Home > Chemical Bank North > Income and Expense
Chemical Bank North, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 5,249 |
| Total interest expense | $2,403,000 | 5,705 |
| Net interest income | $3,324,000 | 4,793 |
| Provision for loan and lease losses | $32,000 | 7,167 |
| Total noninterest income | $487,000 | 4,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,275 |
| Total noninterest expense | $2,280,000 | 5,195 |
| Salaries and employee benefits | $1,406,000 | 4,604 |
| Premises and equipment expense | $274,000 | 5,725 |
| Additional noninterest expense | $600,000 | 5,789 |
| Pre-tax net operating income | $1,499,000 | 4,070 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $496,000 | 3,499 |
| Income before extraordinary items | $1,003,000 | 4,385 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,003,000 | 4,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,889 |
| Cash dividends | $1,460,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,003,000 | 4,381 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,231,000 | 5,404 |
| Total interest expense | $2,017,000 | 5,971 |
| Net interest income | $3,214,000 | 4,918 |
| Provision for loan and lease losses | $8,000 | 8,218 |
| Total noninterest income | $411,000 | 5,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,870 |
| Total noninterest expense | $2,194,000 | 5,340 |
| Salaries and employee benefits | $1,330,000 | 4,789 |
| Premises and equipment expense | $269,000 | 5,815 |
| Additional noninterest expense | $595,000 | 5,859 |
| Pre-tax net operating income | $1,423,000 | 4,240 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $488,000 | 3,696 |
| Income before extraordinary items | $935,000 | 4,636 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $935,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $410,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $935,000 | 4,601 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,149,000 | 5,571 |
| Total interest expense | $2,081,000 | 6,058 |
| Net interest income | $3,068,000 | 5,053 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $394,000 | 5,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,980 |
| Total noninterest expense | $2,107,000 | 5,390 |
| Salaries and employee benefits | $1,291,000 | 4,792 |
| Premises and equipment expense | $237,000 | 6,158 |
| Additional noninterest expense | $579,000 | 5,887 |
| Pre-tax net operating income | $1,295,000 | 4,635 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $444,000 | 4,158 |
| Income before extraordinary items | $851,000 | 4,996 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $851,000 | 4,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $370,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $851,000 | 4,914 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 5,858 |
| Total interest expense | $2,018,000 | 6,232 |
| Net interest income | $2,913,000 | 5,427 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $468,000 | 5,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,342 |
| Total noninterest expense | $2,147,000 | 5,384 |
| Salaries and employee benefits | $1,213,000 | 5,048 |
| Premises and equipment expense | $259,000 | 5,930 |
| Additional noninterest expense | $675,000 | 5,355 |
| Pre-tax net operating income | $1,174,000 | 5,306 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $406,000 | 4,840 |
| Income before extraordinary items | $768,000 | 5,590 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $768,000 | 5,593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $374,000 | 4,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $768,000 | 5,545 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,689,000 | 6,213 |
| Total interest expense | $1,903,000 | 6,618 |
| Net interest income | $2,786,000 | 5,754 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $437,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $2,048,000 | 5,850 |
| Salaries and employee benefits | $1,171,000 | 5,317 |
| Premises and equipment expense | $237,000 | 6,434 |
| Additional noninterest expense | $640,000 | 6,092 |
| Pre-tax net operating income | $1,115,000 | 5,366 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $387,000 | 4,992 |
| Income before extraordinary items | $728,000 | 5,634 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $728,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $284,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $728,000 | 5,579 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 6,532 |
| Total interest expense | $1,799,000 | 6,904 |
| Net interest income | $2,632,000 | 6,080 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $427,000 | 5,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,758 |
| Total noninterest expense | $2,008,000 | 5,960 |
| Salaries and employee benefits | $1,097,000 | 5,606 |
| Premises and equipment expense | $252,000 | 6,309 |
| Additional noninterest expense | $659,000 | 6,134 |
| Pre-tax net operating income | $967,000 | 6,122 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $327,000 | 5,700 |
| Income before extraordinary items | $640,000 | 6,373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $640,000 | 6,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $148,000 | 6,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $640,000 | 6,364 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,209,000 | 6,461 |
| Total interest expense | $1,474,000 | 6,964 |
| Net interest income | $2,735,000 | 6,038 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $370,000 | 6,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $208,000 | 5,136 |
| Total noninterest expense | $2,018,000 | 6,158 |
| Salaries and employee benefits | $1,069,000 | 5,776 |
| Premises and equipment expense | $244,000 | 6,618 |
| Additional noninterest expense | $705,000 | 6,278 |
| Pre-tax net operating income | $1,015,000 | 5,888 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $342,000 | 5,361 |
| Income before extraordinary items | $682,000 | 6,013 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $682,000 | 6,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $675,970 | 6,133 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 6,505 |
| Total interest expense | $1,648,000 | 6,746 |
| Net interest income | $2,672,000 | 6,215 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $393,000 | 6,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 5,071 |
| Total noninterest expense | $1,963,000 | 6,444 |
| Salaries and employee benefits | $1,035,000 | 5,947 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $701,000 | 6,553 |
| Pre-tax net operating income | $1,018,000 | 5,822 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $342,000 | 5,595 |
| Income before extraordinary items | $694,000 | 6,154 |
| Extraordinary gains, net | $130,000 | 1,350 |
| Net income | $824,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $281,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $681,940 | 5,975 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 6,715 |
| Total interest expense | $2,030,000 | 7,053 |
| Net interest income | $2,633,000 | 6,348 |
| Provision for loan and lease losses | $35,000 | 9,755 |
| Total noninterest income | $339,000 | 7,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $1,989,000 | 6,407 |
| Salaries and employee benefits | $1,039,000 | 5,825 |
| Premises and equipment expense | $254,000 | 6,707 |
| Additional noninterest expense | $696,000 | 6,772 |
| Pre-tax net operating income | $948,000 | 5,865 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $321,000 | 5,677 |
| Income before extraordinary items | $637,000 | 6,315 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $637,000 | 6,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $196,000 | 5,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $630,400 | 6,011 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.