Home > Chemical Bank Michigan > Income and Expense
Chemical Bank Michigan, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,425,000 | 2,020 |
| Total interest expense | $6,840,000 | 2,459 |
| Net interest income | $10,585,000 | 1,657 |
| Provision for loan and lease losses | $53,000 | 6,459 |
| Total noninterest income | $2,068,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,209,000 | 1,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $859,000 | 2,060 |
| Total noninterest expense | $6,825,000 | 2,026 |
| Salaries and employee benefits | $3,752,000 | 1,918 |
| Premises and equipment expense | $857,000 | 2,413 |
| Additional noninterest expense | $2,216,000 | 1,963 |
| Pre-tax net operating income | $5,775,000 | 1,276 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $1,896,000 | 1,222 |
| Income before extraordinary items | $3,881,000 | 1,366 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,881,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $1,640,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,879,660 | 1,353 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,086,000 | 2,013 |
| Total interest expense | $5,861,000 | 2,513 |
| Net interest income | $10,225,000 | 1,703 |
| Provision for loan and lease losses | $76,000 | 5,754 |
| Total noninterest income | $2,000,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,075,000 | 1,236 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $925,000 | 1,968 |
| Total noninterest expense | $6,663,000 | 2,046 |
| Salaries and employee benefits | $3,567,000 | 1,971 |
| Premises and equipment expense | $797,000 | 2,548 |
| Additional noninterest expense | $2,299,000 | 1,894 |
| Pre-tax net operating income | $5,486,000 | 1,384 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,804,000 | 1,352 |
| Income before extraordinary items | $3,682,000 | 1,460 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,682,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,236 |
| Cash dividends | $6,705,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,682,000 | 1,436 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,891,000 | 2,050 |
| Total interest expense | $6,156,000 | 2,464 |
| Net interest income | $9,735,000 | 1,751 |
| Provision for loan and lease losses | $84,000 | 5,485 |
| Total noninterest income | $1,872,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,000,000 | 1,251 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $872,000 | 2,047 |
| Total noninterest expense | $6,250,000 | 2,102 |
| Salaries and employee benefits | $3,341,000 | 2,014 |
| Premises and equipment expense | $774,000 | 2,522 |
| Additional noninterest expense | $2,135,000 | 1,989 |
| Pre-tax net operating income | $5,273,000 | 1,411 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,725,000 | 1,439 |
| Income before extraordinary items | $3,548,000 | 1,487 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,548,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $1,600,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,548,000 | 1,425 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,585,000 | 2,094 |
| Total interest expense | $6,357,000 | 2,361 |
| Net interest income | $9,228,000 | 1,885 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $1,713,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $905,000 | 1,428 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $808,000 | 2,015 |
| Total noninterest expense | $5,937,000 | 2,160 |
| Salaries and employee benefits | $3,184,000 | 2,071 |
| Premises and equipment expense | $771,000 | 2,505 |
| Additional noninterest expense | $1,982,000 | 2,105 |
| Pre-tax net operating income | $4,920,000 | 1,571 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,612,000 | 1,603 |
| Income before extraordinary items | $3,308,000 | 1,634 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,308,000 | 1,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,428 |
| Cash dividends | $1,666,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,308,000 | 1,596 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,085,000 | 2,237 |
| Total interest expense | $6,319,000 | 2,444 |
| Net interest income | $8,766,000 | 2,045 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,630,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $890,000 | 1,508 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $740,000 | 2,205 |
| Total noninterest expense | $5,716,000 | 2,406 |
| Salaries and employee benefits | $3,034,000 | 2,205 |
| Premises and equipment expense | $794,000 | 2,470 |
| Additional noninterest expense | $1,888,000 | 2,591 |
| Pre-tax net operating income | $4,620,000 | 1,576 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,530,000 | 1,572 |
| Income before extraordinary items | $3,090,000 | 1,616 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,090,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $1,231,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,090,000 | 1,578 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,126,000 | 2,373 |
| Total interest expense | $6,094,000 | 2,516 |
| Net interest income | $8,032,000 | 2,245 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $1,449,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $786,000 | 1,730 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $663,000 | 2,381 |
| Total noninterest expense | $5,581,000 | 2,438 |
| Salaries and employee benefits | $2,894,000 | 2,292 |
| Premises and equipment expense | $778,000 | 2,558 |
| Additional noninterest expense | $1,909,000 | 2,501 |
| Pre-tax net operating income | $3,840,000 | 1,930 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,243,000 | 1,962 |
| Income before extraordinary items | $2,597,000 | 1,932 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,597,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $1,012,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,597,000 | 1,911 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,165,000 | 2,315 |
| Total interest expense | $5,145,000 | 2,398 |
| Net interest income | $8,020,000 | 2,253 |
| Provision for loan and lease losses | $64,000 | 5,501 |
| Total noninterest income | $1,272,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $729,000 | 1,844 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $543,000 | 2,796 |
| Total noninterest expense | $5,783,000 | 2,430 |
| Salaries and employee benefits | $2,869,000 | 2,336 |
| Premises and equipment expense | $814,000 | 2,492 |
| Additional noninterest expense | $2,100,000 | 2,474 |
| Pre-tax net operating income | $3,445,000 | 2,068 |
| Securities gains (losses) | $40,000 | 1,289 |
| Applicable income taxes | $1,085,000 | 2,072 |
| Income before extraordinary items | $2,400,000 | 2,032 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,400,000 | 2,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,275 |
| Cash dividends | $960,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,372,400 | 2,077 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,797,000 | 2,248 |
| Total interest expense | $5,944,000 | 2,185 |
| Net interest income | $7,853,000 | 2,291 |
| Provision for loan and lease losses | $88,000 | 6,122 |
| Total noninterest income | $1,311,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $719,000 | 1,899 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $592,000 | 2,920 |
| Total noninterest expense | $5,789,000 | 2,470 |
| Salaries and employee benefits | $2,850,000 | 2,341 |
| Premises and equipment expense | $786,000 | 2,596 |
| Additional noninterest expense | $2,153,000 | 2,567 |
| Pre-tax net operating income | $3,287,000 | 2,070 |
| Securities gains (losses) | $53,000 | 3,314 |
| Applicable income taxes | $1,072,000 | 2,109 |
| Income before extraordinary items | $2,268,000 | 2,206 |
| Extraordinary gains, net | $200,000 | 1,014 |
| Net income | $2,468,000 | 2,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,231,960 | 2,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,493,000 | 2,279 |
| Total interest expense | $7,749,000 | 2,195 |
| Net interest income | $7,744,000 | 2,330 |
| Provision for loan and lease losses | $61,000 | 8,508 |
| Total noninterest income | $1,186,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $715,000 | 1,890 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $471,000 | 3,313 |
| Total noninterest expense | $5,632,000 | 2,568 |
| Salaries and employee benefits | $2,766,000 | 2,341 |
| Premises and equipment expense | $773,000 | 2,683 |
| Additional noninterest expense | $2,093,000 | 2,694 |
| Pre-tax net operating income | $3,237,000 | 1,920 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $1,066,000 | 1,991 |
| Income before extraordinary items | $2,233,000 | 2,057 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,233,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $876,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,190,840 | 1,920 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.