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Cherokee State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$10,657,000	2,744
Total interest expense	$3,900,000	2,308
Net interest income	$6,757,000	2,944
Provision for loan and lease losses	$9,000	3,188
Total noninterest income	$1,271,000	2,476
Gross Fiduciary activities income	$516,000	591
Service charges on deposit accounts	$111,000	3,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$644,000	2,725
Total noninterest expense	$5,257,000	2,975
Salaries and employee benefits	$3,058,000	2,920
Premises and equipment expense	$620,000	2,659
Additional noninterest expense	$644,000	2,725
Pre-tax net operating income	$2,762,000	2,605
Securities gains (losses)	$-481,000	4,172
Applicable income taxes	$396,000	2,057
Income before extraordinary items	$1,885,000	2,845
Extraordinary gains, net	$0	54
Net income	$1,885,000	2,873
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,885,000	2,847
Net charge-offs	$0	2,884
Cash dividends	$1,154,000	2,027
Sale, conversion, retirement of capital stock, net	$93,000	419
Net operating income	$2,284,230	2,667
2023-09-30 (YTD Data)		Rank
Total interest income	$7,797,000	2,760
Total interest expense	$2,662,000	2,295
Net interest income	$5,135,000	2,936
Provision for loan and lease losses	$0	3,085
Total noninterest income	$848,000	2,592
Gross Fiduciary activities income	$297,000	615
Service charges on deposit accounts	$85,000	3,277
Trading account gains and fees	NA	NA
Additional Noninterest Income	$466,000	2,757
Total noninterest expense	$3,808,000	3,011
Salaries and employee benefits	$2,300,000	2,895
Premises and equipment expense	$456,000	2,693
Additional noninterest expense	$466,000	2,756
Pre-tax net operating income	$2,175,000	2,610
Securities gains (losses)	$8,000	641
Applicable income taxes	$463,000	1,806
Income before extraordinary items	$1,720,000	2,690
Extraordinary gains, net	$0	52
Net income	$1,720,000	2,720
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,720,000	2,691
Net charge-offs	$0	2,641
Cash dividends	$865,000	1,810
Sale, conversion, retirement of capital stock, net	$93,000	385
Net operating income	$1,713,680	2,721
2023-06-30 (YTD Data)		Rank
Total interest income	$5,010,000	2,785
Total interest expense	$1,500,000	2,344
Net interest income	$3,510,000	2,927
Provision for loan and lease losses	$0	2,940
Total noninterest income	$616,000	2,451
Gross Fiduciary activities income	$246,000	593
Service charges on deposit accounts	$56,000	3,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$314,000	2,707
Total noninterest expense	$2,605,000	2,968
Salaries and employee benefits	$1,551,000	2,886
Premises and equipment expense	$326,000	2,585
Additional noninterest expense	$314,000	2,702
Pre-tax net operating income	$1,521,000	2,568
Securities gains (losses)	$24,000	419
Applicable income taxes	$345,000	1,750
Income before extraordinary items	$1,200,000	2,651
Extraordinary gains, net	$0	51
Net income	$1,200,000	2,681
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,200,000	2,651
Net charge-offs	$-35,000	4,238
Cash dividends	$577,000	1,839
Sale, conversion, retirement of capital stock, net	$93,000	349
Net operating income	$1,181,040	2,684
2023-03-31 (YTD Data)		Rank
Total interest income	$2,370,000	2,849
Total interest expense	$566,000	2,499
Net interest income	$1,804,000	2,902
Provision for loan and lease losses	$0	2,612
Total noninterest income	$195,000	2,981
Gross Fiduciary activities income	$30,000	731
Service charges on deposit accounts	$30,000	3,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	2,849
Total noninterest expense	$1,298,000	3,010
Salaries and employee benefits	$777,000	2,927
Premises and equipment expense	$166,000	2,591
Additional noninterest expense	$135,000	2,849
Pre-tax net operating income	$701,000	2,708
Securities gains (losses)	$0	950
Applicable income taxes	$153,000	1,855
Income before extraordinary items	$548,000	2,801
Extraordinary gains, net	$0	4
Net income	$548,000	2,801
Minority interest net income	$0	48
Net income of bank and minority interests.	$548,000	2,801
Net charge-offs	$-35,000	4,355
Cash dividends	$288,000	1,616
Sale, conversion, retirement of capital stock, net	$93,000	263
Net operating income	$548,000	2,828
2022-12-31 (YTD Data)		Rank
Total interest income	$8,282,000	2,800
Total interest expense	$803,000	2,683
Net interest income	$7,479,000	2,786
Provision for loan and lease losses	$0	3,012
Total noninterest income	$1,246,000	2,554
Gross Fiduciary activities income	$521,000	611
Service charges on deposit accounts	$122,000	3,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$603,000	2,867
Total noninterest expense	$4,887,000	3,078
Salaries and employee benefits	$2,928,000	2,984
Premises and equipment expense	$362,000	3,428
Additional noninterest expense	$603,000	2,867
Pre-tax net operating income	$3,838,000	2,352
Securities gains (losses)	$7,000	482
Applicable income taxes	$790,000	1,731
Income before extraordinary items	$3,055,000	2,439
Extraordinary gains, net	$0	5
Net income	$3,055,000	2,437
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,055,000	2,438
Net charge-offs	$-74,000	4,205
Cash dividends	$1,966,000	1,529
Sale, conversion, retirement of capital stock, net	$687,000	283
Net operating income	$3,049,470	2,470
2022-09-30 (YTD Data)		Rank
Total interest income	$6,160,000	2,758
Total interest expense	$450,000	2,798
Net interest income	$5,710,000	2,739
Provision for loan and lease losses	$0	2,835
Total noninterest income	$815,000	2,743
Gross Fiduciary activities income	$309,000	632
Service charges on deposit accounts	$94,000	3,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$412,000	2,989
Total noninterest expense	$3,491,000	3,144
Salaries and employee benefits	$2,205,000	2,963
Premises and equipment expense	$235,000	3,616
Additional noninterest expense	$412,000	2,989
Pre-tax net operating income	$3,034,000	2,268
Securities gains (losses)	$7,000	491
Applicable income taxes	$716,000	1,585
Income before extraordinary items	$2,325,000	2,389
Extraordinary gains, net	$0	4
Net income	$2,325,000	2,388
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,325,000	2,388
Net charge-offs	$-6,000	3,455
Cash dividends	$1,226,000	1,496
Sale, conversion, retirement of capital stock, net	$687,000	225
Net operating income	$2,319,470	2,431
2022-06-30 (YTD Data)		Rank
Total interest income	$4,156,000	2,705
Total interest expense	$247,000	2,929
Net interest income	$3,909,000	2,662
Provision for loan and lease losses	$0	2,599
Total noninterest income	$583,000	2,656
Gross Fiduciary activities income	$281,000	561
Service charges on deposit accounts	$62,000	3,286
Trading account gains and fees	NA	NA
Additional Noninterest Income	$240,000	3,143
Total noninterest expense	$2,331,000	3,134
Salaries and employee benefits	$1,471,000	2,957
Premises and equipment expense	$160,000	3,612
Additional noninterest expense	$700,000	3,186
Pre-tax net operating income	$2,161,000	2,105
Securities gains (losses)	$7,000	442
Applicable income taxes	$514,000	1,469
Income before extraordinary items	$1,654,000	2,219
Extraordinary gains, net	$0	4
Net income	$1,654,000	2,220
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,654,000	2,219
Net charge-offs	$-6,000	3,498
Cash dividends	$816,000	1,489
Sale, conversion, retirement of capital stock, net	$467,000	208
Net operating income	$1,648,470	2,260
2022-03-31 (YTD Data)		Rank
Total interest income	$1,988,000	2,729
Total interest expense	$120,000	2,940
Net interest income	$1,868,000	2,684
Provision for loan and lease losses	$0	2,285
Total noninterest income	$185,000	3,126
Gross Fiduciary activities income	$44,000	675
Service charges on deposit accounts	$32,000	3,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,181
Total noninterest expense	$1,158,000	3,142
Salaries and employee benefits	$741,000	2,945
Premises and equipment expense	$81,000	3,615
Additional noninterest expense	$336,000	3,246
Pre-tax net operating income	$895,000	2,249
Securities gains (losses)	$7,000	426
Applicable income taxes	$208,000	1,583
Income before extraordinary items	$694,000	2,367
Extraordinary gains, net	$0	4
Net income	$694,000	2,366
Minority interest net income	$0	50
Net income of bank and minority interests.	$694,000	2,367
Net charge-offs	$-6,000	3,738
Cash dividends	$408,000	1,299
Sale, conversion, retirement of capital stock, net	$467,000	125
Net operating income	$688,470	2,401
2021-12-31 (YTD Data)		Rank
Total interest income	$8,642,000	2,701
Total interest expense	$612,000	2,875
Net interest income	$8,030,000	2,647
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,224,000	2,762
Gross Fiduciary activities income	$482,000	577
Service charges on deposit accounts	$133,000	3,140
Trading account gains and fees	NA	NA
Additional Noninterest Income	$609,000	3,096
Total noninterest expense	$4,980,000	3,028
Salaries and employee benefits	$3,157,000	2,856
Premises and equipment expense	$295,000	3,747
Additional noninterest expense	$1,528,000	3,068
Pre-tax net operating income	$4,274,000	2,247
Securities gains (losses)	$321,000	468
Applicable income taxes	$980,000	1,619
Income before extraordinary items	$3,615,000	2,302
Extraordinary gains, net	$0	10
Net income	$3,615,000	2,302
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,615,000	2,303
Net charge-offs	$-82,000	4,295
Cash dividends	$2,088,000	1,478
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,361,410	2,373
2021-09-30 (YTD Data)		Rank
Total interest income	$6,716,000	2,679
Total interest expense	$481,000	2,906
Net interest income	$6,235,000	2,631
Provision for loan and lease losses	$0	2,963
Total noninterest income	$783,000	2,968
Gross Fiduciary activities income	$272,000	609
Service charges on deposit accounts	$92,000	3,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$419,000	3,210
Total noninterest expense	$3,488,000	3,155
Salaries and employee benefits	$2,328,000	2,892
Premises and equipment expense	$216,000	3,815
Additional noninterest expense	$944,000	3,383
Pre-tax net operating income	$3,530,000	2,221
Securities gains (losses)	$212,000	541
Applicable income taxes	$887,000	1,562
Income before extraordinary items	$2,855,000	2,323
Extraordinary gains, net	$0	8
Net income	$2,855,000	2,322
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,855,000	2,323
Net charge-offs	$-25,000	3,960
Cash dividends	$1,446,000	1,438
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,687,520	2,383
2021-06-30 (YTD Data)		Rank
Total interest income	$4,859,000	2,552
Total interest expense	$339,000	2,908
Net interest income	$4,520,000	2,505
Provision for loan and lease losses	$0	2,862
Total noninterest income	$560,000	2,879
Gross Fiduciary activities income	$234,000	581
Service charges on deposit accounts	$59,000	3,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	3,231
Total noninterest expense	$2,342,000	3,134
Salaries and employee benefits	$1,567,000	2,879
Premises and equipment expense	$141,000	3,852
Additional noninterest expense	$634,000	3,371
Pre-tax net operating income	$2,738,000	2,000
Securities gains (losses)	$205,000	460
Applicable income taxes	$709,000	1,413
Income before extraordinary items	$2,234,000	2,093
Extraordinary gains, net	$0	6
Net income	$2,234,000	2,093
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,234,000	2,093
Net charge-offs	$-26,000	4,150
Cash dividends	$964,000	1,430
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,072,050	2,146
2021-03-31 (YTD Data)		Rank
Total interest income	$2,548,000	2,471
Total interest expense	$179,000	2,917
Net interest income	$2,369,000	2,424
Provision for loan and lease losses	$0	2,741
Total noninterest income	$243,000	3,009
Gross Fiduciary activities income	$67,000	645
Service charges on deposit accounts	$29,000	3,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$147,000	3,134
Total noninterest expense	$1,152,000	3,150
Salaries and employee benefits	$809,000	2,835
Premises and equipment expense	$72,000	3,857
Additional noninterest expense	$271,000	3,586
Pre-tax net operating income	$1,460,000	1,909
Securities gains (losses)	$190,000	342
Applicable income taxes	$403,000	1,301
Income before extraordinary items	$1,247,000	1,954
Extraordinary gains, net	$0	3
Net income	$1,247,000	1,954
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,247,000	1,954
Net charge-offs	$-1,000	3,038
Cash dividends	$482,000	1,239
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,096,900	2,062
2020-12-31 (YTD Data)		Rank
Total interest income	$9,184,000	2,649
Total interest expense	$1,406,000	2,482
Net interest income	$7,778,000	2,650
Provision for loan and lease losses	$425,000	2,396
Total noninterest income	$1,052,000	2,813
Gross Fiduciary activities income	$425,000	593
Service charges on deposit accounts	$161,000	3,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$466,000	3,220
Total noninterest expense	$4,868,000	3,053
Salaries and employee benefits	$3,114,000	2,886
Premises and equipment expense	$330,000	3,691
Additional noninterest expense	$1,424,000	3,137
Pre-tax net operating income	$3,537,000	2,211
Securities gains (losses)	$239,000	941
Applicable income taxes	$753,000	1,662
Income before extraordinary items	$3,023,000	2,302
Extraordinary gains, net	$0	4
Net income	$3,023,000	2,301
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,023,000	2,302
Net charge-offs	$6,000	3,144
Cash dividends	$1,445,000	1,819
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,831,800	2,323
2020-09-30 (YTD Data)		Rank
Total interest income	$7,113,000	2,620
Total interest expense	$1,182,000	2,403
Net interest income	$5,931,000	2,639
Provision for loan and lease losses	$395,000	2,168
Total noninterest income	$721,000	2,889
Gross Fiduciary activities income	$258,000	613
Service charges on deposit accounts	$119,000	3,056
Trading account gains and fees	NA	NA
Additional Noninterest Income	$344,000	3,201
Total noninterest expense	$3,437,000	3,137
Salaries and employee benefits	$2,323,000	2,874
Premises and equipment expense	$265,000	3,613
Additional noninterest expense	$849,000	3,487
Pre-tax net operating income	$2,820,000	2,122
Securities gains (losses)	$239,000	815
Applicable income taxes	$706,000	1,450
Income before extraordinary items	$2,353,000	2,224
Extraordinary gains, net	$0	4
Net income	$2,353,000	2,224
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,353,000	2,224
Net charge-offs	$31,000	2,299
Cash dividends	$803,000	1,900
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,164,190	2,279
2020-06-30 (YTD Data)		Rank
Total interest income	$4,914,000	2,582
Total interest expense	$886,000	2,341
Net interest income	$4,028,000	2,625
Provision for loan and lease losses	$350,000	1,891
Total noninterest income	$509,000	2,784
Gross Fiduciary activities income	$225,000	586
Service charges on deposit accounts	$77,000	3,118
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	3,267
Total noninterest expense	$2,333,000	3,114
Salaries and employee benefits	$1,592,000	2,850
Premises and equipment expense	$183,000	3,541
Additional noninterest expense	$558,000	3,528
Pre-tax net operating income	$1,854,000	2,101
Securities gains (losses)	$238,000	633
Applicable income taxes	$485,000	1,374
Income before extraordinary items	$1,607,000	2,145
Extraordinary gains, net	$0	4
Net income	$1,607,000	2,145
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,607,000	2,145
Net charge-offs	$32,000	1,957
Cash dividends	$562,000	1,852
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,418,980	2,269
2020-03-31 (YTD Data)		Rank
Total interest income	$2,250,000	2,746
Total interest expense	$508,000	2,265
Net interest income	$1,742,000	2,817
Provision for loan and lease losses	$50,000	2,502
Total noninterest income	$172,000	3,201
Gross Fiduciary activities income	$22,000	738
Service charges on deposit accounts	$41,000	3,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,088
Total noninterest expense	$1,086,000	3,268
Salaries and employee benefits	$774,000	2,908
Premises and equipment expense	$82,000	3,735
Additional noninterest expense	$230,000	3,846
Pre-tax net operating income	$778,000	2,193
Securities gains (losses)	$162,000	444
Applicable income taxes	$195,000	1,420
Income before extraordinary items	$745,000	2,080
Extraordinary gains, net	$0	4
Net income	$745,000	2,079
Minority interest net income	$0	56
Net income of bank and minority interests.	$745,000	2,080
Net charge-offs	$1,000	2,430
Cash dividends	$321,000	1,596
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$617,020	2,328
2019-12-31 (YTD Data)		Rank
Total interest income	$9,619,000	2,642
Total interest expense	$2,329,000	2,134
Net interest income	$7,290,000	2,777
Provision for loan and lease losses	$0	3,973
Total noninterest income	$900,000	2,963
Gross Fiduciary activities income	$336,000	624
Service charges on deposit accounts	$189,000	3,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$375,000	3,343
Total noninterest expense	$4,483,000	3,214
Salaries and employee benefits	$2,982,000	2,950
Premises and equipment expense	$402,000	3,464
Additional noninterest expense	$1,099,000	3,655
Pre-tax net operating income	$3,707,000	2,160
Securities gains (losses)	$7,000	2,003
Applicable income taxes	$661,000	1,756
Income before extraordinary items	$3,053,000	2,257
Extraordinary gains, net	$0	11
Net income	$3,053,000	2,259
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,053,000	2,259
Net charge-offs	$198,000	1,699
Cash dividends	$1,686,000	1,758
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,047,260	2,224
2019-09-30 (YTD Data)		Rank
Total interest income	$7,268,000	2,670
Total interest expense	$1,778,000	2,123
Net interest income	$5,490,000	2,809
Provision for loan and lease losses	$0	3,836
Total noninterest income	$632,000	3,059
Gross Fiduciary activities income	$171,000	672
Service charges on deposit accounts	$139,000	3,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	3,204
Total noninterest expense	$3,282,000	3,273
Salaries and employee benefits	$2,222,000	2,969
Premises and equipment expense	$273,000	3,657
Additional noninterest expense	$787,000	3,743
Pre-tax net operating income	$2,840,000	2,180
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$571,000	1,688
Income before extraordinary items	$2,274,000	2,333
Extraordinary gains, net	$0	11
Net income	$2,274,000	2,332
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,274,000	2,334
Net charge-offs	$-13,000	4,496
Cash dividends	$964,000	1,870
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,270,000	2,304
2019-06-30 (YTD Data)		Rank
Total interest income	$4,838,000	2,682
Total interest expense	$1,182,000	2,109
Net interest income	$3,656,000	2,826
Provision for loan and lease losses	$0	3,685
Total noninterest income	$485,000	2,849
Gross Fiduciary activities income	$167,000	634
Service charges on deposit accounts	$91,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	3,119
Total noninterest expense	$2,170,000	3,315
Salaries and employee benefits	$1,458,000	3,017
Premises and equipment expense	$177,000	3,723
Additional noninterest expense	$535,000	3,745
Pre-tax net operating income	$1,971,000	2,115
Securities gains (losses)	$4,000	1,415
Applicable income taxes	$396,000	1,628
Income before extraordinary items	$1,579,000	2,257
Extraordinary gains, net	$0	11
Net income	$1,579,000	2,257
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,579,000	2,257
Net charge-offs	$-13,000	4,553
Cash dividends	$642,000	1,848
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,575,800	2,229
2019-03-31 (YTD Data)		Rank
Total interest income	$2,397,000	2,701
Total interest expense	$562,000	2,144
Net interest income	$1,835,000	2,843
Provision for loan and lease losses	$0	3,406
Total noninterest income	$255,000	2,722
Gross Fiduciary activities income	$117,000	594
Service charges on deposit accounts	$46,000	3,297
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,332
Total noninterest expense	$1,072,000	3,357
Salaries and employee benefits	$707,000	3,084
Premises and equipment expense	$91,000	3,693
Additional noninterest expense	$274,000	3,720
Pre-tax net operating income	$1,018,000	2,034
Securities gains (losses)	$0	1,087
Applicable income taxes	$205,000	1,569
Income before extraordinary items	$813,000	2,172
Extraordinary gains, net	$0	5
Net income	$813,000	2,171
Minority interest net income	$0	52
Net income of bank and minority interests.	$813,000	2,171
Net charge-offs	$-15,000	4,791
Cash dividends	$321,000	1,675
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$813,000	2,159
2018-12-31 (YTD Data)		Rank
Total interest income	$9,154,000	2,690
Total interest expense	$1,666,000	2,187
Net interest income	$7,488,000	2,775
Provision for loan and lease losses	$270,000	2,073
Total noninterest income	$1,327,000	2,482
Gross Fiduciary activities income	$230,000	697
Service charges on deposit accounts	$230,000	3,139
Trading account gains and fees	NA	NA
Additional Noninterest Income	$867,000	2,400
Total noninterest expense	$4,535,000	3,247
Salaries and employee benefits	$2,953,000	3,001
Premises and equipment expense	$313,000	3,960
Additional noninterest expense	$1,269,000	3,481
Pre-tax net operating income	$4,010,000	2,101
Securities gains (losses)	$15,000	633
Applicable income taxes	$760,000	1,624
Income before extraordinary items	$3,265,000	2,196
Extraordinary gains, net	$0	6
Net income	$3,265,000	2,194
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,265,000	2,195
Net charge-offs	$192,000	1,681
Cash dividends	$1,847,000	1,534
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,252,850	2,199
2018-09-30 (YTD Data)		Rank
Total interest income	$6,796,000	2,696
Total interest expense	$1,176,000	2,196
Net interest income	$5,620,000	2,776
Provision for loan and lease losses	$220,000	1,905
Total noninterest income	$631,000	3,115
Gross Fiduciary activities income	$94,000	739
Service charges on deposit accounts	$176,000	3,132
Trading account gains and fees	NA	NA
Additional Noninterest Income	$361,000	3,146
Total noninterest expense	$3,141,000	3,398
Salaries and employee benefits	$2,077,000	3,094
Premises and equipment expense	$210,000	4,158
Additional noninterest expense	$854,000	3,700
Pre-tax net operating income	$2,890,000	2,178
Securities gains (losses)	$0	1,118
Applicable income taxes	$565,000	1,684
Income before extraordinary items	$2,325,000	2,293
Extraordinary gains, net	$0	5
Net income	$2,325,000	2,292
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,325,000	2,292
Net charge-offs	$47,000	2,243
Cash dividends	$964,000	1,707
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,325,000	2,287
2018-06-30 (YTD Data)		Rank
Total interest income	$4,472,000	2,713
Total interest expense	$725,000	2,225
Net interest income	$3,747,000	2,778
Provision for loan and lease losses	$130,000	1,938
Total noninterest income	$435,000	3,078
Gross Fiduciary activities income	$92,000	716
Service charges on deposit accounts	$115,000	3,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	3,209
Total noninterest expense	$2,073,000	3,441
Salaries and employee benefits	$1,387,000	3,104
Premises and equipment expense	$135,000	4,225
Additional noninterest expense	$551,000	3,781
Pre-tax net operating income	$1,979,000	2,113
Securities gains (losses)	$0	961
Applicable income taxes	$389,000	1,638
Income before extraordinary items	$1,590,000	2,216
Extraordinary gains, net	$0	6
Net income	$1,590,000	2,213
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,590,000	2,215
Net charge-offs	$35,000	1,952
Cash dividends	$642,000	1,715
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,590,000	2,213
2018-03-31 (YTD Data)		Rank
Total interest income	$2,179,000	2,772
Total interest expense	$330,000	2,301
Net interest income	$1,849,000	2,821
Provision for loan and lease losses	$55,000	2,014
Total noninterest income	$218,000	3,052
Gross Fiduciary activities income	$62,000	694
Service charges on deposit accounts	$61,000	3,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	3,420
Total noninterest expense	$1,059,000	3,431
Salaries and employee benefits	$703,000	3,121
Premises and equipment expense	$68,000	4,280
Additional noninterest expense	$288,000	3,727
Pre-tax net operating income	$953,000	2,110
Securities gains (losses)	$0	735
Applicable income taxes	$184,000	1,648
Income before extraordinary items	$769,000	2,219
Extraordinary gains, net	$0	7
Net income	$769,000	2,218
Minority interest net income	$0	52
Net income of bank and minority interests.	$769,000	2,219
Net charge-offs	$0	2,722
Cash dividends	$321,000	1,542
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$769,000	2,210
2017-12-31 (YTD Data)		Rank
Total interest income	$8,288,000	2,800
Total interest expense	$1,065,000	2,443
Net interest income	$7,223,000	2,827
Provision for loan and lease losses	$798,000	1,057
Total noninterest income	$1,057,000	2,867
Gross Fiduciary activities income	$204,000	717
Service charges on deposit accounts	$262,000	3,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	2,953
Total noninterest expense	$4,041,000	3,530
Salaries and employee benefits	$2,678,000	3,207
Premises and equipment expense	$298,000	4,189
Additional noninterest expense	$1,065,000	3,914
Pre-tax net operating income	$3,441,000	2,265
Securities gains (losses)	$243,000	349
Applicable income taxes	$956,000	1,919
Income before extraordinary items	$2,728,000	2,203
Extraordinary gains, net	$0	9
Net income	$2,728,000	2,203
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,728,000	2,203
Net charge-offs	$401,000	1,260
Cash dividends	$1,767,000	1,556
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,548,180	2,276
2017-09-30 (YTD Data)		Rank
Total interest income	$6,162,000	2,829
Total interest expense	$776,000	2,466
Net interest income	$5,386,000	2,852
Provision for loan and lease losses	$722,000	907
Total noninterest income	$630,000	3,240
Gross Fiduciary activities income	$66,000	797
Service charges on deposit accounts	$193,000	3,110
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,193
Total noninterest expense	$3,018,000	3,543
Salaries and employee benefits	$2,019,000	3,206
Premises and equipment expense	$223,000	4,216
Additional noninterest expense	$776,000	3,973
Pre-tax net operating income	$2,276,000	2,512
Securities gains (losses)	$238,000	329
Applicable income taxes	$646,000	1,851
Income before extraordinary items	$1,868,000	2,520
Extraordinary gains, net	$0	9
Net income	$1,868,000	2,520
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,868,000	2,520
Net charge-offs	$1,000	3,697
Cash dividends	$723,000	2,040
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,691,880	2,657
2017-06-30 (YTD Data)		Rank
Total interest income	$4,057,000	2,837
Total interest expense	$502,000	2,485
Net interest income	$3,555,000	2,870
Provision for loan and lease losses	$648,000	713
Total noninterest income	$438,000	3,183
Gross Fiduciary activities income	$56,000	778
Service charges on deposit accounts	$122,000	3,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	3,143
Total noninterest expense	$2,053,000	3,531
Salaries and employee benefits	$1,367,000	3,197
Premises and equipment expense	$155,000	4,164
Additional noninterest expense	$531,000	3,938
Pre-tax net operating income	$1,292,000	2,728
Securities gains (losses)	$147,000	335
Applicable income taxes	$336,000	2,051
Income before extraordinary items	$1,103,000	2,662
Extraordinary gains, net	$0	11
Net income	$1,103,000	2,661
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,103,000	2,662
Net charge-offs	$0	3,512
Cash dividends	$481,000	2,072
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$989,810	2,822
2017-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	2,898
Total interest expense	$235,000	2,564
Net interest income	$1,731,000	2,926
Provision for loan and lease losses	$213,000	901
Total noninterest income	$198,000	3,316
Gross Fiduciary activities income	$47,000	739
Service charges on deposit accounts	$59,000	3,247
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	3,577
Total noninterest expense	$1,021,000	3,570
Salaries and employee benefits	$671,000	3,262
Premises and equipment expense	$62,000	4,554
Additional noninterest expense	$288,000	3,816
Pre-tax net operating income	$695,000	2,552
Securities gains (losses)	$0	1,153
Applicable income taxes	$157,000	2,075
Income before extraordinary items	$538,000	2,637
Extraordinary gains, net	$0	8
Net income	$538,000	2,637
Minority interest net income	$0	55
Net income of bank and minority interests.	$538,000	2,637
Net charge-offs	$0	2,943
Cash dividends	$241,000	1,831
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$538,000	2,622
2016-12-31 (YTD Data)		Rank
Total interest income	$7,872,000	2,882
Total interest expense	$849,000	2,709
Net interest income	$7,023,000	2,875
Provision for loan and lease losses	$610,000	1,286
Total noninterest income	$969,000	3,086
Gross Fiduciary activities income	$182,000	747
Service charges on deposit accounts	$229,000	3,399
Trading account gains and fees	$0	170
Additional Noninterest Income	$558,000	3,104
Total noninterest expense	$3,867,000	3,712
Salaries and employee benefits	$2,503,000	3,404
Premises and equipment expense	$297,000	4,321
Additional noninterest expense	$1,067,000	4,056
Pre-tax net operating income	$3,515,000	2,122
Securities gains (losses)	$569,000	386
Applicable income taxes	$1,162,000	1,508
Income before extraordinary items	$2,922,000	2,159
Extraordinary gains, net	$0	5
Net income	$2,922,000	2,157
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,922,000	2,158
Net charge-offs	$285,000	1,580
Cash dividends	$2,409,000	1,209
Sale, conversion, retirement of capital stock, net	$7,000	717
Net operating income	$2,512,320	2,346
2016-09-30 (YTD Data)		Rank
Total interest income	$5,947,000	2,871
Total interest expense	$626,000	2,743
Net interest income	$5,321,000	2,861
Provision for loan and lease losses	$310,000	1,588
Total noninterest income	$632,000	3,307
Gross Fiduciary activities income	$61,000	830
Service charges on deposit accounts	$167,000	3,457
Trading account gains and fees	$0	169
Additional Noninterest Income	$404,000	3,166
Total noninterest expense	$2,960,000	3,679
Salaries and employee benefits	$1,900,000	3,376
Premises and equipment expense	$199,000	4,537
Additional noninterest expense	$861,000	3,945
Pre-tax net operating income	$2,683,000	2,134
Securities gains (losses)	$524,000	370
Applicable income taxes	$896,000	1,521
Income before extraordinary items	$2,311,000	2,092
Extraordinary gains, net	$0	5
Net income	$2,311,000	2,091
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,311,000	2,092
Net charge-offs	$4,000	3,666
Cash dividends	$1,204,000	1,480
Sale, conversion, retirement of capital stock, net	$7,000	665
Net operating income	$1,933,720	2,344
2016-06-30 (YTD Data)		Rank
Total interest income	$4,007,000	2,856
Total interest expense	$411,000	2,785
Net interest income	$3,596,000	2,845
Provision for loan and lease losses	$310,000	1,206
Total noninterest income	$373,000	3,502
Gross Fiduciary activities income	$54,000	806
Service charges on deposit accounts	$103,000	3,564
Trading account gains and fees	$0	157
Additional Noninterest Income	$216,000	3,492
Total noninterest expense	$1,919,000	3,761
Salaries and employee benefits	$1,267,000	3,392
Premises and equipment expense	$127,000	4,646
Additional noninterest expense	$525,000	4,134
Pre-tax net operating income	$1,740,000	2,164
Securities gains (losses)	$507,000	277
Applicable income taxes	$638,000	1,441
Income before extraordinary items	$1,609,000	1,988
Extraordinary gains, net	$0	16
Net income	$1,609,000	1,988
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,609,000	1,988
Net charge-offs	$4,000	3,372
Cash dividends	$803,000	1,494
Sale, conversion, retirement of capital stock, net	$7,000	627
Net operating income	$1,243,960	2,376
2016-03-31 (YTD Data)		Rank
Total interest income	$1,980,000	2,884
Total interest expense	$206,000	2,790
Net interest income	$1,774,000	2,877
Provision for loan and lease losses	$310,000	654
Total noninterest income	$179,000	3,539
Gross Fiduciary activities income	$40,000	768
Service charges on deposit accounts	$49,000	3,626
Trading account gains and fees	$0	142
Additional Noninterest Income	$90,000	3,704
Total noninterest expense	$947,000	3,823
Salaries and employee benefits	$641,000	3,389
Premises and equipment expense	$76,000	4,369
Additional noninterest expense	$230,000	4,408
Pre-tax net operating income	$696,000	2,497
Securities gains (losses)	$451,000	141
Applicable income taxes	$325,000	1,407
Income before extraordinary items	$822,000	1,946
Extraordinary gains, net	$0	12
Net income	$822,000	1,946
Minority interest net income	$0	62
Net income of bank and minority interests.	$822,000	1,946
Net charge-offs	$-9,000	5,132
Cash dividends	$402,000	1,365
Sale, conversion, retirement of capital stock, net	$7,000	552
Net operating income	$497,280	2,707
2015-12-31 (YTD Data)		Rank
Total interest income	$7,742,000	2,904
Total interest expense	$847,000	2,714
Net interest income	$6,895,000	2,890
Provision for loan and lease losses	$35,000	3,818
Total noninterest income	$965,000	3,134
Gross Fiduciary activities income	$184,000	760
Service charges on deposit accounts	$215,000	3,601
Trading account gains and fees	$0	159
Additional Noninterest Income	$566,000	3,117
Total noninterest expense	$3,578,000	3,956
Salaries and employee benefits	$2,250,000	3,664
Premises and equipment expense	$213,000	5,003
Additional noninterest expense	$1,115,000	4,076
Pre-tax net operating income	$4,247,000	1,787
Securities gains (losses)	$-10,000	5,863
Applicable income taxes	$1,064,000	1,539
Income before extraordinary items	$3,173,000	1,956
Extraordinary gains, net	$0	23
Net income	$3,173,000	1,957
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,173,000	1,958
Net charge-offs	$59,000	3,125
Cash dividends	$2,408,000	1,176
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,180,500	1,911
2015-09-30 (YTD Data)		Rank
Total interest income	$5,768,000	2,933
Total interest expense	$632,000	2,754
Net interest income	$5,136,000	2,923
Provision for loan and lease losses	$25,000	3,699
Total noninterest income	$736,000	3,112
Gross Fiduciary activities income	$142,000	756
Service charges on deposit accounts	$159,000	3,649
Trading account gains and fees	$0	153
Additional Noninterest Income	$435,000	3,090
Total noninterest expense	$2,495,000	4,138
Salaries and employee benefits	$1,689,000	3,677
Premises and equipment expense	$188,000	4,809
Additional noninterest expense	$618,000	4,677
Pre-tax net operating income	$3,352,000	1,747
Securities gains (losses)	$-10,000	5,996
Applicable income taxes	$917,000	1,452
Income before extraordinary items	$2,425,000	1,939
Extraordinary gains, net	$0	21
Net income	$2,425,000	1,941
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,425,000	1,941
Net charge-offs	$-5,000	4,976
Cash dividends	$1,204,000	1,409
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,432,300	1,902
2015-06-30 (YTD Data)		Rank
Total interest income	$3,810,000	2,958
Total interest expense	$417,000	2,797
Net interest income	$3,393,000	2,943
Provision for loan and lease losses	$0	4,069
Total noninterest income	$434,000	3,326
Gross Fiduciary activities income	$75,000	790
Service charges on deposit accounts	$99,000	3,733
Trading account gains and fees	$0	157
Additional Noninterest Income	$260,000	3,253
Total noninterest expense	$1,659,000	4,182
Salaries and employee benefits	$1,120,000	3,714
Premises and equipment expense	$129,000	4,800
Additional noninterest expense	$410,000	4,714
Pre-tax net operating income	$2,168,000	1,784
Securities gains (losses)	$-10,000	6,114
Applicable income taxes	$586,000	1,489
Income before extraordinary items	$1,572,000	1,966
Extraordinary gains, net	$0	22
Net income	$1,572,000	1,968
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,572,000	1,968
Net charge-offs	$-18,000	5,444
Cash dividends	$802,000	1,455
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,579,300	1,915
2015-03-31 (YTD Data)		Rank
Total interest income	$1,876,000	2,987
Total interest expense	$207,000	2,830
Net interest income	$1,669,000	2,980
Provision for loan and lease losses	$0	3,703
Total noninterest income	$223,000	3,230
Gross Fiduciary activities income	$22,000	857
Service charges on deposit accounts	$47,000	3,792
Trading account gains and fees	$0	152
Additional Noninterest Income	$154,000	2,985
Total noninterest expense	$856,000	4,151
Salaries and employee benefits	$561,000	3,743
Premises and equipment expense	$83,000	4,398
Additional noninterest expense	$212,000	4,686
Pre-tax net operating income	$1,036,000	1,796
Securities gains (losses)	$5,000	1,653
Applicable income taxes	$281,000	1,511
Income before extraordinary items	$760,000	1,997
Extraordinary gains, net	$0	13
Net income	$760,000	1,999
Minority interest net income	$0	64
Net income of bank and minority interests.	$760,000	1,999
Net charge-offs	$-9,000	5,373
Cash dividends	$401,000	1,289
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$756,350	1,942
2014-12-31 (YTD Data)		Rank
Total interest income	$7,633,000	2,974
Total interest expense	$840,000	2,928
Net interest income	$6,793,000	2,960
Provision for loan and lease losses	$140,000	2,844
Total noninterest income	$958,000	3,176
Gross Fiduciary activities income	$195,000	776
Service charges on deposit accounts	$224,000	3,735
Trading account gains and fees	$0	180
Additional Noninterest Income	$539,000	3,166
Total noninterest expense	$3,341,000	4,244
Salaries and employee benefits	$2,201,000	3,791
Premises and equipment expense	$257,000	4,937
Additional noninterest expense	$883,000	4,713
Pre-tax net operating income	$4,270,000	1,745
Securities gains (losses)	$-168,000	6,382
Applicable income taxes	$901,000	1,652
Income before extraordinary items	$3,201,000	1,906
Extraordinary gains, net	$0	17
Net income	$3,201,000	1,905
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,201,000	1,904
Net charge-offs	$-29,000	5,884
Cash dividends	$2,408,000	1,110
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,332,040	1,818
2014-09-30 (YTD Data)		Rank
Total interest income	$5,690,000	3,010
Total interest expense	$635,000	2,970
Net interest income	$5,055,000	2,993
Provision for loan and lease losses	$130,000	2,543
Total noninterest income	$615,000	3,477
Gross Fiduciary activities income	$78,000	843
Service charges on deposit accounts	$170,000	3,759
Trading account gains and fees	$0	174
Additional Noninterest Income	$367,000	3,328
Total noninterest expense	$2,503,000	4,269
Salaries and employee benefits	$1,657,000	3,793
Premises and equipment expense	$198,000	4,944
Additional noninterest expense	$648,000	4,776
Pre-tax net operating income	$3,037,000	1,828
Securities gains (losses)	$0	2,980
Applicable income taxes	$752,000	1,575
Income before extraordinary items	$2,285,000	1,995
Extraordinary gains, net	$0	15
Net income	$2,285,000	1,994
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,285,000	1,993
Net charge-offs	$-30,000	5,896
Cash dividends	$1,204,000	1,347
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,285,000	1,950
2014-06-30 (YTD Data)		Rank
Total interest income	$3,763,000	3,042
Total interest expense	$432,000	2,960
Net interest income	$3,331,000	3,019
Provision for loan and lease losses	$60,000	2,755
Total noninterest income	$386,000	3,564
Gross Fiduciary activities income	$77,000	810
Service charges on deposit accounts	$106,000	3,836
Trading account gains and fees	$0	172
Additional Noninterest Income	$203,000	3,599
Total noninterest expense	$1,640,000	4,342
Salaries and employee benefits	$1,091,000	3,837
Premises and equipment expense	$133,000	4,981
Additional noninterest expense	$416,000	4,884
Pre-tax net operating income	$2,017,000	1,813
Securities gains (losses)	$0	2,580
Applicable income taxes	$487,000	1,564
Income before extraordinary items	$1,530,000	1,946
Extraordinary gains, net	$0	20
Net income	$1,530,000	1,950
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,530,000	1,949
Net charge-offs	$-16,000	5,809
Cash dividends	$802,000	1,364
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,530,000	1,894
2014-03-31 (YTD Data)		Rank
Total interest income	$1,862,000	3,073
Total interest expense	$223,000	2,916
Net interest income	$1,639,000	3,061
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$204,000	3,435
Gross Fiduciary activities income	$63,000	741
Service charges on deposit accounts	$49,000	3,960
Trading account gains and fees	$0	147
Additional Noninterest Income	$92,000	3,694
Total noninterest expense	$855,000	4,258
Salaries and employee benefits	$555,000	3,845
Premises and equipment expense	$76,000	4,787
Additional noninterest expense	$224,000	4,744
Pre-tax net operating income	$958,000	1,836
Securities gains (losses)	$0	1,715
Applicable income taxes	$209,000	1,680
Income before extraordinary items	$749,000	1,911
Extraordinary gains, net	$0	16
Net income	$749,000	1,914
Minority interest net income	$0	66
Net income of bank and minority interests.	$749,000	1,914
Net charge-offs	$-2,000	5,011
Cash dividends	$401,000	1,204
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$749,000	1,874
2013-12-31 (YTD Data)		Rank
Total interest income	$7,497,000	3,085
Total interest expense	$1,147,000	2,660
Net interest income	$6,350,000	3,124
Provision for loan and lease losses	$0	5,091
Total noninterest income	$859,000	3,493
Gross Fiduciary activities income	$165,000	806
Service charges on deposit accounts	$250,000	3,707
Trading account gains and fees	$0	184
Additional Noninterest Income	$444,000	3,517
Total noninterest expense	$3,289,000	4,406
Salaries and employee benefits	$2,198,000	3,872
Premises and equipment expense	$260,000	5,114
Additional noninterest expense	$831,000	4,997
Pre-tax net operating income	$3,920,000	1,749
Securities gains (losses)	$-62,000	6,480
Applicable income taxes	$933,000	1,534
Income before extraordinary items	$2,925,000	1,935
Extraordinary gains, net	$0	29
Net income	$2,925,000	1,936
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,925,000	1,937
Net charge-offs	$40,000	4,505
Cash dividends	$2,248,000	1,096
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,972,120	1,879
2013-09-30 (YTD Data)		Rank
Total interest income	$5,607,000	3,113
Total interest expense	$893,000	2,654
Net interest income	$4,714,000	3,170
Provision for loan and lease losses	$0	4,941
Total noninterest income	$618,000	3,628
Gross Fiduciary activities income	$118,000	808
Service charges on deposit accounts	$186,000	3,748
Trading account gains and fees	$0	180
Additional Noninterest Income	$314,000	3,678
Total noninterest expense	$2,439,000	4,457
Salaries and employee benefits	$1,689,000	3,807
Premises and equipment expense	$193,000	5,164
Additional noninterest expense	$557,000	5,233
Pre-tax net operating income	$2,893,000	1,797
Securities gains (losses)	$28,000	2,032
Applicable income taxes	$708,000	1,565
Income before extraordinary items	$2,213,000	1,961
Extraordinary gains, net	$0	25
Net income	$2,213,000	1,968
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,213,000	1,967
Net charge-offs	$56,000	3,763
Cash dividends	$1,204,000	1,261
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,191,720	1,919
2013-06-30 (YTD Data)		Rank
Total interest income	$3,737,000	3,130
Total interest expense	$610,000	2,672
Net interest income	$3,127,000	3,184
Provision for loan and lease losses	$0	4,788
Total noninterest income	$354,000	3,916
Gross Fiduciary activities income	$49,000	876
Service charges on deposit accounts	$116,000	3,839
Trading account gains and fees	$0	157
Additional Noninterest Income	$189,000	3,881
Total noninterest expense	$1,580,000	4,526
Salaries and employee benefits	$1,117,000	3,843
Premises and equipment expense	$135,000	5,107
Additional noninterest expense	$328,000	5,464
Pre-tax net operating income	$1,901,000	1,807
Securities gains (losses)	$28,000	1,854
Applicable income taxes	$462,000	1,599
Income before extraordinary items	$1,467,000	1,958
Extraordinary gains, net	$0	22
Net income	$1,467,000	1,964
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,467,000	1,964
Net charge-offs	$-8,000	6,085
Cash dividends	$803,000	1,276
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,445,720	1,908
2013-03-31 (YTD Data)		Rank
Total interest income	$1,877,000	3,140
Total interest expense	$314,000	2,691
Net interest income	$1,563,000	3,195
Provision for loan and lease losses	$0	4,409
Total noninterest income	$184,000	3,811
Gross Fiduciary activities income	$33,000	843
Service charges on deposit accounts	$57,000	3,854
Trading account gains and fees	$0	148
Additional Noninterest Income	$94,000	3,847
Total noninterest expense	$725,000	4,769
Salaries and employee benefits	$560,000	3,880
Premises and equipment expense	$79,000	4,814
Additional noninterest expense	$86,000	6,394
Pre-tax net operating income	$1,022,000	1,669
Securities gains (losses)	$28,000	1,163
Applicable income taxes	$260,000	1,478
Income before extraordinary items	$790,000	1,801
Extraordinary gains, net	$0	10
Net income	$790,000	1,802
Minority interest net income	$0	76
Net income of bank and minority interests.	$790,000	1,803
Net charge-offs	$-11,000	6,232
Cash dividends	$401,000	1,089
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$769,000	1,778
2012-12-31 (YTD Data)		Rank
Total interest income	$7,874,000	3,155
Total interest expense	$1,530,000	2,665
Net interest income	$6,344,000	3,235
Provision for loan and lease losses	$100,000	4,651
Total noninterest income	$1,009,000	3,248
Gross Fiduciary activities income	$183,000	803
Service charges on deposit accounts	$266,000	3,715
Trading account gains and fees	$0	166
Additional Noninterest Income	$560,000	3,195
Total noninterest expense	$3,406,000	4,445
Salaries and employee benefits	$2,123,000	3,995
Premises and equipment expense	$280,000	5,123
Additional noninterest expense	$1,003,000	4,792
Pre-tax net operating income	$3,847,000	1,696
Securities gains (losses)	$0	3,810
Applicable income taxes	$843,000	1,637
Income before extraordinary items	$3,004,000	1,862
Extraordinary gains, net	$0	29
Net income	$3,004,000	1,860
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,004,000	1,862
Net charge-offs	$121,000	4,258
Cash dividends	$2,247,000	1,121
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,004,000	1,759
2012-09-30 (YTD Data)		Rank
Total interest income	$5,940,000	3,194
Total interest expense	$1,185,000	2,707
Net interest income	$4,755,000	3,282
Provision for loan and lease losses	$0	5,790
Total noninterest income	$766,000	3,241
Gross Fiduciary activities income	$122,000	811
Service charges on deposit accounts	$204,000	3,711
Trading account gains and fees	$0	157
Additional Noninterest Income	$440,000	3,132
Total noninterest expense	$2,519,000	4,489
Salaries and employee benefits	$1,566,000	4,046
Premises and equipment expense	$202,000	5,239
Additional noninterest expense	$751,000	4,829
Pre-tax net operating income	$3,002,000	1,695
Securities gains (losses)	$0	3,575
Applicable income taxes	$670,000	1,634
Income before extraordinary items	$2,332,000	1,844
Extraordinary gains, net	$0	20
Net income	$2,332,000	1,843
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,332,000	1,845
Net charge-offs	$104,000	3,935
Cash dividends	$963,000	1,378
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,332,000	1,742
2012-06-30 (YTD Data)		Rank
Total interest income	$4,021,000	3,175
Total interest expense	$820,000	2,718
Net interest income	$3,201,000	3,256
Provision for loan and lease losses	$0	5,619
Total noninterest income	$476,000	3,332
Gross Fiduciary activities income	$29,000	952
Service charges on deposit accounts	$129,000	3,816
Trading account gains and fees	$0	153
Additional Noninterest Income	$318,000	2,986
Total noninterest expense	$1,708,000	4,494
Salaries and employee benefits	$1,043,000	4,060
Premises and equipment expense	$128,000	5,369
Additional noninterest expense	$537,000	4,663
Pre-tax net operating income	$1,969,000	1,701
Securities gains (losses)	$0	3,178
Applicable income taxes	$431,000	1,651
Income before extraordinary items	$1,538,000	1,845
Extraordinary gains, net	$0	19
Net income	$1,538,000	1,843
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,538,000	1,845
Net charge-offs	$125,000	3,212
Cash dividends	$642,000	1,369
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,538,000	1,757
2012-03-31 (YTD Data)		Rank
Total interest income	$1,994,000	3,219
Total interest expense	$440,000	2,655
Net interest income	$1,554,000	3,359
Provision for loan and lease losses	$0	5,254
Total noninterest income	$154,000	4,173
Gross Fiduciary activities income	$5,000	1,038
Service charges on deposit accounts	$62,000	3,888
Trading account gains and fees	$0	148
Additional Noninterest Income	$87,000	3,904
Total noninterest expense	$911,000	4,339
Salaries and employee benefits	$517,000	4,115
Premises and equipment expense	$78,000	4,993
Additional noninterest expense	$316,000	4,247
Pre-tax net operating income	$797,000	2,038
Securities gains (losses)	$0	2,210
Applicable income taxes	$145,000	2,082
Income before extraordinary items	$652,000	2,120
Extraordinary gains, net	$0	19
Net income	$652,000	2,120
Minority interest net income	$0	78
Net income of bank and minority interests.	$652,000	2,122
Net charge-offs	$-2,000	6,038
Cash dividends	$321,000	1,223
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$652,000	2,016
2011-12-31 (YTD Data)		Rank
Total interest income	$8,117,000	3,291
Total interest expense	$1,780,000	3,020
Net interest income	$6,337,000	3,323
Provision for loan and lease losses	$400,000	3,737
Total noninterest income	$880,000	3,349
Gross Fiduciary activities income	$168,000	772
Service charges on deposit accounts	$278,000	3,753
Trading account gains and fees	$0	146
Additional Noninterest Income	$434,000	3,318
Total noninterest expense	$3,263,000	4,650
Salaries and employee benefits	$2,020,000	4,155
Premises and equipment expense	$275,000	5,423
Additional noninterest expense	$968,000	4,972
Pre-tax net operating income	$3,554,000	1,575
Securities gains (losses)	$0	3,838
Applicable income taxes	$727,000	1,646
Income before extraordinary items	$2,827,000	1,701
Extraordinary gains, net	$0	29
Net income	$2,827,000	1,702
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,827,000	1,702
Net charge-offs	$336,000	3,669
Cash dividends	$2,088,000	924
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,827,000	1,617
2011-09-30 (YTD Data)		Rank
Total interest income	$6,101,000	3,319
Total interest expense	$1,338,000	3,130
Net interest income	$4,763,000	3,337
Provision for loan and lease losses	$300,000	3,601
Total noninterest income	$674,000	3,316
Gross Fiduciary activities income	$111,000	783
Service charges on deposit accounts	$209,000	3,766
Trading account gains and fees	$0	145
Additional Noninterest Income	$354,000	3,215
Total noninterest expense	$2,407,000	4,701
Salaries and employee benefits	$1,517,000	4,156
Premises and equipment expense	$191,000	5,611
Additional noninterest expense	$699,000	5,097
Pre-tax net operating income	$2,730,000	1,610
Securities gains (losses)	$0	3,555
Applicable income taxes	$572,000	1,617
Income before extraordinary items	$2,158,000	1,722
Extraordinary gains, net	$0	21
Net income	$2,158,000	1,723
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,158,000	1,723
Net charge-offs	$38,000	5,159
Cash dividends	$963,000	1,194
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,158,000	1,647
2011-06-30 (YTD Data)		Rank
Total interest income	$4,069,000	3,344
Total interest expense	$885,000	3,257
Net interest income	$3,184,000	3,334
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$386,000	3,626
Gross Fiduciary activities income	$45,000	862
Service charges on deposit accounts	$134,000	3,820
Trading account gains and fees	$0	153
Additional Noninterest Income	$207,000	3,438
Total noninterest expense	$1,573,000	4,810
Salaries and employee benefits	$993,000	4,220
Premises and equipment expense	$131,000	5,592
Additional noninterest expense	$449,000	5,263
Pre-tax net operating income	$1,697,000	1,674
Securities gains (losses)	$0	2,914
Applicable income taxes	$337,000	1,682
Income before extraordinary items	$1,360,000	1,756
Extraordinary gains, net	$0	15
Net income	$1,360,000	1,756
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,360,000	1,756
Net charge-offs	$38,000	4,675
Cash dividends	$643,000	1,183
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,360,000	1,685
2011-03-31 (YTD Data)		Rank
Total interest income	$2,026,000	3,369
Total interest expense	$430,000	3,430
Net interest income	$1,596,000	3,316
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$148,000	4,190
Gross Fiduciary activities income	$3,000	1,053
Service charges on deposit accounts	$65,000	3,827
Trading account gains and fees	$0	158
Additional Noninterest Income	$80,000	3,908
Total noninterest expense	$791,000	4,821
Salaries and employee benefits	$494,000	4,269
Premises and equipment expense	$81,000	5,194
Additional noninterest expense	$216,000	5,341
Pre-tax net operating income	$803,000	1,773
Securities gains (losses)	$0	1,772
Applicable income taxes	$151,000	1,792
Income before extraordinary items	$652,000	1,789
Extraordinary gains, net	$0	9
Net income	$652,000	1,788
Minority interest net income	$0	86
Net income of bank and minority interests.	$652,000	1,789
Net charge-offs	$-2,000	6,441
Cash dividends	$321,000	1,068
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$652,000	1,738
2010-12-31 (YTD Data)		Rank
Total interest income	$8,200,000	3,493
Total interest expense	$2,077,000	3,459
Net interest income	$6,123,000	3,423
Provision for loan and lease losses	$800,000	3,403
Total noninterest income	$797,000	3,657
Gross Fiduciary activities income	$147,000	809
Service charges on deposit accounts	$278,000	3,784
Trading account gains and fees	$0	175
Additional Noninterest Income	$372,000	3,631
Total noninterest expense	$3,269,000	4,769
Salaries and employee benefits	$1,926,000	4,347
Premises and equipment expense	$302,000	5,389
Additional noninterest expense	$1,041,000	4,979
Pre-tax net operating income	$2,851,000	1,693
Securities gains (losses)	$186,000	1,645
Applicable income taxes	$529,000	1,827
Income before extraordinary items	$2,508,000	1,642
Extraordinary gains, net	$0	29
Net income	$2,508,000	1,642
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,508,000	1,644
Net charge-offs	$761,000	3,061
Cash dividends	$1,927,000	850
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,353,620	1,681
2010-09-30 (YTD Data)		Rank
Total interest income	$6,155,000	3,556
Total interest expense	$1,644,000	3,454
Net interest income	$4,511,000	3,506
Provision for loan and lease losses	$750,000	2,938
Total noninterest income	$547,000	3,879
Gross Fiduciary activities income	$70,000	864
Service charges on deposit accounts	$203,000	3,917
Trading account gains and fees	$0	165
Additional Noninterest Income	$274,000	3,686
Total noninterest expense	$2,306,000	4,971
Salaries and employee benefits	$1,456,000	4,352
Premises and equipment expense	$189,000	5,848
Additional noninterest expense	$661,000	5,412
Pre-tax net operating income	$2,002,000	1,897
Securities gains (losses)	$0	3,651
Applicable income taxes	$512,000	1,646
Income before extraordinary items	$1,490,000	2,154
Extraordinary gains, net	$0	23
Net income	$1,490,000	2,155
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,490,000	2,157
Net charge-offs	$432,000	3,266
Cash dividends	$963,000	1,084
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,490,000	2,063
2010-06-30 (YTD Data)		Rank
Total interest income	$4,087,000	3,599
Total interest expense	$1,127,000	3,469
Net interest income	$2,960,000	3,553
Provision for loan and lease losses	$400,000	3,175
Total noninterest income	$337,000	4,013
Gross Fiduciary activities income	$43,000	893
Service charges on deposit accounts	$126,000	4,050
Trading account gains and fees	$0	152
Additional Noninterest Income	$168,000	3,808
Total noninterest expense	$1,504,000	5,062
Salaries and employee benefits	$961,000	4,406
Premises and equipment expense	$104,000	6,246
Additional noninterest expense	$439,000	5,438
Pre-tax net operating income	$1,393,000	1,819
Securities gains (losses)	$0	3,184
Applicable income taxes	$333,000	1,629
Income before extraordinary items	$1,060,000	2,002
Extraordinary gains, net	$0	19
Net income	$1,060,000	2,002
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,060,000	2,002
Net charge-offs	$410,000	2,678
Cash dividends	$642,000	1,071
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,060,000	1,917
2010-03-31 (YTD Data)		Rank
Total interest income	$2,028,000	3,672
Total interest expense	$571,000	3,562
Net interest income	$1,457,000	3,637
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$159,000	4,142
Gross Fiduciary activities income	$32,000	847
Service charges on deposit accounts	$60,000	4,126
Trading account gains and fees	$0	175
Additional Noninterest Income	$67,000	4,201
Total noninterest expense	$772,000	5,027
Salaries and employee benefits	$467,000	4,543
Premises and equipment expense	$61,000	6,007
Additional noninterest expense	$244,000	5,183
Pre-tax net operating income	$694,000	1,840
Securities gains (losses)	$0	2,284
Applicable income taxes	$162,000	1,650
Income before extraordinary items	$532,000	2,032
Extraordinary gains, net	$0	16
Net income	$532,000	2,030
Minority interest net income	$0	91
Net income of bank and minority interests.	$532,000	2,032
Net charge-offs	$212,000	2,363
Cash dividends	$321,000	1,019
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$532,000	1,953
2009-12-31 (YTD Data)		Rank
Total interest income	$8,298,000	3,721
Total interest expense	$2,823,000	3,578
Net interest income	$5,475,000	3,714
Provision for loan and lease losses	$580,000	4,314
Total noninterest income	$694,000	4,081
Gross Fiduciary activities income	$140,000	819
Service charges on deposit accounts	$290,000	3,934
Trading account gains and fees	$0	211
Additional Noninterest Income	$264,000	4,188
Total noninterest expense	$2,980,000	5,201
Salaries and employee benefits	$1,733,000	4,767
Premises and equipment expense	$219,000	6,331
Additional noninterest expense	$1,028,000	5,169
Pre-tax net operating income	$2,609,000	1,518
Securities gains (losses)	$134,000	1,878
Applicable income taxes	$437,000	1,673
Income before extraordinary items	$2,306,000	1,445
Extraordinary gains, net	$0	34
Net income	$2,306,000	1,443
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,306,000	1,444
Net charge-offs	$619,000	3,522
Cash dividends	$1,926,000	960
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,193,440	1,491
2009-09-30 (YTD Data)		Rank
Total interest income	$6,205,000	3,765
Total interest expense	$2,184,000	3,623
Net interest income	$4,021,000	3,778
Provision for loan and lease losses	$330,000	4,443
Total noninterest income	$519,000	4,151
Gross Fiduciary activities income	$101,000	818
Service charges on deposit accounts	$213,000	4,003
Trading account gains and fees	$0	212
Additional Noninterest Income	$205,000	4,246
Total noninterest expense	$2,111,000	5,371
Salaries and employee benefits	$1,286,000	4,826
Premises and equipment expense	$162,000	6,403
Additional noninterest expense	$663,000	5,565
Pre-tax net operating income	$2,099,000	1,548
Securities gains (losses)	$134,000	1,599
Applicable income taxes	$475,000	1,454
Income before extraordinary items	$1,758,000	1,526
Extraordinary gains, net	$0	27
Net income	$1,758,000	1,523
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,758,000	1,526
Net charge-offs	$319,000	3,630
Cash dividends	$963,000	1,307
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,652,140	1,580
2009-06-30 (YTD Data)		Rank
Total interest income	$4,155,000	3,797
Total interest expense	$1,497,000	3,672
Net interest income	$2,658,000	3,777
Provision for loan and lease losses	$180,000	4,468
Total noninterest income	$314,000	4,335
Gross Fiduciary activities income	$39,000	902
Service charges on deposit accounts	$137,000	4,058
Trading account gains and fees	$0	193
Additional Noninterest Income	$138,000	4,266
Total noninterest expense	$1,257,000	5,723
Salaries and employee benefits	$856,000	4,898
Premises and equipment expense	$104,000	6,507
Additional noninterest expense	$297,000	6,508
Pre-tax net operating income	$1,535,000	1,495
Securities gains (losses)	$0	3,136
Applicable income taxes	$327,000	1,447
Income before extraordinary items	$1,208,000	1,537
Extraordinary gains, net	$0	21
Net income	$1,208,000	1,534
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,208,000	1,536
Net charge-offs	$326,000	2,837
Cash dividends	$642,000	1,347
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,208,000	1,514
2009-03-31 (YTD Data)		Rank
Total interest income	$2,093,000	3,807
Total interest expense	$777,000	3,689
Net interest income	$1,316,000	3,796
Provision for loan and lease losses	$90,000	4,033
Total noninterest income	$135,000	4,646
Gross Fiduciary activities income	$31,000	848
Service charges on deposit accounts	$65,000	4,118
Trading account gains and fees	$0	171
Additional Noninterest Income	$39,000	5,236
Total noninterest expense	$658,000	5,559
Salaries and employee benefits	$415,000	5,029
Premises and equipment expense	$68,000	6,010
Additional noninterest expense	$175,000	5,929
Pre-tax net operating income	$703,000	1,800
Securities gains (losses)	$0	2,434
Applicable income taxes	$142,000	1,798
Income before extraordinary items	$561,000	1,918
Extraordinary gains, net	$0	15
Net income	$561,000	1,920
Minority interest net income	$0	102
Net income of bank and minority interests.	$561,000	1,920
Net charge-offs	$326,000	1,702
Cash dividends	$321,000	1,301
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$561,000	1,810
2008-12-31 (YTD Data)		Rank
Total interest income	$9,406,000	3,695
Total interest expense	$3,984,000	3,518
Net interest income	$5,422,000	3,735
Provision for loan and lease losses	$870,000	2,914
Total noninterest income	$684,000	4,184
Gross Fiduciary activities income	$132,000	845
Service charges on deposit accounts	$323,000	3,880
Trading account gains and fees	$0	154
Additional Noninterest Income	$229,000	4,623
Total noninterest expense	$2,624,000	5,519
Salaries and employee benefits	$1,677,000	5,004
Premises and equipment expense	$219,000	6,506
Additional noninterest expense	$728,000	5,718
Pre-tax net operating income	$2,612,000	2,020
Securities gains (losses)	$0	3,220
Applicable income taxes	$510,000	1,839
Income before extraordinary items	$2,102,000	1,898
Extraordinary gains, net	$0	39
Net income	$2,102,000	1,900
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$690,000	2,386
Cash dividends	$1,605,000	1,628
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,102,000	2,015
2008-09-30 (YTD Data)		Rank
Total interest income	$7,119,000	3,727
Total interest expense	$3,115,000	3,534
Net interest income	$4,004,000	3,803
Provision for loan and lease losses	$355,000	3,276
Total noninterest income	$494,000	4,355
Gross Fiduciary activities income	$93,000	859
Service charges on deposit accounts	$239,000	3,942
Trading account gains and fees	$0	148
Additional Noninterest Income	$162,000	4,825
Total noninterest expense	$1,943,000	5,535
Salaries and employee benefits	$1,330,000	4,841
Premises and equipment expense	$156,000	6,637
Additional noninterest expense	$457,000	6,142
Pre-tax net operating income	$2,200,000	2,142
Securities gains (losses)	$0	3,106
Applicable income taxes	$477,000	1,957
Income before extraordinary items	$1,723,000	2,042
Extraordinary gains, net	$0	31
Net income	$1,723,000	2,041
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$416,000	2,174
Cash dividends	$963,000	1,878
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,723,000	2,143
2008-06-30 (YTD Data)		Rank
Total interest income	$4,780,000	3,750
Total interest expense	$2,173,000	3,531
Net interest income	$2,607,000	3,861
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$300,000	4,624
Gross Fiduciary activities income	$41,000	932
Service charges on deposit accounts	$154,000	4,008
Trading account gains and fees	$0	149
Additional Noninterest Income	$105,000	4,974
Total noninterest expense	$1,271,000	5,632
Salaries and employee benefits	$884,000	4,893
Premises and equipment expense	$91,000	6,912
Additional noninterest expense	$296,000	6,221
Pre-tax net operating income	$1,606,000	2,058
Securities gains (losses)	$0	3,233
Applicable income taxes	$355,000	2,006
Income before extraordinary items	$1,251,000	2,116
Extraordinary gains, net	$0	21
Net income	$1,251,000	2,116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	2,922
Cash dividends	$642,000	1,967
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,251,000	2,062
2008-03-31 (YTD Data)		Rank
Total interest income	$2,419,000	3,795
Total interest expense	$1,170,000	3,516
Net interest income	$1,249,000	3,986
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$146,000	4,671
Gross Fiduciary activities income	$28,000	908
Service charges on deposit accounts	$76,000	3,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$42,000	5,361
Total noninterest expense	$656,000	5,555
Salaries and employee benefits	$440,000	4,951
Premises and equipment expense	$63,000	6,324
Additional noninterest expense	$153,000	6,137
Pre-tax net operating income	$724,000	2,349
Securities gains (losses)	$0	2,688
Applicable income taxes	$159,000	2,248
Income before extraordinary items	$565,000	2,436
Extraordinary gains, net	$0	15
Net income	$565,000	2,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$321,000	1,805
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$565,000	2,357
2007-12-31 (YTD Data)		Rank
Total interest income	$9,819,000	3,810
Total interest expense	$4,997,000	3,479
Net interest income	$4,822,000	4,103
Provision for loan and lease losses	$12,000	6,512
Total noninterest income	$639,000	4,504
Gross Fiduciary activities income	$100,000	921
Service charges on deposit accounts	$336,000	3,859
Trading account gains and fees	$0	178
Additional Noninterest Income	$203,000	5,028
Total noninterest expense	$2,582,000	5,504
Salaries and employee benefits	$1,738,000	4,865
Premises and equipment expense	$228,000	6,458
Additional noninterest expense	$616,000	6,067
Pre-tax net operating income	$2,867,000	2,562
Securities gains (losses)	$0	2,146
Applicable income taxes	$608,000	2,483
Income before extraordinary items	$2,259,000	2,575
Extraordinary gains, net	$0	39
Net income	$2,259,000	2,574
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,733
Cash dividends	$1,911,000	1,664
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,259,000	2,569
2007-09-30 (YTD Data)		Rank
Total interest income	$7,348,000	3,827
Total interest expense	$3,719,000	3,486
Net interest income	$3,629,000	4,105
Provision for loan and lease losses	$9,000	6,211
Total noninterest income	$466,000	4,572
Gross Fiduciary activities income	$67,000	933
Service charges on deposit accounts	$245,000	3,900
Trading account gains and fees	$0	184
Additional Noninterest Income	$154,000	5,035
Total noninterest expense	$1,898,000	5,539
Salaries and employee benefits	$1,324,000	4,782
Premises and equipment expense	$162,000	6,582
Additional noninterest expense	$412,000	6,320
Pre-tax net operating income	$2,188,000	2,673
Securities gains (losses)	$0	1,655
Applicable income taxes	$475,000	2,595
Income before extraordinary items	$1,713,000	2,699
Extraordinary gains, net	$0	33
Net income	$1,713,000	2,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,610
Cash dividends	$963,000	2,065
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,713,000	2,677
2007-06-30 (YTD Data)		Rank
Total interest income	$4,814,000	3,889
Total interest expense	$2,387,000	3,581
Net interest income	$2,427,000	4,131
Provision for loan and lease losses	$6,000	5,907
Total noninterest income	$306,000	4,616
Gross Fiduciary activities income	$36,000	980
Service charges on deposit accounts	$157,000	4,004
Trading account gains and fees	$0	168
Additional Noninterest Income	$113,000	4,881
Total noninterest expense	$1,306,000	5,467
Salaries and employee benefits	$891,000	4,792
Premises and equipment expense	$107,000	6,639
Additional noninterest expense	$308,000	6,048
Pre-tax net operating income	$1,421,000	2,781
Securities gains (losses)	$0	1,444
Applicable income taxes	$308,000	2,703
Income before extraordinary items	$1,113,000	2,808
Extraordinary gains, net	$0	29
Net income	$1,113,000	2,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$642,000	2,091
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,113,000	2,788
2007-03-31 (YTD Data)		Rank
Total interest income	$2,330,000	3,968
Total interest expense	$1,119,000	3,719
Net interest income	$1,211,000	4,131
Provision for loan and lease losses	$3,000	5,535
Total noninterest income	$130,000	4,935
Gross Fiduciary activities income	$2,000	1,213
Service charges on deposit accounts	$75,000	4,035
Trading account gains and fees	$0	195
Additional Noninterest Income	$53,000	4,993
Total noninterest expense	$707,000	5,221
Salaries and employee benefits	$449,000	4,788
Premises and equipment expense	$76,000	5,812
Additional noninterest expense	$182,000	5,562
Pre-tax net operating income	$631,000	3,007
Securities gains (losses)	$0	1,187
Applicable income taxes	$135,000	2,876
Income before extraordinary items	$496,000	3,044
Extraordinary gains, net	$0	22
Net income	$496,000	3,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$321,000	1,913
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$496,000	3,025
2006-12-31 (YTD Data)		Rank
Total interest income	$9,156,000	3,815
Total interest expense	$4,318,000	3,405
Net interest income	$4,838,000	4,104
Provision for loan and lease losses	$162,000	3,925
Total noninterest income	$597,000	4,743
Gross Fiduciary activities income	$103,000	930
Service charges on deposit accounts	$319,000	3,999
Trading account gains and fees	$0	130
Additional Noninterest Income	$175,000	5,346
Total noninterest expense	$2,458,000	5,540
Salaries and employee benefits	$1,675,000	4,853
Premises and equipment expense	$205,000	6,677
Additional noninterest expense	$578,000	6,159
Pre-tax net operating income	$2,815,000	2,897
Securities gains (losses)	$-14,000	7,418
Applicable income taxes	$587,000	2,913
Income before extraordinary items	$2,214,000	2,881
Extraordinary gains, net	$0	51
Net income	$2,214,000	2,882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,935
Cash dividends	$1,895,000	1,625
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,225,060	2,855
2006-09-30 (YTD Data)		Rank
Total interest income	$6,865,000	3,796
Total interest expense	$3,223,000	3,310
Net interest income	$3,642,000	4,114
Provision for loan and lease losses	$159,000	3,319
Total noninterest income	$411,000	4,957
Gross Fiduciary activities income	$40,000	1,015
Service charges on deposit accounts	$237,000	4,040
Trading account gains and fees	$0	126
Additional Noninterest Income	$134,000	5,331
Total noninterest expense	$1,844,000	5,516
Salaries and employee benefits	$1,273,000	4,775
Premises and equipment expense	$167,000	6,509
Additional noninterest expense	$404,000	6,369
Pre-tax net operating income	$2,050,000	3,052
Securities gains (losses)	$-14,000	7,714
Applicable income taxes	$484,000	2,909
Income before extraordinary items	$1,552,000	3,133
Extraordinary gains, net	$0	45
Net income	$1,552,000	3,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$963,000	1,987
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,562,640	3,104
2006-06-30 (YTD Data)		Rank
Total interest income	$4,547,000	3,772
Total interest expense	$2,127,000	3,227
Net interest income	$2,420,000	4,136
Provision for loan and lease losses	$156,000	2,517
Total noninterest income	$270,000	4,984
Gross Fiduciary activities income	$38,000	990
Service charges on deposit accounts	$145,000	4,206
Trading account gains and fees	$0	126
Additional Noninterest Income	$87,000	5,421
Total noninterest expense	$1,244,000	5,493
Salaries and employee benefits	$848,000	4,816
Premises and equipment expense	$110,000	6,558
Additional noninterest expense	$286,000	6,222
Pre-tax net operating income	$1,290,000	3,199
Securities gains (losses)	$-14,000	7,975
Applicable income taxes	$314,000	2,984
Income before extraordinary items	$962,000	3,299
Extraordinary gains, net	$0	39
Net income	$962,000	3,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,673
Cash dividends	$642,000	1,999
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$972,500	3,274
2006-03-31 (YTD Data)		Rank
Total interest income	$2,221,000	3,778
Total interest expense	$1,024,000	3,207
Net interest income	$1,197,000	4,163
Provision for loan and lease losses	$3,000	5,795
Total noninterest income	$149,000	4,696
Gross Fiduciary activities income	$31,000	911
Service charges on deposit accounts	$69,000	4,247
Trading account gains and fees	$0	115
Additional Noninterest Income	$49,000	5,161
Total noninterest expense	$687,000	5,188
Salaries and employee benefits	$430,000	4,785
Premises and equipment expense	$77,000	5,732
Additional noninterest expense	$180,000	5,503
Pre-tax net operating income	$656,000	3,115
Securities gains (losses)	$0	955
Applicable income taxes	$143,000	3,105
Income before extraordinary items	$513,000	3,097
Extraordinary gains, net	$0	21
Net income	$513,000	3,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$321,000	1,858
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$513,000	3,077
2005-12-31 (YTD Data)		Rank
Total interest income	$8,287,000	3,659
Total interest expense	$3,269,000	3,106
Net interest income	$5,018,000	3,939
Provision for loan and lease losses	$12,000	6,720
Total noninterest income	$581,000	4,869
Gross Fiduciary activities income	$100,000	941
Service charges on deposit accounts	$322,000	4,015
Trading account gains and fees	$0	138
Additional Noninterest Income	$159,000	5,623
Total noninterest expense	$2,419,000	5,479
Salaries and employee benefits	$1,587,000	4,871
Premises and equipment expense	$249,000	6,219
Additional noninterest expense	$583,000	6,144
Pre-tax net operating income	$3,168,000	2,643
Securities gains (losses)	$45,000	962
Applicable income taxes	$763,000	2,678
Income before extraordinary items	$2,450,000	2,642
Extraordinary gains, net	$0	46
Net income	$2,450,000	2,642
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,115
Cash dividends	$1,879,000	1,545
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,415,800	2,635
2005-09-30 (YTD Data)		Rank
Total interest income	$6,135,000	3,635
Total interest expense	$2,380,000	3,044
Net interest income	$3,755,000	3,942
Provision for loan and lease losses	$9,000	6,548
Total noninterest income	$456,000	4,782
Gross Fiduciary activities income	$80,000	922
Service charges on deposit accounts	$244,000	4,024
Trading account gains and fees	$0	126
Additional Noninterest Income	$132,000	5,432
Total noninterest expense	$1,784,000	5,506
Salaries and employee benefits	$1,203,000	4,822
Premises and equipment expense	$198,000	6,061
Additional noninterest expense	$383,000	6,482
Pre-tax net operating income	$2,418,000	2,636
Securities gains (losses)	$45,000	917
Applicable income taxes	$584,000	2,679
Income before extraordinary items	$1,879,000	2,602
Extraordinary gains, net	$0	35
Net income	$1,879,000	2,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$963,000	1,863
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,844,800	2,606
2005-06-30 (YTD Data)		Rank
Total interest income	$4,060,000	3,581
Total interest expense	$1,546,000	2,976
Net interest income	$2,514,000	3,906
Provision for loan and lease losses	$6,000	6,298
Total noninterest income	$314,000	4,667
Gross Fiduciary activities income	$51,000	935
Service charges on deposit accounts	$164,000	3,942
Trading account gains and fees	$0	116
Additional Noninterest Income	$99,000	5,211
Total noninterest expense	$1,224,000	5,407
Salaries and employee benefits	$807,000	4,781
Premises and equipment expense	$136,000	5,994
Additional noninterest expense	$281,000	6,187
Pre-tax net operating income	$1,598,000	2,626
Securities gains (losses)	$45,000	821
Applicable income taxes	$377,000	2,699
Income before extraordinary items	$1,266,000	2,540
Extraordinary gains, net	$0	30
Net income	$1,266,000	2,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$642,000	1,858
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,231,350	2,551
2005-03-31 (YTD Data)		Rank
Total interest income	$1,982,000	3,628
Total interest expense	$747,000	2,966
Net interest income	$1,235,000	3,970
Provision for loan and lease losses	$3,000	5,957
Total noninterest income	$122,000	5,222
Gross Fiduciary activities income	$13,000	1,030
Service charges on deposit accounts	$81,000	3,899
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,283
Total noninterest expense	$680,000	5,101
Salaries and employee benefits	$414,000	4,707
Premises and equipment expense	$97,000	4,978
Additional noninterest expense	$169,000	5,615
Pre-tax net operating income	$674,000	2,942
Securities gains (losses)	$9,000	1,042
Applicable income taxes	$146,000	3,148
Income before extraordinary items	$537,000	2,878
Extraordinary gains, net	$0	24
Net income	$537,000	2,880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$321,000	1,669
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$529,890	2,867
2004-12-31 (YTD Data)		Rank
Total interest income	$7,926,000	3,435
Total interest expense	$2,912,000	2,691
Net interest income	$5,014,000	3,796
Provision for loan and lease losses	$0	7,314
Total noninterest income	$546,000	5,050
Gross Fiduciary activities income	$92,000	955
Service charges on deposit accounts	$323,000	4,154
Trading account gains and fees	$0	138
Additional Noninterest Income	$131,000	5,952
Total noninterest expense	$2,383,000	5,461
Salaries and employee benefits	$1,560,000	4,804
Premises and equipment expense	$273,000	5,959
Additional noninterest expense	$550,000	6,276
Pre-tax net operating income	$3,177,000	2,463
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$692,000	2,788
Income before extraordinary items	$2,487,000	2,439
Extraordinary gains, net	$0	34
Net income	$2,487,000	2,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,277
Cash dividends	$1,862,000	1,450
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,485,440	2,380
2004-09-30 (YTD Data)		Rank
Total interest income	$5,931,000	3,416
Total interest expense	$2,172,000	2,662
Net interest income	$3,759,000	3,786
Provision for loan and lease losses	$0	7,100
Total noninterest income	$409,000	5,079
Gross Fiduciary activities income	$69,000	955
Service charges on deposit accounts	$237,000	4,228
Trading account gains and fees	$0	134
Additional Noninterest Income	$103,000	5,858
Total noninterest expense	$1,813,000	5,389
Salaries and employee benefits	$1,195,000	4,696
Premises and equipment expense	$202,000	5,949
Additional noninterest expense	$416,000	6,197
Pre-tax net operating income	$2,355,000	2,515
Securities gains (losses)	$-4,000	8,316
Applicable income taxes	$508,000	2,870
Income before extraordinary items	$1,843,000	2,508
Extraordinary gains, net	$0	26
Net income	$1,843,000	2,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,626
Cash dividends	$963,000	1,768
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,846,120	2,439
2004-06-30 (YTD Data)		Rank
Total interest income	$3,954,000	3,411
Total interest expense	$1,461,000	2,631
Net interest income	$2,493,000	3,790
Provision for loan and lease losses	$0	6,885
Total noninterest income	$272,000	5,053
Gross Fiduciary activities income	$42,000	984
Service charges on deposit accounts	$155,000	4,246
Trading account gains and fees	$0	130
Additional Noninterest Income	$75,000	5,718
Total noninterest expense	$1,245,000	5,304
Salaries and employee benefits	$796,000	4,740
Premises and equipment expense	$143,000	5,814
Additional noninterest expense	$306,000	5,923
Pre-tax net operating income	$1,520,000	2,565
Securities gains (losses)	$0	3,413
Applicable income taxes	$320,000	2,966
Income before extraordinary items	$1,200,000	2,524
Extraordinary gains, net	$0	21
Net income	$1,200,000	2,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,839
Cash dividends	$642,000	1,794
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,200,000	2,457
2004-03-31 (YTD Data)		Rank
Total interest income	$1,987,000	3,406
Total interest expense	$746,000	2,624
Net interest income	$1,241,000	3,793
Provision for loan and lease losses	$0	6,501
Total noninterest income	$101,000	5,747
Gross Fiduciary activities income	$3,000	1,247
Service charges on deposit accounts	$68,000	4,481
Trading account gains and fees	$0	121
Additional Noninterest Income	$30,000	6,109
Total noninterest expense	$682,000	5,001
Salaries and employee benefits	$389,000	4,840
Premises and equipment expense	$101,000	4,760
Additional noninterest expense	$192,000	5,222
Pre-tax net operating income	$660,000	2,838
Securities gains (losses)	$0	2,934
Applicable income taxes	$137,000	3,251
Income before extraordinary items	$523,000	2,832
Extraordinary gains, net	$0	16
Net income	$523,000	2,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$321,000	1,648
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$523,000	2,734
2003-12-31 (YTD Data)		Rank
Total interest income	$8,139,000	3,390
Total interest expense	$3,368,000	2,586
Net interest income	$4,771,000	3,818
Provision for loan and lease losses	$30,000	6,766
Total noninterest income	$541,000	5,213
Gross Fiduciary activities income	$88,000	985
Service charges on deposit accounts	$328,000	4,098
Trading account gains and fees	$0	160
Additional Noninterest Income	$125,000	6,148
Total noninterest expense	$2,342,000	5,458
Salaries and employee benefits	$1,514,000	4,817
Premises and equipment expense	$313,000	5,544
Additional noninterest expense	$515,000	6,465
Pre-tax net operating income	$2,940,000	2,554
Securities gains (losses)	$-52,000	8,959
Applicable income taxes	$678,000	2,858
Income before extraordinary items	$2,210,000	2,649
Extraordinary gains, net	$0	54
Net income	$2,210,000	2,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,094
Cash dividends	$1,847,000	1,477
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,250,040	2,492
2003-09-30 (YTD Data)		Rank
Total interest income	$6,131,000	3,426
Total interest expense	$2,593,000	2,607
Net interest income	$3,538,000	3,873
Provision for loan and lease losses	$30,000	6,386
Total noninterest income	$407,000	5,263
Gross Fiduciary activities income	$68,000	980
Service charges on deposit accounts	$248,000	4,112
Trading account gains and fees	$0	153
Additional Noninterest Income	$91,000	6,249
Total noninterest expense	$1,667,000	5,613
Salaries and employee benefits	$1,129,000	4,828
Premises and equipment expense	$160,000	6,620
Additional noninterest expense	$378,000	6,503
Pre-tax net operating income	$2,248,000	2,603
Securities gains (losses)	$76,000	1,981
Applicable income taxes	$586,000	2,716
Income before extraordinary items	$1,738,000	2,636
Extraordinary gains, net	$0	40
Net income	$1,738,000	2,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,642
Cash dividends	$964,000	1,803
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,681,000	2,563
2003-06-30 (YTD Data)		Rank
Total interest income	$4,116,000	3,431
Total interest expense	$1,781,000	2,615
Net interest income	$2,335,000	3,905
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$266,000	5,300
Gross Fiduciary activities income	$41,000	1,002
Service charges on deposit accounts	$160,000	4,146
Trading account gains and fees	$0	150
Additional Noninterest Income	$65,000	6,111
Total noninterest expense	$1,129,000	5,548
Salaries and employee benefits	$754,000	4,827
Premises and equipment expense	$93,000	6,939
Additional noninterest expense	$282,000	6,165
Pre-tax net operating income	$1,442,000	2,680
Securities gains (losses)	$76,000	1,726
Applicable income taxes	$377,000	2,804
Income before extraordinary items	$1,141,000	2,689
Extraordinary gains, net	$0	30
Net income	$1,141,000	2,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,731
Cash dividends	$642,000	1,810
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,084,000	2,641
2003-03-31 (YTD Data)		Rank
Total interest income	$2,063,000	3,435
Total interest expense	$917,000	2,615
Net interest income	$1,146,000	3,965
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$120,000	5,462
Gross Fiduciary activities income	$3,000	1,293
Service charges on deposit accounts	$78,000	4,130
Trading account gains and fees	$0	134
Additional Noninterest Income	$39,000	5,739
Total noninterest expense	$579,000	5,457
Salaries and employee benefits	$379,000	4,810
Premises and equipment expense	$60,000	6,275
Additional noninterest expense	$140,000	6,173
Pre-tax net operating income	$672,000	2,822
Securities gains (losses)	$0	2,891
Applicable income taxes	$170,000	2,983
Income before extraordinary items	$502,000	2,936
Extraordinary gains, net	$0	21
Net income	$502,000	2,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,340
Cash dividends	$321,000	1,695
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$502,000	2,796
2002-12-31 (YTD Data)		Rank
Total interest income	$8,724,000	3,394
Total interest expense	$4,245,000	2,607
Net interest income	$4,479,000	4,005
Provision for loan and lease losses	$60,000	6,444
Total noninterest income	$529,000	5,058
Gross Fiduciary activities income	$85,000	1,022
Service charges on deposit accounts	$350,000	3,866
Trading account gains and fees	$0	153
Additional Noninterest Income	$94,000	6,565
Total noninterest expense	$2,222,000	5,500
Salaries and employee benefits	$1,456,000	4,797
Premises and equipment expense	$210,000	6,659
Additional noninterest expense	$556,000	6,188
Pre-tax net operating income	$2,726,000	2,702
Securities gains (losses)	$373,000	784
Applicable income taxes	$818,000	2,556
Income before extraordinary items	$2,281,000	2,525
Extraordinary gains, net	$0	70
Net income	$2,281,000	2,525
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,791
Cash dividends	$1,766,000	1,458
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,004,980	2,712
2001-12-31 (YTD Data)		Rank
Total interest income	$9,586,000	3,436
Total interest expense	$5,507,000	2,883
Net interest income	$4,079,000	4,064
Provision for loan and lease losses	$0	8,228
Total noninterest income	$536,000	4,875
Gross Fiduciary activities income	$79,000	1,050
Service charges on deposit accounts	$349,000	3,763
Trading account gains and fees	$0	177
Additional Noninterest Income	$108,000	6,258
Total noninterest expense	$2,135,000	5,504
Salaries and employee benefits	$1,401,000	4,752
Premises and equipment expense	$199,000	6,806
Additional noninterest expense	$535,000	6,233
Pre-tax net operating income	$2,480,000	2,680
Securities gains (losses)	$-6,000	9,232
Applicable income taxes	$568,000	3,064
Income before extraordinary items	$1,906,000	2,649
Extraordinary gains, net	$0	105
Net income	$1,906,000	2,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,648
Cash dividends	$1,766,000	1,460
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,910,620	2,561
2000-12-31 (YTD Data)		Rank
Total interest income	$9,738,000	3,476
Total interest expense	$5,631,000	2,951
Net interest income	$4,107,000	4,092
Provision for loan and lease losses	$120,000	4,828
Total noninterest income	$444,000	5,227
Gross Fiduciary activities income	$72,000	992
Service charges on deposit accounts	$291,000	4,144
Trading account gains and fees	$0	180
Additional Noninterest Income	$81,000	6,893
Total noninterest expense	$2,070,000	5,549
Salaries and employee benefits	$1,321,000	4,847
Premises and equipment expense	$200,000	6,773
Additional noninterest expense	$549,000	6,074
Pre-tax net operating income	$2,361,000	2,911
Securities gains (losses)	$-16,000	8,617
Applicable income taxes	$485,000	3,554
Income before extraordinary items	$1,860,000	2,731
Extraordinary gains, net	$0	38
Net income	$1,860,000	2,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,998
Cash dividends	$1,829,000	1,455
Sale, conversion, retirement of capital stock, net	$-7,099,000	9,892
Net operating income	$1,872,640	2,714
1999-12-31 (YTD Data)		Rank
Total interest income	$9,672,000	3,319
Total interest expense	$5,153,000	2,834
Net interest income	$4,519,000	3,772
Provision for loan and lease losses	$120,000	4,720
Total noninterest income	$399,000	5,624
Gross Fiduciary activities income	$63,000	1,065
Service charges on deposit accounts	$267,000	4,333
Trading account gains and fees	$0	173
Additional Noninterest Income	$69,000	7,453
Total noninterest expense	$1,930,000	5,816
Salaries and employee benefits	$1,232,000	5,064
Premises and equipment expense	$177,000	7,184
Additional noninterest expense	$521,000	6,356
Pre-tax net operating income	$2,868,000	2,512
Securities gains (losses)	$0	3,155
Applicable income taxes	$657,000	3,027
Income before extraordinary items	$2,211,000	2,352
Extraordinary gains, net	$0	35
Net income	$2,211,000	2,353
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$163,000	2,712
Cash dividends	$2,280,000	1,230
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,211,000	2,323
1998-12-31 (YTD Data)		Rank
Total interest income	$9,657,000	3,340
Total interest expense	$5,387,000	2,797
Net interest income	$4,270,000	3,913
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$419,000	5,467
Gross Fiduciary activities income	$56,000	1,097
Service charges on deposit accounts	$287,000	4,060
Trading account gains and fees	$0	224
Additional Noninterest Income	$76,000	7,301
Total noninterest expense	$2,015,000	5,567
Salaries and employee benefits	$1,246,000	4,924
Premises and equipment expense	$191,000	6,852
Additional noninterest expense	$578,000	5,897
Pre-tax net operating income	$2,554,000	2,729
Securities gains (losses)	$-3,000	9,968
Applicable income taxes	$567,000	3,548
Income before extraordinary items	$1,984,000	2,570
Extraordinary gains, net	$0	32
Net income	$1,984,000	2,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	3,111
Cash dividends	$2,200,000	1,235
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,986,340	2,497
1997-12-31 (YTD Data)		Rank
Total interest income	$9,096,000	3,548
Total interest expense	$5,050,000	2,949
Net interest income	$4,046,000	4,198
Provision for loan and lease losses	$75,000	5,767
Total noninterest income	$445,000	5,370
Gross Fiduciary activities income	$47,000	1,181
Service charges on deposit accounts	$252,000	4,642
Trading account gains and fees	$0	239
Additional Noninterest Income	$146,000	5,775
Total noninterest expense	$1,902,000	5,845
Salaries and employee benefits	$1,262,000	4,888
Premises and equipment expense	$125,000	8,362
Additional noninterest expense	$515,000	6,382
Pre-tax net operating income	$2,514,000	2,902
Securities gains (losses)	$-84,000	10,737
Applicable income taxes	$502,000	4,202
Income before extraordinary items	$1,928,000	2,668
Extraordinary gains, net	$0	44
Net income	$1,928,000	2,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,371
Cash dividends	$840,000	2,484
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,994,360	2,548
1996-12-31 (YTD Data)		Rank
Total interest income	$8,470,000	3,826
Total interest expense	$4,919,000	3,051
Net interest income	$3,551,000	4,772
Provision for loan and lease losses	$0	9,041
Total noninterest income	$309,000	6,832
Gross Fiduciary activities income	$56,000	1,214
Service charges on deposit accounts	$190,000	5,737
Trading account gains and fees	$0	262
Additional Noninterest Income	$63,000	8,357
Total noninterest expense	$1,863,000	6,247
Salaries and employee benefits	$1,219,000	5,124
Premises and equipment expense	$200,000	7,027
Additional noninterest expense	$444,000	7,516
Pre-tax net operating income	$1,997,000	3,424
Securities gains (losses)	$11,000	2,431
Applicable income taxes	$441,000	4,568
Income before extraordinary items	$1,567,000	3,055
Extraordinary gains, net	$0	53
Net income	$1,567,000	3,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,441
Cash dividends	$690,000	2,792
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,558,420	3,047
1995-12-31 (YTD Data)		Rank
Total interest income	$8,596,000	3,768
Total interest expense	$4,831,000	3,114
Net interest income	$3,765,000	4,551
Provision for loan and lease losses	$0	8,958
Total noninterest income	$284,000	7,268
Gross Fiduciary activities income	$58,000	1,265
Service charges on deposit accounts	$188,000	5,909
Trading account gains and fees	$0	522
Additional Noninterest Income	$38,000	9,820
Total noninterest expense	$1,861,000	6,322
Salaries and employee benefits	$1,150,000	5,407
Premises and equipment expense	$185,000	7,503
Additional noninterest expense	$526,000	7,068
Pre-tax net operating income	$2,188,000	3,232
Securities gains (losses)	$45,000	1,385
Applicable income taxes	$465,000	4,427
Income before extraordinary items	$1,768,000	2,791
Extraordinary gains, net	$0	65
Net income	$1,768,000	2,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,482
Cash dividends	$650,000	2,777
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,732,450	2,805
1994-12-31 (YTD Data)		Rank
Total interest income	$8,139,000	3,681
Total interest expense	$4,196,000	2,911
Net interest income	$3,943,000	4,443
Provision for loan and lease losses	$0	9,146
Total noninterest income	$295,000	7,310
Gross Fiduciary activities income	$50,000	1,302
Service charges on deposit accounts	$213,000	5,615
Trading account gains and fees	$0	475
Additional Noninterest Income	$32,000	10,653
Total noninterest expense	$2,090,000	5,988
Salaries and employee benefits	$1,163,000	5,407
Premises and equipment expense	$232,000	6,829
Additional noninterest expense	$695,000	6,357
Pre-tax net operating income	$2,148,000	3,229
Securities gains (losses)	$-366,000	12,165
Applicable income taxes	$368,000	5,069
Income before extraordinary items	$1,414,000	3,337
Extraordinary gains, net	$0	249
Net income	$1,414,000	3,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,066
Cash dividends	$610,000	2,763
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,703,140	2,854
1993-12-31 (YTD Data)		Rank
Total interest income	$8,660,000	3,548
Total interest expense	$4,599,000	2,804
Net interest income	$4,061,000	4,334
Provision for loan and lease losses	$0	10,371
Total noninterest income	$301,000	7,660
Gross Fiduciary activities income	$49,000	1,342
Service charges on deposit accounts	$215,000	5,687
Trading account gains and fees	$0	532
Additional Noninterest Income	$37,000	10,863
Total noninterest expense	$1,850,000	6,757
Salaries and employee benefits	$1,006,000	6,103
Premises and equipment expense	$200,000	7,681
Additional noninterest expense	$644,000	6,980
Pre-tax net operating income	$2,512,000	2,697
Securities gains (losses)	$104,000	2,454
Applicable income taxes	$637,000	3,411
Income before extraordinary items	$1,979,000	2,547
Extraordinary gains, net	$0	3,149
Net income	$1,979,000	2,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	11,928
Cash dividends	$570,000	2,775
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,899,960	2,488
1992-12-31 (YTD Data)		Rank
Total interest income	$9,203,000	3,780
Total interest expense	$5,227,000	3,178
Net interest income	$3,976,000	4,469
Provision for loan and lease losses	$0	11,756
Total noninterest income	$233,000	8,801
Gross Fiduciary activities income	$37,000	1,407
Service charges on deposit accounts	$164,000	6,757
Trading account gains and fees	$0	504
Additional Noninterest Income	$32,000	11,632
Total noninterest expense	$1,751,000	7,103
Salaries and employee benefits	$944,000	6,371
Premises and equipment expense	$168,000	8,608
Additional noninterest expense	$639,000	7,185
Pre-tax net operating income	$2,458,000	2,532
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$547,000	3,707
Income before extraordinary items	$1,921,000	2,380
Extraordinary gains, net	$0	1,422
Net income	$1,921,000	2,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$530,000	2,652
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,913,200	2,219

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.