Home > Cherokee Valley Federal Savings Association > Assets and Liabilities
Cherokee Valley Federal Savings Association, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $80,244,000 | 5,408 |
| Cash and due from depository institutions | $7,459,000 | 3,539 |
| Interest-bearing balances | $4,369,000 | 1,368 |
| Securities | $14,181,000 | 7,665 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $48,809,000 | 4,884 |
| Loan loss allowance | $833,000 | 4,334 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,000,000 | 912 |
| Other real estate owned | $55,000 | 3,539 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,740,000 | 3,904 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,244,000 | 5,408 |
| Total liabilities | $79,041,000 | 5,022 |
| Total deposits | $78,335,000 | 4,860 |
| Interest-bearing deposits | $78,335,000 | 4,280 |
| Deposits held in domestic offices | $78,335,000 | 4,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $706,000 | 4,109 |
| Total equity capital | $1,203,000 | 12,520 |
| Total bank equity capital | $1,203,000 | 12,520 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $1,203,000 | 9,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 5,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $299,000 | 6,098 |
| Earning assets | $67,359,000 | 5,827 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $86,118,400 | 4,937 |
| Average Assets, quarterly | $81,018,000 | 5,308 |
| Volatile liabilities | $1,083,000 | 11,218 |
| Insider loans | $97,000 | 9,796 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $432,000 | 10,760 |
| Tier 1 (core) risk-based capital | $1,112,000 | 12,627 |
| Tier 2 risk-based capital | $585,000 | 4,619 |
| Total risk weighted assets | $46,833,000 | 5,198 |
| Total unused commitments | $432,000 | 10,773 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $95,325,000 | 4,721 |
| Cash and due from depository institutions | $4,153,000 | 3,556 |
| Interest-bearing balances | $258,000 | 5,848 |
| Securities | $1,010,000 | 13,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $75,634,000 | 3,399 |
| Loan loss allowance | $1,351,000 | 2,922 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,287,000 | 879 |
| Other real estate owned | $4,137,000 | 3,556 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,104,000 | 3,427 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,325,000 | 4,721 |
| Total liabilities | $94,288,000 | 4,415 |
| Total deposits | $93,408,000 | 4,287 |
| Interest-bearing deposits | $84,281,000 | 4,167 |
| Deposits held in domestic offices | $93,408,000 | 4,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $880,000 | 3,648 |
| Total equity capital | $1,037,000 | 13,163 |
| Total bank equity capital | $1,037,000 | 13,163 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $1,037,000 | 9,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,304,000 | 3,040 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $494,000 | 4,150 |
| Earning assets | $76,902,000 | 5,258 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $116,435,670 | 3,870 |
| Average Assets, quarterly | $106,821,000 | 4,232 |
| Volatile liabilities | $746,000 | 12,323 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $464,000 | 10,698 |
| Tier 1 (core) risk-based capital | $958,000 | 13,270 |
| Tier 2 risk-based capital | $863,000 | 3,301 |
| Total risk weighted assets | $68,983,000 | 3,759 |
| Total unused commitments | $464,000 | 10,723 |
| Derivatives | $0 | 651 |