | 425 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $42,298,000 | 1,156 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,162,000 | 1,678 |
| Total equity capital | $56,853,000 | 1,189 |
| Total bank equity capital | $56,853,000 | 1,186 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $40,000 | 6,987 |
| Surplus | $24,391,000 | 1,340 |
| Undivided profits | $32,422,000 | 1,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 4,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,405,000 | 2,488 |
| Earning assets | $313,639,000 | 2,036 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $335,704,330 | 2,065 |
| Average Assets, quarterly | $337,623,000 | 2,066 |
| Volatile liabilities | $73,120,000 | 2,026 |
| Insider loans | $1,289,000 | 3,885 |
| FHLB advances | $40,337,000 | 1,120 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $16,672,000 | 3,298 |
| Tier 1 (core) risk-based capital | $56,968,000 | 1,116 |
| Tier 2 risk-based capital | $877,000 | 4,603 |
| Total risk weighted assets | $169,229,000 | 2,806 |
| Total unused commitments | $16,672,000 | 3,299 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 57 | 2,892 |
| Assets and Liabilities | ||
| Total Assets: | $340,941,000 | 2,051 |
| Cash and due from depository institutions | $17,575,000 | 2,892 |
| Interest-bearing balances | $13,510,000 | 1,295 |
| Securities | $39,904,000 | 2,790 |
| Federal funds sold & reverse repurchase agreements | $8,616,000 | 1,415 |
| Net loans & leases | $258,549,000 | 1,889 |
| Loan loss allowance | $789,000 | 5,157 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,962,000 | 2,592 |
| Other real estate owned | $2,097,000 | 2,892 |
| Goodwill and other intangibles | $137,000 | 2,662 |
| All other assets | $9,101,000 | 2,029 |
| Life insurance assets | $3,550,000 | 1,653 |
| Total liabilities and capital | $340,941,000 | 2,051 |
| Total liabilities | $284,837,000 | 2,190 |
| Total deposits | $238,431,000 | 2,280 |
| Interest-bearing deposits | $231,743,000 | 2,073 |
| Deposits held in domestic offices | $238,431,000 | 2,278 |
| % insured | 87.07% | 1,718 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $44,961,000 | 1,159 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,445,000 | 2,939 |
| Total equity capital | $56,104,000 | 1,214 |
| Total bank equity capital | $56,104,000 | 1,214 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $40,000 | 7,030 |
| Surplus | $23,934,000 | 1,347 |
| Undivided profits | $32,130,000 | 1,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,569,000 | 3,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,551,000 | 2,311 |
| Earning assets | $320,579,000 | 2,001 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $336,404,000 | 2,070 |
| Average Assets, quarterly | $336,404,000 | 2,070 |
| Volatile liabilities | $75,783,000 | 1,978 |
| Insider loans | $1,516,000 | 3,595 |
| FHLB advances | $43,000,000 | 1,097 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $21,726,000 | 2,908 |
| Tier 1 (core) risk-based capital | $56,288,000 | 1,137 |
| Tier 2 risk-based capital | $789,000 | 4,860 |
| Total risk weighted assets | $172,837,000 | 2,770 |
| Total unused commitments | $21,726,000 | 2,909 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 57 | 2,922 |
| Assets and Liabilities | ||
| Total Assets: | $331,867,000 | 2,092 |
| Cash and due from depository institutions | $5,916,000 | 2,922 |
| Interest-bearing balances | $1,758,000 | 3,115 |
| Securities | $38,473,000 | 2,865 |
| Federal funds sold & reverse repurchase agreements | $4,063,000 | 2,181 |
| Net loans & leases | $268,410,000 | 1,831 |
| Loan loss allowance | $679,000 | 5,467 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,969,000 | 2,604 |
| Other real estate owned | $1,064,000 | 2,922 |
| Goodwill and other intangibles | $74,000 | 2,835 |
| All other assets | $8,898,000 | 2,083 |
| Life insurance assets | $3,516,000 | 1,662 |
| Total liabilities and capital | $331,867,000 | 2,092 |
| Total liabilities | $276,073,000 | 2,217 |
| Total deposits | $227,512,000 | 2,335 |
| Interest-bearing deposits | $221,590,000 | 2,111 |
| Deposits held in domestic offices | $227,512,000 | 2,332 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $46,565,000 | 1,238 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,996,000 | 2,299 |
| Total equity capital | $55,794,000 | 1,200 |
| Total bank equity capital | $55,794,000 | 1,200 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $40,000 | 7,073 |
| Surplus | $23,892,000 | 1,323 |
| Undivided profits | $31,862,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,252,000 | 3,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,656,000 | 2,292 |
| Earning assets | $312,704,000 | 2,025 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $325,548,200 | 2,052 |
| Average Assets, quarterly | $330,328,000 | 2,077 |
| Volatile liabilities | $76,640,000 | 1,934 |
| Insider loans | $1,528,000 | 3,637 |
| FHLB advances | $44,604,000 | 1,188 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $21,345,000 | 2,957 |
| Tier 1 (core) risk-based capital | $55,928,000 | 1,125 |
| Tier 2 risk-based capital | $686,000 | 5,187 |
| Total risk weighted assets | $174,025,000 | 2,757 |
| Total unused commitments | $21,345,000 | 2,957 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 56 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $328,789,000 | 2,097 |
| Cash and due from depository institutions | $5,145,000 | 2,985 |
| Interest-bearing balances | $381,000 | 3,937 |
| Securities | $40,324,000 | 2,708 |
| Federal funds sold & reverse repurchase agreements | $2,269,000 | 3,549 |
| Net loans & leases | $266,528,000 | 1,828 |
| Loan loss allowance | $546,000 | 5,899 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,986,000 | 2,588 |
| Other real estate owned | $490,000 | 2,985 |
| Goodwill and other intangibles | $73,000 | 2,887 |
| All other assets | $8,974,000 | 2,074 |
| Life insurance assets | $3,482,000 | 1,660 |
| Total liabilities and capital | $328,789,000 | 2,097 |
| Total liabilities | $274,237,000 | 2,219 |
| Total deposits | $224,104,000 | 2,334 |
| Interest-bearing deposits | $219,377,000 | 2,101 |
| Deposits held in domestic offices | $224,104,000 | 2,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $48,369,000 | 1,228 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,764,000 | 2,585 |
| Total equity capital | $54,552,000 | 1,240 |
| Total bank equity capital | $54,552,000 | 1,240 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $40,000 | 7,136 |
| Surplus | $23,848,000 | 1,310 |
| Undivided profits | $30,664,000 | 1,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,863,000 | 3,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,731,000 | 2,319 |
| Earning assets | $309,502,000 | 2,032 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $323,968,500 | 2,069 |
| Average Assets, quarterly | $327,700,000 | 2,079 |
| Volatile liabilities | $79,121,000 | 1,802 |
| Insider loans | $1,524,000 | 3,659 |
| FHLB advances | $46,060,000 | 1,177 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $28,518,000 | 2,549 |
| Tier 1 (core) risk-based capital | $55,007,000 | 1,160 |
| Tier 2 risk-based capital | $553,000 | 5,644 |
| Total risk weighted assets | $173,155,000 | 2,775 |
| Total unused commitments | $28,518,000 | 2,551 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $326,611,000 | 2,088 |
| Cash and due from depository institutions | $5,073,000 | 3,037 |
| Interest-bearing balances | $3,061,000 | 1,745 |
| Securities | $44,247,000 | 2,559 |
| Federal funds sold & reverse repurchase agreements | $1,515,000 | 4,225 |
| Net loans & leases | $261,149,000 | 1,845 |
| Loan loss allowance | $502,000 | 6,051 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,010,000 | 2,573 |
| Other real estate owned | $422,000 | 3,037 |
| Goodwill and other intangibles | $67,000 | 2,942 |
| All other assets | $9,128,000 | 2,005 |
| Life insurance assets | $3,448,000 | 1,671 |
| Total liabilities and capital | $326,611,000 | 2,088 |
| Total liabilities | $272,265,000 | 2,217 |
| Total deposits | $226,081,000 | 2,300 |
| Interest-bearing deposits | $221,809,000 | 2,070 |
| Deposits held in domestic offices | $226,081,000 | 2,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $44,478,000 | 1,275 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,706,000 | 2,607 |
| Total equity capital | $54,346,000 | 1,252 |
| Total bank equity capital | $54,346,000 | 1,252 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $40,000 | 7,196 |
| Surplus | $23,798,000 | 1,296 |
| Undivided profits | $30,508,000 | 1,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,898,000 | 2,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,687,000 | 2,280 |
| Earning assets | $309,972,000 | 2,012 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $322,361,670 | 2,076 |
| Average Assets, quarterly | $324,000,500 | 2,092 |
| Volatile liabilities | $76,163,000 | 1,859 |
| Insider loans | $1,270,000 | 3,986 |
| FHLB advances | $42,169,000 | 1,242 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $32,677,000 | 2,400 |
| Tier 1 (core) risk-based capital | $55,009,000 | 1,152 |
| Tier 2 risk-based capital | $585,000 | 5,495 |
| Total risk weighted assets | $171,409,000 | 2,774 |
| Total unused commitments | $32,677,000 | 2,402 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 55 | 3,099 |
| Assets and Liabilities | ||
| Total Assets: | $321,390,000 | 2,106 |
| Cash and due from depository institutions | $3,822,000 | 3,099 |
| Interest-bearing balances | $1,350,000 | 2,734 |
| Securities | $45,533,000 | 2,486 |
| Federal funds sold & reverse repurchase agreements | $6,838,000 | 2,515 |
| Net loans & leases | $250,561,000 | 1,883 |
| Loan loss allowance | $496,000 | 6,063 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,067,000 | 2,521 |
| Other real estate owned | $562,000 | 3,099 |
| Goodwill and other intangibles | $69,000 | 2,939 |
| All other assets | $8,938,000 | 1,964 |
| Life insurance assets | $3,415,000 | 1,670 |
| Total liabilities and capital | $321,390,000 | 2,106 |
| Total liabilities | $267,632,000 | 2,239 |
| Total deposits | $232,055,000 | 2,262 |
| Interest-bearing deposits | $227,349,000 | 2,027 |
| Deposits held in domestic offices | $232,055,000 | 2,258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $33,856,000 | 1,425 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,721,000 | 2,785 |
| Total equity capital | $53,758,000 | 1,302 |
| Total bank equity capital | $53,758,000 | 1,302 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $40,000 | 7,224 |
| Surplus | $23,346,000 | 1,298 |
| Undivided profits | $30,372,000 | 1,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,063,000 | 3,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,688,000 | 2,326 |
| Earning assets | $304,282,000 | 2,026 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $320,237,000 | 2,094 |
| Average Assets, quarterly | $320,237,000 | 2,094 |
| Volatile liabilities | $66,246,000 | 2,072 |
| Insider loans | $1,285,000 | 3,915 |
| FHLB advances | $31,547,000 | 1,415 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $30,014,000 | 2,591 |
| Tier 1 (core) risk-based capital | $53,602,000 | 1,178 |
| Tier 2 risk-based capital | $550,000 | 5,618 |
| Total risk weighted assets | $165,689,000 | 2,834 |
| Total unused commitments | $30,014,000 | 2,594 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 54 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $319,084,000 | 2,094 |
| Cash and due from depository institutions | $5,105,000 | 3,158 |
| Interest-bearing balances | $1,457,000 | 2,223 |
| Securities | $45,492,000 | 2,491 |
| Federal funds sold & reverse repurchase agreements | $4,313,000 | 2,812 |
| Net loans & leases | $249,757,000 | 1,875 |
| Loan loss allowance | $519,000 | 5,939 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,131,000 | 2,469 |
| Other real estate owned | $625,000 | 3,158 |
| Goodwill and other intangibles | $76,000 | 2,911 |
| All other assets | $8,585,000 | 2,040 |
| Life insurance assets | $3,383,000 | 1,669 |
| Total liabilities and capital | $319,084,000 | 2,094 |
| Total liabilities | $265,594,000 | 2,239 |
| Total deposits | $232,950,000 | 2,227 |
| Interest-bearing deposits | $229,214,000 | 1,976 |
| Deposits held in domestic offices | $232,950,000 | 2,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $30,974,000 | 1,418 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,670,000 | 2,821 |
| Total equity capital | $53,490,000 | 1,294 |
| Total bank equity capital | $53,490,000 | 1,294 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $40,000 | 7,273 |
| Surplus | $23,287,000 | 1,282 |
| Undivided profits | $30,163,000 | 1,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,641,000 | 2,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,588,000 | 2,681 |
| Earning assets | $301,019,000 | 2,027 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $315,135,000 | 2,040 |
| Average Assets, quarterly | $317,472,000 | 2,087 |
| Volatile liabilities | $61,986,000 | 2,182 |
| Insider loans | $1,293,000 | 3,899 |
| FHLB advances | $28,665,000 | 1,420 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,649,000 | 2,894 |
| Tier 1 (core) risk-based capital | $53,436,000 | 1,187 |
| Tier 2 risk-based capital | $519,000 | 5,748 |
| Total risk weighted assets | $165,161,000 | 2,806 |
| Total unused commitments | $25,649,000 | 2,895 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $315,860,000 | 2,086 |
| Cash and due from depository institutions | $3,564,000 | 3,127 |
| Interest-bearing balances | $407,000 | 3,220 |
| Securities | $47,560,000 | 2,395 |
| Federal funds sold & reverse repurchase agreements | $1,947,000 | 4,191 |
| Net loans & leases | $248,521,000 | 1,850 |
| Loan loss allowance | $498,000 | 6,042 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,193,000 | 2,396 |
| Other real estate owned | $479,000 | 3,127 |
| Goodwill and other intangibles | $76,000 | 2,916 |
| All other assets | $8,520,000 | 2,023 |
| Life insurance assets | $3,350,000 | 1,646 |
| Total liabilities and capital | $315,860,000 | 2,086 |
| Total liabilities | $263,153,000 | 2,228 |
| Total deposits | $228,722,000 | 2,259 |
| Interest-bearing deposits | $225,152,000 | 2,008 |
| Deposits held in domestic offices | $228,722,000 | 2,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $32,651,000 | 1,271 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,780,000 | 2,738 |
| Total equity capital | $52,707,000 | 1,294 |
| Total bank equity capital | $52,707,000 | 1,294 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $40,000 | 7,289 |
| Surplus | $23,212,000 | 1,254 |
| Undivided profits | $29,455,000 | 1,286 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,027,000 | 3,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,535,000 | 2,913 |
| Earning assets | $298,435,000 | 2,021 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $314,147,750 | 2,044 |
| Average Assets, quarterly | $316,140,500 | 2,067 |
| Volatile liabilities | $61,876,000 | 2,132 |
| Insider loans | $1,354,000 | 3,756 |
| FHLB advances | $30,008,000 | 1,256 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $26,084,000 | 2,866 |
| Tier 1 (core) risk-based capital | $52,757,000 | 1,204 |
| Tier 2 risk-based capital | $498,000 | 5,844 |
| Total risk weighted assets | $164,365,000 | 2,769 |
| Total unused commitments | $26,084,000 | 2,866 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 54 | 3,176 |
| Assets and Liabilities | ||
| Total Assets: | $316,421,000 | 2,083 |
| Cash and due from depository institutions | $4,217,000 | 3,176 |
| Interest-bearing balances | $1,469,000 | 2,091 |
| Securities | $49,641,000 | 2,311 |
| Federal funds sold & reverse repurchase agreements | $1,214,000 | 4,863 |
| Net loans & leases | $246,603,000 | 1,876 |
| Loan loss allowance | $640,000 | 5,433 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,251,000 | 2,370 |
| Other real estate owned | $734,000 | 3,176 |
| Goodwill and other intangibles | $68,000 | 2,976 |
| All other assets | $8,693,000 | 1,997 |
| Life insurance assets | $3,318,000 | 1,652 |
| Total liabilities and capital | $316,421,000 | 2,083 |
| Total liabilities | $264,086,000 | 2,231 |
| Total deposits | $227,495,000 | 2,301 |
| Interest-bearing deposits | $223,276,000 | 2,041 |
| Deposits held in domestic offices | $227,495,000 | 2,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,164,000 | 1,147 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,427,000 | 3,034 |
| Total equity capital | $52,335,000 | 1,294 |
| Total bank equity capital | $52,335,000 | 1,294 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $40,000 | 7,339 |
| Surplus | $23,142,000 | 1,265 |
| Undivided profits | $29,153,000 | 1,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 4,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,618,000 | 2,607 |
| Earning assets | $298,927,000 | 2,016 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $313,577,000 | 2,071 |
| Average Assets, quarterly | $315,469,000 | 2,074 |
| Volatile liabilities | $62,700,000 | 2,081 |
| Insider loans | $1,321,000 | 3,784 |
| FHLB advances | $32,521,000 | 1,132 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,524,000 | 2,854 |
| Tier 1 (core) risk-based capital | $52,440,000 | 1,206 |
| Tier 2 risk-based capital | $640,000 | 5,232 |
| Total risk weighted assets | $163,273,000 | 2,757 |
| Total unused commitments | $26,524,000 | 2,854 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $314,517,000 | 2,089 |
| Cash and due from depository institutions | $4,202,000 | 3,162 |
| Interest-bearing balances | $1,353,000 | 2,292 |
| Securities | $48,107,000 | 2,384 |
| Federal funds sold & reverse repurchase agreements | $4,601,000 | 3,502 |
| Net loans & leases | $243,482,000 | 1,882 |
| Loan loss allowance | $822,000 | 4,754 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,328,000 | 2,307 |
| Other real estate owned | $359,000 | 3,162 |
| Goodwill and other intangibles | $69,000 | 2,981 |
| All other assets | $8,369,000 | 1,997 |
| Life insurance assets | $3,286,000 | 1,646 |
| Total liabilities and capital | $314,517,000 | 2,089 |
| Total liabilities | $262,817,000 | 2,231 |
| Total deposits | $230,582,000 | 2,274 |
| Interest-bearing deposits | $226,198,000 | 2,026 |
| Deposits held in domestic offices | $230,582,000 | 2,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $30,697,000 | 1,225 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,538,000 | 2,928 |
| Total equity capital | $51,700,000 | 1,312 |
| Total bank equity capital | $51,700,000 | 1,312 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $40,000 | 7,366 |
| Surplus | $22,669,000 | 1,258 |
| Undivided profits | $28,991,000 | 1,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $955,000 | 2,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,403,000 | 2,845 |
| Earning assets | $297,543,000 | 2,025 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $312,155,000 | 2,086 |
| Average Assets, quarterly | $312,155,000 | 2,086 |
| Volatile liabilities | $58,181,000 | 2,204 |
| Insider loans | $779,000 | 4,745 |
| FHLB advances | $28,054,000 | 1,230 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $23,880,000 | 3,033 |
| Tier 1 (core) risk-based capital | $51,715,000 | 1,208 |
| Tier 2 risk-based capital | $822,000 | 4,554 |
| Total risk weighted assets | $160,081,000 | 2,785 |
| Total unused commitments | $23,880,000 | 3,035 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 54 | 3,156 |
| Assets and Liabilities | ||
| Total Assets: | $309,793,000 | 2,093 |
| Cash and due from depository institutions | $2,813,000 | 3,156 |
| Interest-bearing balances | $115,000 | 4,564 |
| Securities | $49,427,000 | 2,359 |
| Federal funds sold & reverse repurchase agreements | $2,640,000 | 4,026 |
| Net loans & leases | $241,113,000 | 1,884 |
| Loan loss allowance | $821,000 | 4,751 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,420,000 | 2,227 |
| Other real estate owned | $0 | 3,156 |
| Goodwill and other intangibles | $66,000 | 3,004 |
| All other assets | $8,314,000 | 2,000 |
| Life insurance assets | $3,254,000 | 1,624 |
| Total liabilities and capital | $309,793,000 | 2,093 |
| Total liabilities | $258,391,000 | 2,255 |
| Total deposits | $224,790,000 | 2,313 |
| Interest-bearing deposits | $220,381,000 | 2,052 |
| Deposits held in domestic offices | $224,790,000 | 2,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,879,000 | 1,249 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,722,000 | 2,698 |
| Total equity capital | $51,402,000 | 1,281 |
| Total bank equity capital | $51,402,000 | 1,281 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $40,000 | 7,400 |
| Surplus | $22,590,000 | 1,241 |
| Undivided profits | $28,772,000 | 1,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $456,000 | 4,033 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,576,000 | 2,652 |
| Earning assets | $293,295,000 | 2,035 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $301,881,200 | 2,063 |
| Average Assets, quarterly | $311,014,000 | 2,067 |
| Volatile liabilities | $82,354,000 | 1,777 |
| Insider loans | $753,000 | 4,789 |
| FHLB advances | $29,236,000 | 1,251 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $25,260,000 | 2,904 |
| Tier 1 (core) risk-based capital | $51,434,000 | 1,190 |
| Tier 2 risk-based capital | $821,000 | 4,548 |
| Total risk weighted assets | $156,975,000 | 2,806 |
| Total unused commitments | $25,260,000 | 2,904 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $312,235,000 | 2,063 |
| Cash and due from depository institutions | $3,842,000 | 3,313 |
| Interest-bearing balances | $2,588,000 | 1,546 |
| Securities | $55,065,000 | 2,154 |
| Federal funds sold & reverse repurchase agreements | $1,710,000 | 4,075 |
| Net loans & leases | $238,607,000 | 1,888 |
| Loan loss allowance | $796,000 | 4,839 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,675,000 | 2,514 |
| Other real estate owned | $0 | 3,313 |
| Goodwill and other intangibles | $63,000 | 3,022 |
| All other assets | $8,273,000 | 2,018 |
| Life insurance assets | $3,221,000 | 1,605 |
| Total liabilities and capital | $312,235,000 | 2,063 |
| Total liabilities | $261,685,000 | 2,206 |
| Total deposits | $228,605,000 | 2,257 |
| Interest-bearing deposits | $224,852,000 | 1,970 |
| Deposits held in domestic offices | $228,605,000 | 2,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,372,000 | 1,309 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,708,000 | 2,642 |
| Total equity capital | $50,550,000 | 1,290 |
| Total bank equity capital | $50,550,000 | 1,290 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $40,000 | 7,462 |
| Surplus | $22,516,000 | 1,238 |
| Undivided profits | $27,994,000 | 1,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $199,000 | 5,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,556,000 | 2,696 |
| Earning assets | $297,970,000 | 2,001 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $299,903,250 | 2,085 |
| Average Assets, quarterly | $307,164,000 | 2,074 |
| Volatile liabilities | $86,409,000 | 1,692 |
| Insider loans | $763,000 | 4,725 |
| FHLB advances | $28,408,000 | 1,338 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $22,859,000 | 3,125 |
| Tier 1 (core) risk-based capital | $50,547,000 | 1,210 |
| Tier 2 risk-based capital | $796,000 | 4,618 |
| Total risk weighted assets | $154,384,000 | 2,838 |
| Total unused commitments | $22,859,000 | 3,125 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 51 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $302,093,000 | 2,105 |
| Cash and due from depository institutions | $5,260,000 | 3,307 |
| Interest-bearing balances | $2,654,000 | 1,538 |
| Securities | $45,440,000 | 2,531 |
| Federal funds sold & reverse repurchase agreements | $6,255,000 | 1,896 |
| Net loans & leases | $232,659,000 | 1,912 |
| Loan loss allowance | $795,000 | 4,822 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,345,000 | 2,646 |
| Other real estate owned | $0 | 3,307 |
| Goodwill and other intangibles | $59,000 | 3,041 |
| All other assets | $8,075,000 | 2,046 |
| Life insurance assets | $3,189,000 | 1,584 |
| Total liabilities and capital | $302,093,000 | 2,105 |
| Total liabilities | $252,032,000 | 2,275 |
| Total deposits | $217,540,000 | 2,347 |
| Interest-bearing deposits | $214,043,000 | 2,040 |
| Deposits held in domestic offices | $217,540,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $33,019,000 | 1,271 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,473,000 | 2,732 |
| Total equity capital | $50,061,000 | 1,254 |
| Total bank equity capital | $50,061,000 | 1,254 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $40,000 | 7,489 |
| Surplus | $22,443,000 | 1,215 |
| Undivided profits | $27,578,000 | 1,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $304,000 | 4,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,381,000 | 2,709 |
| Earning assets | $287,008,000 | 2,045 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $295,792,670 | 2,112 |
| Average Assets, quarterly | $297,815,500 | 2,123 |
| Volatile liabilities | $85,996,000 | 1,688 |
| Insider loans | $779,000 | 4,702 |
| FHLB advances | $30,055,000 | 1,257 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $19,951,000 | 3,380 |
| Tier 1 (core) risk-based capital | $50,074,000 | 1,195 |
| Tier 2 risk-based capital | $795,000 | 4,583 |
| Total risk weighted assets | $148,775,000 | 2,900 |
| Total unused commitments | $19,951,000 | 3,381 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 49 | 3,412 |
| Assets and Liabilities | ||
| Total Assets: | $293,538,000 | 2,137 |
| Cash and due from depository institutions | $5,188,000 | 3,412 |
| Interest-bearing balances | $3,076,000 | 1,539 |
| Securities | $47,191,000 | 2,492 |
| Federal funds sold & reverse repurchase agreements | $642,000 | 5,485 |
| Net loans & leases | $228,476,000 | 1,894 |
| Loan loss allowance | $794,000 | 4,783 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,013,000 | 2,760 |
| Other real estate owned | $89,000 | 3,412 |
| Goodwill and other intangibles | $55,000 | 3,035 |
| All other assets | $7,884,000 | 2,035 |
| Life insurance assets | $3,158,000 | 1,554 |
| Total liabilities and capital | $293,538,000 | 2,137 |
| Total liabilities | $244,349,000 | 2,317 |
| Total deposits | $205,784,000 | 2,447 |
| Interest-bearing deposits | $202,064,000 | 2,126 |
| Deposits held in domestic offices | $205,784,000 | 2,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,855,000 | 1,140 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,710,000 | 2,443 |
| Total equity capital | $49,189,000 | 1,257 |
| Total bank equity capital | $49,189,000 | 1,257 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $40,000 | 7,503 |
| Surplus | $21,963,000 | 1,197 |
| Undivided profits | $27,186,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,245,000 | 2,849 |
| Earning assets | $279,385,000 | 2,079 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $292,642,500 | 2,125 |
| Average Assets, quarterly | $292,642,500 | 2,125 |
| Volatile liabilities | $86,805,000 | 1,603 |
| Insider loans | $861,000 | 4,479 |
| FHLB advances | $33,891,000 | 1,138 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $18,681,000 | 3,459 |
| Tier 1 (core) risk-based capital | $49,201,000 | 1,188 |
| Tier 2 risk-based capital | $794,000 | 4,552 |
| Total risk weighted assets | $145,123,000 | 2,920 |
| Total unused commitments | $18,681,000 | 3,461 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $291,747,000 | 2,135 |
| Cash and due from depository institutions | $7,375,000 | 3,338 |
| Interest-bearing balances | $4,963,000 | 1,103 |
| Securities | $48,638,000 | 2,427 |
| Federal funds sold & reverse repurchase agreements | $1,715,000 | 4,228 |
| Net loans & leases | $222,662,000 | 1,912 |
| Loan loss allowance | $794,000 | 4,773 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,628,000 | 2,980 |
| Other real estate owned | $89,000 | 3,338 |
| Goodwill and other intangibles | $50,000 | 3,045 |
| All other assets | $7,590,000 | 2,106 |
| Life insurance assets | $3,122,000 | 178 |
| Total liabilities and capital | $291,747,000 | 2,135 |
| Total liabilities | $243,068,000 | 2,315 |
| Total deposits | $192,956,000 | 2,561 |
| Interest-bearing deposits | $188,413,000 | 2,228 |
| Deposits held in domestic offices | $192,956,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,173,000 | 1,176 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $13,939,000 | 496 |
| Total equity capital | $48,679,000 | 1,252 |
| Total bank equity capital | $48,679,000 | 1,252 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $40,000 | 7,539 |
| Surplus | $21,893,000 | 1,171 |
| Undivided profits | $26,746,000 | 1,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $135,000 | 5,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,243,000 | 2,861 |
| Earning assets | $277,978,000 | 2,045 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $284,182,200 | 2,068 |
| Average Assets, quarterly | $291,132,500 | 2,106 |
| Volatile liabilities | $75,464,000 | 1,755 |
| Insider loans | $877,000 | 4,455 |
| FHLB advances | $33,209,000 | 1,169 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,573,000 | 3,357 |
| Tier 1 (core) risk-based capital | $48,687,000 | 1,184 |
| Tier 2 risk-based capital | $794,000 | 4,532 |
| Total risk weighted assets | $141,662,000 | 2,940 |
| Total unused commitments | $19,573,000 | 3,357 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 50 | 3,331 |
| Assets and Liabilities | ||
| Total Assets: | $290,518,000 | 2,096 |
| Cash and due from depository institutions | $7,249,000 | 3,331 |
| Interest-bearing balances | $4,595,000 | 1,165 |
| Securities | $50,827,000 | 2,297 |
| Federal funds sold & reverse repurchase agreements | $2,927,000 | 3,164 |
| Net loans & leases | $218,199,000 | 1,911 |
| Loan loss allowance | $770,000 | 4,843 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,464,000 | 3,042 |
| Other real estate owned | $84,000 | 3,331 |
| Goodwill and other intangibles | $50,000 | 3,038 |
| All other assets | $7,718,000 | 2,016 |
| Life insurance assets | $3,074,000 | 175 |
| Total liabilities and capital | $290,518,000 | 2,096 |
| Total liabilities | $230,317,000 | 2,390 |
| Total deposits | $195,387,000 | 2,494 |
| Interest-bearing deposits | $191,602,000 | 2,158 |
| Deposits held in domestic offices | $195,387,000 | 2,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $33,274,000 | 1,239 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,656,000 | 2,409 |
| Total equity capital | $60,201,000 | 1,011 |
| Total bank equity capital | $60,201,000 | 1,011 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $40,000 | 7,573 |
| Surplus | $21,855,000 | 1,141 |
| Undivided profits | $38,306,000 | 898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 4,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,193,000 | 2,931 |
| Earning assets | $276,548,000 | 2,018 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $282,291,000 | 2,070 |
| Average Assets, quarterly | $285,826,000 | 2,101 |
| Volatile liabilities | $75,560,000 | 1,679 |
| Insider loans | $892,000 | 4,384 |
| FHLB advances | $30,001,000 | 1,226 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,022,000 | 3,080 |
| Tier 1 (core) risk-based capital | $60,193,000 | 934 |
| Tier 2 risk-based capital | $778,000 | 4,537 |
| Total risk weighted assets | $139,702,000 | 2,929 |
| Total unused commitments | $22,022,000 | 3,082 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $281,134,000 | 2,117 |
| Cash and due from depository institutions | $5,672,000 | 3,351 |
| Interest-bearing balances | $3,209,000 | 1,472 |
| Securities | $53,582,000 | 2,216 |
| Federal funds sold & reverse repurchase agreements | $3,032,000 | 2,900 |
| Net loans & leases | $207,796,000 | 1,960 |
| Loan loss allowance | $748,000 | 4,875 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,440,000 | 3,009 |
| Other real estate owned | $28,000 | 3,351 |
| Goodwill and other intangibles | $44,000 | 3,045 |
| All other assets | $7,540,000 | 1,991 |
| Life insurance assets | $3,048,000 | 173 |
| Total liabilities and capital | $281,134,000 | 2,117 |
| Total liabilities | $221,484,000 | 2,428 |
| Total deposits | $195,889,000 | 2,447 |
| Interest-bearing deposits | $192,772,000 | 2,108 |
| Deposits held in domestic offices | $195,889,000 | 2,443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,258,000 | 1,565 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,337,000 | 2,639 |
| Total equity capital | $59,650,000 | 998 |
| Total bank equity capital | $59,650,000 | 998 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $40,000 | 7,578 |
| Surplus | $21,855,000 | 1,113 |
| Undivided profits | $37,755,000 | 903 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,150,000 | 2,773 |
| Earning assets | $267,619,000 | 2,056 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $279,548,670 | 2,073 |
| Average Assets, quarterly | $281,025,000 | 2,088 |
| Volatile liabilities | $66,796,000 | 1,804 |
| Insider loans | $935,000 | 4,296 |
| FHLB advances | $20,985,000 | 1,630 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,559,000 | 3,128 |
| Tier 1 (core) risk-based capital | $59,649,000 | 913 |
| Tier 2 risk-based capital | $750,000 | 4,601 |
| Total risk weighted assets | $133,101,000 | 2,970 |
| Total unused commitments | $20,559,000 | 3,129 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 46 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $280,916,000 | 2,091 |
| Cash and due from depository institutions | $8,162,000 | 3,571 |
| Interest-bearing balances | $2,831,000 | 1,624 |
| Securities | $55,841,000 | 2,186 |
| Federal funds sold & reverse repurchase agreements | $3,271,000 | 3,167 |
| Net loans & leases | $203,258,000 | 1,942 |
| Loan loss allowance | $716,000 | 5,036 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,944,000 | 3,347 |
| Other real estate owned | $0 | 3,571 |
| Goodwill and other intangibles | $43,000 | 3,038 |
| All other assets | $7,397,000 | 1,991 |
| Life insurance assets | $3,011,000 | 173 |
| Total liabilities and capital | $280,916,000 | 2,091 |
| Total liabilities | $221,735,000 | 2,400 |
| Total deposits | $196,523,000 | 2,428 |
| Interest-bearing deposits | $193,338,000 | 2,082 |
| Deposits held in domestic offices | $196,523,000 | 2,422 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $23,963,000 | 1,520 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,249,000 | 2,746 |
| Total equity capital | $59,181,000 | 980 |
| Total bank equity capital | $59,181,000 | 980 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $40,000 | 7,639 |
| Surplus | $21,855,000 | 1,073 |
| Undivided profits | $37,286,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,073,000 | 2,861 |
| Earning assets | $265,201,000 | 2,044 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $278,756,000 | 2,086 |
| Average Assets, quarterly | $278,756,000 | 2,086 |
| Volatile liabilities | $67,593,000 | 1,692 |
| Insider loans | $906,000 | 4,347 |
| FHLB advances | $20,690,000 | 1,568 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,355,000 | 3,108 |
| Tier 1 (core) risk-based capital | $59,180,000 | 912 |
| Tier 2 risk-based capital | $719,000 | 4,738 |
| Total risk weighted assets | $133,996,000 | 2,908 |
| Total unused commitments | $20,355,000 | 3,111 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $276,596,000 | 2,100 |
| Cash and due from depository institutions | $3,355,000 | 3,635 |
| Interest-bearing balances | $519,000 | 3,427 |
| Securities | $57,797,000 | 2,138 |
| Federal funds sold & reverse repurchase agreements | $4,370,000 | 2,492 |
| Net loans & leases | $203,801,000 | 1,911 |
| Loan loss allowance | $704,000 | 5,070 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,947,000 | 3,333 |
| Other real estate owned | $90,000 | 3,635 |
| Goodwill and other intangibles | $43,000 | 3,033 |
| All other assets | $4,193,000 | 3,024 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $276,596,000 | 2,100 |
| Total liabilities | $218,153,000 | 2,428 |
| Total deposits | $196,783,000 | 2,393 |
| Interest-bearing deposits | $193,206,000 | 2,045 |
| Deposits held in domestic offices | $196,783,000 | 2,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $19,472,000 | 1,759 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,898,000 | 1,997 |
| Total equity capital | $58,443,000 | 999 |
| Total bank equity capital | $58,443,000 | 999 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $40,000 | 7,679 |
| Surplus | $21,814,000 | 1,068 |
| Undivided profits | $36,589,000 | 911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,048,000 | 2,913 |
| Earning assets | $266,487,000 | 2,014 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $284,276,000 | 1,964 |
| Average Assets, quarterly | $275,856,000 | 2,085 |
| Volatile liabilities | $63,133,000 | 1,745 |
| Insider loans | $531,000 | 5,349 |
| FHLB advances | $16,199,000 | 1,855 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,734,000 | 3,380 |
| Tier 1 (core) risk-based capital | $58,443,000 | 913 |
| Tier 2 risk-based capital | $704,000 | 4,785 |
| Total risk weighted assets | $125,620,000 | 3,057 |
| Total unused commitments | $16,734,000 | 3,382 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $275,116,000 | 2,087 |
| Cash and due from depository institutions | $4,988,000 | 3,649 |
| Interest-bearing balances | $2,266,000 | 1,951 |
| Securities | $58,099,000 | 2,115 |
| Federal funds sold & reverse repurchase agreements | $823,000 | 4,744 |
| Net loans & leases | $203,732,000 | 1,874 |
| Loan loss allowance | $704,000 | 5,061 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,781,000 | 3,424 |
| Other real estate owned | $333,000 | 3,649 |
| Goodwill and other intangibles | $41,000 | 2,997 |
| All other assets | $4,319,000 | 2,926 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $275,116,000 | 2,087 |
| Total liabilities | $217,749,000 | 2,391 |
| Total deposits | $195,858,000 | 2,382 |
| Interest-bearing deposits | $193,142,000 | 2,037 |
| Deposits held in domestic offices | $195,858,000 | 2,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,266,000 | 1,705 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,625,000 | 2,241 |
| Total equity capital | $57,367,000 | 998 |
| Total bank equity capital | $57,367,000 | 998 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $40,000 | 7,725 |
| Surplus | $21,814,000 | 1,042 |
| Undivided profits | $35,513,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 6,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,116,000 | 2,820 |
| Earning assets | $264,920,000 | 1,998 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $286,196,000 | 1,959 |
| Average Assets, quarterly | $276,942,500 | 2,059 |
| Volatile liabilities | $63,775,000 | 1,704 |
| Insider loans | $530,000 | 5,333 |
| FHLB advances | $16,695,000 | 1,804 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $18,775,000 | 3,138 |
| Tier 1 (core) risk-based capital | $57,367,000 | 916 |
| Tier 2 risk-based capital | $704,000 | 4,751 |
| Total risk weighted assets | $124,994,000 | 3,016 |
| Total unused commitments | $18,775,000 | 3,141 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 45 | 3,689 |
| Assets and Liabilities | ||
| Total Assets: | $278,769,000 | 2,036 |
| Cash and due from depository institutions | $9,650,000 | 3,689 |
| Interest-bearing balances | $7,583,000 | 812 |
| Securities | $59,870,000 | 2,086 |
| Federal funds sold & reverse repurchase agreements | $2,119,000 | 3,404 |
| Net loans & leases | $199,988,000 | 1,867 |
| Loan loss allowance | $740,000 | 4,920 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,838,000 | 3,338 |
| Other real estate owned | $0 | 3,689 |
| Goodwill and other intangibles | $33,000 | 3,039 |
| All other assets | $4,271,000 | 2,930 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $278,769,000 | 2,036 |
| Total liabilities | $222,084,000 | 2,316 |
| Total deposits | $200,355,000 | 2,302 |
| Interest-bearing deposits | $198,204,000 | 1,951 |
| Deposits held in domestic offices | $200,355,000 | 2,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,661,000 | 1,649 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,068,000 | 2,821 |
| Total equity capital | $56,685,000 | 976 |
| Total bank equity capital | $56,685,000 | 976 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $40,000 | 7,781 |
| Surplus | $21,814,000 | 1,020 |
| Undivided profits | $34,831,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,053,000 | 2,801 |
| Earning assets | $269,560,000 | 1,937 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $289,889,330 | 1,937 |
| Average Assets, quarterly | $276,134,500 | 2,032 |
| Volatile liabilities | $65,321,000 | 1,645 |
| Insider loans | $495,000 | 5,452 |
| FHLB advances | $17,090,000 | 1,763 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,994,000 | 2,913 |
| Tier 1 (core) risk-based capital | $56,685,000 | 912 |
| Tier 2 risk-based capital | $740,000 | 4,595 |
| Total risk weighted assets | $124,551,000 | 2,983 |
| Total unused commitments | $20,994,000 | 2,916 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $273,500,000 | 2,061 |
| Cash and due from depository institutions | $15,283,000 | 3,588 |
| Interest-bearing balances | $12,035,000 | 623 |
| Securities | $43,507,000 | 2,762 |
| Federal funds sold & reverse repurchase agreements | $21,500,000 | 650 |
| Net loans & leases | $186,119,000 | 1,939 |
| Loan loss allowance | $740,000 | 4,877 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,890,000 | 3,267 |
| Other real estate owned | $46,000 | 3,588 |
| Goodwill and other intangibles | $34,000 | 3,030 |
| All other assets | $4,121,000 | 2,883 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $273,500,000 | 2,061 |
| Total liabilities | $217,412,000 | 2,328 |
| Total deposits | $203,946,000 | 2,225 |
| Interest-bearing deposits | $201,578,000 | 1,915 |
| Deposits held in domestic offices | $203,946,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $12,418,000 | 2,149 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,048,000 | 3,104 |
| Total equity capital | $56,088,000 | 1,003 |
| Total bank equity capital | $56,088,000 | 1,003 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $40,000 | 7,804 |
| Surplus | $0 | 8,403 |
| Undivided profits | $56,048,000 | 595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $887,000 | 3,227 |
| Earning assets | $263,161,000 | 1,977 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $295,449,500 | 1,896 |
| Average Assets, quarterly | $295,449,500 | 1,896 |
| Volatile liabilities | $57,225,000 | 1,746 |
| Insider loans | $499,000 | 5,442 |
| FHLB advances | $8,847,000 | 2,500 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,141,000 | 2,917 |
| Tier 1 (core) risk-based capital | $56,088,000 | 919 |
| Tier 2 risk-based capital | $740,000 | 4,565 |
| Total risk weighted assets | $118,714,000 | 3,056 |
| Total unused commitments | $20,141,000 | 2,924 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 46 | 3,627 |
| Assets and Liabilities | ||
| Total Assets: | $317,399,000 | 1,788 |
| Cash and due from depository institutions | $14,510,000 | 3,627 |
| Interest-bearing balances | $10,531,000 | 617 |
| Securities | $38,939,000 | 3,034 |
| Federal funds sold & reverse repurchase agreements | $69,267,000 | 194 |
| Net loans & leases | $186,829,000 | 1,925 |
| Loan loss allowance | $740,000 | 4,868 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,910,000 | 3,232 |
| Other real estate owned | $46,000 | 3,627 |
| Goodwill and other intangibles | $23,000 | 3,071 |
| All other assets | $4,875,000 | 2,553 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,399,000 | 1,788 |
| Total liabilities | $279,532,000 | 1,822 |
| Total deposits | $268,849,000 | 1,683 |
| Interest-bearing deposits | $194,020,000 | 1,987 |
| Deposits held in domestic offices | $268,849,000 | 1,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,206,000 | 2,545 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,477,000 | 2,355 |
| Total equity capital | $37,867,000 | 1,440 |
| Total bank equity capital | $37,867,000 | 1,440 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $0 | 8,463 |
| Undivided profits | $37,867,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $428,000 | 4,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $850,000 | 3,482 |
| Earning assets | $305,566,000 | 1,697 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $258,520,600 | 2,083 |
| Average Assets, quarterly | $281,704,000 | 1,972 |
| Volatile liabilities | $114,211,000 | 965 |
| Insider loans | $522,000 | 5,381 |
| FHLB advances | $9,206,000 | 2,416 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,235,000 | 2,837 |
| Tier 1 (core) risk-based capital | $37,867,000 | 1,354 |
| Tier 2 risk-based capital | $740,000 | 4,564 |
| Total risk weighted assets | $128,466,000 | 2,856 |
| Total unused commitments | $20,235,000 | 2,841 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $246,009,000 | 2,280 |
| Cash and due from depository institutions | $14,302,000 | 3,705 |
| Interest-bearing balances | $10,759,000 | 716 |
| Securities | $31,760,000 | 3,480 |
| Federal funds sold & reverse repurchase agreements | $4,905,000 | 2,661 |
| Net loans & leases | $187,452,000 | 1,894 |
| Loan loss allowance | $737,000 | 4,882 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,971,000 | 3,148 |
| Other real estate owned | $0 | 3,705 |
| Goodwill and other intangibles | $15,000 | 3,092 |
| All other assets | $4,604,000 | 2,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,009,000 | 2,280 |
| Total liabilities | $208,758,000 | 2,437 |
| Total deposits | $197,867,000 | 2,298 |
| Interest-bearing deposits | $195,563,000 | 1,990 |
| Deposits held in domestic offices | $197,867,000 | 2,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $9,568,000 | 2,471 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,323,000 | 2,633 |
| Total equity capital | $37,251,000 | 1,478 |
| Total bank equity capital | $37,251,000 | 1,478 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $0 | 8,515 |
| Undivided profits | $37,251,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 5,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $788,000 | 3,905 |
| Earning assets | $234,876,000 | 2,185 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $243,801,000 | 2,232 |
| Average Assets, quarterly | $244,379,500 | 2,277 |
| Volatile liabilities | $41,880,000 | 2,219 |
| Insider loans | $547,000 | 5,298 |
| FHLB advances | $9,568,000 | 2,339 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,895,000 | 2,843 |
| Tier 1 (core) risk-based capital | $37,251,000 | 1,381 |
| Tier 2 risk-based capital | $737,000 | 4,577 |
| Total risk weighted assets | $115,725,000 | 3,092 |
| Total unused commitments | $19,895,000 | 2,845 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 46 | 3,641 |
| Assets and Liabilities | ||
| Total Assets: | $242,750,000 | 2,288 |
| Cash and due from depository institutions | $12,570,000 | 3,641 |
| Interest-bearing balances | $9,484,000 | 884 |
| Securities | $27,311,000 | 3,808 |
| Federal funds sold & reverse repurchase agreements | $11,627,000 | 1,362 |
| Net loans & leases | $183,918,000 | 1,895 |
| Loan loss allowance | $722,000 | 4,915 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,024,000 | 3,068 |
| Other real estate owned | $136,000 | 3,641 |
| Goodwill and other intangibles | $9,000 | 3,095 |
| All other assets | $4,155,000 | 2,781 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,750,000 | 2,288 |
| Total liabilities | $206,142,000 | 2,426 |
| Total deposits | $195,273,000 | 2,303 |
| Interest-bearing deposits | $193,319,000 | 1,992 |
| Deposits held in domestic offices | $195,273,000 | 2,297 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,793,000 | 2,409 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,076,000 | 3,137 |
| Total equity capital | $36,608,000 | 1,492 |
| Total bank equity capital | $36,608,000 | 1,492 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $0 | 8,544 |
| Undivided profits | $36,608,000 | 885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 6,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $802,000 | 3,688 |
| Earning assets | $232,340,000 | 2,183 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $243,065,000 | 2,221 |
| Average Assets, quarterly | $243,267,000 | 2,252 |
| Volatile liabilities | $39,027,000 | 2,304 |
| Insider loans | $553,000 | 5,247 |
| FHLB advances | $9,793,000 | 2,265 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,557,000 | 2,741 |
| Tier 1 (core) risk-based capital | $36,608,000 | 1,371 |
| Tier 2 risk-based capital | $722,000 | 4,594 |
| Total risk weighted assets | $113,408,000 | 3,103 |
| Total unused commitments | $20,557,000 | 2,750 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 46 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $243,784,000 | 2,234 |
| Cash and due from depository institutions | $13,006,000 | 3,595 |
| Interest-bearing balances | $9,342,000 | 908 |
| Securities | $29,739,000 | 3,536 |
| Federal funds sold & reverse repurchase agreements | $11,401,000 | 1,483 |
| Net loans & leases | $182,441,000 | 1,880 |
| Loan loss allowance | $707,000 | 4,926 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,018,000 | 3,033 |
| Other real estate owned | $141,000 | 3,595 |
| Goodwill and other intangibles | $4,000 | 3,107 |
| All other assets | $4,034,000 | 2,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,784,000 | 2,234 |
| Total liabilities | $207,852,000 | 2,374 |
| Total deposits | $195,883,000 | 2,265 |
| Interest-bearing deposits | $193,827,000 | 1,972 |
| Deposits held in domestic offices | $195,883,000 | 2,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,765,000 | 2,182 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,204,000 | 2,940 |
| Total equity capital | $35,932,000 | 1,483 |
| Total bank equity capital | $35,932,000 | 1,483 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $0 | 8,583 |
| Undivided profits | $35,932,000 | 870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $789,000 | 3,773 |
| Earning assets | $232,923,000 | 2,144 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $243,222,500 | 2,207 |
| Average Assets, quarterly | $243,222,500 | 2,207 |
| Volatile liabilities | $39,194,000 | 2,252 |
| Insider loans | $555,000 | 5,195 |
| FHLB advances | $10,765,000 | 2,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $17,805,000 | 2,919 |
| Tier 1 (core) risk-based capital | $35,932,000 | 1,375 |
| Tier 2 risk-based capital | $707,000 | 4,599 |
| Total risk weighted assets | $112,660,000 | 3,076 |
| Total unused commitments | $17,805,000 | 2,930 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 45 | 3,653 |
| Assets and Liabilities | ||
| Total Assets: | $242,661,000 | 2,198 |
| Cash and due from depository institutions | $6,949,000 | 3,653 |
| Interest-bearing balances | $3,978,000 | 1,655 |
| Securities | $36,916,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $12,430,000 | 1,157 |
| Net loans & leases | $177,790,000 | 1,915 |
| Loan loss allowance | $447,000 | 6,310 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,040,000 | 3,004 |
| Other real estate owned | $1,606,000 | 3,653 |
| Goodwill and other intangibles | $1,000 | 3,108 |
| All other assets | $3,929,000 | 2,798 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $242,661,000 | 2,198 |
| Total liabilities | $207,123,000 | 2,339 |
| Total deposits | $194,763,000 | 2,242 |
| Interest-bearing deposits | $192,493,000 | 1,936 |
| Deposits held in domestic offices | $194,763,000 | 2,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,189,000 | 2,164 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,171,000 | 3,042 |
| Total equity capital | $35,538,000 | 1,468 |
| Total bank equity capital | $35,538,000 | 1,468 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $0 | 8,619 |
| Undivided profits | $35,538,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $280,000 | 5,315 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $874,000 | 3,603 |
| Earning assets | $231,114,000 | 2,124 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $236,061,200 | 2,167 |
| Average Assets, quarterly | $241,567,000 | 2,191 |
| Volatile liabilities | $46,288,000 | 1,956 |
| Insider loans | $420,000 | 5,774 |
| FHLB advances | $11,189,000 | 2,020 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $16,647,000 | 2,977 |
| Tier 1 (core) risk-based capital | $35,538,000 | 1,363 |
| Tier 2 risk-based capital | $447,000 | 5,957 |
| Total risk weighted assets | $122,986,000 | 2,822 |
| Total unused commitments | $16,647,000 | 2,982 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $227,219,000 | 2,243 |
| Cash and due from depository institutions | $14,111,000 | 4,049 |
| Interest-bearing balances | $10,994,000 | 638 |
| Securities | $33,397,000 | 3,081 |
| Federal funds sold & reverse repurchase agreements | $10,640,000 | 1,375 |
| Net loans & leases | $159,865,000 | 2,038 |
| Loan loss allowance | $499,000 | 5,839 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,086,000 | 2,891 |
| Other real estate owned | $1,794,000 | 4,049 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,326,000 | 2,496 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,219,000 | 2,243 |
| Total liabilities | $194,274,000 | 2,378 |
| Total deposits | $191,152,000 | 2,161 |
| Interest-bearing deposits | $189,206,000 | 1,870 |
| Deposits held in domestic offices | $191,152,000 | 2,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 4,074 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,122,000 | 3,193 |
| Total equity capital | $32,945,000 | 1,482 |
| Total bank equity capital | $32,945,000 | 1,482 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $32,945,000 | 857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 6,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $961,000 | 3,599 |
| Earning assets | $214,896,000 | 2,167 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $225,335,200 | 2,158 |
| Average Assets, quarterly | $225,243,000 | 2,239 |
| Volatile liabilities | $27,390,000 | 2,928 |
| Insider loans | $477,000 | 5,521 |
| FHLB advances | $2,000,000 | 3,828 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,253,000 | 3,005 |
| Tier 1 (core) risk-based capital | $32,945,000 | 1,391 |
| Tier 2 risk-based capital | $499,000 | 5,523 |
| Total risk weighted assets | $111,288,000 | 2,951 |
| Total unused commitments | $15,253,000 | 3,013 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 40 | 4,097 |
| Assets and Liabilities | ||
| Total Assets: | $225,773,000 | 2,150 |
| Cash and due from depository institutions | $13,147,000 | 4,097 |
| Interest-bearing balances | $10,306,000 | 453 |
| Securities | $48,183,000 | 2,257 |
| Federal funds sold & reverse repurchase agreements | $12,363,000 | 976 |
| Net loans & leases | $142,225,000 | 2,215 |
| Loan loss allowance | $1,004,000 | 3,468 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,080,000 | 2,836 |
| Other real estate owned | $3,097,000 | 4,097 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,678,000 | 2,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,773,000 | 2,150 |
| Total liabilities | $194,105,000 | 2,267 |
| Total deposits | $193,567,000 | 2,026 |
| Interest-bearing deposits | $192,179,000 | 1,741 |
| Deposits held in domestic offices | $193,567,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $538,000 | 5,531 |
| Total equity capital | $31,668,000 | 1,457 |
| Total bank equity capital | $31,668,000 | 1,457 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $31,668,000 | 831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $944,000 | 2,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $328,000 | 6,606 |
| Earning assets | $213,077,000 | 2,104 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $220,107,000 | 2,098 |
| Average Assets, quarterly | $223,209,500 | 2,146 |
| Volatile liabilities | $19,257,000 | 3,743 |
| Insider loans | $466,000 | 5,589 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,106,000 | 5,860 |
| Tier 1 (core) risk-based capital | $31,668,000 | 1,377 |
| Tier 2 risk-based capital | $1,004,000 | 3,262 |
| Total risk weighted assets | $99,193,000 | 3,110 |
| Total unused commitments | $4,106,000 | 5,863 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $220,619,000 | 2,126 |
| Cash and due from depository institutions | $7,008,000 | 4,563 |
| Interest-bearing balances | $2,676,000 | 1,392 |
| Securities | $57,817,000 | 1,999 |
| Federal funds sold & reverse repurchase agreements | $9,958,000 | 973 |
| Net loans & leases | $135,012,000 | 2,238 |
| Loan loss allowance | $1,793,000 | 2,043 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,215,000 | 2,679 |
| Other real estate owned | $4,362,000 | 4,563 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,247,000 | 2,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,619,000 | 2,126 |
| Total liabilities | $190,563,000 | 2,233 |
| Total deposits | $190,050,000 | 1,996 |
| Interest-bearing deposits | $189,480,000 | 1,732 |
| Deposits held in domestic offices | $190,050,000 | 1,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $513,000 | 5,260 |
| Total equity capital | $30,056,000 | 1,473 |
| Total bank equity capital | $30,056,000 | 1,473 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $30,056,000 | 836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,636,000 | 902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $202,000 | 7,770 |
| Earning assets | $205,463,000 | 2,088 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $223,394,400 | 2,020 |
| Average Assets, quarterly | $218,895,000 | 2,123 |
| Volatile liabilities | $17,916,000 | 3,750 |
| Insider loans | $486,000 | 5,439 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,905,000 | 6,072 |
| Tier 1 (core) risk-based capital | $30,056,000 | 1,438 |
| Tier 2 risk-based capital | $1,213,000 | 2,660 |
| Total risk weighted assets | $97,056,000 | 3,071 |
| Total unused commitments | $3,905,000 | 6,079 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $228,956,000 | 2,021 |
| Cash and due from depository institutions | $6,597,000 | 4,530 |
| Interest-bearing balances | $1,228,000 | 2,632 |
| Securities | $56,890,000 | 2,041 |
| Federal funds sold & reverse repurchase agreements | $28,631,000 | 551 |
| Net loans & leases | $128,774,000 | 2,174 |
| Loan loss allowance | $2,118,000 | 1,673 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,404,000 | 2,385 |
| Other real estate owned | $1,223,000 | 4,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,437,000 | 2,168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $228,956,000 | 2,021 |
| Total liabilities | $200,514,000 | 2,078 |
| Total deposits | $198,084,000 | 1,905 |
| Interest-bearing deposits | $197,552,000 | 1,628 |
| Deposits held in domestic offices | $198,084,000 | 1,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,319,000 | 3,580 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,111,000 | 3,222 |
| Total equity capital | $28,442,000 | 1,568 |
| Total bank equity capital | $28,442,000 | 1,568 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $28,442,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,747,000 | 506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $185,000 | 8,123 |
| Earning assets | $215,523,000 | 1,976 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $229,214,600 | 1,913 |
| Average Assets, quarterly | $226,442,000 | 2,004 |
| Volatile liabilities | $18,073,000 | 3,277 |
| Insider loans | $186,000 | 7,319 |
| FHLB advances | $1,319,000 | 653 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,699,000 | 6,809 |
| Tier 1 (core) risk-based capital | $28,442,000 | 1,481 |
| Tier 2 risk-based capital | $1,231,000 | 2,513 |
| Total risk weighted assets | $98,460,000 | 2,860 |
| Total unused commitments | $2,699,000 | 6,824 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $231,734,000 | 1,976 |
| Cash and due from depository institutions | $3,514,000 | 4,573 |
| Interest-bearing balances | $1,326,000 | 2,193 |
| Securities | $71,181,000 | 1,611 |
| Federal funds sold & reverse repurchase agreements | $9,275,000 | 1,485 |
| Net loans & leases | $141,374,000 | 1,978 |
| Loan loss allowance | $1,372,000 | 2,527 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,656,000 | 2,148 |
| Other real estate owned | $73,000 | 4,573 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,661,000 | 2,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,734,000 | 1,976 |
| Total liabilities | $203,933,000 | 2,023 |
| Total deposits | $201,084,000 | 1,876 |
| Interest-bearing deposits | $200,561,000 | 1,608 |
| Deposits held in domestic offices | $201,084,000 | 1,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,813,000 | 3,010 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,036,000 | 3,474 |
| Total equity capital | $27,801,000 | 1,634 |
| Total bank equity capital | $27,801,000 | 1,634 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $27,801,000 | 947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,342,000 | 559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $119,000 | 9,524 |
| Earning assets | $223,156,000 | 1,873 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $221,423,200 | 1,963 |
| Average Assets, quarterly | $229,453,500 | 1,962 |
| Volatile liabilities | $18,686,000 | 3,173 |
| Insider loans | $207,000 | 7,411 |
| FHLB advances | $1,813,000 | 661 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,114,000 | 5,683 |
| Tier 1 (core) risk-based capital | $27,801,000 | 1,541 |
| Tier 2 risk-based capital | $1,302,000 | 2,291 |
| Total risk weighted assets | $104,092,000 | 2,669 |
| Total unused commitments | $4,114,000 | 5,692 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $215,138,000 | 2,160 |
| Cash and due from depository institutions | $1,415,000 | 5,392 |
| Interest-bearing balances | $261,000 | 3,767 |
| Securities | $47,520,000 | 2,562 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 2,328 |
| Net loans & leases | $154,553,000 | 1,880 |
| Loan loss allowance | $1,194,000 | 3,005 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,092,000 | 2,525 |
| Other real estate owned | $167,000 | 5,392 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,766,000 | 2,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,138,000 | 2,160 |
| Total liabilities | $189,195,000 | 2,218 |
| Total deposits | $185,556,000 | 2,080 |
| Interest-bearing deposits | $185,019,000 | 1,805 |
| Deposits held in domestic offices | $185,556,000 | 2,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,458,000 | 2,489 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,181,000 | 3,106 |
| Total equity capital | $25,943,000 | 1,742 |
| Total bank equity capital | $25,943,000 | 1,742 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $25,943,000 | 998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,767,000 | 1,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $259,000 | 7,505 |
| Earning assets | $207,959,000 | 2,075 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $211,041,400 | 2,134 |
| Average Assets, quarterly | $213,295,500 | 2,164 |
| Volatile liabilities | $17,085,000 | 3,302 |
| Insider loans | $151,000 | 8,199 |
| FHLB advances | $2,458,000 | 678 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $725,000 | 9,318 |
| Tier 1 (core) risk-based capital | $25,943,000 | 1,653 |
| Tier 2 risk-based capital | $1,029,000 | 2,893 |
| Total risk weighted assets | $107,737,000 | 2,597 |
| Total unused commitments | $725,000 | 9,327 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $208,997,000 | 2,250 |
| Cash and due from depository institutions | $1,420,000 | 5,851 |
| Interest-bearing balances | $207,000 | 4,148 |
| Securities | $57,620,000 | 2,175 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 7,396 |
| Net loans & leases | $144,367,000 | 1,963 |
| Loan loss allowance | $512,000 | 5,951 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,256,000 | 3,325 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,359,000 | 3,144 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,997,000 | 2,250 |
| Total liabilities | $184,655,000 | 2,305 |
| Total deposits | $183,420,000 | 2,147 |
| Interest-bearing deposits | $183,420,000 | 1,835 |
| Deposits held in domestic offices | $183,420,000 | 2,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,235,000 | 3,056 |
| Total equity capital | $24,342,000 | 1,853 |
| Total bank equity capital | $24,342,000 | 1,853 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $24,342,000 | 1,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,132,000 | 887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $105,000 | 10,577 |
| Earning assets | $203,169,000 | 2,149 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $205,437,000 | 2,214 |
| Average Assets, quarterly | $208,745,500 | 2,227 |
| Volatile liabilities | $14,134,000 | 3,508 |
| Insider loans | $253,000 | 7,482 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $492,000 | 10,024 |
| Tier 1 (core) risk-based capital | $24,342,000 | 1,759 |
| Tier 2 risk-based capital | $416,000 | 6,009 |
| Total risk weighted assets | $96,807,000 | 2,803 |
| Total unused commitments | $492,000 | 10,036 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $202,256,000 | 2,299 |
| Cash and due from depository institutions | $1,775,000 | 6,346 |
| Interest-bearing balances | $337,000 | 3,819 |
| Securities | $57,437,000 | 2,289 |
| Federal funds sold & reverse repurchase agreements | $4,725,000 | 1,922 |
| Net loans & leases | $133,848,000 | 2,074 |
| Loan loss allowance | $543,000 | 5,850 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,213,000 | 3,323 |
| Other real estate owned | $258,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,000,000 | 3,842 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,256,000 | 2,299 |
| Total liabilities | $180,178,000 | 2,330 |
| Total deposits | $179,260,000 | 2,157 |
| Interest-bearing deposits | $179,260,000 | 1,845 |
| Deposits held in domestic offices | $179,260,000 | 2,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $918,000 | 3,260 |
| Total equity capital | $22,078,000 | 1,867 |
| Total bank equity capital | $22,078,000 | 1,867 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $22,078,000 | 1,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,732,000 | 1,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $71,000 | 11,546 |
| Earning assets | $196,347,000 | 2,150 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $191,960,200 | 2,328 |
| Average Assets, quarterly | $199,674,000 | 2,296 |
| Volatile liabilities | $13,641,000 | 3,455 |
| Insider loans | $271,000 | 7,409 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $411,000 | 10,580 |
| Tier 1 (core) risk-based capital | $22,128,000 | 1,879 |
| Tier 2 risk-based capital | $529,000 | 5,051 |
| Total risk weighted assets | $91,343,000 | 2,885 |
| Total unused commitments | $411,000 | 10,585 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $176,960,000 | 2,615 |
| Cash and due from depository institutions | $1,004,000 | 6,588 |
| Interest-bearing balances | $296,000 | 5,137 |
| Securities | $59,142,000 | 2,323 |
| Federal funds sold & reverse repurchase agreements | $1,225,000 | 7,244 |
| Net loans & leases | $110,805,000 | 2,376 |
| Loan loss allowance | $542,000 | 6,016 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,350,000 | 3,112 |
| Other real estate owned | $341,000 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,093,000 | 3,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,960,000 | 2,615 |
| Total liabilities | $157,332,000 | 2,665 |
| Total deposits | $156,668,000 | 2,529 |
| Interest-bearing deposits | $156,668,000 | 2,204 |
| Deposits held in domestic offices | $156,668,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $664,000 | 4,327 |
| Total equity capital | $19,628,000 | 2,078 |
| Total bank equity capital | $19,628,000 | 2,078 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $19,628,000 | 1,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,170,000 | 1,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $69,000 | 11,924 |
| Earning assets | $171,468,000 | 2,480 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $171,397,600 | 2,624 |
| Average Assets, quarterly | $175,625,500 | 2,604 |
| Volatile liabilities | $11,348,000 | 3,746 |
| Insider loans | $168,000 | 8,732 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,790,000 | 5,027 |
| Tier 1 (core) risk-based capital | $19,675,000 | 2,028 |
| Tier 2 risk-based capital | $478,000 | 5,478 |
| Total risk weighted assets | $80,249,000 | 3,216 |
| Total unused commitments | $4,790,000 | 5,049 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 25 | 7,484 |
| Assets and Liabilities | ||
| Total Assets: | $164,831,000 | 2,868 |
| Cash and due from depository institutions | $2,079,000 | 7,484 |
| Interest-bearing balances | $337,000 | 5,482 |
| Securities | $46,938,000 | 2,905 |
| Federal funds sold & reverse repurchase agreements | $1,475,000 | 7,598 |
| Net loans & leases | $109,389,000 | 2,466 |
| Loan loss allowance | $509,000 | 6,368 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,463,000 | 2,968 |
| Other real estate owned | $569,000 | 7,484 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,918,000 | 3,718 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,831,000 | 2,868 |
| Total liabilities | $148,059,000 | 2,915 |
| Total deposits | $147,241,000 | 2,800 |
| Interest-bearing deposits | $146,929,000 | 2,464 |
| Deposits held in domestic offices | $147,241,000 | 2,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $818,000 | 3,849 |
| Total equity capital | $16,772,000 | 2,301 |
| Total bank equity capital | $16,772,000 | 2,301 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $16,772,000 | 1,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,990,000 | 1,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $82,000 | 12,124 |
| Earning assets | $158,139,000 | 2,731 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $159,132,600 | 2,886 |
| Average Assets, quarterly | $163,793,500 | 2,861 |
| Volatile liabilities | $12,514,000 | 3,464 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,537,000 | 5,601 |
| Tier 1 (core) risk-based capital | $16,826,000 | 2,233 |
| Tier 2 risk-based capital | $450,000 | 5,695 |
| Total risk weighted assets | $79,247,000 | 3,308 |
| Total unused commitments | $3,537,000 | 5,628 |
| Derivatives | $0 | 651 |