Home > Cherryville Federal Savings and Loan Association > Income and Expense
Cherryville Federal Savings and Loan Association, Income and Expense
2010-09-30 (YTD Data) | Rank | |
Total interest income | $3,475,000 | 5,119 |
Total interest expense | $1,539,000 | 3,644 |
Net interest income | $1,936,000 | 5,781 |
Provision for loan and lease losses | $152,000 | 5,229 |
Total noninterest income | $109,000 | 6,448 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $109,000 | 5,106 |
Total noninterest expense | $1,876,000 | 5,543 |
Salaries and employee benefits | $1,410,000 | 4,446 |
Premises and equipment expense | $206,000 | 5,674 |
Additional noninterest expense | $260,000 | 7,026 |
Pre-tax net operating income | $17,000 | 5,916 |
Securities gains (losses) | $76,000 | 2,156 |
Applicable income taxes | $156,000 | 2,764 |
Income before extraordinary items | $-63,000 | 6,254 |
Extraordinary gains, net | $0 | 23 |
Net income | $-63,000 | 6,255 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $-63,000 | 6,255 |
Net charge-offs | $121,000 | 4,711 |
Cash dividends | $0 | 3,702 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $-111,640 | 6,230 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $2,359,000 | 5,108 |
Total interest expense | $1,033,000 | 3,719 |
Net interest income | $1,326,000 | 5,728 |
Provision for loan and lease losses | $128,000 | 4,820 |
Total noninterest income | $64,000 | 6,615 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $64,000 | 5,284 |
Total noninterest expense | $829,000 | 6,439 |
Salaries and employee benefits | $528,000 | 6,019 |
Premises and equipment expense | $123,000 | 5,912 |
Additional noninterest expense | $178,000 | 7,046 |
Pre-tax net operating income | $433,000 | 3,861 |
Securities gains (losses) | $35,000 | 2,105 |
Applicable income taxes | $247,000 | 1,921 |
Income before extraordinary items | $221,000 | 4,755 |
Extraordinary gains, net | $0 | 19 |
Net income | $221,000 | 4,755 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $221,000 | 4,755 |
Net charge-offs | $47,000 | 4,944 |
Cash dividends | $0 | 3,476 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $198,600 | 4,762 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,212,000 | 5,098 |
Total interest expense | $518,000 | 3,837 |
Net interest income | $694,000 | 5,682 |
Provision for loan and lease losses | $92,000 | 4,065 |
Total noninterest income | $54,000 | 6,024 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $54,000 | 4,552 |
Total noninterest expense | $402,000 | 6,590 |
Salaries and employee benefits | $255,000 | 6,150 |
Premises and equipment expense | $63,000 | 5,953 |
Additional noninterest expense | $84,000 | 7,202 |
Pre-tax net operating income | $254,000 | 3,662 |
Securities gains (losses) | $7,000 | 1,814 |
Applicable income taxes | $124,000 | 1,910 |
Income before extraordinary items | $137,000 | 4,536 |
Extraordinary gains, net | $0 | 16 |
Net income | $137,000 | 4,536 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $137,000 | 4,535 |
Net charge-offs | $20,000 | 4,422 |
Cash dividends | $0 | 2,646 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $132,520 | 4,483 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $4,892,000 | 5,183 |
Total interest expense | $2,285,000 | 4,113 |
Net interest income | $2,607,000 | 5,734 |
Provision for loan and lease losses | $110,000 | 6,340 |
Total noninterest income | $160,000 | 6,502 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $160,000 | 4,987 |
Total noninterest expense | $1,575,000 | 6,697 |
Salaries and employee benefits | $1,044,000 | 6,144 |
Premises and equipment expense | $261,000 | 5,962 |
Additional noninterest expense | $270,000 | 7,530 |
Pre-tax net operating income | $1,082,000 | 2,869 |
Securities gains (losses) | $64,000 | 2,461 |
Applicable income taxes | $428,000 | 1,700 |
Income before extraordinary items | $718,000 | 3,326 |
Extraordinary gains, net | $0 | 34 |
Net income | $718,000 | 3,325 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $718,000 | 3,325 |
Net charge-offs | $49,000 | 6,224 |
Cash dividends | $0 | 4,670 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $677,040 | 3,350 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $3,661,000 | 5,255 |
Total interest expense | $1,721,000 | 4,225 |
Net interest income | $1,940,000 | 5,778 |
Provision for loan and lease losses | $78,000 | 6,237 |
Total noninterest income | $121,000 | 6,612 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $121,000 | 5,110 |
Total noninterest expense | $1,123,000 | 6,828 |
Salaries and employee benefits | $774,000 | 6,202 |
Premises and equipment expense | $194,000 | 6,032 |
Additional noninterest expense | $155,000 | 7,786 |
Pre-tax net operating income | $860,000 | 3,000 |
Securities gains (losses) | $60,000 | 2,179 |
Applicable income taxes | $331,000 | 1,825 |
Income before extraordinary items | $589,000 | 3,418 |
Extraordinary gains, net | $0 | 27 |
Net income | $589,000 | 3,416 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $589,000 | 3,418 |
Net charge-offs | $49,000 | 5,697 |
Cash dividends | $0 | 4,191 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $550,600 | 3,434 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $2,410,000 | 5,345 |
Total interest expense | $1,144,000 | 4,363 |
Net interest income | $1,266,000 | 5,843 |
Provision for loan and lease losses | $32,000 | 6,406 |
Total noninterest income | $83,000 | 6,646 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $83,000 | 5,117 |
Total noninterest expense | $744,000 | 6,900 |
Salaries and employee benefits | $513,000 | 6,282 |
Premises and equipment expense | $128,000 | 6,102 |
Additional noninterest expense | $103,000 | 7,856 |
Pre-tax net operating income | $573,000 | 3,086 |
Securities gains (losses) | $41,000 | 2,030 |
Applicable income taxes | $204,000 | 1,934 |
Income before extraordinary items | $410,000 | 3,433 |
Extraordinary gains, net | $0 | 21 |
Net income | $410,000 | 3,430 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $410,000 | 3,431 |
Net charge-offs | $0 | 6,628 |
Cash dividends | $0 | 3,983 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $382,530 | 3,440 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,231,000 | 5,323 |
Total interest expense | $579,000 | 4,441 |
Net interest income | $652,000 | 5,775 |
Provision for loan and lease losses | $21,000 | 5,847 |
Total noninterest income | $42,000 | 6,605 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $42,000 | 5,129 |
Total noninterest expense | $387,000 | 6,808 |
Salaries and employee benefits | $259,000 | 6,318 |
Premises and equipment expense | $66,000 | 6,081 |
Additional noninterest expense | $62,000 | 7,672 |
Pre-tax net operating income | $286,000 | 3,404 |
Securities gains (losses) | $20,000 | 1,683 |
Applicable income taxes | $120,000 | 1,991 |
Income before extraordinary items | $186,000 | 3,980 |
Extraordinary gains, net | $0 | 15 |
Net income | $186,000 | 3,982 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $186,000 | 3,982 |
Net charge-offs | $0 | 5,728 |
Cash dividends | $0 | 3,051 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $173,200 | 3,957 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $4,967,000 | 5,474 |
Total interest expense | $2,646,000 | 4,590 |
Net interest income | $2,321,000 | 6,076 |
Provision for loan and lease losses | $68,000 | 6,355 |
Total noninterest income | $172,000 | 6,697 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $172,000 | 5,091 |
Total noninterest expense | $1,480,000 | 6,891 |
Salaries and employee benefits | $1,054,000 | 6,301 |
Premises and equipment expense | $229,000 | 6,427 |
Additional noninterest expense | $197,000 | 7,888 |
Pre-tax net operating income | $945,000 | 3,861 |
Securities gains (losses) | $79,000 | 1,303 |
Applicable income taxes | $303,000 | 2,389 |
Income before extraordinary items | $721,000 | 3,899 |
Extraordinary gains, net | $0 | 39 |
Net income | $721,000 | 3,899 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $86,000 | 5,155 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $665,700 | 4,167 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $3,708,000 | 5,565 |
Total interest expense | $2,010,000 | 4,695 |
Net interest income | $1,698,000 | 6,184 |
Provision for loan and lease losses | $49,000 | 5,918 |
Total noninterest income | $130,000 | 6,792 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $130,000 | 5,192 |
Total noninterest expense | $1,121,000 | 6,876 |
Salaries and employee benefits | $801,000 | 6,279 |
Premises and equipment expense | $165,000 | 6,532 |
Additional noninterest expense | $155,000 | 7,890 |
Pre-tax net operating income | $658,000 | 4,473 |
Securities gains (losses) | $67,000 | 1,228 |
Applicable income taxes | $190,000 | 2,966 |
Income before extraordinary items | $535,000 | 4,317 |
Extraordinary gains, net | $0 | 31 |
Net income | $535,000 | 4,315 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $86,000 | 4,115 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $485,420 | 4,651 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $2,461,000 | 5,656 |
Total interest expense | $1,356,000 | 4,781 |
Net interest income | $1,105,000 | 6,250 |
Provision for loan and lease losses | $43,000 | 5,341 |
Total noninterest income | $89,000 | 6,809 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $89,000 | 5,243 |
Total noninterest expense | $758,000 | 6,904 |
Salaries and employee benefits | $545,000 | 6,293 |
Premises and equipment expense | $107,000 | 6,626 |
Additional noninterest expense | $106,000 | 7,908 |
Pre-tax net operating income | $393,000 | 4,826 |
Securities gains (losses) | $44,000 | 1,531 |
Applicable income taxes | $81,000 | 3,656 |
Income before extraordinary items | $356,000 | 4,701 |
Extraordinary gains, net | $0 | 21 |
Net income | $356,000 | 4,702 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $86,000 | 3,209 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $320,360 | 4,836 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,228,000 | 5,746 |
Total interest expense | $694,000 | 4,903 |
Net interest income | $534,000 | 6,351 |
Provision for loan and lease losses | $37,000 | 4,177 |
Total noninterest income | $47,000 | 6,756 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $47,000 | 5,178 |
Total noninterest expense | $333,000 | 7,189 |
Salaries and employee benefits | $233,000 | 6,678 |
Premises and equipment expense | $55,000 | 6,593 |
Additional noninterest expense | $45,000 | 8,092 |
Pre-tax net operating income | $211,000 | 4,862 |
Securities gains (losses) | $24,000 | 1,506 |
Applicable income taxes | $99,000 | 2,817 |
Income before extraordinary items | $136,000 | 5,374 |
Extraordinary gains, net | $0 | 15 |
Net income | $136,000 | 5,376 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 2,267 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $120,640 | 5,468 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $4,791,000 | 5,830 |
Total interest expense | $2,861,000 | 4,921 |
Net interest income | $1,930,000 | 6,583 |
Provision for loan and lease losses | $12,000 | 6,512 |
Total noninterest income | $165,000 | 7,000 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $165,000 | 5,414 |
Total noninterest expense | $1,375,000 | 7,099 |
Salaries and employee benefits | $949,000 | 6,561 |
Premises and equipment expense | $227,000 | 6,468 |
Additional noninterest expense | $199,000 | 8,037 |
Pre-tax net operating income | $708,000 | 5,426 |
Securities gains (losses) | $1,000 | 1,983 |
Applicable income taxes | $185,000 | 3,928 |
Income before extraordinary items | $524,000 | 5,599 |
Extraordinary gains, net | $0 | 39 |
Net income | $524,000 | 5,601 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 7,873 |
Cash dividends | $0 | 5,817 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $523,260 | 5,589 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $3,560,000 | 5,874 |
Total interest expense | $2,126,000 | 4,954 |
Net interest income | $1,434,000 | 6,643 |
Provision for loan and lease losses | $8,000 | 6,278 |
Total noninterest income | $123,000 | 7,050 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $123,000 | 5,430 |
Total noninterest expense | $1,038,000 | 7,081 |
Salaries and employee benefits | $719,000 | 6,538 |
Premises and equipment expense | $170,000 | 6,467 |
Additional noninterest expense | $149,000 | 8,008 |
Pre-tax net operating income | $511,000 | 5,731 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $112,000 | 4,333 |
Income before extraordinary items | $399,000 | 5,841 |
Extraordinary gains, net | $0 | 33 |
Net income | $399,000 | 5,838 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,076 |
Cash dividends | $0 | 5,179 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $399,000 | 5,821 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $2,333,000 | 5,943 |
Total interest expense | $1,388,000 | 5,017 |
Net interest income | $945,000 | 6,709 |
Provision for loan and lease losses | $5,000 | 5,998 |
Total noninterest income | $86,000 | 7,025 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $86,000 | 5,378 |
Total noninterest expense | $688,000 | 7,129 |
Salaries and employee benefits | $486,000 | 6,554 |
Premises and equipment expense | $113,000 | 6,511 |
Additional noninterest expense | $89,000 | 8,151 |
Pre-tax net operating income | $338,000 | 5,820 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $47,000 | 4,816 |
Income before extraordinary items | $291,000 | 5,716 |
Extraordinary gains, net | $0 | 29 |
Net income | $291,000 | 5,715 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 5,315 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $291,000 | 5,705 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,146,000 | 5,988 |
Total interest expense | $681,000 | 5,046 |
Net interest income | $465,000 | 6,771 |
Provision for loan and lease losses | $2,000 | 5,657 |
Total noninterest income | $47,000 | 6,914 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $47,000 | 5,236 |
Total noninterest expense | $335,000 | 7,217 |
Salaries and employee benefits | $235,000 | 6,682 |
Premises and equipment expense | $50,000 | 6,802 |
Additional noninterest expense | $50,000 | 8,087 |
Pre-tax net operating income | $175,000 | 5,770 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $65,000 | 3,816 |
Income before extraordinary items | $110,000 | 6,239 |
Extraordinary gains, net | $0 | 22 |
Net income | $110,000 | 6,238 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 6,566 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $110,000 | 6,222 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $4,367,000 | 5,904 |
Total interest expense | $2,447,000 | 4,878 |
Net interest income | $1,920,000 | 6,650 |
Provision for loan and lease losses | $21,000 | 6,273 |
Total noninterest income | $189,000 | 7,012 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $189,000 | 5,217 |
Total noninterest expense | $1,400,000 | 7,058 |
Salaries and employee benefits | $957,000 | 6,516 |
Premises and equipment expense | $248,000 | 6,236 |
Additional noninterest expense | $195,000 | 8,151 |
Pre-tax net operating income | $688,000 | 5,947 |
Securities gains (losses) | $1,000 | 1,542 |
Applicable income taxes | $178,000 | 4,420 |
Income before extraordinary items | $511,000 | 6,118 |
Extraordinary gains, net | $0 | 51 |
Net income | $511,000 | 6,118 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 7,486 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $510,260 | 6,120 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $3,236,000 | 5,956 |
Total interest expense | $1,767,000 | 4,900 |
Net interest income | $1,469,000 | 6,672 |
Provision for loan and lease losses | $19,000 | 6,039 |
Total noninterest income | $149,000 | 6,969 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $149,000 | 5,140 |
Total noninterest expense | $1,065,000 | 7,028 |
Salaries and employee benefits | $722,000 | 6,503 |
Premises and equipment expense | $190,000 | 6,212 |
Additional noninterest expense | $153,000 | 8,112 |
Pre-tax net operating income | $534,000 | 6,094 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $122,000 | 4,723 |
Income before extraordinary items | $412,000 | 6,177 |
Extraordinary gains, net | $0 | 45 |
Net income | $412,000 | 6,178 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 7,572 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $412,000 | 6,178 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $2,119,000 | 5,985 |
Total interest expense | $1,122,000 | 4,924 |
Net interest income | $997,000 | 6,666 |
Provision for loan and lease losses | $17,000 | 5,691 |
Total noninterest income | $110,000 | 6,811 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $110,000 | 4,927 |
Total noninterest expense | $715,000 | 7,054 |
Salaries and employee benefits | $493,000 | 6,470 |
Premises and equipment expense | $131,000 | 6,128 |
Additional noninterest expense | $91,000 | 8,255 |
Pre-tax net operating income | $375,000 | 6,024 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $63,000 | 5,020 |
Income before extraordinary items | $312,000 | 5,924 |
Extraordinary gains, net | $0 | 39 |
Net income | $312,000 | 5,924 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-5,000 | 7,463 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $312,000 | 5,930 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,043,000 | 5,999 |
Total interest expense | $537,000 | 4,915 |
Net interest income | $506,000 | 6,655 |
Provision for loan and lease losses | $16,000 | 4,730 |
Total noninterest income | $72,000 | 6,277 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $72,000 | 4,366 |
Total noninterest expense | $344,000 | 7,142 |
Salaries and employee benefits | $245,000 | 6,513 |
Premises and equipment expense | $56,000 | 6,526 |
Additional noninterest expense | $43,000 | 8,318 |
Pre-tax net operating income | $218,000 | 5,654 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $82,000 | 3,858 |
Income before extraordinary items | $136,000 | 6,161 |
Extraordinary gains, net | $0 | 21 |
Net income | $136,000 | 6,161 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 7,292 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $136,000 | 6,159 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $4,029,000 | 5,805 |
Total interest expense | $1,841,000 | 4,681 |
Net interest income | $2,188,000 | 6,396 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $191,000 | 7,140 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $191,000 | 5,257 |
Total noninterest expense | $1,509,000 | 6,872 |
Salaries and employee benefits | $1,078,000 | 6,141 |
Premises and equipment expense | $249,000 | 6,219 |
Additional noninterest expense | $182,000 | 8,330 |
Pre-tax net operating income | $870,000 | 5,705 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $358,000 | 3,869 |
Income before extraordinary items | $512,000 | 6,321 |
Extraordinary gains, net | $0 | 46 |
Net income | $512,000 | 6,326 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 4,747 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $512,000 | 6,290 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $3,001,000 | 5,794 |
Total interest expense | $1,322,000 | 4,662 |
Net interest income | $1,679,000 | 6,375 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $142,000 | 7,171 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $142,000 | 5,291 |
Total noninterest expense | $1,161,000 | 6,803 |
Salaries and employee benefits | $837,000 | 5,971 |
Premises and equipment expense | $186,000 | 6,209 |
Additional noninterest expense | $138,000 | 8,313 |
Pre-tax net operating income | $660,000 | 5,771 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $278,000 | 3,923 |
Income before extraordinary items | $382,000 | 6,468 |
Extraordinary gains, net | $0 | 35 |
Net income | $382,000 | 6,468 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $24,000 | 4,341 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $382,000 | 6,426 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $1,988,000 | 5,753 |
Total interest expense | $843,000 | 4,638 |
Net interest income | $1,145,000 | 6,311 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $96,000 | 7,131 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $96,000 | 5,271 |
Total noninterest expense | $812,000 | 6,700 |
Salaries and employee benefits | $602,000 | 5,735 |
Premises and equipment expense | $121,000 | 6,259 |
Additional noninterest expense | $89,000 | 8,320 |
Pre-tax net operating income | $429,000 | 5,805 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $191,000 | 3,857 |
Income before extraordinary items | $238,000 | 6,615 |
Extraordinary gains, net | $0 | 30 |
Net income | $238,000 | 6,616 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 4,310 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $238,000 | 6,565 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $986,000 | 5,777 |
Total interest expense | $410,000 | 4,601 |
Net interest income | $576,000 | 6,336 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $51,000 | 7,038 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $51,000 | 5,145 |
Total noninterest expense | $313,000 | 7,355 |
Salaries and employee benefits | $203,000 | 6,938 |
Premises and equipment expense | $58,000 | 6,415 |
Additional noninterest expense | $52,000 | 8,214 |
Pre-tax net operating income | $314,000 | 4,880 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $119,000 | 3,485 |
Income before extraordinary items | $195,000 | 5,486 |
Extraordinary gains, net | $0 | 24 |
Net income | $195,000 | 5,487 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 4,060 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $195,000 | 5,448 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,806,000 | 5,709 |
Total interest expense | $1,582,000 | 4,373 |
Net interest income | $2,224,000 | 6,340 |
Provision for loan and lease losses | $10,000 | 7,024 |
Total noninterest income | $216,000 | 7,022 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $216,000 | 4,947 |
Total noninterest expense | $1,320,000 | 7,229 |
Salaries and employee benefits | $874,000 | 6,707 |
Premises and equipment expense | $276,000 | 5,921 |
Additional noninterest expense | $170,000 | 8,479 |
Pre-tax net operating income | $1,110,000 | 4,977 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $248,000 | 4,463 |
Income before extraordinary items | $862,000 | 5,088 |
Extraordinary gains, net | $0 | 34 |
Net income | $862,000 | 5,089 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 6,855 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $862,000 | 5,017 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,830,000 | 5,732 |
Total interest expense | $1,174,000 | 4,347 |
Net interest income | $1,656,000 | 6,371 |
Provision for loan and lease losses | $10,000 | 6,700 |
Total noninterest income | $159,000 | 7,074 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $159,000 | 4,995 |
Total noninterest expense | $980,000 | 7,212 |
Salaries and employee benefits | $654,000 | 6,674 |
Premises and equipment expense | $207,000 | 5,885 |
Additional noninterest expense | $119,000 | 8,553 |
Pre-tax net operating income | $825,000 | 5,108 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $140,000 | 4,936 |
Income before extraordinary items | $685,000 | 5,007 |
Extraordinary gains, net | $0 | 26 |
Net income | $685,000 | 5,007 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 6,361 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $685,000 | 4,924 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,864,000 | 5,788 |
Total interest expense | $781,000 | 4,348 |
Net interest income | $1,083,000 | 6,446 |
Provision for loan and lease losses | $10,000 | 6,364 |
Total noninterest income | $104,000 | 7,155 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $104,000 | 5,095 |
Total noninterest expense | $637,000 | 7,328 |
Salaries and employee benefits | $427,000 | 6,777 |
Premises and equipment expense | $137,000 | 5,939 |
Additional noninterest expense | $73,000 | 8,671 |
Pre-tax net operating income | $540,000 | 5,121 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $31,000 | 6,006 |
Income before extraordinary items | $509,000 | 4,691 |
Extraordinary gains, net | $0 | 21 |
Net income | $509,000 | 4,692 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $509,000 | 4,598 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $930,000 | 5,820 |
Total interest expense | $394,000 | 4,384 |
Net interest income | $536,000 | 6,495 |
Provision for loan and lease losses | $10,000 | 5,595 |
Total noninterest income | $57,000 | 6,981 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $57,000 | 4,851 |
Total noninterest expense | $335,000 | 7,234 |
Salaries and employee benefits | $214,000 | 6,800 |
Premises and equipment expense | $69,000 | 5,921 |
Additional noninterest expense | $52,000 | 8,354 |
Pre-tax net operating income | $248,000 | 5,303 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $94,000 | 3,887 |
Income before extraordinary items | $154,000 | 5,949 |
Extraordinary gains, net | $0 | 16 |
Net income | $154,000 | 5,949 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $154,000 | 5,822 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $3,671,000 | 5,910 |
Total interest expense | $1,767,000 | 4,397 |
Net interest income | $1,904,000 | 6,732 |
Provision for loan and lease losses | $12,000 | 7,277 |
Total noninterest income | $269,000 | 6,818 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $269,000 | 4,711 |
Total noninterest expense | $1,350,000 | 7,169 |
Salaries and employee benefits | $893,000 | 6,616 |
Premises and equipment expense | $276,000 | 5,914 |
Additional noninterest expense | $181,000 | 8,568 |
Pre-tax net operating income | $811,000 | 5,671 |
Securities gains (losses) | $1,000 | 4,307 |
Applicable income taxes | $355,000 | 4,015 |
Income before extraordinary items | $457,000 | 6,533 |
Extraordinary gains, net | $0 | 54 |
Net income | $457,000 | 6,538 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 6,961 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $456,360 | 6,373 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $2,758,000 | 5,962 |
Total interest expense | $1,353,000 | 4,467 |
Net interest income | $1,405,000 | 6,825 |
Provision for loan and lease losses | $12,000 | 7,043 |
Total noninterest income | $211,000 | 6,757 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $211,000 | 4,688 |
Total noninterest expense | $1,036,000 | 7,111 |
Salaries and employee benefits | $693,000 | 6,500 |
Premises and equipment expense | $204,000 | 5,957 |
Additional noninterest expense | $139,000 | 8,550 |
Pre-tax net operating income | $568,000 | 6,003 |
Securities gains (losses) | $1,000 | 4,000 |
Applicable income taxes | $263,000 | 4,177 |
Income before extraordinary items | $306,000 | 6,916 |
Extraordinary gains, net | $0 | 40 |
Net income | $306,000 | 6,918 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 6,480 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $305,360 | 6,753 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,873,000 | 5,948 |
Total interest expense | $913,000 | 4,545 |
Net interest income | $960,000 | 6,766 |
Provision for loan and lease losses | $12,000 | 6,682 |
Total noninterest income | $152,000 | 6,610 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $152,000 | 4,553 |
Total noninterest expense | $708,000 | 7,054 |
Salaries and employee benefits | $477,000 | 6,427 |
Premises and equipment expense | $131,000 | 6,040 |
Additional noninterest expense | $100,000 | 8,459 |
Pre-tax net operating income | $392,000 | 5,917 |
Securities gains (losses) | $1,000 | 3,586 |
Applicable income taxes | $196,000 | 4,017 |
Income before extraordinary items | $197,000 | 6,991 |
Extraordinary gains, net | $0 | 30 |
Net income | $197,000 | 6,994 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $196,360 | 6,809 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $954,000 | 5,917 |
Total interest expense | $460,000 | 4,601 |
Net interest income | $494,000 | 6,687 |
Provision for loan and lease losses | $12,000 | 5,906 |
Total noninterest income | $92,000 | 6,102 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $92,000 | 4,085 |
Total noninterest expense | $326,000 | 7,317 |
Salaries and employee benefits | $216,000 | 6,738 |
Premises and equipment expense | $60,000 | 6,275 |
Additional noninterest expense | $50,000 | 8,487 |
Pre-tax net operating income | $248,000 | 5,307 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $94,000 | 4,051 |
Income before extraordinary items | $154,000 | 5,945 |
Extraordinary gains, net | $0 | 21 |
Net income | $154,000 | 5,944 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $154,000 | 5,756 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $4,037,000 | 5,873 |
Total interest expense | $2,042,000 | 4,729 |
Net interest income | $1,995,000 | 6,644 |
Provision for loan and lease losses | $48,000 | 6,757 |
Total noninterest income | $252,000 | 6,836 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $252,000 | 4,595 |
Total noninterest expense | $1,264,000 | 7,333 |
Salaries and employee benefits | $825,000 | 6,794 |
Premises and equipment expense | $260,000 | 6,001 |
Additional noninterest expense | $179,000 | 8,687 |
Pre-tax net operating income | $935,000 | 5,377 |
Securities gains (losses) | $1,000 | 4,369 |
Applicable income taxes | $346,000 | 4,181 |
Income before extraordinary items | $590,000 | 6,011 |
Extraordinary gains, net | $0 | 70 |
Net income | $590,000 | 6,010 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 7,185 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $589,360 | 5,877 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $4,641,000 | 5,862 |
Total interest expense | $2,861,000 | 4,905 |
Net interest income | $1,780,000 | 6,826 |
Provision for loan and lease losses | $52,000 | 6,614 |
Total noninterest income | $294,000 | 6,483 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $294,000 | 4,159 |
Total noninterest expense | $1,194,000 | 7,479 |
Salaries and employee benefits | $777,000 | 6,885 |
Premises and equipment expense | $243,000 | 6,170 |
Additional noninterest expense | $174,000 | 8,870 |
Pre-tax net operating income | $828,000 | 5,403 |
Securities gains (losses) | $2,000 | 4,242 |
Applicable income taxes | $314,000 | 4,178 |
Income before extraordinary items | $516,000 | 5,988 |
Extraordinary gains, net | $0 | 105 |
Net income | $516,000 | 5,989 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 6,867 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $514,720 | 5,883 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,884,000 | 5,820 |
Total interest expense | $3,020,000 | 4,897 |
Net interest income | $1,864,000 | 6,790 |
Provision for loan and lease losses | $58,000 | 6,353 |
Total noninterest income | $280,000 | 6,475 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $280,000 | 4,069 |
Total noninterest expense | $1,156,000 | 7,609 |
Salaries and employee benefits | $752,000 | 6,967 |
Premises and equipment expense | $229,000 | 6,328 |
Additional noninterest expense | $175,000 | 9,020 |
Pre-tax net operating income | $930,000 | 5,453 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $309,000 | 4,537 |
Income before extraordinary items | $621,000 | 5,743 |
Extraordinary gains, net | $0 | 38 |
Net income | $621,000 | 5,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 5,142 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $621,000 | 5,751 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $4,669,000 | 5,815 |
Total interest expense | $2,797,000 | 4,858 |
Net interest income | $1,872,000 | 6,862 |
Provision for loan and lease losses | $49,000 | 6,592 |
Total noninterest income | $169,000 | 7,853 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $169,000 | 5,316 |
Total noninterest expense | $1,124,000 | 7,777 |
Salaries and employee benefits | $702,000 | 7,224 |
Premises and equipment expense | $254,000 | 5,977 |
Additional noninterest expense | $168,000 | 9,360 |
Pre-tax net operating income | $868,000 | 5,695 |
Securities gains (losses) | $8,000 | 1,870 |
Applicable income taxes | $310,000 | 4,747 |
Income before extraordinary items | $566,000 | 6,067 |
Extraordinary gains, net | $0 | 35 |
Net income | $566,000 | 6,064 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $19,000 | 6,178 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $560,800 | 6,073 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,741,000 | 5,883 |
Total interest expense | $2,764,000 | 5,010 |
Net interest income | $1,977,000 | 6,713 |
Provision for loan and lease losses | $25,000 | 7,503 |
Total noninterest income | $182,000 | 7,796 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $182,000 | 5,208 |
Total noninterest expense | $1,174,000 | 7,612 |
Salaries and employee benefits | $720,000 | 7,081 |
Premises and equipment expense | $295,000 | 5,428 |
Additional noninterest expense | $159,000 | 9,573 |
Pre-tax net operating income | $960,000 | 5,543 |
Securities gains (losses) | $7,000 | 3,223 |
Applicable income taxes | $358,000 | 4,708 |
Income before extraordinary items | $609,000 | 6,007 |
Extraordinary gains, net | $0 | 32 |
Net income | $609,000 | 6,006 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,204 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $604,520 | 5,927 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,666,000 | 6,071 |
Total interest expense | $2,691,000 | 5,117 |
Net interest income | $1,975,000 | 6,963 |
Provision for loan and lease losses | $19,000 | 7,970 |
Total noninterest income | $171,000 | 8,278 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $171,000 | 5,356 |
Total noninterest expense | $1,087,000 | 8,046 |
Salaries and employee benefits | $652,000 | 7,593 |
Premises and equipment expense | $260,000 | 5,919 |
Additional noninterest expense | $175,000 | 9,721 |
Pre-tax net operating income | $1,040,000 | 5,717 |
Securities gains (losses) | $-3,000 | 9,416 |
Applicable income taxes | $543,000 | 3,972 |
Income before extraordinary items | $494,000 | 7,004 |
Extraordinary gains, net | $0 | 44 |
Net income | $494,000 | 7,005 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,408 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $495,920 | 6,939 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,474,000 | 6,431 |
Total interest expense | $2,635,000 | 5,312 |
Net interest income | $1,839,000 | 7,481 |
Provision for loan and lease losses | $25,000 | 7,649 |
Total noninterest income | $154,000 | 8,948 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $154,000 | 5,900 |
Total noninterest expense | $1,498,000 | 7,116 |
Salaries and employee benefits | $698,000 | 7,548 |
Premises and equipment expense | $207,000 | 6,906 |
Additional noninterest expense | $593,000 | 6,395 |
Pre-tax net operating income | $470,000 | 8,115 |
Securities gains (losses) | $-12,000 | 10,370 |
Applicable income taxes | $26,000 | 10,095 |
Income before extraordinary items | $432,000 | 7,365 |
Extraordinary gains, net | $0 | 53 |
Net income | $432,000 | 7,365 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $25,000 | 6,429 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $443,280 | 7,232 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,222,000 | 6,774 |
Total interest expense | $2,450,000 | 5,653 |
Net interest income | $1,772,000 | 7,844 |
Provision for loan and lease losses | $12,000 | 8,132 |
Total noninterest income | $153,000 | 9,259 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $153,000 | 5,925 |
Total noninterest expense | $1,278,000 | 7,923 |
Salaries and employee benefits | $816,000 | 7,016 |
Premises and equipment expense | $205,000 | 7,096 |
Additional noninterest expense | $257,000 | 9,760 |
Pre-tax net operating income | $635,000 | 7,682 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $147,000 | 8,315 |
Income before extraordinary items | $488,000 | 7,342 |
Extraordinary gains, net | $0 | 65 |
Net income | $488,000 | 7,342 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,482 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $488,000 | 7,305 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,980,000 | 6,724 |
Total interest expense | $1,868,000 | 5,909 |
Net interest income | $2,112,000 | 7,293 |
Provision for loan and lease losses | $42,000 | 6,508 |
Total noninterest income | $120,000 | 10,295 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $120,000 | 6,933 |
Total noninterest expense | $1,094,000 | 9,005 |
Salaries and employee benefits | $612,000 | 8,534 |
Premises and equipment expense | $192,000 | 7,613 |
Additional noninterest expense | $290,000 | 10,070 |
Pre-tax net operating income | $1,096,000 | 5,582 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $281,000 | 6,110 |
Income before extraordinary items | $815,000 | 5,287 |
Extraordinary gains, net | $0 | 249 |
Net income | $815,000 | 5,297 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $3,000 | 8,352 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $815,000 | 5,347 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,113,000 | 6,737 |
Total interest expense | $1,950,000 | 5,956 |
Net interest income | $2,163,000 | 7,271 |
Provision for loan and lease losses | $5,000 | 10,098 |
Total noninterest income | $146,000 | 10,287 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $146,000 | 6,644 |
Total noninterest expense | $1,191,000 | 8,922 |
Salaries and employee benefits | $593,000 | 8,859 |
Premises and equipment expense | $189,000 | 7,917 |
Additional noninterest expense | $409,000 | 9,165 |
Pre-tax net operating income | $1,113,000 | 5,476 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $545,000 | 3,875 |
Income before extraordinary items | $568,000 | 7,027 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $568,000 | 7,194 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $5,000 | 9,155 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $568,000 | 6,764 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $4,436,000 | 6,974 |
Total interest expense | $2,449,000 | 6,088 |
Net interest income | $1,987,000 | 7,802 |
Provision for loan and lease losses | $27,000 | 10,147 |
Total noninterest income | $146,000 | 10,574 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $146,000 | 6,738 |
Total noninterest expense | $1,175,000 | 9,158 |
Salaries and employee benefits | $599,000 | 8,809 |
Premises and equipment expense | $186,000 | 8,166 |
Additional noninterest expense | $390,000 | 9,685 |
Pre-tax net operating income | $931,000 | 5,938 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $380,000 | 4,989 |
Income before extraordinary items | $551,000 | 6,920 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $551,000 | 7,007 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 10,157 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $551,000 | 6,554 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.