Home > Chemical Bank West > Income and Expense
Chemical Bank West, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $47,935,000 | 675 |
| Total interest expense | $13,459,000 | 840 |
| Net interest income | $34,476,000 | 627 |
| Provision for loan and lease losses | $1,260,000 | 834 |
| Total noninterest income | $7,924,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $5,327,000 | 322 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,597,000 | 1,136 |
| Total noninterest expense | $22,923,000 | 748 |
| Salaries and employee benefits | $11,763,000 | 760 |
| Premises and equipment expense | $3,073,000 | 790 |
| Additional noninterest expense | $8,087,000 | 664 |
| Pre-tax net operating income | $18,217,000 | 574 |
| Securities gains (losses) | $-59,000 | 8,247 |
| Applicable income taxes | $6,372,000 | 536 |
| Income before extraordinary items | $11,786,000 | 630 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,786,000 | 631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $826,000 | 787 |
| Cash dividends | $5,400,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 877 |
| Net operating income | $11,824,350 | 610 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $35,192,000 | 671 |
| Total interest expense | $9,423,000 | 844 |
| Net interest income | $25,769,000 | 627 |
| Provision for loan and lease losses | $945,000 | 798 |
| Total noninterest income | $5,953,000 | 739 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,955,000 | 316 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,998,000 | 1,121 |
| Total noninterest expense | $17,338,000 | 726 |
| Salaries and employee benefits | $9,039,000 | 738 |
| Premises and equipment expense | $2,326,000 | 774 |
| Additional noninterest expense | $5,973,000 | 673 |
| Pre-tax net operating income | $13,439,000 | 583 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,717,000 | 544 |
| Income before extraordinary items | $8,722,000 | 639 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,722,000 | 639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $518,000 | 813 |
| Cash dividends | $4,050,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 763 |
| Net operating income | $8,722,000 | 626 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,995,000 | 668 |
| Total interest expense | $5,774,000 | 861 |
| Net interest income | $17,221,000 | 617 |
| Provision for loan and lease losses | $630,000 | 787 |
| Total noninterest income | $3,836,000 | 750 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,520,000 | 319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,316,000 | 1,102 |
| Total noninterest expense | $11,495,000 | 727 |
| Salaries and employee benefits | $6,012,000 | 741 |
| Premises and equipment expense | $1,541,000 | 776 |
| Additional noninterest expense | $3,942,000 | 672 |
| Pre-tax net operating income | $8,932,000 | 568 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,139,000 | 536 |
| Income before extraordinary items | $5,793,000 | 622 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,793,000 | 622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 866 |
| Cash dividends | $2,700,000 | 556 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 639 |
| Net operating income | $5,793,000 | 606 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,335,000 | 664 |
| Total interest expense | $2,720,000 | 868 |
| Net interest income | $8,615,000 | 610 |
| Provision for loan and lease losses | $315,000 | 732 |
| Total noninterest income | $1,822,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,211,000 | 323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $611,000 | 1,160 |
| Total noninterest expense | $5,673,000 | 733 |
| Salaries and employee benefits | $2,988,000 | 742 |
| Premises and equipment expense | $765,000 | 787 |
| Additional noninterest expense | $1,920,000 | 670 |
| Pre-tax net operating income | $4,449,000 | 577 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,569,000 | 542 |
| Income before extraordinary items | $2,880,000 | 627 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,880,000 | 627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 912 |
| Cash dividends | $1,350,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,880,000 | 607 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,150,000 | 666 |
| Total interest expense | $10,099,000 | 808 |
| Net interest income | $32,051,000 | 625 |
| Provision for loan and lease losses | $1,410,000 | 760 |
| Total noninterest income | $7,120,000 | 792 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,834,000 | 359 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,286,000 | 1,212 |
| Total noninterest expense | $21,591,000 | 756 |
| Salaries and employee benefits | $11,160,000 | 767 |
| Premises and equipment expense | $2,984,000 | 761 |
| Additional noninterest expense | $7,447,000 | 700 |
| Pre-tax net operating income | $16,170,000 | 579 |
| Securities gains (losses) | $53,000 | 1,691 |
| Applicable income taxes | $5,583,000 | 558 |
| Income before extraordinary items | $10,640,000 | 633 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,640,000 | 634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,144,000 | 704 |
| Cash dividends | $16,179,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,605,020 | 608 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $30,757,000 | 676 |
| Total interest expense | $7,479,000 | 801 |
| Net interest income | $23,278,000 | 638 |
| Provision for loan and lease losses | $680,000 | 1,117 |
| Total noninterest income | $5,303,000 | 812 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,540,000 | 370 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,763,000 | 1,192 |
| Total noninterest expense | $16,064,000 | 748 |
| Salaries and employee benefits | $8,439,000 | 753 |
| Premises and equipment expense | $2,254,000 | 760 |
| Additional noninterest expense | $5,371,000 | 719 |
| Pre-tax net operating income | $11,837,000 | 594 |
| Securities gains (losses) | $52,000 | 1,632 |
| Applicable income taxes | $4,076,000 | 574 |
| Income before extraordinary items | $7,813,000 | 656 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,813,000 | 657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $733,000 | 712 |
| Cash dividends | $14,998,000 | 208 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,778,680 | 631 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,651,000 | 695 |
| Total interest expense | $4,916,000 | 800 |
| Net interest income | $14,735,000 | 661 |
| Provision for loan and lease losses | $420,000 | 1,177 |
| Total noninterest income | $3,368,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,240,000 | 385 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,128,000 | 1,218 |
| Total noninterest expense | $10,293,000 | 781 |
| Salaries and employee benefits | $5,462,000 | 782 |
| Premises and equipment expense | $1,408,000 | 800 |
| Additional noninterest expense | $3,423,000 | 738 |
| Pre-tax net operating income | $7,390,000 | 620 |
| Securities gains (losses) | $52,000 | 1,433 |
| Applicable income taxes | $2,516,000 | 606 |
| Income before extraordinary items | $4,926,000 | 681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,926,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,010 |
| Cash dividends | $13,799,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,891,680 | 653 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,776,000 | 708 |
| Total interest expense | $2,542,000 | 795 |
| Net interest income | $7,234,000 | 675 |
| Provision for loan and lease losses | $210,000 | 1,111 |
| Total noninterest income | $1,574,000 | 872 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,101,000 | 387 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $473,000 | 1,347 |
| Total noninterest expense | $5,137,000 | 785 |
| Salaries and employee benefits | $2,741,000 | 792 |
| Premises and equipment expense | $760,000 | 768 |
| Additional noninterest expense | $1,636,000 | 756 |
| Pre-tax net operating income | $3,461,000 | 644 |
| Securities gains (losses) | $36,000 | 1,385 |
| Applicable income taxes | $1,220,000 | 631 |
| Income before extraordinary items | $2,277,000 | 729 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,277,000 | 729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 983 |
| Cash dividends | $1,098,000 | 622 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,253,600 | 684 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $40,880,000 | 684 |
| Total interest expense | $11,678,000 | 754 |
| Net interest income | $29,202,000 | 648 |
| Provision for loan and lease losses | $1,640,000 | 759 |
| Total noninterest income | $7,183,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,011,000 | 422 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,172,000 | 1,043 |
| Total noninterest expense | $20,023,000 | 810 |
| Salaries and employee benefits | $10,500,000 | 810 |
| Premises and equipment expense | $2,772,000 | 811 |
| Additional noninterest expense | $6,751,000 | 764 |
| Pre-tax net operating income | $14,722,000 | 611 |
| Securities gains (losses) | $219,000 | 1,280 |
| Applicable income taxes | $5,210,000 | 600 |
| Income before extraordinary items | $9,731,000 | 669 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,731,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,616,000 | 646 |
| Cash dividends | $14,332,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,588,650 | 637 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,144,000 | 691 |
| Total interest expense | $9,136,000 | 752 |
| Net interest income | $22,008,000 | 657 |
| Provision for loan and lease losses | $1,430,000 | 674 |
| Total noninterest income | $5,609,000 | 850 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,922,000 | 440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,687,000 | 994 |
| Total noninterest expense | $15,047,000 | 813 |
| Salaries and employee benefits | $7,860,000 | 815 |
| Premises and equipment expense | $2,119,000 | 808 |
| Additional noninterest expense | $5,068,000 | 769 |
| Pre-tax net operating income | $11,140,000 | 623 |
| Securities gains (losses) | $83,000 | 1,905 |
| Applicable income taxes | $3,910,000 | 629 |
| Income before extraordinary items | $7,313,000 | 703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,313,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,303,000 | 584 |
| Cash dividends | $3,340,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,259,050 | 657 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $21,144,000 | 681 |
| Total interest expense | $6,402,000 | 744 |
| Net interest income | $14,742,000 | 653 |
| Provision for loan and lease losses | $1,220,000 | 550 |
| Total noninterest income | $3,706,000 | 838 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,935,000 | 439 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,771,000 | 997 |
| Total noninterest expense | $10,041,000 | 813 |
| Salaries and employee benefits | $5,306,000 | 813 |
| Premises and equipment expense | $1,433,000 | 798 |
| Additional noninterest expense | $3,302,000 | 786 |
| Pre-tax net operating income | $7,187,000 | 634 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $2,510,000 | 649 |
| Income before extraordinary items | $4,678,000 | 736 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,678,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,212,000 | 460 |
| Cash dividends | $2,349,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $4,677,350 | 680 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,808,000 | 673 |
| Total interest expense | $3,359,000 | 725 |
| Net interest income | $7,449,000 | 649 |
| Provision for loan and lease losses | $210,000 | 1,306 |
| Total noninterest income | $1,749,000 | 864 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $949,000 | 442 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $800,000 | 1,047 |
| Total noninterest expense | $4,974,000 | 816 |
| Salaries and employee benefits | $2,629,000 | 816 |
| Premises and equipment expense | $725,000 | 801 |
| Additional noninterest expense | $1,620,000 | 778 |
| Pre-tax net operating income | $4,014,000 | 582 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $1,401,000 | 594 |
| Income before extraordinary items | $2,614,000 | 657 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,614,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,402 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,613,350 | 610 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $46,923,000 | 652 |
| Total interest expense | $15,843,000 | 715 |
| Net interest income | $31,080,000 | 617 |
| Provision for loan and lease losses | $1,278,000 | 1,071 |
| Total noninterest income | $6,407,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,167,000 | 518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,240,000 | 950 |
| Total noninterest expense | $21,233,000 | 754 |
| Salaries and employee benefits | $11,050,000 | 733 |
| Premises and equipment expense | $2,731,000 | 802 |
| Additional noninterest expense | $7,452,000 | 703 |
| Pre-tax net operating income | $14,976,000 | 585 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $5,266,000 | 567 |
| Income before extraordinary items | $9,712,000 | 644 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $9,712,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,177,000 | 828 |
| Cash dividends | $4,105,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,710,700 | 616 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,077,000 | 899 |
| Total interest expense | $14,599,000 | 1,102 |
| Net interest income | $23,478,000 | 751 |
| Provision for loan and lease losses | $683,000 | 1,709 |
| Total noninterest income | $3,559,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,094,000 | 709 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,465,000 | 1,554 |
| Total noninterest expense | $15,130,000 | 979 |
| Salaries and employee benefits | $7,824,000 | 961 |
| Premises and equipment expense | $1,990,000 | 1,064 |
| Additional noninterest expense | $5,316,000 | 914 |
| Pre-tax net operating income | $11,224,000 | 688 |
| Securities gains (losses) | $53,000 | 2,288 |
| Applicable income taxes | $3,860,000 | 672 |
| Income before extraordinary items | $7,417,000 | 752 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,417,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,384 |
| Cash dividends | $3,595,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $7,382,020 | 724 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,945,000 | 4,611 |
| Total interest expense | $2,530,000 | 5,519 |
| Net interest income | $4,415,000 | 3,868 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $577,000 | 4,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,407 |
| Total noninterest expense | $2,629,000 | 4,687 |
| Salaries and employee benefits | $1,470,000 | 4,431 |
| Premises and equipment expense | $340,000 | 5,036 |
| Additional noninterest expense | $819,000 | 4,656 |
| Pre-tax net operating income | $2,313,000 | 2,954 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $774,000 | 2,577 |
| Income before extraordinary items | $1,539,000 | 3,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,539,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $1,675,000 | 1,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,539,000 | 3,178 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 4,822 |
| Total interest expense | $1,998,000 | 6,005 |
| Net interest income | $4,238,000 | 3,974 |
| Provision for loan and lease losses | $52,000 | 6,466 |
| Total noninterest income | $452,000 | 5,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $335,000 | 3,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,247 |
| Total noninterest expense | $2,460,000 | 4,944 |
| Salaries and employee benefits | $1,441,000 | 4,484 |
| Premises and equipment expense | $276,000 | 5,735 |
| Additional noninterest expense | $743,000 | 5,046 |
| Pre-tax net operating income | $2,178,000 | 3,120 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $724,000 | 2,839 |
| Income before extraordinary items | $1,454,000 | 3,309 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,454,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $3,170,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,454,000 | 3,271 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,025,000 | 4,990 |
| Total interest expense | $2,008,000 | 6,185 |
| Net interest income | $4,017,000 | 4,109 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $428,000 | 5,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $2,427,000 | 4,873 |
| Salaries and employee benefits | $1,448,000 | 4,356 |
| Premises and equipment expense | $268,000 | 5,724 |
| Additional noninterest expense | $711,000 | 5,106 |
| Pre-tax net operating income | $1,958,000 | 3,394 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $646,000 | 3,214 |
| Income before extraordinary items | $1,320,000 | 3,635 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,320,000 | 3,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $548,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,314,640 | 3,553 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 5,287 |
| Total interest expense | $1,942,000 | 6,384 |
| Net interest income | $3,725,000 | 4,500 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $442,000 | 5,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,635 |
| Total noninterest expense | $2,342,000 | 5,036 |
| Salaries and employee benefits | $1,374,000 | 4,576 |
| Premises and equipment expense | $282,000 | 5,632 |
| Additional noninterest expense | $686,000 | 5,297 |
| Pre-tax net operating income | $1,765,000 | 3,914 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $566,000 | 3,849 |
| Income before extraordinary items | $1,199,000 | 4,069 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,199,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,767 |
| Cash dividends | $562,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,199,000 | 4,000 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 5,633 |
| Total interest expense | $1,775,000 | 6,898 |
| Net interest income | $3,587,000 | 4,725 |
| Provision for loan and lease losses | $82,000 | 5,565 |
| Total noninterest income | $433,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,090 |
| Total noninterest expense | $2,253,000 | 5,429 |
| Salaries and employee benefits | $1,325,000 | 4,784 |
| Premises and equipment expense | $282,000 | 5,808 |
| Additional noninterest expense | $646,000 | 6,058 |
| Pre-tax net operating income | $1,685,000 | 3,963 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $544,000 | 3,880 |
| Income before extraordinary items | $1,141,000 | 4,035 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,141,000 | 4,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $554,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,141,000 | 3,979 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,261,000 | 5,772 |
| Total interest expense | $1,745,000 | 7,027 |
| Net interest income | $3,516,000 | 4,854 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $442,000 | 5,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 5,887 |
| Total noninterest expense | $2,280,000 | 5,402 |
| Salaries and employee benefits | $1,256,000 | 5,013 |
| Premises and equipment expense | $316,000 | 5,409 |
| Additional noninterest expense | $708,000 | 5,788 |
| Pre-tax net operating income | $1,582,000 | 4,265 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $506,000 | 4,161 |
| Income before extraordinary items | $1,076,000 | 4,329 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,076,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $384,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,076,000 | 4,316 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,870,000 | 5,778 |
| Total interest expense | $1,475,000 | 6,962 |
| Net interest income | $3,395,000 | 5,071 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $410,000 | 6,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,577 |
| Total noninterest expense | $2,341,000 | 5,462 |
| Salaries and employee benefits | $1,245,000 | 5,078 |
| Premises and equipment expense | $328,000 | 5,336 |
| Additional noninterest expense | $768,000 | 5,891 |
| Pre-tax net operating income | $1,368,000 | 4,748 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $437,000 | 4,478 |
| Income before extraordinary items | $933,000 | 4,760 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $933,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,731 |
| Cash dividends | $382,000 | 3,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $931,640 | 4,817 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 5,872 |
| Total interest expense | $1,647,000 | 6,751 |
| Net interest income | $3,263,000 | 5,261 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $374,000 | 6,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,629 |
| Total noninterest expense | $2,277,000 | 5,708 |
| Salaries and employee benefits | $1,210,000 | 5,198 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $787,000 | 5,995 |
| Pre-tax net operating income | $1,264,000 | 4,980 |
| Securities gains (losses) | $29,000 | 4,143 |
| Applicable income taxes | $396,000 | 5,044 |
| Income before extraordinary items | $897,000 | 5,111 |
| Extraordinary gains, net | $205,000 | 992 |
| Net income | $1,102,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $419,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $876,990 | 4,970 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 6,203 |
| Total interest expense | $2,051,000 | 7,002 |
| Net interest income | $3,127,000 | 5,526 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $340,000 | 7,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 6,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $2,239,000 | 5,828 |
| Salaries and employee benefits | $1,239,000 | 5,018 |
| Premises and equipment expense | $285,000 | 6,202 |
| Additional noninterest expense | $715,000 | 6,665 |
| Pre-tax net operating income | $1,173,000 | 5,006 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $363,000 | 5,177 |
| Income before extraordinary items | $810,000 | 5,310 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $810,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $329,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $810,000 | 5,008 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.