Home > Chemical Bank South > Income and Expense
Chemical Bank South, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,624,000 | 5,997 |
| Total interest expense | $1,759,000 | 6,682 |
| Net interest income | $2,865,000 | 5,320 |
| Provision for loan and lease losses | $9,000 | 8,034 |
| Total noninterest income | $630,000 | 4,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 3,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,834 |
| Total noninterest expense | $2,308,000 | 5,144 |
| Salaries and employee benefits | $1,074,000 | 5,647 |
| Premises and equipment expense | $367,000 | 4,785 |
| Additional noninterest expense | $867,000 | 4,469 |
| Pre-tax net operating income | $1,178,000 | 4,769 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $377,000 | 4,109 |
| Income before extraordinary items | $802,000 | 5,047 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $802,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $1,321,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $801,320 | 5,044 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 5,900 |
| Total interest expense | $1,674,000 | 6,587 |
| Net interest income | $2,866,000 | 5,339 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $630,000 | 4,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 3,717 |
| Total noninterest expense | $2,361,000 | 5,085 |
| Salaries and employee benefits | $1,123,000 | 5,417 |
| Premises and equipment expense | $291,000 | 5,562 |
| Additional noninterest expense | $947,000 | 4,192 |
| Pre-tax net operating income | $1,123,000 | 4,970 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $366,000 | 4,378 |
| Income before extraordinary items | $757,000 | 5,248 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $757,000 | 5,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $470,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $757,000 | 5,213 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,164,000 | 6,335 |
| Total interest expense | $1,426,000 | 7,361 |
| Net interest income | $2,738,000 | 5,500 |
| Provision for loan and lease losses | $36,000 | 7,078 |
| Total noninterest income | $531,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 4,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,027 |
| Total noninterest expense | $2,069,000 | 5,468 |
| Salaries and employee benefits | $1,015,000 | 5,731 |
| Premises and equipment expense | $251,000 | 5,955 |
| Additional noninterest expense | $803,000 | 4,666 |
| Pre-tax net operating income | $1,164,000 | 4,979 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $387,000 | 4,515 |
| Income before extraordinary items | $777,000 | 5,275 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $777,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $368,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $777,000 | 5,178 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 6,664 |
| Total interest expense | $1,421,000 | 7,541 |
| Net interest income | $2,577,000 | 5,932 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $446,000 | 5,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,605 |
| Total noninterest expense | $1,873,000 | 5,917 |
| Salaries and employee benefits | $945,000 | 6,083 |
| Premises and equipment expense | $242,000 | 6,177 |
| Additional noninterest expense | $686,000 | 5,297 |
| Pre-tax net operating income | $1,114,000 | 5,486 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $368,000 | 5,148 |
| Income before extraordinary items | $746,000 | 5,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $746,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $346,000 | 4,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $746,000 | 5,652 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 7,191 |
| Total interest expense | $1,266,000 | 8,198 |
| Net interest income | $2,413,000 | 6,363 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $478,000 | 5,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,527 |
| Total noninterest expense | $1,823,000 | 6,329 |
| Salaries and employee benefits | $947,000 | 6,232 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $631,000 | 6,152 |
| Pre-tax net operating income | $1,032,000 | 5,625 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $345,000 | 5,386 |
| Income before extraordinary items | $687,000 | 5,816 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $687,000 | 5,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $299,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $687,000 | 5,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 7,497 |
| Total interest expense | $1,234,000 | 8,478 |
| Net interest income | $2,309,000 | 6,664 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $498,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 4,364 |
| Total noninterest expense | $1,841,000 | 6,365 |
| Salaries and employee benefits | $926,000 | 6,424 |
| Premises and equipment expense | $265,000 | 6,131 |
| Additional noninterest expense | $650,000 | 6,200 |
| Pre-tax net operating income | $930,000 | 6,280 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $311,000 | 5,867 |
| Income before extraordinary items | $619,000 | 6,499 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $619,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $619,000 | 6,489 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 7,622 |
| Total interest expense | $1,028,000 | 8,569 |
| Net interest income | $2,270,000 | 6,923 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $631,000 | 4,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,287 |
| Total noninterest expense | $2,002,000 | 6,191 |
| Salaries and employee benefits | $951,000 | 6,355 |
| Premises and equipment expense | $254,000 | 6,450 |
| Additional noninterest expense | $797,000 | 5,716 |
| Pre-tax net operating income | $863,000 | 6,574 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $289,000 | 6,013 |
| Income before extraordinary items | $582,000 | 6,682 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $582,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $220,000 | 5,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $576,640 | 6,776 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 7,656 |
| Total interest expense | $1,222,000 | 8,170 |
| Net interest income | $2,189,000 | 7,214 |
| Provision for loan and lease losses | $33,000 | 8,295 |
| Total noninterest income | $547,000 | 5,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,578 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $326,000 | 4,264 |
| Total noninterest expense | $1,910,000 | 6,593 |
| Salaries and employee benefits | $945,000 | 6,443 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $717,000 | 6,436 |
| Pre-tax net operating income | $793,000 | 6,849 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $268,000 | 6,519 |
| Income before extraordinary items | $558,000 | 7,095 |
| Extraordinary gains, net | $74,000 | 1,859 |
| Net income | $632,000 | 6,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $254,000 | 4,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $535,560 | 7,008 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,851,000 | 7,705 |
| Total interest expense | $1,611,000 | 8,164 |
| Net interest income | $2,240,000 | 7,150 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $443,000 | 6,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 5,356 |
| Total noninterest expense | $1,875,000 | 6,722 |
| Salaries and employee benefits | $925,000 | 6,478 |
| Premises and equipment expense | $242,000 | 6,944 |
| Additional noninterest expense | $708,000 | 6,702 |
| Pre-tax net operating income | $778,000 | 6,667 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $521,000 | 7,158 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $521,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $207,000 | 4,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $521,000 | 6,784 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.