Home > Cherokee Bank > Assets and Liabilities
Cherokee Bank, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 38 | 3,501 |
| Assets and Liabilities | ||
| Total Assets: | $170,463,000 | 3,422 |
| Cash and due from depository institutions | $24,857,000 | 3,501 |
| Interest-bearing balances | $21,859,000 | 1,552 |
| Securities | $27,072,000 | 3,887 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $103,965,000 | 3,384 |
| Loan loss allowance | $2,553,000 | 2,426 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,147,000 | 2,167 |
| Other real estate owned | $2,611,000 | 3,501 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $6,811,000 | 2,458 |
| Life insurance assets | $4,350,000 | 1,715 |
| Total liabilities and capital | $170,463,000 | 3,422 |
| Total liabilities | $158,808,000 | 3,317 |
| Total deposits | $151,958,000 | 3,286 |
| Interest-bearing deposits | $112,487,000 | 3,491 |
| Deposits held in domestic offices | $151,958,000 | 3,286 |
| % insured | 89.73% | 2,220 |
| Federal funds purchased & repurchase agreements | $771,000 | 1,953 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $5,000,000 | 2,384 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,079,000 | 2,866 |
| Total equity capital | $11,655,000 | 4,491 |
| Total bank equity capital | $11,655,000 | 4,489 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $3,286,000 | 1,063 |
| Surplus | $13,400,000 | 2,038 |
| Undivided profits | $-5,031,000 | 6,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 3,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $424,000 | 4,726 |
| Earning assets | $152,896,000 | 3,478 |
| Long-term assets (5+ years) | $48,700,000 | 3,351 |
| Average Assets, year-to-date | $167,660,600 | 3,447 |
| Average Assets, quarterly | $169,179,500 | 3,426 |
| Volatile liabilities | $3,436,000 | 4,819 |
| Insider loans | $2,668,000 | 2,095 |
| FHLB advances | $5,000,000 | 2,295 |
| Loans and leases held for sale | $126,000 | 1,705 |
| Unused loan commitments | $11,888,000 | 3,584 |
| Tier 1 (core) risk-based capital | $12,556,000 | 4,306 |
| Tier 2 risk-based capital | $1,413,000 | 3,124 |
| Total risk weighted assets | $111,924,000 | 3,393 |
| Total unused commitments | $11,888,000 | 3,584 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 39 | 3,474 |
| Assets and Liabilities | ||
| Total Assets: | $167,896,000 | 3,474 |
| Cash and due from depository institutions | $25,564,000 | 3,474 |
| Interest-bearing balances | $23,344,000 | 1,483 |
| Securities | $25,132,000 | 4,084 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $102,366,000 | 3,415 |
| Loan loss allowance | $2,492,000 | 2,546 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,199,000 | 2,157 |
| Other real estate owned | $2,730,000 | 3,474 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $6,905,000 | 2,420 |
| Life insurance assets | $4,336,000 | 1,687 |
| Total liabilities and capital | $167,896,000 | 3,474 |
| Total liabilities | $156,354,000 | 3,376 |
| Total deposits | $150,198,000 | 3,341 |
| Interest-bearing deposits | $113,816,000 | 3,501 |
| Deposits held in domestic offices | $150,198,000 | 3,341 |
| % insured | 92.12% | 1,646 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $5,000,000 | 2,390 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,156,000 | 2,930 |
| Total equity capital | $11,542,000 | 4,559 |
| Total bank equity capital | $11,542,000 | 4,557 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $3,286,000 | 1,080 |
| Surplus | $13,400,000 | 2,048 |
| Undivided profits | $-5,144,000 | 6,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $4,291,000 | 1,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $415,000 | 4,938 |
| Earning assets | $150,842,000 | 3,515 |
| Long-term assets (5+ years) | $45,199,000 | 3,513 |
| Average Assets, year-to-date | $166,960,000 | 3,494 |
| Average Assets, quarterly | $167,903,500 | 3,474 |
| Volatile liabilities | $2,637,000 | 5,208 |
| Insider loans | $2,968,000 | 1,933 |
| FHLB advances | $5,000,000 | 2,290 |
| Loans and leases held for sale | $182,000 | 1,745 |
| Unused loan commitments | $11,792,000 | 3,658 |
| Tier 1 (core) risk-based capital | $12,475,000 | 4,351 |
| Tier 2 risk-based capital | $1,397,000 | 3,170 |
| Total risk weighted assets | $110,670,000 | 3,438 |
| Total unused commitments | $11,792,000 | 3,658 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 37 | 3,638 |
| Assets and Liabilities | ||
| Total Assets: | $167,911,000 | 3,494 |
| Cash and due from depository institutions | $21,605,000 | 3,638 |
| Interest-bearing balances | $16,827,000 | 2,085 |
| Securities | $26,496,000 | 3,957 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $105,334,000 | 3,347 |
| Loan loss allowance | $2,591,000 | 2,496 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,219,000 | 2,149 |
| Other real estate owned | $2,601,000 | 3,638 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $6,656,000 | 2,449 |
| Life insurance assets | $4,321,000 | 1,670 |
| Total liabilities and capital | $167,911,000 | 3,494 |
| Total liabilities | $156,002,000 | 3,382 |
| Total deposits | $149,945,000 | 3,353 |
| Interest-bearing deposits | $112,805,000 | 3,539 |
| Deposits held in domestic offices | $149,945,000 | 3,352 |
| % insured | 92.98% | 1,472 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,348 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,057,000 | 3,015 |
| Total equity capital | $11,909,000 | 4,501 |
| Total bank equity capital | $11,909,000 | 4,499 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $3,286,000 | 1,085 |
| Surplus | $13,400,000 | 2,049 |
| Undivided profits | $-4,777,000 | 6,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,094,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $424,000 | 4,882 |
| Earning assets | $148,657,000 | 3,577 |
| Long-term assets (5+ years) | $49,458,000 | 3,298 |
| Average Assets, year-to-date | $166,648,000 | 3,514 |
| Average Assets, quarterly | $167,306,000 | 3,503 |
| Volatile liabilities | $2,386,000 | 5,301 |
| Insider loans | $3,058,000 | 1,889 |
| FHLB advances | $5,000,000 | 2,250 |
| Loans and leases held for sale | $223,000 | 1,883 |
| Unused loan commitments | $9,929,000 | 3,929 |
| Tier 1 (core) risk-based capital | $12,445,000 | 4,355 |
| Tier 2 risk-based capital | $1,442,000 | 3,111 |
| Total risk weighted assets | $114,232,000 | 3,362 |
| Total unused commitments | $9,929,000 | 3,930 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 38 | 3,574 |
| Assets and Liabilities | ||
| Total Assets: | $166,701,000 | 3,552 |
| Cash and due from depository institutions | $20,275,000 | 3,574 |
| Interest-bearing balances | $16,707,000 | 2,486 |
| Securities | $25,888,000 | 4,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $106,133,000 | 3,317 |
| Loan loss allowance | $2,458,000 | 2,636 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,220,000 | 2,167 |
| Other real estate owned | $2,889,000 | 3,574 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $6,296,000 | 2,529 |
| Life insurance assets | $4,312,000 | 1,647 |
| Total liabilities and capital | $166,701,000 | 3,552 |
| Total liabilities | $154,520,000 | 3,441 |
| Total deposits | $148,604,000 | 3,402 |
| Interest-bearing deposits | $114,100,000 | 3,559 |
| Deposits held in domestic offices | $148,604,000 | 3,401 |
| % insured | 92.84% | 1,538 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $5,000,000 | 2,267 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $916,000 | 3,345 |
| Total equity capital | $12,181,000 | 4,559 |
| Total bank equity capital | $12,181,000 | 4,558 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,286,000 | 1,102 |
| Surplus | $13,400,000 | 2,058 |
| Undivided profits | $-4,505,000 | 6,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $4,747,000 | 1,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $449,000 | 4,701 |
| Earning assets | $148,728,000 | 3,628 |
| Long-term assets (5+ years) | $50,235,000 | 3,242 |
| Average Assets, year-to-date | $166,016,500 | 3,563 |
| Average Assets, quarterly | $166,016,500 | 3,563 |
| Volatile liabilities | $2,386,000 | 5,270 |
| Insider loans | $3,317,000 | 1,765 |
| FHLB advances | $5,000,000 | 2,171 |
| Loans and leases held for sale | $515,000 | 1,531 |
| Unused loan commitments | $9,216,000 | 4,097 |
| Tier 1 (core) risk-based capital | $12,109,000 | 4,424 |
| Tier 2 risk-based capital | $1,442,000 | 3,113 |
| Total risk weighted assets | $114,047,000 | 3,351 |
| Total unused commitments | $9,216,000 | 4,098 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 38 | 3,579 |
| Assets and Liabilities | ||
| Total Assets: | $165,332,000 | 3,584 |
| Cash and due from depository institutions | $19,332,000 | 3,579 |
| Interest-bearing balances | $15,076,000 | 2,460 |
| Securities | $24,386,000 | 4,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $107,135,000 | 3,339 |
| Loan loss allowance | $2,306,000 | 2,765 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,264,000 | 2,163 |
| Other real estate owned | $2,969,000 | 3,579 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $6,246,000 | 2,559 |
| Life insurance assets | $4,292,000 | 1,627 |
| Total liabilities and capital | $165,332,000 | 3,584 |
| Total liabilities | $153,377,000 | 3,473 |
| Total deposits | $147,444,000 | 3,425 |
| Interest-bearing deposits | $111,937,000 | 3,589 |
| Deposits held in domestic offices | $147,444,000 | 3,424 |
| % insured | 96.25% | 1,056 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $5,000,000 | 2,418 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $933,000 | 3,330 |
| Total equity capital | $11,955,000 | 4,620 |
| Total bank equity capital | $11,955,000 | 4,618 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,286,000 | 1,107 |
| Surplus | $13,400,000 | 2,065 |
| Undivided profits | $-4,731,000 | 6,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $5,002,000 | 1,769 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $414,000 | 4,977 |
| Earning assets | $146,597,000 | 3,661 |
| Long-term assets (5+ years) | $47,298,000 | 3,311 |
| Average Assets, year-to-date | $172,333,000 | 3,414 |
| Average Assets, quarterly | $173,549,500 | 3,437 |
| Volatile liabilities | $2,386,000 | 5,428 |
| Insider loans | $2,491,000 | 2,220 |
| FHLB advances | $5,000,000 | 2,318 |
| Loans and leases held for sale | $408,000 | 1,810 |
| Unused loan commitments | $9,105,000 | 3,997 |
| Tier 1 (core) risk-based capital | $11,789,000 | 4,496 |
| Tier 2 risk-based capital | $1,443,000 | 3,130 |
| Total risk weighted assets | $114,611,000 | 3,364 |
| Total unused commitments | $9,105,000 | 3,997 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 36 | 3,744 |
| Assets and Liabilities | ||
| Total Assets: | $181,767,000 | 3,351 |
| Cash and due from depository institutions | $32,762,000 | 3,744 |
| Interest-bearing balances | $28,515,000 | 1,399 |
| Securities | $24,044,000 | 4,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $110,392,000 | 3,285 |
| Loan loss allowance | $2,315,000 | 2,822 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,231,000 | 2,201 |
| Other real estate owned | $3,039,000 | 3,744 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $6,299,000 | 2,579 |
| Life insurance assets | $4,270,000 | 1,603 |
| Total liabilities and capital | $181,767,000 | 3,351 |
| Total liabilities | $169,772,000 | 3,212 |
| Total deposits | $163,409,000 | 3,171 |
| Interest-bearing deposits | $124,220,000 | 3,344 |
| Deposits held in domestic offices | $163,409,000 | 3,170 |
| % insured | 95.86% | 1,287 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $5,000,000 | 2,454 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,363,000 | 2,818 |
| Total equity capital | $11,995,000 | 4,681 |
| Total bank equity capital | $11,995,000 | 4,679 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,277,000 | 1,129 |
| Surplus | $13,400,000 | 2,088 |
| Undivided profits | $-4,682,000 | 6,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,094,000 | 1,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $422,000 | 5,161 |
| Earning assets | $162,951,000 | 3,391 |
| Long-term assets (5+ years) | $44,602,000 | 3,443 |
| Average Assets, year-to-date | $174,083,250 | 3,430 |
| Average Assets, quarterly | $179,370,500 | 3,362 |
| Volatile liabilities | $2,838,000 | 5,284 |
| Insider loans | $1,185,000 | 3,458 |
| FHLB advances | $5,000,000 | 2,354 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $9,476,000 | 3,937 |
| Tier 1 (core) risk-based capital | $11,693,000 | 4,571 |
| Tier 2 risk-based capital | $1,495,000 | 3,075 |
| Total risk weighted assets | $118,755,000 | 3,281 |
| Total unused commitments | $9,476,000 | 3,937 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 38 | 3,619 |
| Assets and Liabilities | ||
| Total Assets: | $176,974,000 | 3,413 |
| Cash and due from depository institutions | $31,230,000 | 3,619 |
| Interest-bearing balances | $22,631,000 | 1,717 |
| Securities | $23,242,000 | 4,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $107,245,000 | 3,366 |
| Loan loss allowance | $2,229,000 | 2,921 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,287,000 | 2,184 |
| Other real estate owned | $3,735,000 | 3,619 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $6,235,000 | 2,575 |
| Life insurance assets | $4,242,000 | 1,585 |
| Total liabilities and capital | $176,974,000 | 3,413 |
| Total liabilities | $165,217,000 | 3,279 |
| Total deposits | $159,063,000 | 3,249 |
| Interest-bearing deposits | $117,860,000 | 3,492 |
| Deposits held in domestic offices | $159,063,000 | 3,248 |
| % insured | 96.38% | 1,151 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,000,000 | 2,510 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,154,000 | 2,989 |
| Total equity capital | $11,757,000 | 4,705 |
| Total bank equity capital | $11,757,000 | 4,703 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,000,000 | 1,217 |
| Surplus | $13,669,000 | 2,062 |
| Undivided profits | $-4,912,000 | 6,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,223,000 | 1,634 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $395,000 | 5,239 |
| Earning assets | $153,118,000 | 3,562 |
| Long-term assets (5+ years) | $44,202,000 | 3,424 |
| Average Assets, year-to-date | $171,522,000 | 3,476 |
| Average Assets, quarterly | $173,292,500 | 3,458 |
| Volatile liabilities | $2,455,000 | 5,501 |
| Insider loans | $3,452,000 | 1,744 |
| FHLB advances | $5,000,000 | 2,409 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $9,653,000 | 3,904 |
| Tier 1 (core) risk-based capital | $11,618,000 | 4,561 |
| Tier 2 risk-based capital | $1,460,000 | 3,142 |
| Total risk weighted assets | $116,053,000 | 3,350 |
| Total unused commitments | $9,653,000 | 3,905 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 38 | 3,619 |
| Assets and Liabilities | ||
| Total Assets: | $169,611,000 | 3,546 |
| Cash and due from depository institutions | $32,704,000 | 3,619 |
| Interest-bearing balances | $27,380,000 | 1,560 |
| Securities | $15,230,000 | 5,099 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $105,266,000 | 3,405 |
| Loan loss allowance | $2,771,000 | 2,525 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,346,000 | 2,161 |
| Other real estate owned | $4,669,000 | 3,619 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $6,396,000 | 2,546 |
| Life insurance assets | $4,209,000 | 1,573 |
| Total liabilities and capital | $169,611,000 | 3,546 |
| Total liabilities | $157,838,000 | 3,440 |
| Total deposits | $151,797,000 | 3,387 |
| Interest-bearing deposits | $110,828,000 | 3,704 |
| Deposits held in domestic offices | $151,797,000 | 3,386 |
| % insured | 96.12% | 1,278 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,000,000 | 2,535 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,041,000 | 3,144 |
| Total equity capital | $11,773,000 | 4,675 |
| Total bank equity capital | $11,773,000 | 4,675 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,000,000 | 1,237 |
| Surplus | $13,660,000 | 2,076 |
| Undivided profits | $-4,887,000 | 6,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,339,000 | 1,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $392,000 | 5,254 |
| Earning assets | $147,876,000 | 3,691 |
| Long-term assets (5+ years) | $34,740,000 | 3,939 |
| Average Assets, year-to-date | $168,796,000 | 3,539 |
| Average Assets, quarterly | $168,796,000 | 3,539 |
| Volatile liabilities | $2,197,000 | 5,679 |
| Insider loans | $3,650,000 | 1,681 |
| FHLB advances | $5,000,000 | 2,440 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $11,357,000 | 3,680 |
| Tier 1 (core) risk-based capital | $11,572,000 | 4,567 |
| Tier 2 risk-based capital | $1,433,000 | 3,207 |
| Total risk weighted assets | $113,281,000 | 3,431 |
| Total unused commitments | $11,357,000 | 3,680 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 35 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $167,981,000 | 3,546 |
| Cash and due from depository institutions | $27,916,000 | 3,851 |
| Interest-bearing balances | $22,172,000 | 1,696 |
| Securities | $15,002,000 | 5,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $108,312,000 | 3,373 |
| Loan loss allowance | $2,618,000 | 2,615 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,411,000 | 2,140 |
| Other real estate owned | $4,942,000 | 3,851 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $6,398,000 | 2,603 |
| Life insurance assets | $4,171,000 | 1,549 |
| Total liabilities and capital | $167,981,000 | 3,546 |
| Total liabilities | $156,189,000 | 3,451 |
| Total deposits | $150,239,000 | 3,386 |
| Interest-bearing deposits | $110,552,000 | 3,684 |
| Deposits held in domestic offices | $150,239,000 | 3,385 |
| % insured | 96.12% | 1,371 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,000,000 | 2,688 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $950,000 | 3,322 |
| Total equity capital | $11,792,000 | 4,671 |
| Total bank equity capital | $11,792,000 | 4,670 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $3,000,000 | 1,245 |
| Surplus | $13,652,000 | 2,081 |
| Undivided profits | $-4,860,000 | 6,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,514,000 | 1,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $416,000 | 5,279 |
| Earning assets | $145,486,000 | 3,696 |
| Long-term assets (5+ years) | $36,747,000 | 3,302 |
| Average Assets, year-to-date | $174,782,600 | 3,416 |
| Average Assets, quarterly | $172,200,000 | 3,480 |
| Volatile liabilities | $2,197,000 | 5,811 |
| Insider loans | $3,786,000 | 1,662 |
| FHLB advances | $5,000,000 | 2,571 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $9,110,000 | 4,017 |
| Tier 1 (core) risk-based capital | $11,561,000 | 4,544 |
| Tier 2 risk-based capital | $1,473,000 | 3,136 |
| Total risk weighted assets | $116,668,000 | 3,362 |
| Total unused commitments | $9,110,000 | 4,018 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 35 | 3,869 |
| Assets and Liabilities | ||
| Total Assets: | $176,419,000 | 3,427 |
| Cash and due from depository institutions | $29,179,000 | 3,869 |
| Interest-bearing balances | $23,401,000 | 1,661 |
| Securities | $16,025,000 | 4,951 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $114,200,000 | 3,258 |
| Loan loss allowance | $3,015,000 | 2,385 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,472,000 | 2,136 |
| Other real estate owned | $5,045,000 | 3,869 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $6,498,000 | 2,589 |
| Life insurance assets | $4,101,000 | 1,552 |
| Total liabilities and capital | $176,419,000 | 3,427 |
| Total liabilities | $163,788,000 | 3,314 |
| Total deposits | $150,369,000 | 3,382 |
| Interest-bearing deposits | $114,316,000 | 3,597 |
| Deposits held in domestic offices | $150,369,000 | 3,381 |
| % insured | 96.80% | 1,123 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,000,000 | 1,819 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,419,000 | 2,719 |
| Total equity capital | $12,631,000 | 4,523 |
| Total bank equity capital | $12,631,000 | 4,522 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $13,638,000 | 2,095 |
| Undivided profits | $-4,007,000 | 6,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $8,927,000 | 1,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $389,000 | 5,528 |
| Earning assets | $153,626,000 | 3,553 |
| Long-term assets (5+ years) | $37,296,000 | 3,209 |
| Average Assets, year-to-date | $176,483,000 | 3,405 |
| Average Assets, quarterly | $174,250,000 | 3,455 |
| Volatile liabilities | $2,170,000 | 5,860 |
| Insider loans | $3,793,000 | 1,681 |
| FHLB advances | $12,000,000 | 1,722 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $8,799,000 | 4,083 |
| Tier 1 (core) risk-based capital | $12,322,000 | 4,398 |
| Tier 2 risk-based capital | $1,464,000 | 3,167 |
| Total risk weighted assets | $122,242,000 | 3,256 |
| Total unused commitments | $8,799,000 | 4,086 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 36 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $172,081,000 | 3,517 |
| Cash and due from depository institutions | $16,315,000 | 3,829 |
| Interest-bearing balances | $10,279,000 | 2,847 |
| Securities | $18,993,000 | 4,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $118,343,000 | 3,205 |
| Loan loss allowance | $3,049,000 | 2,365 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,542,000 | 2,120 |
| Other real estate owned | $6,223,000 | 3,829 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $6,665,000 | 2,554 |
| Life insurance assets | $4,073,000 | 1,550 |
| Total liabilities and capital | $172,081,000 | 3,517 |
| Total liabilities | $159,742,000 | 3,384 |
| Total deposits | $146,681,000 | 3,447 |
| Interest-bearing deposits | $109,881,000 | 3,758 |
| Deposits held in domestic offices | $146,681,000 | 3,445 |
| % insured | 96.72% | 1,205 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,000,000 | 1,864 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,061,000 | 3,099 |
| Total equity capital | $12,339,000 | 4,534 |
| Total bank equity capital | $12,339,000 | 4,532 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,000,000 | 1,294 |
| Surplus | $13,643,000 | 2,098 |
| Undivided profits | $-4,304,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $9,506,000 | 1,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $440,000 | 5,224 |
| Earning assets | $147,615,000 | 3,659 |
| Long-term assets (5+ years) | $39,686,000 | 3,082 |
| Average Assets, year-to-date | $176,504,330 | 3,428 |
| Average Assets, quarterly | $174,530,500 | 3,462 |
| Volatile liabilities | $1,916,000 | 6,049 |
| Insider loans | $4,254,000 | 1,553 |
| FHLB advances | $12,000,000 | 1,770 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $8,475,000 | 4,204 |
| Tier 1 (core) risk-based capital | $12,377,000 | 4,359 |
| Tier 2 risk-based capital | $1,592,000 | 3,006 |
| Total risk weighted assets | $126,324,000 | 3,212 |
| Total unused commitments | $8,475,000 | 4,205 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 35 | 3,929 |
| Assets and Liabilities | ||
| Total Assets: | $176,980,000 | 3,441 |
| Cash and due from depository institutions | $19,605,000 | 3,929 |
| Interest-bearing balances | $13,762,000 | 2,448 |
| Securities | $19,074,000 | 4,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $117,992,000 | 3,240 |
| Loan loss allowance | $3,179,000 | 2,293 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,611,000 | 2,116 |
| Other real estate owned | $8,457,000 | 3,929 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $6,241,000 | 2,725 |
| Life insurance assets | $4,047,000 | 1,552 |
| Total liabilities and capital | $176,980,000 | 3,441 |
| Total liabilities | $165,853,000 | 3,321 |
| Total deposits | $151,399,000 | 3,392 |
| Interest-bearing deposits | $113,795,000 | 3,703 |
| Deposits held in domestic offices | $151,399,000 | 3,389 |
| % insured | 96.50% | 1,362 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 1,878 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,454,000 | 1,688 |
| Total equity capital | $11,127,000 | 4,796 |
| Total bank equity capital | $11,127,000 | 4,795 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $13,627,000 | 2,102 |
| Undivided profits | $-5,500,000 | 6,956 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $11,498,000 | 1,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $431,000 | 5,265 |
| Earning assets | $150,828,000 | 3,642 |
| Long-term assets (5+ years) | $38,325,000 | 3,063 |
| Average Assets, year-to-date | $178,716,000 | 3,399 |
| Average Assets, quarterly | $178,716,000 | 3,399 |
| Volatile liabilities | $2,243,000 | 5,915 |
| Insider loans | $3,414,000 | 1,905 |
| FHLB advances | $12,000,000 | 1,779 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $9,415,000 | 4,026 |
| Tier 1 (core) risk-based capital | $11,332,000 | 4,620 |
| Tier 2 risk-based capital | $1,578,000 | 3,014 |
| Total risk weighted assets | $126,459,000 | 3,218 |
| Total unused commitments | $9,415,000 | 4,027 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 35 | 3,960 |
| Assets and Liabilities | ||
| Total Assets: | $180,452,000 | 3,410 |
| Cash and due from depository institutions | $21,101,000 | 3,960 |
| Interest-bearing balances | $15,093,000 | 2,076 |
| Securities | $18,288,000 | 4,602 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $121,569,000 | 3,237 |
| Loan loss allowance | $3,333,000 | 2,196 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,682,000 | 2,122 |
| Other real estate owned | $7,683,000 | 3,960 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $6,129,000 | 2,808 |
| Life insurance assets | $4,011,000 | 1,542 |
| Total liabilities and capital | $180,452,000 | 3,410 |
| Total liabilities | $169,253,000 | 3,269 |
| Total deposits | $154,960,000 | 3,329 |
| Interest-bearing deposits | $119,083,000 | 3,578 |
| Deposits held in domestic offices | $154,960,000 | 3,326 |
| % insured | 96.04% | 1,499 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 2,040 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,293,000 | 1,795 |
| Total equity capital | $11,199,000 | 4,767 |
| Total bank equity capital | $11,199,000 | 4,765 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $3,000,000 | 1,329 |
| Surplus | $13,611,000 | 2,109 |
| Undivided profits | $-5,412,000 | 7,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $12,710,000 | 1,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $434,000 | 5,399 |
| Earning assets | $154,950,000 | 3,580 |
| Long-term assets (5+ years) | $37,510,000 | 3,009 |
| Average Assets, year-to-date | $193,142,000 | 3,185 |
| Average Assets, quarterly | $185,931,000 | 3,322 |
| Volatile liabilities | $36,278,000 | 3,281 |
| Insider loans | $4,775,000 | 1,458 |
| FHLB advances | $12,000,000 | 1,937 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $7,803,000 | 4,384 |
| Tier 1 (core) risk-based capital | $11,385,000 | 4,632 |
| Tier 2 risk-based capital | $1,626,000 | 2,991 |
| Total risk weighted assets | $128,410,000 | 3,247 |
| Total unused commitments | $7,803,000 | 4,384 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 36 | 3,946 |
| Assets and Liabilities | ||
| Total Assets: | $191,410,000 | 3,279 |
| Cash and due from depository institutions | $25,015,000 | 3,946 |
| Interest-bearing balances | $19,923,000 | 1,734 |
| Securities | $17,733,000 | 4,624 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $128,352,000 | 3,160 |
| Loan loss allowance | $3,553,000 | 2,098 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,746,000 | 2,119 |
| Other real estate owned | $5,531,000 | 3,946 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,033,000 | 2,117 |
| Life insurance assets | $3,951,000 | 1,541 |
| Total liabilities and capital | $191,410,000 | 3,279 |
| Total liabilities | $175,639,000 | 3,202 |
| Total deposits | $161,419,000 | 3,239 |
| Interest-bearing deposits | $142,651,000 | 3,157 |
| Deposits held in domestic offices | $161,419,000 | 3,236 |
| % insured | 85.84% | 4,866 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,145 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,220,000 | 2,041 |
| Total equity capital | $15,771,000 | 3,907 |
| Total bank equity capital | $15,771,000 | 3,906 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $3,000,000 | 1,344 |
| Surplus | $13,595,000 | 2,102 |
| Undivided profits | $-824,000 | 6,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $14,591,000 | 1,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $456,000 | 5,486 |
| Earning assets | $166,008,000 | 3,418 |
| Long-term assets (5+ years) | $35,572,000 | 3,093 |
| Average Assets, year-to-date | $196,314,500 | 3,186 |
| Average Assets, quarterly | $190,118,500 | 3,281 |
| Volatile liabilities | $39,360,000 | 3,149 |
| Insider loans | $4,813,000 | 1,479 |
| FHLB advances | $12,000,000 | 2,038 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $8,538,000 | 4,303 |
| Tier 1 (core) risk-based capital | $15,004,000 | 3,857 |
| Tier 2 risk-based capital | $1,699,000 | 2,936 |
| Total risk weighted assets | $135,911,000 | 3,149 |
| Total unused commitments | $8,538,000 | 4,307 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 37 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $188,827,000 | 3,327 |
| Cash and due from depository institutions | $18,859,000 | 3,913 |
| Interest-bearing balances | $13,760,000 | 2,180 |
| Securities | $18,384,000 | 4,592 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $128,860,000 | 3,172 |
| Loan loss allowance | $3,741,000 | 2,014 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,824,000 | 2,117 |
| Other real estate owned | $6,333,000 | 3,913 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $10,567,000 | 1,912 |
| Life insurance assets | $3,870,000 | 1,560 |
| Total liabilities and capital | $188,827,000 | 3,327 |
| Total liabilities | $173,849,000 | 3,242 |
| Total deposits | $159,086,000 | 3,296 |
| Interest-bearing deposits | $138,323,000 | 3,243 |
| Deposits held in domestic offices | $159,086,000 | 3,295 |
| % insured | 87.52% | 4,456 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,000,000 | 2,237 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,763,000 | 1,660 |
| Total equity capital | $14,978,000 | 4,031 |
| Total bank equity capital | $14,978,000 | 4,030 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,000,000 | 1,359 |
| Surplus | $12,629,000 | 2,235 |
| Undivided profits | $-651,000 | 6,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $15,657,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $488,000 | 5,256 |
| Earning assets | $161,004,000 | 3,517 |
| Long-term assets (5+ years) | $36,814,000 | 2,997 |
| Average Assets, year-to-date | $197,949,330 | 3,190 |
| Average Assets, quarterly | $196,577,000 | 3,223 |
| Volatile liabilities | $37,954,000 | 3,307 |
| Insider loans | $5,454,000 | 1,327 |
| FHLB advances | $12,000,000 | 2,136 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $6,033,000 | 5,000 |
| Tier 1 (core) risk-based capital | $14,761,000 | 3,896 |
| Tier 2 risk-based capital | $1,776,000 | 2,844 |
| Total risk weighted assets | $140,076,000 | 3,108 |
| Total unused commitments | $6,033,000 | 5,003 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 37 | 3,950 |
| Assets and Liabilities | ||
| Total Assets: | $204,327,000 | 3,178 |
| Cash and due from depository institutions | $31,646,000 | 3,950 |
| Interest-bearing balances | $25,541,000 | 1,324 |
| Securities | $18,677,000 | 4,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $136,564,000 | 3,091 |
| Loan loss allowance | $3,331,000 | 2,240 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,878,000 | 2,130 |
| Other real estate owned | $3,946,000 | 3,950 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,616,000 | 2,515 |
| Life insurance assets | $3,822,000 | 1,566 |
| Total liabilities and capital | $204,327,000 | 3,178 |
| Total liabilities | $187,410,000 | 3,131 |
| Total deposits | $174,052,000 | 3,116 |
| Interest-bearing deposits | $153,860,000 | 3,042 |
| Deposits held in domestic offices | $174,052,000 | 3,114 |
| % insured | 83.53% | 5,603 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,000,000 | 2,356 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,358,000 | 2,803 |
| Total equity capital | $16,917,000 | 3,703 |
| Total bank equity capital | $16,917,000 | 3,702 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,000,000 | 1,391 |
| Surplus | $12,614,000 | 2,272 |
| Undivided profits | $1,303,000 | 5,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $13,805,000 | 1,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $504,000 | 5,231 |
| Earning assets | $180,782,000 | 3,263 |
| Long-term assets (5+ years) | $38,937,000 | 2,897 |
| Average Assets, year-to-date | $202,510,500 | 3,188 |
| Average Assets, quarterly | $202,510,500 | 3,188 |
| Volatile liabilities | $43,131,000 | 3,058 |
| Insider loans | $5,899,000 | 1,286 |
| FHLB advances | $12,000,000 | 2,253 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $8,464,000 | 4,487 |
| Tier 1 (core) risk-based capital | $16,639,000 | 3,586 |
| Tier 2 risk-based capital | $1,766,000 | 2,895 |
| Total risk weighted assets | $141,819,000 | 3,138 |
| Total unused commitments | $8,464,000 | 4,491 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 39 | 3,839 |
| Assets and Liabilities | ||
| Total Assets: | $200,694,000 | 3,227 |
| Cash and due from depository institutions | $25,270,000 | 3,839 |
| Interest-bearing balances | $17,452,000 | 1,569 |
| Securities | $19,250,000 | 4,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $139,075,000 | 3,087 |
| Loan loss allowance | $3,976,000 | 1,931 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,957,000 | 2,141 |
| Other real estate owned | $3,053,000 | 3,839 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,089,000 | 2,462 |
| Life insurance assets | $3,791,000 | 1,577 |
| Total liabilities and capital | $200,694,000 | 3,227 |
| Total liabilities | $184,135,000 | 3,176 |
| Total deposits | $170,556,000 | 3,155 |
| Interest-bearing deposits | $149,470,000 | 3,094 |
| Deposits held in domestic offices | $170,556,000 | 3,154 |
| % insured | 88.36% | 4,280 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,000,000 | 2,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,579,000 | 2,556 |
| Total equity capital | $16,559,000 | 3,738 |
| Total bank equity capital | $16,559,000 | 3,737 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,000,000 | 1,419 |
| Surplus | $12,598,000 | 2,275 |
| Undivided profits | $961,000 | 6,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $11,073,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $561,000 | 5,081 |
| Earning assets | $175,777,000 | 3,329 |
| Long-term assets (5+ years) | $36,414,000 | 2,990 |
| Average Assets, year-to-date | $212,896,200 | 3,031 |
| Average Assets, quarterly | $207,327,000 | 3,145 |
| Volatile liabilities | $42,948,000 | 3,091 |
| Insider loans | $6,159,000 | 1,260 |
| FHLB advances | $12,000,000 | 2,382 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $9,454,000 | 4,262 |
| Tier 1 (core) risk-based capital | $16,540,000 | 3,589 |
| Tier 2 risk-based capital | $1,876,000 | 2,801 |
| Total risk weighted assets | $147,966,000 | 3,090 |
| Total unused commitments | $9,454,000 | 4,264 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 39 | 3,884 |
| Assets and Liabilities | ||
| Total Assets: | $213,960,000 | 3,081 |
| Cash and due from depository institutions | $37,202,000 | 3,884 |
| Interest-bearing balances | $32,370,000 | 834 |
| Securities | $16,731,000 | 4,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $142,335,000 | 3,062 |
| Loan loss allowance | $3,221,000 | 2,194 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $6,018,000 | 2,152 |
| Other real estate owned | $3,487,000 | 3,884 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $8,187,000 | 2,190 |
| Life insurance assets | $3,770,000 | 1,582 |
| Total liabilities and capital | $213,959,000 | 3,081 |
| Total liabilities | $196,142,000 | 3,025 |
| Total deposits | $181,284,000 | 2,987 |
| Interest-bearing deposits | $159,742,000 | 2,902 |
| Deposits held in domestic offices | $181,284,000 | 2,985 |
| % insured | 76.47% | 6,919 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,611 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,858,000 | 1,751 |
| Total equity capital | $17,817,000 | 3,616 |
| Total bank equity capital | $17,817,000 | 3,616 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,000,000 | 1,442 |
| Surplus | $12,581,000 | 2,260 |
| Undivided profits | $2,236,000 | 5,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,291,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $638,000 | 4,901 |
| Earning assets | $191,436,000 | 3,143 |
| Long-term assets (5+ years) | $33,046,000 | 3,160 |
| Average Assets, year-to-date | $215,946,750 | 3,014 |
| Average Assets, quarterly | $219,593,500 | 3,001 |
| Volatile liabilities | $29,797,000 | 3,999 |
| Insider loans | $6,617,000 | 1,173 |
| FHLB advances | $12,000,000 | 2,489 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,259,000 | 3,671 |
| Tier 1 (core) risk-based capital | $16,888,000 | 3,608 |
| Tier 2 risk-based capital | $1,904,000 | 2,777 |
| Total risk weighted assets | $150,979,000 | 3,059 |
| Total unused commitments | $13,259,000 | 3,672 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 39 | 3,923 |
| Assets and Liabilities | ||
| Total Assets: | $225,227,000 | 2,946 |
| Cash and due from depository institutions | $52,733,000 | 3,923 |
| Interest-bearing balances | $48,542,000 | 471 |
| Securities | $9,706,000 | 5,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $146,828,000 | 3,010 |
| Loan loss allowance | $3,218,000 | 2,115 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,069,000 | 2,152 |
| Other real estate owned | $2,042,000 | 3,923 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,849,000 | 2,284 |
| Life insurance assets | $3,742,000 | 1,601 |
| Total liabilities and capital | $225,227,000 | 2,946 |
| Total liabilities | $210,365,000 | 2,836 |
| Total deposits | $195,366,000 | 2,762 |
| Interest-bearing deposits | $175,106,000 | 2,676 |
| Deposits held in domestic offices | $195,366,000 | 2,760 |
| % insured | 68.56% | 6,286 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $12,000,000 | 2,679 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,999,000 | 1,738 |
| Total equity capital | $14,862,000 | 4,127 |
| Total bank equity capital | $14,862,000 | 4,127 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,000,000 | 1,459 |
| Surplus | $9,316,000 | 2,841 |
| Undivided profits | $2,546,000 | 5,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $13,665,000 | 1,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $500,000 | 5,522 |
| Earning assets | $205,076,000 | 2,966 |
| Long-term assets (5+ years) | $23,823,000 | 3,780 |
| Average Assets, year-to-date | $216,609,000 | 3,023 |
| Average Assets, quarterly | $226,112,500 | 2,923 |
| Volatile liabilities | $34,896,000 | 3,617 |
| Insider loans | $6,835,000 | 1,150 |
| FHLB advances | $12,000,000 | 2,559 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,363,000 | 3,921 |
| Tier 1 (core) risk-based capital | $14,863,000 | 4,009 |
| Tier 2 risk-based capital | $1,955,000 | 2,695 |
| Total risk weighted assets | $155,103,000 | 3,033 |
| Total unused commitments | $12,363,000 | 3,927 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 40 | 3,861 |
| Assets and Liabilities | ||
| Total Assets: | $226,998,000 | 2,935 |
| Cash and due from depository institutions | $44,246,000 | 3,861 |
| Interest-bearing balances | $37,710,000 | 521 |
| Securities | $12,200,000 | 5,509 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $155,626,000 | 2,882 |
| Loan loss allowance | $3,730,000 | 1,819 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,155,000 | 2,125 |
| Other real estate owned | $879,000 | 3,861 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $7,892,000 | 2,273 |
| Life insurance assets | $3,710,000 | 1,605 |
| Total liabilities and capital | $226,998,000 | 2,935 |
| Total liabilities | $211,515,000 | 2,833 |
| Total deposits | $196,708,000 | 2,742 |
| Interest-bearing deposits | $176,772,000 | 2,652 |
| Deposits held in domestic offices | $196,708,000 | 2,740 |
| % insured | 63.29% | 6,977 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $12,000,000 | 2,748 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,807,000 | 1,805 |
| Total equity capital | $15,483,000 | 4,061 |
| Total bank equity capital | $15,483,000 | 4,061 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,469 |
| Surplus | $9,300,000 | 2,825 |
| Undivided profits | $3,183,000 | 5,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,945,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $631,000 | 4,872 |
| Earning assets | $205,536,000 | 2,981 |
| Long-term assets (5+ years) | $25,963,000 | 3,576 |
| Average Assets, year-to-date | $212,300,000 | 3,093 |
| Average Assets, quarterly | $212,300,000 | 3,093 |
| Volatile liabilities | $33,599,000 | 3,699 |
| Insider loans | $7,043,000 | 1,124 |
| FHLB advances | $12,000,000 | 2,627 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,730,000 | 4,133 |
| Tier 1 (core) risk-based capital | $15,324,000 | 3,960 |
| Tier 2 risk-based capital | $2,056,000 | 2,559 |
| Total risk weighted assets | $162,840,000 | 2,912 |
| Total unused commitments | $11,730,000 | 4,135 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 49 | 3,330 |
| Assets and Liabilities | ||
| Total Assets: | $197,602,000 | 3,280 |
| Cash and due from depository institutions | $5,546,000 | 3,330 |
| Interest-bearing balances | $692,000 | 4,092 |
| Securities | $19,417,000 | 4,518 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $158,196,000 | 2,858 |
| Loan loss allowance | $3,969,000 | 1,698 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,244,000 | 2,102 |
| Other real estate owned | $1,176,000 | 3,330 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,023,000 | 2,477 |
| Life insurance assets | $3,592,000 | 1,631 |
| Total liabilities and capital | $197,602,000 | 3,280 |
| Total liabilities | $182,057,000 | 3,211 |
| Total deposits | $168,400,000 | 3,127 |
| Interest-bearing deposits | $148,421,000 | 3,030 |
| Deposits held in domestic offices | $168,400,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,000 | 3,205 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $12,000,000 | 2,927 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,401,000 | 2,971 |
| Total equity capital | $15,545,000 | 4,035 |
| Total bank equity capital | $15,545,000 | 4,035 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,468 |
| Surplus | $9,200,000 | 2,825 |
| Undivided profits | $3,345,000 | 5,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,456,000 | 1,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $704,000 | 4,772 |
| Earning assets | $178,305,000 | 3,291 |
| Long-term assets (5+ years) | $32,471,000 | 3,076 |
| Average Assets, year-to-date | $202,897,400 | 3,104 |
| Average Assets, quarterly | $206,417,500 | 3,142 |
| Volatile liabilities | $30,352,000 | 3,869 |
| Insider loans | $7,214,000 | 1,125 |
| FHLB advances | $12,000,000 | 2,814 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,340,000 | 3,587 |
| Tier 1 (core) risk-based capital | $15,299,000 | 3,957 |
| Tier 2 risk-based capital | $2,101,000 | 2,503 |
| Total risk weighted assets | $167,797,000 | 2,847 |
| Total unused commitments | $15,340,000 | 3,589 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 50 | 3,298 |
| Assets and Liabilities | ||
| Total Assets: | $215,233,000 | 3,024 |
| Cash and due from depository institutions | $7,299,000 | 3,298 |
| Interest-bearing balances | $832,000 | 3,208 |
| Securities | $16,727,000 | 4,828 |
| Federal funds sold & reverse repurchase agreements | $17,627,000 | 649 |
| Net loans & leases | $159,127,000 | 2,832 |
| Loan loss allowance | $3,024,000 | 1,931 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,327,000 | 2,067 |
| Other real estate owned | $1,278,000 | 3,298 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,848,000 | 2,529 |
| Life insurance assets | $3,559,000 | 1,630 |
| Total liabilities and capital | $215,234,000 | 3,024 |
| Total liabilities | $199,183,000 | 2,939 |
| Total deposits | $185,142,000 | 2,817 |
| Interest-bearing deposits | $163,147,000 | 2,750 |
| Deposits held in domestic offices | $185,142,000 | 2,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $12,000,000 | 2,931 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,041,000 | 2,297 |
| Total equity capital | $16,051,000 | 3,947 |
| Total bank equity capital | $16,051,000 | 3,947 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,000,000 | 1,477 |
| Surplus | $9,200,000 | 2,811 |
| Undivided profits | $3,851,000 | 5,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,715,000 | 1,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $650,000 | 5,165 |
| Earning assets | $194,313,000 | 3,053 |
| Long-term assets (5+ years) | $28,073,000 | 3,334 |
| Average Assets, year-to-date | $204,221,250 | 3,088 |
| Average Assets, quarterly | $209,582,500 | 3,073 |
| Volatile liabilities | $29,336,000 | 3,890 |
| Insider loans | $5,268,000 | 1,498 |
| FHLB advances | $12,000,000 | 2,819 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,558,000 | 3,605 |
| Tier 1 (core) risk-based capital | $16,059,000 | 3,864 |
| Tier 2 risk-based capital | $2,169,000 | 2,364 |
| Total risk weighted assets | $172,667,000 | 2,783 |
| Total unused commitments | $16,558,000 | 3,608 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $203,932,000 | 3,159 |
| Cash and due from depository institutions | $5,524,000 | 3,233 |
| Interest-bearing balances | $938,000 | 3,001 |
| Securities | $10,938,000 | 5,764 |
| Federal funds sold & reverse repurchase agreements | $9,485,000 | 1,289 |
| Net loans & leases | $163,304,000 | 2,752 |
| Loan loss allowance | $2,464,000 | 2,248 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,412,000 | 2,031 |
| Other real estate owned | $1,406,000 | 3,233 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,863,000 | 2,486 |
| Life insurance assets | $3,525,000 | 1,641 |
| Total liabilities and capital | $203,932,000 | 3,159 |
| Total liabilities | $187,816,000 | 3,084 |
| Total deposits | $173,511,000 | 2,999 |
| Interest-bearing deposits | $151,721,000 | 2,929 |
| Deposits held in domestic offices | $173,511,000 | 2,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $12,000,000 | 2,815 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,305,000 | 2,072 |
| Total equity capital | $16,116,000 | 3,951 |
| Total bank equity capital | $16,116,000 | 3,951 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,000,000 | 1,480 |
| Surplus | $9,200,000 | 2,804 |
| Undivided profits | $3,916,000 | 5,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,797,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $674,000 | 4,976 |
| Earning assets | $184,665,000 | 3,176 |
| Long-term assets (5+ years) | $22,343,000 | 3,732 |
| Average Assets, year-to-date | $200,550,670 | 3,142 |
| Average Assets, quarterly | $202,808,000 | 3,147 |
| Volatile liabilities | $27,956,000 | 3,963 |
| Insider loans | $7,479,000 | 1,050 |
| FHLB advances | $12,000,000 | 2,708 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $16,353,000 | 3,717 |
| Tier 1 (core) risk-based capital | $16,286,000 | 3,834 |
| Tier 2 risk-based capital | $2,226,000 | 2,281 |
| Total risk weighted assets | $177,495,000 | 2,694 |
| Total unused commitments | $16,353,000 | 3,717 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 51 | 3,289 |
| Assets and Liabilities | ||
| Total Assets: | $201,684,000 | 3,165 |
| Cash and due from depository institutions | $4,241,000 | 3,289 |
| Interest-bearing balances | $1,051,000 | 2,972 |
| Securities | $5,680,000 | 6,857 |
| Federal funds sold & reverse repurchase agreements | $15,753,000 | 1,082 |
| Net loans & leases | $161,535,000 | 2,738 |
| Loan loss allowance | $2,423,000 | 2,207 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,498,000 | 1,982 |
| Other real estate owned | $1,431,000 | 3,289 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $6,546,000 | 2,499 |
| Life insurance assets | $3,407,000 | 1,672 |
| Total liabilities and capital | $201,684,000 | 3,165 |
| Total liabilities | $185,224,000 | 3,086 |
| Total deposits | $176,030,000 | 2,944 |
| Interest-bearing deposits | $154,242,000 | 2,878 |
| Deposits held in domestic offices | $176,030,000 | 2,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $7,000,000 | 3,344 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,194,000 | 2,288 |
| Total equity capital | $16,460,000 | 3,962 |
| Total bank equity capital | $16,460,000 | 3,962 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,000,000 | 1,477 |
| Surplus | $9,200,000 | 2,784 |
| Undivided profits | $4,260,000 | 5,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,912,000 | 1,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $723,000 | 4,766 |
| Earning assets | $184,019,000 | 3,191 |
| Long-term assets (5+ years) | $13,727,000 | 4,613 |
| Average Assets, year-to-date | $198,860,000 | 3,176 |
| Average Assets, quarterly | $198,860,000 | 3,176 |
| Volatile liabilities | $33,482,000 | 3,535 |
| Insider loans | $6,382,000 | 1,218 |
| FHLB advances | $7,000,000 | 3,229 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $29,356,000 | 2,636 |
| Tier 1 (core) risk-based capital | $16,526,000 | 3,791 |
| Tier 2 risk-based capital | $2,226,000 | 2,230 |
| Total risk weighted assets | $177,892,000 | 2,650 |
| Total unused commitments | $29,356,000 | 2,639 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 52 | 3,254 |
| Assets and Liabilities | ||
| Total Assets: | $196,036,000 | 3,191 |
| Cash and due from depository institutions | $5,372,000 | 3,254 |
| Interest-bearing balances | $1,034,000 | 2,519 |
| Securities | $16,981,000 | 4,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $159,864,000 | 2,730 |
| Loan loss allowance | $2,413,000 | 2,161 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,582,000 | 1,956 |
| Other real estate owned | $664,000 | 3,254 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,573,000 | 2,509 |
| Life insurance assets | $3,375,000 | 1,672 |
| Total liabilities and capital | $196,036,000 | 3,191 |
| Total liabilities | $179,697,000 | 3,124 |
| Total deposits | $172,706,000 | 2,955 |
| Interest-bearing deposits | $152,287,000 | 2,881 |
| Deposits held in domestic offices | $172,706,000 | 2,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,300,000 | 1,721 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,691,000 | 2,800 |
| Total equity capital | $16,339,000 | 3,934 |
| Total bank equity capital | $16,339,000 | 3,934 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,465 |
| Surplus | $9,200,000 | 2,751 |
| Undivided profits | $4,139,000 | 5,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,108,000 | 3,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,057,000 | 3,820 |
| Earning assets | $177,879,000 | 3,230 |
| Long-term assets (5+ years) | $12,911,000 | 4,504 |
| Average Assets, year-to-date | $208,681,000 | 2,922 |
| Average Assets, quarterly | $203,579,000 | 3,057 |
| Volatile liabilities | $38,377,000 | 3,191 |
| Insider loans | $6,690,000 | 1,142 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $35,376,000 | 2,299 |
| Tier 1 (core) risk-based capital | $16,477,000 | 3,781 |
| Tier 2 risk-based capital | $2,198,000 | 2,228 |
| Total risk weighted assets | $176,095,000 | 2,634 |
| Total unused commitments | $35,376,000 | 2,301 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 53 | 3,180 |
| Assets and Liabilities | ||
| Total Assets: | $211,122,000 | 2,947 |
| Cash and due from depository institutions | $3,672,000 | 3,180 |
| Interest-bearing balances | $237,000 | 3,693 |
| Securities | $21,218,000 | 4,334 |
| Federal funds sold & reverse repurchase agreements | $4,021,000 | 2,954 |
| Net loans & leases | $153,216,000 | 2,806 |
| Loan loss allowance | $1,895,000 | 2,633 |
| Trading account assets | $16,012,000 | 116 |
| Bank premises and fixed assets | $6,664,000 | 1,891 |
| Other real estate owned | $0 | 3,180 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,319,000 | 2,568 |
| Life insurance assets | $3,344,000 | 1,649 |
| Total liabilities and capital | $211,122,000 | 2,947 |
| Total liabilities | $195,166,000 | 2,847 |
| Total deposits | $193,075,000 | 2,628 |
| Interest-bearing deposits | $170,588,000 | 2,584 |
| Deposits held in domestic offices | $193,075,000 | 2,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,091,000 | 2,400 |
| Total equity capital | $15,956,000 | 3,975 |
| Total bank equity capital | $15,956,000 | 3,975 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,441 |
| Surplus | $8,700,000 | 2,805 |
| Undivided profits | $4,256,000 | 5,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,404,000 | 2,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,300,000 | 3,384 |
| Earning assets | $194,704,000 | 2,924 |
| Long-term assets (5+ years) | $11,705,000 | 4,572 |
| Average Assets, year-to-date | $211,842,250 | 2,871 |
| Average Assets, quarterly | $213,798,000 | 2,888 |
| Volatile liabilities | $43,823,000 | 2,868 |
| Insider loans | $7,060,000 | 1,051 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $39,208,000 | 2,157 |
| Tier 1 (core) risk-based capital | $16,105,000 | 3,841 |
| Tier 2 risk-based capital | $1,895,000 | 2,498 |
| Total risk weighted assets | $175,450,000 | 2,603 |
| Total unused commitments | $39,208,000 | 2,157 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 53 | 3,230 |
| Assets and Liabilities | ||
| Total Assets: | $216,474,000 | 2,889 |
| Cash and due from depository institutions | $4,229,000 | 3,230 |
| Interest-bearing balances | $231,000 | 3,790 |
| Securities | $22,271,000 | 4,181 |
| Federal funds sold & reverse repurchase agreements | $14,450,000 | 1,093 |
| Net loans & leases | $146,648,000 | 2,889 |
| Loan loss allowance | $1,832,000 | 2,700 |
| Trading account assets | $15,783,000 | 117 |
| Bank premises and fixed assets | $6,747,000 | 1,850 |
| Other real estate owned | $0 | 3,230 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,346,000 | 2,554 |
| Life insurance assets | $3,312,000 | 1,654 |
| Total liabilities and capital | $216,474,000 | 2,889 |
| Total liabilities | $201,019,000 | 2,785 |
| Total deposits | $198,830,000 | 2,571 |
| Interest-bearing deposits | $192,058,000 | 2,316 |
| Deposits held in domestic offices | $198,830,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,189,000 | 2,174 |
| Total equity capital | $15,455,000 | 4,009 |
| Total bank equity capital | $15,455,000 | 4,009 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,433 |
| Surplus | $8,700,000 | 2,798 |
| Undivided profits | $3,755,000 | 5,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,493,000 | 2,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,269,000 | 3,258 |
| Earning assets | $199,383,000 | 2,854 |
| Long-term assets (5+ years) | $9,099,000 | 4,949 |
| Average Assets, year-to-date | $212,082,330 | 2,904 |
| Average Assets, quarterly | $215,148,000 | 2,883 |
| Volatile liabilities | $48,927,000 | 2,569 |
| Insider loans | $6,608,000 | 1,118 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $41,450,000 | 2,086 |
| Tier 1 (core) risk-based capital | $15,766,000 | 3,888 |
| Tier 2 risk-based capital | $1,832,000 | 2,566 |
| Total risk weighted assets | $171,241,000 | 2,646 |
| Total unused commitments | $41,450,000 | 2,086 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $213,822,000 | 2,911 |
| Cash and due from depository institutions | $5,224,000 | 3,006 |
| Interest-bearing balances | $627,000 | 2,955 |
| Securities | $25,731,000 | 3,824 |
| Federal funds sold & reverse repurchase agreements | $13,119,000 | 1,550 |
| Net loans & leases | $139,238,000 | 3,005 |
| Loan loss allowance | $1,720,000 | 2,833 |
| Trading account assets | $17,710,000 | 128 |
| Bank premises and fixed assets | $6,687,000 | 1,838 |
| Other real estate owned | $0 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $6,113,000 | 2,578 |
| Life insurance assets | $3,260,000 | 1,655 |
| Total liabilities and capital | $213,822,000 | 2,911 |
| Total liabilities | $198,408,000 | 2,812 |
| Total deposits | $196,598,000 | 2,599 |
| Interest-bearing deposits | $184,326,000 | 2,418 |
| Deposits held in domestic offices | $196,598,000 | 2,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,810,000 | 2,612 |
| Total equity capital | $15,414,000 | 4,030 |
| Total bank equity capital | $15,414,000 | 4,030 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,416 |
| Surplus | $8,700,000 | 2,759 |
| Undivided profits | $3,714,000 | 5,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,096,000 | 3,537 |
| Earning assets | $196,425,000 | 2,894 |
| Long-term assets (5+ years) | $7,999,000 | 5,113 |
| Average Assets, year-to-date | $209,886,500 | 2,953 |
| Average Assets, quarterly | $209,886,500 | 2,953 |
| Volatile liabilities | $50,420,000 | 2,473 |
| Insider loans | $6,841,000 | 1,051 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $30,067,000 | 2,634 |
| Tier 1 (core) risk-based capital | $15,660,000 | 3,877 |
| Tier 2 risk-based capital | $1,720,000 | 2,708 |
| Total risk weighted assets | $164,043,000 | 2,724 |
| Total unused commitments | $30,067,000 | 2,635 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $205,951,000 | 2,999 |
| Cash and due from depository institutions | $5,452,000 | 3,301 |
| Interest-bearing balances | $622,000 | 2,937 |
| Securities | $48,219,000 | 2,412 |
| Federal funds sold & reverse repurchase agreements | $4,781,000 | 2,960 |
| Net loans & leases | $135,082,000 | 3,070 |
| Loan loss allowance | $1,693,000 | 2,838 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,090,000 | 1,996 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,327,000 | 2,519 |
| Life insurance assets | $3,166,000 | 1,661 |
| Total liabilities and capital | $205,952,000 | 2,999 |
| Total liabilities | $190,911,000 | 2,912 |
| Total deposits | $189,015,000 | 2,693 |
| Interest-bearing deposits | $178,891,000 | 2,455 |
| Deposits held in domestic offices | $189,015,000 | 2,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,896,000 | 2,492 |
| Total equity capital | $15,041,000 | 4,044 |
| Total bank equity capital | $15,041,000 | 4,044 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,000,000 | 1,406 |
| Surplus | $8,700,000 | 2,710 |
| Undivided profits | $3,341,000 | 5,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 4,864 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,213,000 | 3,375 |
| Earning assets | $188,704,000 | 2,986 |
| Long-term assets (5+ years) | $16,946,000 | 3,706 |
| Average Assets, year-to-date | $191,295,800 | 3,057 |
| Average Assets, quarterly | $204,903,500 | 2,980 |
| Volatile liabilities | $49,081,000 | 2,685 |
| Insider loans | $6,052,000 | 1,186 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $34,641,000 | 2,351 |
| Tier 1 (core) risk-based capital | $15,782,000 | 3,779 |
| Tier 2 risk-based capital | $1,693,000 | 2,716 |
| Total risk weighted assets | $159,166,000 | 2,778 |
| Total unused commitments | $34,641,000 | 2,352 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 48 | 3,508 |
| Assets and Liabilities | ||
| Total Assets: | $203,856,000 | 3,003 |
| Cash and due from depository institutions | $5,376,000 | 3,508 |
| Interest-bearing balances | $1,006,000 | 2,407 |
| Securities | $45,324,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $9,998,000 | 1,425 |
| Net loans & leases | $132,126,000 | 3,105 |
| Loan loss allowance | $1,629,000 | 2,941 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,232,000 | 2,279 |
| Other real estate owned | $0 | 3,508 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,800,000 | 2,698 |
| Life insurance assets | $2,638,000 | 1,835 |
| Total liabilities and capital | $203,857,000 | 3,003 |
| Total liabilities | $189,537,000 | 2,897 |
| Total deposits | $187,140,000 | 2,683 |
| Interest-bearing deposits | $162,474,000 | 2,638 |
| Deposits held in domestic offices | $187,140,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,397,000 | 2,043 |
| Total equity capital | $14,320,000 | 4,166 |
| Total bank equity capital | $14,320,000 | 4,166 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,395 |
| Surplus | $8,700,000 | 2,682 |
| Undivided profits | $2,620,000 | 6,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $272,000 | 4,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,034,000 | 3,859 |
| Earning assets | $188,454,000 | 2,967 |
| Long-term assets (5+ years) | $17,580,000 | 3,588 |
| Average Assets, year-to-date | $187,632,000 | 3,114 |
| Average Assets, quarterly | $199,094,000 | 3,026 |
| Volatile liabilities | $41,386,000 | 3,012 |
| Insider loans | $5,874,000 | 1,198 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $40,170,000 | 2,138 |
| Tier 1 (core) risk-based capital | $15,267,000 | 3,881 |
| Tier 2 risk-based capital | $1,629,000 | 2,810 |
| Total risk weighted assets | $157,816,000 | 2,778 |
| Total unused commitments | $40,170,000 | 2,140 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 45 | 3,669 |
| Assets and Liabilities | ||
| Total Assets: | $194,332,000 | 3,094 |
| Cash and due from depository institutions | $6,051,000 | 3,669 |
| Interest-bearing balances | $1,001,000 | 2,434 |
| Securities | $36,281,000 | 3,050 |
| Federal funds sold & reverse repurchase agreements | $17,561,000 | 689 |
| Net loans & leases | $123,810,000 | 3,249 |
| Loan loss allowance | $1,540,000 | 3,041 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,923,000 | 2,377 |
| Other real estate owned | $0 | 3,669 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,706,000 | 2,704 |
| Life insurance assets | $2,595,000 | 1,819 |
| Total liabilities and capital | $194,332,000 | 3,094 |
| Total liabilities | $180,716,000 | 2,997 |
| Total deposits | $178,742,000 | 2,782 |
| Interest-bearing deposits | $158,122,000 | 2,686 |
| Deposits held in domestic offices | $178,742,000 | 2,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,974,000 | 2,173 |
| Total equity capital | $13,616,000 | 4,207 |
| Total bank equity capital | $13,616,000 | 4,207 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $8,700,000 | 2,622 |
| Undivided profits | $1,916,000 | 6,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $715,000 | 3,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $874,000 | 4,041 |
| Earning assets | $178,653,000 | 3,079 |
| Long-term assets (5+ years) | $19,476,000 | 3,381 |
| Average Assets, year-to-date | $182,224,000 | 3,205 |
| Average Assets, quarterly | $188,322,500 | 3,140 |
| Volatile liabilities | $35,081,000 | 3,321 |
| Insider loans | $5,429,000 | 1,270 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $43,317,000 | 2,058 |
| Tier 1 (core) risk-based capital | $14,813,000 | 3,919 |
| Tier 2 risk-based capital | $1,540,000 | 2,891 |
| Total risk weighted assets | $151,434,000 | 2,864 |
| Total unused commitments | $43,317,000 | 2,059 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 48 | 3,469 |
| Assets and Liabilities | ||
| Total Assets: | $182,313,000 | 3,220 |
| Cash and due from depository institutions | $8,983,000 | 3,469 |
| Interest-bearing balances | $1,100,000 | 2,457 |
| Securities | $37,609,000 | 3,000 |
| Federal funds sold & reverse repurchase agreements | $5,410,000 | 2,487 |
| Net loans & leases | $119,997,000 | 3,255 |
| Loan loss allowance | $1,440,000 | 3,185 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,883,000 | 2,319 |
| Other real estate owned | $0 | 3,469 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,431,000 | 2,746 |
| Life insurance assets | $2,554,000 | 1,799 |
| Total liabilities and capital | $182,313,000 | 3,220 |
| Total liabilities | $168,961,000 | 3,133 |
| Total deposits | $167,514,000 | 2,919 |
| Interest-bearing deposits | $148,710,000 | 2,800 |
| Deposits held in domestic offices | $167,514,000 | 2,915 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,447,000 | 2,753 |
| Total equity capital | $13,352,000 | 4,222 |
| Total bank equity capital | $13,352,000 | 4,222 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $8,700,000 | 2,561 |
| Undivided profits | $1,652,000 | 6,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $871,000 | 2,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $758,000 | 4,319 |
| Earning assets | $164,116,000 | 3,270 |
| Long-term assets (5+ years) | $20,544,000 | 3,262 |
| Average Assets, year-to-date | $176,170,000 | 3,281 |
| Average Assets, quarterly | $176,170,000 | 3,281 |
| Volatile liabilities | $33,828,000 | 3,271 |
| Insider loans | $5,300,000 | 1,297 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $40,069,000 | 2,120 |
| Tier 1 (core) risk-based capital | $14,425,000 | 3,941 |
| Tier 2 risk-based capital | $1,440,000 | 3,010 |
| Total risk weighted assets | $143,195,000 | 2,957 |
| Total unused commitments | $40,069,000 | 2,121 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $170,027,000 | 3,395 |
| Cash and due from depository institutions | $8,068,000 | 3,471 |
| Interest-bearing balances | $1,141,000 | 2,497 |
| Securities | $38,590,000 | 2,916 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $113,470,000 | 3,373 |
| Loan loss allowance | $1,381,000 | 3,242 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,913,000 | 2,276 |
| Other real estate owned | $0 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,986,000 | 2,891 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $170,027,000 | 3,395 |
| Total liabilities | $156,930,000 | 3,313 |
| Total deposits | $151,670,000 | 3,145 |
| Interest-bearing deposits | $133,102,000 | 3,019 |
| Deposits held in domestic offices | $151,670,000 | 3,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,295,000 | 1,757 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $965,000 | 3,583 |
| Total equity capital | $13,097,000 | 4,252 |
| Total bank equity capital | $13,097,000 | 4,252 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $8,700,000 | 2,532 |
| Undivided profits | $1,397,000 | 6,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 3,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $728,000 | 4,469 |
| Earning assets | $153,201,000 | 3,430 |
| Long-term assets (5+ years) | $22,215,000 | 3,100 |
| Average Assets, year-to-date | $164,457,600 | 3,354 |
| Average Assets, quarterly | $178,651,500 | 3,230 |
| Volatile liabilities | $31,038,000 | 3,393 |
| Insider loans | $5,407,000 | 1,253 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $32,786,000 | 2,393 |
| Tier 1 (core) risk-based capital | $14,106,000 | 3,965 |
| Tier 2 risk-based capital | $1,381,000 | 3,067 |
| Total risk weighted assets | $133,344,000 | 3,091 |
| Total unused commitments | $32,786,000 | 2,394 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 47 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $187,276,000 | 3,079 |
| Cash and due from depository institutions | $6,409,000 | 3,534 |
| Interest-bearing balances | $1,271,000 | 2,458 |
| Securities | $40,310,000 | 2,809 |
| Federal funds sold & reverse repurchase agreements | $24,258,000 | 546 |
| Net loans & leases | $106,286,000 | 3,494 |
| Loan loss allowance | $1,241,000 | 3,508 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,985,000 | 2,212 |
| Other real estate owned | $0 | 3,534 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,028,000 | 2,822 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $187,276,000 | 3,079 |
| Total liabilities | $174,133,000 | 2,980 |
| Total deposits | $167,068,000 | 2,851 |
| Interest-bearing deposits | $148,594,000 | 2,708 |
| Deposits held in domestic offices | $167,068,000 | 2,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,500,000 | 3,548 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,565,000 | 2,512 |
| Total equity capital | $13,143,000 | 4,207 |
| Total bank equity capital | $13,143,000 | 4,207 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $8,700,000 | 2,472 |
| Undivided profits | $1,443,000 | 6,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $650,000 | 4,853 |
| Earning assets | $172,125,000 | 3,072 |
| Long-term assets (5+ years) | $22,814,000 | 3,058 |
| Average Assets, year-to-date | $163,065,250 | 3,357 |
| Average Assets, quarterly | $176,059,500 | 3,208 |
| Volatile liabilities | $28,089,000 | 3,557 |
| Insider loans | $5,309,000 | 1,209 |
| FHLB advances | $5,500,000 | 3,393 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $31,288,000 | 2,450 |
| Tier 1 (core) risk-based capital | $13,760,000 | 3,994 |
| Tier 2 risk-based capital | $1,241,000 | 3,321 |
| Total risk weighted assets | $131,382,000 | 3,083 |
| Total unused commitments | $31,288,000 | 2,453 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 45 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $164,843,000 | 3,366 |
| Cash and due from depository institutions | $5,970,000 | 3,663 |
| Interest-bearing balances | $1,177,000 | 2,552 |
| Securities | $42,644,000 | 2,703 |
| Federal funds sold & reverse repurchase agreements | $13,862,000 | 872 |
| Net loans & leases | $92,306,000 | 3,826 |
| Loan loss allowance | $1,149,000 | 3,660 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,033,000 | 2,145 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,028,000 | 2,739 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $164,843,000 | 3,366 |
| Total liabilities | $151,970,000 | 3,278 |
| Total deposits | $142,265,000 | 3,211 |
| Interest-bearing deposits | $125,505,000 | 3,070 |
| Deposits held in domestic offices | $142,265,000 | 3,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,500,000 | 2,902 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,205,000 | 2,858 |
| Total equity capital | $12,873,000 | 4,214 |
| Total bank equity capital | $12,873,000 | 4,214 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $8,700,000 | 2,426 |
| Undivided profits | $1,173,000 | 7,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $608,000 | 4,743 |
| Earning assets | $149,989,000 | 3,381 |
| Long-term assets (5+ years) | $24,182,000 | 2,970 |
| Average Assets, year-to-date | $154,995,000 | 3,473 |
| Average Assets, quarterly | $158,829,000 | 3,433 |
| Volatile liabilities | $25,626,000 | 3,676 |
| Insider loans | $5,290,000 | 1,190 |
| FHLB advances | $8,500,000 | 2,769 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $26,659,000 | 2,653 |
| Tier 1 (core) risk-based capital | $13,527,000 | 3,955 |
| Tier 2 risk-based capital | $1,149,000 | 3,460 |
| Total risk weighted assets | $115,948,000 | 3,331 |
| Total unused commitments | $26,659,000 | 2,656 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $152,815,000 | 3,566 |
| Cash and due from depository institutions | $4,950,000 | 3,913 |
| Interest-bearing balances | $1,115,000 | 2,598 |
| Securities | $43,813,000 | 2,670 |
| Federal funds sold & reverse repurchase agreements | $1,509,000 | 4,459 |
| Net loans & leases | $92,333,000 | 3,768 |
| Loan loss allowance | $1,177,000 | 3,612 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,105,000 | 2,090 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $5,105,000 | 2,661 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $152,815,000 | 3,566 |
| Total liabilities | $140,488,000 | 3,485 |
| Total deposits | $131,002,000 | 3,432 |
| Interest-bearing deposits | $114,713,000 | 3,314 |
| Deposits held in domestic offices | $131,002,000 | 3,428 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $8,500,000 | 2,825 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $986,000 | 3,237 |
| Total equity capital | $12,327,000 | 4,283 |
| Total bank equity capital | $12,327,000 | 4,283 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $8,700,000 | 2,374 |
| Undivided profits | $627,000 | 7,528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $605,000 | 4,670 |
| Earning assets | $138,770,000 | 3,598 |
| Long-term assets (5+ years) | $29,673,000 | 2,666 |
| Average Assets, year-to-date | $150,071,000 | 3,589 |
| Average Assets, quarterly | $150,071,000 | 3,589 |
| Volatile liabilities | $20,157,000 | 4,159 |
| Insider loans | $5,262,000 | 1,175 |
| FHLB advances | $8,500,000 | 2,701 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,979,000 | 3,031 |
| Tier 1 (core) risk-based capital | $13,200,000 | 3,987 |
| Tier 2 risk-based capital | $1,177,000 | 3,392 |
| Total risk weighted assets | $112,699,000 | 3,370 |
| Total unused commitments | $20,979,000 | 3,034 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $147,327,000 | 3,654 |
| Cash and due from depository institutions | $5,904,000 | 3,931 |
| Interest-bearing balances | $1,124,000 | 2,653 |
| Securities | $47,865,000 | 2,491 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $83,939,000 | 4,025 |
| Loan loss allowance | $1,075,000 | 3,814 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,159,000 | 2,048 |
| Other real estate owned | $0 | 3,931 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,460,000 | 2,897 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $147,327,000 | 3,654 |
| Total liabilities | $134,785,000 | 3,598 |
| Total deposits | $116,779,000 | 3,731 |
| Interest-bearing deposits | $101,272,000 | 3,652 |
| Deposits held in domestic offices | $116,779,000 | 3,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,858,000 | 1,232 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,500,000 | 2,827 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $648,000 | 4,101 |
| Total equity capital | $12,542,000 | 4,220 |
| Total bank equity capital | $12,542,000 | 4,220 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $8,700,000 | 2,329 |
| Undivided profits | $842,000 | 7,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 7,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $569,000 | 4,887 |
| Earning assets | $132,928,000 | 3,695 |
| Long-term assets (5+ years) | $31,953,000 | 2,587 |
| Average Assets, year-to-date | $138,794,800 | 3,725 |
| Average Assets, quarterly | $148,831,500 | 3,603 |
| Volatile liabilities | $23,787,000 | 3,664 |
| Insider loans | $5,296,000 | 1,150 |
| FHLB advances | $8,500,000 | 2,689 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $22,555,000 | 2,790 |
| Tier 1 (core) risk-based capital | $12,972,000 | 3,990 |
| Tier 2 risk-based capital | $1,075,000 | 3,599 |
| Total risk weighted assets | $103,248,000 | 3,579 |
| Total unused commitments | $22,555,000 | 2,792 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $150,336,000 | 3,573 |
| Cash and due from depository institutions | $5,055,000 | 3,931 |
| Interest-bearing balances | $181,000 | 4,593 |
| Securities | $43,548,000 | 2,687 |
| Federal funds sold & reverse repurchase agreements | $14,688,000 | 769 |
| Net loans & leases | $77,803,000 | 4,200 |
| Loan loss allowance | $1,075,000 | 3,815 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,202,000 | 2,005 |
| Other real estate owned | $0 | 3,931 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,040,000 | 3,068 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $150,336,000 | 3,573 |
| Total liabilities | $137,958,000 | 3,506 |
| Total deposits | $128,779,000 | 3,424 |
| Interest-bearing deposits | $112,664,000 | 3,294 |
| Deposits held in domestic offices | $128,779,000 | 3,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $8,500,000 | 2,831 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $679,000 | 4,113 |
| Total equity capital | $12,378,000 | 4,256 |
| Total bank equity capital | $12,378,000 | 4,256 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $8,700,000 | 2,293 |
| Undivided profits | $678,000 | 7,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $495,000 | 5,527 |
| Earning assets | $136,220,000 | 3,605 |
| Long-term assets (5+ years) | $35,767,000 | 2,414 |
| Average Assets, year-to-date | $136,661,750 | 3,769 |
| Average Assets, quarterly | $143,757,500 | 3,684 |
| Volatile liabilities | $17,424,000 | 4,445 |
| Insider loans | $3,554,000 | 1,647 |
| FHLB advances | $8,500,000 | 2,693 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $24,987,000 | 2,577 |
| Tier 1 (core) risk-based capital | $12,718,000 | 4,026 |
| Tier 2 risk-based capital | $1,075,000 | 3,587 |
| Total risk weighted assets | $100,410,000 | 3,617 |
| Total unused commitments | $24,987,000 | 2,581 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $137,179,000 | 3,829 |
| Cash and due from depository institutions | $4,364,000 | 4,036 |
| Interest-bearing balances | $150,000 | 4,810 |
| Securities | $46,499,000 | 2,609 |
| Federal funds sold & reverse repurchase agreements | $3,942,000 | 2,381 |
| Net loans & leases | $72,560,000 | 4,363 |
| Loan loss allowance | $1,055,000 | 3,850 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,252,000 | 1,952 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,562,000 | 2,805 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $137,179,000 | 3,829 |
| Total liabilities | $125,946,000 | 3,765 |
| Total deposits | $116,944,000 | 3,703 |
| Interest-bearing deposits | $99,760,000 | 3,678 |
| Deposits held in domestic offices | $116,944,000 | 3,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,500,000 | 2,800 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $502,000 | 4,541 |
| Total equity capital | $11,233,000 | 4,455 |
| Total bank equity capital | $11,233,000 | 4,455 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $8,700,000 | 2,262 |
| Undivided profits | $-467,000 | 8,505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $462,000 | 5,542 |
| Earning assets | $123,151,000 | 3,882 |
| Long-term assets (5+ years) | $41,096,000 | 2,232 |
| Average Assets, year-to-date | $132,103,670 | 3,893 |
| Average Assets, quarterly | $139,203,000 | 3,763 |
| Volatile liabilities | $11,591,000 | 5,416 |
| Insider loans | $4,479,000 | 1,282 |
| FHLB advances | $8,500,000 | 2,675 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $22,118,000 | 2,814 |
| Tier 1 (core) risk-based capital | $12,518,000 | 4,032 |
| Tier 2 risk-based capital | $1,055,000 | 3,592 |
| Total risk weighted assets | $94,837,000 | 3,740 |
| Total unused commitments | $22,118,000 | 2,818 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $141,227,000 | 3,720 |
| Cash and due from depository institutions | $4,695,000 | 3,881 |
| Interest-bearing balances | $937,000 | 3,145 |
| Securities | $50,637,000 | 2,413 |
| Federal funds sold & reverse repurchase agreements | $13,781,000 | 1,060 |
| Net loans & leases | $63,256,000 | 4,696 |
| Loan loss allowance | $909,000 | 4,249 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,262,000 | 1,908 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,596,000 | 3,173 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $141,227,000 | 3,720 |
| Total liabilities | $128,794,000 | 3,665 |
| Total deposits | $119,906,000 | 3,609 |
| Interest-bearing deposits | $103,242,000 | 3,556 |
| Deposits held in domestic offices | $119,906,000 | 3,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,500,000 | 2,674 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $388,000 | 5,560 |
| Total equity capital | $12,433,000 | 4,210 |
| Total bank equity capital | $12,433,000 | 4,210 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $8,700,000 | 2,229 |
| Undivided profits | $733,000 | 7,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,000 | 7,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $432,000 | 5,711 |
| Earning assets | $128,611,000 | 3,734 |
| Long-term assets (5+ years) | $47,275,000 | 1,962 |
| Average Assets, year-to-date | $129,566,000 | 3,952 |
| Average Assets, quarterly | $129,566,000 | 3,952 |
| Volatile liabilities | $6,858,000 | 6,568 |
| Insider loans | $3,570,000 | 1,608 |
| FHLB advances | $8,500,000 | 2,547 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,837,000 | 2,947 |
| Tier 1 (core) risk-based capital | $12,406,000 | 4,028 |
| Tier 2 risk-based capital | $909,000 | 3,963 |
| Total risk weighted assets | $87,260,000 | 3,908 |
| Total unused commitments | $19,837,000 | 2,954 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 37 | 4,299 |
| Assets and Liabilities | ||
| Total Assets: | $117,905,000 | 4,274 |
| Cash and due from depository institutions | $4,440,000 | 4,299 |
| Interest-bearing balances | $496,000 | 3,671 |
| Securities | $48,096,000 | 2,573 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $56,783,000 | 5,010 |
| Loan loss allowance | $802,000 | 4,612 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,909,000 | 2,013 |
| Other real estate owned | $0 | 4,299 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,677,000 | 3,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,905,000 | 4,274 |
| Total liabilities | $109,805,000 | 4,146 |
| Total deposits | $95,187,000 | 4,298 |
| Interest-bearing deposits | $81,793,000 | 4,257 |
| Deposits held in domestic offices | $95,187,000 | 4,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,864,000 | 1,486 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,500,000 | 2,669 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $254,000 | 6,479 |
| Total equity capital | $8,100,000 | 5,608 |
| Total bank equity capital | $8,100,000 | 5,608 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $4,700,000 | 3,554 |
| Undivided profits | $400,000 | 8,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $411,000 | 5,994 |
| Earning assets | $105,375,000 | 4,348 |
| Long-term assets (5+ years) | $42,816,000 | 2,156 |
| Average Assets, year-to-date | $109,861,800 | 4,376 |
| Average Assets, quarterly | $116,865,500 | 4,264 |
| Volatile liabilities | $12,476,000 | 5,106 |
| Insider loans | $3,797,000 | 1,478 |
| FHLB advances | $8,500,000 | 2,531 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,301,000 | 2,920 |
| Tier 1 (core) risk-based capital | $8,361,000 | 5,328 |
| Tier 2 risk-based capital | $802,000 | 4,328 |
| Total risk weighted assets | $76,041,000 | 4,287 |
| Total unused commitments | $19,301,000 | 2,923 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 35 | 4,505 |
| Assets and Liabilities | ||
| Total Assets: | $115,826,000 | 4,302 |
| Cash and due from depository institutions | $4,787,000 | 4,505 |
| Interest-bearing balances | $762,000 | 3,356 |
| Securities | $50,793,000 | 2,415 |
| Federal funds sold & reverse repurchase agreements | $1,738,000 | 4,637 |
| Net loans & leases | $51,167,000 | 5,328 |
| Loan loss allowance | $731,000 | 4,915 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,914,000 | 2,484 |
| Other real estate owned | $0 | 4,505 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,427,000 | 3,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,826,000 | 4,302 |
| Total liabilities | $108,097,000 | 4,162 |
| Total deposits | $98,972,000 | 4,169 |
| Interest-bearing deposits | $85,413,000 | 4,114 |
| Deposits held in domestic offices | $98,972,000 | 4,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,500,000 | 2,634 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $625,000 | 4,401 |
| Total equity capital | $7,729,000 | 5,750 |
| Total bank equity capital | $7,729,000 | 5,750 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $4,700,000 | 3,479 |
| Undivided profits | $29,000 | 8,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 7,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $421,000 | 6,089 |
| Earning assets | $104,460,000 | 4,358 |
| Long-term assets (5+ years) | $48,994,000 | 1,932 |
| Average Assets, year-to-date | $107,851,000 | 4,445 |
| Average Assets, quarterly | $117,752,500 | 4,230 |
| Volatile liabilities | $6,608,000 | 6,710 |
| Insider loans | $3,727,000 | 1,481 |
| FHLB advances | $8,500,000 | 2,490 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,876,000 | 3,556 |
| Tier 1 (core) risk-based capital | $8,177,000 | 5,392 |
| Tier 2 risk-based capital | $731,000 | 4,596 |
| Total risk weighted assets | $71,213,000 | 4,493 |
| Total unused commitments | $13,876,000 | 3,561 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 34 | 4,624 |
| Assets and Liabilities | ||
| Total Assets: | $119,679,000 | 4,185 |
| Cash and due from depository institutions | $3,199,000 | 4,624 |
| Interest-bearing balances | $388,000 | 4,187 |
| Securities | $47,367,000 | 2,501 |
| Federal funds sold & reverse repurchase agreements | $13,164,000 | 1,180 |
| Net loans & leases | $49,148,000 | 5,418 |
| Loan loss allowance | $710,000 | 4,956 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,713,000 | 2,568 |
| Other real estate owned | $0 | 4,624 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,088,000 | 3,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,679,000 | 4,185 |
| Total liabilities | $112,273,000 | 4,029 |
| Total deposits | $103,047,000 | 4,049 |
| Interest-bearing deposits | $89,233,000 | 3,965 |
| Deposits held in domestic offices | $103,047,000 | 4,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,500,000 | 2,592 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $726,000 | 4,106 |
| Total equity capital | $7,406,000 | 5,906 |
| Total bank equity capital | $7,406,000 | 5,906 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $3,700,000 | 4,037 |
| Undivided profits | $706,000 | 7,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 7,560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $378,000 | 6,312 |
| Earning assets | $110,067,000 | 4,159 |
| Long-term assets (5+ years) | $36,257,000 | 2,299 |
| Average Assets, year-to-date | $105,192,670 | 4,526 |
| Average Assets, quarterly | $109,351,000 | 4,432 |
| Volatile liabilities | $6,222,000 | 6,869 |
| Insider loans | $3,240,000 | 1,702 |
| FHLB advances | $8,500,000 | 2,440 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,881,000 | 3,848 |
| Tier 1 (core) risk-based capital | $7,046,000 | 5,865 |
| Tier 2 risk-based capital | $710,000 | 4,636 |
| Total risk weighted assets | $67,371,000 | 4,636 |
| Total unused commitments | $11,881,000 | 3,860 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 35 | 4,504 |
| Assets and Liabilities | ||
| Total Assets: | $99,023,000 | 4,741 |
| Cash and due from depository institutions | $4,587,000 | 4,504 |
| Interest-bearing balances | $499,000 | 3,862 |
| Securities | $35,306,000 | 3,116 |
| Federal funds sold & reverse repurchase agreements | $5,874,000 | 2,839 |
| Net loans & leases | $46,540,000 | 5,517 |
| Loan loss allowance | $671,000 | 5,082 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,717,000 | 2,534 |
| Other real estate owned | $62,000 | 4,504 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,937,000 | 3,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,023,000 | 4,741 |
| Total liabilities | $91,824,000 | 4,617 |
| Total deposits | $82,749,000 | 4,725 |
| Interest-bearing deposits | $72,814,000 | 4,649 |
| Deposits held in domestic offices | $82,749,000 | 4,722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,500,000 | 2,496 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $575,000 | 4,758 |
| Total equity capital | $7,199,000 | 5,932 |
| Total bank equity capital | $7,199,000 | 5,932 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $3,700,000 | 3,988 |
| Undivided profits | $499,000 | 8,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 7,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $350,000 | 6,610 |
| Earning assets | $88,219,000 | 4,817 |
| Long-term assets (5+ years) | $31,958,000 | 2,452 |
| Average Assets, year-to-date | $97,949,500 | 4,759 |
| Average Assets, quarterly | $97,949,500 | 4,759 |
| Volatile liabilities | $6,116,000 | 6,862 |
| Insider loans | $3,220,000 | 1,685 |
| FHLB advances | $8,500,000 | 2,357 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,129,000 | 3,742 |
| Tier 1 (core) risk-based capital | $6,915,000 | 5,871 |
| Tier 2 risk-based capital | $671,000 | 4,745 |
| Total risk weighted assets | $61,513,000 | 4,856 |
| Total unused commitments | $12,129,000 | 3,755 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $96,876,000 | 4,796 |
| Cash and due from depository institutions | $4,460,000 | 4,697 |
| Interest-bearing balances | $656,000 | 3,497 |
| Securities | $34,874,000 | 3,115 |
| Federal funds sold & reverse repurchase agreements | $7,414,000 | 1,961 |
| Net loans & leases | $43,483,000 | 5,737 |
| Loan loss allowance | $640,000 | 5,190 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,741,000 | 2,499 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,904,000 | 3,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,876,000 | 4,796 |
| Total liabilities | $89,850,000 | 4,670 |
| Total deposits | $80,796,000 | 4,765 |
| Interest-bearing deposits | $60,802,000 | 5,169 |
| Deposits held in domestic offices | $80,796,000 | 4,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,500,000 | 2,506 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $554,000 | 4,927 |
| Total equity capital | $7,026,000 | 5,977 |
| Total bank equity capital | $7,026,000 | 5,977 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $3,700,000 | 3,942 |
| Undivided profits | $326,000 | 8,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $389,000 | 6,448 |
| Earning assets | $86,427,000 | 4,857 |
| Long-term assets (5+ years) | $31,917,000 | 2,427 |
| Average Assets, year-to-date | $82,029,800 | 5,173 |
| Average Assets, quarterly | $93,182,000 | 4,866 |
| Volatile liabilities | $6,529,000 | 6,766 |
| Insider loans | $3,279,000 | 1,628 |
| FHLB advances | $8,500,000 | 2,353 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,349,000 | 3,983 |
| Tier 1 (core) risk-based capital | $6,840,000 | 5,855 |
| Tier 2 risk-based capital | $640,000 | 4,864 |
| Total risk weighted assets | $58,175,000 | 5,023 |
| Total unused commitments | $10,349,000 | 3,987 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 26 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $66,317,000 | 5,981 |
| Cash and due from depository institutions | $2,593,000 | 5,528 |
| Interest-bearing balances | $997,000 | 3,009 |
| Securities | $28,763,000 | 3,457 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $30,599,000 | 6,758 |
| Loan loss allowance | $428,000 | 6,328 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,981,000 | 2,977 |
| Other real estate owned | $0 | 5,528 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,381,000 | 5,622 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,317,000 | 5,981 |
| Total liabilities | $60,718,000 | 5,905 |
| Total deposits | $60,029,000 | 5,681 |
| Interest-bearing deposits | $54,208,000 | 5,485 |
| Deposits held in domestic offices | $60,029,000 | 5,677 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $222,000 | 3,229 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $467,000 | 5,608 |
| Total equity capital | $5,599,000 | 6,687 |
| Total bank equity capital | $5,599,000 | 6,687 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $3,000,000 | 4,359 |
| Undivided profits | $-401,000 | 8,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 8,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $342,000 | 7,171 |
| Earning assets | $60,359,000 | 6,002 |
| Long-term assets (5+ years) | $25,366,000 | 2,818 |
| Average Assets, year-to-date | $55,374,800 | 6,409 |
| Average Assets, quarterly | $64,305,000 | 6,048 |
| Volatile liabilities | $5,026,000 | 7,360 |
| Insider loans | $3,096,000 | 1,613 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,815,000 | 5,612 |
| Tier 1 (core) risk-based capital | $5,707,000 | 6,445 |
| Tier 2 risk-based capital | $428,000 | 5,994 |
| Total risk weighted assets | $40,363,000 | 6,130 |
| Total unused commitments | $4,815,000 | 5,616 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 20 | 6,531 |
| Assets and Liabilities | ||
| Total Assets: | $42,146,000 | 7,421 |
| Cash and due from depository institutions | $2,905,000 | 6,531 |
| Interest-bearing balances | $1,779,000 | 1,813 |
| Securities | $14,796,000 | 5,612 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,104 |
| Net loans & leases | $19,512,000 | 7,957 |
| Loan loss allowance | $247,000 | 7,829 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,468,000 | 3,441 |
| Other real estate owned | $0 | 6,531 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $365,000 | 8,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,146,000 | 7,421 |
| Total liabilities | $37,093,000 | 7,433 |
| Total deposits | $36,771,000 | 7,256 |
| Interest-bearing deposits | $32,293,000 | 7,138 |
| Deposits held in domestic offices | $36,771,000 | 7,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $322,000 | 7,114 |
| Total equity capital | $5,053,000 | 7,042 |
| Total bank equity capital | $5,053,000 | 7,042 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $3,000,000 | 4,324 |
| Undivided profits | $-947,000 | 9,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $134,000 | 8,701 |
| Earning assets | $38,187,000 | 7,452 |
| Long-term assets (5+ years) | $9,176,000 | 4,759 |
| Average Assets, year-to-date | $32,830,800 | 7,990 |
| Average Assets, quarterly | $42,316,500 | 7,354 |
| Volatile liabilities | $4,035,000 | 7,884 |
| Insider loans | $2,213,000 | 2,122 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,954,000 | 5,933 |
| Tier 1 (core) risk-based capital | $5,012,000 | 6,942 |
| Tier 2 risk-based capital | $247,000 | 7,560 |
| Total risk weighted assets | $24,654,400 | 7,585 |
| Total unused commitments | $3,954,000 | 5,936 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 10 | 8,830 |
| Assets and Liabilities | ||
| Total Assets: | $18,690,000 | 9,467 |
| Cash and due from depository institutions | $650,000 | 8,830 |
| Interest-bearing balances | $200,000 | 3,970 |
| Securities | $7,029,000 | 7,978 |
| Federal funds sold & reverse repurchase agreements | $4,170,000 | 2,228 |
| Net loans & leases | $5,424,000 | 9,849 |
| Loan loss allowance | $69,000 | 9,738 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,290,000 | 5,278 |
| Other real estate owned | $0 | 8,830 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $127,000 | 10,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,690,000 | 9,467 |
| Total liabilities | $13,334,000 | 9,690 |
| Total deposits | $13,228,000 | 9,630 |
| Interest-bearing deposits | $10,810,000 | 9,616 |
| Deposits held in domestic offices | $13,228,000 | 9,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $106,000 | 9,314 |
| Total equity capital | $5,356,000 | 6,705 |
| Total bank equity capital | $5,356,000 | 6,705 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $3,000,000 | 4,301 |
| Undivided profits | $-644,000 | 9,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $16,000 | 9,974 |
| Earning assets | $16,823,000 | 9,467 |
| Long-term assets (5+ years) | $3,153,000 | 7,106 |
| Average Assets, year-to-date | $16,040,000 | 9,602 |
| Average Assets, quarterly | $16,040,000 | 9,649 |
| Volatile liabilities | $2,205,000 | 8,874 |
| Insider loans | $1,069,000 | 3,597 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,788,000 | 7,676 |
| Tier 1 (core) risk-based capital | $5,409,000 | 6,675 |
| Tier 2 risk-based capital | $69,000 | 9,688 |
| Total risk weighted assets | $8,500,800 | 9,686 |
| Total unused commitments | $1,788,000 | 7,681 |
| Derivatives | $0 | 488 |