Home > Chetek State Bank > Income and Expense
Chetek State Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 6,365 |
| Total interest expense | $2,214,000 | 5,957 |
| Net interest income | $1,938,000 | 6,660 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $163,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 6,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,661 |
| Total noninterest expense | $1,199,000 | 7,506 |
| Salaries and employee benefits | $607,000 | 7,672 |
| Premises and equipment expense | $153,000 | 7,548 |
| Additional noninterest expense | $439,000 | 6,857 |
| Pre-tax net operating income | $866,000 | 5,655 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $223,000 | 5,199 |
| Income before extraordinary items | $643,000 | 5,655 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $643,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $548,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $643,000 | 5,665 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 6,617 |
| Total interest expense | $1,788,000 | 6,376 |
| Net interest income | $1,908,000 | 6,813 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $153,000 | 8,064 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $1,105,000 | 7,834 |
| Salaries and employee benefits | $547,000 | 8,059 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $411,000 | 7,170 |
| Pre-tax net operating income | $932,000 | 5,514 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $245,000 | 5,264 |
| Income before extraordinary items | $687,000 | 5,516 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $687,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $594,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $687,000 | 5,480 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 6,672 |
| Total interest expense | $1,900,000 | 6,348 |
| Net interest income | $1,891,000 | 6,874 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,384 |
| Total noninterest expense | $1,078,000 | 7,887 |
| Salaries and employee benefits | $544,000 | 8,085 |
| Premises and equipment expense | $139,000 | 7,901 |
| Additional noninterest expense | $395,000 | 7,259 |
| Pre-tax net operating income | $945,000 | 5,589 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $257,000 | 5,577 |
| Income before extraordinary items | $688,000 | 5,670 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $688,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $607,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $688,000 | 5,562 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 6,980 |
| Total interest expense | $1,839,000 | 6,589 |
| Net interest income | $1,836,000 | 7,243 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $142,000 | 8,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $1,007,000 | 8,320 |
| Salaries and employee benefits | $647,000 | 7,623 |
| Premises and equipment expense | $129,000 | 8,265 |
| Additional noninterest expense | $231,000 | 9,065 |
| Pre-tax net operating income | $947,000 | 6,000 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $248,000 | 6,282 |
| Income before extraordinary items | $701,000 | 5,903 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $701,000 | 5,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $594,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $699,520 | 5,864 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,556,000 | 7,322 |
| Total interest expense | $1,752,000 | 6,959 |
| Net interest income | $1,804,000 | 7,557 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $166,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,888 |
| Total noninterest expense | $962,000 | 8,815 |
| Salaries and employee benefits | $625,000 | 7,974 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $206,000 | 9,869 |
| Pre-tax net operating income | $996,000 | 5,752 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $265,000 | 6,241 |
| Income before extraordinary items | $717,000 | 5,688 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $717,000 | 5,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,349 |
| Cash dividends | $604,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $727,220 | 5,583 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 7,765 |
| Total interest expense | $1,673,000 | 7,210 |
| Net interest income | $1,659,000 | 8,122 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $170,000 | 8,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $959,000 | 9,128 |
| Salaries and employee benefits | $603,000 | 8,337 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $233,000 | 10,025 |
| Pre-tax net operating income | $828,000 | 6,730 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $195,000 | 7,506 |
| Income before extraordinary items | $633,000 | 6,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $633,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $370,000 | 4,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $633,000 | 6,405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 8,014 |
| Total interest expense | $1,330,000 | 7,457 |
| Net interest income | $1,680,000 | 8,357 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $154,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,512 |
| Total noninterest expense | $1,003,000 | 9,338 |
| Salaries and employee benefits | $588,000 | 8,699 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $287,000 | 10,109 |
| Pre-tax net operating income | $793,000 | 6,904 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $176,000 | 7,790 |
| Income before extraordinary items | $617,000 | 6,416 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $617,000 | 6,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $370,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $617,000 | 6,482 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,881,000 | 8,532 |
| Total interest expense | $1,294,000 | 7,904 |
| Net interest income | $1,587,000 | 8,839 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $207,000 | 9,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,045 |
| Total noninterest expense | $976,000 | 9,839 |
| Salaries and employee benefits | $578,000 | 8,992 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $270,000 | 10,824 |
| Pre-tax net operating income | $800,000 | 6,809 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $185,000 | 7,907 |
| Income before extraordinary items | $616,000 | 6,663 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $616,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $482,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $615,230 | 6,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 8,836 |
| Total interest expense | $1,487,000 | 8,550 |
| Net interest income | $1,593,000 | 8,973 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $162,000 | 10,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 9,058 |
| Total noninterest expense | $950,000 | 10,206 |
| Salaries and employee benefits | $565,000 | 9,128 |
| Premises and equipment expense | $126,000 | 9,817 |
| Additional noninterest expense | $259,000 | 11,418 |
| Pre-tax net operating income | $777,000 | 6,671 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $571,000 | 6,765 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $571,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 12,654 |
| Cash dividends | $244,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $571,000 | 6,429 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.