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Chemical Bank New Jersey, Income and Expense

1994-12-31 (YTD Data)		Rank
Total interest income	$360,993,000	149
Total interest expense	$132,639,000	179
Net interest income	$228,354,000	129
Provision for loan and lease losses	$-25,000,000	12,598
Total noninterest income	$68,289,000	184
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$21,257,000	126
Trading account gains and fees	$-41,000	4,842
Additional Noninterest Income	$47,073,000	150
Total noninterest expense	$204,516,000	142
Salaries and employee benefits	$81,482,000	129
Premises and equipment expense	$24,805,000	137
Additional noninterest expense	$98,229,000	137
Pre-tax net operating income	$117,127,000	120
Securities gains (losses)	$2,165,000	88
Applicable income taxes	$49,254,000	96
Income before extraordinary items	$70,038,000	141
Extraordinary gains, net	$0	249
Net income	$70,038,000	142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,115,000	177
Cash dividends	$73,000,000	78
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$68,652,400	139
1993-12-31 (YTD Data)		Rank
Total interest income	$358,578,000	134
Total interest expense	$128,231,000	160
Net interest income	$230,347,000	118
Provision for loan and lease losses	$2,600,000	665
Total noninterest income	$58,066,000	190
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$17,318,000	148
Trading account gains and fees	$43,000	339
Additional Noninterest Income	$40,705,000	160
Total noninterest expense	$205,924,000	129
Salaries and employee benefits	$76,244,000	123
Premises and equipment expense	$23,799,000	134
Additional noninterest expense	$105,881,000	124
Pre-tax net operating income	$79,889,000	151
Securities gains (losses)	$4,276,000	172
Applicable income taxes	$25,325,000	148
Income before extraordinary items	$58,840,000	151
Extraordinary gains, net	$-6,512,000	13,263
Net income	$52,328,000	163
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,181,000	90
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$695,000	541
Net operating income	$55,846,800	151
1992-12-31 (YTD Data)		Rank
Total interest income	$389,280,000	133
Total interest expense	$160,841,000	152
Net interest income	$228,439,000	111
Provision for loan and lease losses	$34,027,000	153
Total noninterest income	$63,990,000	172
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$16,189,000	142
Trading account gains and fees	$0	504
Additional Noninterest Income	$47,801,000	134
Total noninterest expense	$191,596,000	130
Salaries and employee benefits	$68,509,000	132
Premises and equipment expense	$23,491,000	135
Additional noninterest expense	$99,596,000	118
Pre-tax net operating income	$66,806,000	131
Securities gains (losses)	$9,144,000	124
Applicable income taxes	$4,760,000	501
Income before extraordinary items	$71,190,000	97
Extraordinary gains, net	$0	1,422
Net income	$71,190,000	97
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,822,000	176
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$62,594,640	97

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.