Home > Chemical Bank Montcalm > Income and Expense
Chemical Bank Montcalm, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,700,000 | 3,491 |
| Total interest expense | $3,615,000 | 4,292 |
| Net interest income | $6,085,000 | 2,898 |
| Provision for loan and lease losses | $112,000 | 5,070 |
| Total noninterest income | $891,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $555,000 | 2,450 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $336,000 | 3,698 |
| Total noninterest expense | $3,883,000 | 3,415 |
| Salaries and employee benefits | $2,161,000 | 3,249 |
| Premises and equipment expense | $540,000 | 3,572 |
| Additional noninterest expense | $1,182,000 | 3,479 |
| Pre-tax net operating income | $2,981,000 | 2,405 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,012,000 | 2,099 |
| Income before extraordinary items | $1,969,000 | 2,611 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,969,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $2,525,000 | 1,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,969,000 | 2,605 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,182,000 | 3,472 |
| Total interest expense | $3,194,000 | 4,357 |
| Net interest income | $5,988,000 | 2,938 |
| Provision for loan and lease losses | $95,000 | 5,363 |
| Total noninterest income | $804,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $510,000 | 2,587 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $294,000 | 4,064 |
| Total noninterest expense | $3,842,000 | 3,436 |
| Salaries and employee benefits | $2,173,000 | 3,179 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $1,181,000 | 3,479 |
| Pre-tax net operating income | $2,855,000 | 2,517 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $975,000 | 2,255 |
| Income before extraordinary items | $1,880,000 | 2,714 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,880,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $2,370,000 | 1,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,880,000 | 2,686 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 3,509 |
| Total interest expense | $3,394,000 | 4,260 |
| Net interest income | $5,707,000 | 3,019 |
| Provision for loan and lease losses | $191,000 | 3,608 |
| Total noninterest income | $726,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $463,000 | 2,731 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $263,000 | 4,296 |
| Total noninterest expense | $3,654,000 | 3,478 |
| Salaries and employee benefits | $2,065,000 | 3,231 |
| Premises and equipment expense | $479,000 | 3,814 |
| Additional noninterest expense | $1,110,000 | 3,598 |
| Pre-tax net operating income | $2,588,000 | 2,697 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $884,000 | 2,530 |
| Income before extraordinary items | $1,704,000 | 2,925 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,704,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $734,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,704,000 | 2,833 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,330,000 | 3,832 |
| Total interest expense | $3,120,000 | 4,556 |
| Net interest income | $5,210,000 | 3,350 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $711,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $467,000 | 2,805 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $244,000 | 4,439 |
| Total noninterest expense | $3,517,000 | 3,592 |
| Salaries and employee benefits | $1,954,000 | 3,388 |
| Premises and equipment expense | $454,000 | 4,016 |
| Additional noninterest expense | $1,109,000 | 3,576 |
| Pre-tax net operating income | $2,284,000 | 3,149 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $786,000 | 2,971 |
| Income before extraordinary items | $1,498,000 | 3,365 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,498,000 | 3,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $668,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,498,000 | 3,286 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,876,000 | 4,102 |
| Total interest expense | $3,003,000 | 4,787 |
| Net interest income | $4,873,000 | 3,614 |
| Provision for loan and lease losses | $142,000 | 4,211 |
| Total noninterest income | $713,000 | 4,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 2,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,467 |
| Total noninterest expense | $3,428,000 | 3,848 |
| Salaries and employee benefits | $1,876,000 | 3,532 |
| Premises and equipment expense | $428,000 | 4,300 |
| Additional noninterest expense | $1,124,000 | 3,992 |
| Pre-tax net operating income | $2,016,000 | 3,403 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $693,000 | 3,205 |
| Income before extraordinary items | $1,323,000 | 3,573 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,323,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $559,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,323,000 | 3,522 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 4,635 |
| Total interest expense | $2,570,000 | 5,439 |
| Net interest income | $4,318,000 | 4,054 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $610,000 | 4,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,191 |
| Total noninterest expense | $3,001,000 | 4,295 |
| Salaries and employee benefits | $1,624,000 | 3,992 |
| Premises and equipment expense | $384,000 | 4,698 |
| Additional noninterest expense | $993,000 | 4,374 |
| Pre-tax net operating income | $1,843,000 | 3,752 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $636,000 | 3,517 |
| Income before extraordinary items | $1,207,000 | 3,941 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,207,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $488,000 | 3,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,207,000 | 3,928 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 4,717 |
| Total interest expense | $2,023,000 | 5,569 |
| Net interest income | $4,188,000 | 4,200 |
| Provision for loan and lease losses | $88,000 | 4,864 |
| Total noninterest income | $536,000 | 5,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,489 |
| Total noninterest expense | $2,811,000 | 4,664 |
| Salaries and employee benefits | $1,532,000 | 4,214 |
| Premises and equipment expense | $363,000 | 4,958 |
| Additional noninterest expense | $916,000 | 5,097 |
| Pre-tax net operating income | $1,825,000 | 3,693 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $646,000 | 3,306 |
| Income before extraordinary items | $1,190,000 | 3,888 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,190,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $461,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,182,850 | 3,951 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 4,711 |
| Total interest expense | $2,305,000 | 5,150 |
| Net interest income | $4,046,000 | 4,352 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $530,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,584 |
| Total noninterest expense | $2,670,000 | 4,978 |
| Salaries and employee benefits | $1,484,000 | 4,314 |
| Premises and equipment expense | $316,000 | 5,611 |
| Additional noninterest expense | $870,000 | 5,522 |
| Pre-tax net operating income | $1,834,000 | 3,604 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $639,000 | 3,394 |
| Income before extraordinary items | $1,204,000 | 4,012 |
| Extraordinary gains, net | $170,000 | 1,129 |
| Net income | $1,374,000 | 3,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $530,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,198,150 | 3,815 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 4,983 |
| Total interest expense | $2,885,000 | 5,325 |
| Net interest income | $3,851,000 | 4,612 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $521,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 5,312 |
| Total noninterest expense | $2,600,000 | 5,128 |
| Salaries and employee benefits | $1,429,000 | 4,414 |
| Premises and equipment expense | $339,000 | 5,492 |
| Additional noninterest expense | $832,000 | 5,873 |
| Pre-tax net operating income | $1,672,000 | 3,674 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $612,000 | 3,378 |
| Income before extraordinary items | $1,083,000 | 4,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,083,000 | 4,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $436,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,068,280 | 3,934 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.