Home > Chestatee State Bank > Assets and Liabilities
Chestatee State Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 59 | 2,646 |
| Assets and Liabilities | ||
| Total Assets: | $244,376,000 | 2,652 |
| Cash and due from depository institutions | $22,296,000 | 2,646 |
| Interest-bearing balances | $17,455,000 | 1,916 |
| Securities | $13,843,000 | 5,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $167,346,000 | 2,496 |
| Loan loss allowance | $3,259,000 | 2,239 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,096,000 | 2,014 |
| Other real estate owned | $30,310,000 | 2,646 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,485,000 | 3,526 |
| Life insurance assets | $2,612,000 | 1,989 |
| Total liabilities and capital | $244,376,000 | 2,652 |
| Total liabilities | $242,252,000 | 2,431 |
| Total deposits | $240,476,000 | 2,261 |
| Interest-bearing deposits | $226,219,000 | 2,084 |
| Deposits held in domestic offices | $240,476,000 | 2,258 |
| % insured | 98.02% | 536 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,776,000 | 2,407 |
| Total equity capital | $2,124,000 | 7,567 |
| Total bank equity capital | $2,124,000 | 7,567 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $4,750,000 | 1,004 |
| Surplus | $17,512,000 | 1,750 |
| Undivided profits | $-20,138,000 | 7,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $28,119,000 | 629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $628,000 | 4,598 |
| Earning assets | $198,644,000 | 2,951 |
| Long-term assets (5+ years) | $25,707,000 | 3,733 |
| Average Assets, year-to-date | $260,094,250 | 2,489 |
| Average Assets, quarterly | $251,381,500 | 2,592 |
| Volatile liabilities | $90,006,000 | 1,544 |
| Insider loans | $4,627,000 | 1,530 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $13,091,000 | 3,375 |
| Tier 1 (core) risk-based capital | $2,158,000 | 7,541 |
| Tier 2 risk-based capital | $2,158,000 | 2,415 |
| Total risk weighted assets | $208,869,000 | 2,140 |
| Total unused commitments | $13,091,000 | 3,379 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 59 | 2,661 |
| Assets and Liabilities | ||
| Total Assets: | $258,387,000 | 2,541 |
| Cash and due from depository institutions | $19,865,000 | 2,661 |
| Interest-bearing balances | $16,694,000 | 1,885 |
| Securities | $24,987,000 | 3,884 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $176,456,000 | 2,422 |
| Loan loss allowance | $4,878,000 | 1,628 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,136,000 | 2,016 |
| Other real estate owned | $26,337,000 | 2,661 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,606,000 | 3,493 |
| Life insurance assets | $2,586,000 | 2,002 |
| Total liabilities and capital | $258,387,000 | 2,541 |
| Total liabilities | $249,012,000 | 2,371 |
| Total deposits | $247,138,000 | 2,203 |
| Interest-bearing deposits | $231,740,000 | 2,048 |
| Deposits held in domestic offices | $247,138,000 | 2,201 |
| % insured | 96.70% | 969 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,874,000 | 2,222 |
| Total equity capital | $9,375,000 | 5,416 |
| Total bank equity capital | $9,375,000 | 5,415 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,750,000 | 1,021 |
| Surplus | $17,512,000 | 1,754 |
| Undivided profits | $-12,887,000 | 7,575 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $37,222,000 | 503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $693,000 | 4,277 |
| Earning assets | $218,137,000 | 2,720 |
| Long-term assets (5+ years) | $36,976,000 | 2,980 |
| Average Assets, year-to-date | $265,333,670 | 2,463 |
| Average Assets, quarterly | $262,867,500 | 2,487 |
| Volatile liabilities | $95,511,000 | 1,497 |
| Insider loans | $4,762,000 | 1,517 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,659,000 | 3,512 |
| Tier 1 (core) risk-based capital | $9,134,000 | 5,348 |
| Tier 2 risk-based capital | $2,723,000 | 1,978 |
| Total risk weighted assets | $215,643,000 | 2,106 |
| Total unused commitments | $12,659,000 | 3,520 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 59 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $267,348,000 | 2,500 |
| Cash and due from depository institutions | $4,711,000 | 2,700 |
| Interest-bearing balances | $1,658,000 | 4,988 |
| Securities | $26,425,000 | 3,786 |
| Federal funds sold & reverse repurchase agreements | $16,195,000 | 539 |
| Net loans & leases | $179,407,000 | 2,446 |
| Loan loss allowance | $4,132,000 | 1,887 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $6,186,000 | 2,034 |
| Other real estate owned | $27,308,000 | 2,700 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,116,000 | 2,642 |
| Life insurance assets | $2,561,000 | 2,020 |
| Total liabilities and capital | $267,348,000 | 2,500 |
| Total liabilities | $255,820,000 | 2,363 |
| Total deposits | $252,636,000 | 2,201 |
| Interest-bearing deposits | $235,335,000 | 2,063 |
| Deposits held in domestic offices | $252,636,000 | 2,199 |
| % insured | 96.00% | 1,307 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $1,750,000 | 4,479 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,434,000 | 2,694 |
| Total equity capital | $11,528,000 | 4,852 |
| Total bank equity capital | $11,528,000 | 4,852 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $4,750,000 | 1,039 |
| Surplus | $17,512,000 | 1,790 |
| Undivided profits | $-10,734,000 | 7,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $35,904,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $661,000 | 4,494 |
| Earning assets | $223,685,000 | 2,697 |
| Long-term assets (5+ years) | $35,279,000 | 3,084 |
| Average Assets, year-to-date | $268,807,000 | 2,484 |
| Average Assets, quarterly | $268,807,000 | 2,484 |
| Volatile liabilities | $101,220,000 | 1,470 |
| Insider loans | $4,424,000 | 1,684 |
| FHLB advances | $1,750,000 | 4,325 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,955,000 | 3,444 |
| Tier 1 (core) risk-based capital | $11,559,000 | 4,684 |
| Tier 2 risk-based capital | $2,808,000 | 1,974 |
| Total risk weighted assets | $223,335,000 | 2,102 |
| Total unused commitments | $13,955,000 | 3,448 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 59 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $270,266,000 | 2,495 |
| Cash and due from depository institutions | $5,952,000 | 2,726 |
| Interest-bearing balances | $2,717,000 | 4,145 |
| Securities | $25,063,000 | 3,886 |
| Federal funds sold & reverse repurchase agreements | $15,945,000 | 519 |
| Net loans & leases | $186,364,000 | 2,412 |
| Loan loss allowance | $5,987,000 | 1,397 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $6,264,000 | 2,047 |
| Other real estate owned | $23,440,000 | 2,726 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,238,000 | 2,656 |
| Life insurance assets | $2,536,000 | 2,041 |
| Total liabilities and capital | $270,266,000 | 2,495 |
| Total liabilities | $257,139,000 | 2,369 |
| Total deposits | $253,981,000 | 2,193 |
| Interest-bearing deposits | $237,980,000 | 2,034 |
| Deposits held in domestic offices | $253,981,000 | 2,191 |
| % insured | 94.68% | 1,843 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $1,750,000 | 4,623 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,408,000 | 2,770 |
| Total equity capital | $13,127,000 | 4,446 |
| Total bank equity capital | $13,127,000 | 4,446 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $4,750,000 | 1,054 |
| Surplus | $17,512,000 | 1,793 |
| Undivided profits | $-9,135,000 | 7,620 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $37,631,000 | 516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $650,000 | 4,669 |
| Earning assets | $230,089,000 | 2,649 |
| Long-term assets (5+ years) | $34,190,000 | 3,120 |
| Average Assets, year-to-date | $279,902,400 | 2,349 |
| Average Assets, quarterly | $280,607,000 | 2,390 |
| Volatile liabilities | $94,408,000 | 1,591 |
| Insider loans | $4,132,000 | 1,825 |
| FHLB advances | $1,750,000 | 4,470 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $14,734,000 | 3,358 |
| Tier 1 (core) risk-based capital | $13,262,000 | 4,260 |
| Tier 2 risk-based capital | $2,865,000 | 1,964 |
| Total risk weighted assets | $225,685,000 | 2,125 |
| Total unused commitments | $14,734,000 | 3,360 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 57 | 2,828 |
| Assets and Liabilities | ||
| Total Assets: | $290,948,000 | 2,325 |
| Cash and due from depository institutions | $39,686,000 | 2,828 |
| Interest-bearing balances | $36,637,000 | 734 |
| Securities | $15,978,000 | 4,940 |
| Federal funds sold & reverse repurchase agreements | $8,925,000 | 1,039 |
| Net loans & leases | $195,024,000 | 2,346 |
| Loan loss allowance | $9,097,000 | 901 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,339,000 | 2,052 |
| Other real estate owned | $19,667,000 | 2,828 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,329,000 | 2,981 |
| Life insurance assets | $2,511,000 | 2,043 |
| Total liabilities and capital | $290,948,000 | 2,325 |
| Total liabilities | $274,990,000 | 2,238 |
| Total deposits | $268,654,000 | 2,074 |
| Interest-bearing deposits | $247,017,000 | 1,968 |
| Deposits held in domestic offices | $268,654,000 | 2,072 |
| % insured | 93.15% | 2,637 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,750,000 | 3,894 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,586,000 | 2,794 |
| Total equity capital | $15,958,000 | 3,948 |
| Total bank equity capital | $15,958,000 | 3,948 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $4,750,000 | 1,074 |
| Surplus | $17,512,000 | 1,787 |
| Undivided profits | $-6,304,000 | 7,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $45,639,000 | 439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $714,000 | 4,581 |
| Earning assets | $256,564,000 | 2,413 |
| Long-term assets (5+ years) | $24,596,000 | 3,747 |
| Average Assets, year-to-date | $282,311,500 | 2,344 |
| Average Assets, quarterly | $290,973,500 | 2,312 |
| Volatile liabilities | $99,365,000 | 1,538 |
| Insider loans | $4,163,000 | 1,824 |
| FHLB advances | $4,750,000 | 3,759 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,745,000 | 3,464 |
| Tier 1 (core) risk-based capital | $15,889,000 | 3,802 |
| Tier 2 risk-based capital | $3,040,000 | 1,867 |
| Total risk weighted assets | $237,179,000 | 2,052 |
| Total unused commitments | $14,745,000 | 3,465 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 60 | 2,759 |
| Assets and Liabilities | ||
| Total Assets: | $290,999,000 | 2,332 |
| Cash and due from depository institutions | $43,630,000 | 2,759 |
| Interest-bearing balances | $25,223,000 | 864 |
| Securities | $16,910,000 | 4,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $198,947,000 | 2,342 |
| Loan loss allowance | $9,845,000 | 819 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,415,000 | 2,044 |
| Other real estate owned | $19,756,000 | 2,759 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,341,000 | 2,992 |
| Life insurance assets | $2,486,000 | 2,063 |
| Total liabilities and capital | $290,999,000 | 2,332 |
| Total liabilities | $273,111,000 | 2,256 |
| Total deposits | $266,685,000 | 2,080 |
| Interest-bearing deposits | $248,349,000 | 1,953 |
| Deposits held in domestic offices | $266,685,000 | 2,078 |
| % insured | 83.78% | 2,564 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $4,750,000 | 3,989 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,676,000 | 2,706 |
| Total equity capital | $17,888,000 | 3,558 |
| Total bank equity capital | $17,888,000 | 3,558 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,750,000 | 1,085 |
| Surplus | $17,512,000 | 1,784 |
| Undivided profits | $-4,374,000 | 7,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $45,377,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $848,000 | 3,990 |
| Earning assets | $241,080,000 | 2,546 |
| Long-term assets (5+ years) | $24,729,000 | 3,717 |
| Average Assets, year-to-date | $279,432,670 | 2,380 |
| Average Assets, quarterly | $284,262,000 | 2,360 |
| Volatile liabilities | $98,447,000 | 1,552 |
| Insider loans | $4,182,000 | 1,843 |
| FHLB advances | $4,750,000 | 3,842 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,609,000 | 3,445 |
| Tier 1 (core) risk-based capital | $17,819,000 | 3,475 |
| Tier 2 risk-based capital | $3,089,000 | 1,839 |
| Total risk weighted assets | $240,333,000 | 2,068 |
| Total unused commitments | $15,609,000 | 3,447 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 61 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $277,525,000 | 2,420 |
| Cash and due from depository institutions | $27,249,000 | 2,714 |
| Interest-bearing balances | $3,654,000 | 2,956 |
| Securities | $15,816,000 | 4,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $201,352,000 | 2,323 |
| Loan loss allowance | $10,533,000 | 724 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,510,000 | 2,017 |
| Other real estate owned | $18,565,000 | 2,714 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $8,033,000 | 2,242 |
| Life insurance assets | $2,460,000 | 2,076 |
| Total liabilities and capital | $277,525,000 | 2,420 |
| Total liabilities | $258,530,000 | 2,356 |
| Total deposits | $252,196,000 | 2,188 |
| Interest-bearing deposits | $234,494,000 | 2,054 |
| Deposits held in domestic offices | $252,196,000 | 2,186 |
| % insured | 85.46% | 2,155 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,750,000 | 4,053 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,584,000 | 2,751 |
| Total equity capital | $18,995,000 | 3,427 |
| Total bank equity capital | $18,995,000 | 3,427 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,750,000 | 1,084 |
| Surplus | $17,512,000 | 1,762 |
| Undivided profits | $-3,267,000 | 7,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $49,861,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $769,000 | 4,256 |
| Earning assets | $220,822,000 | 2,778 |
| Long-term assets (5+ years) | $22,651,000 | 3,862 |
| Average Assets, year-to-date | $273,649,500 | 2,431 |
| Average Assets, quarterly | $273,649,500 | 2,431 |
| Volatile liabilities | $89,820,000 | 1,693 |
| Insider loans | $4,420,000 | 1,760 |
| FHLB advances | $4,750,000 | 3,915 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $17,317,000 | 3,348 |
| Tier 1 (core) risk-based capital | $18,847,000 | 3,328 |
| Tier 2 risk-based capital | $3,115,000 | 1,819 |
| Total risk weighted assets | $241,808,000 | 2,061 |
| Total unused commitments | $17,317,000 | 3,348 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 66 | 2,546 |
| Assets and Liabilities | ||
| Total Assets: | $269,774,000 | 2,467 |
| Cash and due from depository institutions | $2,932,000 | 2,546 |
| Interest-bearing balances | $306,000 | 4,737 |
| Securities | $19,680,000 | 4,491 |
| Federal funds sold & reverse repurchase agreements | $10,401,000 | 946 |
| Net loans & leases | $205,679,000 | 2,290 |
| Loan loss allowance | $11,351,000 | 655 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,598,000 | 1,993 |
| Other real estate owned | $16,398,000 | 2,546 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,086,000 | 2,240 |
| Life insurance assets | $2,435,000 | 2,093 |
| Total liabilities and capital | $269,774,000 | 2,467 |
| Total liabilities | $249,902,000 | 2,409 |
| Total deposits | $243,486,000 | 2,207 |
| Interest-bearing deposits | $227,619,000 | 2,052 |
| Deposits held in domestic offices | $243,486,000 | 2,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $4,750,000 | 4,253 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,666,000 | 2,622 |
| Total equity capital | $19,872,000 | 3,273 |
| Total bank equity capital | $19,872,000 | 3,273 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,750,000 | 1,076 |
| Surplus | $17,312,000 | 1,748 |
| Undivided profits | $-2,190,000 | 7,554 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $55,033,000 | 288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $899,000 | 3,993 |
| Earning assets | $236,066,000 | 2,575 |
| Long-term assets (5+ years) | $25,302,000 | 3,598 |
| Average Assets, year-to-date | $289,091,800 | 2,259 |
| Average Assets, quarterly | $277,955,500 | 2,390 |
| Volatile liabilities | $77,976,000 | 1,907 |
| Insider loans | $3,124,000 | 2,377 |
| FHLB advances | $4,750,000 | 4,135 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $21,697,000 | 2,924 |
| Tier 1 (core) risk-based capital | $19,631,000 | 3,176 |
| Tier 2 risk-based capital | $3,132,000 | 1,788 |
| Total risk weighted assets | $242,362,000 | 2,052 |
| Total unused commitments | $21,697,000 | 2,924 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 66 | 2,574 |
| Assets and Liabilities | ||
| Total Assets: | $286,137,000 | 2,340 |
| Cash and due from depository institutions | $5,210,000 | 2,574 |
| Interest-bearing balances | $1,769,000 | 2,490 |
| Securities | $20,913,000 | 4,281 |
| Federal funds sold & reverse repurchase agreements | $17,814,000 | 639 |
| Net loans & leases | $217,152,000 | 2,192 |
| Loan loss allowance | $9,997,000 | 658 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,638,000 | 1,979 |
| Other real estate owned | $9,341,000 | 2,574 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,069,000 | 2,055 |
| Life insurance assets | $2,409,000 | 2,098 |
| Total liabilities and capital | $286,137,000 | 2,340 |
| Total liabilities | $261,211,000 | 2,315 |
| Total deposits | $254,910,000 | 2,089 |
| Interest-bearing deposits | $235,285,000 | 1,975 |
| Deposits held in domestic offices | $254,910,000 | 2,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $4,750,000 | 4,270 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,551,000 | 2,835 |
| Total equity capital | $24,926,000 | 2,677 |
| Total bank equity capital | $24,926,000 | 2,677 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,750,000 | 1,078 |
| Surplus | $16,512,000 | 1,787 |
| Undivided profits | $3,664,000 | 5,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,908,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,199,000 | 3,252 |
| Earning assets | $257,648,000 | 2,367 |
| Long-term assets (5+ years) | $25,319,000 | 3,559 |
| Average Assets, year-to-date | $293,921,250 | 2,242 |
| Average Assets, quarterly | $285,991,500 | 2,318 |
| Volatile liabilities | $66,161,000 | 2,118 |
| Insider loans | $3,577,000 | 2,145 |
| FHLB advances | $4,750,000 | 4,141 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,396,000 | 2,851 |
| Tier 1 (core) risk-based capital | $24,823,000 | 2,585 |
| Tier 2 risk-based capital | $3,204,000 | 1,701 |
| Total risk weighted assets | $249,517,000 | 2,015 |
| Total unused commitments | $24,396,000 | 2,853 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 68 | 2,539 |
| Assets and Liabilities | ||
| Total Assets: | $285,846,000 | 2,326 |
| Cash and due from depository institutions | $5,906,000 | 2,539 |
| Interest-bearing balances | $1,884,000 | 2,285 |
| Securities | $19,485,000 | 4,522 |
| Federal funds sold & reverse repurchase agreements | $10,167,000 | 1,205 |
| Net loans & leases | $230,142,000 | 2,073 |
| Loan loss allowance | $8,404,000 | 744 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,737,000 | 1,937 |
| Other real estate owned | $5,088,000 | 2,539 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,321,000 | 2,146 |
| Life insurance assets | $2,383,000 | 2,115 |
| Total liabilities and capital | $285,846,000 | 2,326 |
| Total liabilities | $259,345,000 | 2,308 |
| Total deposits | $253,127,000 | 2,091 |
| Interest-bearing deposits | $231,755,000 | 1,996 |
| Deposits held in domestic offices | $253,127,000 | 2,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $4,750,000 | 4,130 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,468,000 | 2,938 |
| Total equity capital | $26,501,000 | 2,554 |
| Total bank equity capital | $26,501,000 | 2,554 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,750,000 | 1,073 |
| Surplus | $16,512,000 | 1,773 |
| Undivided profits | $5,239,000 | 4,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,457,000 | 339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,201,000 | 3,162 |
| Earning assets | $261,678,000 | 2,318 |
| Long-term assets (5+ years) | $23,248,000 | 3,663 |
| Average Assets, year-to-date | $296,516,000 | 2,227 |
| Average Assets, quarterly | $292,303,000 | 2,275 |
| Volatile liabilities | $75,690,000 | 1,870 |
| Insider loans | $14,141,000 | 495 |
| FHLB advances | $4,750,000 | 4,006 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $27,602,000 | 2,695 |
| Tier 1 (core) risk-based capital | $26,619,000 | 2,446 |
| Tier 2 risk-based capital | $3,309,000 | 1,646 |
| Total risk weighted assets | $259,618,000 | 1,933 |
| Total unused commitments | $27,602,000 | 2,696 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 66 | 2,599 |
| Assets and Liabilities | ||
| Total Assets: | $298,760,000 | 2,248 |
| Cash and due from depository institutions | $4,503,000 | 2,599 |
| Interest-bearing balances | $1,251,000 | 2,796 |
| Securities | $20,934,000 | 4,306 |
| Federal funds sold & reverse repurchase agreements | $16,802,000 | 997 |
| Net loans & leases | $237,833,000 | 1,991 |
| Loan loss allowance | $8,837,000 | 658 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,828,000 | 1,894 |
| Other real estate owned | $4,044,000 | 2,599 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,816,000 | 2,201 |
| Life insurance assets | $2,358,000 | 2,118 |
| Total liabilities and capital | $298,760,000 | 2,248 |
| Total liabilities | $271,627,000 | 2,214 |
| Total deposits | $265,273,000 | 2,006 |
| Interest-bearing deposits | $244,029,000 | 1,902 |
| Deposits held in domestic offices | $265,273,000 | 2,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $4,750,000 | 3,883 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,604,000 | 2,929 |
| Total equity capital | $27,133,000 | 2,562 |
| Total bank equity capital | $27,133,000 | 2,562 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,750,000 | 1,066 |
| Surplus | $16,512,000 | 1,766 |
| Undivided profits | $5,871,000 | 4,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,540,000 | 363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,449,000 | 2,708 |
| Earning assets | $276,820,000 | 2,225 |
| Long-term assets (5+ years) | $25,124,000 | 3,426 |
| Average Assets, year-to-date | $301,851,000 | 2,211 |
| Average Assets, quarterly | $301,851,000 | 2,211 |
| Volatile liabilities | $83,200,000 | 1,693 |
| Insider loans | $14,181,000 | 492 |
| FHLB advances | $4,750,000 | 3,765 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $38,711,000 | 2,167 |
| Tier 1 (core) risk-based capital | $26,892,000 | 2,424 |
| Tier 2 risk-based capital | $3,462,000 | 1,543 |
| Total risk weighted assets | $271,623,000 | 1,851 |
| Total unused commitments | $38,711,000 | 2,169 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 66 | 2,614 |
| Assets and Liabilities | ||
| Total Assets: | $304,942,000 | 2,186 |
| Cash and due from depository institutions | $3,935,000 | 2,614 |
| Interest-bearing balances | $562,000 | 3,045 |
| Securities | $21,615,000 | 4,249 |
| Federal funds sold & reverse repurchase agreements | $9,388,000 | 1,460 |
| Net loans & leases | $253,309,000 | 1,858 |
| Loan loss allowance | $9,068,000 | 623 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,912,000 | 1,866 |
| Other real estate owned | $1,341,000 | 2,614 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,442,000 | 2,073 |
| Life insurance assets | $2,331,000 | 2,120 |
| Total liabilities and capital | $304,942,000 | 2,186 |
| Total liabilities | $278,044,000 | 2,143 |
| Total deposits | $271,614,000 | 1,956 |
| Interest-bearing deposits | $250,833,000 | 1,843 |
| Deposits held in domestic offices | $271,614,000 | 1,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,750,000 | 3,702 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,680,000 | 2,810 |
| Total equity capital | $26,898,000 | 2,555 |
| Total bank equity capital | $26,898,000 | 2,555 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,750,000 | 1,052 |
| Surplus | $16,512,000 | 1,747 |
| Undivided profits | $5,636,000 | 4,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,977,000 | 477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,031,000 | 2,097 |
| Earning assets | $284,874,000 | 2,138 |
| Long-term assets (5+ years) | $25,262,000 | 3,220 |
| Average Assets, year-to-date | $311,055,400 | 2,072 |
| Average Assets, quarterly | $311,255,500 | 2,123 |
| Volatile liabilities | $111,000,000 | 1,326 |
| Insider loans | $14,564,000 | 474 |
| FHLB advances | $4,750,000 | 3,576 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $45,103,000 | 1,932 |
| Tier 1 (core) risk-based capital | $26,877,000 | 2,420 |
| Tier 2 risk-based capital | $3,621,000 | 1,475 |
| Total risk weighted assets | $284,235,000 | 1,758 |
| Total unused commitments | $45,103,000 | 1,933 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 69 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $317,569,000 | 2,074 |
| Cash and due from depository institutions | $6,290,000 | 2,493 |
| Interest-bearing balances | $1,748,000 | 1,911 |
| Securities | $21,934,000 | 4,231 |
| Federal funds sold & reverse repurchase agreements | $13,941,000 | 1,003 |
| Net loans & leases | $261,283,000 | 1,769 |
| Loan loss allowance | $4,526,000 | 1,161 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,016,000 | 1,800 |
| Other real estate owned | $1,178,000 | 2,493 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,927,000 | 2,713 |
| Life insurance assets | $1,566,000 | 2,536 |
| Total liabilities and capital | $317,569,000 | 2,074 |
| Total liabilities | $287,936,000 | 2,043 |
| Total deposits | $281,234,000 | 1,867 |
| Interest-bearing deposits | $256,766,000 | 1,798 |
| Deposits held in domestic offices | $281,234,000 | 1,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,750,000 | 3,616 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,952,000 | 2,537 |
| Total equity capital | $29,633,000 | 2,325 |
| Total bank equity capital | $29,633,000 | 2,325 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,750,000 | 1,033 |
| Surplus | $16,512,000 | 1,709 |
| Undivided profits | $8,371,000 | 3,552 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,355,000 | 2,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $446,000 | 345 |
| Income earned, not collected on loans | $2,050,000 | 2,237 |
| Earning assets | $298,906,000 | 2,018 |
| Long-term assets (5+ years) | $24,333,000 | 3,174 |
| Average Assets, year-to-date | $312,583,750 | 2,053 |
| Average Assets, quarterly | $318,183,500 | 2,050 |
| Volatile liabilities | $107,629,000 | 1,312 |
| Insider loans | $6,118,000 | 1,217 |
| FHLB advances | $4,750,000 | 3,466 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $48,445,000 | 1,828 |
| Tier 1 (core) risk-based capital | $29,721,000 | 2,207 |
| Tier 2 risk-based capital | $3,700,000 | 1,434 |
| Total risk weighted assets | $295,183,000 | 1,668 |
| Total unused commitments | $48,445,000 | 1,828 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 70 | 2,517 |
| Assets and Liabilities | ||
| Total Assets: | $318,798,000 | 2,059 |
| Cash and due from depository institutions | $4,993,000 | 2,517 |
| Interest-bearing balances | $838,000 | 2,623 |
| Securities | $17,098,000 | 4,870 |
| Federal funds sold & reverse repurchase agreements | $10,601,000 | 1,510 |
| Net loans & leases | $273,603,000 | 1,713 |
| Loan loss allowance | $4,251,000 | 1,237 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,093,000 | 1,765 |
| Other real estate owned | $0 | 2,517 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,410,000 | 2,879 |
| Life insurance assets | $1,552,000 | 2,549 |
| Total liabilities and capital | $318,798,000 | 2,059 |
| Total liabilities | $289,978,000 | 2,030 |
| Total deposits | $283,401,000 | 1,884 |
| Interest-bearing deposits | $257,347,000 | 1,814 |
| Deposits held in domestic offices | $283,401,000 | 1,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,750,000 | 3,521 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,827,000 | 2,527 |
| Total equity capital | $28,820,000 | 2,368 |
| Total bank equity capital | $28,820,000 | 2,368 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,750,000 | 1,022 |
| Surplus | $16,512,000 | 1,710 |
| Undivided profits | $7,558,000 | 3,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,215,000 | 1,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,600,000 | 2,633 |
| Earning assets | $302,140,000 | 2,001 |
| Long-term assets (5+ years) | $20,094,000 | 3,471 |
| Average Assets, year-to-date | $310,922,000 | 2,089 |
| Average Assets, quarterly | $316,584,500 | 2,066 |
| Volatile liabilities | $115,312,000 | 1,216 |
| Insider loans | $4,973,000 | 1,490 |
| FHLB advances | $4,750,000 | 3,373 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $51,891,000 | 1,774 |
| Tier 1 (core) risk-based capital | $29,003,000 | 2,269 |
| Tier 2 risk-based capital | $3,776,000 | 1,407 |
| Total risk weighted assets | $301,620,000 | 1,648 |
| Total unused commitments | $51,891,000 | 1,775 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 70 | 2,490 |
| Assets and Liabilities | ||
| Total Assets: | $314,371,000 | 2,091 |
| Cash and due from depository institutions | $5,174,000 | 2,490 |
| Interest-bearing balances | $932,000 | 2,613 |
| Securities | $18,501,000 | 4,710 |
| Federal funds sold & reverse repurchase agreements | $17,967,000 | 1,088 |
| Net loans & leases | $260,248,000 | 1,773 |
| Loan loss allowance | $3,937,000 | 1,347 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,192,000 | 1,718 |
| Other real estate owned | $0 | 2,490 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,289,000 | 2,865 |
| Life insurance assets | $1,534,000 | 2,555 |
| Total liabilities and capital | $314,371,000 | 2,091 |
| Total liabilities | $286,366,000 | 2,050 |
| Total deposits | $278,374,000 | 1,921 |
| Interest-bearing deposits | $248,666,000 | 1,867 |
| Deposits held in domestic offices | $278,374,000 | 1,916 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,992,000 | 2,404 |
| Total equity capital | $28,005,000 | 2,430 |
| Total bank equity capital | $28,005,000 | 2,430 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,750,000 | 1,007 |
| Surplus | $16,512,000 | 1,675 |
| Undivided profits | $6,743,000 | 4,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,496,000 | 2,686 |
| Earning assets | $297,648,000 | 2,023 |
| Long-term assets (5+ years) | $16,686,000 | 3,787 |
| Average Assets, year-to-date | $306,984,000 | 2,115 |
| Average Assets, quarterly | $306,984,000 | 2,115 |
| Volatile liabilities | $103,279,000 | 1,318 |
| Insider loans | $5,115,000 | 1,403 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $61,305,000 | 1,567 |
| Tier 1 (core) risk-based capital | $28,154,000 | 2,293 |
| Tier 2 risk-based capital | $3,643,000 | 1,450 |
| Total risk weighted assets | $291,254,000 | 1,677 |
| Total unused commitments | $61,305,000 | 1,568 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $299,597,000 | 2,176 |
| Cash and due from depository institutions | $5,291,000 | 2,506 |
| Interest-bearing balances | $748,000 | 2,774 |
| Securities | $19,870,000 | 4,570 |
| Federal funds sold & reverse repurchase agreements | $12,593,000 | 1,308 |
| Net loans & leases | $249,082,000 | 1,822 |
| Loan loss allowance | $3,734,000 | 1,405 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,288,000 | 1,657 |
| Other real estate owned | $0 | 2,506 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,473,000 | 2,816 |
| Life insurance assets | $1,517,000 | 2,534 |
| Total liabilities and capital | $299,597,000 | 2,176 |
| Total liabilities | $272,474,000 | 2,147 |
| Total deposits | $263,147,000 | 1,994 |
| Interest-bearing deposits | $240,115,000 | 1,888 |
| Deposits held in domestic offices | $263,147,000 | 1,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 2,983 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,327,000 | 2,129 |
| Total equity capital | $27,123,000 | 2,442 |
| Total bank equity capital | $27,123,000 | 2,442 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,750,000 | 992 |
| Surplus | $16,512,000 | 1,640 |
| Undivided profits | $5,861,000 | 4,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,750,000 | 2,406 |
| Earning assets | $282,293,000 | 2,120 |
| Long-term assets (5+ years) | $16,714,000 | 3,735 |
| Average Assets, year-to-date | $271,937,400 | 2,289 |
| Average Assets, quarterly | $289,231,000 | 2,229 |
| Volatile liabilities | $97,223,000 | 1,545 |
| Insider loans | $6,241,000 | 1,141 |
| FHLB advances | $7,000,000 | 2,863 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $69,656,000 | 1,398 |
| Tier 1 (core) risk-based capital | $27,326,000 | 2,323 |
| Tier 2 risk-based capital | $3,548,000 | 1,473 |
| Total risk weighted assets | $283,676,000 | 1,708 |
| Total unused commitments | $69,656,000 | 1,398 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 69 | 2,560 |
| Assets and Liabilities | ||
| Total Assets: | $278,865,000 | 2,307 |
| Cash and due from depository institutions | $9,009,000 | 2,560 |
| Interest-bearing balances | $5,001,000 | 983 |
| Securities | $21,316,000 | 4,404 |
| Federal funds sold & reverse repurchase agreements | $13,730,000 | 1,015 |
| Net loans & leases | $222,033,000 | 2,020 |
| Loan loss allowance | $3,809,000 | 1,365 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,385,000 | 1,592 |
| Other real estate owned | $0 | 2,560 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,392,000 | 2,854 |
| Life insurance assets | $1,501,000 | 2,513 |
| Total liabilities and capital | $278,866,000 | 2,307 |
| Total liabilities | $252,155,000 | 2,282 |
| Total deposits | $245,804,000 | 2,104 |
| Interest-bearing deposits | $217,613,000 | 2,034 |
| Deposits held in domestic offices | $245,804,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,500,000 | 3,779 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,851,000 | 2,501 |
| Total equity capital | $26,711,000 | 2,461 |
| Total bank equity capital | $26,711,000 | 2,461 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,750,000 | 978 |
| Surplus | $16,512,000 | 1,624 |
| Undivided profits | $5,449,000 | 4,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,358,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,380,000 | 2,998 |
| Earning assets | $262,080,000 | 2,254 |
| Long-term assets (5+ years) | $16,880,000 | 3,659 |
| Average Assets, year-to-date | $265,022,500 | 2,355 |
| Average Assets, quarterly | $272,145,500 | 2,335 |
| Volatile liabilities | $71,355,000 | 1,990 |
| Insider loans | $6,312,000 | 1,108 |
| FHLB advances | $4,500,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $68,649,000 | 1,445 |
| Tier 1 (core) risk-based capital | $26,973,000 | 2,332 |
| Tier 2 risk-based capital | $3,197,000 | 1,616 |
| Total risk weighted assets | $255,118,000 | 1,862 |
| Total unused commitments | $68,649,000 | 1,445 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 70 | 2,528 |
| Assets and Liabilities | ||
| Total Assets: | $265,426,000 | 2,396 |
| Cash and due from depository institutions | $5,843,000 | 2,528 |
| Interest-bearing balances | $1,965,000 | 1,826 |
| Securities | $23,157,000 | 4,169 |
| Federal funds sold & reverse repurchase agreements | $5,085,000 | 2,218 |
| Net loans & leases | $218,188,000 | 2,032 |
| Loan loss allowance | $4,634,000 | 1,104 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,498,000 | 1,547 |
| Other real estate owned | $0 | 2,528 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,655,000 | 2,731 |
| Life insurance assets | $1,485,000 | 2,486 |
| Total liabilities and capital | $265,426,000 | 2,396 |
| Total liabilities | $239,674,000 | 2,381 |
| Total deposits | $228,851,000 | 2,237 |
| Interest-bearing deposits | $201,064,000 | 2,154 |
| Deposits held in domestic offices | $228,851,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,500,000 | 2,767 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,323,000 | 2,947 |
| Total equity capital | $25,752,000 | 2,454 |
| Total bank equity capital | $25,752,000 | 2,454 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,750,000 | 957 |
| Surplus | $16,512,000 | 1,580 |
| Undivided profits | $4,490,000 | 4,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,222,000 | 1,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,453,000 | 2,566 |
| Earning assets | $248,395,000 | 2,345 |
| Long-term assets (5+ years) | $16,619,000 | 3,675 |
| Average Assets, year-to-date | $260,408,330 | 2,395 |
| Average Assets, quarterly | $263,225,500 | 2,394 |
| Volatile liabilities | $62,923,000 | 2,162 |
| Insider loans | $9,730,000 | 693 |
| FHLB advances | $9,500,000 | 2,635 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $71,121,000 | 1,390 |
| Tier 1 (core) risk-based capital | $26,147,000 | 2,361 |
| Tier 2 risk-based capital | $3,138,000 | 1,609 |
| Total risk weighted assets | $249,540,000 | 1,874 |
| Total unused commitments | $71,121,000 | 1,391 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 70 | 2,508 |
| Assets and Liabilities | ||
| Total Assets: | $261,025,000 | 2,404 |
| Cash and due from depository institutions | $7,608,000 | 2,508 |
| Interest-bearing balances | $3,867,000 | 1,321 |
| Securities | $25,118,000 | 4,016 |
| Federal funds sold & reverse repurchase agreements | $15,948,000 | 932 |
| Net loans & leases | $199,567,000 | 2,158 |
| Loan loss allowance | $4,189,000 | 1,211 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,522,000 | 1,514 |
| Other real estate owned | $0 | 2,508 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,262,000 | 2,812 |
| Life insurance assets | $1,471,000 | 2,458 |
| Total liabilities and capital | $261,024,000 | 2,404 |
| Total liabilities | $235,636,000 | 2,398 |
| Total deposits | $223,453,000 | 2,271 |
| Interest-bearing deposits | $199,867,000 | 2,153 |
| Deposits held in domestic offices | $223,453,000 | 2,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,750,000 | 2,469 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,433,000 | 2,776 |
| Total equity capital | $25,388,000 | 2,451 |
| Total bank equity capital | $25,388,000 | 2,451 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,750,000 | 941 |
| Surplus | $16,512,000 | 1,532 |
| Undivided profits | $4,126,000 | 5,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,335,000 | 1,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,164,000 | 2,999 |
| Earning assets | $244,500,000 | 2,348 |
| Long-term assets (5+ years) | $15,581,000 | 3,774 |
| Average Assets, year-to-date | $257,899,500 | 2,420 |
| Average Assets, quarterly | $257,899,500 | 2,420 |
| Volatile liabilities | $52,789,000 | 2,377 |
| Insider loans | $9,739,000 | 664 |
| FHLB advances | $10,750,000 | 2,362 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $63,481,000 | 1,525 |
| Tier 1 (core) risk-based capital | $25,028,000 | 2,419 |
| Tier 2 risk-based capital | $2,932,000 | 1,675 |
| Total risk weighted assets | $233,289,000 | 1,932 |
| Total unused commitments | $63,481,000 | 1,525 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 69 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $254,774,000 | 2,445 |
| Cash and due from depository institutions | $8,755,000 | 2,538 |
| Interest-bearing balances | $3,944,000 | 1,324 |
| Securities | $26,461,000 | 3,901 |
| Federal funds sold & reverse repurchase agreements | $10,088,000 | 1,356 |
| Net loans & leases | $196,554,000 | 2,135 |
| Loan loss allowance | $4,111,000 | 1,216 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,578,000 | 1,472 |
| Other real estate owned | $0 | 2,538 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,338,000 | 2,749 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $254,773,000 | 2,445 |
| Total liabilities | $230,138,000 | 2,441 |
| Total deposits | $216,584,000 | 2,330 |
| Interest-bearing deposits | $190,809,000 | 2,208 |
| Deposits held in domestic offices | $216,584,000 | 2,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,250,000 | 2,356 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,304,000 | 2,898 |
| Total equity capital | $24,635,000 | 2,482 |
| Total bank equity capital | $24,635,000 | 2,482 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,750,000 | 925 |
| Surplus | $16,512,000 | 1,510 |
| Undivided profits | $3,373,000 | 5,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,505,000 | 1,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,306,000 | 2,726 |
| Earning assets | $237,047,000 | 2,402 |
| Long-term assets (5+ years) | $15,570,000 | 3,754 |
| Average Assets, year-to-date | $259,157,000 | 2,293 |
| Average Assets, quarterly | $257,024,000 | 2,400 |
| Volatile liabilities | $50,984,000 | 2,416 |
| Insider loans | $12,436,000 | 496 |
| FHLB advances | $12,250,000 | 2,234 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $43,204,000 | 1,986 |
| Tier 1 (core) risk-based capital | $24,999,000 | 2,369 |
| Tier 2 risk-based capital | $2,804,000 | 1,715 |
| Total risk weighted assets | $222,996,000 | 1,982 |
| Total unused commitments | $43,204,000 | 1,987 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 68 | 2,552 |
| Assets and Liabilities | ||
| Total Assets: | $259,274,000 | 2,358 |
| Cash and due from depository institutions | $11,925,000 | 2,552 |
| Interest-bearing balances | $4,895,000 | 1,114 |
| Securities | $28,181,000 | 3,705 |
| Federal funds sold & reverse repurchase agreements | $5,793,000 | 2,045 |
| Net loans & leases | $200,923,000 | 2,059 |
| Loan loss allowance | $3,632,000 | 1,350 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,667,000 | 1,414 |
| Other real estate owned | $0 | 2,552 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,785,000 | 2,936 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $259,274,000 | 2,358 |
| Total liabilities | $235,077,000 | 2,345 |
| Total deposits | $216,472,000 | 2,274 |
| Interest-bearing deposits | $192,955,000 | 2,150 |
| Deposits held in domestic offices | $216,472,000 | 2,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $17,350,000 | 1,941 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,255,000 | 2,954 |
| Total equity capital | $24,197,000 | 2,513 |
| Total bank equity capital | $24,197,000 | 2,513 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,750,000 | 897 |
| Surplus | $16,512,000 | 1,462 |
| Undivided profits | $2,935,000 | 5,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $701,000 | 3,101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,132,000 | 3,070 |
| Earning assets | $239,792,000 | 2,338 |
| Long-term assets (5+ years) | $15,609,000 | 3,790 |
| Average Assets, year-to-date | $260,252,750 | 2,262 |
| Average Assets, quarterly | $259,875,500 | 2,321 |
| Volatile liabilities | $54,390,000 | 2,231 |
| Insider loans | $13,382,000 | 433 |
| FHLB advances | $17,350,000 | 1,821 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $39,878,000 | 2,055 |
| Tier 1 (core) risk-based capital | $24,417,000 | 2,400 |
| Tier 2 risk-based capital | $2,734,000 | 1,723 |
| Total risk weighted assets | $223,560,000 | 1,925 |
| Total unused commitments | $39,878,000 | 2,057 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 69 | 2,512 |
| Assets and Liabilities | ||
| Total Assets: | $260,477,000 | 2,302 |
| Cash and due from depository institutions | $10,468,000 | 2,512 |
| Interest-bearing balances | $6,241,000 | 852 |
| Securities | $30,029,000 | 3,575 |
| Federal funds sold & reverse repurchase agreements | $12,494,000 | 969 |
| Net loans & leases | $194,772,000 | 2,090 |
| Loan loss allowance | $3,647,000 | 1,328 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,731,000 | 1,376 |
| Other real estate owned | $0 | 2,512 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,983,000 | 2,753 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $260,477,000 | 2,302 |
| Total liabilities | $236,998,000 | 2,261 |
| Total deposits | $215,613,000 | 2,227 |
| Interest-bearing deposits | $193,639,000 | 2,093 |
| Deposits held in domestic offices | $215,613,000 | 2,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,350,000 | 1,754 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,035,000 | 3,154 |
| Total equity capital | $23,479,000 | 2,520 |
| Total bank equity capital | $23,479,000 | 2,520 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,750,000 | 875 |
| Surplus | $16,512,000 | 1,428 |
| Undivided profits | $2,217,000 | 6,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $733,000 | 2,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,156,000 | 2,756 |
| Earning assets | $243,536,000 | 2,249 |
| Long-term assets (5+ years) | $13,305,000 | 4,155 |
| Average Assets, year-to-date | $260,579,000 | 2,233 |
| Average Assets, quarterly | $265,581,000 | 2,220 |
| Volatile liabilities | $51,724,000 | 2,225 |
| Insider loans | $14,064,000 | 370 |
| FHLB advances | $20,350,000 | 1,659 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $37,933,000 | 2,082 |
| Tier 1 (core) risk-based capital | $23,713,000 | 2,402 |
| Tier 2 risk-based capital | $2,737,000 | 1,691 |
| Total risk weighted assets | $218,008,000 | 1,924 |
| Total unused commitments | $37,933,000 | 2,082 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 66 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $270,685,000 | 2,183 |
| Cash and due from depository institutions | $8,589,000 | 2,595 |
| Interest-bearing balances | $5,200,000 | 1,064 |
| Securities | $30,532,000 | 3,571 |
| Federal funds sold & reverse repurchase agreements | $26,659,000 | 458 |
| Net loans & leases | $192,096,000 | 2,061 |
| Loan loss allowance | $3,613,000 | 1,331 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,861,000 | 1,322 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,948,000 | 2,734 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $270,685,000 | 2,183 |
| Total liabilities | $247,892,000 | 2,135 |
| Total deposits | $225,120,000 | 2,132 |
| Interest-bearing deposits | $202,430,000 | 2,000 |
| Deposits held in domestic offices | $225,120,000 | 2,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $21,600,000 | 1,621 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,172,000 | 2,866 |
| Total equity capital | $22,793,000 | 2,523 |
| Total bank equity capital | $22,793,000 | 2,523 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,750,000 | 862 |
| Surplus | $16,512,000 | 1,387 |
| Undivided profits | $1,531,000 | 6,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 3,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,071,000 | 2,868 |
| Earning assets | $254,487,000 | 2,123 |
| Long-term assets (5+ years) | $15,426,000 | 3,926 |
| Average Assets, year-to-date | $260,630,000 | 2,239 |
| Average Assets, quarterly | $260,630,000 | 2,239 |
| Volatile liabilities | $58,405,000 | 1,926 |
| Insider loans | $10,429,000 | 548 |
| FHLB advances | $21,600,000 | 1,522 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $32,465,000 | 2,271 |
| Tier 1 (core) risk-based capital | $23,093,000 | 2,418 |
| Tier 2 risk-based capital | $2,729,000 | 1,675 |
| Total risk weighted assets | $217,012,000 | 1,894 |
| Total unused commitments | $32,465,000 | 2,275 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 68 | 2,537 |
| Assets and Liabilities | ||
| Total Assets: | $250,575,000 | 2,324 |
| Cash and due from depository institutions | $9,770,000 | 2,537 |
| Interest-bearing balances | $6,350,000 | 894 |
| Securities | $29,838,000 | 3,645 |
| Federal funds sold & reverse repurchase agreements | $4,091,000 | 2,616 |
| Net loans & leases | $193,823,000 | 2,018 |
| Loan loss allowance | $3,620,000 | 1,310 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,896,000 | 1,299 |
| Other real estate owned | $0 | 2,537 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,157,000 | 2,598 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $250,575,000 | 2,324 |
| Total liabilities | $228,195,000 | 2,304 |
| Total deposits | $200,916,000 | 2,355 |
| Interest-bearing deposits | $179,142,000 | 2,235 |
| Deposits held in domestic offices | $200,916,000 | 2,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,200,000 | 1,433 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,079,000 | 2,953 |
| Total equity capital | $22,380,000 | 2,565 |
| Total bank equity capital | $22,380,000 | 2,565 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,750,000 | 845 |
| Surplus | $16,512,000 | 1,374 |
| Undivided profits | $1,118,000 | 7,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,592,000 | 1,599 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,254,000 | 2,412 |
| Earning assets | $234,102,000 | 2,291 |
| Long-term assets (5+ years) | $15,342,000 | 4,019 |
| Average Assets, year-to-date | $238,706,200 | 2,343 |
| Average Assets, quarterly | $247,595,500 | 2,340 |
| Volatile liabilities | $61,637,000 | 1,783 |
| Insider loans | $22,223,000 | 201 |
| FHLB advances | $26,200,000 | 1,335 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $32,068,000 | 2,215 |
| Tier 1 (core) risk-based capital | $22,559,000 | 2,435 |
| Tier 2 risk-based capital | $2,702,000 | 1,676 |
| Total risk weighted assets | $215,237,000 | 1,892 |
| Total unused commitments | $32,068,000 | 2,215 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 69 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $244,616,000 | 2,357 |
| Cash and due from depository institutions | $7,940,000 | 2,501 |
| Interest-bearing balances | $4,350,000 | 1,273 |
| Securities | $31,326,000 | 3,507 |
| Federal funds sold & reverse repurchase agreements | $12,174,000 | 932 |
| Net loans & leases | $180,152,000 | 2,121 |
| Loan loss allowance | $3,198,000 | 1,476 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,013,000 | 1,242 |
| Other real estate owned | $523,000 | 2,501 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,488,000 | 2,855 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $244,616,000 | 2,357 |
| Total liabilities | $222,694,000 | 2,334 |
| Total deposits | $195,492,000 | 2,385 |
| Interest-bearing deposits | $171,794,000 | 2,286 |
| Deposits held in domestic offices | $195,492,000 | 2,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $26,200,000 | 1,437 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,002,000 | 3,195 |
| Total equity capital | $21,922,000 | 2,615 |
| Total bank equity capital | $21,922,000 | 2,615 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,750,000 | 826 |
| Surplus | $16,512,000 | 1,335 |
| Undivided profits | $660,000 | 7,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 3,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,057,000 | 2,968 |
| Earning assets | $228,002,000 | 2,329 |
| Long-term assets (5+ years) | $13,265,000 | 4,374 |
| Average Assets, year-to-date | $235,739,000 | 2,363 |
| Average Assets, quarterly | $240,659,000 | 2,366 |
| Volatile liabilities | $54,076,000 | 1,969 |
| Insider loans | $15,067,000 | 329 |
| FHLB advances | $26,200,000 | 1,333 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $32,063,000 | 2,187 |
| Tier 1 (core) risk-based capital | $22,107,000 | 2,457 |
| Tier 2 risk-based capital | $2,552,000 | 1,739 |
| Total risk weighted assets | $203,540,000 | 1,943 |
| Total unused commitments | $32,063,000 | 2,193 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 66 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $236,702,000 | 2,407 |
| Cash and due from depository institutions | $5,089,000 | 2,629 |
| Interest-bearing balances | $907,000 | 2,957 |
| Securities | $32,222,000 | 3,465 |
| Federal funds sold & reverse repurchase agreements | $12,746,000 | 849 |
| Net loans & leases | $173,664,000 | 2,151 |
| Loan loss allowance | $3,347,000 | 1,398 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,122,000 | 1,204 |
| Other real estate owned | $50,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,809,000 | 2,692 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $236,702,000 | 2,407 |
| Total liabilities | $215,723,000 | 2,381 |
| Total deposits | $188,824,000 | 2,441 |
| Interest-bearing deposits | $166,569,000 | 2,318 |
| Deposits held in domestic offices | $188,824,000 | 2,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,200,000 | 1,404 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $699,000 | 3,752 |
| Total equity capital | $20,979,000 | 2,608 |
| Total bank equity capital | $20,979,000 | 2,608 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,750,000 | 810 |
| Surplus | $16,512,000 | 1,291 |
| Undivided profits | $-283,000 | 8,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,294,000 | 2,085 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,036,000 | 2,846 |
| Earning assets | $219,539,000 | 2,375 |
| Long-term assets (5+ years) | $14,916,000 | 4,261 |
| Average Assets, year-to-date | $232,780,000 | 2,386 |
| Average Assets, quarterly | $236,231,500 | 2,377 |
| Volatile liabilities | $44,438,000 | 2,256 |
| Insider loans | $12,348,000 | 425 |
| FHLB advances | $26,200,000 | 1,306 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $35,738,000 | 2,016 |
| Tier 1 (core) risk-based capital | $21,629,000 | 2,455 |
| Tier 2 risk-based capital | $2,459,000 | 1,784 |
| Total risk weighted assets | $195,755,000 | 1,981 |
| Total unused commitments | $35,738,000 | 2,020 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 68 | 2,533 |
| Assets and Liabilities | ||
| Total Assets: | $235,761,000 | 2,387 |
| Cash and due from depository institutions | $7,688,000 | 2,533 |
| Interest-bearing balances | $2,357,000 | 2,141 |
| Securities | $33,439,000 | 3,374 |
| Federal funds sold & reverse repurchase agreements | $6,367,000 | 2,300 |
| Net loans & leases | $174,526,000 | 2,071 |
| Loan loss allowance | $3,373,000 | 1,373 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,214,000 | 1,171 |
| Other real estate owned | $50,000 | 2,533 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $5,477,000 | 2,317 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $235,761,000 | 2,387 |
| Total liabilities | $214,555,000 | 2,368 |
| Total deposits | $187,739,000 | 2,423 |
| Interest-bearing deposits | $168,416,000 | 2,276 |
| Deposits held in domestic offices | $187,739,000 | 2,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $26,200,000 | 1,342 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $616,000 | 4,374 |
| Total equity capital | $21,206,000 | 2,634 |
| Total bank equity capital | $21,206,000 | 2,634 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,750,000 | 802 |
| Surplus | $16,512,000 | 1,281 |
| Undivided profits | $-56,000 | 8,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,734,000 | 1,708 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $977,000 | 2,959 |
| Earning assets | $216,689,000 | 2,383 |
| Long-term assets (5+ years) | $15,423,000 | 4,142 |
| Average Assets, year-to-date | $230,819,000 | 2,407 |
| Average Assets, quarterly | $230,819,000 | 2,407 |
| Volatile liabilities | $41,514,000 | 2,298 |
| Insider loans | $13,636,000 | 352 |
| FHLB advances | $26,200,000 | 1,237 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $37,046,000 | 1,909 |
| Tier 1 (core) risk-based capital | $21,239,000 | 2,462 |
| Tier 2 risk-based capital | $2,482,000 | 1,740 |
| Total risk weighted assets | $197,721,000 | 1,929 |
| Total unused commitments | $37,046,000 | 1,913 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 67 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $225,877,000 | 2,474 |
| Cash and due from depository institutions | $5,583,000 | 2,594 |
| Interest-bearing balances | $1,894,000 | 2,287 |
| Securities | $34,810,000 | 3,335 |
| Federal funds sold & reverse repurchase agreements | $5,938,000 | 2,003 |
| Net loans & leases | $165,314,000 | 2,159 |
| Loan loss allowance | $3,163,000 | 1,466 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $8,317,000 | 1,142 |
| Other real estate owned | $136,000 | 2,594 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $5,779,000 | 2,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,877,000 | 2,474 |
| Total liabilities | $205,238,000 | 2,453 |
| Total deposits | $183,975,000 | 2,466 |
| Interest-bearing deposits | $166,566,000 | 2,302 |
| Deposits held in domestic offices | $183,975,000 | 2,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,700,000 | 1,578 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $563,000 | 4,430 |
| Total equity capital | $20,639,000 | 2,638 |
| Total bank equity capital | $20,639,000 | 2,638 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,750,000 | 805 |
| Surplus | $16,512,000 | 1,251 |
| Undivided profits | $-623,000 | 8,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,208,000 | 2,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,120,000 | 2,686 |
| Earning assets | $207,956,000 | 2,470 |
| Long-term assets (5+ years) | $21,370,000 | 3,463 |
| Average Assets, year-to-date | $203,182,800 | 2,655 |
| Average Assets, quarterly | $222,619,500 | 2,493 |
| Volatile liabilities | $27,390,000 | 3,130 |
| Insider loans | $18,783,000 | 229 |
| FHLB advances | $20,700,000 | 1,470 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $35,984,000 | 1,895 |
| Tier 1 (core) risk-based capital | $20,917,000 | 2,461 |
| Tier 2 risk-based capital | $2,369,000 | 1,803 |
| Total risk weighted assets | $188,717,000 | 1,994 |
| Total unused commitments | $35,984,000 | 1,898 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 68 | 2,572 |
| Assets and Liabilities | ||
| Total Assets: | $219,362,000 | 2,539 |
| Cash and due from depository institutions | $8,051,000 | 2,572 |
| Interest-bearing balances | $2,597,000 | 2,061 |
| Securities | $33,418,000 | 3,367 |
| Federal funds sold & reverse repurchase agreements | $3,051,000 | 3,586 |
| Net loans & leases | $161,426,000 | 2,191 |
| Loan loss allowance | $4,543,000 | 1,031 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,374,000 | 1,118 |
| Other real estate owned | $86,000 | 2,572 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,956,000 | 2,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,362,000 | 2,539 |
| Total liabilities | $198,299,000 | 2,537 |
| Total deposits | $182,049,000 | 2,468 |
| Interest-bearing deposits | $161,985,000 | 2,366 |
| Deposits held in domestic offices | $182,049,000 | 2,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,600,000 | 1,833 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $650,000 | 4,288 |
| Total equity capital | $21,063,000 | 2,589 |
| Total bank equity capital | $21,063,000 | 2,589 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,750,000 | 789 |
| Surplus | $16,512,000 | 1,232 |
| Undivided profits | $-199,000 | 8,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,083,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,108,000 | 2,863 |
| Earning assets | $200,492,000 | 2,559 |
| Long-term assets (5+ years) | $11,964,000 | 4,677 |
| Average Assets, year-to-date | $197,509,250 | 2,736 |
| Average Assets, quarterly | $211,011,000 | 2,625 |
| Volatile liabilities | $31,387,000 | 2,802 |
| Insider loans | $19,500,000 | 222 |
| FHLB advances | $15,600,000 | 1,706 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $34,105,000 | 1,985 |
| Tier 1 (core) risk-based capital | $21,304,000 | 2,431 |
| Tier 2 risk-based capital | $2,327,000 | 1,825 |
| Total risk weighted assets | $183,927,000 | 2,021 |
| Total unused commitments | $34,105,000 | 1,986 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 70 | 2,496 |
| Assets and Liabilities | ||
| Total Assets: | $202,660,000 | 2,718 |
| Cash and due from depository institutions | $6,667,000 | 2,496 |
| Interest-bearing balances | $1,558,000 | 2,759 |
| Securities | $20,486,000 | 4,625 |
| Federal funds sold & reverse repurchase agreements | $13,113,000 | 1,184 |
| Net loans & leases | $151,661,000 | 2,284 |
| Loan loss allowance | $4,267,000 | 1,074 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,841,000 | 1,371 |
| Other real estate owned | $50,000 | 2,496 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,842,000 | 2,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,660,000 | 2,718 |
| Total liabilities | $181,532,000 | 2,716 |
| Total deposits | $170,457,000 | 2,632 |
| Interest-bearing deposits | $152,111,000 | 2,507 |
| Deposits held in domestic offices | $170,457,000 | 2,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,600,000 | 2,250 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $475,000 | 5,234 |
| Total equity capital | $21,128,000 | 2,574 |
| Total bank equity capital | $21,128,000 | 2,574 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,750,000 | 781 |
| Surplus | $16,512,000 | 1,207 |
| Undivided profits | $-134,000 | 8,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,955,000 | 1,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,076,000 | 2,829 |
| Earning assets | $186,818,000 | 2,691 |
| Long-term assets (5+ years) | $8,480,000 | 5,220 |
| Average Assets, year-to-date | $190,225,000 | 2,798 |
| Average Assets, quarterly | $197,679,500 | 2,748 |
| Volatile liabilities | $32,060,000 | 2,707 |
| Insider loans | $19,872,000 | 217 |
| FHLB advances | $10,600,000 | 2,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $28,871,000 | 2,175 |
| Tier 1 (core) risk-based capital | $21,080,000 | 2,413 |
| Tier 2 risk-based capital | $2,146,000 | 1,924 |
| Total risk weighted assets | $169,611,000 | 2,141 |
| Total unused commitments | $28,871,000 | 2,185 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $192,699,000 | 2,794 |
| Cash and due from depository institutions | $5,587,000 | 2,655 |
| Interest-bearing balances | $1,379,000 | 2,895 |
| Securities | $9,182,000 | 6,674 |
| Federal funds sold & reverse repurchase agreements | $20,714,000 | 774 |
| Net loans & leases | $147,614,000 | 2,314 |
| Loan loss allowance | $2,295,000 | 1,896 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,376,000 | 1,457 |
| Other real estate owned | $186,000 | 2,655 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $3,040,000 | 3,428 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,699,000 | 2,794 |
| Total liabilities | $170,831,000 | 2,827 |
| Total deposits | $155,206,000 | 2,826 |
| Interest-bearing deposits | $139,440,000 | 2,714 |
| Deposits held in domestic offices | $155,206,000 | 2,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $14,850,000 | 1,831 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $775,000 | 3,986 |
| Total equity capital | $21,868,000 | 2,432 |
| Total bank equity capital | $21,868,000 | 2,432 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,750,000 | 770 |
| Surplus | $16,512,000 | 1,184 |
| Undivided profits | $606,000 | 7,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $946,000 | 3,223 |
| Earning assets | $178,889,000 | 2,753 |
| Long-term assets (5+ years) | $7,418,000 | 5,455 |
| Average Assets, year-to-date | $184,007,500 | 2,865 |
| Average Assets, quarterly | $184,007,500 | 2,865 |
| Volatile liabilities | $31,674,000 | 2,690 |
| Insider loans | $15,104,000 | 297 |
| FHLB advances | $14,850,000 | 1,718 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $28,995,000 | 2,106 |
| Tier 1 (core) risk-based capital | $21,814,000 | 2,301 |
| Tier 2 risk-based capital | $2,046,000 | 1,964 |
| Total risk weighted assets | $163,649,000 | 2,177 |
| Total unused commitments | $28,995,000 | 2,113 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 60 | 2,821 |
| Assets and Liabilities | ||
| Total Assets: | $175,316,000 | 2,991 |
| Cash and due from depository institutions | $4,844,000 | 2,821 |
| Interest-bearing balances | $1,328,000 | 2,807 |
| Securities | $14,969,000 | 5,474 |
| Federal funds sold & reverse repurchase agreements | $5,946,000 | 2,413 |
| Net loans & leases | $140,285,000 | 2,399 |
| Loan loss allowance | $2,126,000 | 2,002 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,058,000 | 1,531 |
| Other real estate owned | $226,000 | 2,821 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,988,000 | 3,479 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,316,000 | 2,991 |
| Total liabilities | $156,003,000 | 3,007 |
| Total deposits | $144,647,000 | 2,975 |
| Interest-bearing deposits | $130,446,000 | 2,824 |
| Deposits held in domestic offices | $144,647,000 | 2,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $10,250,000 | 2,249 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,106,000 | 3,154 |
| Total equity capital | $19,313,000 | 2,702 |
| Total bank equity capital | $19,313,000 | 2,702 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,750,000 | 765 |
| Surplus | $14,132,000 | 1,336 |
| Undivided profits | $431,000 | 8,220 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,323,000 | 2,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,074,000 | 2,988 |
| Earning assets | $162,528,000 | 2,935 |
| Long-term assets (5+ years) | $3,024,000 | 6,783 |
| Average Assets, year-to-date | $162,109,000 | 3,052 |
| Average Assets, quarterly | $176,378,500 | 2,933 |
| Volatile liabilities | $42,321,000 | 2,103 |
| Insider loans | $15,282,000 | 283 |
| FHLB advances | $10,250,000 | 2,094 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $25,749,000 | 2,209 |
| Tier 1 (core) risk-based capital | $19,253,000 | 2,535 |
| Tier 2 risk-based capital | $1,879,000 | 2,087 |
| Total risk weighted assets | $150,099,000 | 2,336 |
| Total unused commitments | $25,749,000 | 2,214 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 56 | 3,020 |
| Assets and Liabilities | ||
| Total Assets: | $140,070,000 | 3,460 |
| Cash and due from depository institutions | $8,376,000 | 3,020 |
| Interest-bearing balances | $1,300,000 | 2,702 |
| Securities | $905,000 | 9,184 |
| Federal funds sold & reverse repurchase agreements | $11,721,000 | 1,247 |
| Net loans & leases | $111,545,000 | 2,849 |
| Loan loss allowance | $1,249,000 | 3,004 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,051,000 | 1,777 |
| Other real estate owned | $0 | 3,020 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,472,000 | 3,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,070,000 | 3,460 |
| Total liabilities | $126,900,000 | 3,437 |
| Total deposits | $113,686,000 | 3,510 |
| Interest-bearing deposits | $102,300,000 | 3,348 |
| Deposits held in domestic offices | $113,686,000 | 3,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,850,000 | 1,872 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $364,000 | 6,376 |
| Total equity capital | $13,170,000 | 3,603 |
| Total bank equity capital | $13,170,000 | 3,603 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,750,000 | 766 |
| Surplus | $8,482,000 | 2,002 |
| Undivided profits | $-62,000 | 8,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $992,000 | 2,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $776,000 | 4,336 |
| Earning assets | $125,471,000 | 3,514 |
| Long-term assets (5+ years) | $5,723,000 | 5,892 |
| Average Assets, year-to-date | $106,909,200 | 4,177 |
| Average Assets, quarterly | $126,655,000 | 3,741 |
| Volatile liabilities | $32,679,000 | 2,544 |
| Insider loans | $6,640,000 | 705 |
| FHLB advances | $12,850,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,573,000 | 2,096 |
| Tier 1 (core) risk-based capital | $13,167,000 | 3,436 |
| Tier 2 risk-based capital | $1,249,000 | 2,793 |
| Total risk weighted assets | $119,288,000 | 2,788 |
| Total unused commitments | $25,573,000 | 2,101 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $82,473,000 | 5,094 |
| Cash and due from depository institutions | $5,032,000 | 4,355 |
| Interest-bearing balances | $15,000 | 6,164 |
| Securities | $3,639,000 | 8,811 |
| Federal funds sold & reverse repurchase agreements | $2,730,000 | 3,616 |
| Net loans & leases | $66,382,000 | 4,254 |
| Loan loss allowance | $744,000 | 4,385 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,631,000 | 2,426 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,059,000 | 5,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,473,000 | 5,094 |
| Total liabilities | $72,837,000 | 5,131 |
| Total deposits | $72,183,000 | 4,898 |
| Interest-bearing deposits | $64,645,000 | 4,760 |
| Deposits held in domestic offices | $72,183,000 | 4,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $654,000 | 4,903 |
| Total equity capital | $9,636,000 | 4,531 |
| Total bank equity capital | $9,636,000 | 4,531 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,750,000 | 769 |
| Surplus | $4,732,000 | 3,190 |
| Undivided profits | $154,000 | 8,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $640,000 | 4,225 |
| Earning assets | $72,766,000 | 5,224 |
| Long-term assets (5+ years) | $4,831,000 | 6,066 |
| Average Assets, year-to-date | $67,201,600 | 5,636 |
| Average Assets, quarterly | $78,668,500 | 5,188 |
| Volatile liabilities | $5,038,000 | 7,435 |
| Insider loans | $5,752,000 | 808 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,473,000 | 3,423 |
| Tier 1 (core) risk-based capital | $9,637,000 | 4,422 |
| Tier 2 risk-based capital | $744,000 | 4,128 |
| Total risk weighted assets | $69,371,000 | 4,227 |
| Total unused commitments | $11,473,000 | 3,423 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 25 | 5,920 |
| Assets and Liabilities | ||
| Total Assets: | $51,101,000 | 6,836 |
| Cash and due from depository institutions | $2,264,000 | 5,920 |
| Interest-bearing balances | $15,000 | 6,171 |
| Securities | $3,492,000 | 9,182 |
| Federal funds sold & reverse repurchase agreements | $2,420,000 | 3,315 |
| Net loans & leases | $39,317,000 | 5,896 |
| Loan loss allowance | $397,000 | 6,470 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,970,000 | 2,874 |
| Other real estate owned | $205,000 | 5,920 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $433,000 | 8,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,101,000 | 6,836 |
| Total liabilities | $42,074,000 | 7,101 |
| Total deposits | $41,808,000 | 6,905 |
| Interest-bearing deposits | $36,714,000 | 6,802 |
| Deposits held in domestic offices | $41,808,000 | 6,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $266,000 | 7,311 |
| Total equity capital | $9,027,000 | 4,619 |
| Total bank equity capital | $9,027,000 | 4,619 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,750,000 | 790 |
| Surplus | $4,132,000 | 3,467 |
| Undivided profits | $145,000 | 8,943 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $236,000 | 7,304 |
| Earning assets | $45,244,000 | 6,926 |
| Long-term assets (5+ years) | $2,387,000 | 7,473 |
| Average Assets, year-to-date | $42,400,400 | 7,334 |
| Average Assets, quarterly | $49,720,000 | 6,877 |
| Volatile liabilities | $3,785,000 | 7,961 |
| Insider loans | $4,417,000 | 1,061 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,984,000 | 3,155 |
| Tier 1 (core) risk-based capital | $9,036,000 | 4,629 |
| Tier 2 risk-based capital | $397,000 | 6,119 |
| Total risk weighted assets | $40,564,200 | 5,943 |
| Total unused commitments | $12,984,000 | 3,158 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 22 | 6,497 |
| Assets and Liabilities | ||
| Total Assets: | $31,866,000 | 8,475 |
| Cash and due from depository institutions | $893,000 | 6,497 |
| Interest-bearing balances | $5,000 | 6,484 |
| Securities | $5,021,000 | 8,764 |
| Federal funds sold & reverse repurchase agreements | $7,520,000 | 2,298 |
| Net loans & leases | $15,374,000 | 8,638 |
| Loan loss allowance | $152,000 | 9,088 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,770,000 | 2,909 |
| Other real estate owned | $0 | 6,497 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $288,000 | 9,436 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,866,000 | 8,475 |
| Total liabilities | $23,126,000 | 8,965 |
| Total deposits | $23,050,000 | 8,859 |
| Interest-bearing deposits | $19,936,000 | 8,803 |
| Deposits held in domestic offices | $23,050,000 | 8,858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $76,000 | 9,978 |
| Total equity capital | $8,740,000 | 4,846 |
| Total bank equity capital | $8,740,000 | 4,846 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,750,000 | 760 |
| Surplus | $4,132,000 | 3,318 |
| Undivided profits | $-142,000 | 9,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $88,000 | 9,527 |
| Earning assets | $27,920,000 | 8,569 |
| Long-term assets (5+ years) | $1,687,000 | 7,927 |
| Average Assets, year-to-date | $22,558,670 | 9,171 |
| Average Assets, quarterly | $26,770,000 | 8,863 |
| Volatile liabilities | $809,000 | 9,916 |
| Insider loans | $2,352,000 | 1,825 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,008,000 | 6,565 |
| Tier 1 (core) risk-based capital | $8,740,000 | 4,673 |
| Tier 2 risk-based capital | $152,000 | 8,846 |
| Total risk weighted assets | $20,499,500 | 8,167 |
| Total unused commitments | $3,008,000 | 6,577 |
| Derivatives | $0 | 527 |