Home > Chemical Bank Shoreline > Assets and Liabilities
Chemical Bank Shoreline, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 321 | 489 |
| Assets and Liabilities | ||
| Total Assets: | $1,215,537,000 | 543 |
| Cash and due from depository institutions | $39,092,000 | 489 |
| Interest-bearing balances | $1,809,000 | 2,024 |
| Securities | $164,911,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 4,372 |
| Net loans & leases | $946,135,000 | 486 |
| Loan loss allowance | $12,259,000 | 423 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $16,286,000 | 599 |
| Other real estate owned | $4,934,000 | 489 |
| Goodwill and other intangibles | $22,259,000 | 378 |
| All other assets | $20,420,000 | 860 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,215,537,000 | 543 |
| Total liabilities | $1,068,122,000 | 542 |
| Total deposits | $885,003,000 | 543 |
| Interest-bearing deposits | $828,389,000 | 500 |
| Deposits held in domestic offices | $885,003,000 | 542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,476,000 | 629 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $147,783,000 | 399 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,860,000 | 891 |
| Total equity capital | $147,415,000 | 450 |
| Total bank equity capital | $147,415,000 | 450 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,305,000 | 657 |
| Surplus | $66,367,000 | 457 |
| Undivided profits | $74,743,000 | 462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,658,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $391,000 | 370 |
| Income earned, not collected on loans | $5,204,000 | 622 |
| Earning assets | $1,114,355,000 | 535 |
| Long-term assets (5+ years) | $217,343,000 | 492 |
| Average Assets, year-to-date | $1,233,678,200 | 505 |
| Average Assets, quarterly | $1,235,059,500 | 525 |
| Volatile liabilities | $227,785,000 | 691 |
| Insider loans | $22,488,000 | 227 |
| FHLB advances | $146,667,000 | 346 |
| Loans and leases held for sale | $1,138,000 | 826 |
| Unused loan commitments | $256,570,000 | 499 |
| Tier 1 (core) risk-based capital | $126,824,000 | 471 |
| Tier 2 risk-based capital | $11,817,000 | 467 |
| Total risk weighted assets | $944,918,000 | 506 |
| Total unused commitments | $256,570,000 | 499 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 327 | 479 |
| Assets and Liabilities | ||
| Total Assets: | $1,254,582,000 | 507 |
| Cash and due from depository institutions | $39,355,000 | 479 |
| Interest-bearing balances | $1,810,000 | 2,095 |
| Securities | $184,071,000 | 701 |
| Federal funds sold & reverse repurchase agreements | $25,300,000 | 535 |
| Net loans & leases | $943,263,000 | 475 |
| Loan loss allowance | $12,300,000 | 415 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $15,541,000 | 606 |
| Other real estate owned | $5,268,000 | 479 |
| Goodwill and other intangibles | $22,510,000 | 356 |
| All other assets | $19,274,000 | 871 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,254,582,000 | 507 |
| Total liabilities | $1,108,562,000 | 521 |
| Total deposits | $925,179,000 | 514 |
| Interest-bearing deposits | $838,224,000 | 475 |
| Deposits held in domestic offices | $925,179,000 | 513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,881,000 | 622 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $147,994,000 | 399 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,508,000 | 808 |
| Total equity capital | $146,020,000 | 440 |
| Total bank equity capital | $146,020,000 | 440 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,305,000 | 625 |
| Surplus | $66,353,000 | 441 |
| Undivided profits | $73,362,000 | 466 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,067,000 | 547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $432,000 | 359 |
| Income earned, not collected on loans | $5,084,000 | 603 |
| Earning assets | $1,154,444,000 | 505 |
| Long-term assets (5+ years) | $230,213,000 | 459 |
| Average Assets, year-to-date | $1,238,213,500 | 502 |
| Average Assets, quarterly | $1,241,166,500 | 508 |
| Volatile liabilities | $200,793,000 | 744 |
| Insider loans | $22,111,000 | 223 |
| FHLB advances | $146,862,000 | 348 |
| Loans and leases held for sale | $1,014,000 | 949 |
| Unused loan commitments | $202,852,000 | 587 |
| Tier 1 (core) risk-based capital | $124,916,000 | 464 |
| Tier 2 risk-based capital | $11,850,000 | 456 |
| Total risk weighted assets | $947,566,000 | 496 |
| Total unused commitments | $202,852,000 | 587 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 330 | 471 |
| Assets and Liabilities | ||
| Total Assets: | $1,227,751,000 | 510 |
| Cash and due from depository institutions | $36,924,000 | 471 |
| Interest-bearing balances | $1,837,000 | 2,081 |
| Securities | $200,375,000 | 649 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $926,567,000 | 471 |
| Loan loss allowance | $12,255,000 | 421 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,006,000 | 572 |
| Other real estate owned | $5,520,000 | 471 |
| Goodwill and other intangibles | $22,761,000 | 344 |
| All other assets | $19,598,000 | 851 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,227,751,000 | 510 |
| Total liabilities | $1,082,698,000 | 520 |
| Total deposits | $904,261,000 | 507 |
| Interest-bearing deposits | $842,891,000 | 459 |
| Deposits held in domestic offices | $904,261,000 | 505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,022,000 | 696 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $148,010,000 | 405 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,405,000 | 769 |
| Total equity capital | $145,053,000 | 431 |
| Total bank equity capital | $145,053,000 | 431 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,305,000 | 608 |
| Surplus | $66,353,000 | 430 |
| Undivided profits | $72,395,000 | 469 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,562,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $432,000 | 351 |
| Income earned, not collected on loans | $5,217,000 | 551 |
| Earning assets | $1,128,779,000 | 499 |
| Long-term assets (5+ years) | $246,375,000 | 439 |
| Average Assets, year-to-date | $1,232,757,330 | 498 |
| Average Assets, quarterly | $1,229,501,500 | 505 |
| Volatile liabilities | $209,698,000 | 706 |
| Insider loans | $22,369,000 | 206 |
| FHLB advances | $146,862,000 | 356 |
| Loans and leases held for sale | $1,054,000 | 963 |
| Unused loan commitments | $209,999,000 | 541 |
| Tier 1 (core) risk-based capital | $123,055,000 | 459 |
| Tier 2 risk-based capital | $11,578,000 | 456 |
| Total risk weighted assets | $925,531,000 | 491 |
| Total unused commitments | $209,999,000 | 541 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 331 | 466 |
| Assets and Liabilities | ||
| Total Assets: | $1,231,252,000 | 499 |
| Cash and due from depository institutions | $33,568,000 | 466 |
| Interest-bearing balances | $1,827,000 | 2,111 |
| Securities | $215,226,000 | 615 |
| Federal funds sold & reverse repurchase agreements | $24,600,000 | 494 |
| Net loans & leases | $892,700,000 | 477 |
| Loan loss allowance | $12,741,000 | 397 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $16,058,000 | 561 |
| Other real estate owned | $6,134,000 | 466 |
| Goodwill and other intangibles | $23,005,000 | 332 |
| All other assets | $19,961,000 | 828 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,231,252,000 | 499 |
| Total liabilities | $1,088,741,000 | 500 |
| Total deposits | $930,546,000 | 490 |
| Interest-bearing deposits | $858,498,000 | 445 |
| Deposits held in domestic offices | $930,546,000 | 489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,104,000 | 803 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $132,193,000 | 434 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,898,000 | 674 |
| Total equity capital | $142,511,000 | 425 |
| Total bank equity capital | $142,511,000 | 425 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,305,000 | 590 |
| Surplus | $66,353,000 | 425 |
| Undivided profits | $69,853,000 | 463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,393,000 | 617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $416,000 | 364 |
| Income earned, not collected on loans | $5,417,000 | 510 |
| Earning assets | $1,134,353,000 | 492 |
| Long-term assets (5+ years) | $246,212,000 | 448 |
| Average Assets, year-to-date | $1,235,260,500 | 490 |
| Average Assets, quarterly | $1,235,260,500 | 490 |
| Volatile liabilities | $137,764,000 | 931 |
| Insider loans | $21,203,000 | 214 |
| FHLB advances | $131,028,000 | 376 |
| Loans and leases held for sale | $1,112,000 | 865 |
| Unused loan commitments | $186,211,000 | 586 |
| Tier 1 (core) risk-based capital | $120,901,000 | 459 |
| Tier 2 risk-based capital | $11,291,000 | 463 |
| Total risk weighted assets | $901,842,000 | 494 |
| Total unused commitments | $186,211,000 | 586 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 297 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $1,239,269,000 | 491 |
| Cash and due from depository institutions | $36,989,000 | 514 |
| Interest-bearing balances | $1,819,000 | 2,166 |
| Securities | $235,490,000 | 581 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $902,083,000 | 467 |
| Loan loss allowance | $12,963,000 | 395 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,319,000 | 551 |
| Other real estate owned | $6,591,000 | 514 |
| Goodwill and other intangibles | $23,319,000 | 323 |
| All other assets | $18,478,000 | 865 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,239,269,000 | 491 |
| Total liabilities | $1,097,272,000 | 502 |
| Total deposits | $932,114,000 | 482 |
| Interest-bearing deposits | $851,359,000 | 441 |
| Deposits held in domestic offices | $932,114,000 | 481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,106,000 | 789 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $141,376,000 | 423 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,676,000 | 969 |
| Total equity capital | $141,997,000 | 432 |
| Total bank equity capital | $141,997,000 | 432 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,305,000 | 577 |
| Surplus | $66,353,000 | 427 |
| Undivided profits | $69,339,000 | 472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,958,000 | 568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $254,000 | 478 |
| Income earned, not collected on loans | $5,469,000 | 490 |
| Earning assets | $1,139,392,000 | 488 |
| Long-term assets (5+ years) | $255,667,000 | 439 |
| Average Assets, year-to-date | $1,248,787,800 | 469 |
| Average Assets, quarterly | $1,273,433,000 | 477 |
| Volatile liabilities | $148,395,000 | 856 |
| Insider loans | $21,336,000 | 212 |
| FHLB advances | $140,195,000 | 365 |
| Loans and leases held for sale | $1,042,000 | 855 |
| Unused loan commitments | $149,741,000 | 676 |
| Tier 1 (core) risk-based capital | $118,798,000 | 459 |
| Tier 2 risk-based capital | $11,376,000 | 474 |
| Total risk weighted assets | $908,460,000 | 492 |
| Total unused commitments | $149,741,000 | 676 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 336 | 463 |
| Assets and Liabilities | ||
| Total Assets: | $1,307,597,000 | 471 |
| Cash and due from depository institutions | $44,138,000 | 463 |
| Interest-bearing balances | $6,855,000 | 848 |
| Securities | $248,461,000 | 553 |
| Federal funds sold & reverse repurchase agreements | $34,800,000 | 335 |
| Net loans & leases | $913,821,000 | 453 |
| Loan loss allowance | $12,706,000 | 408 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $16,473,000 | 536 |
| Other real estate owned | $6,860,000 | 463 |
| Goodwill and other intangibles | $23,584,000 | 315 |
| All other assets | $19,460,000 | 818 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,307,597,000 | 471 |
| Total liabilities | $1,167,140,000 | 471 |
| Total deposits | $995,197,000 | 449 |
| Interest-bearing deposits | $912,441,000 | 415 |
| Deposits held in domestic offices | $995,197,000 | 447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,167,000 | 671 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $141,585,000 | 424 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,191,000 | 772 |
| Total equity capital | $140,457,000 | 439 |
| Total bank equity capital | $140,457,000 | 439 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,305,000 | 571 |
| Surplus | $66,353,000 | 426 |
| Undivided profits | $67,799,000 | 481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,473,000 | 539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $251,000 | 530 |
| Income earned, not collected on loans | $5,730,000 | 469 |
| Earning assets | $1,203,937,000 | 469 |
| Long-term assets (5+ years) | $259,892,000 | 440 |
| Average Assets, year-to-date | $1,251,167,500 | 471 |
| Average Assets, quarterly | $1,304,202,500 | 465 |
| Volatile liabilities | $128,692,000 | 928 |
| Insider loans | $21,199,000 | 221 |
| FHLB advances | $140,390,000 | 361 |
| Loans and leases held for sale | $1,485,000 | 717 |
| Unused loan commitments | $158,091,000 | 641 |
| Tier 1 (core) risk-based capital | $116,347,000 | 472 |
| Tier 2 risk-based capital | $11,450,000 | 461 |
| Total risk weighted assets | $914,736,000 | 481 |
| Total unused commitments | $158,091,000 | 641 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 343 | 447 |
| Assets and Liabilities | ||
| Total Assets: | $1,300,808,000 | 467 |
| Cash and due from depository institutions | $45,221,000 | 447 |
| Interest-bearing balances | $3,342,000 | 1,562 |
| Securities | $261,401,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,082 |
| Net loans & leases | $916,592,000 | 430 |
| Loan loss allowance | $12,475,000 | 413 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $16,625,000 | 503 |
| Other real estate owned | $7,048,000 | 447 |
| Goodwill and other intangibles | $23,776,000 | 306 |
| All other assets | $20,145,000 | 786 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,300,808,000 | 467 |
| Total liabilities | $1,164,074,000 | 467 |
| Total deposits | $996,085,000 | 439 |
| Interest-bearing deposits | $908,210,000 | 406 |
| Deposits held in domestic offices | $996,085,000 | 437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,926,000 | 749 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $141,599,000 | 420 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $6,464,000 | 723 |
| Total equity capital | $136,734,000 | 431 |
| Total bank equity capital | $136,734,000 | 431 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,305,000 | 560 |
| Surplus | $66,353,000 | 412 |
| Undivided profits | $64,076,000 | 485 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,440,000 | 665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,238 |
| Income earned, not collected on loans | $5,855,000 | 446 |
| Earning assets | $1,191,335,000 | 466 |
| Long-term assets (5+ years) | $266,308,000 | 449 |
| Average Assets, year-to-date | $1,232,357,670 | 474 |
| Average Assets, quarterly | $1,266,885,000 | 471 |
| Volatile liabilities | $120,895,000 | 954 |
| Insider loans | $25,959,000 | 166 |
| FHLB advances | $140,390,000 | 358 |
| Loans and leases held for sale | $2,353,000 | 574 |
| Unused loan commitments | $154,330,000 | 643 |
| Tier 1 (core) risk-based capital | $113,426,000 | 467 |
| Tier 2 risk-based capital | $11,465,000 | 454 |
| Total risk weighted assets | $916,310,000 | 467 |
| Total unused commitments | $154,330,000 | 643 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 371 | 428 |
| Assets and Liabilities | ||
| Total Assets: | $1,232,962,000 | 485 |
| Cash and due from depository institutions | $42,258,000 | 428 |
| Interest-bearing balances | $1,845,000 | 2,431 |
| Securities | $297,798,000 | 497 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 731 |
| Net loans & leases | $808,366,000 | 482 |
| Loan loss allowance | $10,350,000 | 481 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $16,883,000 | 477 |
| Other real estate owned | $5,434,000 | 428 |
| Goodwill and other intangibles | $23,674,000 | 292 |
| All other assets | $19,049,000 | 800 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,232,962,000 | 485 |
| Total liabilities | $1,107,308,000 | 482 |
| Total deposits | $942,321,000 | 456 |
| Interest-bearing deposits | $874,788,000 | 420 |
| Deposits held in domestic offices | $942,321,000 | 454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,076,000 | 820 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $141,613,000 | 406 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,298,000 | 716 |
| Total equity capital | $125,654,000 | 466 |
| Total bank equity capital | $125,654,000 | 466 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,305,000 | 553 |
| Surplus | $54,396,000 | 465 |
| Undivided profits | $64,953,000 | 499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,540,000 | 662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $13,000 | 1,275 |
| Income earned, not collected on loans | $5,977,000 | 437 |
| Earning assets | $1,127,509,000 | 483 |
| Long-term assets (5+ years) | $269,619,000 | 420 |
| Average Assets, year-to-date | $1,198,132,500 | 488 |
| Average Assets, quarterly | $1,198,132,500 | 488 |
| Volatile liabilities | $86,711,000 | 1,217 |
| Insider loans | $22,332,000 | 184 |
| FHLB advances | $140,390,000 | 351 |
| Loans and leases held for sale | $2,353,000 | 646 |
| Unused loan commitments | $143,251,000 | 663 |
| Tier 1 (core) risk-based capital | $99,550,000 | 519 |
| Tier 2 risk-based capital | $10,233,000 | 500 |
| Total risk weighted assets | $818,491,000 | 506 |
| Total unused commitments | $143,251,000 | 664 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 344 | 452 |
| Assets and Liabilities | ||
| Total Assets: | $1,163,303,000 | 506 |
| Cash and due from depository institutions | $38,854,000 | 452 |
| Interest-bearing balances | $56,000 | 5,784 |
| Securities | $270,411,000 | 542 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,096 |
| Net loans & leases | $776,887,000 | 485 |
| Loan loss allowance | $10,318,000 | 486 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $17,213,000 | 469 |
| Other real estate owned | $5,926,000 | 452 |
| Goodwill and other intangibles | $23,884,000 | 300 |
| All other assets | $19,428,000 | 801 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,163,303,000 | 506 |
| Total liabilities | $1,039,684,000 | 502 |
| Total deposits | $925,921,000 | 467 |
| Interest-bearing deposits | $855,573,000 | 436 |
| Deposits held in domestic offices | $925,921,000 | 466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,226,000 | 784 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $89,628,000 | 577 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,909,000 | 829 |
| Total equity capital | $123,619,000 | 474 |
| Total bank equity capital | $123,619,000 | 474 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,305,000 | 558 |
| Surplus | $54,396,000 | 466 |
| Undivided profits | $62,918,000 | 492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,827,000 | 1,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 884 |
| Income earned, not collected on loans | $6,360,000 | 414 |
| Earning assets | $1,058,054,000 | 500 |
| Long-term assets (5+ years) | $235,172,000 | 488 |
| Average Assets, year-to-date | $1,218,213,200 | 472 |
| Average Assets, quarterly | $1,192,927,500 | 488 |
| Volatile liabilities | $77,007,000 | 1,373 |
| Insider loans | $14,629,000 | 320 |
| FHLB advances | $88,390,000 | 503 |
| Loans and leases held for sale | $2,414,000 | 577 |
| Unused loan commitments | $152,156,000 | 621 |
| Tier 1 (core) risk-based capital | $97,341,000 | 531 |
| Tier 2 risk-based capital | $9,738,000 | 520 |
| Total risk weighted assets | $778,440,000 | 524 |
| Total unused commitments | $152,156,000 | 621 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 352 | 460 |
| Assets and Liabilities | ||
| Total Assets: | $1,222,552,000 | 497 |
| Cash and due from depository institutions | $55,926,000 | 460 |
| Interest-bearing balances | $92,000 | 5,557 |
| Securities | $306,847,000 | 483 |
| Federal funds sold & reverse repurchase agreements | $27,700,000 | 525 |
| Net loans & leases | $765,471,000 | 491 |
| Loan loss allowance | $10,247,000 | 499 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,064,000 | 479 |
| Other real estate owned | $5,876,000 | 460 |
| Goodwill and other intangibles | $24,120,000 | 301 |
| All other assets | $19,548,000 | 797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,222,552,000 | 497 |
| Total liabilities | $1,088,964,000 | 494 |
| Total deposits | $972,423,000 | 458 |
| Interest-bearing deposits | $804,986,000 | 473 |
| Deposits held in domestic offices | $972,423,000 | 457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,882,000 | 711 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $89,840,000 | 553 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,819,000 | 864 |
| Total equity capital | $133,588,000 | 468 |
| Total bank equity capital | $133,588,000 | 468 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,305,000 | 548 |
| Surplus | $54,396,000 | 477 |
| Undivided profits | $72,887,000 | 440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,636,000 | 1,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $346,000 | 493 |
| Income earned, not collected on loans | $5,958,000 | 457 |
| Earning assets | $1,100,110,000 | 492 |
| Long-term assets (5+ years) | $236,910,000 | 483 |
| Average Assets, year-to-date | $1,231,940,750 | 481 |
| Average Assets, quarterly | $1,231,995,500 | 490 |
| Volatile liabilities | $88,507,000 | 1,193 |
| Insider loans | $21,774,000 | 192 |
| FHLB advances | $88,590,000 | 482 |
| Loans and leases held for sale | $1,802,000 | 889 |
| Unused loan commitments | $156,265,000 | 619 |
| Tier 1 (core) risk-based capital | $106,398,000 | 490 |
| Tier 2 risk-based capital | $9,971,000 | 506 |
| Total risk weighted assets | $797,387,000 | 505 |
| Total unused commitments | $156,265,000 | 621 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 369 | 455 |
| Assets and Liabilities | ||
| Total Assets: | $1,241,439,000 | 484 |
| Cash and due from depository institutions | $44,917,000 | 455 |
| Interest-bearing balances | $39,000 | 6,128 |
| Securities | $335,970,000 | 438 |
| Federal funds sold & reverse repurchase agreements | $33,400,000 | 466 |
| Net loans & leases | $759,938,000 | 485 |
| Loan loss allowance | $10,206,000 | 495 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $16,854,000 | 476 |
| Other real estate owned | $5,886,000 | 455 |
| Goodwill and other intangibles | $24,409,000 | 282 |
| All other assets | $20,065,000 | 751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,241,439,000 | 484 |
| Total liabilities | $1,109,287,000 | 487 |
| Total deposits | $997,484,000 | 444 |
| Interest-bearing deposits | $803,949,000 | 464 |
| Deposits held in domestic offices | $997,484,000 | 443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,262,000 | 829 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $89,852,000 | 560 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $6,689,000 | 818 |
| Total equity capital | $132,152,000 | 459 |
| Total bank equity capital | $132,152,000 | 459 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,305,000 | 539 |
| Surplus | $54,396,000 | 460 |
| Undivided profits | $71,451,000 | 445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,141,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $247,000 | 627 |
| Income earned, not collected on loans | $6,474,000 | 415 |
| Earning assets | $1,129,347,000 | 480 |
| Long-term assets (5+ years) | $227,691,000 | 486 |
| Average Assets, year-to-date | $1,235,070,330 | 477 |
| Average Assets, quarterly | $1,241,936,000 | 480 |
| Volatile liabilities | $95,443,000 | 1,104 |
| Insider loans | $18,658,000 | 236 |
| FHLB advances | $88,590,000 | 487 |
| Loans and leases held for sale | $14,230,000 | 365 |
| Unused loan commitments | $179,381,000 | 557 |
| Tier 1 (core) risk-based capital | $103,831,000 | 493 |
| Tier 2 risk-based capital | $10,007,000 | 482 |
| Total risk weighted assets | $800,325,000 | 493 |
| Total unused commitments | $179,381,000 | 560 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 373 | 440 |
| Assets and Liabilities | ||
| Total Assets: | $1,242,433,000 | 484 |
| Cash and due from depository institutions | $55,065,000 | 440 |
| Interest-bearing balances | $12,988,000 | 651 |
| Securities | $385,602,000 | 378 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $733,443,000 | 492 |
| Loan loss allowance | $10,207,000 | 497 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $17,099,000 | 460 |
| Other real estate owned | $5,087,000 | 440 |
| Goodwill and other intangibles | $24,641,000 | 272 |
| All other assets | $21,496,000 | 693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,242,433,000 | 484 |
| Total liabilities | $1,112,546,000 | 477 |
| Total deposits | $1,001,578,000 | 439 |
| Interest-bearing deposits | $861,135,000 | 437 |
| Deposits held in domestic offices | $1,001,578,000 | 438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,414,000 | 857 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $89,864,000 | 543 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $7,690,000 | 751 |
| Total equity capital | $129,887,000 | 457 |
| Total bank equity capital | $129,887,000 | 457 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,305,000 | 530 |
| Surplus | $54,396,000 | 461 |
| Undivided profits | $69,186,000 | 441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,704,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $213,000 | 672 |
| Income earned, not collected on loans | $6,808,000 | 405 |
| Earning assets | $1,132,033,000 | 475 |
| Long-term assets (5+ years) | $214,418,000 | 499 |
| Average Assets, year-to-date | $1,231,886,000 | 478 |
| Average Assets, quarterly | $1,231,886,000 | 478 |
| Volatile liabilities | $102,031,000 | 1,026 |
| Insider loans | $17,934,000 | 236 |
| FHLB advances | $88,590,000 | 477 |
| Loans and leases held for sale | $18,751,000 | 269 |
| Unused loan commitments | $160,105,000 | 590 |
| Tier 1 (core) risk-based capital | $101,154,000 | 494 |
| Tier 2 risk-based capital | $9,889,000 | 484 |
| Total risk weighted assets | $790,801,000 | 493 |
| Total unused commitments | $160,105,000 | 591 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 373 | 443 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,339,000 | 476 |
| Cash and due from depository institutions | $96,788,000 | 443 |
| Interest-bearing balances | $50,095,000 | 134 |
| Securities | $299,202,000 | 454 |
| Federal funds sold & reverse repurchase agreements | $14,400,000 | 986 |
| Net loans & leases | $743,053,000 | 485 |
| Loan loss allowance | $10,206,000 | 488 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $17,491,000 | 450 |
| Other real estate owned | $4,686,000 | 443 |
| Goodwill and other intangibles | $24,930,000 | 259 |
| All other assets | $20,789,000 | 705 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,221,339,000 | 476 |
| Total liabilities | $1,093,451,000 | 480 |
| Total deposits | $975,823,000 | 444 |
| Interest-bearing deposits | $836,061,000 | 447 |
| Deposits held in domestic offices | $975,823,000 | 443 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,790,000 | 741 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $92,877,000 | 544 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,961,000 | 874 |
| Total equity capital | $127,888,000 | 452 |
| Total bank equity capital | $127,888,000 | 452 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,305,000 | 527 |
| Surplus | $54,396,000 | 458 |
| Undivided profits | $67,187,000 | 451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,340,000 | 1,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $194,000 | 645 |
| Income earned, not collected on loans | $6,203,000 | 455 |
| Earning assets | $1,106,750,000 | 475 |
| Long-term assets (5+ years) | $208,802,000 | 497 |
| Average Assets, year-to-date | $1,235,351,600 | 454 |
| Average Assets, quarterly | $1,228,947,500 | 475 |
| Volatile liabilities | $109,815,000 | 948 |
| Insider loans | $18,514,000 | 212 |
| FHLB advances | $91,590,000 | 472 |
| Loans and leases held for sale | $20,738,000 | 284 |
| Unused loan commitments | $149,505,000 | 593 |
| Tier 1 (core) risk-based capital | $98,820,000 | 496 |
| Tier 2 risk-based capital | $9,809,000 | 483 |
| Total risk weighted assets | $784,323,000 | 489 |
| Total unused commitments | $149,505,000 | 593 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 402 | 404 |
| Assets and Liabilities | ||
| Total Assets: | $1,256,064,000 | 455 |
| Cash and due from depository institutions | $90,328,000 | 404 |
| Interest-bearing balances | $32,106,000 | 200 |
| Securities | $231,786,000 | 522 |
| Federal funds sold & reverse repurchase agreements | $27,400,000 | 517 |
| Net loans & leases | $842,720,000 | 437 |
| Loan loss allowance | $10,648,000 | 444 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $17,760,000 | 422 |
| Other real estate owned | $2,783,000 | 404 |
| Goodwill and other intangibles | $26,061,000 | 242 |
| All other assets | $17,226,000 | 789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,256,064,000 | 455 |
| Total liabilities | $1,139,932,000 | 453 |
| Total deposits | $999,756,000 | 414 |
| Interest-bearing deposits | $996,367,000 | 373 |
| Deposits held in domestic offices | $999,756,000 | 412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,354,000 | 537 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $103,054,000 | 487 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,768,000 | 1,560 |
| Total equity capital | $116,132,000 | 453 |
| Total bank equity capital | $116,132,000 | 453 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,305,000 | 521 |
| Surplus | $54,396,000 | 446 |
| Undivided profits | $55,431,000 | 505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,614,000 | 487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $306,000 | 494 |
| Income earned, not collected on loans | $6,738,000 | 452 |
| Earning assets | $1,134,012,000 | 454 |
| Long-term assets (5+ years) | $261,348,000 | 411 |
| Average Assets, year-to-date | $1,140,386,400 | 468 |
| Average Assets, quarterly | $1,231,661,500 | 455 |
| Volatile liabilities | $125,894,000 | 814 |
| Insider loans | $9,457,000 | 459 |
| FHLB advances | $101,725,000 | 404 |
| Loans and leases held for sale | $22,746,000 | 225 |
| Unused loan commitments | $158,132,000 | 537 |
| Tier 1 (core) risk-based capital | $88,537,000 | 529 |
| Tier 2 risk-based capital | $10,481,000 | 433 |
| Total risk weighted assets | $838,314,000 | 457 |
| Total unused commitments | $158,132,000 | 538 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 336 | 472 |
| Assets and Liabilities | ||
| Total Assets: | $1,073,152,000 | 507 |
| Cash and due from depository institutions | $43,293,000 | 472 |
| Interest-bearing balances | $154,000 | 4,151 |
| Securities | $229,172,000 | 518 |
| Federal funds sold & reverse repurchase agreements | $5,625,000 | 2,122 |
| Net loans & leases | $754,111,000 | 472 |
| Loan loss allowance | $8,643,000 | 524 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $16,187,000 | 463 |
| Other real estate owned | $550,000 | 472 |
| Goodwill and other intangibles | $13,968,000 | 333 |
| All other assets | $10,246,000 | 988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,073,152,000 | 507 |
| Total liabilities | $985,894,000 | 504 |
| Total deposits | $838,652,000 | 477 |
| Interest-bearing deposits | $721,889,000 | 474 |
| Deposits held in domestic offices | $838,652,000 | 474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,265,000 | 634 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $117,985,000 | 423 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,992,000 | 1,481 |
| Total equity capital | $87,258,000 | 569 |
| Total bank equity capital | $87,258,000 | 569 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,305,000 | 521 |
| Surplus | $40,696,000 | 525 |
| Undivided profits | $40,257,000 | 677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,845,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 697 |
| Income earned, not collected on loans | $4,714,000 | 541 |
| Earning assets | $989,062,000 | 500 |
| Long-term assets (5+ years) | $342,235,000 | 310 |
| Average Assets, year-to-date | $1,047,386,600 | 498 |
| Average Assets, quarterly | $1,076,038,500 | 500 |
| Volatile liabilities | $140,461,000 | 755 |
| Insider loans | $12,883,000 | 316 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,940,000 | 528 |
| Unused loan commitments | $124,355,000 | 614 |
| Tier 1 (core) risk-based capital | $74,096,900 | 617 |
| Tier 2 risk-based capital | $8,643,000 | 512 |
| Total risk weighted assets | $698,420,700 | 526 |
| Total unused commitments | $124,355,000 | 614 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 335 | 511 |
| Assets and Liabilities | ||
| Total Assets: | $1,013,475,000 | 537 |
| Cash and due from depository institutions | $47,735,000 | 511 |
| Interest-bearing balances | $11,324,000 | 338 |
| Securities | $219,587,000 | 557 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,005 |
| Net loans & leases | $694,633,000 | 508 |
| Loan loss allowance | $7,984,000 | 573 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,634,000 | 522 |
| Other real estate owned | $122,000 | 511 |
| Goodwill and other intangibles | $15,159,000 | 304 |
| All other assets | $12,005,000 | 855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,013,475,000 | 537 |
| Total liabilities | $933,446,000 | 532 |
| Total deposits | $793,302,000 | 509 |
| Interest-bearing deposits | $696,362,000 | 497 |
| Deposits held in domestic offices | $793,302,000 | 506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,879,000 | 802 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $110,825,000 | 471 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $8,440,000 | 672 |
| Total equity capital | $80,029,000 | 593 |
| Total bank equity capital | $80,029,000 | 593 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,305,000 | 558 |
| Surplus | $40,696,000 | 526 |
| Undivided profits | $33,028,000 | 776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 823 |
| Income earned, not collected on loans | $3,879,000 | 566 |
| Earning assets | $935,144,000 | 530 |
| Long-term assets (5+ years) | $306,074,000 | 382 |
| Average Assets, year-to-date | $978,594,000 | 536 |
| Average Assets, quarterly | $1,008,916,000 | 533 |
| Volatile liabilities | $164,970,000 | 691 |
| Insider loans | $11,713,000 | 343 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $346,000 | 1,045 |
| Unused loan commitments | $115,592,000 | 673 |
| Tier 1 (core) risk-based capital | $69,490,800 | 654 |
| Tier 2 risk-based capital | $7,984,000 | 544 |
| Total risk weighted assets | $660,932,500 | 557 |
| Total unused commitments | $115,592,000 | 674 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 341 | 519 |
| Assets and Liabilities | ||
| Total Assets: | $955,974,000 | 557 |
| Cash and due from depository institutions | $56,387,000 | 519 |
| Interest-bearing balances | $20,300,000 | 270 |
| Securities | $215,902,000 | 574 |
| Federal funds sold & reverse repurchase agreements | $15,775,000 | 1,029 |
| Net loans & leases | $627,276,000 | 525 |
| Loan loss allowance | $7,883,000 | 566 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $13,172,000 | 550 |
| Other real estate owned | $356,000 | 519 |
| Goodwill and other intangibles | $15,805,000 | 301 |
| All other assets | $11,301,000 | 797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $955,974,000 | 557 |
| Total liabilities | $870,623,000 | 553 |
| Total deposits | $797,676,000 | 489 |
| Interest-bearing deposits | $702,044,000 | 471 |
| Deposits held in domestic offices | $797,676,000 | 486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,191,000 | 772 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $49,478,000 | 610 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,278,000 | 949 |
| Total equity capital | $85,351,000 | 567 |
| Total bank equity capital | $85,351,000 | 567 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,305,000 | 546 |
| Surplus | $40,696,000 | 515 |
| Undivided profits | $38,350,000 | 670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,507,000 | 1,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $3,282,000 | 632 |
| Earning assets | $879,253,000 | 553 |
| Long-term assets (5+ years) | $321,732,000 | 328 |
| Average Assets, year-to-date | $909,118,600 | 558 |
| Average Assets, quarterly | $949,143,000 | 550 |
| Volatile liabilities | $127,361,000 | 710 |
| Insider loans | $11,424,000 | 348 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $5,624,000 | 494 |
| Unused loan commitments | $137,498,000 | 551 |
| Tier 1 (core) risk-based capital | $68,618,300 | 632 |
| Tier 2 risk-based capital | $7,422,240 | 564 |
| Total risk weighted assets | $593,318,340 | 571 |
| Total unused commitments | $137,498,000 | 553 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 328 | 536 |
| Assets and Liabilities | ||
| Total Assets: | $857,843,000 | 606 |
| Cash and due from depository institutions | $36,406,000 | 536 |
| Interest-bearing balances | $6,448,000 | 694 |
| Securities | $164,011,000 | 739 |
| Federal funds sold & reverse repurchase agreements | $8,675,000 | 1,592 |
| Net loans & leases | $612,048,000 | 544 |
| Loan loss allowance | $7,588,000 | 592 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $13,003,000 | 563 |
| Other real estate owned | $387,000 | 536 |
| Goodwill and other intangibles | $12,675,000 | 328 |
| All other assets | $10,638,000 | 824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $857,843,000 | 606 |
| Total liabilities | $782,035,000 | 600 |
| Total deposits | $723,809,000 | 546 |
| Interest-bearing deposits | $642,753,000 | 514 |
| Deposits held in domestic offices | $723,809,000 | 540 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,527,000 | 1,220 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $45,058,000 | 601 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,641,000 | 910 |
| Total equity capital | $75,808,000 | 628 |
| Total bank equity capital | $75,808,000 | 628 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,305,000 | 561 |
| Surplus | $33,696,000 | 582 |
| Undivided profits | $35,807,000 | 707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,124,000 | 1,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $80,000 | 1,038 |
| Income earned, not collected on loans | $3,559,000 | 623 |
| Earning assets | $791,182,000 | 598 |
| Long-term assets (5+ years) | $323,573,000 | 279 |
| Average Assets, year-to-date | $809,666,000 | 602 |
| Average Assets, quarterly | $867,248,500 | 592 |
| Volatile liabilities | $132,128,000 | 709 |
| Insider loans | $10,850,000 | 356 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,653,000 | 657 |
| Unused loan commitments | $107,742,000 | 614 |
| Tier 1 (core) risk-based capital | $62,224,700 | 698 |
| Tier 2 risk-based capital | $6,925,770 | 560 |
| Total risk weighted assets | $553,399,670 | 598 |
| Total unused commitments | $107,742,000 | 618 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 288 | 645 |
| Assets and Liabilities | ||
| Total Assets: | $716,147,000 | 720 |
| Cash and due from depository institutions | $56,408,000 | 645 |
| Interest-bearing balances | $18,142,000 | 215 |
| Securities | $137,836,000 | 896 |
| Federal funds sold & reverse repurchase agreements | $5,150,000 | 2,514 |
| Net loans & leases | $493,696,000 | 674 |
| Loan loss allowance | $6,895,000 | 687 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,598,000 | 705 |
| Other real estate owned | $273,000 | 645 |
| Goodwill and other intangibles | $2,504,000 | 821 |
| All other assets | $9,682,000 | 918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $716,147,000 | 720 |
| Total liabilities | $647,397,000 | 714 |
| Total deposits | $617,012,000 | 662 |
| Interest-bearing deposits | $542,198,000 | 651 |
| Deposits held in domestic offices | $617,012,000 | 655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,167,000 | 1,343 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $18,000,000 | 990 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,218,000 | 968 |
| Total equity capital | $68,750,000 | 703 |
| Total bank equity capital | $68,750,000 | 703 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,305,000 | 591 |
| Surplus | $33,695,000 | 604 |
| Undivided profits | $28,750,000 | 896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,628,000 | 1,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 874 |
| Income earned, not collected on loans | $2,934,000 | 756 |
| Earning assets | $654,824,000 | 711 |
| Long-term assets (5+ years) | $210,458,000 | 402 |
| Average Assets, year-to-date | $696,045,200 | 717 |
| Average Assets, quarterly | $712,489,000 | 720 |
| Volatile liabilities | $92,920,000 | 918 |
| Insider loans | $12,005,000 | 363 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $518,000 | 951 |
| Unused loan commitments | $99,043,000 | 662 |
| Tier 1 (core) risk-based capital | $64,995,000 | 689 |
| Tier 2 risk-based capital | $5,691,960 | 668 |
| Total risk weighted assets | $454,154,060 | 719 |
| Total unused commitments | $99,043,000 | 666 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 297 | 652 |
| Assets and Liabilities | ||
| Total Assets: | $671,163,000 | 777 |
| Cash and due from depository institutions | $29,810,000 | 652 |
| Interest-bearing balances | $15,000 | 6,291 |
| Securities | $147,336,000 | 866 |
| Federal funds sold & reverse repurchase agreements | $12,950,000 | 1,108 |
| Net loans & leases | $459,395,000 | 726 |
| Loan loss allowance | $6,600,000 | 749 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,704,000 | 767 |
| Other real estate owned | $170,000 | 652 |
| Goodwill and other intangibles | $2,642,000 | 744 |
| All other assets | $9,156,000 | 1,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $671,163,000 | 777 |
| Total liabilities | $607,602,000 | 780 |
| Total deposits | $593,100,000 | 700 |
| Interest-bearing deposits | $522,981,000 | 682 |
| Deposits held in domestic offices | $593,100,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,691,000 | 1,563 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,000,000 | 1,624 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,811,000 | 1,073 |
| Total equity capital | $63,561,000 | 780 |
| Total bank equity capital | $63,561,000 | 780 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $8,300,000 | 465 |
| Surplus | $19,157,000 | 949 |
| Undivided profits | $36,104,000 | 728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,439,000 | 1,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $181,000 | 629 |
| Income earned, not collected on loans | $3,024,000 | 765 |
| Earning assets | $619,696,000 | 781 |
| Long-term assets (5+ years) | $194,888,000 | 398 |
| Average Assets, year-to-date | $648,158,800 | 781 |
| Average Assets, quarterly | $664,287,500 | 777 |
| Volatile liabilities | $62,442,000 | 1,109 |
| Insider loans | $9,401,000 | 470 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,863,000 | 484 |
| Unused loan commitments | $84,212,000 | 766 |
| Tier 1 (core) risk-based capital | $58,759,000 | 794 |
| Tier 2 risk-based capital | $5,326,330 | 707 |
| Total risk weighted assets | $424,832,830 | 758 |
| Total unused commitments | $84,212,000 | 771 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 203 | 974 |
| Assets and Liabilities | ||
| Total Assets: | $632,256,000 | 805 |
| Cash and due from depository institutions | $31,288,000 | 974 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $129,650,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $20,350,000 | 517 |
| Net loans & leases | $430,577,000 | 741 |
| Loan loss allowance | $5,952,000 | 813 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,389,000 | 869 |
| Other real estate owned | $552,000 | 974 |
| Goodwill and other intangibles | $2,591,000 | 690 |
| All other assets | $8,859,000 | 1,078 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $632,256,000 | 805 |
| Total liabilities | $577,931,000 | 801 |
| Total deposits | $566,605,000 | 718 |
| Interest-bearing deposits | $495,166,000 | 702 |
| Deposits held in domestic offices | $566,605,000 | 706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,875,000 | 2,330 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 1,725 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,451,000 | 1,175 |
| Total equity capital | $54,325,000 | 829 |
| Total bank equity capital | $54,325,000 | 829 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $8,300,000 | 461 |
| Surplus | $17,700,000 | 952 |
| Undivided profits | $28,325,000 | 824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,689,000 | 1,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $344,000 | 337 |
| Income earned, not collected on loans | $2,974,000 | 697 |
| Earning assets | $580,577,000 | 794 |
| Long-term assets (5+ years) | $169,591,000 | 435 |
| Average Assets, year-to-date | $621,517,000 | 805 |
| Average Assets, quarterly | $630,616,500 | 804 |
| Volatile liabilities | $46,478,000 | 1,315 |
| Insider loans | $10,721,000 | 415 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $667,000 | 736 |
| Unused loan commitments | $74,839,000 | 765 |
| Tier 1 (core) risk-based capital | $52,751,000 | 826 |
| Tier 2 risk-based capital | $5,105,150 | 722 |
| Total risk weighted assets | $407,564,950 | 759 |
| Total unused commitments | $74,839,000 | 773 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 147 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $420,864,000 | 1,138 |
| Cash and due from depository institutions | $17,862,000 | 1,434 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $95,575,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $33,600,000 | 415 |
| Net loans & leases | $263,003,000 | 1,069 |
| Loan loss allowance | $3,335,000 | 1,343 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,676,000 | 1,980 |
| Other real estate owned | $842,000 | 1,434 |
| Goodwill and other intangibles | $1,839,000 | 742 |
| All other assets | $4,467,000 | 1,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,864,000 | 1,138 |
| Total liabilities | $389,284,000 | 1,133 |
| Total deposits | $369,512,000 | 1,073 |
| Interest-bearing deposits | $322,661,000 | 1,078 |
| Deposits held in domestic offices | $369,512,000 | 1,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,004,000 | 870 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000,000 | 1,835 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,768,000 | 2,004 |
| Total equity capital | $31,580,000 | 1,301 |
| Total bank equity capital | $31,580,000 | 1,301 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,305,000 | 563 |
| Surplus | $9,695,000 | 1,500 |
| Undivided profits | $15,580,000 | 1,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,393,000 | 2,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,346,000 | 1,265 |
| Earning assets | $392,178,000 | 1,124 |
| Long-term assets (5+ years) | $97,140,000 | 686 |
| Average Assets, year-to-date | $372,618,000 | 1,255 |
| Average Assets, quarterly | $407,544,500 | 1,163 |
| Volatile liabilities | $46,853,000 | 1,258 |
| Insider loans | $9,901,000 | 429 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $655,000 | 1,153 |
| Unused loan commitments | $47,337,000 | 1,019 |
| Tier 1 (core) risk-based capital | $29,741,000 | 1,335 |
| Tier 2 risk-based capital | $3,170,170 | 1,056 |
| Total risk weighted assets | $253,449,070 | 1,121 |
| Total unused commitments | $47,337,000 | 1,045 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 132 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $348,165,000 | 1,421 |
| Cash and due from depository institutions | $20,382,000 | 1,641 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $84,707,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $15,675,000 | 1,064 |
| Net loans & leases | $220,430,000 | 1,323 |
| Loan loss allowance | $2,822,000 | 1,603 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,812,000 | 2,623 |
| Other real estate owned | $74,000 | 1,641 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,085,000 | 1,943 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $348,165,000 | 1,421 |
| Total liabilities | $319,512,000 | 1,424 |
| Total deposits | $311,191,000 | 1,343 |
| Interest-bearing deposits | $270,212,000 | 1,355 |
| Deposits held in domestic offices | $311,191,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,434,000 | 1,227 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,887,000 | 1,971 |
| Total equity capital | $28,653,000 | 1,355 |
| Total bank equity capital | $28,653,000 | 1,355 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,305,000 | 569 |
| Surplus | $9,695,000 | 1,456 |
| Undivided profits | $12,653,000 | 1,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,110,000 | 3,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,166,000 | 1,661 |
| Earning assets | $320,812,000 | 1,397 |
| Long-term assets (5+ years) | $96,610,000 | 644 |
| Average Assets, year-to-date | $335,625,000 | 1,443 |
| Average Assets, quarterly | $342,148,500 | 1,429 |
| Volatile liabilities | $33,639,000 | 1,571 |
| Insider loans | $363,000 | 2,482 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $730,000 | 813 |
| Unused loan commitments | $32,576,000 | 1,282 |
| Tier 1 (core) risk-based capital | $28,653,000 | 1,320 |
| Tier 2 risk-based capital | $2,793,340 | 1,199 |
| Total risk weighted assets | $223,438,440 | 1,305 |
| Total unused commitments | $32,576,000 | 1,296 |
| Derivatives | $0 | 651 |