Home > Chemical Bank Central > Income and Expense
Chemical Bank Central, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 4,133 |
| Total interest expense | $3,015,000 | 4,905 |
| Net interest income | $4,983,000 | 3,483 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $780,000 | 3,718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $567,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 4,653 |
| Total noninterest expense | $3,383,000 | 3,829 |
| Salaries and employee benefits | $1,963,000 | 3,517 |
| Premises and equipment expense | $435,000 | 4,240 |
| Additional noninterest expense | $985,000 | 4,041 |
| Pre-tax net operating income | $2,295,000 | 2,986 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $762,000 | 2,603 |
| Income before extraordinary items | $1,534,000 | 3,200 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,534,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $2,255,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,533,330 | 3,187 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 4,543 |
| Total interest expense | $2,228,000 | 5,600 |
| Net interest income | $4,515,000 | 3,777 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $687,000 | 4,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,715 |
| Total noninterest expense | $2,886,000 | 4,341 |
| Salaries and employee benefits | $1,732,000 | 3,869 |
| Premises and equipment expense | $349,000 | 4,971 |
| Additional noninterest expense | $805,000 | 4,768 |
| Pre-tax net operating income | $2,271,000 | 3,017 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $768,000 | 2,725 |
| Income before extraordinary items | $1,503,000 | 3,236 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,503,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $730,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,503,000 | 3,202 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 4,667 |
| Total interest expense | $2,272,000 | 5,710 |
| Net interest income | $4,245,000 | 3,934 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $633,000 | 4,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 3,057 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $221,000 | 4,708 |
| Total noninterest expense | $2,713,000 | 4,496 |
| Salaries and employee benefits | $1,633,000 | 3,973 |
| Premises and equipment expense | $344,000 | 4,936 |
| Additional noninterest expense | $736,000 | 4,966 |
| Pre-tax net operating income | $2,105,000 | 3,211 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $724,000 | 2,955 |
| Income before extraordinary items | $1,381,000 | 3,484 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,381,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $562,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,381,000 | 3,387 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 5,013 |
| Total interest expense | $2,228,000 | 5,830 |
| Net interest income | $3,852,000 | 4,376 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $643,000 | 4,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $392,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,352 |
| Total noninterest expense | $2,692,000 | 4,492 |
| Salaries and employee benefits | $1,519,000 | 4,206 |
| Premises and equipment expense | $361,000 | 4,786 |
| Additional noninterest expense | $812,000 | 4,673 |
| Pre-tax net operating income | $1,743,000 | 3,964 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $600,000 | 3,668 |
| Income before extraordinary items | $1,143,000 | 4,221 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,143,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,078 |
| Cash dividends | $519,000 | 3,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,143,000 | 4,166 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,732,000 | 5,353 |
| Total interest expense | $2,149,000 | 6,123 |
| Net interest income | $3,583,000 | 4,731 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $592,000 | 4,611 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $370,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,890 |
| Total noninterest expense | $2,579,000 | 4,885 |
| Salaries and employee benefits | $1,458,000 | 4,425 |
| Premises and equipment expense | $363,000 | 4,903 |
| Additional noninterest expense | $758,000 | 5,412 |
| Pre-tax net operating income | $1,536,000 | 4,252 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $533,000 | 3,948 |
| Income before extraordinary items | $1,003,000 | 4,503 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,003,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $483,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,003,000 | 4,447 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 5,669 |
| Total interest expense | $2,051,000 | 6,359 |
| Net interest income | $3,336,000 | 5,058 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $562,000 | 4,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 3,899 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,786 |
| Total noninterest expense | $2,416,000 | 5,147 |
| Salaries and employee benefits | $1,351,000 | 4,711 |
| Premises and equipment expense | $348,000 | 5,044 |
| Additional noninterest expense | $717,000 | 5,732 |
| Pre-tax net operating income | $1,362,000 | 4,797 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $470,000 | 4,385 |
| Income before extraordinary items | $892,000 | 5,029 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $892,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $290,000 | 4,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $892,000 | 5,015 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,148,000 | 5,535 |
| Total interest expense | $1,764,000 | 6,162 |
| Net interest income | $3,384,000 | 5,086 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $491,000 | 5,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,373 |
| Total noninterest expense | $2,495,000 | 5,160 |
| Salaries and employee benefits | $1,361,000 | 4,688 |
| Premises and equipment expense | $358,000 | 5,012 |
| Additional noninterest expense | $776,000 | 5,846 |
| Pre-tax net operating income | $1,260,000 | 5,056 |
| Securities gains (losses) | $18,000 | 1,859 |
| Applicable income taxes | $433,000 | 4,505 |
| Income before extraordinary items | $845,000 | 5,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $845,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $392,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $833,120 | 5,255 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,240,000 | 5,544 |
| Total interest expense | $1,996,000 | 5,844 |
| Net interest income | $3,244,000 | 5,284 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $504,000 | 5,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 5,304 |
| Total noninterest expense | $2,371,000 | 5,520 |
| Salaries and employee benefits | $1,245,000 | 5,074 |
| Premises and equipment expense | $374,000 | 4,976 |
| Additional noninterest expense | $752,000 | 6,226 |
| Pre-tax net operating income | $1,281,000 | 4,920 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $427,000 | 4,768 |
| Income before extraordinary items | $882,000 | 5,177 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $1,007,000 | 4,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 12,247 |
| Cash dividends | $370,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $863,240 | 5,033 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,605,000 | 5,810 |
| Total interest expense | $2,471,000 | 6,046 |
| Net interest income | $3,134,000 | 5,514 |
| Provision for loan and lease losses | $68,000 | 8,314 |
| Total noninterest income | $431,000 | 6,254 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $2,373,000 | 5,538 |
| Salaries and employee benefits | $1,264,000 | 4,935 |
| Premises and equipment expense | $361,000 | 5,234 |
| Additional noninterest expense | $748,000 | 6,431 |
| Pre-tax net operating income | $1,124,000 | 5,169 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $397,000 | 4,820 |
| Income before extraordinary items | $772,000 | 5,509 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $772,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 13,092 |
| Cash dividends | $306,000 | 3,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $742,300 | 5,337 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.