Home > Chemical Bank Huron > Income and Expense
Chemical Bank Huron, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 7,216 |
| Total interest expense | $1,640,000 | 7,301 |
| Net interest income | $2,153,000 | 6,978 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $284,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,303 |
| Total noninterest expense | $1,394,000 | 7,603 |
| Salaries and employee benefits | $756,000 | 7,363 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $413,000 | 8,058 |
| Pre-tax net operating income | $983,000 | 6,064 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $301,000 | 5,979 |
| Income before extraordinary items | $682,000 | 6,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $682,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $116,000 | 6,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $682,000 | 6,073 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 7,411 |
| Total interest expense | $1,342,000 | 7,418 |
| Net interest income | $2,106,000 | 7,310 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $228,000 | 8,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,461,000 | 7,723 |
| Salaries and employee benefits | $733,000 | 7,652 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $482,000 | 8,033 |
| Pre-tax net operating income | $813,000 | 6,810 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $247,000 | 6,586 |
| Income before extraordinary items | $573,000 | 6,744 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $573,000 | 6,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $568,100 | 6,831 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 7,507 |
| Total interest expense | $1,554,000 | 7,040 |
| Net interest income | $1,968,000 | 7,776 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $201,000 | 9,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $1,434,000 | 8,065 |
| Salaries and employee benefits | $722,000 | 7,851 |
| Premises and equipment expense | $241,000 | 6,865 |
| Additional noninterest expense | $471,000 | 8,505 |
| Pre-tax net operating income | $675,000 | 7,496 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $186,000 | 7,886 |
| Income before extraordinary items | $493,000 | 7,616 |
| Extraordinary gains, net | $110,000 | 1,482 |
| Net income | $603,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $234,000 | 5,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $490,080 | 7,383 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,812,000 | 7,756 |
| Total interest expense | $1,922,000 | 7,295 |
| Net interest income | $1,890,000 | 8,077 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $1,447,000 | 8,110 |
| Salaries and employee benefits | $749,000 | 7,615 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $460,000 | 8,867 |
| Pre-tax net operating income | $608,000 | 7,650 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $176,000 | 8,054 |
| Income before extraordinary items | $455,000 | 7,696 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $455,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $438,440 | 7,497 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.