Home > Chemical Bank, FSB > Income and Expense
Chemical Bank, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,693,000 | 3,734 |
| Total interest expense | $5,188,000 | 2,936 |
| Net interest income | $3,505,000 | 4,872 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $6,419,000 | 808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $6,419,000 | 567 |
| Total noninterest expense | $9,516,000 | 1,493 |
| Salaries and employee benefits | $6,089,000 | 1,112 |
| Premises and equipment expense | $1,895,000 | 1,118 |
| Additional noninterest expense | $1,532,000 | 3,037 |
| Pre-tax net operating income | $258,000 | 10,057 |
| Securities gains (losses) | $-4,863,000 | 11,941 |
| Applicable income taxes | $-1,666,000 | 11,926 |
| Income before extraordinary items | $-2,939,000 | 11,924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-2,939,000 | 11,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $173,320 | 10,204 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,620,000 | 3,475 |
| Total interest expense | $4,592,000 | 2,663 |
| Net interest income | $4,028,000 | 4,350 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $5,076,000 | 915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,076,000 | 639 |
| Total noninterest expense | $8,415,000 | 1,737 |
| Salaries and employee benefits | $5,219,000 | 1,289 |
| Premises and equipment expense | $1,870,000 | 1,132 |
| Additional noninterest expense | $1,326,000 | 3,718 |
| Pre-tax net operating income | $539,000 | 8,389 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $204,000 | 7,278 |
| Income before extraordinary items | $326,000 | 8,864 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $326,000 | 8,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $331,760 | 8,862 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,294,000 | 4,154 |
| Total interest expense | $3,470,000 | 3,616 |
| Net interest income | $3,824,000 | 4,584 |
| Provision for loan and lease losses | $140,000 | 4,819 |
| Total noninterest income | $4,395,000 | 1,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,395,000 | 752 |
| Total noninterest expense | $6,511,000 | 2,227 |
| Salaries and employee benefits | $3,822,000 | 1,754 |
| Premises and equipment expense | $1,227,000 | 1,709 |
| Additional noninterest expense | $1,462,000 | 3,587 |
| Pre-tax net operating income | $1,568,000 | 4,157 |
| Securities gains (losses) | $433,000 | 998 |
| Applicable income taxes | $732,000 | 2,984 |
| Income before extraordinary items | $1,269,000 | 3,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,269,000 | 3,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 252 |
| Net operating income | $991,880 | 4,492 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 8,198 |
| Total interest expense | $1,570,000 | 8,302 |
| Net interest income | $1,920,000 | 7,974 |
| Provision for loan and lease losses | $123,000 | 6,648 |
| Total noninterest income | $2,967,000 | 1,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,967,000 | 964 |
| Total noninterest expense | $3,791,000 | 3,669 |
| Salaries and employee benefits | $1,685,000 | 3,797 |
| Premises and equipment expense | $688,000 | 2,966 |
| Additional noninterest expense | $1,418,000 | 3,760 |
| Pre-tax net operating income | $973,000 | 5,737 |
| Securities gains (losses) | $65,000 | 3,702 |
| Applicable income taxes | $391,000 | 4,882 |
| Income before extraordinary items | $647,000 | 6,248 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $647,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,982,000 | 246 |
| Net operating income | $605,400 | 6,168 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.